FR2795265B1 - Method and apparatus for processing electronic transaction between a merchant site and a user - Google Patents

Method and apparatus for processing electronic transaction between a merchant site and a user

Info

Publication number
FR2795265B1
FR2795265B1 FR9907748A FR9907748A FR2795265B1 FR 2795265 B1 FR2795265 B1 FR 2795265B1 FR 9907748 A FR9907748 A FR 9907748A FR 9907748 A FR9907748 A FR 9907748A FR 2795265 B1 FR2795265 B1 FR 2795265B1
Authority
FR
France
Prior art keywords
user
apparatus
method
electronic transaction
merchant site
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Fee Related
Application number
FR9907748A
Other languages
French (fr)
Other versions
FR2795265A1 (en
Inventor
Jean Pierre Frouin
Original Assignee
Jean Pierre Frouin
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Jean Pierre Frouin filed Critical Jean Pierre Frouin
Priority to FR9907748A priority Critical patent/FR2795265B1/en
Publication of FR2795265A1 publication Critical patent/FR2795265A1/en
Application granted granted Critical
Publication of FR2795265B1 publication Critical patent/FR2795265B1/en
Anticipated expiration legal-status Critical
Application status is Expired - Fee Related legal-status Critical

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/02Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/12Payment architectures specially adapted for electronic shopping systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/385Use of an alias or a single-use code
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/42Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce, e.g. shopping or e-commerce
    • G06Q30/06Buying, selling or leasing transactions
FR9907748A 1999-06-18 1999-06-18 Method and apparatus for processing electronic transaction between a merchant site and a user Expired - Fee Related FR2795265B1 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
FR9907748A FR2795265B1 (en) 1999-06-18 1999-06-18 Method and apparatus for processing electronic transaction between a merchant site and a user

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
FR9907748A FR2795265B1 (en) 1999-06-18 1999-06-18 Method and apparatus for processing electronic transaction between a merchant site and a user

Publications (2)

Publication Number Publication Date
FR2795265A1 FR2795265A1 (en) 2000-12-22
FR2795265B1 true FR2795265B1 (en) 2005-08-19

Family

ID=9546978

Family Applications (1)

Application Number Title Priority Date Filing Date
FR9907748A Expired - Fee Related FR2795265B1 (en) 1999-06-18 1999-06-18 Method and apparatus for processing electronic transaction between a merchant site and a user

Country Status (1)

Country Link
FR (1) FR2795265B1 (en)

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2002033363A2 (en) * 2000-10-18 2002-04-25 Joshua Edwards Bixler Method and apparatus for secure payment processing
FI118832B (en) * 2001-01-29 2008-03-31 Itella Oyj A method and system for providing a service over a data network
NO313980B1 (en) * 2001-02-08 2003-01-06 Ericsson Telefon Ab L M A method and a module for mobile e-commerce
EP2015242A1 (en) * 2007-06-26 2009-01-14 Alcatel Lucent Method and system for securing online transactions

Family Cites Families (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CA2100134C (en) * 1992-09-29 1999-06-22 Raymond Otto Colbert Secure credit/debit card authorization
US5668876A (en) * 1994-06-24 1997-09-16 Telefonaktiebolaget Lm Ericsson User authentication method and apparatus
US5826245A (en) * 1995-03-20 1998-10-20 Sandberg-Diment; Erik Providing verification information for a transaction
US6252869B1 (en) * 1995-12-29 2001-06-26 At&T Corp. Data network security system and method
DE59601789D1 (en) * 1996-07-12 1999-06-02 Ulrich Dipl Ing Seng Methods for cashless payment of retrievable from a distributed data network services
US5903721A (en) * 1997-03-13 1999-05-11 cha|Technologies Services, Inc. Method and system for secure online transaction processing
FR2771875B1 (en) * 1997-11-04 2000-04-14 Gilles Jean Antoine Kremer Information transmission method and computer server implementing it

Also Published As

Publication number Publication date
FR2795265A1 (en) 2000-12-22

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Legal Events

Date Code Title Description
ST Notification of lapse

Effective date: 20070228