ES2486390B1 -  "Method and system to enable contactless mobile ticketing / payments through an improved mobile phone application" - Google Patents

 "Method and system to enable contactless mobile ticketing / payments through an improved mobile phone application" Download PDF

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Publication number
ES2486390B1
ES2486390B1 ES201300165A ES201300165A ES2486390B1 ES 2486390 B1 ES2486390 B1 ES 2486390B1 ES 201300165 A ES201300165 A ES 201300165A ES 201300165 A ES201300165 A ES 201300165A ES 2486390 B1 ES2486390 B1 ES 2486390B1
Authority
ES
Spain
Prior art keywords
mobile phone
ticketing
payments
mobile
phone application
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Active
Application number
ES201300165A
Other languages
Spanish (es)
Other versions
ES2486390A2 (en
ES2486390R1 (en
Inventor
Carlos Alberto Pérez Lafuente
Imanol GARCÍA MURGA
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Bankinter SA
Seglan SL
Original Assignee
Bankinter SA
Seglan SL
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority to ES201300165A priority Critical patent/ES2486390B1/en
Application filed by Bankinter SA, Seglan SL filed Critical Bankinter SA
Priority to PE2015000237A priority patent/PE20150704A1/en
Priority to JP2015527844A priority patent/JP6711623B2/en
Priority to MX2015002243A priority patent/MX366316B/en
Priority to US14/422,555 priority patent/US20150206129A1/en
Priority to EP13748010.9A priority patent/EP2888703A1/en
Priority to CA2882986A priority patent/CA2882986C/en
Priority to PCT/EP2013/066540 priority patent/WO2014029620A1/en
Priority to KR1020157005496A priority patent/KR20150046080A/en
Priority to PE2016000050A priority patent/PE20160442A1/en
Priority to BR112015003152A priority patent/BR112015003152A2/en
Priority to CN201380043046.5A priority patent/CN104871189B/en
Priority to CN201811627095.4A priority patent/CN110110515A/en
Priority to RU2015109902A priority patent/RU2651179C2/en
Publication of ES2486390A2 publication Critical patent/ES2486390A2/en
Publication of ES2486390R1 publication Critical patent/ES2486390R1/en
Priority to CL2015000413A priority patent/CL2015000413A1/en
Priority to ZA2015/01925A priority patent/ZA201501925B/en
Publication of ES2486390B1 publication Critical patent/ES2486390B1/en
Application granted granted Critical
Priority to US15/783,297 priority patent/US20180053179A1/en
Active legal-status Critical Current
Anticipated expiration legal-status Critical

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices

Abstract

Se describe un método para habilitar ticketing/pagos móviles sin contacto utilizando una aplicación de teléfono móvil, donde cada credencial preparada está unívocamente asociada al teléfono móvil del usuario registrado y a un código de activación, y habilita parcialmente el teléfono móvil para el acceso a ticketing sin contacto o para pagos móviles sin contacto; donde la habilitación del teléfono móvil requiere que el usuario inserte un número de identificación personal en la aplicación de ticketing/pagos; y donde el módulo servidor de ticketing/pagos envía las credenciales al teléfono móvil después de validar con éxito una Contraseña de un Solo Uso (OTP) recibida desde la aplicación de ticketing/pagos. Para el cálculo de una segunda parte de la credencial constituida por un resultado OTP por parte de la aplicación del teléfono móvil se puede utilizar únicamente el PIN del usuario, o bien el PIN junto con el valor de la transacción.A method for enabling contactless mobile ticketing / payments using a mobile phone application is described, where each prepared credential is uniquely associated with the registered user's mobile phone and an activation code, and partially enables the mobile phone for access to ticketing without contact or for mobile payments without contact; where mobile phone enablement requires the user to enter a personal identification number in the ticketing / payment application; and where the ticketing / payment server module sends the credentials to the mobile phone after successfully validating a One-Use Password (OTP) received from the ticketing / payment application. For the calculation of a second part of the credential constituted by an OTP result by the mobile phone application, only the user's PIN can be used, or the PIN together with the transaction value.

Description



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Claims (1)



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ES201300165A 2012-08-21 2013-02-15  "Method and system to enable contactless mobile ticketing / payments through an improved mobile phone application" Active ES2486390B1 (en)

Priority Applications (17)

Application Number Priority Date Filing Date Title
ES201300165A ES2486390B1 (en) 2013-02-15 2013-02-15  "Method and system to enable contactless mobile ticketing / payments through an improved mobile phone application"
CN201811627095.4A CN110110515A (en) 2012-08-21 2013-08-07 The method and system of mobile contactless ticketing service/payment is realized by mobile phone application
JP2015527844A JP6711623B2 (en) 2012-08-21 2013-08-07 Method and system for enabling contactless ticketing/payment by mobile phone via a mobile phone application
US14/422,555 US20150206129A1 (en) 2012-08-21 2013-08-07 Method and System to Enable Mobile Contactless Ticketing/Payments Via a Mobile Phone Application
EP13748010.9A EP2888703A1 (en) 2012-08-21 2013-08-07 Method and system to enable mobile contactless ticketing/payments via a mobile phone application
CA2882986A CA2882986C (en) 2012-08-21 2013-08-07 Method and system to enable mobile contactless ticketing/payments via a mobile phone application
PCT/EP2013/066540 WO2014029620A1 (en) 2012-08-21 2013-08-07 Method and system to enable mobile contactless ticketing/payments via a mobile phone application
KR1020157005496A KR20150046080A (en) 2012-08-21 2013-08-07 Method and system to enable mobile contactless ticketing/payments via a mobile phone application
RU2015109902A RU2651179C2 (en) 2012-08-21 2013-08-07 Method and system to enable mobile contactless ticketing/payments via mobile phone application
BR112015003152A BR112015003152A2 (en) 2012-08-21 2013-08-07 method and system to activate contactless mobile ticketing / payments via a mobile phone app
PE2015000237A PE20150704A1 (en) 2012-08-21 2013-08-07 METHOD AND SYSTEM TO ENABLE TICKETING / MOBILE PAYMENTS WITHOUT CONTACT THROUGH A MOBILE PHONE APPLICATION
MX2015002243A MX366316B (en) 2012-08-21 2013-08-07 Method and system to enable mobile contactless ticketing/payments via a mobile phone application.
PE2016000050A PE20160442A1 (en) 2012-08-21 2013-08-07 METHOD AND SYSTEM TO ENABLE TICKETING / MOBILE PAYMENTS WITHOUT CONTACT THROUGH A MOBILE APPLICATION
CN201380043046.5A CN104871189B (en) 2012-08-21 2013-08-07 The method and system of mobile contactless ticketing service/payment is realized by mobile phone application
CL2015000413A CL2015000413A1 (en) 2012-08-21 2015-02-20 Method and system to enable contactless mobile ticketing / payments through a mobile phone application
ZA2015/01925A ZA201501925B (en) 2012-08-21 2015-03-20 Method and system to enable mobile contactless ticketing/payments via a mobile phone application
US15/783,297 US20180053179A1 (en) 2012-08-21 2017-10-13 Method and System to Enable Mobile Contactless Ticketing/Payments Via a Mobile Phone Application

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
ES201300165A ES2486390B1 (en) 2013-02-15 2013-02-15  "Method and system to enable contactless mobile ticketing / payments through an improved mobile phone application"

Publications (3)

Publication Number Publication Date
ES2486390A2 ES2486390A2 (en) 2014-08-18
ES2486390R1 ES2486390R1 (en) 2014-10-03
ES2486390B1 true ES2486390B1 (en) 2015-06-24

Family

ID=51301467

Family Applications (1)

Application Number Title Priority Date Filing Date
ES201300165A Active ES2486390B1 (en) 2012-08-21 2013-02-15  "Method and system to enable contactless mobile ticketing / payments through an improved mobile phone application"

Country Status (1)

Country Link
ES (1) ES2486390B1 (en)

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20080208681A1 (en) * 2006-09-28 2008-08-28 Ayman Hammad Payment using a mobile device
US8565723B2 (en) * 2007-10-17 2013-10-22 First Data Corporation Onetime passwords for mobile wallets
US8763097B2 (en) * 2011-03-11 2014-06-24 Piyush Bhatnagar System, design and process for strong authentication using bidirectional OTP and out-of-band multichannel authentication
US8346672B1 (en) * 2012-04-10 2013-01-01 Accells Technologies (2009), Ltd. System and method for secure transaction process via mobile device

Also Published As

Publication number Publication date
ES2486390A2 (en) 2014-08-18
ES2486390R1 (en) 2014-10-03

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