EP3446270A4 - Systems and methods for managing electronic transactions using electronic tokens and tokenized devices - Google Patents

Systems and methods for managing electronic transactions using electronic tokens and tokenized devices Download PDF

Info

Publication number
EP3446270A4
EP3446270A4 EP17786541.7A EP17786541A EP3446270A4 EP 3446270 A4 EP3446270 A4 EP 3446270A4 EP 17786541 A EP17786541 A EP 17786541A EP 3446270 A4 EP3446270 A4 EP 3446270A4
Authority
EP
European Patent Office
Prior art keywords
electronic
tokenized
systems
methods
devices
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
EP17786541.7A
Other languages
German (de)
French (fr)
Other versions
EP3446270A1 (en
Inventor
Paul Y. Moreton
Lawrence Douglas
Thomas S. Poole
Thomas C. Clarke
Saejin CHOI
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Capital One Services LLC
Original Assignee
Capital One Services LLC
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Capital One Services LLC filed Critical Capital One Services LLC
Publication of EP3446270A1 publication Critical patent/EP3446270A1/en
Publication of EP3446270A4 publication Critical patent/EP3446270A4/en
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821—Electronic credentials
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/085—Payment architectures involving remote charge determination or related payment systems
    • G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/14—Payment architectures specially adapted for billing systems
    • G06Q20/145—Payments according to the detected use or quantity
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • User Interface Of Digital Computer (AREA)
  • Information Transfer Between Computers (AREA)
EP17786541.7A 2016-04-19 2017-04-19 Systems and methods for managing electronic transactions using electronic tokens and tokenized devices Ceased EP3446270A4 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US201662324505P 2016-04-19 2016-04-19
PCT/US2017/028338 WO2017184713A1 (en) 2016-04-19 2017-04-19 Systems and methods for managing electronic transactions using electronic tokens and tokenized devices

Publications (2)

Publication Number Publication Date
EP3446270A1 EP3446270A1 (en) 2019-02-27
EP3446270A4 true EP3446270A4 (en) 2019-09-18

Family

ID=60084191

Family Applications (1)

Application Number Title Priority Date Filing Date
EP17786541.7A Ceased EP3446270A4 (en) 2016-04-19 2017-04-19 Systems and methods for managing electronic transactions using electronic tokens and tokenized devices

Country Status (3)

Country Link
EP (1) EP3446270A4 (en)
CA (1) CA2964736A1 (en)
WO (1) WO2017184713A1 (en)

Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20140032415A1 (en) * 2012-03-12 2014-01-30 Sk Planet Co., Ltd. Offline transaction payment system, and method and apparatus for the same
US20150254641A1 (en) * 2014-03-04 2015-09-10 Bank Of America Corporation Mobile device credential exposure reduction

Family Cites Families (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1132797A3 (en) * 2000-03-08 2005-11-23 Aurora Wireless Technologies, Ltd. Method for securing user identification in on-line transaction systems
US9400978B2 (en) * 2010-04-09 2016-07-26 Paypal, Inc. Methods and systems for selecting accounts and offers in payment transactions
US8401904B1 (en) * 2011-11-13 2013-03-19 Google Inc. Real-time payment authorization

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20140032415A1 (en) * 2012-03-12 2014-01-30 Sk Planet Co., Ltd. Offline transaction payment system, and method and apparatus for the same
US20150254641A1 (en) * 2014-03-04 2015-09-10 Bank Of America Corporation Mobile device credential exposure reduction

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
See also references of WO2017184713A1 *

Also Published As

Publication number Publication date
EP3446270A1 (en) 2019-02-27
WO2017184713A1 (en) 2017-10-26
CA2964736A1 (en) 2017-10-19

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