EP3265986A4 - Assignment of transactions to sub-accounts in payment account system - Google Patents
Assignment of transactions to sub-accounts in payment account system Download PDFInfo
- Publication number
- EP3265986A4 EP3265986A4 EP16762212.5A EP16762212A EP3265986A4 EP 3265986 A4 EP3265986 A4 EP 3265986A4 EP 16762212 A EP16762212 A EP 16762212A EP 3265986 A4 EP3265986 A4 EP 3265986A4
- Authority
- EP
- European Patent Office
- Prior art keywords
- transactions
- assignment
- accounts
- sub
- payment account
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Withdrawn
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Computer Networks & Wireless Communication (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Cash Registers Or Receiving Machines (AREA)
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US14/641,101 US20160260097A1 (en) | 2015-03-06 | 2015-03-06 | Assignment of transactions to sub-accounts in payment account system |
PCT/US2016/020880 WO2016144750A1 (en) | 2015-03-06 | 2016-03-04 | Assignment of transactions to sub-accounts in payment account system |
Publications (2)
Publication Number | Publication Date |
---|---|
EP3265986A1 EP3265986A1 (en) | 2018-01-10 |
EP3265986A4 true EP3265986A4 (en) | 2018-08-22 |
Family
ID=56849798
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
EP16762212.5A Withdrawn EP3265986A4 (en) | 2015-03-06 | 2016-03-04 | Assignment of transactions to sub-accounts in payment account system |
Country Status (4)
Country | Link |
---|---|
US (1) | US20160260097A1 (en) |
EP (1) | EP3265986A4 (en) |
CN (1) | CN107533707A (en) |
WO (1) | WO2016144750A1 (en) |
Families Citing this family (10)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US11055721B2 (en) * | 2013-10-30 | 2021-07-06 | Tencent Technology (Shenzhen) Company Limited | Method, device and system for information verification |
GB201419016D0 (en) * | 2014-10-24 | 2014-12-10 | Visa Europe Ltd | Transaction Messaging |
US9984371B2 (en) * | 2015-03-27 | 2018-05-29 | Ca, Inc. | Payment de-tokenization with risk evaluation for secure transactions |
US20160350783A1 (en) * | 2015-06-01 | 2016-12-01 | Visa International Service Association | Systems and methods to organize data supporting efficient processing of large scale propagation of resources among users of accounts |
US10650374B1 (en) * | 2015-10-22 | 2020-05-12 | Amdocs Development Limited | System, method, and computer program for implementing high performance digital wallets |
US20170186008A1 (en) * | 2015-12-29 | 2017-06-29 | Ca, Inc. | Methods and apparatus for authenticating and authorizing secondary accounts |
US11777934B2 (en) | 2018-08-22 | 2023-10-03 | Visa International Service Association | Method and system for token provisioning and processing |
US20220198440A1 (en) * | 2020-12-18 | 2022-06-23 | Visa International Service Association | Method, System, and Computer Program Product for Generating a Token for a User Based on Another Token of Another User |
US20220300318A1 (en) * | 2021-03-17 | 2022-09-22 | Bank Of America Corporation | Electronic system for authorization and use of cross-linked resource instruments |
US20230419292A1 (en) * | 2022-06-28 | 2023-12-28 | Capital One Services, Llc | Systems and methods for accounts with multiple profiles |
Citations (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20030061168A1 (en) * | 2001-09-21 | 2003-03-27 | Larry Routhenstein | Method for generating customer secure card numbers |
US20070045409A1 (en) * | 2000-11-15 | 2007-03-01 | First Data Corporation | Methods and systems for redeeming a stored- value card |
US20100258620A1 (en) * | 2009-04-10 | 2010-10-14 | Denise Torreyson | Methods and systems for linking multiple accounts |
US20140344153A1 (en) * | 2013-05-15 | 2014-11-20 | Thanigaivel Ashwin Raj | Mobile tokenization hub |
Family Cites Families (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US6021943A (en) * | 1996-10-09 | 2000-02-08 | Chastain; Robert H. | Process for executing payment transactions |
US7890433B2 (en) * | 2000-06-30 | 2011-02-15 | Tara Chand Singhal | Private and secure payment system |
US7647257B2 (en) * | 2003-05-06 | 2010-01-12 | American Express Travel Related Services Company, Inc. | System and method for web access to financial data |
US8265998B2 (en) * | 2009-07-07 | 2012-09-11 | Chenot Richard H | Systems and methods for per-transaction financial card enabled personal financial management |
US20110231225A1 (en) * | 2010-03-19 | 2011-09-22 | Visa U.S.A. Inc. | Systems and Methods to Identify Customers Based on Spending Patterns |
US10496986B2 (en) * | 2013-08-08 | 2019-12-03 | Visa International Service Association | Multi-network tokenization processing |
-
2015
- 2015-03-06 US US14/641,101 patent/US20160260097A1/en not_active Abandoned
-
2016
- 2016-03-04 EP EP16762212.5A patent/EP3265986A4/en not_active Withdrawn
- 2016-03-04 CN CN201680026139.0A patent/CN107533707A/en active Pending
- 2016-03-04 WO PCT/US2016/020880 patent/WO2016144750A1/en active Application Filing
Patent Citations (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20070045409A1 (en) * | 2000-11-15 | 2007-03-01 | First Data Corporation | Methods and systems for redeeming a stored- value card |
US20030061168A1 (en) * | 2001-09-21 | 2003-03-27 | Larry Routhenstein | Method for generating customer secure card numbers |
US20100258620A1 (en) * | 2009-04-10 | 2010-10-14 | Denise Torreyson | Methods and systems for linking multiple accounts |
US20140344153A1 (en) * | 2013-05-15 | 2014-11-20 | Thanigaivel Ashwin Raj | Mobile tokenization hub |
Non-Patent Citations (1)
Title |
---|
See also references of WO2016144750A1 * |
Also Published As
Publication number | Publication date |
---|---|
WO2016144750A1 (en) | 2016-09-15 |
US20160260097A1 (en) | 2016-09-08 |
EP3265986A1 (en) | 2018-01-10 |
CN107533707A (en) | 2018-01-02 |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
STAA | Information on the status of an ep patent application or granted ep patent |
Free format text: STATUS: THE INTERNATIONAL PUBLICATION HAS BEEN MADE |
|
PUAI | Public reference made under article 153(3) epc to a published international application that has entered the european phase |
Free format text: ORIGINAL CODE: 0009012 |
|
STAA | Information on the status of an ep patent application or granted ep patent |
Free format text: STATUS: REQUEST FOR EXAMINATION WAS MADE |
|
17P | Request for examination filed |
Effective date: 20171006 |
|
AK | Designated contracting states |
Kind code of ref document: A1 Designated state(s): AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR |
|
AX | Request for extension of the european patent |
Extension state: BA ME |
|
DAV | Request for validation of the european patent (deleted) | ||
DAX | Request for extension of the european patent (deleted) | ||
A4 | Supplementary search report drawn up and despatched |
Effective date: 20180724 |
|
RIC1 | Information provided on ipc code assigned before grant |
Ipc: G06Q 40/00 20120101AFI20180718BHEP Ipc: G06Q 40/02 20120101ALI20180718BHEP Ipc: G06F 15/00 20060101ALI20180718BHEP |
|
STAA | Information on the status of an ep patent application or granted ep patent |
Free format text: STATUS: EXAMINATION IS IN PROGRESS |
|
17Q | First examination report despatched |
Effective date: 20201027 |
|
STAA | Information on the status of an ep patent application or granted ep patent |
Free format text: STATUS: THE APPLICATION HAS BEEN WITHDRAWN |
|
18W | Application withdrawn |
Effective date: 20210106 |