EP3033723A4 - Mobile checkout systems and methods - Google Patents
Mobile checkout systems and methods Download PDFInfo
- Publication number
- EP3033723A4 EP3033723A4 EP15752212.9A EP15752212A EP3033723A4 EP 3033723 A4 EP3033723 A4 EP 3033723A4 EP 15752212 A EP15752212 A EP 15752212A EP 3033723 A4 EP3033723 A4 EP 3033723A4
- Authority
- EP
- European Patent Office
- Prior art keywords
- methods
- checkout systems
- mobile checkout
- mobile
- systems
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Ceased
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/202—Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
- G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/326—Payment applications installed on the mobile devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
- G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3825—Use of electronic signatures
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/409—Device specific authentication in transaction processing
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0873—Details of the card reader
- G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W88/00—Devices specially adapted for wireless communication networks, e.g. terminals, base stations or access point devices
- H04W88/02—Terminal devices
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/50—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols using hash chains, e.g. blockchains or hash trees
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Computer Security & Cryptography (AREA)
- Signal Processing (AREA)
- Marketing (AREA)
- Economics (AREA)
- Development Economics (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Cash Registers Or Receiving Machines (AREA)
- Telephonic Communication Services (AREA)
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US14/185,111 US9123036B2 (en) | 2013-03-01 | 2014-02-20 | Mobile checkout systems and methods |
PCT/US2015/015879 WO2015126755A1 (en) | 2014-02-20 | 2015-02-13 | Mobile checkout systems and methods |
Publications (2)
Publication Number | Publication Date |
---|---|
EP3033723A1 EP3033723A1 (en) | 2016-06-22 |
EP3033723A4 true EP3033723A4 (en) | 2017-04-05 |
Family
ID=53878846
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
EP15752212.9A Ceased EP3033723A4 (en) | 2014-02-20 | 2015-02-13 | Mobile checkout systems and methods |
Country Status (10)
Country | Link |
---|---|
EP (1) | EP3033723A4 (en) |
JP (1) | JP6074547B2 (en) |
KR (2) | KR101775298B1 (en) |
CN (1) | CN105051768A (en) |
AU (1) | AU2015219278B2 (en) |
CA (1) | CA2924593C (en) |
HK (1) | HK1215978A1 (en) |
RU (1) | RU2672132C2 (en) |
SG (1) | SG11201606849XA (en) |
WO (1) | WO2015126755A1 (en) |
Families Citing this family (13)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
KR20160111286A (en) * | 2015-03-16 | 2016-09-26 | 삼성전자주식회사 | Processing method for Payment additional information and Electronic device supporting the same |
KR102530888B1 (en) * | 2015-09-01 | 2023-05-11 | 삼성전자주식회사 | Electronic device and method for payment transaction |
US10489777B2 (en) * | 2016-01-05 | 2019-11-26 | Visa International Service Association | Universal access to an electronic wallet |
US11321707B2 (en) | 2016-03-22 | 2022-05-03 | Visa International Service Association | Adaptable authentication processing |
KR20170126735A (en) | 2016-05-10 | 2017-11-20 | 삼성전자주식회사 | Apparatus and method for transmitting a magnetic strip data |
KR20170128980A (en) * | 2016-05-16 | 2017-11-24 | 엘지전자 주식회사 | Mobile terminal and method for controlling the same |
KR102652180B1 (en) | 2016-12-27 | 2024-03-29 | 삼성전자주식회사 | A disital door apparatus and an electronic apparatus and method for releasing digital door lock apparatus and an electronic apparatus and method for releasing the digital door lock apparatus using the electronic apparatus |
CN107645611A (en) * | 2017-10-17 | 2018-01-30 | 维沃移动通信有限公司 | A kind of method of payment and mobile terminal |
KR102139068B1 (en) * | 2017-12-20 | 2020-07-29 | 주식회사 기업서비스연구소 | System for processing sound recognicition among terminals |
CN108805539A (en) * | 2018-02-09 | 2018-11-13 | 深圳市微付充科技有限公司 | A kind of method of payment, mobile device and storage device that Intrusion Detection based on host snap gauge is quasi- |
US11487896B2 (en) | 2018-06-18 | 2022-11-01 | Bright Lion, Inc. | Sensitive data shield for networks |
EP4035108A4 (en) * | 2019-09-27 | 2023-09-06 | Openedge Payments LLC | Systems and methods for uniform, cross-platform transactions |
EP3905166A1 (en) * | 2020-04-30 | 2021-11-03 | Bright Lion, Inc. | E-commerce security assurance network |
Citations (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20090234751A1 (en) * | 2008-03-14 | 2009-09-17 | Eric Chan | Electronic wallet for a wireless mobile device |
US20130013499A1 (en) * | 2011-07-05 | 2013-01-10 | Avinash Kalgi | Electronic wallet checkout platform apparatuses, methods and systems |
US20130024372A1 (en) * | 2010-03-02 | 2013-01-24 | Spodak Douglas A | Portable e-wallet and universal card |
US20130054336A1 (en) * | 2011-04-05 | 2013-02-28 | Roam Data Inc | System and method for incorporating one-time tokens, coupons, and reward systems into merchant point of sale checkout systems |
US20130140360A1 (en) * | 2011-04-05 | 2013-06-06 | Roam Data Inc | System and method for a secure cardholder load and storage device |
Family Cites Families (16)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7810729B2 (en) * | 2009-06-10 | 2010-10-12 | Rem Holdings 3, Llc | Card reader device for a cell phone and method of use |
RU2376635C2 (en) * | 2002-10-23 | 2009-12-20 | Закрытое акционерное общество "МедиаЛингва" | Method and system for carrying out transactions in network using network identifiers |
RU2467501C2 (en) * | 2006-07-06 | 2012-11-20 | Файрторн Мобайл Инк. | Methods and systems for financial transactions in mobile communication environment |
US20080208762A1 (en) * | 2007-02-22 | 2008-08-28 | First Data Corporation | Payments using a mobile commerce device |
US20090159681A1 (en) * | 2007-12-24 | 2009-06-25 | Dynamics, Inc. | Cards and devices with magnetic emulators and magnetic reader read-head detectors |
US20100299212A1 (en) * | 2008-08-27 | 2010-11-25 | Roam Data Inc | System and method for a commerce window application for computing devices |
US9317018B2 (en) * | 2010-03-02 | 2016-04-19 | Gonow Technologies, Llc | Portable e-wallet and universal card |
US20120036042A1 (en) * | 2010-08-05 | 2012-02-09 | Roam Data Inc | System and method for checkout and customer data capture in commerce applications |
WO2012027708A2 (en) * | 2010-08-27 | 2012-03-01 | Wherepro, Llc | Operation of a computing device involving wireless tokens |
US20120052910A1 (en) * | 2010-08-30 | 2012-03-01 | Id Tech | Audio port communication and power device |
US8571989B2 (en) * | 2010-10-13 | 2013-10-29 | Square, Inc. | Decoding systems with a decoding engine running on a mobile device and coupled to a social network |
US20120173351A1 (en) * | 2010-12-29 | 2012-07-05 | Qthru, Llc | Mobile Electronic Shopping |
US20120233004A1 (en) * | 2011-03-11 | 2012-09-13 | James Bercaw | System for mobile electronic commerce |
EP2717734A4 (en) * | 2011-06-10 | 2015-03-04 | Mophie Inc | Wireless communication accessory for a mobile device |
US9154470B2 (en) * | 2012-05-25 | 2015-10-06 | Canon U.S.A., Inc. | System and method for processing transactions |
US20130346223A1 (en) * | 2012-06-26 | 2013-12-26 | Rajen S. Prabhu | Processing point-of-sale transactions using a mobile card and mobile phone |
-
2015
- 2015-02-13 CA CA2924593A patent/CA2924593C/en not_active Expired - Fee Related
- 2015-02-13 EP EP15752212.9A patent/EP3033723A4/en not_active Ceased
- 2015-02-13 AU AU2015219278A patent/AU2015219278B2/en not_active Ceased
- 2015-02-13 KR KR1020167012879A patent/KR101775298B1/en active IP Right Grant
- 2015-02-13 RU RU2016114292A patent/RU2672132C2/en active
- 2015-02-13 SG SG11201606849XA patent/SG11201606849XA/en unknown
- 2015-02-13 KR KR1020177020630A patent/KR20170087979A/en not_active Application Discontinuation
- 2015-02-13 JP JP2016526221A patent/JP6074547B2/en not_active Expired - Fee Related
- 2015-02-13 WO PCT/US2015/015879 patent/WO2015126755A1/en active Application Filing
- 2015-02-13 CN CN201580000172.1A patent/CN105051768A/en active Pending
-
2016
- 2016-04-05 HK HK16103852.3A patent/HK1215978A1/en unknown
Patent Citations (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20090234751A1 (en) * | 2008-03-14 | 2009-09-17 | Eric Chan | Electronic wallet for a wireless mobile device |
US20130024372A1 (en) * | 2010-03-02 | 2013-01-24 | Spodak Douglas A | Portable e-wallet and universal card |
US20130054336A1 (en) * | 2011-04-05 | 2013-02-28 | Roam Data Inc | System and method for incorporating one-time tokens, coupons, and reward systems into merchant point of sale checkout systems |
US20130140360A1 (en) * | 2011-04-05 | 2013-06-06 | Roam Data Inc | System and method for a secure cardholder load and storage device |
US20130013499A1 (en) * | 2011-07-05 | 2013-01-10 | Avinash Kalgi | Electronic wallet checkout platform apparatuses, methods and systems |
Non-Patent Citations (1)
Title |
---|
See also references of WO2015126755A1 * |
Also Published As
Publication number | Publication date |
---|---|
CA2924593A1 (en) | 2015-08-27 |
JP6074547B2 (en) | 2017-02-01 |
RU2016114292A (en) | 2017-10-18 |
KR101775298B1 (en) | 2017-09-05 |
JP2017500629A (en) | 2017-01-05 |
WO2015126755A1 (en) | 2015-08-27 |
KR20170087979A (en) | 2017-07-31 |
HK1215978A1 (en) | 2016-09-30 |
CA2924593C (en) | 2019-03-05 |
EP3033723A1 (en) | 2016-06-22 |
AU2015219278A1 (en) | 2016-03-31 |
CN105051768A (en) | 2015-11-11 |
SG11201606849XA (en) | 2016-09-29 |
AU2015219278B2 (en) | 2017-10-12 |
RU2672132C2 (en) | 2018-11-12 |
KR20160071468A (en) | 2016-06-21 |
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