EP2824627B1 - Sicherung einer elektronischen Zahlungsvorrichtung - Google Patents

Sicherung einer elektronischen Zahlungsvorrichtung Download PDF

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Publication number
EP2824627B1
EP2824627B1 EP14176229.4A EP14176229A EP2824627B1 EP 2824627 B1 EP2824627 B1 EP 2824627B1 EP 14176229 A EP14176229 A EP 14176229A EP 2824627 B1 EP2824627 B1 EP 2824627B1
Authority
EP
European Patent Office
Prior art keywords
terminal
screen
securing
payment
dome
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Active
Application number
EP14176229.4A
Other languages
English (en)
French (fr)
Other versions
EP2824627A3 (de
EP2824627A2 (de
Inventor
Cyril Janot
Yann Granddidier
Didier Georges
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Worldline MS France
Original Assignee
Ingenico Group SA
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Ingenico Group SA filed Critical Ingenico Group SA
Publication of EP2824627A2 publication Critical patent/EP2824627A2/de
Publication of EP2824627A3 publication Critical patent/EP2824627A3/de
Application granted granted Critical
Publication of EP2824627B1 publication Critical patent/EP2824627B1/de
Active legal-status Critical Current
Anticipated expiration legal-status Critical

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Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873—Details of the card reader

Definitions

  • the field of the invention is that of payment terminals.
  • the present invention relates to the field of electronic payment terminals. More particularly, the present invention relates to a new type of electronic payment device that can be used for purposes other than payment settlement operations.
  • payment terminals are mainly used to pay for purchases of goods and services at points of sale.
  • These terminals generally include a smart card reader and a magnetic card reader. They also include a screen, in particular to display information, such as transaction amounts, and a keyboard for entering the same amounts as well as confidential codes entered by customers, or a touch screen.
  • the newer terminals are connected to cash registers and / or computers via a communication network.
  • Such connections may be wired, for example Ethernet, or wireless. These connections make it possible, for example, to connect to an authentication server or to a banking server in order to obtain a debit authorization.
  • the payment terminals do not make it possible to take charge of other operations than the payment of purchases.
  • the payment terminal transmits the transaction data made to the cash register (when it is an intelligent cash register).
  • This cash register logs payment transactions (whether it is transactions using the payment terminal, check transactions or cash transactions), but sometimes such a cash register does not work. This does not have the effect of blocking the payment made on the payment terminal, but the logging of the payments may be wrong, which may be problematic. example to the tax authorities.
  • unscrupulous traders can make cash registers inoperative for the sole purpose of defrauding tax administrations. This may for example be the case in countries where the tax burden is not easily accepted.
  • the payment terminal is not connected (physically or by network) to a cash register.
  • the operation of the cash register is independent of that of the payment terminal. It is therefore not possible to make the link between the sales journal of the cash register and the transactions carried out by the terminal.
  • the invention does not have these disadvantages of the prior art.
  • the invention relates more particularly to a system for securing a component of a terminal.
  • a system for securing a component of a terminal.
  • such a system is characterized in that it comprises a flexible sheet, said flexible sheet comprising an orifice. This orifice is used to allow the application of a pressure, by a deformable element of pressurization, on a metal contact dome.
  • the system is further characterized in that the flexible web forms a gangue around at least a portion of said deformable pressurizing member.
  • said orifice of said flexible sheet is of a diameter smaller than the diameter of said metal contact dome.
  • said flexible sheet comprises at least one printed circuit layer comprising a protective mesh.
  • said printed circuit layer comprising a protective mesh is in contact with said metal dome.
  • said deformable pressurizing element is itself under pressure from a component of said terminal.
  • the invention also relates to a payment terminal comprising at least one system as described above.
  • the general principle of the invention consists in forming a system for securing a component of a terminal by using a combination of means, each of these means providing protection for the other, for the final delivered a secure set, c that is, it is susceptible to intrusion or disassembly attempts.
  • the invention relates more particularly to a system for securing a component of a terminal.
  • a system is characterized in that it comprises a flexible sheet, said flexible sheet comprising an orifice.
  • This orifice is used to allow the application of a pressure, by a deformable element of pressurization, on a metal contact dome.
  • the system is further characterized in that the flexible sheet forms a gangue around at least a portion of said deformable pressurizing element.
  • a disassembly of the system results in an absence (or decrease) of pressure on the metal dome, which is detected, and which causes the implementation of security measure of the terminal.
  • an attempt to alter the flexible sheet leads to the detection of this alteration, and which leads to the implementation of security measure of the terminal.
  • the orifice of the flexible sheet is of a diameter smaller than the diameter of the metal contact dome.
  • the flexible sheet covers the entire dome and the dome is not accessible by its periphery. More particularly, the diameter of the orifice is 3 mm, while the diameter of the metal dome is 4 mm.
  • the flexible sheet has at least a width greater than 4 mm (for example 5 mm).
  • said flexible sheet comprises at least one printed circuit layer comprising a protective mesh.
  • the printed circuit layer comprising a protective mesh is in contact with said metal dome.
  • said deformable pressurizing element is itself under pressure from a component of said terminal (for example a support located inside the terminal, or a mounting element thereof). ).
  • a component of said terminal for example a support located inside the terminal, or a mounting element thereof.
  • the component of the terminal to be protected is a second display screen of the terminal.
  • this security system is apparalement implemented so that the second display screen of the terminal delivers a readable and visible information to the user.
  • the general principle of the terminal is based on the integration, in a payment terminal, cash register functions.
  • This integration is complex since it combines both requirements specific to the payment terminal domain (PCI standards) and the requirements of cash registers.
  • PCI standards payment terminal domain
  • a screen for the customer a screen for the customer.
  • This requirement for example, aims to protect the customer by allowing him to visualize, as and when the registration of his purchases, that the prices displayed during the registration are consistent with those displayed in the department.
  • such a payment terminal 1 integrates cash register functions, and even replaces, for the accounting and tax functions, the cash register.
  • a terminal 1 incorporates several specific storage modules, namely a transactional storage module 2 (that is to say each transaction is recorded) extractable and a cumulative storage module 3.
  • a terminal 1 comprises in particular also a motherboard, a secondary printed circuit, a power supply, a printer making it possible in particular to print payment tickets, for each transaction carried out.
  • a circuit board controls the display on the screens 6 and 9.
  • the transaction memory module 2 (or "EKU Board") plugs into a connector 19.
  • such a terminal 1 comprises a PCI secure enclosure ("Payment Card Industry") and a secure enclosure according to national regulations in force. These two enclosures are contained within the terminal, which is built from an upper half-shell 4 1 and a lower half-shell 4 2 .
  • the terminal 1 further comprises a keyboard 5 (including the keys necessary for data entry), a screen 6 and the means 7 necessary for the use of a means of payment (smart card reader and / or reader tape card and / or contactless reader).
  • the terminal also comprises a bar code reading module 8, which is located in the lower half-shell 4 2 .
  • the terminal 1 can be used in the manner of a conventional bar code reading device.
  • such a terminal 1 comprises a second screen 9, called the user screen.
  • This second screen 9 allows the user to follow the registration of items he buys as you enter these items. It is a sort of information screen for the user.
  • This screen 9 is positioned so that the plane of the screen is substantially parallel to a bar code acquisition axis of the bar code reader 8. Thus, the screen 9 remains visible to the user when the merchant scans the items.
  • the transmission of the data displayed by the screen 9 is also secure, insofar as the flexible screen 9 forms a cage around a pinch roller (in English "puck") on which the screen exerts pressure once the terminal is mounted.
  • the second screen 9 is positioned on the rear face of the terminal, substantially perpendicularly to the first screen 6 of the terminal 1. This feature makes it possible to guarantee optimum visibility of the information displayed on this second screen 9. More particularly, the plane formed by this second screen 9 forms an angle with the plane formed by the first screen 6 between 0 and -90 °, when the plane formed by the first screen 6 is the reference plane.
  • the plane formed by this second screen 9 is substantially parallel to a straight line passing through the center of the bar code reading module 8.
  • such a terminal is portable. More specifically, such a terminal does not exceed five hundred grams, the width of the terminal at the "5" key of the keyboard does not exceed 7.62 cm, the sum of the height and width of the terminal at the level of the "5" key on the keyboard does not exceed 10.16 cm and the keyboard length is less than 10.16 cm.
  • the terminal comprises a second screen, called the user screen.
  • This second screen allows the user to follow the registration of the products he buys as and when entering this article. It is a sort of information screen for the user.
  • the transmission of the data displayed by this second screen is also secure, since the flexible screen forms a cage (gangue) around a puck on which the screen exerts pressure once the terminal mounted.
  • the terminal is already clearly distinguishable from other terminals that can claim to perform the same or similar functions.
  • the second display screen must also be secured in the PCI sense.
  • these standards require: that the display on the screen must not be altered; that it must not be possible to reach the data transmission circuits to the screen, that these data must be secured and that it must be possible to detect the unauthorized opening of the terminal at the level of the 'screen.
  • PCI enclosure i.e. a certain volume of the terminal in which many security measures are concentrated.
  • the second display screen there is no such enclosure. It is however necessary to ensure all the functions imposed by the standards.
  • this web carries the signals that are emitted from a printed circuit board (not shown) to the screen S2 to cause the display of data on the screen.
  • this web is used to form a gangue around a protuberance P1 formed by a screen support S3.
  • the flexible web S1 comprises an orifice 01, which, when the web forms the gangue around the protuberance, is located under a base surface of the screen support.
  • a "puck" S4 (it is a stud or a silicone roller, which has the property of being deformable).
  • this S4 roller presses on the printed circuit board (not shown). This pressure is exerted more particularly on a metal dome located on the printed circuit board. When pressed, this dome maintains contact on the printed circuit board. This contact, when maintained, ensures that the terminal is not disassembled. Furthermore, when the components of this system are mounted, the secure hose is held in place by the joint action of the orifice, the roller and the base of the screen support.
  • the metal dome has a diameter greater than that of the orifice. Therefore, it is not possible to consider an extraction of the dome since it is covered by the flexible.
  • the technique described can be applied to any type of connection that must be performed outside a PCI enclosure.
  • the fact that the device is disassembled causes a loss of pressure of the puck on the dome, which therefore passes to the open position.
  • the passage in this open position leads to the implementation of security measures.
  • This technique is interesting when the dome itself is protected by a circuit (which is flexible) which includes an opening whose diameter is smaller than the diameter of the dome. The combination of these features makes it possible to secure in the PCI direction an element that is not present in the PCI enclosure.

Landscapes

  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Coupling Device And Connection With Printed Circuit (AREA)
  • Push-Button Switches (AREA)

Claims (7)

  1. System zur Sicherung eines Bauteils eines Endgerätes, System, dadurch gekennzeichnet, dass es eine flexible Bahn aufweist, wobei die flexible Bahn eine Aufnahmeöffnung eines verformbaren Elements zum Unterdrucksetzen aufweist, das System ist ferner dadurch gekennzeichnet, dass die flexible Bahn eine Matrix um mindestens einen Abschnitt des verformbaren Elements zum Unterdrucksetzen bildet, wenn das Endgerät zusammengebaut ist.
  2. System zur Sicherung nach Anspruch 1, dadurch gekennzeichnet, dass, wenn das Endgerät zusammengebaut ist, das verformbare Element zum Unterdrucksetzen einen Druck auf eine metallische Kontaktkuppel ausübt, wobei der Druck den Zusammenbau des Endgeräts bestätigt.
  3. System zur Sicherung nach Anspruch 2, dadurch gekennzeichnet, dass die Öffnung der flexiblen Bahn einen Durchmesser aufweist, der geringer als der Durchmesser der metallischen Kontaktkuppel ist.
  4. System zur Sicherung nach Anspruch 1, wobei die flexible Bahn mindestens eine Schicht einer gedruckten Schaltung aufweist, die ein Schutzgitter aufweist.
  5. System zur Sicherung nach Anspruch 2, dadurch gekennzeichnet, dass die flexible Bahn mindestens eine Schicht einer gedruckten Schaltung aufweist, die ein Schutzgitter aufweist, und dass die mindestens eine Schicht einer gedruckten Schaltung, die ein Schutzgitter aufweist, mit der metallischen Kuppel in Kontakt ist.
  6. System zur Sicherung nach Anspruch 1, wobei das verformbare Element zum Unterdrucksetzen selbst durch ein Bauteil des Endgeräts einem Druck ausgesetzt wird, wenn das Endgerät zusammengebaut ist.
  7. Zahlungsendgerät, umfassend mindestens ein System nach Anspruch 1.
EP14176229.4A 2013-07-12 2014-07-09 Sicherung einer elektronischen Zahlungsvorrichtung Active EP2824627B1 (de)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
FR1356871A FR3008525B1 (fr) 2013-07-12 2013-07-12 Securisation d'un dispositif de paiement electronique

Publications (3)

Publication Number Publication Date
EP2824627A2 EP2824627A2 (de) 2015-01-14
EP2824627A3 EP2824627A3 (de) 2015-03-11
EP2824627B1 true EP2824627B1 (de) 2016-09-14

Family

ID=49546532

Family Applications (1)

Application Number Title Priority Date Filing Date
EP14176229.4A Active EP2824627B1 (de) 2013-07-12 2014-07-09 Sicherung einer elektronischen Zahlungsvorrichtung

Country Status (4)

Country Link
EP (1) EP2824627B1 (de)
ES (1) ES2606502T3 (de)
FR (1) FR3008525B1 (de)
PT (1) PT2824627T (de)

Family Cites Families (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7804028B2 (en) * 2007-12-14 2010-09-28 P-Two Industries Inc. Flexible flat cable and manufacturing method thereof

Also Published As

Publication number Publication date
FR3008525B1 (fr) 2015-07-31
EP2824627A3 (de) 2015-03-11
EP2824627A2 (de) 2015-01-14
ES2606502T3 (es) 2017-03-24
PT2824627T (pt) 2016-12-21
FR3008525A1 (fr) 2015-01-16

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