DE4406590A1 - Caller authentication system for telecommunication networks e.g. in home banking, shopping - Google Patents
Caller authentication system for telecommunication networks e.g. in home banking, shoppingInfo
- Publication number
- DE4406590A1 DE4406590A1 DE19944406590 DE4406590A DE4406590A1 DE 4406590 A1 DE4406590 A1 DE 4406590A1 DE 19944406590 DE19944406590 DE 19944406590 DE 4406590 A DE4406590 A DE 4406590A DE 4406590 A1 DE4406590 A1 DE 4406590A1
- Authority
- DE
- Germany
- Prior art keywords
- authentication
- network
- authentication system
- shopping
- caller
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Granted
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/409—Device specific authentication in transaction processing
- G06Q20/4097—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M3/00—Automatic or semi-automatic exchanges
- H04M3/38—Graded-service arrangements, i.e. some subscribers prevented from establishing certain connections
- H04M3/382—Graded-service arrangements, i.e. some subscribers prevented from establishing certain connections using authorisation codes or passwords
Abstract
Description
Die Erfindung bezieht sich auf ein im Oberbegriff des Patentanspruchs 1 näher definiertes System zur Authentifizierung von Anrufern. Von solchen Systemen, die bestimmten sicherheitsrelevanten Endeinrichtungen oder für solche speziell vorgesehenen Schnittstellen zugeordnet werden, ist eine Vielzahl in der Literatur beschrieben.The invention relates to one in the preamble of Claim 1 defined system for Authentication of callers. From such systems that certain security-relevant terminal equipment or for assigned such specially provided interfaces a variety is described in the literature.
Telekommunikationsnetze, vorzugsweise Telefonnetze, erlauben keine persönliche Identifizierung des Anrufers beim Angerufenen. Moderne zentralgesteuerte Netze, wie z. B. das ISDN, identifizieren lediglich optional den anrufenden Anschluß durch Übermittlung von dessen Rufnummer. Für die Fälle, in denen eine weitergehende Identifizierung der Person des Anrufers gewünscht wird, müssen Absprachen hinsichtlich Benutzeroberfläche und Übertragungsverfahren für eine Authentifizierung des Anrufers über das Netz zwischen den Kommunikationspartnern, dem Netzbetreiber hinsichtlich des Übertragungsverfahrens, und den Anbietern von Endeinrichtungen hinsichtlich deren Eignung getroffen werden.Telecommunication networks, preferably telephone networks, do not allow personal identification of the caller to the called party. Modern, centrally controlled networks, such as B. the ISDN, only optionally identify the calling party Connection by transmitting its number. For the Cases where further identification of the Person of the caller is desired, arrangements must be made with regard to user interface and transmission method for authentication of the caller via the network between the communication partners, the network operator regarding the transfer procedure, and the providers made by terminal equipment with regard to their suitability become.
Als besonderer Nachteil ist zu erachten, daß jeder potentielle Anrufer von Diensten mit Authentikationsbedarf solche speziellen Enseinrichtungen bzw. Schnittstellen wie z. B. Kunde/Bank für Kontentransaktionen: "Homebankig", Kunde/Versandhaus für Bestellungen: "Homeshopping", Kunde/Netzbetreiber haben muß. Die für jeden Anwendungsfall erforderlichen, in der Regel unterschiedlichen Absprachen zwischen den beteiligten Parteien erschweren die Einführung von Authentifizierungsverfahren.A particular disadvantage is that everyone potential callers for services that require authentication such special facilities or interfaces as e.g. B. Customer / bank for account transactions: "Home bank", Customer / mail order company for orders: "Home shopping", Customer / network operator must have. The one for every application necessary, usually different agreements between the parties involved complicates the introduction of authentication procedures.
Der Erfindung liegt die Aufgabe zugrunde, die Vielzahl unterschiedlicher Authentifizierungsverfahren bzw. Verfahrensvarianten zu verringern, deren allgemeine Akzeptanz zu verbessern und die Einführung neuer Anwendungsbereiche zu erschließen bzw. zu beschleunigen.The invention is based, the multitude different authentication methods or Process variants to reduce their general Improve acceptance and introduce new ones Open up or accelerate areas of application.
Die Aufgabe wird erfindungsgemäß gelöst, wie im Kennzeichen des Patentanspruchs 1 beschrieben.The object is achieved according to the invention, as in the license plate of claim 1 described.
Eine vorteilhafte Weiterbildungsmöglichkeit ist im Kennzeichen des Patentanspruchs 2 beschrieben.An advantageous training opportunity is in Characteristic of claim 2 described.
Das vorgeschlagene einheitliche Verfahren ermöglicht es, durch Synergie, also zusammenhängende gemeinsame Erfüllung von mehreren Aufgaben, die Kosten für den einzelnen Anwendungsfall zu verringern, schafft für den Benutzer in verschiedenen Anwendungsfällen gleiche Benutzeroberflächen und erhöht damit die Akzeptanz. Gleichzeitig werden neue Anwendungsbereiche erschlossen und die Einführung neuer Anwendungen beschleunigt.The proposed uniform procedure enables through synergy, i.e. coherent joint fulfillment of multiple tasks, the cost of each Reduce use case creates for the user in same user interfaces for different applications and thus increases acceptance. At the same time, new ones Areas of application opened up and the introduction of new ones Accelerated applications.
Es ist besonders vorteilhaft, daß die Authentifizierung in seiner technisch/organisatorischen Dimension als Leistungsmerkmal des Telekommunikationsnetzes selbst gestaltet und verschiedenen Nutzerbeziehungen in gleicher Weise angeboten wird.It is particularly advantageous that the authentication in its technical / organizational dimension as Performance feature of the telecommunications network itself designed and different user relationships in the same Way is offered.
Die Erfindung wird nachstehend in einem Ausführungsbeispiel näher beschrieben. Die zugehörige Zeichnung zeigt ein Übersichtsbild der Authentifizierung als Netzdienstleistung.The invention is described below in one embodiment described in more detail. The associated drawing shows a Overview image of authentication as Network service.
Realisiert wird das Leistungsmerkmal durch eine zusätzliche Schaltungsanordnung im Netz, die als Authentifizierungsmo dul bezeichnet ist und welche die Authentifizierungsangaben vom sendenden Endgerät erhält bzw. auf Anforderung des empfangenden Endgeräts abfragt und nach Prüfung und ggf. Umkodierung an das Zielendgerät weitergibt. Dieser Authentifizierungsmodul ist aus Sicht der Authentifizierung Kommunikationspartner der beteiligten Endgeräte und somit das Kernstück der Dienstleistung. Diese schließt auch die Definition geeigneter Endeinrichtungen bzw. Endgerätefunktionen oder entsprechender Schnittstellen bzw. Schnittstellen-Elemente zur Anschaltung von Endeinrichtungen zur Unterstützung dieses Leistungsmerkmals an das Netz ein.The performance feature is realized by an additional Circuit arrangement in the network, which as an authentication mo dul is designated and which the authentication information received from the sending terminal or at the request of receiving device and after checking and, if necessary, Transcoding passes on to the target terminal. This Authentication module is from the authentication perspective Communication partner of the end devices involved and thus the centerpiece of the service. This also includes the Definition of suitable terminal equipment or Terminal functions or corresponding interfaces or Interface elements for connecting Terminal equipment to support this feature to the network.
Als Formen der Authentifizierung zwischen Anrufer und Netz können grundsätzlich alle gängigen Verfahren wie Codeworte, PIN, Speicherkarten, Prozessorkarten bis hin zur Spracherkennung einzeln oder in beliebigen Kombinationen eingesetzt werden. In gleicher Weise können die bekannten Übertragungsverfahren für den Informationstransfer zwischen den beteiligten Systemkomponenten zum Einsatz kommen.As forms of authentication between the caller and the network can basically all common methods such as code words, PIN, memory cards, processor cards up to Speech recognition individually or in any combination be used. In the same way, the known Transfer procedure for the transfer of information between the system components involved are used.
Eine Ausführungsmöglichkeit der Erfindung ist die Einführung einer Chipkarte entsprechend den bestehenden Standards, die neben den notwendigen Sicherungsalgorithmen zunächst nur Informationen zur Kennzeichnung des Karteninhabers enthält und in der Lage ist, über ein geeignetes Endgerät mit der ergänzenden Schaltungsanordnung im Netz zu kommunizieren.One possible embodiment of the invention is Introduction of a chip card according to the existing ones Standards in addition to the necessary security algorithms initially only information to identify the Cardholder contains and is able to via a suitable terminal with the additional circuit arrangement to communicate in the network.
Zusammen mit entsprechenden Endgeräten stellt diese Karte einen Schlüssel zur Kommunikation über das Authentifizierungsmodul und somit zur Nutzung des entsprechenden Dienstleistungsangebot des Netzbetreibers dar. Die Übermittlung der Authentifizierunginformation an den Angerufenen erfolgt unter Nutzung bekannter Übertragungsverfahren, sofern dieser am Authentifizierungsdienst des Netzbetreibers teilnimmt. Die Chipkarte kann zusätzlich noch mit anderen Funktionen ausgestattet werden.Together with the corresponding end devices, this card provides a key to communication about that Authentication module and thus to use the corresponding service offer of the network operator The transmission of the authentication information to the called parties use known ones Transfer procedure, if this on Authentication service of the network operator participates. The Chip card can also have other functions be equipped.
Aufbauend auf dem beschriebenen Anwendungsbeispiel können bereits bestehende Kartensysteme in dieses System integriert werden. Hierfür bietet sich z. B. die heute bereits vorhandene "Multifunktionalen Chipkarte" (MFC- Karte) an. Sie kann dann nicht nur in den bestehenden Beziehungen Kunde/Raiffeisen-Bank und Kunde/Telekom (Öffentliches Telefon) benutzt werden, sondern zusätzlich in allen anderen, dem Authentifizierungsdienst ange schlossenen Anwendungen.Building on the application example described existing card systems in this system to get integrated. For this there is z. B. today existing "multifunctional chip card" (MFC A card to. You can then not only in the existing Relationships between customer / Raiffeisen bank and customer / Telekom (Public telephone) are used, but additionally in all others, the authentication service closed applications.
Die Aufgabe des Authentifizierungsmoduls besteht in der Hauptsache darin, die Echtheit der Karte, die Benutzungsberechtigung, das Abprüfen von Sperrlisten und die entsprechenden Berechtigungen bzw. Service-Profile des Karteninhabers zu prüfen und in Aktionen, z. B. Informationsübermittlung an den angerufenen Gesprächspartner, umzusetzen.The task of the authentication module is to The main thing is the authenticity of the card, the Permission to use, checking blacklists and the corresponding authorizations or service profiles of the Check cardholder and in actions such. B. Transmission of information to the called party Interlocutor to implement.
Die Echtheitsprüfung kann z. B. auf der Basis eines Call- Response-Verfahrens erfolgen. Gegenstand der Prüfung ist in diesem Fall der auf der Chipkarte auf Krypto-Basis enthaltenen Algorithmus. Zu realisieren ist der Authentifizierungsmodul als Einrichtung zum Empfangen und Senden von digitalen Informationen entsprechend den im Netz optimalen Übertragungsverfahren. Die Verarbeitung dieser Informationen erfolgt auf Software-Basis.The authenticity check can, for. B. on the basis of a call Response procedure take place. The subject of the examination is in in this case that on the crypto-based chip card included algorithm. The is to be realized Authentication module as a device for receiving and Sending digital information corresponding to that on the network optimal transmission method. Processing this Information is provided on a software basis.
Claims (2)
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
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DE19944406590 DE4406590C2 (en) | 1994-03-01 | 1994-03-01 | Authentication system for callers |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
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DE19944406590 DE4406590C2 (en) | 1994-03-01 | 1994-03-01 | Authentication system for callers |
Publications (2)
Publication Number | Publication Date |
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DE4406590A1 true DE4406590A1 (en) | 1995-09-07 |
DE4406590C2 DE4406590C2 (en) | 2001-05-31 |
Family
ID=6511471
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
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DE19944406590 Expired - Fee Related DE4406590C2 (en) | 1994-03-01 | 1994-03-01 | Authentication system for callers |
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Cited By (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
DE19521485A1 (en) * | 1995-06-13 | 1996-12-19 | Deutsche Telekom Ag | Method and device for the transmission of confidential connection establishment and service information between subscriber end devices and one or more digital switching centers |
DE19747603A1 (en) * | 1997-10-28 | 1999-05-20 | Brokat Informationssysteme Gmb | Signing messages with digital signature |
US7386727B1 (en) | 1998-10-24 | 2008-06-10 | Encorus Holdings Limited | Method for digital signing of a message |
US7774609B2 (en) | 1997-10-28 | 2010-08-10 | First Data Mobile Holdings Limited | Process for digital signing of a message |
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Cited By (6)
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---|---|---|---|---|
DE19521485A1 (en) * | 1995-06-13 | 1996-12-19 | Deutsche Telekom Ag | Method and device for the transmission of confidential connection establishment and service information between subscriber end devices and one or more digital switching centers |
US6708275B1 (en) | 1995-06-13 | 2004-03-16 | Deutsche Telekom | Process and device for transmitting confidential connection establishment and service information between subscriber terminals and one or more digital exchanges |
DE19747603A1 (en) * | 1997-10-28 | 1999-05-20 | Brokat Informationssysteme Gmb | Signing messages with digital signature |
DE19747603C2 (en) * | 1997-10-28 | 2001-07-05 | Brokat Informationssysteme Gmb | Method for digitally signing a message |
US7774609B2 (en) | 1997-10-28 | 2010-08-10 | First Data Mobile Holdings Limited | Process for digital signing of a message |
US7386727B1 (en) | 1998-10-24 | 2008-06-10 | Encorus Holdings Limited | Method for digital signing of a message |
Also Published As
Publication number | Publication date |
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DE4406590C2 (en) | 2001-05-31 |
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