CN205862349U - Electron magnetic stripe card - Google Patents

Electron magnetic stripe card Download PDF

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Publication number
CN205862349U
CN205862349U CN201390001251.0U CN201390001251U CN205862349U CN 205862349 U CN205862349 U CN 205862349U CN 201390001251 U CN201390001251 U CN 201390001251U CN 205862349 U CN205862349 U CN 205862349U
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China
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magnetic stripe
magnetic
assembly
core
analog
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CN201390001251.0U
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Chinese (zh)
Inventor
王博
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北京智付融汇科技有限公司
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Priority to PCT/CN2013/084445 priority Critical patent/WO2015042865A1/en
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Publication of CN205862349U publication Critical patent/CN205862349U/en

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    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06KRECOGNITION OF DATA; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/06187Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with magnetically detectable marking
    • G06K19/06206Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with magnetically detectable marking the magnetic marking being emulated

Abstract

Electron magnetic stripe card, including data transmission subassembly, processor module, power supply module and simulation magnetic component, wherein, simulation magnetic component includes solenoid and magnetic conductivity direction anisotropic magnetic core by wire coiling one -tenth, the magnetic conductivity direction of magnetic core is the slant, the slant is presetting the direction of angle with horizontal one -tenth, horizontal direction for being on a parallel with electron magnetic stripe card length limit. Through the utility model discloses, the simulation to traditional magnetic stripe card can be realized more effectively, the success rate of punching the card is improved.

Description

电子磁条卡 Electronic magnetic stripe cards

技术领域 FIELD

[0001]本发明涉及模拟磁条技术领域,特别地,涉及电子磁条卡。 [0001] The present invention relates to the field of analog magnetic stripe technology, particularly, to an electronic magnetic stripe cards.

背景技术 Background technique

[0002]磁条卡是指以磁条为信息载体的卡片,将磁性材料涂覆在卡片上(如银行存折)或将宽约6_14mm的磁条压贴在卡片上(如银行卡)。 [0002] In the card magnetic stripe card magnetic stripe refers to the information carrier, the magnetic material is coated on the card (e.g. passbook) or magnetic stripe width 6_14mm pressed against the card (bank card). 根据IS07811/2标准规定,第一磁道能存储76个字母数字型字符,并且在首次被写磁后是只读的;第二磁道能存储37个数字型字符,也是只读的;第三磁道能存储104个数字型字符,是可读可写的,用以记录账面余额等信息。 The IS07811 / 2 standard, the first track can store 76 alphanumeric characters and is written after the first magnetism is read-only; second track 37 can store the number of fonts of characters, it is read-only; the third track 104 can store the number of fonts of characters, it is readable and writable, and other information to record book balance. 磁条卡的磁条由微粒磁性材料制成的,磁条卡以一定的速度通过装有线圈的工作磁头,磁条卡的外部磁力线切割磁头内部的线圈,在线圈中产生感应电动势,进而传输记录在磁条内的信号。 Magnetic stripe card's magnetic stripe of fine particles of a magnetic material, a magnetic stripe card at a constant speed by working with the magnetic head coil, magnetic stripe card, an external magnetic field lines inside the cutting head coil, an induced electromotive force in the coil, and thus the transmission recorded in the magnetic stripe signal.

[0003]随着金融产业的发展,人们拥有了越来越多的磁条卡,这在携带和使用上都很不方便。 [0003] With the development of the financial industry, more and more people have a magnetic stripe card, which is very convenient to carry and use on. 而且一旦存放多张磁条卡的钱包丢失,还需要同时挂失、补办多张卡,非常麻烦。 And once stored multiple magnetic stripe cards I lost my wallet, but also need to report the loss, go through more than one card, very troublesome. 磁条上存储了序列化的磁场,磁头划过磁条的时候可以检测出其中存储的磁场信息。 Stored on the magnetic stripe of the sequence, the magnetic head can be detected across the magnetic stripe when the magnetic field information stored therein. 而变化的电流通过线圈也能产生序列化的磁场,因此可以通过控制电磁铁中的电流来模拟磁条来完成向磁头传递磁场信息的动作。 And the current changes can produce a sequence of magnetic field coils, it is possible to simulate the current through the electromagnet magnetic stripe to complete the operation control information transmitted magnetic field to the magnetic head. 通过变化通过线圈的电流序列,就可以将一张磁条卡变化成多张磁条卡了,这种磁条卡可以称为“电子磁条卡”。 , A magnetic stripe card can be changed to the current through the coil by changing the sequence of a plurality of magnetic stripe cards, magnetic strip cards can be referred to as "an electronic magnetic stripe cards." 也就是用电磁铁来模拟磁条卡中的磁条。 It is to use electromagnets to simulate magnetic stripe card magnetic stripe.

[0004]如图1所示,电子磁条卡100中一般需要包括数据传输组件101( —般是芯片的形式)、处理器组件102、电源组件103以及模拟磁条组件104组成。 [0004] As shown, the electronic magnetic stripe card 100 typically includes a data transmission component takes 1 101 (- generally in the form of chips), the processor component 102, power module 103 and the analog component 104 composed of a magnetic stripe. 其中,电源组件103负责为数据传输组件101以及处理器组件102供电;数据传输组件101以有线或者无线的形式负责从外部将传统磁条卡数据导入,处理器组件102记录该信息,并将该数据传输给模拟磁条组件104进行磁卡模拟。 Wherein the power supply assembly 103, 102 is responsible for the data transfer component 101 and processor component; component 101 is responsible for data transfer from the outside of the traditional magnetic stripe card data lead to a wired or wireless form, the processor component 102 records this information and the simulate data transmission to the analog magnetic stripe assembly 104. 磁头划过该电子磁条卡的模拟磁条组件104时,就可以读取出处理器组件102输出的卡号等信息。 When the head of the electronic card's magnetic stripe across the simulated magnetic stripe assembly 104, the processor can read the card number and other information 102 output component.

[0005]具体在模拟传统磁条卡时,还可以提供一个设备(这里称为host),host带有插卡口,首先可以将传统磁条插入该插卡口中,host读取传统磁条卡中的数据,保存到host中;当然,如果用户有多张传统磁条卡,可以分别将各个传统磁条卡中的数据都通过这种方式保存到host中。 [0005] In particular when the conventional analog magnetic stripe card, may also provide a device (referred to herein as host), with a host card slot opening, the first conventional magnetic stripe card may be inserted into the mouth, a conventional magnetic strip reading host card data stored in the host; of course, if a plurality of sheets of conventional magnetic stripe card user, may each be a conventional magnetic stripe card in each of the data are saved to the host in this manner. 当需要模拟某传统磁条卡时,可以将电子磁条卡插入到host中,并在host提供的界面(可能是host自带显示屏,也可能借助于手机、台式机等设备的显示屏)上显示出已经录入到host中的传统磁条卡列表,用户可以从中选择需要模拟的磁条卡,这样,电子磁条卡的数据传输组件101就可以从host中读取传统磁条卡中的数据,导入到处理器组件102记录该信息,并将该数据传输给模拟磁条组件104进行磁卡模拟。 When the need to simulate a traditional magnetic stripe card, an electronic magnetic stripe card may be inserted into the host, and the host interface is provided (possibly host carrying the display, the display may also be by means of mobile phones, desktop computers and other equipment) shows the traditional magnetic stripe card has been entered into the list of the host, the user can select an analog magnetic stripe cards, so that, the electronic data transmission component 101 of magnetic stripe card can be read in a conventional magnetic stripe cards from the host data, the processor assembly 102 into the recording information, and transmits the data to an analog magnetic stripe assembly 104 for simulation. 此时,就可以将该电子磁条卡从host的插卡口取下,使用其进行刷卡消费等操作。 In this case, the card can be removed from the electronic magnetic stripe card host port, the use of consumer credit card and the like which operate. 如果用户下次需要模拟另一张传统磁条卡,则可以重复上述操作,在host提供的列表中选择其他的磁条卡信息,该电子磁条卡就可以作为该另一张传统磁条卡使用了。 If another user next needs to simulate traditional magnetic stripe card, it is possible to repeat the above operation, the other magnetic stripe card information selected in the list provided by the host, the electronic magnetic stripe of the card can be used as another conventional magnetic stripe cards used.

[0006]在通过上述方式,可以实现通过一张电子磁条卡模拟多张传统磁条卡,避免用户需要携带多张传统磁条卡。 [0006] In the above manner, the simulation can be achieved multiple traditional magnetic stripe cards by an electronic magnetic stripe cards, users avoid the need to carry multiple traditional magnetic stripe cards. 但是现有的技术实现中,经常会出现模拟失败的现象。 But the existing technology, it is often simulated failure of the phenomenon. 例如,在将某传统磁条卡的信息导入到电子磁条卡之后,在POS机等终端设备上刷卡时,经常出现无法读取出卡号信息或者读取错误、不完整等现象。 For example, after the information that a traditional magnetic stripe card into the electronic magnetic stripe card, when the card on the POS terminal and other equipment, often can not read the card information or a read error, and so on is not complete.

[0007]因此,迫切需要本领域技术人员解决的技术问题就在于:如何更有效地实现对传统磁条卡的模拟,提高刷卡成功率。 [0007] Therefore, an urgent need for skilled in the art to solve the technical problem is: how to more effectively achieve the simulation of the traditional magnetic stripe cards to improve the success rate credit card.

发明内容 SUMMARY

[0008]本发明提供了电子磁条卡,能够更有效地实现对传统磁条卡的模拟,提高刷卡成功率。 [0008] The present invention provides an electronic magnetic stripe cards, can be achieved more effectively simulate the traditional magnetic stripe cards, credit card improve the success rate.

[0009]根据本发明的一个方面,提供了一种电子磁条卡,包括数据传输组件、处理器组件、电源组件以及模拟磁条组件,其中,所述模拟磁条组件包括由导线绕制成的电磁线圈以及磁导率方向各向异性的磁芯;所述磁芯的磁导率方向为斜向,所述斜向为与横向成预置角度的方向,所述横向为平行于电子磁条卡长度边的方向。 [0009] In accordance with one aspect of the invention, there is provided an electronic magnetic stripe card, including data transmission components, processor components, analog components and power components magnetic stripe, wherein said simulation assembly includes a magnetic stripe formed by a wire wound an electromagnetic coil and a direction of the anisotropic permeability of the magnetic core; permeability of the magnetic core is an oblique direction, the transverse direction is oblique to the preset angle, parallel to the transverse magnetic electron direction of the length of the side strip card.

[0010]可选地,所述电磁线圈绕制在所述磁芯的外侧,或者,所述磁芯包在所述电磁线圈外侧,或者,所述电磁线圈与所述磁芯相互包含,或者,所述电磁线圈与所述磁芯相互独立。 [0010] Alternatively, the electromagnetic coil is wound on the outside of the core, or the core package outside the solenoid or the electromagnetic coil and the magnetic core comprises mutually, or the electromagnetic coil and the magnetic core are independent.

[0011]可选地,所述电磁线圈为横向、纵向或者斜向绕制。 [0011] Alternatively, the electromagnetic coil is a lateral, longitudinal or oblique winding.

[0012]可选地,所述磁芯由斜向排列的多个软铁棒组成。 [0012] Alternatively, the magnetic core made of soft iron rods diagonally arranged plurality of components.

[0013]可选地,所述软铁棒为直线、弯曲或者用斜角连接的形状。 [0013] Alternatively, the soft iron bar is straight, curved or angled shape of the connector.

[0014]可选地,所述电子磁条卡还包括: [0014] Alternatively, the electronic card magnetic stripe further comprises:

[0015]磁头感应组件,用于感应磁头划过所述模拟磁条组件的信号,将该信号传递给所述处理器组件,以便通过所述处理器组件控制所述数据传输组件产生信号,并输出到所述模拟磁条组件。 [0015] The sensor head assembly for sensing magnetic stripe magnetic head assembly across said analog signal, the signal is transmitted to the processor assembly, by the processor, to generate a signal for controlling the data transmission component assembly, and output to the analog magnetic stripe assembly.

[0016]另一方面,提供了一种电子磁条卡,包括数据传输组件、处理器组件、电源组件以及模拟磁条组件,其中,所述模拟磁条组件包括多个由导线绕制成的电磁线圈,其中,各个电磁线圈斜向排列,所述斜向为与横向成预置角度的方向;所述横向为平行于电子磁条卡长度边的方向。 [0016] In another aspect, an electronic magnetic stripe card, including data transmission components, processor components, analog components and power components magnetic stripe, wherein said assembly comprises a plurality of analog magnetic stripe formed by a wire wound an electromagnetic coil, wherein each of the electromagnetic coils are arranged obliquely, the oblique direction transverse to the preset angle; direction is parallel to the transverse length of the side of the electronic magnetic stripe cards.

[0017]可选地,各个电磁线圈还带有磁芯。 [0017] Alternatively, each of the electromagnetic coils with a core further.

[0018]可选地,所述磁芯的磁导率方向各向同性。 [0018] Alternatively, the core permeability isotropic direction.

[0019] 可选地,所述电子磁条卡还包括: [0019] Alternatively, the electronic card magnetic stripe further comprises:

[0020]磁头感应组件,用于感应磁头划过所述模拟磁条组件的信号,将该信号传递给所述处理器组件,以便通过所述处理器组件控制所述数据传输组件产生信号,并输出到所述模拟磁条组件。 [0020] The sensor head assembly for sensing magnetic stripe magnetic head assembly across said analog signal, the signal is transmitted to the processor assembly, by the processor, to generate a signal for controlling the data transmission component assembly, and output to the analog magnetic stripe assembly.

[0021]另一方面,提供了一种电子磁条卡,包括数据传输组件、处理器组件、电源组件以及模拟磁条组件,其中,所述模拟磁条组件包括由导线绕制成的电磁线圈以及磁芯;其中,所述磁芯的长度与宽度之间的比例大于预置的阈值,所述电磁线圈横向绕制在所述磁芯的外侧,以便当电磁线圈通电时,产生斜向磁场,所述斜向为与横向成预置角度的方向,所述横向为平行于电子磁条卡长度边的方向。 [0021] In another aspect, an electronic magnetic stripe card, including data transmission components, processor components, analog components and power components magnetic stripe, wherein said analog magnetic stripe by the electromagnetic coil assembly comprises a wire wound into a and a magnetic core; wherein the ratio between the length and width of the core is greater than the preset threshold value, the electromagnetic coil is wound laterally outside the core, so that when the solenoid is energized, a magnetic field is generated obliquely , the transverse direction is oblique to a preset angle, a direction parallel to the transverse length of the side of the electronic magnetic stripe cards.

[0022]可选地,所述电子磁条卡还包括: [0022] Alternatively, the electronic card magnetic stripe further comprises:

[0023]磁头感应组件,用于感应磁头划过所述模拟磁条组件的信号,将该信号传递给所述处理器组件,以便通过所述处理器组件控制所述数据传输组件产生信号,并输出到所述模拟磁条组件。 [0023] The sensor head assembly for sensing magnetic stripe magnetic head assembly across said analog signal, the signal is transmitted to the processor assembly, by the processor, to generate a signal for controlling the data transmission component assembly, and output to the analog magnetic stripe assembly.

[0024]与现有技术相比,上述技术方案中的一个技术方案具有以下优点或有益效果:本发明实施例通过偏转磁场线的方式,使得整个模拟磁条组件的具备更好的稳定性和可靠性,从而使得刷卡成功率得到提高。 [0024] Compared with the prior art, one aspect of the above-described aspect has the following advantages or beneficial effects: by way of embodiments of the invention the line deflection magnetic field, so that the entire magnetic stripe assembly includes analog better stability and reliability, so that the success rate credit card is improved.

附图说明 BRIEF DESCRIPTION

[0025]图1是电子磁条卡结构示意图; [0025] FIG. 1 is a schematic view of the electronic structure of a magnetic stripe card;

[0026]图2是现有技术中的模拟磁条组件结构示意图; [0026] FIG. 2 is a schematic view of an analog magnetic stripe prior art device structure;

[0027]图3是现有技术中感应电流平均幅值和方向与磁头位置坐标的关系示意图; [0027] FIG. 3 is a schematic view of the prior art induction current relationship between the average magnitude and direction of the head position coordinates;

[0028]图4-1、4-2、4-3、4_4是本发明实施例中磁芯与电磁线圈的位置关系示意图; [0028] FIG 4-1,4-2,4-3,4_4 is a schematic view of the positional relationship between the magnetic core of the electromagnetic coil in the embodiments of the present invention;

[0029]图5-1、5_2是本发明实施例中电磁线圈的绕制方式示意图; [0029] FIG 5-1,5_2 winding manner is a schematic diagram of the electromagnetic coil embodiment of the present invention;

[0030]图6_1是本发明实施例中磁芯的磁导率方向不意图; [0030] FIG 6_1 is the permeability of the magnetic core in the direction of the embodiment of the embodiment of the present invention is not intended;

[0031]图6-2、6-3、6_4是本发明实施例中的磁芯组成方式示意图; [0031] FIG 6-2,6-3,6_4 embodiment is the embodiment of the present invention is a schematic diagram illustrating the magnetic core mode;

[0032]图7是本发明实施例中另一种模拟磁条组件构成方式示意图; [0032] FIG. 7 is a schematic diagram of another embodiment of the magnetic stripe assembly constituting an analog embodiment of the invention;

[0033]图8是本发明实施例中再一种模拟磁条组件构成方式示意图; [0033] FIG. 8 is a schematic diagram of another embodiment constituting an analog magnetic stripe assembly embodiment of the present invention;

[0034]图9是本发明实施例中模拟磁条组件产生的磁场磁力线图示意图; [0034] FIG. 9 is a schematic diagram of the analog embodiment the magnetic field lines generated magnetic stripe assembly embodiment of the present invention;

[0035]图10是本发明实施例中感应电流平均幅值和方向与磁头位置坐标的关系示意图; [0035] FIG. 10 is a diagram showing the relationship between the induced current embodiment the average magnitude and direction of the head position coordinates of the embodiment of the present invention;

[0036]图11是本发明实施例中的电子磁条卡结构示意图。 [0036] FIG. 11 is a schematic view of the electronic structure of the magnetic stripe card of the embodiment of the present invention.

具体实施方式 Detailed ways

[0037]为使本发明的上述目的、特征和优点能够更加明显易懂,下面结合附图和具体实施方式对本发明作进一步详细的说明。 [0037] For the above-described objects, features and advantages of the invention more apparent, the accompanying drawings and the following specific embodiments of the present invention will be further described in detail.

[0038]首先需要说明的是,本发明人在实现本发明的过程中发现,现有技术中用电子磁条卡模拟传统磁条卡时,之所以经常会出现刷卡失败等现象,是因为:现有的磁条模拟方式均使用磁导率方向均匀的磁芯作为模拟磁条的核心组件。 [0038] It should be noted first of all that, the present inventors have found that in the implementation of the present invention, the prior art using traditional analog electronic magnetic stripe card magnetic stripe cards, the reason why they would often fail credit card and so on, because: It is conventional analog magnetic stripe using the magnetic permeability core as an analog direction uniform magnetic stripe core component. 如图2是其中较有代表性的一种,即直接在横向铁芯201上面缠绕纵向线圈202,模拟磁条。 2 which is a more representative, i.e. directly above the transverse leg 201 is wound vertical coil 202, a magnetic strip simulation. 这种磁条模拟技术的缺点是磁头在整个模拟磁条上一部分位置(一般是两端)可检测到较高幅值的感应电流,在其余部分(一般是中间较长的一段区间)仅能检测到非常小甚至根本无法检测到感应电流。 This disadvantage magnetic stripe technology is part of the analog head position in a magnetic stripe on the entire analog (typically at both ends) could be detected induced current magnitude higher, the rest of (usually longer intermediate period interval) only to detect very small or even impossible to detect the induced current. 除此以夕卜,磁头检测到感应电流的方向也不稳定,导致检测不稳定甚至检测失败。 In addition to Xi Bu, the induction current detected by the head direction is not stable, leading to instability and even test failure detection.

[0039]图3所示为磁头在模拟磁条上划过时检测到的感应电流平均幅值A和方向与磁头位置坐标的关系。 A relationship between the average amplitude induced current head position and orientation of the head across the magnetic stripe on the analog detected coordinates [0039] Figure 3. 其中,横坐标X是磁头在模拟磁条上的位置,L为模拟磁条的长度,纵坐标是磁头上感应电流平均值的幅值和方向。 Wherein, X is the abscissa position of the head on the magnetic stripe simulation, L is the length of the simulation stripe, and the ordinate is the average value of the magnitude and direction of the induced current on the magnetic head. 可以发现,传统磁条模拟技术使得检测磁头感应出来的电流无论是幅值大小还是电流方向都非常的不稳定,很容易导致刷卡无效。 Can be found, traditional magnetic stripe technology enables analog current induced in the magnetic head detects whether the magnitude of the current magnitude or direction very unstable, easily lead to an invalid credit card.

[0040]为此,本发明实施例就从改善磁条模拟方式角度出发,对电子磁条卡进行改进,以期达到更有效的模拟磁条卡、提高刷卡成功率的目的。 [0040] To this end, embodiments of the present invention to improve the magnetic stripe from the analog viewpoint of improvement of the electronic magnetic stripe cards, in order to achieve a more efficient simulation of a magnetic stripe card, the card object to improve the success rate. 下面对具体的实现方式进行详细地介绍。 Next, the specific implementation are described in detail.

[0041 ] 实施例一 [0041] Example a

[0042]在本发明实施例一中,提供了一种电子磁条卡,该磁条卡同样可以由图1中所述的数据传输组件101、处理器组件102、电源组件103以及模拟磁条组件104组成,但需要对模拟磁条组件的磁条模拟方式进行改进。 [0042] 102, and analog power supply assembly 103 of the present invention, in the magnetic stripe in one embodiment, there is provided an electronic card magnetic stripe, the magnetic stripe card can also be transmitted by the data component 101 according to FIG. 1, the processor assembly composition assembly 104, but the need for analog simulation stripe magnetic stripe assembly improved. 在该实施例一中,改进的方式是:由导线绕制成的电磁线圈以及磁导率方向各向异性的磁芯组成模拟;其中,磁芯的磁导率方向为斜向,以此可以产生斜向的磁场。 In one embodiment in this embodiment, is improved manner: by a wire wound into a solenoid coil and a direction of the anisotropic permeability of the magnetic core simulation; wherein the permeability of the core is an oblique direction, this can be generate oblique magnetic field. 这里的斜向是指与横向具有一定的夹角,例如,该夹角可以为45度。 Here refers obliquely with a certain angle with the transverse, for example, the angle may be 45 degrees. 其中,横向就是指平行于电子磁条卡长度边的方向。 Wherein refers to the transverse direction parallel to the length of a side of the electronic magnetic stripe cards. 所谓的磁导率方向各向异性就是指,在某一方向上的磁导率很高,而在其他方向上的磁导率则很低。 The so-called magnetic permeability refers to the direction of anisotropy, high permeability in a certain direction, the magnetic permeability in the other directions is low. 磁导率方向为斜向,也就是说,只有在该斜向的方向上磁导率比较高,其他方向比较低,这样,当电磁线圈通电之后产生的磁场也会是斜向的。 Permeability oblique direction, i.e., only in the direction of the inclined magnetic permeability is relatively high, the other direction is relatively low, so that the magnetic field generated when the electromagnetic coil is also oblique. 通过这种方式可以使得磁条模拟的有效性得到提高,磁头划过模拟磁条组件时,在两端以及中间各个部位都能检测到较强的感应电流,提高刷卡的成功率。 By this way the effectiveness of such a magnetic stripe is improved simulation, simulation stripe across the head assembly, and both ends of each intermediate portion can detect an induced current strong, improve the success rate of the card.

[0043]也就是说,在本发明实施例一中,主要起作用的部件是磁导率方向各向异性的磁芯,电磁线圈与磁芯之间的位置关系、电磁线圈的绕制方式等,都可以是不进行限定。 [0043] That is, in one embodiment of the present invention, in embodiments, the main component is a function of the positional relationship between the direction of the anisotropic permeability of the magnetic core, an electromagnetic coil and the magnetic core, winding the electromagnetic coil and the like , can not be defined. 例如,电磁线圈与磁芯之间的位置关系可以是电磁线圈绕制在磁芯的外侧,或者,磁芯也可以包在电磁线圈外侧,或者,电磁线圈与磁芯相互包含,或者,电磁线圈与磁芯相互独立。 For example, the positional relationship between the electromagnetic coil and the magnetic core may be an electromagnetic coil wound on the outside of the core, or the core may be wrapped in the outer electromagnetic coils, or electromagnetic coils each comprising the magnetic core, or, the solenoid independent magnetic core. 如图4-1、4-2、4-3、4-4,分别示出了上述四种位置关系,其中实线代表磁芯,虚线代表电磁线圈。 FIG. 4-1, 4-2, illustrate the relationship of the four positions, where the solid line represents the core, the dotted line represents the electromagnetic coil. 而电磁线圈的绕制方式也可以是横向、纵向、斜向等多种方式。 And the electromagnetic coil winding may be horizontal, vertical, diagonal and other means. 例如,其中图5-1示出了横向绕制的方式,图5-2示出了纵向绕制的方式。 For example, wherein FIG. 5-1 shows a transverse wound embodiment, Figure 5-2 shows a longitudinally wound.

[0044]关于磁导率方向各向异性的磁芯,具体实现时,可以是直接制作出一种磁导率各向异性的磁芯材料来满足本发明实施例一的需求。 [0044] About the core permeability anisotropy direction, when the specific implementation, the core may be made directly out of a material permeability anisotropy to meet the needs of a embodiment of the present invention. 如6-1所示,箭头方向表明了该磁芯材料的磁导率方向,这种磁芯材料可以用物理化学的形式生产,也可以通过在普通高磁导材料上斜向压出厚薄条纹等机械加工的方法生产出来。 As shown in 6-1, arrows indicate the direction of the direction of permeability of the core material, the core material may be in the form of physical and chemical production, or by the ordinary high-permeability material pressed out of the oblique thickness fringe the like machining produced. 或者,也可以使用非均匀分布的磁粉等形式来制备磁导率各向异性的磁芯,等等。 Alternatively, permeability can also be prepared using the magnetic anisotropy of the magnetic core and other forms of non-uniformly distributed, and the like.

[0045]另外,在本发明实施例一中,还提供了以下模拟磁导率各向异性的磁芯的方式:将多个软铁棒斜向排列组成一个磁芯材料,这样沿着软铁棒方向的磁导率就会比较高,而其他方向的磁导率比较低,最终这一组软铁棒排列在一起,就相当于形成了一条磁导率方向各向异性的磁芯。 [0045] Further, in an embodiment of the present invention in embodiments, also provides a core simulation described below permeability anisotropy: a plurality of soft iron rods arranged diagonally to form a core material, such as soft iron along permeability rod direction will be higher, the permeability is relatively low in the other direction, the final set of soft iron rods arranged together, form the equivalent of a direction of the anisotropic permeability of the magnetic core. 也就是说,如图6-2所示,该磁芯可以由多个软铁棒组成,每个软铁棒本身均斜向放置(也即与横向成预置角度),各个软铁棒在横向上并列排放。 That is, as shown in FIG. 6-2, the core may be formed from a plurality of soft iron rods, each soft iron bar itself are placed obliquely (i.e. transverse to the preset angle), in the respective soft iron bar side by side the transverse direction. 需要说明的是,在如6-2中这种实现方式下,软铁棒本身可以是磁导率方向各向同性的,但是按照这种方式进行排列之后,最终形成的组合体就可以产生磁导率方向各向异性的物理特性,也即使得磁芯的磁导率方向为沿着软铁棒的方向。 Note that, in this implementation, such as 6-2, soft iron bar itself may be isotropic permeability direction, but in this way after permutation, the final assembly can be formed by a magnetic physical properties of conductivity anisotropy direction, but also even have permeability direction along the direction of the magnetic core of soft iron bar. 另外需要说明的是,如图6-3所示,这种软铁棒本身的形状也可以是弯曲的,或者如图6-4所示,还可以是用斜角连接的形状,等等。 Further to be noted that, shown in Figure 6-3, the shape of this soft iron bar itself may be curved, or shown in Figure 6-4, may also be connected to the shape of the bevel, and the like.

[0046]总之,在本发明实施例一中,通过磁导率方向各向异性的磁芯,这种磁芯可以增强磁场强度和改变磁力线方向,因此最终可以使得模拟磁条组件在特定的方向上产生较强的磁场。 [0046] In summary, in the present invention, in one embodiment embodiment, the anisotropic orientation by the magnetic permeability core, this core can enhance the magnetic field strength and the magnetic field lines change, so the final assembly may be such that an analog magnetic stripe in a specific direction generating a stronger magnetic field. 这样,在磁头划过模拟磁条组件时,无论是在模拟磁条组件两端还是中间部位,都能检测到较强的感应电流,从而提高刷卡成功的概率。 Thus, when the magnetic head assembly across the simulation stripe, the magnetic stripe assembly either in analog or both ends of the intermediate portion, can be detected strong induction current, thus increasing the probability of success of the credit card.

[0047] 实施例二 [0047] Second Embodiment

[0048]在本发明实施例二中,可以通过另一种方式来使得模拟磁条组件在特定方向上产生较强且稳定的磁场。 [0048] In the second embodiment of the present invention, the analog may be a magnetic stripe assembly produces a strong and stable magnetic field in a particular direction by another way. 模拟磁条组件可以由多个斜向排列的电磁线圈组成。 Analog magnetic stripe assembly may consist of a plurality of electromagnetic coils arranged obliquely. 也就是说,如图7所示,模拟磁条组件包括多个由导线绕制成的电磁线圈,其中,各个电磁线圈在横向上并列排放,每个电磁线圈本身均斜向放置,其中,与实施例一中类似,斜向为与横向成预置角度的方向;横向为平行于电子磁条卡长度边的方向。 That is, as shown in FIG. 7, a solenoid assembly includes an analog magnetic stripe by a wire wound into a plurality, wherein each of the electromagnetic coils side by side in the transverse direction, each solenoid coil itself are placed obliquely, wherein, with in a similar embodiment, the transverse direction is oblique to the preset angle; transverse direction parallel to the length of a side electron magnetic stripe cards. 通过这种不同电磁线圈之间的物理排列方式,同样可以起到偏转磁场线的作用,也就是说,可以使得模拟磁条组件在通电后产生斜向的磁场,并且在该方向上,磁场的强度以及稳定性都较高。 Physical arrangement of this difference between the electromagnetic coil, can also play a role in the deflection magnetic field lines, i.e., the analog may be an oblique magnetic stripe assembly produces a magnetic field in the energized and in the direction of the magnetic field strength and stability are high. 当然,为了进一步提高磁场强度,每个电磁线圈还可以带有磁芯(图7中所示的就是带有磁芯的情况),这种磁芯可以是磁导率方向各向同性。 Of course, in order to further increase the magnetic field strength, each of which may have further solenoid core (that is the case with the core shown in FIG. 7), the magnetic core may be isotropic permeability direction.

[0049]当然,该实施例二提供的模拟磁条组件同样是用于电子磁条卡中,这种电子磁条卡除了模拟磁条组件,还包括数据传输组件、处理器组件以及电源组件。 [0049] Of course, the analog magnetic stripe assembly according to a second embodiment is the same in an electronic magnetic stripe cards, magnetic stripe cards in addition to such an electronic analog magnetic stripe assembly further includes a data transmission component, a processor component and a power component.

[0050] 实施例三 [0050] Example three

[0051]在本发明实施例三中,同样为了使得模拟磁条组件在特定方向上产生较强且稳定的磁场,模拟磁条组件还可以包括由导线绕制成的电磁线圈以及磁芯;其中,磁芯的长度与宽度之间的比例大于预置的阈值,电磁线圈横向绕制在磁芯的外侧,这样,当电磁线圈通电时,就可以产生斜向磁场。 [0051] In the third example of the present invention, similarly to the analog magnetic stripe assembly produces a strong and stable magnetic field in a specific direction, the magnetic stripe assembly may further include an analog electromagnetic coil and a magnetic core formed by a wire wound; wherein , the ratio between the length and width of the core is greater than a preset threshold value, the electromagnetic coil is wound laterally outside the core, so that, when the solenoid is energized, a magnetic field can be generated obliquely. 同样,这里的斜向是指与横向成预置角度的方向,横向为平行于电子磁条卡长度边的方向。 Also, here is the oblique direction transverse to a preset angle, a direction parallel to the transverse length of the side of the electronic magnetic stripe cards.

[0052]也就是说,为了达到偏转磁场线的目的,除了采用磁导率方向各向异性磁芯和斜向排列电磁线圈的方式之外,还可以利用磁芯本身的几何性质来实现。 [0052] That is, for the purpose of deflecting magnetic field lines, except that the permeability of the magnetic core and the anisotropy direction than the oblique arrangement of the electromagnetic coil embodiment, may also be implemented using the geometric properties of the core itself. 如图8所示,可以采用一个横向缠绕的线圈811,将一个长宽比较大的磁芯812包围其中。 As shown in FIG 8, may be employed a transverse wound coil 811, a core 812 surrounded by a large aspect ratio therein. 这样之所以可以偏转磁场线,是因为,线圈811通电后形成的磁场的磁力线一般不会处于严格的垂直方向y,而是与垂直方向y有个很小的偏转角度。 The reason may be deflected so that the magnetic field lines, because the magnetic flux of the magnetic field formed by the coil 811 is energized generally not exactly perpendicular direction y, but the vertical direction y has a very small deflection angles. 这是因为线圈的导线有一定的直径,所以缠绕时不会严格平行于X方向。 This is because the coils of wire with a certain diameter, so that when the wound is not strictly parallel to the X direction. 在没有磁芯时,假设线圈产生的磁场磁力线图9中虚线所示。 In the absence of a magnetic core, assuming the magnetic field lines generated by the coil of FIG. 9 in dashed lines. 加入磁芯后,该磁场强度会相应增强。 After addition of the magnetic core, the magnetic field strength will be increased accordingly. 而磁芯几何性质为长宽比较大,这就意味着在X方向上的磁芯延展比y方向的磁芯延展要长,于是对线圈磁场在X方向的增强比y方向的增强要强。 The geometric properties of the core as a high aspect ratio, which means that the core extending in the X-direction than in the y direction extending core longer, stronger magnetic field in the coil thus reinforcing the X-direction than the y direction is enhanced. 因此,单纯线圈产生的磁场(图9中虚线所示)经过磁芯812增强后变成了强度更大、偏转角度明显的新磁场(图9中实线所示)。 Thus, the magnetic field generated by the coil alone (dotted line in FIG. 9) after the core 812 to enhance the strength becomes greater, the deflection angle of visible new magnetic field (shown by the solid line in FIG. 9).

[0053]同样的,该实施例三提供的模拟磁条组件也是应用于电子磁条卡中,这种电子磁条卡除了模拟磁条组件,还包括数据传输组件、处理器组件以及电源组件。 [0053] Similarly, the analog magnetic stripe of the assembly according to a third embodiment is applied to an electronic magnetic stripe cards, magnetic stripe cards in addition to such an electronic analog magnetic stripe assembly further includes a data transmission component, a processor component and a power component.

[0054]总之,在本发明实施例提供的上述三个实施例中,都是通过偏转磁场线的方式,使得整个模拟磁条组件的具备更好的稳定性和可靠性,从而使得刷卡成功率得到提高。 [0054] In summary, in the embodiment of the present invention, the above-described embodiment three embodiments provided are by way of deflecting magnetic field lines, so that the entire magnetic stripe assembly simulation with better stability and reliability, so that the success rate credit card improved. 参见图10,其为本发明实施例提供的方案中,磁头检测出的感应电流的平均幅值与电流方向随检测位置的变化关系,对比图3可见,磁头检测到电流的幅值和方向在整个磁条区域内都相对稳定,使得刷卡成功率和可靠性得到提升。 Referring to Figure 10, which is provided in the present embodiment, the average amplitude of the current direction of the induction current detected by the magnetic head changes with the relationship between the detection position, FIG. 3 shows comparison, the magnetic head detects the magnitude and direction of the current invention, the entire magnetic stripe region is relatively stable, so that the success rate credit card, and enhance reliability.

[0055]需要说明的是,普通的电子磁条卡上一般都是包括有数据传输组件、处理器组件、电源组件以及模拟磁条组件,当需要模拟某个传统磁条卡时,数据传输组件会一直不断的向模拟磁条组件发送信号。 [0055] Incidentally, the conventional magnetic stripe cards generally comprises an electronic data transmission component, a processor component, the power component and the analog component magnetic stripe, when the need to simulate a traditional magnetic stripe card, data transmission component We will always continue to send signals to simulate magnetic strip components. 具体的,传输处理器组件保存的传统磁条卡的磁条上的信息,一般可以以二进制的形式保存的一串字符,数据传输组件就是将这一串字符以电信号的形式发送给模拟磁条组件,当发送完这一串字符之后,再从头开始重新发送,以此循环。 Specifically, the information stored on the magnetic strip of a conventional magnetic stripe card transport processor components may generally be stored in the form of a binary string of characters, these data transmission component is a string of characters transmitted in the form of electrical signals to the analog magnet bar assembly, when after sending this string of characters and start over again resent this cycle. 相应的,模拟磁条组件会基于接收到的电信号产生磁场,刷卡时,磁头划过模拟磁条组件,就可以检测到该磁场。 Accordingly, the magnetic stripe assembly produces a magnetic field simulation based on the electrical signal received, the time card, the magnetic head assembly across the simulation stripe, the magnetic field can be detected. 但是,由于数据传输组件是一直不断地在向模拟磁条组件发送信号,模拟磁条组件也是一直不断的在产生磁场,这样,磁头划过时,模拟磁条组件反映的磁场可能并不是字符串的开头位置,最终导致磁头检测到的信号可能出现移位偏差。 However, since the data transmission is constantly in the component sends a signal to an analog component magnetic stripe, the magnetic stripe assembly is simulated in a magnetic field is generated constantly, so that, across the head, the magnetic field simulation of the magnetic stripe of the assembly may not reflect the string head position, resulting in the head detected signal deviation may shift occurs.

[0056]为了避免出现这种情况,如图11所示,在本发明实施例中,电子磁条卡1100除了可以包括数据传输组件1101、处理器组件1102、电源组件1103以及模拟磁条组件1104之外,还可以包括一个磁条感应组件1105,该磁条感应组件1105用于感应磁头划过模拟磁条组件的信号,将该信号传递给处理器组件1102,以便通过处理器组件1102控制数据传输组件1101产生信号,并输出到模拟磁条组件1104。 [0056] To avoid this situation, as shown in FIG. 11, in the embodiment of the present invention, in addition to the electronic magnetic stripe card 1100 may include a data transmission component 1101, a processor component 1102, 1103, and an analog power module assembly 1104 embodiment of the magnetic stripe addition, may also include a magnetic stripe sensing elements 1105, 1105 of the sensing element for sensing a magnetic stripe magnetic head assembly across the magnetic stripe analog signal, the signal is transmitted to a processor assembly 1102 to 1102 controlled by the data processor assembly transmission component 1101 generates a signal, and outputs it to the analog magnetic strip assembly 1104. 也就是说,在磁条感应组件1105感应到开始刷卡时,数据传输组件1101再将需要模拟的数据传输给模拟磁条组件1104进行磁卡模拟。 That is, in the magnetic stripe sensing assembly 1105 senses the card at the beginning of the data transmission component 1101 then need to simulate data transmission to the analog magnetic stripe card assembly 1104 is simulated. 该磁条感应组件1105—般可以放置在模拟磁条组件1104的一端或两端,具体实现时,该磁条感应组件1105可以为压敏或磁敏或光敏或电容感应组件。 The stripe-like sensing element may be placed at one end of 1105- analog or both ends of the magnetic stripe assembly 1104, when the specific implementation, the magnetic stripe sensing element 1105 may be a pressure sensitive or photosensitive or magneto-inductive or capacitive components. 当磁头划过磁条感应组件1105时,向处理器组件1102发送信号,处理器组件1102得知用户开始刷卡,然后控制模拟磁条组件1104产生信号,确保磁头在模拟磁条中段部分可以接收到持续稳定的信号,完成一次刷卡操作。 When the head 1105 across the magnetic stripe sensing component, a processor component 1102 sends a signal to the processor card assembly 1102 that the user starts, the control then generates an analog signal magnetic strip assembly 1104, to ensure that the head portion can be received in the middle of an analog magnetic stripe continuous signal stable, complete a credit card operations.

[0057]另外需要说明的是,在本发明实施例中,一个电子磁条卡上可以包含多个模拟磁条组件,用以模拟传统磁条卡上的多个磁道,每个模拟磁条组件对应一个磁道。 [0057] Further to be noted that, in the embodiment of the present invention, a magnetic strip on the electronic card magnetic stripe may comprise a plurality of analog components for a plurality of tracks on conventional analog magnetic stripe cards, magnetic stripe each simulation component corresponds to one track. 并且,每个模拟磁条组件都可以采用本发明实施例中所描述的方式来实现,实验表明,用本发明实施例中的方式来实现模拟磁条组件时,多个模拟磁条组件之间的干扰比较小。 And each assembly may employ analog magnetic stripe manner described in the embodiment of the present invention is implemented, experiments show that, when the magnetic stripe assembly to analog embodiment of the present invention with the embodiment, magnetic strips among the plurality of analog components interference is relatively small.

[0058]本说明书中的各个实施例均采用递进的方式描述,每个实施例重点说明的都是与其他实施例的不同之处,各个实施例之间相同相似的部分互相参见即可。 [0058] In the present specification, various embodiments are described in a progressive way, differences from the embodiment and the other embodiments each of which emphasizes embodiment, various portions of the same embodiment of similarity between the embodiments refer to each other. 对于系统实施例而言,由于其与方法实施例基本相似,所以描述的比较简单,相关之处参见方法实施例的部分说明即可。 For embodiments of the system, since the method of the embodiment which is substantially similar, the description is relatively simple, see Methods section of Example place related to embodiments described.

[0059]以上对本发明所提供的电子磁条卡,进行了详细介绍,本文中应用了具体个例对本发明的原理及实施方式进行了阐述,以上实施例的说明只是用于帮助理解本发明的方法及其核心思想;同时,对于本领域的一般技术人员,依据本发明的思想,在具体实施方式及应用范围上均会有改变之处,综上所述,本说明书内容不应理解为对本发明的限制。 [0059] The above electronic magnetic stripe card of the present invention provides, described in detail herein through specific examples of the principles and embodiments of the present invention have been set forth in the above description of embodiments merely for understanding the present invention. the method and core ideas; Meanwhile, those of ordinary skill in the art, according to the ideas of the present invention, there are modifications to the specific embodiments and application scope of the specification shall not be construed as the present restrictive of the invention.

Claims (12)

1.一种电子磁条卡,包括数据传输组件、处理器组件、电源组件以及模拟磁条组件,其中,所述模拟磁条组件包括由导线绕制成的电磁线圈以及磁导率方向各向异性的磁芯;所述磁芯的磁导率方向为斜向,所述斜向为与横向成预置角度的方向,所述横向为平行于电子磁条卡长度边的方向。 An electronic magnetic stripe card, including data transmission components, processor components, analog components and power components magnetic stripe, wherein said analog magnetic stripe assembly includes an electromagnetic coil formed by a wire wound and the direction of each magnetic permeability heterosexual core; permeability of the core is an oblique direction, the oblique direction is transverse to the preset angle, the transverse direction is parallel to the length of a side electron magnetic stripe cards.
2.根据权利要求1所述的电子磁条卡,所述电磁线圈绕制在所述磁芯的外侧,或者,所述磁芯包在所述电磁线圈外侧,或者,所述电磁线圈与所述磁芯相互包含,或者,所述电磁线圈与所述磁芯相互独立。 The electronic card magnetic strip according to claim 1, said electromagnetic coil is wound on the outside of the core, or the core package outside the solenoid or the electromagnetic coil and the said core comprising one another, or the electromagnetic coil and the magnetic core are independent.
3.根据权利要求1所述的电子磁条卡,所述电磁线圈为横向、纵向或者斜向绕制。 The electronic card magnetic strip according to claim 1, said electromagnetic coil is a lateral, longitudinal or oblique winding.
4.根据权利要求1所述的电子磁条卡,所述磁芯由斜向排列的多个软铁棒组成。 The electronic magnetic stripe card according to claim 1, the core of soft iron rods arranged in a plurality of oblique components.
5.根据权利要求4所述的电子磁条卡,所述软铁棒为直线、弯曲或者用斜角连接的形状。 The electronic card 4 to the magnetic stripe of soft iron rods of the claim rectilinear, curved or angled shape of the connector.
6.根据权利要求1所述的电子磁条卡,所述电子磁条卡还包括: 磁头感应组件,用于感应磁头划过所述模拟磁条组件的信号,将该信号传递给所述处理器组件,以便通过所述处理器组件控制所述数据传输组件产生信号,并输出到所述模拟磁条组件。 The electronic card magnetic strip according to claim 1, the electronic card magnetic stripe further comprises: sensing a magnetic head assembly for sensing a signal magnetic stripe head assembly across said analog, the signal is transmitted to the processing assembly, so as to generate a signal to control the data transmission by said processor assembly component, and outputs to the analog magnetic stripe assembly.
7.—种电子磁条卡,包括数据传输组件、处理器组件、电源组件以及模拟磁条组件,其中,所述模拟磁条组件包括多个由导线绕制成的电磁线圈,其中,各个电磁线圈斜向排列,所述斜向为与横向成预置角度的方向;所述横向为平行于电子磁条卡长度边的方向。 7.- electronic magnetic stripe card, including data transmission components, processor components, analog components and power components magnetic stripe, wherein said analog magnetic stripe assembly comprises a plurality of electromagnetic coils wound by a wire made from, wherein each of the electromagnetic coils are arranged obliquely, the oblique direction transverse to the preset angle; direction is parallel to the transverse length of the side of the electronic magnetic stripe cards.
8.根据权利要求7所述的电子磁条卡,各个电磁线圈还带有磁芯。 The electronic magnetic stripe card according to claim 7, further with the respective solenoid core.
9.根据权利要求8所述的电子磁条卡,所述磁芯的磁导率方向各向同性。 According to claim 8, said electronic card magnetic stripe, the direction of magnetic permeability isotropic core.
10.根据权利要求7所述的电子磁条卡,所述电子磁条卡还包括: 磁头感应组件,用于感应磁头划过所述模拟磁条组件的信号,将该信号传递给所述处理器组件,以便通过所述处理器组件控制所述数据传输组件产生信号,并输出到所述模拟磁条组件。 According to claim 7, said electronic card magnetic stripe, the magnetic stripe card electronic further comprising: a sensing head assembly for sensing a signal magnetic stripe head assembly across said analog, the signal is transmitted to the processing assembly, so as to generate a signal to control the data transmission by said processor assembly component, and outputs to the analog magnetic stripe assembly.
11.一种电子磁条卡,包括数据传输组件、处理器组件、电源组件以及模拟磁条组件,其中,所述模拟磁条组件包括由导线绕制成的电磁线圈以及磁芯;其中,所述磁芯的长度与宽度之间的比例大于预置的阈值,所述电磁线圈横向绕制在所述磁芯的外侧,以便当电磁线圈通电时,产生斜向磁场,所述斜向为与横向成预置角度的方向,所述横向为平行于电子磁条卡长度边的方向。 An electronic magnetic stripe card, including data transmission components, processor components, analog components and power components magnetic stripe, wherein said analog magnetic stripe assembly comprising an electromagnetic coil and a magnetic core formed by a wire wound; wherein the the ratio between the length and width of said core is greater than a preset threshold value, the electromagnetic coil is wound laterally outside the core, so that when the solenoid is energized, a magnetic field is generated obliquely, with the said diagonal a preset angle to the lateral direction, the transverse direction is parallel to the length of a side electron magnetic stripe cards.
12.根据权利要求11所述的电子磁条卡,所述电子磁条卡还包括: 磁头感应组件,用于感应磁头划过所述模拟磁条组件的信号,将该信号传递给所述处理器组件,以便通过所述处理器组件控制所述数据传输组件产生信号,并输出到所述模拟磁条组件。 12. The electronic card magnetic strip according to claim 11, said electronic card magnetic stripe further comprises: sensing a magnetic head assembly for sensing a signal magnetic stripe head assembly across said analog, the signal is transmitted to the processing assembly, so as to generate a signal to control the data transmission by said processor assembly component, and outputs to the analog magnetic stripe assembly.
CN201390001251.0U 2013-09-27 2013-09-27 Electron magnetic stripe card CN205862349U (en)

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US7543739B2 (en) * 2003-12-17 2009-06-09 Qsecure, Inc. Automated payment card fraud detection and location
CN101523417A (en) * 2005-03-26 2009-09-02 普莱瓦西斯公司 Electronic financial transaction cards and methods
US20080121726A1 (en) * 2006-11-29 2008-05-29 Colin Brady Self-Programming Transaction Card
US20090159698A1 (en) * 2007-12-24 2009-06-25 Dymanics Inc. Payment cards and devices with gift card, global integration, and magnetic stripe reader communication functionality

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