CN205176929U - Bank card theftproof brush control management device - Google Patents

Bank card theftproof brush control management device Download PDF

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Publication number
CN205176929U
CN205176929U CN201520970564.8U CN201520970564U CN205176929U CN 205176929 U CN205176929 U CN 205176929U CN 201520970564 U CN201520970564 U CN 201520970564U CN 205176929 U CN205176929 U CN 205176929U
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China
Prior art keywords
module
card
bank
identifying code
server module
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CN201520970564.8U
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Chinese (zh)
Inventor
刘业兴
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BEIJING ZHENLONG SCIENCE & TECHNOLOGY DEVELOP Co Ltd
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BEIJING ZHENLONG SCIENCE & TECHNOLOGY DEVELOP Co Ltd
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Priority to CN201520970564.8U priority Critical patent/CN205176929U/en
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Publication of CN205176929U publication Critical patent/CN205176929U/en
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Abstract

The utility model relates to a bank card theftproof brush control management device, it inlays and is equipped with the service terminals module of punching the card, the processing subsystem of bank module, identifying code code server module, sendsmssymd server module and mobile terminal module, wherein the internet access is passed through with bank's processing subsystem module to the service terminals module of punching the card, the processing subsystem of bank module is connected with identifying code code server module, identifying code code server module is connected with sendsmssymd server module, sendsmssymd server module is connected with mobile terminal module. The utility model discloses having broken through the technical defect who uses single bank card information just can get into the banking system, having realized the authentication of the dual data of different equipment, the use of cell -phone and bank card combines together, has realized great thinking and technological break -through in the safe handling of bank card, in the aspect of preventing to steal brush bank card action etc. Has very great social effect and the economic benefits who is showing.

Description

Bank card anti-theft brush monitoring management apparatus
Technical field
The utility model belongs to bank card security technical field, especially a kind of bank card anti-theft brush monitoring management apparatus.
Background technology
Along with bank card business fast development in recent years, bankcard consumption is accepted by increasing people, and progressively penetrates into the every field of social life.Meanwhile, along with the high speed development of bank card business, the risk position that bank card faces is increasingly serious, some illegal activities utilizing bank card to carry out occur repeatedly, means of crime is constantly to high-tech, grouping of the world economy, specialized, large-scale development, case implementation process is more hidden, gimmick constantly updates, the case particularly stealing brush bank card is hard to guard against especially, startling, the fund security of bank and holder is constituted a serious threat, become the key factor of restriction bank card long-term health development, very disruptive financial order and civil order, there is serious social harm.
The reason of the stolen brush of bank card mainly comprises: the leakage of bank card information and personal information, even if bank card never leaves oneself, as long as other people obtain account, ID (identity number) card No., and rear three identifying codes, just can steal brush bank card by offline electronic payment; Bank card lost, but does not establish password again, also very possible stolen brush.Even if be sometimes namely provided with password, but password is also likely spied on and is stolen; Be that bank card is replicated, lawless person installs the machine copying card information in ATM or POS, and the password simultaneously on credit card is also spied on camera by lawless person by installation and obtained.
For solving the problem of the easy stolen brush of bank card, prior art proposes a kind of method changing existing magnetic stripe card, existing magnetic stripe is made into chip, but this method can not get rid of the possibility that chip bank card is replicated, simultaneously owing to changing magnetic strip bank card and card-reading apparatus, spend the expense of hundreds billion of unit possibly, bring huge fund obligation to banking industry and country.
Utility model content
Technical problem to be solved in the utility model is to provide a kind of bank card anti-theft brush monitoring management apparatus, it is embedded with service terminal module of swiping the card, bank's processing subsystem module, identifying code encoder server module, short message sending server module and mobile terminal module, wherein said service terminal module of swiping the card is connected by network with bank processing subsystem module, described bank processing subsystem module and identifying code encoder server model calling, described identifying code encoder server module is connected with short message sending server module, described short message sending server module is connected with mobile terminal module.
Preferably, service terminal module of swiping the card described in is POS.
Preferably, service terminal module of swiping the card described in is ATM.
Preferably, service terminal module of swiping the card described in is bank counter swiping card equipment.
Preferably, service terminal module of swiping the card described in is Net silver operating terminal.
Preferably, the cell-phone number retained when the foundation of described mobile terminal module is by handling bank card by holder writes in this module.
Preferably, bank's card number is sent to bank's processing subsystem module by described service terminal module; Bank's processing subsystem module sends the phone number of bank's card number and the binding of this card number to identifying code encoder server module; The mobile phone identifying code of its stochastic generation is sent to bank's processing subsystem module by identifying code encoder server module, and service terminal module of swiping the card is verified; Phone number is sent to short message sending server module by identifying code encoder server module simultaneously together with the identifying code of generation, and short message sending server module sends out mobile phone identifying code to corresponding mobile terminal module.
Bank card anti-theft brush monitoring management apparatus disclosed in the utility model breaches the technological deficiency using unit bank card information just can enter banking system, achieve the certification of the double data of distinct device, dexterously will be very universal, the mobile phone that everyone carries with, system of real name uses and the use of bank card combine, bank card safe handling, prevent from stealing in brush bank card behavior etc. and achieve great thinking and technological breakthrough, there is very great social effect and significant economic benefit.
Accompanying drawing explanation
Fig. 1 is the signal wiring schematic diagram of bank card anti-theft brush monitoring management apparatus;
Fig. 2 is bank card anti-theft brush monitoring management apparatus workflow schematic diagram.
1. to swipe the card service terminal module; 2. bank's processing subsystem module; 3. identifying code encoder server module; 4. short message sending server module; 5. mobile terminal module.
Embodiment
According to diagram, the utility model is described specifically below.
As shown in Figure 1, the utility model is a kind of bank card anti-theft brush monitoring management apparatus.
There are four modules to be inlaid in this bank card anti-theft brush monitoring management apparatus, are respectively service terminal module 1 of swiping the card, bank's processing subsystem module 2, identifying code encoder server module 3, short message sending server module 4 and mobile terminal module 5.Bank's processing subsystem module 2, for receiving bank's card number that service terminal module 1 of swiping the card sends, the phone number that the bank's card number sent by service terminal module 1 of swiping the card and this bank's card number are bound is sent to identifying code encoder server module 3, and the comparison result of the mobile phone identifying code of user's input that the mobile phone identifying code generated according to identifying code encoder server module 3 and service terminal module 1 of swiping the card send determines whether successful this swipes the card.
Identifying code encoder server module 3, receive the phone number of bank card number and the binding of sending from bank's processing subsystem module 2, according to the principle of stochastic generation, after generating mobile phone identifying code (being generally the numerical code of more than 6-8 position), identifying code is sent back to bank's processing subsystem module immediately, for swiping the card, service terminal module 1 is verified, phone number is sent to short message sending server module 4 together with the identifying code of generation simultaneously, and carries out the storage of transmission information.
Short message sending server module 4, this module receives the mobile phone identifying code of phone number and the generation of sending from identifying code encoder server module 3, by the short message sending equipment that telecom operators are special, mobile phone identifying code is sent out to corresponding mobile terminal module 5, and the information sent is stored.
Service terminal module 1 of swiping the card comprises POS, ATM, bank counter swiping card equipment and Net silver operating terminal, be connected by network with bank processing subsystem module 2, bank's processing subsystem module 2 is connected with identifying code encoder server module 3, identifying code encoder server module 3 is connected with short message sending server module 4 again, and short message sending server module 4 is connected with mobile terminal module 5.
The workflow of the bank card anti-theft brush monitoring management apparatus of this embodiment as shown in Figure 2, use this device to need to handle the holder of bank card outside the necessary informations such as bank counter registered name, card number, password, also will leave cell-phone number and set up mobile terminal module.The people that swipes the card swipes the card in service terminal module 1 of swiping the card or uses Net silver, and namely bank's processing subsystem module 2 obtains bank's card number, sends the phone number of bank's card number and the binding of this card number to identifying code encoder server module 3 immediately; After identifying code encoder server module 3 generates random mobile phone identifying code, the mobile phone identifying code generated immediately is sent back to bank's processing subsystem module 2, for service terminal module 1 input validation of swiping the card, phone number is sent to short message sending server module 4 by identifying code encoder server module 3 simultaneously together with the identifying code of generation, short message sending server module 4 passes through the special short message sending equipment of telecom operators, sends out mobile phone identifying code to corresponding mobile terminal module 5.
Holder is after swiping the card, first prompting input bank card password, after inputting correct bank card password, continue the picture demonstrating prompting user input handset identifying code, after the mobile phone identifying code obtained from mobile terminal module and mobile phone inputs by holder, to swipe the card service terminal, i.e. POS, ATM, the mobile phone identifying code of input sends to bank's processing subsystem module 2 to verify by bank counter swiping card equipment and Net silver operating terminal etc., if be proved to be successful, then result is sent to service terminal module 1 of swiping the card, holder can enter bank's disposal system and carry out various operation.
Bank card anti-theft brush monitoring management apparatus disclosed in the utility model breaches the technological deficiency using unit bank card information just can enter banking system, achieve the certification of the double data of distinct device, dexterously will be very universal, the mobile phone that everyone carries with, system of real name uses and the use of bank card combine, bank card safe handling, prevent from stealing in brush bank card behavior etc. and achieve great thinking and technological breakthrough, there is very great social effect and significant economic benefit.
It should be noted that; below be only preferred implementation of the present utility model; should be understood that; for those skilled in the art; under the prerequisite not departing from the utility model know-why; can also make some improvement and replacement, these improve and replace and also should be considered as protection domain of the present utility model.

Claims (7)

1. a bank card anti-theft brush monitoring management apparatus, it is characterized in that: it is embedded with service terminal module (1) of swiping the card, bank's processing subsystem module (2), identifying code encoder server module (3), short message sending server module (4) and mobile terminal module (5), wherein said service terminal module (1) of swiping the card is connected by network with bank's processing subsystem module (2), described bank's processing subsystem module (2) is connected with identifying code encoder server module (3), described identifying code encoder server module (3) is connected with short message sending server module (4), described short message sending server module (4) is connected with mobile terminal module (5).
2. bank card anti-theft brush monitoring management apparatus according to claim 1, is characterized in that: described in service terminal module (1) of swiping the card be POS.
3. bank card anti-theft brush monitoring management apparatus according to claim 1, is characterized in that: described in service terminal module (1) of swiping the card be ATM.
4. bank card anti-theft brush monitoring management apparatus according to claim 1, is characterized in that: described in swipe the card service terminal module (1) for bank counter swiping card equipment.
5. bank card anti-theft brush monitoring management apparatus according to claim 1, is characterized in that: described in swipe the card service terminal module (1) for Net silver operating terminal.
6. bank card anti-theft brush monitoring management apparatus according to claim 1, is characterized in that: the cell-phone number retained the foundation of described mobile terminal module (5) is by handling bank card during by holder writes in this module.
7. bank card anti-theft brush monitoring management apparatus according to claim 1, it is characterized in that: bank's card number is sent to bank's processing subsystem module (2) by described service terminal module (1), bank's processing subsystem module (2) sends the phone number of bank's card number and the binding of this card number to identifying code encoder server module (3), the mobile phone identifying code of its stochastic generation is sent to bank's processing subsystem module (2) by identifying code encoder server module (3), service terminal module of swiping the card (1) is verified, phone number is sent to short message sending server module (4) by identifying code encoder server module (3) simultaneously together with the identifying code of generation, short message sending server module (4) sends out mobile phone identifying code to corresponding mobile terminal module (5).
CN201520970564.8U 2015-11-30 2015-11-30 Bank card theftproof brush control management device Active CN205176929U (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201520970564.8U CN205176929U (en) 2015-11-30 2015-11-30 Bank card theftproof brush control management device

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201520970564.8U CN205176929U (en) 2015-11-30 2015-11-30 Bank card theftproof brush control management device

Publications (1)

Publication Number Publication Date
CN205176929U true CN205176929U (en) 2016-04-20

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Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN107666541A (en) * 2016-07-29 2018-02-06 汪风珍 It is a kind of to realize number safety and the method for secret protection
CN110490600A (en) * 2019-08-23 2019-11-22 中国联合网络通信集团有限公司 Handle method, server, the terminal of banking

Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN107666541A (en) * 2016-07-29 2018-02-06 汪风珍 It is a kind of to realize number safety and the method for secret protection
CN107666541B (en) * 2016-07-29 2020-04-03 汪风珍 Method for realizing number safety and privacy protection
CN107666541B8 (en) * 2016-07-29 2020-09-25 张家界航空工业职业技术学院 Method for realizing number safety and privacy protection
CN110490600A (en) * 2019-08-23 2019-11-22 中国联合网络通信集团有限公司 Handle method, server, the terminal of banking
CN110490600B (en) * 2019-08-23 2022-04-26 中国联合网络通信集团有限公司 Method, server and terminal for processing banking business

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