CN204680061U - A kind of high-security mobile payment terminal based on biological characteristic compound circumstantial evidence - Google Patents

A kind of high-security mobile payment terminal based on biological characteristic compound circumstantial evidence Download PDF

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Publication number
CN204680061U
CN204680061U CN201520317138.4U CN201520317138U CN204680061U CN 204680061 U CN204680061 U CN 204680061U CN 201520317138 U CN201520317138 U CN 201520317138U CN 204680061 U CN204680061 U CN 204680061U
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China
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module
mobile payment
biological characteristic
fingerprint
acquisition module
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Expired - Fee Related
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CN201520317138.4U
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Chinese (zh)
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刘建闽
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Hunan University of Humanities Science and Technology
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Hunan University of Humanities Science and Technology
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Abstract

The utility model relates to a kind of high-security mobile payment terminal based on biological characteristic compound circumstantial evidence, the development of mobile payment is in recent years comparatively rapid, adopts a certain biometric authentication promote to some extent security but cannot meet small amount simultaneously although simple, middle volume, the needs of wholesale mobile payment, it is applicable to the user high to mobile payment security relative requirement, and easy-to-use flexibly, can to apply in a flexible way all kinds of mobile payment means, so be also applicable to common mobile payment user, comprise microprocessor module according to payment amount, NFC module, PROM and encryption biological characteristic validation module, fingerprint characteristic acquisition module, ecg characteristics acquisition module, camera and facial characteristics capture module, digital signal processing module, human-computer interaction module, mobile communication module, locating module, power module, capacitive screen, button (ON/OFF), USB interface, power interface, camera, LED light source, anti-skidding bonnet, fingerprint button, ecg signal acquiring electrode.

Description

A kind of high-security mobile payment terminal based on biological characteristic compound circumstantial evidence
Art
The utility model relates to a kind of high-security mobile payment terminal based on biological characteristic compound circumstantial evidence.
Background technology
The development of mobile payment is in recent years comparatively rapid, but also there are some such as terminal loss, use of assuming another's name, amount paids and spend little, that security level is not high problem, although a certain biometric authentication of simple employing promotes to some extent security but cannot meet the needs of small amount, middle volume, wholesale mobile payment simultaneously, in the urgent need to a kind of high-security mobile payment terminal based on biological characteristic compound circumstantial evidence lifting mobile payment safety and users to trust degree when not damaging Consumer's Experience.
Summary of the invention
Technical problem to be solved in the utility model is to provide a kind of high-security mobile payment terminal based on biological characteristic compound circumstantial evidence, it is applicable to the user high to mobile payment security relative requirement, and it is easy-to-use flexibly, can to apply in a flexible way all kinds of mobile payment means according to payment amount, so be also applicable to common mobile payment user.
The scheme that the utility model solves the problems of the technologies described above is as follows: a kind of high-security mobile payment terminal based on biological characteristic compound circumstantial evidence, comprise microprocessor module (1), NFC module (2), PROM and encryption biological characteristic validation module (3), fingerprint characteristic acquisition module (4), ecg characteristics acquisition module (5), camera and facial characteristics capture module (6), digital signal processing module (7), human-computer interaction module (8), mobile communication module (9), locating module (10), power module (11), capacitive screen (12), button (ON/OFF) (13), USB interface (14) power interface (15), camera (16), LED light source (17), anti-skidding bonnet (18), fingerprint button (19), ecg signal acquiring electrode (20)
Described microprocessor module (1), be in core, connect following all modules: NFC module (2), PROM and encryption biological characteristic validation module (3), fingerprint characteristic acquisition module (4), ecg characteristics acquisition module (5), camera and facial characteristics capture module (6), digital signal processing module (7), human-computer interaction module (8), mobile communication module (9), locating module (10), power module (11).
On the basis of technique scheme, the utility model also can do following improvement.
Further, described ecg characteristics acquisition module (5), containing ecg signal acquiring electrode (20), can detect the heart real time signal gathering user, and the signal collected is sent to digital signal processing module (7).
Described digital signal processing module (7), start after fingerprint characteristic acquisition module collects terminal owner fingerprint, the signal sent ecg characteristics acquisition module (5) amplifies, filtering, A/D conversion, obtain heart rate and dynamic waveform signal, and with PROM and encrypt heart rate that biological characteristic validation module (3) interior owner stored and dynamic waveform signal characteristic is verified, if do not mate, stop mobile payment process, if coupling, will confirmation be sent.
Described fingerprint characteristic acquisition module (4), containing fingerprint button (19), be made up of fingerprint sensor, sapphire panel, the ring-like cover plate of silvery, temperature inductor, startup and camera and facial characteristics capture module (6) is proved to be successful the identification of terminal owner facial characteristics, temperature inductor senses user's finger temperature and confirm that temperature stabilization is in 37 degree (positive and negative 5 degree) when meeting following two conditions at the same time, gather user's finger print data, if do not mate, stop mobile payment process, if coupling, will confirmation be sent.
Described camera and facial characteristics capture module (6), PROM and encryption biological characteristic validation module (3) can be sent to after automatic capturing user specific dynamic facial characteristics, the terminal owner facial characteristics that its internal cryptographic can store by PROM and encryption biological characteristic validation module (3) in contrast, if do not mate, stop mobile payment process, if coupling, encrypted acknowledgment information will be sent.
Described PROM and encryption biological characteristic validation module (3), it receives fingerprint characteristic acquisition module (4), ecg characteristics acquisition module (5), camera and facial characteristics capture module (6), the information that digital signal processing module (7) sends, and store one-time write with its internal cryptographic and each biological characteristic of terminal owner that can not revise contrasts, each biological characteristic due to terminal owner is all one-time write and can not revises, stop disabled user and revise the possibility walking around checking, if do not mate, stop mobile payment process, if coupling, will send encrypted acknowledgment information.
Described NFC module (2), the checking of biological characteristic circumstantial evidence can be exempted from pay when paying amount and being less than terminal owner preset value MIN, when paying amount and being greater than terminal owner preset value MIN but being less than preset value MAX, the circumstantial evidence checking of a certain item biological characteristic can be carried out according to setting in advance, when paying amount and being greater than preset value MAX, just can carry out after the checking of biological characteristic compound circumstantial evidence must be carried out.
The utility model embodiment has following innovation in terms of existing technologies, the checking of biological characteristic circumstantial evidence can be exempted from pay when paying amount and being less than terminal owner preset value MIN, when paying amount and being greater than terminal owner preset value MIN but being less than preset value MAX, the circumstantial evidence checking of a certain item biological characteristic can be carried out according to setting in advance, when paying amount and being greater than preset value MAX, just can carry out after the checking of biological characteristic compound circumstantial evidence must be carried out, small amount payment laissezpasser is convenient and swift, middle volume safety of payment and conveniently to have both, it is all linked with one another that wholesale pays authentication process itself, need to be activated by the specific dynamic facial expression of terminal user, then need user's finger temperature and confirm that temperature stabilization is in 37 degree (positive and negative 5 degree), gather user's finger print data, ecg characteristics acquisition module (5) and digital signal processing module (7) could be activated after being verified, obtain heart rate and dynamic waveform signal and with PROM and encrypt heart rate that the interior terminal owner of biological characteristic validation module (3) stored and dynamic waveform signal characteristic is verified, if do not mate, stop mobile payment process, if coupling, will send confirmation, effectively prevent terminal user's stupor, absence of vital signs, safety problem when fingerprint is stolen, solve such as terminal loss, assume another's name to use, amount paid is spent little, the problem that security level is not high, although also solve a certain biometric authentication of simple employing promote to some extent security but small amount cannot be met simultaneously, middle volume, the problem of the needs of wholesale mobile payment, lifting mobile payment safety and users to trust degree when not damaging Consumer's Experience.
Accompanying drawing explanation
Fig. 1 is a kind of high-security mobile payment terminal module schematic diagram based on biological characteristic compound circumstantial evidence described in the utility model.
Fig. 2 is a kind of high-security mobile payment terminal front elevation based on biological characteristic compound circumstantial evidence of the utility model.
Fig. 3 is a kind of high-security mobile payment terminal rear view based on biological characteristic compound circumstantial evidence of the utility model.
Fig. 4 is a kind of high-security mobile payment terminal side view based on biological characteristic compound circumstantial evidence of the utility model.
In accompanying drawing, the module representated by each label and list of parts as follows:
1. microprocessor module, 2.NFC module, 3.PROM and encryption biological characteristic validation module, 4. fingerprint characteristic acquisition module, 5. ecg characteristics acquisition module, 6. camera and facial characteristics capture module, 7. digital signal processing module, 8. human-computer interaction module, 9. mobile communication module, 10. locating module, 11. power modules, 12. capacitive screen, 13. buttons (ON/OFF), 14.USB interface, 15. power interfaces, 16. cameras, 17.LED light source, 18. anti-skidding bonnets, 19. fingerprint buttons, 20. ecg signal acquiring electrodes
Embodiment
Be described further principle of the present utility model and feature below in conjunction with embodiment accompanying drawing, example, only for explaining the utility model, is not intended to limit scope of the present utility model.
As Fig. 1, 2, 3, shown in 4, the present embodiment relates to a kind of high-security mobile payment terminal based on biological characteristic compound circumstantial evidence, comprise microprocessor module (1), NFC module (2), PROM and encryption biological characteristic validation module (3), fingerprint characteristic acquisition module (4), ecg characteristics acquisition module (5), camera and facial characteristics capture module (6), digital signal processing module (7), human-computer interaction module (8), mobile communication module (9), locating module (10), power module (11), capacitive screen (12), button (ON/OFF) (13), USB interface (14) power interface (15), camera (16), LED light source (17), anti-skidding bonnet (18), fingerprint button (19), ecg signal acquiring electrode (20)
As shown in Figure 1,2,3, 4, in the present embodiment, described microprocessor module (1), be in core, connect following all modules: NFC module (2), PROM and encryption biological characteristic validation module (3), fingerprint characteristic acquisition module (4), ecg characteristics acquisition module (5), camera and facial characteristics capture module (6), digital signal processing module (7), human-computer interaction module (8), mobile communication module (9), locating module (10), power module (11).
In the present embodiment, described ecg characteristics acquisition module (5), containing ecg signal acquiring electrode (20), the heart real time signal gathering user can be detected, and the signal collected is sent to digital signal processing module (7).
In the present embodiment, described digital signal processing module (7), start after fingerprint characteristic acquisition module collects terminal owner fingerprint, the signal sent ecg characteristics acquisition module (5) amplifies, filtering, A/D conversion, obtain heart rate and dynamic waveform signal, and with PROM and encrypt heart rate that biological characteristic validation module (3) interior owner stored and dynamic waveform signal characteristic is verified, if do not mate, stop mobile payment process, if coupling, will confirmation be sent.
In the present embodiment, described fingerprint characteristic acquisition module (4), containing fingerprint button (19), by fingerprint sensor, sapphire panel, the ring-like cover plate of silvery, temperature inductor forms, when meeting following two conditions at the same time, startup and camera and facial characteristics capture module (6) are proved to be successful the identification of terminal owner facial characteristics, temperature inductor senses user's finger temperature and confirms that temperature stabilization is in 37 degree (positive and negative 5 degree), gather user's finger print data, if do not mate, stop mobile payment process, if coupling, will send confirmation.
In the present embodiment, described camera and facial characteristics capture module (6), PROM and encryption biological characteristic validation module (3) can be sent to after automatic capturing user specific dynamic facial characteristics, the terminal owner facial characteristics that its internal cryptographic can store by PROM and encryption biological characteristic validation module (3) in contrast, if do not mate, stop mobile payment process, if coupling, encrypted acknowledgment information will be sent.
In the present embodiment, described PROM and encryption biological characteristic validation module (3), it receives fingerprint characteristic acquisition module (4), ecg characteristics acquisition module (5), camera and facial characteristics capture module (6), the information that digital signal processing module (7) sends, and store one-time write with its internal cryptographic and each biological characteristic of terminal owner that can not revise contrasts, each biological characteristic due to terminal owner is all one-time write and can not revises, stop disabled user and revise the possibility walking around checking, if do not mate, stop mobile payment process, if coupling, will send encrypted acknowledgment information.
In the present embodiment, described NFC module (2), the checking of biological characteristic circumstantial evidence can be exempted from pay when paying amount and being less than terminal owner preset value MIN, when paying amount and being greater than terminal owner preset value MIN but being less than preset value MAX, the circumstantial evidence checking of a certain item biological characteristic can be carried out according to setting in advance, when paying amount and being greater than preset value MAX, just can carry out after the checking of biological characteristic compound circumstantial evidence must be carried out.
In the present embodiment, described a kind of high-security mobile payment terminal based on biological characteristic compound circumstantial evidence, small amount payment laissezpasser is convenient and swift, middle volume safety of payment and conveniently to have both, it is all linked with one another that wholesale pays authentication process itself, need to be activated by the specific dynamic facial expression of terminal user, then need user's finger temperature and confirm that temperature stabilization is in 37 degree (positive and negative 5 degree), gather user's finger print data, ecg characteristics acquisition module (5) and digital signal processing module (7) could be activated after being verified, obtain heart rate and dynamic waveform signal and with PROM and encrypt heart rate that the interior terminal owner of biological characteristic validation module (3) stored and dynamic waveform signal characteristic is verified, if do not mate, stop mobile payment process, if coupling, will send confirmation, effectively prevent terminal user's stupor, absence of vital signs, safety problem when fingerprint is stolen, solve such as terminal loss, assume another's name to use, amount paid is spent little, the problem that security level is not high, although also solve a certain biometric authentication of simple employing promote to some extent security but small amount cannot be met simultaneously, middle volume, the problem of the needs of wholesale mobile payment, lifting mobile payment safety and users to trust degree when not damaging Consumer's Experience.
In the present embodiment, described microprocessor (1) can adopt valiant dragon tM800, inner integrated 28nm HPm tetra-core Krait 400 CPU, Adreno 330 GPU.
In the present embodiment, described human-computer interaction module (8) is by capacitive screen (12), button (ON/OFF) (13), and capacitive screen (12) can adopt 80mm × 110mm, 1,600 ten thousand look 1280 × 800 resolution TFT IPS capacitive screen.
In the present embodiment, described camera and facial characteristics capture module (6) adopt LED light source (17) and high-definition camera (16), can round-the-clock seizure user facial characteristics by day or under the complex situations such as night, light flash.
In the present embodiment, described mobile communication module (9) includes but not limited to 2G, 3G, 4G communication chip.
In the present embodiment, described power module (11) can meet standby requirement in 240 hours.
The foregoing is only preferred embodiment of the present utility model, not in order to limit the utility model, all within spirit of the present utility model and principle, any amendment done, equivalent replacement, improvement etc., all should be included within protection domain of the present utility model.

Claims (6)

1. the high-security mobile payment terminal based on biological characteristic compound circumstantial evidence, comprise microprocessor module (1), NFC module (2), PROM and encryption biological characteristic validation module (3), fingerprint characteristic acquisition module (4), ecg characteristics acquisition module (5), camera and facial characteristics capture module (6), digital signal processing module (7), human-computer interaction module (8), mobile communication module (9), locating module (10), power module (11), capacitive screen (12), button (ON/OFF) (13), USB interface (14) power interface (15), camera (16), LED light source (17), anti-skidding bonnet (18), fingerprint button (19), ecg signal acquiring electrode (20), described microprocessor module (1) is in core, connects following all modules: NFC module (2), PROM and encryption biological characteristic validation module (3), fingerprint characteristic acquisition module (4), ecg characteristics acquisition module (5), camera and facial characteristics capture module (6), digital signal processing module (7), human-computer interaction module (8), mobile communication module (9), locating module (10), power module (11).
2. the high-security mobile payment terminal based on biological characteristic compound circumstantial evidence according to claim 1, it is characterized in that: described ecg characteristics acquisition module (5) comprises ecg signal acquiring electrode (20), the heart real time signal gathering user can be detected, and the signal collected is sent to digital signal processing module (7).
3. the high-security mobile payment terminal based on biological characteristic compound circumstantial evidence according to claim 1, it is characterized in that: described digital signal processing module (7) starts after fingerprint characteristic acquisition module collects terminal owner fingerprint, the signal that ecg characteristics acquisition module (5) is sent is amplified, filtering, A/D changes, obtain heart rate and dynamic waveform signal, and with PROM and encrypt heart rate that biological characteristic validation module (3) interior owner stored and dynamic waveform signal characteristic is verified, if do not mate, stop mobile payment process, if coupling, will send confirmation.
4. the high-security mobile payment terminal based on biological characteristic compound circumstantial evidence according to claim 1, it is characterized in that: described fingerprint characteristic acquisition module (4) comprises fingerprint button (19), by fingerprint sensor, sapphire panel, the ring-like cover plate of silvery, temperature inductor forms, when meeting following two conditions at the same time, startup and camera and facial characteristics capture module (6) are proved to be successful the identification of terminal owner facial characteristics, temperature inductor senses user's finger temperature and confirms that temperature stabilization is in 37 degree (positive and negative 5 degree), gather user's finger print data, if do not mate, stop mobile payment process, if coupling, will send confirmation.
5. the high-security mobile payment terminal based on biological characteristic compound circumstantial evidence according to claim 1, it is characterized in that: described camera and facial characteristics capture module (6) can send to PROM and encryption biological characteristic validation module (3) after automatic capturing user specific dynamic facial characteristics, the terminal owner facial characteristics that its internal cryptographic can store by PROM and encryption biological characteristic validation module (3) in contrast, if do not mate, stop mobile payment process, if coupling, encrypted acknowledgment information will be sent.
6. the high-security mobile payment terminal based on biological characteristic compound circumstantial evidence according to claim 1, it is characterized in that: described PROM and encryption biological characteristic validation module (3), it receives fingerprint characteristic acquisition module (4), ecg characteristics acquisition module (5), camera and facial characteristics capture module (6), the information that digital signal processing module (7) sends, and store one-time write with its internal cryptographic and each biological characteristic of terminal owner that can not revise contrasts, each biological characteristic due to terminal owner is all one-time write and can not revises, stop disabled user and revise the possibility walking around checking, if do not mate, stop mobile payment process, if coupling, will send encrypted acknowledgment information.
CN201520317138.4U 2015-05-12 2015-05-12 A kind of high-security mobile payment terminal based on biological characteristic compound circumstantial evidence Expired - Fee Related CN204680061U (en)

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Cited By (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN105361368A (en) * 2015-11-25 2016-03-02 贾晓轻 Intelligent bracelet
CN105528703A (en) * 2015-12-26 2016-04-27 上海孩子国科教设备有限公司 Method and system for implementing payment verification via expression
CN105611531A (en) * 2015-10-30 2016-05-25 东莞酷派软件技术有限公司 Terminal control method, terminal control device and terminal
CN105678539A (en) * 2016-01-11 2016-06-15 广东小天才科技有限公司 NFC payment method for wearable device
CN106022044A (en) * 2016-05-20 2016-10-12 广东欧珀移动通信有限公司 Fingerprint response method and apparatus of intelligent terminal
CN106296185A (en) * 2015-05-12 2017-01-04 湖南人文科技学院 A kind of high-security mobile payment terminal being combined circumstantial evidence based on biological characteristic
CN106490777A (en) * 2015-12-11 2017-03-15 奇酷互联网络科技(深圳)有限公司 Motion bracelet
CN108475372A (en) * 2016-01-15 2018-08-31 万事达卡国际股份有限公司 Enter control bypass in the mobile device of public transport

Cited By (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN106296185A (en) * 2015-05-12 2017-01-04 湖南人文科技学院 A kind of high-security mobile payment terminal being combined circumstantial evidence based on biological characteristic
CN105611531A (en) * 2015-10-30 2016-05-25 东莞酷派软件技术有限公司 Terminal control method, terminal control device and terminal
CN105361368A (en) * 2015-11-25 2016-03-02 贾晓轻 Intelligent bracelet
CN105361368B (en) * 2015-11-25 2017-11-17 广州合利宝支付科技有限公司 A kind of mobile-payment system
CN106490777A (en) * 2015-12-11 2017-03-15 奇酷互联网络科技(深圳)有限公司 Motion bracelet
CN105528703A (en) * 2015-12-26 2016-04-27 上海孩子国科教设备有限公司 Method and system for implementing payment verification via expression
CN105678539A (en) * 2016-01-11 2016-06-15 广东小天才科技有限公司 NFC payment method for wearable device
CN108475372A (en) * 2016-01-15 2018-08-31 万事达卡国际股份有限公司 Enter control bypass in the mobile device of public transport
CN106022044A (en) * 2016-05-20 2016-10-12 广东欧珀移动通信有限公司 Fingerprint response method and apparatus of intelligent terminal

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