The utility model content
The utility model provides a kind of portable Stored Value equipment, can make the user pass through portable Stored Value equipment and initiatively initiate operation, the dirigibility when having improved portable Stored Value equipment and using.
The utility model provides a kind of portable Stored Value equipment, comprising: processing module and load module; Described load module is connected with described processing module;
Described load module is used to receive user's operation indication, and sends the business processing request according to described operation indication to described processing module;
Described processing module is used for according to described business processing request, upgrades the amount information of being stored.
Aforesaid portable Stored Value equipment wherein, also comprises: display module; Described display module comprises first display unit; Described first display unit is connected with described load module with described processing module respectively.
Aforesaid portable Stored Value equipment, wherein, described display module also comprises second display unit; Described second display unit is connected with described load module.
Aforesaid portable Stored Value equipment, wherein, described display module comprises LCDs or electronic-paper display screen.
Aforesaid portable Stored Value equipment, wherein, described processing module is a microprocessor.
Aforesaid portable Stored Value equipment, wherein, described load module comprises keyboard, described keyboard is connected with described processing module by input/output bus.
Aforesaid portable Stored Value equipment, wherein, described processing module comprises:
First storage unit, second storage unit, receiving element, decryption verification unit and updating block;
The decryption verification unit is connected with described receiving element with described first storage unit respectively;
Updating block is connected with described second storage unit with described decryption verification unit respectively.
Aforesaid portable Stored Value equipment, wherein, described load module and described processing module are wholely set.
Aforesaid portable Stored Value equipment, wherein, described load module, described processing module and described display module are wholely set.
Aforesaid portable Stored Value equipment wherein, also comprises: power module, be connected with described load module with described processing module respectively, and be used for to described processing module and the power supply of described processing module.
The portable Stored Value equipment that the utility model provides, the operation that receives user's input by load module is indicated, and sends the business processing request according to the operation indication to processing module, makes processing module upgrade amount information.The portable Stored Value equipment that uses the utility model to provide, the user can initiatively initiate operation by portable Stored Value equipment, has great convenience for the user, and has also improved the dirigibility in use of portable Stored Value equipment.
Embodiment
For the purpose, technical scheme and the advantage that make the utility model embodiment clearer, below in conjunction with the accompanying drawing among the utility model embodiment, technical scheme among the utility model embodiment is clearly and completely described, obviously, described embodiment is the utility model part embodiment, rather than whole embodiment.Based on the embodiment in the utility model, those of ordinary skills are not making the every other embodiment that is obtained under the creative work prerequisite, all belong to the scope of the utility model protection.
Embodiment one
The structural representation of the portable Stored Value equipment that Fig. 1 provides for the utility model embodiment one.As shown in Figure 1, the portable Stored Value equipment of present embodiment comprises: processing module 11 and load module 12, processing module 11 is connected with load module 12.
Wherein, load module 12 is used to receive user's operation indication, and sends the business processing request according to the operation indication to processing module 11; Processing module 11 is used for the business processing request according to load module 12 transmissions, upgrades the amount information of being stored.
In the present embodiment, the user can initiate to supplement operation with money by load module 12, so that load module 12 sends the service request that portable Stored Value equipment is supplemented with money to processing module 11; The user also can confirm by 12 pairs of operations of deducting fees because of the bankcard consumption generation of load module, so that load module 12 sends the service request that portable Stored Value equipment is deducted fees to processing module 11.Correspondingly, the operation that processing module 11 is upgraded amount information is specially according to the recharging service request and increases the amount of money, perhaps according to deducting fees the service request amount deducted.
The portable Stored Value equipment of present embodiment is by being provided with the load module that is connected with processing module, allow the user initiatively to initiate operation to portable Stored Value equipment or by portable Stored Value equipment, portable Stored Value equipment is supplemented with money or deducts fees, have great convenience for the user on the one hand, also strengthened the portable Stored Value equipment dirigibility in use of present embodiment on the other hand greatly.
Embodiment two
The structural representation of the portable Stored Value equipment that Fig. 2 provides for the utility model embodiment two.Present embodiment can realize that as shown in Figure 2, the portable Stored Value equipment of present embodiment comprises: processing module 11, load module 12 and display module 13 based on embodiment one; Processing module 11 is connected with load module 12, and display module 13 is connected with load module 12 with processing module 11 respectively.
In the present embodiment, processing module 11 in the amount information process of updated stored, sends idsplay order to display module 13, to show amount information to the user in the business processing request that sends according to load module 12.Concrete, display module 13 comprises first display unit; This first display unit is connected with load module 12 with processing module 11 respectively, is used for the idsplay order according to processing module 11, shows the amount information that portable Stored Value equipment is stored; In addition, first display unit can also be used to show the operation indication that load module 12 receives.
The portable Stored Value equipment that present embodiment provides shows that to the user but amount information makes the user understand the amount information of portable Stored Value equipment at any time, so that in time supplement with money, is very easy to the user by display module; The operation indication that the portable Stored Value equipment of present embodiment can also explicit user be initiatively initiated by load module by display module, whether the user can examine the operation of being initiated once more according to the information that shows correct, meets user's demand.To sum up, the portable Stored Value equipment of present embodiment has great dirigibility owing to be provided with load module and display module in user's use.
Wherein, in each embodiment of the utility model, processing module can be microprocessor; Load module comprises keyboard, and keyboard is preferably matrix keyboard; Display module comprises LCDs, electronic-paper display screen or LCD display.Wherein, load module also comprises the software that drives keyboard work except comprising that hardware device is the keyboard; Equally, display module also comprises the software that drives display screen work except comprising display screen.Wherein, load module is by input/output bus (Input/Output Bus; Abbreviate as: be that microprocessor is connected I/O), and work by the microprocessor driven load module with processing module; Display module passes through I
2The C bus is connected with microprocessor, and by its work of microprocessor driven.
Further, in each embodiment of the utility model, load module, display module and processing module (the card body that is called portable Stored Value equipment again) can be to be wholely set, and also can be that load module and/or display module are independent of the processing module setting, but be connected with processing module.Concrete, the portable Stored Value equipment of present embodiment comprises following several structure: display module (for example display screen) is set on the card body of portable Stored Value equipment, and the card body branch of load module (for example keyboard) with portable Stored Value equipment is arranged; Or on the card body of portable Stored Value equipment, load module is set, and the card body branch of display module and portable Stored Value equipment is arranged; Or the card body of portable Stored Value equipment and load module, display module all divided be arranged; Again or at the card body of portable Stored Value equipment load module and display module are set simultaneously.Wherein, load module, display module can be connected with the card body of portable Stored Value equipment by wired mode or wireless mode; Wherein wireless mode can be radio frequency, infrared, bluetooth, Wireless Fidelity (Wireless Fidelity; Abbreviate as: WIFI) etc.
Based on above-mentioned, the utility model following examples describe the specific implementation structure of combined type portable Stored Value equipment in detail the principle of work of technical solutions of the utility model.
Embodiment three
The structural representation of the portable Stored Value equipment that Fig. 3 A provides for the utility model embodiment three; The schematic appearance of the portable Stored Value equipment that Fig. 3 B provides for the utility model embodiment three.Present embodiment can realize that in conjunction with Fig. 3 A and Fig. 3 B, the portable Stored Value equipment of present embodiment comprises: microprocessor 31, keyboard 32, display screen 33 and interface module 34 based on embodiment one and embodiment two.Wherein, keyboard 32, display screen 33 and interface module 34 are connected with microprocessor 31 respectively; And display screen 33 is connected with keyboard 32 by microprocessor 31.And be that microprocessor 31 is wholely set and is example with the card body of the keyboard 32 of portable Stored Value equipment, display screen 33, interface module 34 and Stored Value equipment in the present embodiment.Wherein, interface module 34 is used for portable Stored Value equipment and is connected with other equipment, for example can be connected with other equipment by the ISO7816 mode or the ISO1443 mode of contact, to finish communication or data trade function.Present embodiment does not limit concrete connected mode, specifically can make the interface type on the portable Stored Value equipment and decides.
The portable Stored Value equipment of present embodiment mainly comprises supplements with money and functions such as bankcard consumption.Following mask body introduce by the charging payment system present embodiment portable Stored Value equipment supplement operation with money.As shown in Figure 4, this charging payment system comprises payment process system 41, password generation system 42 and portable Stored Value equipment 43.
Wherein, the structure of portable Stored Value equipment 43 as shown in Figure 3A; And each portable Stored Value equipment 43 all has the sign of oneself, and for example: as seen unique production code member, this production code member are generally the outside, user's numbering as can be known; Each portable Stored Value equipment 43 can also have a checking sequence number, for example: internal sequence number, for the outside invisible, the user is unknowable, and can also preserve decruption key in the portable Stored Value equipment 43, can be the form of single key or set of cipher key, the identification number of above-mentioned portable Stored Value equipment 43, checking sequence number and decruption key can be kept in the portable Stored Value equipment 43, and in the password generation system, also preserve the identification number of portable Stored Value equipment 43, checking sequence number and the encryption key corresponding with decruption key, wherein if symmetry algorithm, the decruption key of then portable Stored Value equipment 43 can be identical with the encryption key of server, if asymmetric arithmetic, the decruption key of then portable Stored Value equipment 43 and the encryption key of server then can be for corresponding but inequality one by one.
Wherein, payment process system 41, be mainly used in according to the identification number of portable Stored Value equipment 43 and the dealing money of this transaction, the transaction processing that the payment platform of selecting with the user is paid, after the transaction processing that completes charge, send the password generation request of supplementing with money to password generation system 42, described supplementing with money in the password generation request carried the identification number of portable Stored Value equipment 43 and the Transaction Information of this transaction; Receive the password of supplementing with money of this transaction that password generation system 42 returns, the described password of supplementing with money is back to the payment platform that described user selectes.
Concrete, payment process system 41 is according to the Client-initiated charging request, and the indication user need import the dealing money of portable Stored Value equipment mark number and this transaction; The user can be according to the indication of charging request, to the identification number of the employed portable Stored Value equipment 43 of payment process system 41 inputs and the dealing money of this transaction.Wherein, the user can initiate charging request to the payment process system by the outside equipment of supplementing with money, for example by supplementing portable Stored Value equipment 43 operation of swiping the card on the equipment of supplementing with money of website with money in appointment, to send charging request; Further, the user can import the identification number of portable Stored Value equipment 43 and the dealing money of this transaction by the input equipment that supplement with money on the equipment outside.In addition, because the portable Stored Value equipment 43 of present embodiment has keyboard 32 and display screen 33, then the user can be directly by the identification number of the 32 input payment process systems of the keyboard on the portable Stored Value equipment 43,41 indication inputs and the dealing money of this transaction, and show identification number and the dealing money of being imported by display screen 33, so that the user can examine by the information of 33 pairs of inputs of display screen, and examining errorless back by keyboard 32 input validation information.In the present embodiment, keyboard 32 specifically can be 4 * 3 matrix keyboard, comprises digital 0-9 and confirms button, cancellation button; Above-mentioned each button is connected with microprocessor 31 by an I/O mouth line respectively.But it will be appreciated by those skilled in the art that, present embodiment does not limit the specific implementation of keyboard, comprise numeral, letter, other similar buttons (for example: the direction button) or the keyboard of above-mentioned combination in any all be applicable to the portable Stored Value equipment of present embodiment.
Password generation system 42 is mainly used in corresponding checking sequence number and the encryption key of identification number inquiry according to portable Stored Value equipment 43; Adopt described encryption key that the Transaction Information of described checking sequence number and this transaction is carried out cryptographic calculation, generate the password of supplementing with money of this transaction; The described password of supplementing with money is sent to described payment process system 41;
Portable Stored Value equipment 43 is mainly used in according to the decruption key of preserving the password of importing of supplementing with money is decrypted computing, if checking sequence number and Transaction Information that deciphering obtains are legal, then checking sequence number and the Transaction Information that obtains according to deciphering supplemented with money.
The function of above-mentioned portable Stored Value equipment mainly is to realize that by microprocessor 31 microprocessor 31 is corresponding to the part-structure (all the other are not shown) shown in Fig. 3 C of this partial function.Microprocessor 31 comprises: first storage unit 311, second storage unit 312, receiving element 313, decryption verification unit 314 and updating block 315.Wherein, first storage unit 311 is used to preserve the checking sequence number and the default decruption key of portable Stored Value equipment 43; Second storage unit 312 is used to store amount information.Concrete, when the user imports the dealing money of identification numbers and this transaction by keyboard 32, therefore keyboard 32 can send the business processing request to receiving element 313, then receiving element 313 receives the business processing request, and according to the subsequent operation of business processing acquisition request, be example to supplement with money in the present embodiment, then receiving element 313 can trigger the 314 pairs of paying disposal systems 41 in decryption verification unit and be decrypted processing to the password of supplementing with money that is generated by password generation system 42 that portable Stored Value equipment 43 returns; Decryption verification unit 314, be connected with receiving element 313 with first storage unit 311 respectively, be used for being decrypted according to the password of supplementing with money of the decruption key of preserving to business processing request correspondence, whether checking sequence number and Transaction Information that the checking deciphering obtains be legal, if legal, then indicate updating block 315 to supplement operation with money; Updating block 315, be connected with second storage unit 312 with decryption verification unit 314 respectively, be used for the indication according to decryption verification unit 314, the dealing money in the Transaction Information that obtains according to deciphering upgrades amount information, supplements operation with money when amount information is updated promptly to have finished.
Further, when portable Stored Value equipment carried out bankcard consumption, this moment, machine for punching the card can be sent deducting fees request to portable Stored Value equipment, and portable Stored Value equipment can be in the judgement operation of directly deducting fees after legal in the prior art, and the user is invisible.But, in the present embodiment, can show the request of deducting fees by display screen 33, the user is done after the further affirmation, can confirm consumption by the affirmation button on the keyboard 32, then, upgrade amount information by the updating block in the microprocessor 31 315 according to the consumption amount of money again; Perhaps by cancellation button cancellation consumption.The portable Stored Value equipment of present embodiment allows the user that further affirmation is done in transaction, has guaranteed the security of transaction.
In the utility model the various embodiments described above, load module is an example with the keyboard all, makes the user pass through keyboard input operation indication, but is not limited to this.Present embodiment provides a kind of implementation of load module in addition, promptly touches input.In this mode, load module can be realized by the unit with Presentation Function (for example touch-screen) and actions menu.Concrete, present embodiment is realized by second display unit is set in display module.This second display unit is connected with load module, is used for the display operation menu so that user's operation indication to be provided to load module.Concrete, the user can so that load module produces the business operation request, and carry out subsequent operation by the input of the actions menu complete operation indication that shows on second display unit.For example, the user can select inquiry into balance by actions menu, and produces the business processing request of inquiry into balance by load module, and sends to processing module and handle, and shows current remaining sum by first display unit of display module to the user.Wherein, when specific implementation, first display unit and second display unit can be same display screen.
Further, on said structure, load module can also comprise keyboard, promptly simultaneously by keyboard and the display screen function in conjunction with the load module of realizing present embodiment, fully in conjunction with the advantage of keyboard and display screen, so that more user-friendly.For example the user can be by the numeral on the keyboard or alphabet key input digit or letter, and confirms or operation such as cancellation by display screen.
Embodiment four
The structural representation of the portable Stored Value equipment that Fig. 5 provides for the embodiment of the invention four; Present embodiment is based on the utility model the various embodiments described above, and as shown in Figure 5, based on structure shown in Figure 2, the portable Stored Value equipment of present embodiment can also comprise power module 14, and this power module 14 is used for providing power supply to portable Stored Value equipment.This power module 14 need be connected with load module 12 with processing module 11, to provide work required electric current to load module 12 and processing module 11.In addition, because various display screens carry working power usually, therefore, power module is not connected with display module in the present embodiment; But, when display module needs the externally fed power supply, can be its power supply also by the power module of present embodiment.The portable Stored Value equipment of present embodiment is provided with power module, to guarantee portable Stored Value equipment operate as normal.
One of ordinary skill in the art will appreciate that: all or part of step that realizes said method embodiment can be finished by the relevant hardware of programmed instruction, aforesaid program can be stored in the computer read/write memory medium, this program is carried out the step that comprises said method embodiment when carrying out; And aforesaid storage medium comprises: various media that can be program code stored such as ROM, RAM, magnetic disc or CD.
It should be noted that at last: above embodiment only in order to the explanation the technical solution of the utility model, is not intended to limit; Although the utility model is had been described in detail with reference to previous embodiment, those of ordinary skill in the art is to be understood that: it still can be made amendment to the technical scheme that aforementioned each embodiment put down in writing, and perhaps part technical characterictic wherein is equal to replacement; And these modifications or replacement do not make the essence of appropriate technical solution break away from the spirit and scope of each embodiment technical scheme of the utility model.