CN118886986A - Product recommendation method, device, equipment and storage medium - Google Patents
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Abstract
Description
技术领域Technical Field
本申请涉及信息处理技术领域,尤其涉及一种产品推荐方法、装置、设备及存储介质。The present application relates to the field of information processing technology, and in particular to a product recommendation method, device, equipment and storage medium.
背景技术Background Art
现有的产品推荐方案,大多通过收集客户在手机、网银等渠道的产品点击访问量,从而通过访问量来识别客户购买意图,进而做产品推荐。然而,该类方案虽然可以实现对客户进行产品推荐,但推荐策略仅通过分析客户访问行为,无法准确捕捉到客户的实际需求和购买意图,导致推荐的产品与客户的真实需求存在偏差,导致客户对推荐系统的信任度降低,并使客户错过真正适合他们的理财产品,同时也会导致理财产品的推广资源被浪费,长期以往导致客户流失,使理财产品丧失市场竞争力。Most of the existing product recommendation solutions collect the number of product clicks by customers on mobile phones, online banking and other channels, and then identify the customer's purchase intention through the number of visits, and then make product recommendations. However, although such solutions can make product recommendations to customers, the recommendation strategy only analyzes customer visit behavior and cannot accurately capture the customer's actual needs and purchase intentions, resulting in a deviation between the recommended products and the customer's real needs, which reduces the customer's trust in the recommendation system and causes customers to miss out on the financial products that are truly suitable for them. At the same time, it also leads to a waste of promotion resources for financial products, which in the long run leads to customer loss and makes financial products lose their market competitiveness.
发明内容Summary of the invention
本申请的主要目的在于提供一种产品推荐方法、装置、设备及存储介质,旨在提高产品推荐的准确性和成功率,进而有效提高产品的市场竞争力,并提升客户满意度。The main purpose of this application is to provide a product recommendation method, device, equipment and storage medium, aiming to improve the accuracy and success rate of product recommendations, thereby effectively improving the market competitiveness of products and improving customer satisfaction.
为实现上述目的,本申请提出一种产品推荐方法,所述的方法包括:To achieve the above objectives, the present application proposes a product recommendation method, which comprises:
获取目标客群的产品推荐请求,其中,所述产品推荐请求包括客户画像;Obtaining a product recommendation request from a target customer group, wherein the product recommendation request includes a customer profile;
基于所述客户画像,确定所述目标客群对应的产品推荐清单;Based on the customer portrait, determine a product recommendation list corresponding to the target customer group;
基于所述产品推荐请求以及所述产品推荐清单,配置产品推荐策略;Based on the product recommendation request and the product recommendation list, configure a product recommendation strategy;
基于所述产品推荐策略,对所述目标客群进行产品推荐。Based on the product recommendation strategy, product recommendations are made to the target customer group.
在一实施例中,所述获取目标客群的产品推荐请求之前,还包括:In one embodiment, before obtaining the product recommendation request of the target customer group, the method further includes:
获取目标客户的历史交易记录以及近期访问信息;Obtain historical transaction records and recent visit information of target customers;
将所述历史交易记录输入至客户画像生成模型,得到所述客户画像生成模型输出的第一画像标签;Inputting the historical transaction record into a customer portrait generation model to obtain a first portrait label output by the customer portrait generation model;
基于所述近期访问信息,生成第二画像标签;Based on the recent access information, generate a second portrait tag;
将所述第一画像标签与所述第二画像标签进行关联组合,生成所述目标客户对应的客户画像。The first portrait tag and the second portrait tag are associated and combined to generate a customer portrait corresponding to the target customer.
在一实施例中,所述将所述历史交易记录以及所述近期访问信息输入至客户画像生成模型,得到所述客户画像生成模型输出的客户画像之前,还包括:In one embodiment, before inputting the historical transaction records and the recent access information into a customer profile generation model to obtain a customer profile output by the customer profile generation model, the method further includes:
获取若干个客户的历史交易记录;Obtain historical transaction records of several customers;
对各所述历史交易记录进行数据筛选;Performing data screening on each of the historical transaction records;
将筛选后的各历史交易记录输入至初始客户画像生成模型进行迭代训练,以得到所述客户画像生成模型。The screened historical transaction records are input into the initial customer profile generation model for iterative training to obtain the customer profile generation model.
在一实施例中,所述基于所述客户画像,确定所述目标客群对应的产品推荐清单,包括:In one embodiment, determining a product recommendation list corresponding to the target customer group based on the customer portrait includes:
基于所述客户画像,得到所述目标客群对应的客群信息;Based on the customer portrait, obtaining customer group information corresponding to the target customer group;
基于所述客群信息的产品推荐倾向,得到若干个目标产品;Based on the product recommendation tendency of the customer group information, a number of target products are obtained;
将各所述目标产品进行关联组合,生成所述目标客群对应的产品推荐清单。The target products are associated and combined to generate a product recommendation list corresponding to the target customer group.
在一实施例中,所述基于所述产品推荐请求以及所述产品推荐清单,配置产品推荐策略,包括:In one embodiment, configuring a product recommendation strategy based on the product recommendation request and the product recommendation list includes:
获取目标客群对应的推荐版面;Get the recommended layout corresponding to the target customer group;
确定所述产品推荐清单中各目标产品对应的产品标签;Determine a product label corresponding to each target product in the product recommendation list;
基于各所述产品标签与所述产品推荐请求中的客户画像,确定产品推荐排序;Determine a product recommendation ranking based on each of the product tags and the customer portrait in the product recommendation request;
基于所述推荐版面以及所述产品推荐排序,配置产品推荐策略。Based on the recommendation layout and the product recommendation ranking, a product recommendation strategy is configured.
在一实施例中,所述基于各所述产品标签与所述产品推荐请求中的客户画像,确定产品推荐排序,包括:In one embodiment, determining the product recommendation ranking based on each of the product tags and the customer portrait in the product recommendation request includes:
确定各所述产品标签与所述客户画像中的画像标签的相似度;Determine the similarity between each of the product labels and the portrait label in the customer portrait;
对各所述相似度进行倒序排序,得到相似度排序;Sorting the similarities in reverse order to obtain a similarity ranking;
将所述相似度排序作为所述产品推荐排序。The similarity ranking is used as the product recommendation ranking.
在一实施例中,所述基于所述产品推荐清单,配置产品推荐策略之后,还包括:In one embodiment, after configuring the product recommendation strategy based on the product recommendation list, the method further includes:
获取所述产品推荐策略对应的产品推荐效果;Obtaining the product recommendation effect corresponding to the product recommendation strategy;
基于所述产品推荐效果,生成策略优化报告,以对所述产品推荐策略进行调整;Based on the product recommendation effect, generate a strategy optimization report to adjust the product recommendation strategy;
基于调整后的产品推荐策略,对所述目标客群进行产品推荐。Based on the adjusted product recommendation strategy, product recommendations are made to the target customer group.
此外,为实现上述目的,本申请还提出一种产品推荐装置,所述产品推荐装置包括:In addition, to achieve the above purpose, the present application also proposes a product recommendation device, which includes:
获取模块,用于获取目标客群的产品推荐请求,其中,所述产品推荐请求包括客户画像;An acquisition module, used to acquire a product recommendation request from a target customer group, wherein the product recommendation request includes a customer profile;
确定模块,用于基于所述客户画像,确定所述目标客群对应的产品推荐清单;A determination module, used to determine a product recommendation list corresponding to the target customer group based on the customer portrait;
配置模块,用于基于所述产品推荐请求以及所述产品推荐清单,配置产品推荐策略;A configuration module, configured to configure a product recommendation strategy based on the product recommendation request and the product recommendation list;
推荐模块,用于基于所述产品推荐策略,对所述目标客群进行产品推荐。A recommendation module is used to recommend products to the target customer group based on the product recommendation strategy.
此外,为实现上述目的,本申请还提出一种产品推荐设备,所述设备包括:存储器、处理器及存储在所述存储器上并可在所述处理器上运行的计算机程序,所述计算机程序配置为实现如上文所述的产品推荐方法的步骤。In addition, to achieve the above-mentioned purpose, the present application also proposes a product recommendation device, which includes: a memory, a processor, and a computer program stored in the memory and executable on the processor, and the computer program is configured to implement the steps of the product recommendation method described above.
此外,为实现上述目的,本申请还提出一种存储介质,所述存储介质为计算机可读存储介质,所述存储介质上存储有计算机程序,所述计算机程序被处理器执行时实现如上文所述的产品推荐方法的步骤。In addition, to achieve the above-mentioned purpose, the present application also proposes a storage medium, which is a computer-readable storage medium, and a computer program is stored on the storage medium. When the computer program is executed by a processor, the steps of the product recommendation method described above are implemented.
此外,为实现上述目的,本申请还提供一种计算机程序产品,所述计算机程序产品包括计算机程序,所述计算机程序被处理器执行时实现如上文所述的产品推荐方法的步骤。In addition, to achieve the above-mentioned purpose, the present application also provides a computer program product, which includes a computer program, and when the computer program is executed by a processor, it implements the steps of the product recommendation method described above.
本申请提供了一种产品推荐方法、装置、设备及存储介质,所述产品推荐方法通过获取目标客群的产品推荐请求,其中,所述产品推荐请求包括客户画像,进而基于所述客户画像,确定所述目标客群对应的产品推荐清单,从而基于所述产品推荐请求以及所述产品推荐清单,配置产品推荐策略,进而基于所述产品推荐策略,对所述目标客群进行产品推荐,从而针对每个客户的实际需求和购买偏好提供个性化的产品推荐,从而提高产品推荐的准确性和成功率,进而有效提高产品的市场竞争力,并提升客户满意度。The present application provides a product recommendation method, apparatus, device and storage medium. The product recommendation method obtains a product recommendation request from a target customer group, wherein the product recommendation request includes a customer portrait, and then based on the customer portrait, determines a product recommendation list corresponding to the target customer group, thereby configuring a product recommendation strategy based on the product recommendation request and the product recommendation list, and then based on the product recommendation strategy, recommends products to the target customer group, thereby providing personalized product recommendations based on the actual needs and purchasing preferences of each customer, thereby improving the accuracy and success rate of product recommendations, thereby effectively improving the market competitiveness of the product and improving customer satisfaction.
附图说明BRIEF DESCRIPTION OF THE DRAWINGS
此处的附图被并入说明书中并构成本说明书的一部分,示出了符合本申请的实施例,并与说明书一起用于解释本申请的原理。The accompanying drawings, which are incorporated in and constitute a part of this specification, illustrate embodiments consistent with the present application and, together with the description, serve to explain the principles of the present application.
为了更清楚地说明本申请实施例或现有技术中的技术方案,下面将对实施例或现有技术描述中所需要使用的附图作简单地介绍,显而易见地,对于本领域普通技术人员而言,在不付出创造性劳动性的前提下,还可以根据这些附图获得其他的附图。In order to more clearly illustrate the embodiments of the present application or the technical solutions in the prior art, the drawings required for use in the embodiments or the description of the prior art will be briefly introduced below. Obviously, for ordinary technicians in this field, other drawings can be obtained based on these drawings without paying any creative labor.
图1为本申请产品推荐方法实施例一提供的流程示意图;FIG1 is a schematic diagram of a process flow diagram provided in Example 1 of a product recommendation method of the present application;
图2为本申请产品推荐方法实施例二提供的流程示意图;FIG2 is a schematic diagram of a flow chart of a second embodiment of a product recommendation method of the present application;
图3为本申请产品推荐方法实施例三提供的流程示意图;FIG3 is a flow chart of a third embodiment of the product recommendation method of the present application;
图4为本申请一实施例中策略优化报告生成的流程示例图;FIG4 is a flowchart illustrating a strategy optimization report generation process in an embodiment of the present application;
图5为本申请实施例产品推荐装置的模块结构示意图;FIG5 is a schematic diagram of the module structure of the product recommendation device according to an embodiment of the present application;
图6为本申请实施例中产品推荐方法涉及的硬件运行环境的设备结构示意图。FIG6 is a schematic diagram of the device structure of the hardware operating environment involved in the product recommendation method in the embodiment of the present application.
本申请目的实现、功能特点及优点将结合实施例,参照附图做进一步说明。The purpose, features and advantages of this application will be further described in conjunction with the embodiments and with reference to the accompanying drawings.
具体实施方式DETAILED DESCRIPTION
应当理解,此处所描述的具体实施例仅仅用以解释本申请的技术方案,并不用于限定本申请。It should be understood that the specific embodiments described herein are only used to explain the technical solutions of the present application and are not used to limit the present application.
为了更好的理解本申请的技术方案,下面将结合说明书附图以及具体的实施方式进行详细的说明。In order to better understand the technical solution of the present application, a detailed description will be given below in conjunction with the accompanying drawings and specific implementation methods.
需要说明的是,本实施例的执行主体可以是一种具有数据处理、网络通信以及程序运行功能的计算服务设备,例如平板电脑、个人电脑、手机等,或者是一种能够实现上述功能的电子设备、大数据服务平台、产品推荐系统等。以下以产品推荐系统为例,对本实施例及下述各实施例进行说明。It should be noted that the execution subject of this embodiment can be a computing service device with data processing, network communication and program running functions, such as a tablet computer, a personal computer, a mobile phone, etc., or an electronic device capable of realizing the above functions, a big data service platform, a product recommendation system, etc. The following takes the product recommendation system as an example to illustrate this embodiment and the following embodiments.
基于此,本申请实施例提供了一种产品推荐方法,参照图1,图1为本申请产品推荐方法实施例一提供的流程示意图。Based on this, an embodiment of the present application provides a product recommendation method, referring to Figure 1, which is a flow chart of Example 1 of the product recommendation method of the present application.
本实施例中,所述产品推荐方法包括步骤S11~S14:In this embodiment, the product recommendation method includes steps S11 to S14:
步骤S11,获取目标客群的产品推荐请求,其中,所述产品推荐请求包括客户画像;Step S11, obtaining a product recommendation request from a target customer group, wherein the product recommendation request includes a customer portrait;
需要说明的是,所述目标客群是指根据不同的客户画像标签将各目标客户进行关联组合而形成的客户群体,如“低风险偏好”的客群等,在此不做限制。另外地,所述产品推荐请求是指对目标客群进行产品推荐时触发的请求,包括客户信息(如客户名称、客户ID等)、客户画像以及请求时间等,在此不做限制。It should be noted that the target customer group refers to the customer group formed by associating and combining target customers according to different customer portrait tags, such as the customer group with "low risk preference", etc., which is not limited here. In addition, the product recommendation request refers to the request triggered when recommending products to the target customer group, including customer information (such as customer name, customer ID, etc.), customer portrait, and request time, etc., which is not limited here.
进一步需要说明的是,所述客户画像是指是一种用于市场营销和客户管理的工具,通过收集和分析客户的各种数据来形成对客户的全面描述和分析,用于了解客户的个人特征、需求、行为习惯和偏好等信息,从而更好地服务客户并制定相应的营销策略。所述客户画像通常由客户基本信息(如名称、业务使用时间、客户背景等)、历史购买记录以及画像标签等生成,以实现个性化定制和精准推荐,提高客户的满意度和忠诚度。另外地,根据企业的业务需求,所述客户画像还可由客户的生活方式、社会关系、健康状况等信息生成,在此不做限制。It should be further explained that the customer portrait is a tool used for marketing and customer management. It forms a comprehensive description and analysis of customers by collecting and analyzing various customer data, and is used to understand the customer's personal characteristics, needs, behavioral habits and preferences, so as to better serve customers and formulate corresponding marketing strategies. The customer portrait is usually generated by basic customer information (such as name, service usage time, customer background, etc.), historical purchase records, and portrait tags, etc., to achieve personalized customization and accurate recommendations, and improve customer satisfaction and loyalty. In addition, according to the business needs of the enterprise, the customer portrait can also be generated by information such as the customer's lifestyle, social relations, health status, etc., which is not limited here.
具体地,获取目标客群的产品推荐请求,例如,可通过所述目标客群中的客户打开业务APP时触发生成产品推荐请求的方式进行获取,或通过目标客群中的客户刷新产品推荐的相关版块时触发生成产品推荐请求的方式进行获取,也可通过系统自行触发生成所述目标客群对应的产品推荐请求,以提前配置产品推荐策略,提高产品推荐效率,在此对获取方式不做限制,可根据实际情况进行设置。Specifically, product recommendation requests of the target customer group can be obtained, for example, by triggering the generation of a product recommendation request when a customer in the target customer group opens a business APP, or by triggering the generation of a product recommendation request when a customer in the target customer group refreshes a related section of the product recommendation. The system can also trigger the generation of a product recommendation request corresponding to the target customer group on its own, so as to configure the product recommendation strategy in advance and improve the efficiency of product recommendation. There is no restriction on the acquisition method here, and it can be set according to actual conditions.
步骤S12,基于所述客户画像,确定所述目标客群对应的产品推荐清单;Step S12, determining a product recommendation list corresponding to the target customer group based on the customer portrait;
需要说明的是,所述产品推荐清单是指多个与客户画像匹配的目标产品的组合清单,包括目标产品的产品名称、产品标签以及产品详情介绍等。It should be noted that the product recommendation list refers to a combined list of multiple target products that match the customer profile, including the product name, product label, and product details of the target product.
具体地,基于所述客户画像,得到所述目标客群对应的客群信息,进而基于所述客群信息的产品推荐倾向,得到若干个目标产品,从而将各所述目标产品进行关联组合,生成所述目标客群对应的产品推荐清单。Specifically, based on the customer portrait, customer information corresponding to the target customer group is obtained, and then based on the product recommendation tendency of the customer information, a number of target products are obtained, so that the target products are associated and combined to generate a product recommendation list corresponding to the target customer group.
步骤S13,基于所述产品推荐请求以及所述产品推荐清单,配置产品推荐策略;Step S13, configuring a product recommendation strategy based on the product recommendation request and the product recommendation list;
需要说明的是,所述产品推荐策略是指对目标客群进行产品推荐时采用的推荐策略,包括产品推荐清单、推荐方式、推荐版面以及客群信息等。It should be noted that the product recommendation strategy refers to the recommendation strategy adopted when recommending products to the target customer group, including the product recommendation list, recommendation method, recommendation layout and customer group information.
具体地,获取目标客群对应的推荐版面,进而确定所述产品推荐清单中各目标产品对应的产品标签,从而基于各所述产品标签与所述产品推荐请求中的客户画像,确定产品推荐排序,进而基于所述推荐版面以及所述产品推荐排序,配置产品推荐策略。Specifically, the recommendation layout corresponding to the target customer group is obtained, and then the product tags corresponding to each target product in the product recommendation list are determined, so as to determine the product recommendation ranking based on each product tag and the customer portrait in the product recommendation request, and then the product recommendation strategy is configured based on the recommendation layout and the product recommendation ranking.
步骤S14,基于所述产品推荐策略,对所述目标客群进行产品推荐。Step S14: recommend products to the target customer group based on the product recommendation strategy.
具体地,根据所述产品推荐策略,对所述目标客群进行产品推荐,例如,若所述产品推荐策略为“将产品推荐清单为产品A、产品B以及产品C按照当前产品排序在‘首页’、‘财富专区版块’以及‘交易中心版块’进行推送”,则根据所述产品推荐策略,在所述目标客群的推送渠道中进行产品展示,其中,所述推送渠道包括APP、小程序以及网页等,在此不做限制,可根据实际情况进行设置。Specifically, according to the product recommendation strategy, product recommendations are made to the target customer group. For example, if the product recommendation strategy is "push the product recommendation list of product A, product B and product C in the current product order on the 'home page', 'wealth zone section' and 'transaction center section'", then according to the product recommendation strategy, products are displayed in the push channels of the target customer group, wherein the push channels include APP, mini-programs and web pages, etc., which are not limited here and can be set according to actual conditions.
本实施例通过获取目标客群的产品推荐请求,其中,所述产品推荐请求包括客户画像,进而基于所述客户画像,确定所述目标客群对应的产品推荐清单,从而基于所述产品推荐请求以及所述产品推荐清单,配置产品推荐策略,进而基于所述产品推荐策略,对所述目标客群进行产品推荐,从而针对每个客户的实际需求和购买偏好提供个性化的产品推荐,从而提高产品推荐的准确性和成功率,进而有效提高产品的市场竞争力,并提升客户满意度。This embodiment obtains product recommendation requests from the target customer group, wherein the product recommendation request includes a customer portrait, and then based on the customer portrait, determines a product recommendation list corresponding to the target customer group, and then configures a product recommendation strategy based on the product recommendation request and the product recommendation list, and then based on the product recommendation strategy, recommends products to the target customer group, thereby providing personalized product recommendations based on the actual needs and purchasing preferences of each customer, thereby improving the accuracy and success rate of product recommendations, and then effectively improving the market competitiveness of products and enhancing customer satisfaction.
基于此,本申请实施例提供了一种产品推荐方法,参照图2,图2为本申请产品推荐方法实施例二提供的流程示意图。Based on this, an embodiment of the present application provides a product recommendation method, referring to Figure 2, which is a flow chart of Example 2 of the product recommendation method of the present application.
在一种可行的实施方式中,所述获取目标客群的产品推荐请求之前,还包括:In a feasible implementation manner, before obtaining the product recommendation request of the target customer group, the method further includes:
步骤S21,获取目标客户的历史交易记录以及近期访问信息;Step S21, obtaining the target customer's historical transaction records and recent visit information;
需要说明的是,所述目标客户是指目标客群中的客户。所述历史交易记录是指目标客户与商户之间进行的历史业务交易记录,包括交易业务信息(如业务类型等)、交易金额、交易时间、交易频率、交易方式(如在线支付、现金支付等)以及交易等,有助于商户根据客户的消费行为和偏好建立准确的客户画像。It should be noted that the target customers refer to the customers in the target customer group. The historical transaction records refer to the historical business transaction records between the target customers and the merchants, including transaction business information (such as business type, etc.), transaction amount, transaction time, transaction frequency, transaction method (such as online payment, cash payment, etc.) and transactions, etc., which help merchants to establish accurate customer portraits based on customers' consumption behaviors and preferences.
进一步需要说明的是,所述近期访问信息则是指目标客户在近期内与产品以及业务的互动行为记录,例如,客户访问商户网站或应用的日期、时间、浏览的页面、停留时间、搜索历史、点击行为等。It should be further explained that the recent visit information refers to the target customer's recent interactive behavior record with the product and business, for example, the date, time, pages viewed, dwell time, search history, click behavior, etc. when the customer visits the merchant's website or application.
具体地,可通过在数据仓库或数据库对所述目标客户的各种业务数据进行整理分析获取,也可通过因目标客户在系统进行操作而生成的日志信息进行分析获取,在此不做限制。Specifically, the data may be obtained by organizing and analyzing various business data of the target customer in a data warehouse or database, or by analyzing and obtaining log information generated by the target customer's operation in the system, without limitation here.
步骤S22,将所述历史交易记录输入至客户画像生成模型,得到所述客户画像生成模型输出的第一画像标签;Step S22, inputting the historical transaction record into a customer portrait generation model to obtain a first portrait label output by the customer portrait generation model;
需要说明的是,所述客户画像生成模型用于生成与目标客户对应的画像标签。所述第一画像标签是指根据历史交易记录生成的客户画像标签,如“十五天内存在产品到期的客户”、“理财和存款流失客户”等,以表征目标客户当前所呈现的业务状态,实现客户标签的精准识别。It should be noted that the customer portrait generation model is used to generate portrait tags corresponding to target customers. The first portrait tag refers to a customer portrait tag generated based on historical transaction records, such as "customers whose products expire within 15 days", "customers who have lost wealth management and deposits", etc., to characterize the current business status of the target customer and achieve accurate identification of customer tags.
步骤S23,基于所述近期访问信息,生成第二画像标签;Step S23, generating a second portrait tag based on the recent access information;
需要说明的是,所述第二画像标签是指根据近期访问信息生成的客户画像标签,例如,“近一个月访问财富管理专区的次数”等。It should be noted that the second portrait label refers to a customer portrait label generated based on recent visit information, for example, "the number of visits to the wealth management area in the past month".
具体地,可通过对预设时间内目标客户产生的近期访问信息进行统计分析,生成第二画像标签,例如,目标客户在最近三天中搜索了“风险低的理财产品”,则可将“风险低的理财产品”作为所述目标客户的第二画像标签。其中,所述预设时间可为最近三天、最近一周等,可根据实际情况进行设置,在此不做限制。Specifically, the second profile tag can be generated by statistically analyzing the recent access information generated by the target customer within a preset time. For example, if the target customer has searched for "low-risk financial products" in the last three days, "low-risk financial products" can be used as the second profile tag of the target customer. The preset time can be the last three days, the last week, etc., and can be set according to actual conditions, and is not limited here.
步骤S24,将所述第一画像标签与所述第二画像标签进行关联组合,生成所述目标客户对应的客户画像。Step S24: Associating and combining the first portrait tag and the second portrait tag to generate a customer portrait corresponding to the target customer.
需要说明的是,所述客户画像随着目标客户的历史交易记录以及近期访问信息的改变而改变,系统可对客户画像进行更新,从而保障客户画像的时效性,此外,通过在客户离线时进行客户画像更新,防止业务中断等情况发生,影响正常业务进行。It should be noted that the customer portrait changes with the target customer's historical transaction records and recent access information. The system can update the customer portrait to ensure the timeliness of the customer portrait. In addition, by updating the customer portrait when the customer is offline, business interruptions and the like can be prevented from occurring, which may affect normal business operations.
具体地,将所述第一画像标签与所述第二画像标签进行关联组合,生成所述目标客户对应的客户画像,其中,为了提高客户画像生成的准确率和精确率,可以通过语义分析技术对所述第一画像标签与所述第二画像标签进行标签扩展,得到与所述第一画像标签与所述第二画像标签语义相近的标签用词,从而防止因为客户画像生成范围的缩小而导致有适合客户的产品未进行相关推荐等。Specifically, the first portrait tag and the second portrait tag are associated and combined to generate a customer portrait corresponding to the target customer. In order to improve the accuracy and precision of customer portrait generation, the first portrait tag and the second portrait tag can be expanded through semantic analysis technology to obtain label words with similar semantics to the first portrait tag and the second portrait tag, thereby preventing the failure to recommend products suitable for customers due to the narrowing of the scope of customer portrait generation.
本实施例通过获取目标客户的历史交易记录以及近期访问信息,进而将所述历史交易记录输入至客户画像生成模型,得到所述客户画像生成模型输出的第一画像标签,从而基于所述近期访问信息,生成第二画像标签,进而将所述第一画像标签与所述第二画像标签进行关联组合,生成所述目标客户对应的客户画像,从而通过分析客户的消费习惯、偏好和行为模式,构建更为完整、准确、专业的客户画像,进而提供更加个性化和精准的产品推荐和服务,并有效提高产品的销售成功率和客户忠诚度。This embodiment obtains the historical transaction records and recent visit information of the target customer, and then inputs the historical transaction records into the customer portrait generation model to obtain the first portrait tag output by the customer portrait generation model, and then generates a second portrait tag based on the recent visit information, and then associates and combines the first portrait tag with the second portrait tag to generate a customer portrait corresponding to the target customer, thereby constructing a more complete, accurate and professional customer portrait by analyzing the customer's consumption habits, preferences and behavior patterns, and then providing more personalized and accurate product recommendations and services, and effectively improving the product sales success rate and customer loyalty.
在一种可行的实施方式中,所述将所述历史交易记录以及所述近期访问信息输入至客户画像生成模型,得到所述客户画像生成模型输出的客户画像之前,还包括:In a feasible implementation manner, before inputting the historical transaction records and the recent access information into the customer portrait generation model to obtain the customer portrait output by the customer portrait generation model, the method further includes:
步骤S31,获取若干个客户的历史交易记录;Step S31, obtaining historical transaction records of several customers;
具体地,通过商户的业务数据库进行获取,在此不做限制,可根据实际情况进行设置。Specifically, it is obtained through the business database of the merchant, which is not limited here and can be set according to actual conditions.
步骤S32,对各所述历史交易记录进行数据筛选;Step S32, screening the historical transaction records;
需要说明的是,在一实施例中,对于银行来说,若直接分析客户的历史交易记录,就会发现存在部分客户将资金转账到他行时,会填入类似“认购理财产品”、“认购基金产品”的转账摘要,此类客户存在明显的他行理财意图,可被标识“转账他行购买财富类产品”的客户画像标签。而在识别这类客户时,如果仅用关键字“认购”、“理财”、“基金”对转账摘要进行简单的客户画像标签认定,容易产生大量的无效标签,比如“认购楼房”、“教育基金”、“住房维修基金”、“理财利息返还”等,这类无效标签会干扰“转账他行购买财富类产品”这类客户的产品推荐准确率,影响客户经理营销,因此需要对此类无效标签进行筛选,以提高客户画像生成的准确率和精确度。It should be noted that, in one embodiment, for banks, if they directly analyze the historical transaction records of customers, they will find that some customers will fill in transfer summaries such as "subscribe to financial products" and "subscribe to fund products" when transferring funds to other banks. Such customers have obvious financial management intentions in other banks and can be marked with customer portrait labels of "transferring to other banks to purchase wealth products". When identifying such customers, if only the keywords "subscription", "financial management" and "fund" are used to perform simple customer portrait label identification on the transfer summary, it is easy to generate a large number of invalid labels, such as "subscribe to buildings", "education funds", "housing maintenance funds", "financial management interest return", etc. Such invalid labels will interfere with the accuracy of product recommendations for customers such as "transferring to other banks to purchase wealth products" and affect the marketing of account managers. Therefore, it is necessary to filter such invalid labels to improve the accuracy and precision of customer portrait generation.
具体地,可通过语义分析技术对各所述历史交易记录进行数据筛选,也可通过设置预设筛选规则对各所述历史交易记录进行数据筛选,在此不做限制,可根据实际情况进行设置。Specifically, the data of each of the historical transaction records can be screened by semantic analysis technology, or by setting preset screening rules. There is no limitation here and it can be set according to actual conditions.
步骤S33,将筛选后的各历史交易记录输入至初始客户画像生成模型进行迭代训练,以得到所述客户画像生成模型。Step S33, inputting the screened historical transaction records into the initial customer portrait generation model for iterative training to obtain the customer portrait generation model.
需要说明的是,所述客户画像生成模型用于生成客户的画像标签,可为深度学习模型、机器学习模型以及自然语言处理(NLP)模型等,在此不做限制。It should be noted that the customer portrait generation model is used to generate customer portrait labels, and can be a deep learning model, a machine learning model, a natural language processing (NLP) model, etc., and there is no limitation here.
进一步需要说明的是,为了进一步减少无效标签的出现,在一实施例中,所述客户画像生成模型可为BERT(Bidirectional Encoder Representations from Transformers)模型,通过在大规模文本数据上的预训练来捕捉语言的深层双向表征,从而实现文本数据的特征提取和意图分析,然后再针对不同的自然语言处理任务进行微调,可过滤大量无效标签,如“认购楼房”、“教育基金”等对于“转账他行购买财富类产品”这类客户来说为无效的标签,极大地提升了业务场景识别的准确率。It should be further explained that in order to further reduce the occurrence of invalid labels, in one embodiment, the customer portrait generation model can be a BERT (Bidirectional Encoder Representations from Transformers) model, which captures the deep bidirectional representation of language through pre-training on large-scale text data, thereby realizing feature extraction and intent analysis of text data, and then fine-tuning for different natural language processing tasks. It can filter out a large number of invalid labels, such as "subscribe to a building", "education fund", etc., which are invalid labels for customers such as "transferring money to other banks to purchase wealth products", greatly improving the accuracy of business scenario recognition.
具体地,对筛选后的各历史交易记录进行数据预处理,如数据清洗、归一化、章节划分等,进而将筛选后的各历史交易记录以及所述历史交易记录对应的样本标签输入至所述初始客户画像生成模型,得到所述初始章客户画像生成模型输出的预测值,进而基于所述预测值和所述样本标签,利用损失函数计算得到模型损失值,在本实施例中,损失函数可以根据实际需求进行设置,此处不做具体限定。在计算获得模型损失值之后,本次训练过程结束,再利用误差反向传播算法更新初始客户画像生成模型中的模型参数,之后再进行下一次训练。在训练的过程中,判断更新后的初始客户画像生成模型是否满足预设训练结束条件,若满足,则将更新后的初始客户画像生成模型作为客户画像生成模型,若不满足,则继续训练模型,其中,所述预设训练结束条件包括损失收敛和达到最大迭代次数阈值等。可根据实际情况进行设置,在此不做限制,从而提高客户的非结构化数据识别效率。Specifically, data preprocessing is performed on each filtered historical transaction record, such as data cleaning, normalization, chapter division, etc., and then each filtered historical transaction record and the sample label corresponding to the historical transaction record are input into the initial customer portrait generation model to obtain the predicted value output by the initial chapter customer portrait generation model, and then based on the predicted value and the sample label, the model loss value is calculated using the loss function. In this embodiment, the loss function can be set according to actual needs and is not specifically limited here. After the model loss value is calculated, the training process ends, and the error back propagation algorithm is used to update the model parameters in the initial customer portrait generation model, and then the next training is performed. During the training process, it is determined whether the updated initial customer portrait generation model meets the preset training end condition. If it meets, the updated initial customer portrait generation model is used as the customer portrait generation model. If it does not meet, the model training continues, wherein the preset training end condition includes loss convergence and reaching the maximum number of iterations. The setting can be made according to the actual situation and is not limited here, thereby improving the efficiency of customer unstructured data recognition.
本实施例通过获取若干个客户的历史交易记录,进而对各所述历史交易记录进行数据筛选,从而将筛选后的各历史交易记录输入至初始客户画像生成模型进行迭代训练,以得到所述客户画像生成模型,进而形成更精准的客户画像,增加产品推荐成功率,并减少业务人员手工识别的成本。This embodiment obtains historical transaction records of several customers and then performs data screening on each of the historical transaction records, thereby inputting the screened historical transaction records into an initial customer portrait generation model for iterative training to obtain the customer portrait generation model, thereby forming a more accurate customer portrait, increasing the success rate of product recommendations, and reducing the cost of manual identification by business personnel.
基于此,本申请实施例提供了一种产品推荐方法,参照图3,图3为本申请产品推荐方法实施例三提供的流程示意图。Based on this, an embodiment of the present application provides a product recommendation method, referring to Figure 3, which is a flow chart of Example 3 of the product recommendation method of the present application.
在一种可行的实施方式中,所述基于所述客户画像,确定所述目标客群对应的产品推荐清单,包括:In a feasible implementation manner, determining a product recommendation list corresponding to the target customer group based on the customer portrait includes:
步骤S41,基于所述客户画像,得到所述目标客群对应的客群信息;Step S41, obtaining customer group information corresponding to the target customer group based on the customer portrait;
需要说明的是,所述客群信息是指目标客群的客群相关信息,包括客群标签、客户信息以及产品推荐倾向等。It should be noted that the customer group information refers to the customer group-related information of the target customer group, including customer group labels, customer information, and product recommendation tendencies.
具体地,基于所述客户画像,得到所述目标客群对应的客群信息,例如,将所述客户画像中的画像标签作为目标客群的客群标签,并根据该客群标签确定产品推荐倾向,例如,当客群标签为“三天内浏览低风险产品的时间占比为60%”,则产品推荐倾向为“低风险产品”,在此不做限制,可根据实际情况进行设置。Specifically, based on the customer portrait, the customer information corresponding to the target customer group is obtained. For example, the portrait label in the customer portrait is used as the customer label of the target customer group, and the product recommendation tendency is determined based on the customer label. For example, when the customer label is "the proportion of time spent browsing low-risk products within three days is 60%", the product recommendation tendency is "low-risk products". There is no restriction here and it can be set according to actual conditions.
另外地,因为每个客户的客户画像会进行刷新,所以所述目标客群中所包含的客户也会刷新,每个客户所在的客群也会不同,从而实现千人千面的推荐方式。In addition, because the customer portrait of each customer will be refreshed, the customers included in the target customer group will also be refreshed, and the customer group to which each customer belongs will also be different, thereby achieving a recommendation method that is tailored to each individual.
步骤S42,基于所述客群信息的产品推荐倾向,得到若干个目标产品;Step S42, obtaining a plurality of target products based on the product recommendation tendency of the customer group information;
需要说明的是,所述产品推荐倾向是指目标客群所偏好的产品,如产品风险等级小于R2的产品、产品七日年化大于2%的产品等。另外地,所述目标产品是指符合目标客群需求的产品,包括产品名称、产品介绍以及产品标签等。It should be noted that the product recommendation tendency refers to the products preferred by the target customer group, such as products with a risk level less than R2, products with a seven-day annualized return greater than 2%, etc. In addition, the target product refers to the product that meets the needs of the target customer group, including product name, product introduction and product label.
具体地,根据所述客群信息的产品推荐倾向,得到若干个目标产品,例如,将所述产品推荐倾向与预设产品数据库进行匹配,得到若干个目标产品,又如,将所述产品推荐倾向推送至专业人员,如银行的产品经理和客户经理,以供所述专业人员进行产品筛选,得到若干个目标产品,从而通过结合专业人员对客户、产品、市场的分析和经验,实现线上、线下两个推荐渠道的推荐逻辑统一化和专业化,提高客户的信任度。Specifically, based on the product recommendation tendency of the customer information, several target products are obtained. For example, the product recommendation tendency is matched with a preset product database to obtain several target products. As another example, the product recommendation tendency is pushed to professionals, such as product managers and account managers of a bank, so that the professionals can screen products and obtain several target products. In this way, by combining the analysis and experience of professionals on customers, products, and markets, the recommendation logic of both online and offline recommendation channels can be unified and professionalized, thereby improving customer trust.
步骤S43,将各所述目标产品进行关联组合,生成所述目标客群对应的产品推荐清单。Step S43: associate and combine the target products to generate a product recommendation list corresponding to the target customer group.
具体地,将各所述目标产品的产品信息进行关联组合,生成所述目标客群对应的产品推荐清单。Specifically, the product information of each of the target products is associated and combined to generate a product recommendation list corresponding to the target customer group.
本实施例通过基于所述客户画像,得到所述目标客群对应的客群信息,进而基于所述客群信息的产品推荐倾向,得到若干个目标产品,从而将各所述目标产品进行关联组合,生成所述目标客群对应的产品推荐清单,进而提高个性化推荐的准确率,增加产品销售转化率以及市场竞争力,从而提高客户满意度和忠诚度。This embodiment obtains customer information corresponding to the target customer group based on the customer portrait, and then obtains several target products based on the product recommendation tendency of the customer information, so as to associate and combine the target products to generate a product recommendation list corresponding to the target customer group, thereby improving the accuracy of personalized recommendations, increasing product sales conversion rate and market competitiveness, and thus improving customer satisfaction and loyalty.
在一种可行的实施方式中,所述基于所述产品推荐请求以及所述产品推荐清单,配置产品推荐策略,包括:In a feasible implementation manner, configuring a product recommendation strategy based on the product recommendation request and the product recommendation list includes:
步骤S51,获取目标客群对应的推荐版面;Step S51, obtaining the recommended layout corresponding to the target customer group;
需要说明的是,所述推荐版面是指根据目标客户的使用兴趣和需求,为目标客户推荐的内容板块或页面,如某银行APP中的理财专区等,在此不做限制。It should be noted that the recommended layout refers to the content section or page recommended to target customers based on their usage interests and needs, such as the financial management area in a bank APP, etc., and there is no restriction here.
具体地,可通过目标客群中各目标客户的点击及浏览行为来获取目标客群对应的推荐版面,例如,当一客户在APP首页浏览产品信息的时长占APP使用总时长的40%以上时,将所述APP首页作为推荐版面,在此对获取方式不做限制,可根据实际情况进行设置。Specifically, the recommended layout corresponding to the target customer group can be obtained through the clicks and browsing behaviors of each target customer in the target customer group. For example, when the time a customer spends browsing product information on the APP homepage accounts for more than 40% of the total APP usage time, the APP homepage will be used as the recommended layout. There is no restriction on the acquisition method, which can be set according to actual conditions.
步骤S52,确定所述产品推荐清单中各目标产品对应的产品标签;Step S52, determining the product label corresponding to each target product in the product recommendation list;
需要说明的是,所述产品标签是指用于识别和分类产品的信息标签,如高风险高收益产品等,以快速识别不同产品之间的区别以及对应的优缺点。It should be noted that the product label refers to an information label used to identify and classify products, such as high-risk and high-return products, so as to quickly identify the differences between different products and their corresponding advantages and disadvantages.
具体地,可通过查询目标产品的数据信息来确定所述产品推荐清单中各目标产品对应的产品标签,在此不做限制。Specifically, the product label corresponding to each target product in the product recommendation list may be determined by querying the data information of the target product, which is not limited here.
步骤S53,基于各所述产品标签与所述产品推荐请求中的客户画像,确定产品推荐排序;Step S53, determining a product recommendation ranking based on each of the product tags and the customer portrait in the product recommendation request;
需要说明的是,所述产品推荐排序用于对推荐给用户的产品列表进行排序,以突出最可能满足客户需求或最相关的产品,从而提高用户体验和推荐效果。It should be noted that the product recommendation ranking is used to sort the product list recommended to the user to highlight the products that are most likely to meet customer needs or are most relevant, thereby improving user experience and recommendation effects.
具体地,确定各所述产品标签与所述客户画像中的画像标签的相似度,进而对各所述相似度进行倒序排序,得到相似度排序,从而将所述相似度排序作为所述产品推荐排序。Specifically, the similarity between each product label and the portrait label in the customer portrait is determined, and then each similarity is sorted in reverse order to obtain a similarity ranking, and the similarity ranking is used as the product recommendation ranking.
步骤S54,基于所述推荐版面以及所述产品推荐排序,配置产品推荐策略。Step S54, configuring a product recommendation strategy based on the recommendation layout and the product recommendation ranking.
具体地,所述产品推荐策略可为:根据所述产品推荐排序,将各目标产品的产品信息进行排序,生成产品推荐页面,进而将所述产品推荐页面显示至所述推荐版面,其中,还可以通过添加显示样式等方式吸引客户查看,例如,对推荐阈值高的目标产品进行独立展示等,以供所述目标客户查看并购买,在此对配置方式不做限制,可根据实际情况进行设置。Specifically, the product recommendation strategy may be: according to the product recommendation ranking, the product information of each target product is sorted, a product recommendation page is generated, and then the product recommendation page is displayed on the recommendation page, wherein, the customer can be attracted to view by adding display styles, for example, target products with high recommendation thresholds are displayed independently, etc., so that the target customers can view and purchase them. There is no restriction on the configuration method here, and it can be set according to actual conditions.
本实施例通过获取目标客群对应的推荐版面,进而确定所述产品推荐清单中各目标产品对应的产品标签,从而基于各所述产品标签与所述产品推荐请求中的客户画像,确定产品推荐排序,进而基于所述推荐版面以及所述产品推荐排序,配置产品推荐策略,从而有效识别并定位客户的需求,提供更加个性化的产品推荐,提高产品推荐的准确性和成功率,进而有效提高产品的市场竞争力,并提升客户满意度。This embodiment obtains the recommendation layout corresponding to the target customer group, and then determines the product tags corresponding to each target product in the product recommendation list, and then determines the product recommendation ranking based on each product tag and the customer portrait in the product recommendation request, and then configures the product recommendation strategy based on the recommendation layout and the product recommendation ranking, so as to effectively identify and locate customer needs, provide more personalized product recommendations, improve the accuracy and success rate of product recommendations, and effectively improve the market competitiveness of products and enhance customer satisfaction.
在一种可行的实施方式中,所述基于各所述产品标签与所述产品推荐请求中的客户画像,确定产品推荐排序,包括:In a feasible implementation manner, determining the product recommendation ranking based on each of the product tags and the customer portrait in the product recommendation request includes:
步骤S61,确定各所述产品标签与所述客户画像中的画像标签的相似度;Step S61, determining the similarity between each of the product labels and the portrait label in the customer portrait;
需要说明的是,所述相似度用于表征产品标签与画像标签之间的相似情况。It should be noted that the similarity is used to characterize the similarity between the product label and the image label.
具体地,所述相似度可以通过不同的算法和指标来计算,例如,将各所述产品标签与所述客户画像中的画像标签进行向量化,进而通过余弦相似度、欧氏距离等算法来计算向量化后各所述产品标签与所述客户画像中的画像标签的相似度。Specifically, the similarity can be calculated by different algorithms and indicators. For example, each product label and the portrait label in the customer portrait are vectorized, and then the similarity between each vectorized product label and the portrait label in the customer portrait is calculated by algorithms such as cosine similarity and Euclidean distance.
另外地,还可通过语义分析大模型对各所述产品标签与所述客户画像中的画像标签进行标签理解,以准确识别标签含义,减少歧义出现,确保标签的解释是准确的,进而分析标签的语义内容以及情感倾向,评估不同标签之间的相似度,在此对相似度的确定方式不做限制,可根据实际情况进行设置。In addition, the semantic analysis model can also be used to understand the labels of each product label and the portrait label in the customer portrait, so as to accurately identify the meaning of the label, reduce ambiguity, ensure that the interpretation of the label is accurate, and then analyze the semantic content and emotional tendency of the label, and evaluate the similarity between different labels. There is no restriction on the method of determining the similarity, which can be set according to actual conditions.
步骤S62,对各所述相似度进行倒序排序,得到相似度排序;Step S62, sorting the similarities in reverse order to obtain a similarity ranking;
需要说明的是,所述相似度排序是指产品标签与画像标签之间相似情况由高到低的排序情况。It should be noted that the similarity ranking refers to the ranking of the similarities between product labels and image labels from high to low.
具体地,对各所述相似度进行倒序排序,即,从相似度高到相似度低的排序方式,从而得到相似度排序。Specifically, the similarities are sorted in reverse order, that is, from high similarity to low similarity, so as to obtain a similarity sorting.
步骤S63,将所述相似度排序作为所述产品推荐排序。Step S63: using the similarity ranking as the product recommendation ranking.
本实施例通过确定各所述产品标签与所述客户画像中的画像标签的相似度,进而对各所述相似度进行倒序排序,得到相似度排序,从而将所述相似度排序作为所述产品推荐排序,进而确保推荐系统向用户展示他们最有可能感兴趣的产品,从而提升用户体验和购买可能性提供个性化的产品推荐。This embodiment determines the similarity between each product tag and the portrait tag in the customer portrait, and then sorts the similarities in reverse order to obtain a similarity ranking, and then uses the similarity ranking as the product recommendation ranking, thereby ensuring that the recommendation system shows users the products they are most likely to be interested in, thereby improving user experience and purchase likelihood and providing personalized product recommendations.
在一种可行的实施方式中,所述基于所述产品推荐清单,配置产品推荐策略之后,还包括:In a feasible implementation manner, after configuring the product recommendation strategy based on the product recommendation list, the method further includes:
步骤S71,获取所述产品推荐策略对应的产品推荐效果;Step S71, obtaining the product recommendation effect corresponding to the product recommendation strategy;
需要说明的是,所述产品推荐效果是指向目标客户推荐产品或服务后在一定时间内所达到的推荐效果,如推荐产品后客户的点击次数、购买次数、购买金额、推荐转化率等。It should be noted that the product recommendation effect refers to the recommendation effect achieved within a certain period of time after recommending a product or service to the target customer, such as the number of clicks, number of purchases, purchase amount, recommendation conversion rate, etc. of the customer after recommending the product.
具体地,对所述目标客户的交易操作等进行埋点(Event Tracking,指针对特定客户行为或事件进行捕获、处理和发送的相关技术及其实施过程),以分析识别出所述产品推荐策略对应的目标产品的点击次数、购买次数、购买金额等,从而获取所述产品推荐策略对应的产品推荐效果。Specifically, event tracking (Event Tracking refers to the related technology and implementation process for capturing, processing and sending specific customer behaviors or events) is performed on the transaction operations of the target customers to analyze and identify the number of clicks, number of purchases, purchase amount, etc. of the target products corresponding to the product recommendation strategy, so as to obtain the product recommendation effect corresponding to the product recommendation strategy.
另外地,可以通过对系统中的客户操作记录进行统计分析,获取所述产品推荐策略对应的产品推荐效果,在此对获取方式不做限制,可根据实际情况进行设置。In addition, the product recommendation effect corresponding to the product recommendation strategy can be obtained by performing statistical analysis on customer operation records in the system. There is no restriction on the acquisition method, which can be set according to actual conditions.
步骤S72,基于所述产品推荐效果,生成策略优化报告,以对所述产品推荐策略进行调整;Step S72, generating a strategy optimization report based on the product recommendation effect to adjust the product recommendation strategy;
需要说明的是,所述策略优化报告是指针对产品推荐策略进行优化时所生成的详细报告,包括推荐策略信息、策略性能指标(如准确率、召回率、F1分数等)、客户行为分析(如点击率、购买率、满意度等)、推荐结果分析(如推荐产品的选择、排序和组合等)以及在推荐过程中遇到的问题和优化建议等,可参照图4,图4为本申请一实施例中策略优化报告生成的流程示例图。It should be noted that the strategy optimization report refers to a detailed report generated when optimizing the product recommendation strategy, including recommendation strategy information, strategy performance indicators (such as accuracy, recall rate, F1 score, etc.), customer behavior analysis (such as click-through rate, purchase rate, satisfaction, etc.), recommendation result analysis (such as selection, sorting and combination of recommended products, etc.), and problems encountered in the recommendation process and optimization suggestions, etc., please refer to Figure 4, which is an example diagram of the process of generating a strategy optimization report in an embodiment of the present application.
具体地,根据所述产品推荐效果,生成策略优化报告,其中,可通过分析工具对所述产品推荐效果进行分析,生成策略优化报告,或者将所述产品推荐效果以及所述产品推荐策略输入至推荐策略优化模型中进行分析,得到所述推荐策略优化模型输出的策略优化报告,其中,所述推荐策略优化模型是基于历史产品推荐策略以及所述历史产品推荐策略对应的产品推荐效果进行迭代生成的。进一步地,根据所述策略优化报告,对所述产品推荐策略进行调整。Specifically, a strategy optimization report is generated based on the product recommendation effect, wherein the product recommendation effect can be analyzed by an analysis tool to generate a strategy optimization report, or the product recommendation effect and the product recommendation strategy are input into a recommendation strategy optimization model for analysis to obtain a strategy optimization report output by the recommendation strategy optimization model, wherein the recommendation strategy optimization model is iteratively generated based on historical product recommendation strategies and the product recommendation effects corresponding to the historical product recommendation strategies. Further, the product recommendation strategy is adjusted based on the strategy optimization report.
另外地,若所述产品推荐效果的效果评级为效果佳,将所述产品推荐效果与效果佳的目标产品进行关联推荐,以增加产品效果的可信度,提高产品购买率。此外,若所述产品推荐效果的效果评级为效果差,将所述产品推荐效果与效果差的目标产品进行关联推送至专业人员,以供专业人员进行产品分析,从而减少对无效产品的推荐,减少资源和成本的浪费。In addition, if the effect rating of the product recommendation effect is good, the product recommendation effect is associated with the target product with good effect for recommendation, so as to increase the credibility of the product effect and improve the product purchase rate. In addition, if the effect rating of the product recommendation effect is poor, the product recommendation effect is associated with the target product with poor effect and pushed to professionals for professional product analysis, so as to reduce the recommendation of invalid products and reduce the waste of resources and costs.
步骤S73,基于调整后的产品推荐策略,对所述目标客群进行产品推荐。Step S73: recommend products to the target customer group based on the adjusted product recommendation strategy.
具体地,按照调整后的产品推荐策略,对所述目标客群进行产品推荐,并持续对该产品推荐策略进行效果评估以及策略优化,从而形成推荐服务闭环,不断提升对客推荐策略的推荐效果。Specifically, according to the adjusted product recommendation strategy, products are recommended to the target customer group, and the effect evaluation and strategy optimization of the product recommendation strategy are continuously performed, thereby forming a recommendation service closed loop and continuously improving the recommendation effect of the customer recommendation strategy.
本实施例通过获取所述产品推荐策略对应的产品推荐效果,进而基于所述产品推荐效果,生成策略优化报告,以对所述产品推荐策略进行调整,从而基于调整后的产品推荐策略,对所述目标客群进行产品推荐,进而实现数据驱动决策,以更好地适应市场变化和客户行为的变化,增强市场适应性,并优化产品管理,从而增加产品的市场竞争力以及客户对推荐产品的满意度。This embodiment obtains the product recommendation effect corresponding to the product recommendation strategy, and then generates a strategy optimization report based on the product recommendation effect to adjust the product recommendation strategy, so as to make product recommendations to the target customer group based on the adjusted product recommendation strategy, thereby realizing data-driven decision-making to better adapt to market changes and changes in customer behavior, enhance market adaptability, and optimize product management, thereby increasing the market competitiveness of products and customer satisfaction with recommended products.
应理解,上述实施例中各步骤的序号的大小并不意味着执行顺序的先后,各过程的执行顺序应以其功能和内在逻辑确定,而不应对本发明实施例的实施过程构成任何限定。It should be understood that the order of execution of the steps in the above embodiment does not necessarily mean the order of execution. The execution order of each process should be determined by its function and internal logic, and should not constitute any limitation on the implementation process of the embodiment of the present invention.
本申请还提供一种产品推荐装置,请参照图5,所述产品推荐装置包括:The present application also provides a product recommendation device, please refer to FIG. 5 , the product recommendation device includes:
获取模块51,用于获取目标客群的产品推荐请求,其中,所述产品推荐请求包括客户画像;An acquisition module 51 is used to acquire a product recommendation request from a target customer group, wherein the product recommendation request includes a customer profile;
确定模块52,用于基于所述客户画像,确定所述目标客群对应的产品推荐清单;A determination module 52, configured to determine a product recommendation list corresponding to the target customer group based on the customer portrait;
配置模块53,用于基于所述产品推荐请求以及所述产品推荐清单,配置产品推荐策略;A configuration module 53, configured to configure a product recommendation strategy based on the product recommendation request and the product recommendation list;
推荐模块54,用于基于所述产品推荐策略,对所述目标客群进行产品推荐。The recommendation module 54 is used to make product recommendations to the target customer group based on the product recommendation strategy.
产品推荐装置还用于:Product recommendation devices are also used to:
获取目标客户的历史交易记录以及近期访问信息;Obtain historical transaction records and recent visit information of target customers;
将所述历史交易记录输入至客户画像生成模型,得到所述客户画像生成模型输出的第一画像标签;Inputting the historical transaction record into a customer portrait generation model to obtain a first portrait label output by the customer portrait generation model;
基于所述近期访问信息,生成第二画像标签;Based on the recent access information, generate a second portrait tag;
将所述第一画像标签与所述第二画像标签进行关联组合,生成所述目标客户对应的客户画像。The first portrait tag and the second portrait tag are associated and combined to generate a customer portrait corresponding to the target customer.
产品推荐装置还用于:Product recommendation devices are also used to:
获取若干个客户的历史交易记录;Obtain historical transaction records of several customers;
对各所述历史交易记录进行数据筛选;Performing data screening on each of the historical transaction records;
将筛选后的各历史交易记录输入至初始客户画像生成模型进行迭代训练,以得到所述客户画像生成模型。The screened historical transaction records are input into the initial customer profile generation model for iterative training to obtain the customer profile generation model.
产品推荐装置还用于:Product Recommendation Devices are also used to:
基于所述客户画像,得到所述目标客群对应的客群信息;Based on the customer portrait, obtaining customer group information corresponding to the target customer group;
基于所述客群信息的产品推荐倾向,得到若干个目标产品;Based on the product recommendation tendency of the customer group information, a number of target products are obtained;
将各所述目标产品进行关联组合,生成所述目标客群对应的产品推荐清单。The target products are associated and combined to generate a product recommendation list corresponding to the target customer group.
产品推荐装置还用于:Product recommendation devices are also used to:
获取目标客群对应的推荐版面;Get the recommended layout corresponding to the target customer group;
确定所述产品推荐清单中各目标产品对应的产品标签;Determine a product label corresponding to each target product in the product recommendation list;
基于各所述产品标签与所述产品推荐请求中的客户画像,确定产品推荐排序;Determine a product recommendation ranking based on each of the product tags and the customer portrait in the product recommendation request;
基于所述推荐版面以及所述产品推荐排序,配置产品推荐策略。Based on the recommendation layout and the product recommendation ranking, a product recommendation strategy is configured.
产品推荐装置还用于:Product recommendation devices are also used to:
确定各所述产品标签与所述客户画像中的画像标签的相似度;Determine the similarity between each of the product labels and the portrait label in the customer portrait;
对各所述相似度进行倒序排序,得到相似度排序;Sorting the similarities in reverse order to obtain a similarity ranking;
将所述相似度排序作为所述产品推荐排序。The similarity ranking is used as the product recommendation ranking.
产品推荐装置还用于:Product recommendation devices are also used to:
获取所述产品推荐策略对应的产品推荐效果;Obtaining the product recommendation effect corresponding to the product recommendation strategy;
基于所述产品推荐效果,生成策略优化报告,以对所述产品推荐策略进行调整;Based on the product recommendation effect, generate a strategy optimization report to adjust the product recommendation strategy;
基于调整后的产品推荐策略,对所述目标客群进行产品推荐。Based on the adjusted product recommendation strategy, product recommendations are made to the target customer group.
本申请提供的产品推荐装置,采用上述实施例中的产品推荐方法,能够解决如背景技术中的技术问题。与现有技术相比,本申请提供的产品推荐装置的有益效果与上述实施例提供的产品推荐方法的有益效果相同,且所述产品推荐装置中的其他技术特征与上述实施例方法公开的特征相同,在此不做赘述。The product recommendation device provided by the present application adopts the product recommendation method in the above embodiment, which can solve the technical problems in the background technology. Compared with the prior art, the beneficial effects of the product recommendation device provided by the present application are the same as the beneficial effects of the product recommendation method provided by the above embodiment, and the other technical features in the product recommendation device are the same as the features disclosed in the above embodiment method, which will not be repeated here.
本申请提供一种产品推荐设备,产品推荐设备包括:至少一个处理器;以及,与至少一个处理器通信连接的存储器;其中,存储器存储有可被至少一个处理器执行的指令,指令被至少一个处理器执行,以使至少一个处理器能够执行上述实施例一中的产品推荐方法。The present application provides a product recommendation device, which includes: at least one processor; and a memory communicatively connected to the at least one processor; wherein the memory stores instructions executable by the at least one processor, and the instructions are executed by the at least one processor so that the at least one processor can execute the product recommendation method in the above-mentioned embodiment one.
下面参考图6,其示出了适于用来实现本申请实施例的产品推荐设备的结构示意图。本申请实施例中的产品推荐设备可以包括但不限于诸如移动电话、笔记本电脑、数字广播接收器、PDA(Personal Digital Assistant:个人数字助理)、PAD(PortableApplication Description:平板电脑)、PMP(Portable Media Player:便携式多媒体播放器)、车载终端(例如车载导航终端)等等的移动终端以及诸如数字TV、台式计算机等等的固定终端。图6示出的产品推荐设备仅仅是一个示例,不应对本申请实施例的功能和使用范围带来任何限制。Reference is made to Figure 6 below, which shows a schematic diagram of the structure of a product recommendation device suitable for implementing an embodiment of the present application. The product recommendation device in the embodiment of the present application may include, but is not limited to, mobile terminals such as mobile phones, laptop computers, digital broadcast receivers, PDAs (Personal Digital Assistants), PADs (Portable Application Descriptions), PMPs (Portable Media Players), vehicle-mounted terminals (such as vehicle-mounted navigation terminals), etc., and fixed terminals such as digital TVs, desktop computers, etc. The product recommendation device shown in Figure 6 is only an example and should not bring any limitations to the functions and scope of use of the embodiments of the present application.
如图6所示,产品推荐设备可以包括处理装置1001(例如中央处理器、图形处理器等),其可以根据存储在只读存储器(ROM:Read Only Memory)1002中的程序或者从存储装置1003加载到随机访问存储器(RAM:Random Access Memory)1004中的程序而执行各种适当的动作和处理。在RAM1004中,还存储有产品推荐设备操作所需的各种程序和数据。处理装置1001、ROM1002以及RAM1004通过总线1005彼此相连。输入/输出(I/O)接口1006也连接至总线。通常,以下系统可以连接至I/O接口1006:包括例如触摸屏、触摸板、键盘、鼠标、图像传感器、麦克风、加速度计、陀螺仪等的输入装置1007;包括例如液晶显示器(LCD:LiquidCrystal Display)、扬声器、振动器等的输出装置1008;包括例如磁带、硬盘等的存储装置1003;以及通信装置1009。通信装置1009可以允许产品推荐设备与其他设备进行无线或有线通信以交换数据。虽然图中示出了具有各种系统的产品推荐设备,但是应理解的是,并不要求实施或具备所有示出的系统。可以替代地实施或具备更多或更少的系统。As shown in FIG6 , the product recommendation device may include a processing device 1001 (e.g., a central processing unit, a graphics processor, etc.), which can perform various appropriate actions and processes according to a program stored in a read-only memory (ROM: Read Only Memory) 1002 or a program loaded from a storage device 1003 to a random access memory (RAM: Random Access Memory) 1004. In RAM1004, various programs and data required for the operation of the product recommendation device are also stored. The processing device 1001, ROM1002, and RAM1004 are connected to each other through a bus 1005. An input/output (I/O) interface 1006 is also connected to the bus. Generally, the following systems can be connected to the I/O interface 1006: an input device 1007 including, for example, a touch screen, a touchpad, a keyboard, a mouse, an image sensor, a microphone, an accelerometer, a gyroscope, etc.; an output device 1008 including, for example, a liquid crystal display (LCD: Liquid Crystal Display), a speaker, a vibrator, etc.; a storage device 1003 including, for example, a magnetic tape, a hard disk, etc.; and a communication device 1009. The communication device 1009 can allow the product recommendation device to communicate with other devices wirelessly or by wire to exchange data. Although the figure shows a product recommendation device with various systems, it should be understood that it is not required to implement or have all the systems shown. More or fewer systems can be implemented or provided instead.
特别地,根据本申请公开的实施例,上文参考流程图描述的过程可以被实现为计算机软件程序。例如,本申请公开的实施例包括一种计算机程序产品,其包括承载在计算机可读介质上的计算机程序,该计算机程序包含用于执行流程图所示的方法的程序代码。在这样的实施例中,该计算机程序可以通过通信装置从网络上被下载和安装,或者从存储装置1003被安装,或者从ROM1002被安装。在该计算机程序被处理装置1001执行时,执行本申请公开实施例的方法中限定的上述功能。In particular, according to the embodiments disclosed in the present application, the process described above with reference to the flowchart can be implemented as a computer software program. For example, the embodiments disclosed in the present application include a computer program product, which includes a computer program carried on a computer-readable medium, and the computer program includes a program code for executing the method shown in the flowchart. In such an embodiment, the computer program can be downloaded and installed from a network through a communication device, or installed from a storage device 1003, or installed from a ROM 1002. When the computer program is executed by the processing device 1001, the above-mentioned functions defined in the method of the embodiment disclosed in the present application are executed.
本申请提供的产品推荐设备,采用上述实施例中的产品推荐方法,能解决如背景技术中的技术问题。与现有技术相比,本申请提供的产品推荐设备的有益效果与上述实施例提供的产品推荐方法的有益效果相同,且该产品推荐设备中的其他技术特征与上一实施例方法公开的特征相同,在此不做赘述。The product recommendation device provided by the present application adopts the product recommendation method in the above embodiment, which can solve the technical problems in the background technology. Compared with the prior art, the beneficial effects of the product recommendation device provided by the present application are the same as the beneficial effects of the product recommendation method provided by the above embodiment, and the other technical features in the product recommendation device are the same as the features disclosed in the method of the previous embodiment, which will not be repeated here.
应当理解,本申请公开的各部分可以用硬件、软件、固件或它们的组合来实现。在上述实施方式的描述中,具体特征、结构、材料或者特点可以在任何的一个或多个实施例或示例中以合适的方式结合。It should be understood that the various parts disclosed in this application can be implemented by hardware, software, firmware or a combination thereof. In the description of the above embodiments, specific features, structures, materials or characteristics can be combined in any one or more embodiments or examples in a suitable manner.
以上所述,仅为本申请的具体实施方式,但本申请的保护范围并不局限于此,任何熟悉本技术领域的技术人员在本申请揭露的技术范围内,可轻易想到变化或替换,都应涵盖在本申请的保护范围之内。因此,本申请的保护范围应以所述权利要求的保护范围为准。The above is only a specific implementation of the present application, but the protection scope of the present application is not limited thereto. Any person skilled in the art who is familiar with the present technical field can easily think of changes or substitutions within the technical scope disclosed in the present application, which should be included in the protection scope of the present application. Therefore, the protection scope of the present application should be based on the protection scope of the claims.
本申请提供一种计算机可读存储介质,具有存储在其上的计算机可读程序指令(即计算机程序),计算机可读程序指令用于执行上述实施例中的产品推荐方法。The present application provides a computer-readable storage medium having computer-readable program instructions (ie, computer programs) stored thereon, wherein the computer-readable program instructions are used to execute the product recommendation method in the above-mentioned embodiment.
本申请提供的计算机可读存储介质例如可以是U盘,但不限于电、磁、光、电磁、红外线、或半导体的系统、系统或器件,或者任意以上的组合。计算机可读存储介质的更具体地例子可以包括但不限于:具有一个或多个导线的电连接、便携式计算机磁盘、硬盘、随机访问存储器(RAM:Random Access Memory)、只读存储器(ROM:Read Only Memory)、可擦式可编程只读存储器(EPROM:Erasable Programmable Read Only Memory或闪存)、光纤、便携式紧凑磁盘只读存储器(CD-ROM:CD-Read Only Memory)、光存储器件、磁存储器件、或者上述的任意合适的组合。在本实施例中,计算机可读存储介质可以是任何包含或存储程序的有形介质,该程序可以被指令执行系统、系统或者器件使用或者与其结合使用。计算机可读存储介质上包含的程序代码可以用任何适当的介质传输,包括但不限于:电线、光缆、RF(Radio Frequency:射频)等等,或者上述的任意合适的组合。The computer-readable storage medium provided in the present application may be, for example, a USB flash drive, but is not limited to electrical, magnetic, optical, electromagnetic, infrared, or semiconductor systems, systems or devices, or any combination of the above. More specific examples of computer-readable storage media may include, but are not limited to: an electrical connection with one or more wires, a portable computer disk, a hard disk, a random access memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a portable compact disk read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the above. In this embodiment, the computer-readable storage medium may be any tangible medium containing or storing a program that can be used by or in combination with an instruction execution system, system or device. The program code contained on the computer-readable storage medium may be transmitted using any appropriate medium, including but not limited to: wires, optical cables, RF (Radio Frequency), etc., or any suitable combination of the above.
上述计算机可读存储介质可以是产品推荐设备中所包含的;也可以是单独存在,而未装配入产品推荐设备中。The computer-readable storage medium may be included in the product recommendation device; or may exist independently without being assembled into the product recommendation device.
上述计算机可读存储介质承载有一个或者多个程序,当上述一个或者多个程序被产品推荐设备执行时,使得产品推荐设备:The computer-readable storage medium carries one or more programs. When the one or more programs are executed by the product recommendation device, the product recommendation device:
获取目标客群的产品推荐请求,其中,所述产品推荐请求包括客户画像;Obtaining a product recommendation request from a target customer group, wherein the product recommendation request includes a customer profile;
基于所述客户画像,确定所述目标客群对应的产品推荐清单;Based on the customer portrait, determine a product recommendation list corresponding to the target customer group;
基于所述产品推荐请求以及所述产品推荐清单,配置产品推荐策略;Based on the product recommendation request and the product recommendation list, configure a product recommendation strategy;
基于所述产品推荐策略,对所述目标客群进行产品推荐。Based on the product recommendation strategy, product recommendations are made to the target customer group.
可以以一种或多种程序设计语言或其组合来编写用于执行本申请的操作的计算机程序代码,上述程序设计语言包括面向对象的程序设计语言—诸如Java、Smalltalk、C++,还包括常规的过程式程序设计语言—诸如“C”语言或类似的程序设计语言。程序代码可以完全地在客户计算机上执行、部分地在客户计算机上执行、作为一个独立的软件包执行、部分在客户计算机上部分在远程计算机上执行、或者完全在远程计算机或服务器上执行。在涉及远程计算机的情形中,远程计算机可以通过任意种类的网络——包括局域网(LAN:Local Area Network)或广域网(WAN:Wide Area Network)—连接到客户计算机,或者,可以连接到外部计算机(例如利用因特网服务提供商来通过因特网连接)。Computer program code for performing the operations of the present application may be written in one or more programming languages or a combination thereof, including object-oriented programming languages such as Java, Smalltalk, C++, and conventional procedural programming languages such as "C" or similar programming languages. The program code may be executed entirely on the client computer, partially on the client computer, as a separate software package, partially on the client computer and partially on a remote computer, or entirely on a remote computer or server. In the case of a remote computer, the remote computer may be connected to the client computer through any type of network, including a local area network (LAN) or a wide area network (WAN), or may be connected to an external computer (e.g., via the Internet using an Internet service provider).
附图中的流程图和框图,图示了按照本申请各种实施例的系统、方法和计算机程序产品的可能实现的体系架构、功能和操作。在这点上,流程图或框图中的每个方框可以代表一个模块、程序段、或代码的一部分,该模块、程序段、或代码的一部分包含一个或多个用于实现规定的逻辑功能的可执行指令。也应当注意,在有些作为替换的实现中,方框中所标注的功能也可以以不同于附图中所标注的顺序发生。例如,两个接连地表示的方框实际上可以基本并行地执行,它们有时也可以按相反的顺序执行,这依所涉及的功能而定。也要注意的是,框图和/或流程图中的每个方框、以及框图和/或流程图中的方框的组合,可以用执行规定的功能或操作的专用的基于硬件的系统来实现,或者可以用专用硬件与计算机指令的组合来实现。The flow chart and block diagram in the accompanying drawings illustrate the possible architecture, function and operation of the system, method and computer program product according to various embodiments of the present application. In this regard, each square box in the flow chart or block diagram can represent a module, a program segment or a part of a code, and the module, the program segment or a part of the code contains one or more executable instructions for realizing the specified logical function. It should also be noted that in some alternative implementations, the functions marked in the square box can also occur in a sequence different from that marked in the accompanying drawings. For example, two square boxes represented in succession can actually be executed substantially in parallel, and they can sometimes be executed in the opposite order, depending on the functions involved. It should also be noted that each square box in the block diagram and/or flow chart, and the combination of the square boxes in the block diagram and/or flow chart can be implemented with a dedicated hardware-based system that performs a specified function or operation, or can be implemented with a combination of dedicated hardware and computer instructions.
描述于本申请实施例中所涉及到的模块可以通过软件的方式实现,也可以通过硬件的方式来实现。其中,模块的名称在某种情况下并不构成对该单元本身的限定。The modules involved in the embodiments described in this application may be implemented by software or hardware, wherein the name of the module does not constitute a limitation on the unit itself in some cases.
本申请提供的可读存储介质为计算机可读存储介质,所述计算机可读存储介质存储有用于执行上述产品推荐方法的计算机可读程序指令(即计算机程序),能够解决如背景技术中的技术问题。与现有技术相比,本申请提供的计算机可读存储介质的有益效果与上述实施例提供的产品推荐方法的有益效果相同,在此不做赘述。The readable storage medium provided in this application is a computer-readable storage medium, which stores computer-readable program instructions (i.e., computer programs) for executing the above-mentioned product recommendation method, and can solve the technical problems in the background technology. Compared with the prior art, the beneficial effects of the computer-readable storage medium provided in this application are the same as the beneficial effects of the product recommendation method provided in the above-mentioned embodiment, and will not be repeated here.
本申请实施例提供一种计算机程序产品,包括计算机程序,所述计算机程序被处理器执行时实现如上述的产品推荐方法的步骤。An embodiment of the present application provides a computer program product, including a computer program, which implements the steps of the product recommendation method as described above when executed by a processor.
本申请提供的计算机程序产品能够解决如背景技术中的技术问题。与现有技术相比,本申请实施例提供的计算机程序产品的有益效果与上述实施例提供的产品推荐方法的有益效果相同,在此不做赘述。The computer program product provided in this application can solve the technical problems in the background technology. Compared with the prior art, the beneficial effects of the computer program product provided in the embodiment of this application are the same as the beneficial effects of the product recommendation method provided in the above embodiment, which will not be repeated here.
以上所述仅为本申请的部分实施例,并非因此限制本申请的专利范围,凡是在本申请的技术构思下,利用本申请说明书及附图内容所作的等效结构变换,或直接/间接运用在其他相关的技术领域均包括在本申请的专利保护范围内。The above descriptions are only some embodiments of the present application, and are not intended to limit the patent scope of the present application. All equivalent structural changes made using the contents of the present application specification and drawings under the technical concept of the present application, or direct/indirect applications in other related technical fields are included in the patent protection scope of the present application.
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