CN116151945A - Account opening material generation method and device and electronic equipment - Google Patents

Account opening material generation method and device and electronic equipment Download PDF

Info

Publication number
CN116151945A
CN116151945A CN202211625511.3A CN202211625511A CN116151945A CN 116151945 A CN116151945 A CN 116151945A CN 202211625511 A CN202211625511 A CN 202211625511A CN 116151945 A CN116151945 A CN 116151945A
Authority
CN
China
Prior art keywords
account opening
account
information
application
determining
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN202211625511.3A
Other languages
Chinese (zh)
Inventor
黄甜甜
张嬿嬿
秦建军
朱长春
刘春涛
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
China Construction Bank Corp Jiangsu Branch
Original Assignee
China Construction Bank Corp Jiangsu Branch
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by China Construction Bank Corp Jiangsu Branch filed Critical China Construction Bank Corp Jiangsu Branch
Priority to CN202211625511.3A priority Critical patent/CN116151945A/en
Publication of CN116151945A publication Critical patent/CN116151945A/en
Pending legal-status Critical Current

Links

Images

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/06—Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
    • G06Q10/063—Operations research, analysis or management
    • G06Q10/0631—Resource planning, allocation, distributing or scheduling for enterprises or organisations
    • G06Q10/06315—Needs-based resource requirements planning or analysis
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/018—Certifying business or products
    • Y—GENERAL TAGGING OF NEW TECHNOLOGICAL DEVELOPMENTS; GENERAL TAGGING OF CROSS-SECTIONAL TECHNOLOGIES SPANNING OVER SEVERAL SECTIONS OF THE IPC; TECHNICAL SUBJECTS COVERED BY FORMER USPC CROSS-REFERENCE ART COLLECTIONS [XRACs] AND DIGESTS
    • Y02—TECHNOLOGIES OR APPLICATIONS FOR MITIGATION OR ADAPTATION AGAINST CLIMATE CHANGE
    • Y02P—CLIMATE CHANGE MITIGATION TECHNOLOGIES IN THE PRODUCTION OR PROCESSING OF GOODS
    • Y02P90/00—Enabling technologies with a potential contribution to greenhouse gas [GHG] emissions mitigation
    • Y02P90/30—Computing systems specially adapted for manufacturing

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Human Resources & Organizations (AREA)
  • Economics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • Finance (AREA)
  • General Physics & Mathematics (AREA)
  • Marketing (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Technology Law (AREA)
  • Educational Administration (AREA)
  • Game Theory and Decision Science (AREA)
  • Operations Research (AREA)
  • Quality & Reliability (AREA)
  • Tourism & Hospitality (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention discloses an account opening material generation method and device and electronic equipment. Wherein the method comprises the following steps: receiving an account opening material application request sent by a first account in a preset channel end; responding to an account opening material application request, and inquiring public data related to a unified social credit code under the condition that an external data acquisition permission result is permission access; determining initial account opening information corresponding to a target enterprise according to the public data; transmitting an audit request to a second account number in a preset channel end, wherein the audit request carries initial account opening information; and receiving the audit account opening information sent by the second account number, and generating account opening materials corresponding to the target enterprise according to the audit account opening information, wherein the account opening materials comprise account opening free sheets. The invention solves the technical problems of low account opening material handling efficiency caused by the fact that when the account opening material is handled in the related technology, complicated information needs to be manually filled by a user and manually checked by a worker, and the account opening material can be generated.

Description

Account opening material generation method and device and electronic equipment
Technical Field
The present invention relates to the field of computers, and in particular, to a method and an apparatus for generating an account opening material, and an electronic device.
Background
In recent years, the problem of difficult account opening of enterprises is always the focus of social attention, when dealing with account opening materials in the related technology, complicated information needs to be manually filled by users, staff can manually check and generate the account opening materials, and the problems of low account opening material handling efficiency and long account opening time exist because of more account opening information elements, complicated account opening materials and low background auditing rate.
In view of the above problems, no effective solution has been proposed at present.
Disclosure of Invention
The embodiment of the invention provides a method, a device and electronic equipment for generating account opening materials, which at least solve the technical problems of low account opening material handling efficiency caused by the fact that complicated information needs to be manually filled by a user and manually checked by staff to generate the account opening materials when the account opening materials are handled in the related technology.
According to an aspect of the embodiment of the present invention, there is provided an account opening material generation method, including: receiving an account opening material application request sent by a first account in a preset channel end, wherein the account opening material application request carries application information and an external data acquisition permission result, and the application information comprises a unified social credit code of a target enterprise; responding to the account opening material application request, and inquiring public data related to the unified social credit code under the condition that the external data acquisition permission result is permission access; determining initial account opening information corresponding to the target enterprise according to the public data; sending an audit request to a second account number in the preset channel end, wherein the audit request carries the initial account opening information; and receiving audit account opening information sent by the second account, and generating account opening materials corresponding to the target enterprise according to the audit account opening information, wherein the account opening materials comprise account opening free sheets.
Optionally, the method further comprises: receiving account opening image information sent by the second account under the condition that the account opening material comprises an account opening image, wherein the account opening image information comprises an account opening image to be confirmed, the image is shot by an image shooting locating point information, and the account opening image to be confirmed is an image directly shot by a camera; determining a reasonable index of the image shooting locating point information; and under the condition that the reasonable index is larger than a preset threshold value, determining that the account opening image to be confirmed is an account opening image.
Optionally, the determining initial account opening information corresponding to the target enterprise according to the public data includes: determining account opening information items to be filled in; and filling the public data into the corresponding account opening information item, and determining the initial account opening information corresponding to the target enterprise.
Optionally, the filling the public data into the corresponding account opening information item, determining the initial account opening information corresponding to the target enterprise includes: filling the public data into the corresponding account opening information items, and determining filling results for filling the account opening information items; and sending a supplementary filling request to a second account when the filling result is that the account opening information item is unfilled, wherein the supplementary filling request carries the unfilled account opening information item.
Optionally, the determining initial account opening information corresponding to the target enterprise according to the public data includes: under the condition that the application information comprises application data, determining whether the application data is consistent with the public data of the corresponding type, and obtaining a consistency result; and under the condition that the consistency result is consistent, determining the initial account opening information corresponding to the target enterprise according to the public data.
Optionally, the method further comprises: determining inconsistent data under the condition that the consistency result is inconsistent; and sending an application failure message to the first account, wherein the application failure message comprises the inconsistent data.
Optionally, when the application information includes application data, determining whether the application data is consistent with the common data of the corresponding type, and after obtaining a consistency result, further includes: and generating the pre-open public account number under the condition that the account opening material comprises the pre-open public account number corresponding to the target enterprise and the consistency result is consistent.
According to an aspect of an embodiment of the present invention, there is provided an account opening material generation apparatus including: the system comprises a receiving module, a receiving module and a receiving module, wherein the receiving module is used for receiving an account opening material application request sent by a first account in a preset channel end, the account opening material application request carries application information and an external data acquisition permission result, and the application information comprises a unified social credit code of a target enterprise; the query module is used for responding to the account opening material application request, and querying public data related to the unified social credit code under the condition that the external data acquisition permission result is permission access; the determining module is used for determining initial account opening information corresponding to the target enterprise according to the public data; the sending module is used for sending an audit request to a second account number in the preset channel end, wherein the audit request carries the initial account opening information; the generation module is used for receiving the audit account opening information sent by the second account and generating account opening materials corresponding to the target enterprise according to the audit account opening information, wherein the account opening materials comprise account opening free sheets.
According to an aspect of an embodiment of the present invention, there is provided an electronic apparatus including: a processor; a memory for storing the processor-executable instructions; wherein the processor is configured to execute the instructions to implement the account opening material generation method of any of the above.
According to an aspect of an embodiment of the present invention, there is provided a computer-readable storage medium, which when executed by a processor of an electronic device, causes the electronic device to perform any one of the above-described account opening material generation methods.
In the embodiment of the invention, the request of the account opening material sent by the first account in the preset channel end is received, then the request of the account opening material is responded, under the condition that the external data acquisition permission result is permission access, public data related to unified social credit codes are inquired, then initial account opening information corresponding to a target enterprise is determined according to the public data, then an audit request is sent to the second account in the preset channel end, finally audit account opening information sent by the second account is received, and account opening materials corresponding to the target enterprise are generated according to the audit account opening information. The account opening material application request carries application information and external data acquisition permission results, the application information comprises unified social credit codes of target enterprises, the audit request carries initial account opening information, and the account opening material comprises an account opening free form. Since public data related to the unified social credit code can be queried in the case that the external data acquisition permission result is permission access, the public data can be acquired in time. And sending an audit request to the second account in the preset channel end, and rapidly receiving audit account opening information sent by the second account. According to the checking account opening information, account opening materials corresponding to target enterprises can be timely and rapidly generated, so that the technical effect of improving the account opening material handling efficiency is achieved, and the technical problem that when the account opening materials are handled in the related technology, complicated information needs to be manually filled by a user, staff can manually check the account opening materials, and the account opening materials are low in handling efficiency is solved.
Drawings
The accompanying drawings, which are included to provide a further understanding of the invention and are incorporated in and constitute a part of this application, illustrate embodiments of the invention and together with the description serve to explain the invention and do not constitute a limitation on the invention. In the drawings:
FIG. 1 is a flow chart of a method of generating account opening material according to an embodiment of the present invention;
fig. 2 is a block diagram of an account opening material generation apparatus according to an embodiment of the present invention.
Detailed Description
In order that those skilled in the art will better understand the present invention, a technical solution in the embodiments of the present invention will be clearly and completely described below with reference to the accompanying drawings in which it is apparent that the described embodiments are only some embodiments of the present invention, not all embodiments. All other embodiments, which can be made by those skilled in the art based on the embodiments of the present invention without making any inventive effort, shall fall within the scope of the present invention.
It should be noted that the terms "first," "second," and the like in the description and the claims of the present invention and the above figures are used for distinguishing between similar objects and not necessarily for describing a particular sequential or chronological order. It is to be understood that the data so used may be interchanged where appropriate such that the embodiments of the invention described herein may be implemented in sequences other than those illustrated or otherwise described herein. Furthermore, the terms "comprises," "comprising," and "having," and any variations thereof, are intended to cover a non-exclusive inclusion, such that a process, method, system, article, or apparatus that comprises a list of steps or elements is not necessarily limited to those steps or elements expressly listed but may include other steps or elements not expressly listed or inherent to such process, method, article, or apparatus.
Example 1
According to an embodiment of the present invention, there is provided an embodiment of an account opening material generation method, it being noted that the steps shown in the flowchart of the drawings may be performed in a computer system such as a set of computer executable instructions, and although a logical order is shown in the flowchart, in some cases the steps shown or described may be performed in an order different from that herein.
Fig. 1 is a flowchart of a method for generating account opening material according to an embodiment of the present invention, as shown in fig. 1, the method includes the steps of:
step S102, receiving an account opening material application request sent by a first account in a preset channel end, wherein the account opening material application request carries application information and an external data acquisition permission result, and the application information comprises a unified social credit code of a target enterprise;
in the technical scheme provided in the step S102 of the present invention, the predetermined channel end may be a public number, a third party platform, a public source platform, etc., and the acquisition of the application request through the predetermined channel end indicates that the operation of opening an account may be performed at the predetermined channel end, thereby increasing the diversity of the application channels of opening an account. The first account can be an account used by an account operator, receives an account opening material application request sent by the first account in a preset channel end, can quickly acquire the account opening material application request, can simultaneously acquire application information carried in the account opening material application request, and can acquire a permission result from external data so as to carry out subsequent account opening handling.
Step S104, responding to an account opening material application request, and inquiring public data related to the unified social credit code under the condition that an external data acquisition permission result is permission access;
in the technical scheme provided in the step S104, under the condition that the external data acquisition permission result is permission access, namely, under the condition that the account opening material application request obtains authorization permission, public data related to the unified social credit code can be timely inquired according to the unified social credit code of the target enterprise, the public data can be obtained through direct inquiry, account opening information can be directly called without one-to-one input, timeliness and convenience of information acquisition are guaranteed, and the problems of input errors and the like possibly caused by manual replenishment are avoided.
Step S106, determining initial account opening information corresponding to the target enterprise according to the public data;
in the technical scheme provided in the step S106 of the present invention, according to the public data, the initial account opening information corresponding to the target enterprise can be automatically determined, so as to realize automatic retrieval and filling of the account opening data.
Step S108, an audit request is sent to a second account in a preset channel end, wherein the audit request carries initial account opening information;
in the technical scheme provided in the step S108, an audit request is sent to the second account in the predetermined channel end, so that the second account in the predetermined channel end can be requested to audit the initial account opening information.
It should be noted that, the user of the second account may be a staff member, so as to perform information auditing work, and the auditing content may not only audit the initial account opening information, but also audit many, for example, the content may include the initial account opening information, the proof file, the application data, the operation status, the purpose, the true intention and the risk factor corresponding to the first account, and for the initial account opening information, besides auditing whether the initial account opening information is correct, it may also be manual supplement and improvement of the missing data corresponding to some data types. There are many ways of auditing, such as counter verification, face-to-face investigation, gate verification, telephone, remote video, authoritative external channel verification, ensuring that the information of opening accounts for subsequent use is verified, and ensuring the accuracy of the information.
Step S110, receiving audit account opening information sent by the second account number, and generating account opening materials corresponding to the target enterprise according to the audit account opening information, wherein the account opening materials comprise account opening free sheets.
In the technical scheme provided in the step S110, the audit account opening information is the account opening information after the second account is audited, and according to the audit account opening information, account opening materials corresponding to the target enterprise can be quickly generated, for example, a filling-free form obtained according to the audit account opening information can be quickly generated, so that the handling efficiency of the account opening materials is improved.
Through the step S102 to the step S110, the request for applying for the account opening material sent by the first account in the predetermined channel end is received, then, in response to the request for applying for the account opening material, public data related to the unified social credit code is queried under the condition that the external data acquisition permission result is permission access, then, initial account opening information corresponding to the target enterprise is determined according to the public data, then, an audit request is sent to the second account in the predetermined channel end, finally, audit account opening information sent by the second account is received, and account opening materials corresponding to the target enterprise are generated according to the audit account opening information. The account opening material application request carries application information and external data acquisition permission results, the application information comprises unified social credit codes of target enterprises, the audit request carries initial account opening information, and the account opening material comprises an account opening free form. Since public data related to the unified social credit code can be queried in the case that the external data acquisition permission result is permission access, the public data can be acquired in time. And sending an audit request to the second account in the preset channel end, and rapidly receiving audit account opening information sent by the second account. According to the checking account opening information, account opening materials corresponding to target enterprises can be timely and rapidly generated, so that the technical effect of improving the account opening material handling efficiency is achieved, and the technical problem that when the account opening materials are handled in the related technology, complicated information needs to be manually filled by a user, staff can manually check the account opening materials, and the account opening materials are low in handling efficiency is solved.
As an alternative embodiment, the method further comprises: receiving account opening image information sent by a second account under the condition that account opening materials comprise account opening images, wherein the account opening image information comprises account opening images to be confirmed, the images are shot with positioning point information, and the account opening images to be confirmed are images directly shot by a camera; determining a reasonable index of the image shooting locating point information; and under the condition that the reasonable index is larger than a preset threshold value, determining that the account opening image to be confirmed is an account opening image.
In this embodiment, since the image to be confirmed for opening an account is an image obtained by direct shooting by the camera, that is, the staff using the second account can only obtain the image by direct shooting, and cannot select the image from the album of the corresponding device, the image is ensured to be real-time and cannot be tampered later. And by determining the reasonable index of the image shooting locating point information, whether the shooting locating point of the image is reasonable or not can be determined, for example, when the account opening image is the image of the preset object, whether the shooting locating point accords with the normal condition or not is determined, for example, whether the image is the place of the preset object or not is determined by various modes. Through the reasonable index, the authenticity of the account opening image can be determined. Under the condition that the reasonable index is larger than the preset threshold value, the image to be confirmed for opening the account can be confirmed to be the image for opening the account, namely, the image to be confirmed for opening the account passes the examination and is true.
As an alternative embodiment, determining initial account opening information corresponding to the target enterprise according to the public data includes: determining account opening information items to be filled in; and filling the public data into the corresponding account opening information items, and determining initial account opening information corresponding to the target enterprise.
In this embodiment, the account opening information item to be filled in is determined, so that missing of the account opening information can be avoided. And the public data is filled into the corresponding account opening information item, so that the staff is not required to supplement and perfect the public data manually, the time can be saved, and the initial account opening information corresponding to the target enterprise can be determined rapidly.
As an optional embodiment, filling the public data into the corresponding account opening information item, determining initial account opening information corresponding to the target enterprise includes: filling the public data into the corresponding account opening information items, and determining filling results for filling the account opening information items; and sending a supplementary filling request to the second account when the filling result is that the open account information item is unfilled, wherein the supplementary filling request carries the unfilled open account information item.
In this embodiment, when the filling result is that the open account information item is not filled, that is, when the public data cannot be filled with the open account information item, it is explained that some information included in the open account information item cannot be obtained from the public data, and the second account is sent to the supplementary filling request, so that the second account can be made to supplement the open account information item which is not filled, thereby obtaining complete open account information.
As an alternative embodiment, determining initial account opening information corresponding to the target enterprise according to the public data includes: under the condition that the application information comprises application data, determining whether the application data is consistent with the public data of the corresponding type, and obtaining a consistency result; and under the condition that the consistency result is consistent, determining initial account opening information corresponding to the target enterprise according to the public data.
In this embodiment, a case where the application information includes application data is described, and since the first account may fill in some application data when the user opens an account, there is a possibility that the type corresponding to the application data is consistent with the type corresponding to the public data. For the same type of data, the application data and the corresponding type of public data are consistent, so that whether the application data and the corresponding type of public data are consistent needs to be determined, and a consistency result is obtained.
As an alternative embodiment, the method further comprises: under the condition that the consistency result is inconsistent, inconsistent data are determined; and sending an application failure message to the first account, wherein the application failure message comprises inconsistent data.
In this embodiment, in the case that the consistency result is inconsistent, that is, in the case that the application data is different from the corresponding type of public data, if the public data is wrong, or if the first account is wrong when being filled, the description cannot determine the initial account opening information corresponding to the target enterprise according to the public data, so that it is necessary to determine inconsistent data, and send an application failure message including inconsistent data to the first account, so that the first account knows the information that the initial account opening information cannot be determined. In this case, it can also be explained that one of the two parties is the correction requiring correction, and the first account or the second account is required to perform the subsequent operation, and the specific processing mode can be set in a customized manner according to the actual application and the scene.
As an optional embodiment, in the case that the application information includes application data, determining whether the application data is consistent with the common data of the corresponding type, and after obtaining the consistency result, further includes: and generating the pre-opened public account number under the condition that the account opening material comprises the pre-opened public account number corresponding to the target enterprise and the consistency result is consistent.
In this embodiment, in the case that the application information includes application data, it is determined whether the application data is consistent with the public data of the corresponding type, and after the consistency result is obtained, in the case that the account opening material includes a pre-opened public account number corresponding to the target enterprise, and the consistency result is consistent, the pre-opened public account number corresponding to the target enterprise may be generated, so as to facilitate subsequent use.
Based on the foregoing embodiments and optional embodiments, an optional implementation is provided, and is specifically described below.
In the related art, when the account opening material is handled, complicated information is required to be manually filled by a user, and the account opening material can be generated only by manual checking by staff, so that the technical problem of low account opening material handling efficiency is caused
In view of this, an alternative embodiment of the present invention provides a method for generating account opening materials, which can improve the handling efficiency of the account opening materials, and quickly obtain the account opening materials, and the following describes the account opening materials that automatically generate a filling-free order and make up for photos (with the above-mentioned account opening images to be confirmed).
Filling-free list:
s1, receiving an account opening material application request sent by a user corresponding to an account (corresponding to a first account number in a preset channel end) in the channel end of a public number, namely, submitting the account opening material application request by the user, wherein the user needs to confirm that authorization agrees to query external data (corresponding to an external data acquisition permission result in the above) when submitting the account opening material application request;
it should be noted that, the account opening material application request includes the external data acquisition permission result and application information, such as the name of the target enterprise, the unified social credit code of the target enterprise and the reserved account opening website;
s2, after receiving an account opening material application request, the system application responds to the account opening material application request, and under the condition that the external data acquisition permission result is authorized to agree to inquire the external data, the corresponding public data is inquired according to the unified social credit code;
s3, according to the obtained public data, automatically determining initial account opening information (corresponding to the initial account opening information corresponding to the target enterprise;
s4, sending an audit request to an account corresponding to the staff (corresponding to the second account), wherein the audit request carries initial account opening information;
s5, the account corresponding to the staff receives the auditing request, the initial account opening information is audited in response to the auditing request, auditing and modifying operations can be carried out under the condition that the initial account opening information is comprehensive, and supplementing, modifying and auditing operations can be carried out under the condition that the initial account opening information is not comprehensive, finally audited account opening information (equivalent to the auditing account opening information above) is generated, and the audited account opening information is fed back.
S4, generating an account opening filling-free list corresponding to the target enterprise according to the checked account opening information.
(II) photo-adjustment:
s1, receiving an out-of-tune photo obtained by directly photographing an account corresponding to a worker through mobile terminal equipment, wherein the out-of-tune photo comprises photographing positioning point information of the photo;
s2, determining a reasonable index of shooting locating point information of the photo;
and S3, determining that the perfect photo is real as a real perfect photo entry under the condition that the reasonable index is larger than a preset threshold value.
It should be noted that, when the application may be deployed on the PC side, the operations executed by the above steps, such as adding and modifying account opening information, may be synchronized in real time and recorded in the system application on the PC side.
By the alternative embodiments, at least the following advantages can be achieved:
(1) The external authoritative public data is introduced, so that the customer information is automatically perfected, the time for manually inputting information elements by workers and filling materials by users is reduced, and the account opening efficiency is improved;
(2) The real-time positioning technology and the on-site photographing mode are adopted, the authenticity of the photograph is guaranteed, and fake tampering operation is avoided.
It should be noted that, for simplicity of description, the foregoing method embodiments are all described as a series of acts, but it should be understood by those skilled in the art that the present invention is not limited by the order of acts described, as some steps may be performed in other orders or concurrently in accordance with the present invention. Further, those skilled in the art will also appreciate that the embodiments described in the specification are all preferred embodiments, and that the acts and modules referred to are not necessarily required for the present invention.
From the description of the above embodiments, it will be clear to a person skilled in the art that the method according to the above embodiments may be implemented by means of software plus the necessary general hardware platform, but of course also by means of hardware, but in many cases the former is a preferred embodiment. Based on such understanding, the technical solution of the present invention may be embodied essentially or in a part contributing to the prior art in the form of a software product stored in a storage medium (e.g. ROM/RAM, magnetic disk, optical disk) comprising several instructions for causing a terminal device (which may be a mobile phone, a computer, a server, or a network device, etc.) to perform the method of the various embodiments of the present invention.
Example 2
According to an embodiment of the present invention, there is further provided an apparatus for implementing the method for generating account opening material, and fig. 2 is a block diagram of an apparatus for generating account opening material according to an embodiment of the present invention, as shown in fig. 2, where the apparatus includes: the device is described in detail below as a receiving module 202, a querying module 204, a determining module 206, a sending module 208 and a generating module 210.
The receiving module 202 is configured to receive an account opening material application request sent by a first account in a predetermined channel end, where the account opening material application request carries application information, and an external data obtaining permission result, where the application information includes a unified social credit code of a target enterprise; the query module 204, coupled to the receiving module 202, is configured to query public data related to the unified social credit code in response to an account opening material application request, where the external data obtaining permission result is permission access; the determining module 206 is connected to the query module 204, and is configured to determine initial account opening information corresponding to the target enterprise according to the public data; the sending module 208 is connected to the determining module 206, and is configured to send an audit request to the second account in the predetermined channel end, where the audit request carries initial account opening information; the generating module 210 is connected to the sending module 208, and is configured to receive the audit account opening information sent by the second account number, and generate account opening material corresponding to the target enterprise according to the audit account opening information, where the account opening material includes an account opening filling-free bill.
It should be noted that the receiving module 202, the querying module 204, the determining module 206, the sending module 208 and the generating module 210 correspond to steps S102 to S110 in implementing the method for generating account opening materials, and the plurality of modules are the same as examples and application scenarios implemented by the corresponding steps, but are not limited to those disclosed in the foregoing embodiment 1.
Example 3
According to another aspect of the embodiment of the present invention, there is also provided an electronic device including: a processor; a memory for storing processor-executable instructions, wherein the processor is configured to execute the instructions to implement the account opening material generation method of any of the above.
Example 4
According to another aspect of the embodiments of the present invention, there is also provided a computer-readable storage medium, which when executed by a processor of an electronic device, causes the electronic device to perform the account opening material generation method of any one of the above.
The foregoing embodiment numbers of the present invention are merely for the purpose of description, and do not represent the advantages or disadvantages of the embodiments.
In the foregoing embodiments of the present invention, the descriptions of the embodiments are emphasized, and for a portion of this disclosure that is not described in detail in this embodiment, reference is made to the related descriptions of other embodiments.
In the several embodiments provided in the present application, it should be understood that the disclosed technology content may be implemented in other manners. The above-described embodiments of the apparatus are merely exemplary, and the division of the units, for example, may be a logic function division, and may be implemented in another manner, for example, a plurality of units or components may be combined or may be integrated into another system, or some features may be omitted, or not performed. Alternatively, the coupling or direct coupling or communication connection shown or discussed with each other may be through some interfaces, units or modules, or may be in electrical or other forms.
The units described as separate parts may or may not be physically separate, and parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of units. Some or all of the units may be selected according to actual needs to achieve the purpose of the solution of this embodiment.
In addition, each functional unit in the embodiments of the present invention may be integrated in one processing unit, or each unit may exist alone physically, or two or more units may be integrated in one unit. The integrated units may be implemented in hardware or in software functional units.
The integrated units, if implemented in the form of software functional units and sold or used as stand-alone products, may be stored in a computer readable storage medium. Based on such understanding, the technical solution of the present invention may be embodied essentially or in part or all of the technical solution or in part in the form of a software product stored in a storage medium, including instructions for causing a computer device (which may be a personal computer, a server, or a network device, etc.) to perform all or part of the steps of the method according to the embodiments of the present invention. And the aforementioned storage medium includes: a U-disk, a Read-Only Memory (ROM), a random access Memory (RAM, random Access Memory), a removable hard disk, a magnetic disk, or an optical disk, or other various media capable of storing program codes.
The foregoing is merely a preferred embodiment of the present invention and it should be noted that modifications and adaptations to those skilled in the art may be made without departing from the principles of the present invention, which are intended to be comprehended within the scope of the present invention.

Claims (10)

1. An account opening material generation method, which is characterized by comprising the following steps:
receiving an account opening material application request sent by a first account in a preset channel end, wherein the account opening material application request carries application information and an external data acquisition permission result, and the application information comprises a unified social credit code of a target enterprise;
responding to the account opening material application request, and inquiring public data related to the unified social credit code under the condition that the external data acquisition permission result is permission access;
determining initial account opening information corresponding to the target enterprise according to the public data;
sending an audit request to a second account number in the preset channel end, wherein the audit request carries the initial account opening information;
and receiving audit account opening information sent by the second account, and generating account opening materials corresponding to the target enterprise according to the audit account opening information, wherein the account opening materials comprise account opening free sheets.
2. The method as recited in claim 1, further comprising:
receiving account opening image information sent by the second account under the condition that the account opening material comprises an account opening image, wherein the account opening image information comprises an account opening image to be confirmed, the image is shot by an image shooting locating point information, and the account opening image to be confirmed is an image directly shot by a camera;
determining a reasonable index of the image shooting locating point information;
and under the condition that the reasonable index is larger than a preset threshold value, determining that the account opening image to be confirmed is an account opening image.
3. The method of claim 1, wherein determining initial account opening information corresponding to the target enterprise based on the public data comprises:
determining account opening information items to be filled in;
and filling the public data into the corresponding account opening information item, and determining the initial account opening information corresponding to the target enterprise.
4. The method of claim 3, wherein the populating the public data into the corresponding item of account opening information, determining the initial account opening information corresponding to the target enterprise, comprises:
filling the public data into the corresponding account opening information items, and determining filling results for filling the account opening information items;
and sending a supplementary filling request to a second account when the filling result is that the account opening information item is unfilled, wherein the supplementary filling request carries the unfilled account opening information item.
5. The method of claim 1, wherein determining initial account opening information corresponding to the target enterprise based on the public data comprises:
under the condition that the application information comprises application data, determining whether the application data is consistent with the public data of the corresponding type, and obtaining a consistency result;
and under the condition that the consistency result is consistent, determining the initial account opening information corresponding to the target enterprise according to the public data.
6. The method as recited in claim 5, further comprising:
determining inconsistent data under the condition that the consistency result is inconsistent;
and sending an application failure message to the first account, wherein the application failure message comprises the inconsistent data.
7. The method according to claim 5, wherein, in the case that the application information includes application data, determining whether the application data is consistent with the common data of the corresponding type, after obtaining the consistency result, further includes:
and generating the pre-open public account number under the condition that the account opening material comprises the pre-open public account number corresponding to the target enterprise and the consistency result is consistent.
8. An account opening material generation apparatus, comprising:
the system comprises a receiving module, a receiving module and a receiving module, wherein the receiving module is used for receiving an account opening material application request sent by a first account in a preset channel end, the account opening material application request carries application information and an external data acquisition permission result, and the application information comprises a unified social credit code of a target enterprise;
the query module is used for responding to the account opening material application request, and querying public data related to the unified social credit code under the condition that the external data acquisition permission result is permission access;
the determining module is used for determining initial account opening information corresponding to the target enterprise according to the public data;
the sending module is used for sending an audit request to a second account number in the preset channel end, wherein the audit request carries the initial account opening information;
the generation module is used for receiving the audit account opening information sent by the second account and generating account opening materials corresponding to the target enterprise according to the audit account opening information, wherein the account opening materials comprise account opening free sheets.
9. An electronic device, comprising:
a processor;
a memory for storing the processor-executable instructions;
wherein the processor is configured to execute the instructions to implement the account opening material generation method of any one of claims 1 to 7.
10. A computer readable storage medium, characterized in that instructions in the computer readable storage medium, when executed by a processor of an electronic device, enable the electronic device to perform the account opening material generation method of any one of claims 1 to 7.
CN202211625511.3A 2022-12-16 2022-12-16 Account opening material generation method and device and electronic equipment Pending CN116151945A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN202211625511.3A CN116151945A (en) 2022-12-16 2022-12-16 Account opening material generation method and device and electronic equipment

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN202211625511.3A CN116151945A (en) 2022-12-16 2022-12-16 Account opening material generation method and device and electronic equipment

Publications (1)

Publication Number Publication Date
CN116151945A true CN116151945A (en) 2023-05-23

Family

ID=86372738

Family Applications (1)

Application Number Title Priority Date Filing Date
CN202211625511.3A Pending CN116151945A (en) 2022-12-16 2022-12-16 Account opening material generation method and device and electronic equipment

Country Status (1)

Country Link
CN (1) CN116151945A (en)

Similar Documents

Publication Publication Date Title
US8112406B2 (en) Method and apparatus for electronic data discovery
CN101086776B (en) Browsing management apparatus, browsing management method, and program product thereof
CN105407042A (en) Remote SIM card accessing method and system based on wechat public platform
CN107481072A (en) Portable network billing system and method
CN109922109B (en) Service providing method, system and equipment
US20140244451A1 (en) E-commerce transaction verification system and method
CN111768013B (en) Commercial bank public account comprehensive management system and method
CN110601856A (en) Data interaction method and device based on block chain network
CA2832989C (en) System and method for automating insurance quotation processes
CN113128950B (en) Enterprise chain code service platform
US9558479B1 (en) Systems and methods for verification of identity and location
CN110175316B (en) Media number interaction method, system and storage medium based on blockchain
CN104573079A (en) Intelligent image file uploading management method
CN101964710B (en) Digital signature and signature authenticating method
CN110580654A (en) Digital product underwriting and claims checking system
CN110929906A (en) Online and offline integrated business system and business interaction method for bank outlets
US10790993B2 (en) Computer systems for generating certified data
CN113688362A (en) Identity card information security processing method and device
CN112633271A (en) Financial transaction system authentication method based on OCR recognition
CN116151945A (en) Account opening material generation method and device and electronic equipment
CN111652592A (en) Work examination management method and system
CN110858348B (en) Logistics information processing method and device
CN114666133A (en) Remote inquiry evidence-obtaining system and method based on original handwriting signature
CN114936792A (en) Task management system based on flexible employment and management method thereof
CN114092035A (en) Data processing method and device based on enterprise service system

Legal Events

Date Code Title Description
PB01 Publication
PB01 Publication
SE01 Entry into force of request for substantive examination
SE01 Entry into force of request for substantive examination