CN115293807A

CN115293807A - Travel expense payment mode determination method and device

Info

Publication number: CN115293807A
Application number: CN202210945879.1A
Authority: CN
Inventors: 王照华; 成永彬; 陈少创; 史楠; 李弈成
Original assignee: Beijing Rail Transport Roa Network Management Co ltd
Current assignee: Beijing Rail Transport Roa Network Management Co ltd
Priority date: 2022-08-08
Filing date: 2022-08-08
Publication date: 2022-11-04

Abstract

The application discloses a travel expense payment mode determining method and device. Wherein, the method comprises the following steps: acquiring travel information of a target object; determining a plurality of available payment modes matched with the trip information, wherein the plurality of available payment modes are used for paying trip expenses; determining a target payment mode from a plurality of available payment modes, wherein the target payment mode has the least payment cost; and recommending a target payment mode to the target object. The technical problem that the passenger is difficult to determine the most favorable payment mode to pay the travel fee is solved.

Description

Travel expense payment mode determination method and device

Technical Field

The application relates to the technical field of rail transit, in particular to a method and a device for determining a travel expense payment mode.

Background

In urban rail transit development process, to passenger's different trip consumption, urban rail transit system provides multiple ticketing products, and according to the ticketing products passenger of different grade type can select different payment methods, and in the face of multiple payment methods, the passenger can't select a most preferential payment method according to own trip demand, trip custom and the payment preferential information of understanding, leads to paying the trip expense higher.

In view of the above problems, no effective solution has been proposed.

Disclosure of Invention

The embodiment of the application provides a travel expense payment method and device, and at least solves the technical problem that a passenger cannot determine the most favorable payment method to pay the travel expense.

According to an aspect of an embodiment of the present application, a method for determining a travel fee payment method is provided, including: acquiring travel information of a target object; determining a plurality of available payment modes matched with the travel information, wherein the plurality of available payment modes are used for paying the travel cost; determining a target payment mode from a plurality of available payment modes, wherein the target payment mode has the least payment cost; and recommending a target payment mode to the target object.

Optionally, the travel information of the target object is obtained from a traffic database, where the travel information of multiple objects is recorded in the traffic database, and the travel information at least includes one of the following: travel time, travel route, travel mode and travel mileage.

Optionally, when the travel information matches the first category of ticket products, determining the available payment method includes: the first payment method is used for paying the travel expense by using the first type of ticket products, wherein the first type of ticket products correspond to a first use time period and a first travel route, and the travel expense is not calculated when the first type of ticket products are used; when the travel information is matched with the second type of ticket products, determining the available payment mode comprises the following steps: a second payment mode for paying the travel expense by using a second type of ticket product, wherein the second type of ticket product corresponds to a second use time period, a second travel route and use times, and one-time use times are deducted when the second type of ticket product is used; determining available payment methods includes: and a third payment mode for paying the travel expense by using the third class of ticket products, wherein when the third class of ticket products are used, the travel expense is calculated on the basis of the travel mileage of the target object.

Optionally, when the available payment mode comprises a first payment mode, determining the first payment mode as a target payment mode; when the available payment modes do not comprise the first payment mode and comprise the second payment mode and the third payment mode at the same time, determining a target payment mode from the second payment mode and the third payment mode; and when only the third payment mode is included in the available payment modes, determining the third payment mode as a target payment mode.

Optionally, determining the target payment method from the second payment method and the third payment method includes: determining a first fee paid when the target object purchases the second type of ticket products, and determining a second fee corresponding to the second type of ticket products when the target object uses the second type of ticket products once based on the first fee and the using times; acquiring preferential activities of the third type of ticket products, and determining third cost to be paid when the third type of ticket products are used based on the preferential activities and the trip mileage of the target object; when the second fee is not more than the third fee, determining the second payment mode as a target payment mode; and when the second fee is larger than the third fee, determining the third payment mode as a target payment mode.

Optionally, there are multiple types of offers, and the determining, based on the offers and the trip mileage of the target object, a third fee to be paid when using a third type of ticket product includes: calculating a fourth fee to be paid based on the trip mileage of the target object; calculating a fifth fee to be paid after each preferential activity is combined with the fourth fee; the smallest fifth fee among the plurality of fifth fees is determined as the third fee.

Optionally, all available payment methods and recommendation information for prompting the target object that the payment cost of the target payment method is the minimum are displayed to the target object.

According to another aspect of the embodiments of the present application, there is also provided a travel expense payment method determining apparatus, including: the acquisition module is used for acquiring the travel information of the target object; the first determining module is used for determining a plurality of available payment modes matched with the trip information, wherein the plurality of available payment modes are used for paying trip expenses; the second determining module is used for determining a target payment mode from a plurality of available payment modes, wherein the target payment mode has the least payment fee; and the recommending module is used for recommending the target payment mode to the target object.

According to another aspect of the embodiment of the application, a nonvolatile storage medium is further provided, and the nonvolatile storage medium includes a stored program, wherein the device where the nonvolatile storage medium is located is controlled to execute the above travel fee payment method determination method when the program runs.

According to another aspect of the embodiments of the present application, there is also provided an electronic device, including: a memory in which a computer program is stored, and a processor configured to execute the above travel fare payment means determination method by the computer program.

In the embodiment of the application, the travel information of the target object is firstly acquired, a plurality of available payment modes matched with the travel information are determined, wherein the plurality of available payment modes are used for paying the travel fee, then the target payment mode is determined from the plurality of available payment modes, and finally the target payment mode is recommended to the target object, wherein the fee paid by the target payment mode is the least, so that the technical problem that a passenger cannot determine the most favorable payment mode to pay the travel fee is solved.

Drawings

The accompanying drawings, which are included to provide a further understanding of the application and are incorporated in and constitute a part of this application, illustrate embodiment(s) of the application and together with the description serve to explain the application and not to limit the application. In the drawings:

fig. 1 is a schematic flowchart of a travel cost payment method according to an embodiment of the present application;

fig. 2 is a schematic structural diagram of a travel fee payment method determination apparatus according to an embodiment of the present application.

Detailed Description

In order to make the technical solutions of the present application better understood by those skilled in the art, the technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application, and it is obvious that the described embodiments are only some embodiments of the present application, and not all embodiments. All other embodiments obtained by a person of ordinary skill in the art based on the embodiments in the present application without making any creative effort shall fall within the protection scope of the present application.

It should be noted that the terms "first," "second," and the like in the description and claims of this application and in the accompanying drawings are used for distinguishing between similar elements and not necessarily for describing a particular sequential or chronological order. It is to be understood that the data so used is interchangeable under appropriate circumstances such that the embodiments of the application described herein are capable of operation in sequences other than those illustrated or described herein. Moreover, the terms "comprises," "comprising," and "having," and any variations thereof, are intended to cover a non-exclusive inclusion, such that a process, method, system, article, or apparatus that comprises a list of steps or elements is not necessarily limited to those steps or elements expressly listed, but may include other steps or elements not expressly listed or inherent to such process, method, article, or apparatus.

Example 1

According to an embodiment of the present application, there is provided a method for determining a travel payment method, it should be noted that the steps shown in the flowchart of the drawings may be executed in a computer system such as a set of computer executable instructions, and although a logical order is shown in the flowchart, in some cases, the steps shown or described may be executed in an order different from that here.

Fig. 1 is a schematic flowchart of an alternative travel fee payment method determining method according to an embodiment of the present application, and as shown in fig. 1, the method at least includes steps S102 to S108, where:

and step S102, obtaining travel information of the target object.

In some optional embodiments of the present application, the travel information of the target object may be obtained from a traffic database, where the travel information of a plurality of objects is recorded in the traffic database, and the travel information at least includes one of the following: travel time, travel route, travel mode and travel mileage.

The traffic database can be a database of an urban rail transit system center.

And step S104, determining a plurality of available payment methods matched with the trip information, wherein the plurality of available payment methods are used for paying trip expenses.

In some optional embodiments of the present application, based on the information of the ticket types of the ride tickets of the urban rail transit system, multiple available payment manners matched with the travel information are determined, and the payment manners are specifically divided into a first payment manner, a second payment manner, and a third payment manner, where:

if the travel information is matched with the first type of ticket products, determining the available payment mode comprises the following steps: the first payment method is used for paying the travel expense by using the first type of ticket products, wherein the first type of ticket products correspond to a first use time period and a first travel route, and the travel expense is not calculated when the first type of ticket products are used;

if the travel information is matched with the second type of ticket products, determining the available payment mode comprises the following steps: a second payment mode for paying the travel expense by using a second type of ticket product, wherein the second type of ticket product corresponds to a second use time period, a second travel route and use times, and one-time use times are deducted when the second type of ticket product is used;

determining available payment methods includes: and a third payment mode for paying the travel fee by using a third type of ticket products, wherein the travel fee is calculated based on the travel mileage of the target object when the third type of ticket products are used.

The first type of ticket products may be called as regular type products, the second type of ticket products may be called as counting type products, and the third type of ticket products may be called as wallet type products, and the fee deduction method for each type of ticket product is as follows:

regular products have corresponding time and line limitations. The passenger can use the product in the specified use line for unlimited times within the corresponding effective use time range, and the regular products have the advantages of no limitation of the riding time length and the riding mileage and can be selected according to the requirement of the passenger.

The counting products have corresponding time limit, trip route limit and use time limit. The counting type product has the advantages that the limitation of the riding time length and the riding mileage is avoided, and the specific counting times and the valid period system can be selected and purchased according to the requirement of the passenger.

The wallet product is based on the time-limit ticket system of rail transit, i.e. the riding cost is calculated according to the traffic means used by passengers and the mileage corresponding to the operation, and the fare is not covered. Generally, passengers can pay travel fees in a cash mode or a non-cash mode (bank card payment, precious balance payment, APP balance of an urban rail transit system and the like), and can check related payment preferential activities in the urban rail transit system when paying the travel fees.

And step S106, determining a target payment mode from the plurality of available payment modes, wherein the target payment mode has the least payment cost.

In order to minimize the travel fee paid by the target object, the target payment method may be determined from a plurality of available payment methods, and may specifically be implemented by the following rules:

when the available payment mode comprises a first payment mode, determining the first payment mode as a target payment mode;

when the available payment modes do not comprise the first payment mode and comprise the second payment mode and the third payment mode at the same time, determining a target payment mode from the second payment mode and the third payment mode;

and when only the third payment mode is included in the available payment modes, determining the third payment mode as a target payment mode.

Specifically, when a passenger takes track traffic once and pays travel fees, the passenger firstly checks whether a regular product is purchased under the passenger account, and if so, the regular product is preferentially used to pay the travel fees; if the passenger account does not contain the regular products, checking whether the passenger account simultaneously purchases the counting products and the wallet products, and if the passenger account simultaneously contains the two ticket products, determining a most favorable ticket product to pay the travel cost; and if only the wallet products exist under the passenger account, paying the travel cost by using the wallet products.

In some optional embodiments of the present application, the determining the target payment method from the second payment method and the third payment method may be specifically implemented by the following rules:

determining a first fee paid when the target object purchases the second type of ticket products, and determining a second fee corresponding to the second type of ticket products when the target object uses the second type of ticket products once based on the first fee and the using times;

acquiring preferential activities of the third type of ticket products, and determining third cost to be paid when the third type of ticket products are used based on the preferential activities and the trip mileage of the target object;

when the second fee is not more than the third fee, determining the second payment mode as a target payment mode; and when the second fee is larger than the third fee, determining the third payment mode as a target payment mode.

Specifically, the third category of ticket products of the urban rail transit system has a plurality of preferential payment activities, and the third fee to be paid when the third category of ticket products are used is determined based on the plurality of preferential payment activities and the trip mileage of the target object, and the third fee can be determined in the following manner: calculating a fourth fee to be paid based on the trip mileage of the target object; calculating a fifth fee to be paid after each preferential activity is combined with the fourth fee; and determining the smallest fifth fee among the plurality of fifth fees as the third fee.

Common preferential activities of the third type of ticket products are divided into the following two types:

the method comprises the following steps of carrying out discount coupon/red packet deduction, namely issuing a discount coupon or a red packet through an official payment channel, deducting partial cost by using the discount coupon or the red packet when paying the travel cost, and paying the rest cost by using a bank card online payment, a third party payment platform and other modes, wherein if a passenger pays the travel cost by using a two-dimensional bus of an urban rail transit system APP, the passenger has a 2-element discount coupon under an APP account, so when the travel cost of the passenger is more than 2 elements, the passenger can pay the used travel cost by using the 2-element discount coupon or the red packet deduction part, and the rest cost can be paid by using other money under the account; when the travel cost of the passenger is less than or equal to 2 yuan, the passenger can directly use the coupon or the red packet for deduction;

the method comprises the steps of paying, namely calculating the travel cost required to be paid by a passenger for one trip according to the ticket policy of the urban rail transit system, and paying the travel cost actually required to be paid by the passenger for one trip of a specified route in an active period according to a preferential activity scheme through an official payment channel, wherein six-five preferential activities can be enjoyed when the passenger rides a subway in five holidays.

For example, when a passenger pays his/her travel fee by using a wallet-type product, first, the passenger calculates the riding fee according to the travel mileage of the passenger, the used transportation means, and the mileage of the corresponding operation, and records the riding fee as a fourth fee, then, according to the discount activities of the wallet-type product in an official payment channel, such as coupons and fee discounting, respectively calculates the amount of money to be paid after deduction of the coupons and the amount of money to be paid after discount based on the fourth fee, and records the amounts of the money to be paid as fifth fees, compares the amounts of the two fifth fees, and selects the smallest fifth fee as the travel fee to be paid by using the wallet-type product.

In some optional embodiments of the present application, when the passenger has a preferential event in the account of the third category of ticket products, and the passenger also purchases the second category of ticket products, the target payment method may specifically be determined through the following steps:

s1, determining first cost paid when a second type of ticket products are purchased in a passenger account, and calculating second cost required to be paid when the second type of ticket products are used for one time according to the first cost and the using times corresponding to the second type of ticket products;

s2, calculating fourth cost required to be paid by the trip of the passenger based on the trip mileage, simultaneously acquiring preferential activities corresponding to the third class of ticket products under the passenger account, calculating a plurality of fifth costs of the fourth cost under a plurality of different preferential activities, and determining the minimum one of the fifth costs as the third cost;

s3, when the average second cost paid by the counting class products at one time is not more than the third cost paid by the third class ticket products at the last time, determining that the second payment mode is a target payment mode, and automatically deducting the use times of the second class ticket products by the system;

and S4, when the second cost paid by the counting class products at one time is smaller than the third cost paid by the third class ticket products at the last time, the third payment mode is determined to be a target payment mode, and the system calculates the travel cost required to be paid according to the third class ticket products.

Optionally, the passenger registers and opens a rail transit riding account at a client of the urban rail transit system, and can purchase regular products, counting products and wallet products through the client. When only wallet products exist under a passenger account, the system can bind the payment mode of the passenger according to the relevant information of the input passenger, such as the payment modes of coupons, red parcels and the like issued by the passenger by using the balance under the client account, the bound bank card or a client payment channel, and the client can provide the function of setting payment preference for the passenger, namely the system can inquire the payment preference of the passenger when the passenger pays for the first time. If the passenger does not set the payment sequence, the sequence is defaulted; if the passenger has set up the payment preference, the system can pay the trip expense according to the payment preference that the passenger set up, still can monitor whether passenger's actual payment custom is unanimous with the preference that sets up, if inconsistent, then the suggestion passenger will change the payment preference.

And step S108, recommending a target payment mode to the target object.

Specifically, the recommendation of the target payment method to the target object may be implemented by application software such as an urban rail transit system APP, but is not limited thereto.

In some optional embodiments of the present application, all available payment methods and recommendation information for prompting the target object that the payment amount paid by the target payment method is the minimum are presented to the target object.

In the embodiment of the application, the travel information of the target object is firstly acquired, various available payment modes matched with the travel information are determined, wherein the various available payment modes are used for paying the travel fee, then the target payment mode is determined from the various available payment modes, the paid fee of the target payment mode is the minimum, and finally the target payment mode is recommended to the target object, so that the technical problem that a passenger cannot easily determine the most favorable payment mode to pay the travel fee is solved.

Example 2

According to an embodiment of the present application, there is further provided a travel payment method determining apparatus for implementing the travel payment method, as shown in fig. 2, the apparatus at least includes an obtaining module 21, a first determining module 22, a second determining module 23 and a recommending module 24, where:

the obtaining module 21 is configured to obtain travel information of the target object.

Optionally, the obtaining module obtains travel information of the target object from a traffic database, where the travel information of multiple objects is recorded in the traffic database, and the travel information at least includes one of the following: travel time, travel route, travel mode and travel mileage.

The first determining module 22 is configured to determine a plurality of available payment methods matched with the travel information, where the plurality of available payment methods are used for paying the travel fee.

Optionally, the determining, by the first determining module, a plurality of available payment methods matched with the travel information includes:

when the travel information is matched with the first type of ticket products, determining the available payment mode comprises the following steps: the first payment method is used for paying the travel expense by using the first type of ticket products, wherein the first type of ticket products correspond to a first use time period and a first travel route, and the travel expense is not calculated when the first type of ticket products are used;

when the travel information is matched with the second class of ticket products, determining the available payment mode comprises the following steps: a second payment mode for paying the travel expense by using a second type of ticket product, wherein the second type of ticket product corresponds to a second use time period, a second travel route and use times, and one-time use times are deducted when the second type of ticket product is used;

The first type of ticket products may be referred to as regular type products, the second type of ticket products may be referred to as counting type products, and the third type of ticket products may be referred to as wallet type products.

A second determining module 23, configured to determine a target payment method from the plurality of available payment methods, wherein the target payment method pays the least amount.

Optionally, in order to make the target object pay the least travel fee, the target payment method may be determined from a plurality of available payment methods by the second determining module, and the specific implementation may be as follows: when the available payment mode comprises a first payment mode, determining the first payment mode as a target payment mode; when the available payment modes do not comprise the first payment mode and comprise the second payment mode and the third payment mode at the same time, determining a target payment mode from the second payment mode and the third payment mode; and when only the third payment mode is included in the available payment modes, determining the third payment mode as a target payment mode.

Specifically, when a passenger takes track traffic once and pays travel fees, the passenger firstly checks whether a regular product is purchased under the passenger account, and if so, the regular product is preferentially used to pay the travel fees; if the passenger account does not contain the regular products, checking whether the passenger account simultaneously purchases the counting products and the wallet products, and if the account simultaneously contains the two ticket products, determining the most favorable ticket product from the two ticket products to pay the travel cost; if the passenger account has no regular products or counting products, the travel cost is paid by using the wallet products.

In some optional embodiments of the present application, the target payment method is determined from the second payment method and the third payment method, and the specific implementation may be according to the following rules:

determining a first fee paid when the target object purchases the second type of ticket products, and determining a second fee corresponding to the first time when the second type of ticket products are used on the basis of the first fee and the use times;

Specifically, there are multiple preferential payment activities in the official payment channel of the urban rail transit system, and based on the multiple preferential payment activities and the trip mileage of the target object, the third fee to be paid when using the third class of ticket products is determined, and the third fee can be determined in the following manner: calculating a fourth fee to be paid based on the trip mileage of the target object; calculating a fifth fee to be paid after each preferential activity is combined with the fourth fee; the smallest fifth fee among the plurality of fifth fees is determined as the third fee.

The common preferential activities of the third type of ticket products are the following two types:

the method comprises the following steps that discount coupons/red packets are deducted, namely coupons or red packets are issued through an official payment channel, partial expenses can be deducted through the coupons or the red packets when trip expenses are paid, and the rest expenses are paid through a bank card online payment mode, a third party payment platform mode and the like, for example, when passengers pay the trip expenses through a two-dimensional bus code of an urban rail transit system APP, 2-element discount coupons are arranged under the APP account, so when the trip expenses of the passengers are larger than 2 elements, partial trip expenses can be deducted through the 2-element discount coupons when the used trip expenses are paid, and the rest expenses can be paid through other money under the account; when the travel cost of the passenger is less than or equal to 2 yuan, the passenger can directly use the coupon to deduct the travel cost;

In some optional embodiments of the present application, when the passenger has a preferential event in the account of the third type of ticket product, and the passenger also purchases the second type of ticket product, the target payment method may specifically be determined by the following steps:

s1, determining first cost paid when a counting product is purchased in a passenger account, and calculating second cost required to be paid when the counting product is used once according to the first cost and the using times corresponding to the counting product;

s2, calculating fourth cost required to be paid by the trip of the passenger based on the trip mileage, simultaneously acquiring preferential activities corresponding to the wallet type products under the account of the passenger, calculating a plurality of fifth costs of the fourth cost under a plurality of different preferential activities, and determining the minimum one of the fifth costs as a third cost;

s3, when the average second cost of the counted products paid once is not more than the final third cost paid by the wallet products, determining that the second payment mode is a target payment mode, and automatically deducting the number of times of one-time use of the counted products by the system;

and S4, when the second cost paid by the counting products at one time is smaller than the third cost paid by the wallet products at last, the third payment mode is determined to be a target payment mode, and the system can calculate the travel cost required to be paid according to the wallet products.

Optionally, the passenger registers and opens a rail transit riding account at a client of the urban rail transit system, and can purchase regular products, counting products and wallet products through the client. When only wallet products exist under a passenger account, the system can bind the payment mode of the passenger according to the relevant information recorded into the passenger, such as the payment modes of coupons, red parcels and the like issued by the passenger by using the balance under the account of the client, the bound bank card or the payment channel of the client, and the client can also provide the function of setting payment preference for the passenger, namely the system can inquire the payment preference of the passenger when the passenger pays for the first time. If the passenger does not set the payment sequence, the sequence is defaulted; if the passenger has set up the payment preference, the system can pay the trip expense according to the payment preference that the passenger set up, still can monitor whether passenger's actual payment custom is unanimous with the preference that sets up, if inconsistent, then the suggestion passenger will change the payment preference.

And the recommending module 24 is used for recommending a target payment mode to the target object.

Optionally, the recommendation module displays all available payment methods and recommendation information to the target object, and the recommendation information is used for prompting the target object that the payment cost of the target payment method is the minimum.

It should be noted that, in the embodiment of the present application, each module in the device for determining a travel cost payment method corresponds to each implementation step of the method for determining a travel cost payment method in embodiment 1 one to one, and since the detailed description has been already made in embodiment 1, details that are not partially represented in this embodiment may refer to embodiment 1, and are not described herein again.

Example 3

According to an embodiment of the present application, a nonvolatile storage medium is further provided, where the nonvolatile storage medium includes a stored program, and when the program runs, a device in which the nonvolatile storage medium is located is controlled to execute the method for determining a trip fee payment method in embodiment 1.

According to an embodiment of the present application, there is also provided an electronic device, including: a memory in which a computer program is stored, and a processor configured to execute the travel fare payment means determination method in embodiment 1 when the computer program is run.

According to an embodiment of the present application, there is further provided a processor configured to execute a program, where the program executes the method for determining a travel fee payment method in embodiment 1 when running

Optionally, the program executes when executing the following steps: acquiring travel information of a target object; determining a plurality of available payment modes matched with the trip information, wherein the plurality of available payment modes are used for paying trip expenses; determining a target payment mode from a plurality of available payment modes, wherein the target payment mode has the least payment fee; and recommending a target payment mode to the target object.

Optionally, the program executes when executing the following steps: acquiring travel information of a target object; determining a plurality of available payment modes matched with the trip information, wherein the plurality of available payment modes are used for paying trip expenses; determining a target payment mode from a plurality of available payment modes, wherein the target payment mode has the least payment cost; and recommending a target payment mode to the target object.

The above-mentioned serial numbers of the embodiments of the present application are merely for description and do not represent the merits of the embodiments.

In the embodiments of the present application, the descriptions of the respective embodiments have respective emphasis, and for parts that are not described in detail in a certain embodiment, reference may be made to the related descriptions of other embodiments.

In the embodiments provided in the present application, it should be understood that the disclosed technology can be implemented in other ways. The above-described apparatus embodiments are merely illustrative, and for example, the division of the units may be a logical division, and in actual implementation, there may be another division, for example, multiple units or components may be combined or may be integrated into another system, or some features may be omitted, or may not be executed. In addition, the shown or discussed mutual coupling or direct coupling or communication connection may be an indirect coupling or communication connection through some interfaces, units or modules, and may be in an electrical or other form.

The units described as separate parts may or may not be physically separate, and parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of units. Some or all of the units can be selected according to actual needs to achieve the purpose of the solution of the embodiment.

In addition, functional units in the embodiments of the present application may be integrated into one processing unit, or each unit may exist alone physically, or two or more units are integrated into one unit. The integrated unit may be implemented in the form of hardware, or may also be implemented in the form of a software functional unit.

The integrated unit, if implemented in the form of a software functional unit and sold or used as a stand-alone product, may be stored in a computer readable storage medium. Based on such understanding, the technical solution of the present application may be substantially implemented or contributed to by the prior art, or all or part of the technical solution may be embodied in a software product, which is stored in a storage medium and includes instructions for causing a computer device (which may be a personal computer, a server, or a network device) to execute all or part of the steps of the method according to the embodiments of the present application. And the aforementioned storage medium includes: a U-disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a removable hard disk, a magnetic or optical disk, and other various media capable of storing program codes.

The foregoing is only a preferred embodiment of the present application and it should be noted that those skilled in the art can make several improvements and modifications without departing from the principle of the present application, and these improvements and modifications should also be considered as the protection scope of the present application.

Claims

1. A travel expense payment method is characterized by comprising the following steps:

acquiring travel information of a target object;

determining a plurality of available payment methods matched with the trip information, wherein the plurality of available payment methods are used for paying trip expenses;

determining a target payment mode from the plurality of available payment modes, wherein the target payment mode has the least payment fee;

and recommending the target payment mode to the target object.

2. The method of claim 1, wherein obtaining travel information of the target object comprises:

obtaining travel information of the target object from a traffic database, wherein the travel information of a plurality of objects is recorded in the traffic database, and the travel information at least comprises one of the following items: travel time, travel route, travel mode and travel mileage.

3. The method of claim 1, wherein determining a plurality of available payment methods that match the travel information comprises:

when the travel information is matched with the first type of ticket products, determining the available payment mode comprises the following steps: a first payment mode for paying the travel fee by using the first type of ticket products, wherein the first type of ticket products correspond to a first use time period and a first travel route, and the travel fee is not calculated when the first type of ticket products are used;

when the travel information is matched with a second type of ticket products, determining the available payment mode comprises the following steps: a second payment mode for paying the travel expense by using the second type of ticket products, wherein the second type of ticket products correspond to a second use time period, a second travel route and use times, and the use times are deducted once when the second type of ticket products are used;

determining the available payment means comprises: and a third payment mode for paying the travel expense by using a third class of ticket products, wherein when the third class of ticket products are used, the travel expense is calculated on the basis of the travel mileage of the target object.

4. The method of claim 3, wherein determining a target payment method from the plurality of available payment methods comprises:

when the available payment mode comprises the first payment mode, determining that the first payment mode is the target payment mode;

when the first payment mode is not included in the available payment modes and the second payment mode and the third payment mode are included at the same time, determining the target payment mode from the second payment mode and the third payment mode;

and when the available payment modes only comprise the third payment mode, determining that the third payment mode is the target payment mode.

5. The method of claim 4, wherein determining the target payment method from the second payment method and the third payment method comprises:

determining a first fee paid by the target object when the target object purchases the second type of ticket products, and determining a second fee corresponding to one-time use of the second type of ticket products based on the first fee and the use times;

obtaining preferential activities of the third class of ticket products, and determining third cost needing to be paid when the third class of ticket products are used based on the preferential activities and the trip mileage of the target object;

when the second fee is not more than the third fee, determining that the second payment mode is the target payment mode;

and when the second fee is larger than the third fee, determining that the third payment mode is the target payment mode.

6. The method of claim 5, wherein the offer is a plurality of offers, and determining a third fee to be paid for using the third category of ticketing products based on the offer and the trip mileage of the target subject comprises:

calculating a fourth fee to be paid based on the trip mileage of the target object;

calculating a fifth fee to be paid after each preferential activity is combined with the fourth fee;

determining a smallest fifth fee of the plurality of fifth fees as the third fee.

7. The method of claim 1, wherein recommending the target payment method to the target object comprises:

and displaying all the available payment modes and recommendation information to the target object, wherein the recommendation information is used for prompting the target object that the payment cost of the target payment mode is the minimum.

8. A travel fare payment means determination device, comprising:

the acquisition module is used for acquiring the travel information of the target object;

the first determining module is used for determining a plurality of available payment modes matched with the trip information, wherein the plurality of available payment modes are used for paying trip expenses;

a second determination module, configured to determine a target payment method from the plurality of available payment methods, where the target payment method pays the least amount;

and the recommending module is used for recommending the target payment mode to the target object.

9. A non-volatile storage medium, comprising a stored program, wherein when the program runs, the non-volatile storage medium is controlled to execute the method for determining the travel payment method according to any one of claims 1 to 7.

10. An electronic device, comprising: a memory in which a computer program is stored, and a processor configured to execute the travel fare payment method determination method according to any one of claims 1 to 7 by the computer program.