CN114782032A - 数字人民币支付方法、硬钱包及可读存储介质 - Google Patents
数字人民币支付方法、硬钱包及可读存储介质 Download PDFInfo
- Publication number
- CN114782032A CN114782032A CN202210404041.1A CN202210404041A CN114782032A CN 114782032 A CN114782032 A CN 114782032A CN 202210404041 A CN202210404041 A CN 202210404041A CN 114782032 A CN114782032 A CN 114782032A
- Authority
- CN
- China
- Prior art keywords
- payment
- digital
- digital rmb
- rmb
- agency
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
- 238000000034 method Methods 0.000 title claims abstract description 38
- 230000007246 mechanism Effects 0.000 claims abstract description 44
- 230000008676 import Effects 0.000 claims description 9
- 238000012795 verification Methods 0.000 claims description 8
- 238000012011 method of payment Methods 0.000 claims 2
- 238000010586 diagram Methods 0.000 description 9
- 238000004590 computer program Methods 0.000 description 7
- 238000004891 communication Methods 0.000 description 6
- 238000012986 modification Methods 0.000 description 5
- 230000004048 modification Effects 0.000 description 5
- 238000010276 construction Methods 0.000 description 4
- 230000006870 function Effects 0.000 description 4
- 238000012545 processing Methods 0.000 description 4
- 238000011161 development Methods 0.000 description 2
- 238000004519 manufacturing process Methods 0.000 description 2
- 238000012546 transfer Methods 0.000 description 2
- 238000012544 monitoring process Methods 0.000 description 1
- 230000003287 optical effect Effects 0.000 description 1
- 230000008569 process Effects 0.000 description 1
- 238000012163 sequencing technique Methods 0.000 description 1
- 230000001960 triggered effect Effects 0.000 description 1
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F3/00—Input arrangements for transferring data to be processed into a form capable of being handled by the computer; Output arrangements for transferring data from processing unit to output unit, e.g. interface arrangements
- G06F3/01—Input arrangements or combined input and output arrangements for interaction between user and computer
- G06F3/048—Interaction techniques based on graphical user interfaces [GUI]
- G06F3/0481—Interaction techniques based on graphical user interfaces [GUI] based on specific properties of the displayed interaction object or a metaphor-based environment, e.g. interaction with desktop elements like windows or icons, or assisted by a cursor's changing behaviour or appearance
- G06F3/0482—Interaction with lists of selectable items, e.g. menus
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3821—Electronic credentials
- G06Q20/38215—Use of certificates or encrypted proofs of transaction rights
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Computer Security & Cryptography (AREA)
- General Engineering & Computer Science (AREA)
- Human Computer Interaction (AREA)
- Computer Networks & Wireless Communication (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
Description
Claims (10)
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CN202210404041.1A CN114782032A (zh) | 2022-04-18 | 2022-04-18 | 数字人民币支付方法、硬钱包及可读存储介质 |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CN202210404041.1A CN114782032A (zh) | 2022-04-18 | 2022-04-18 | 数字人民币支付方法、硬钱包及可读存储介质 |
Publications (1)
Publication Number | Publication Date |
---|---|
CN114782032A true CN114782032A (zh) | 2022-07-22 |
Family
ID=82430401
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
CN202210404041.1A Pending CN114782032A (zh) | 2022-04-18 | 2022-04-18 | 数字人民币支付方法、硬钱包及可读存储介质 |
Country Status (1)
Country | Link |
---|---|
CN (1) | CN114782032A (zh) |
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2024046453A1 (zh) * | 2022-09-01 | 2024-03-07 | 中国人民银行数字货币研究所 | 交易方法、硬件钱包开立方法、装置和设备 |
-
2022
- 2022-04-18 CN CN202210404041.1A patent/CN114782032A/zh active Pending
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2024046453A1 (zh) * | 2022-09-01 | 2024-03-07 | 中国人民银行数字货币研究所 | 交易方法、硬件钱包开立方法、装置和设备 |
Similar Documents
Publication | Publication Date | Title |
---|---|---|
CN104081425B (zh) | 基于电子支票的付款系统 | |
CN107909331A (zh) | 保单处理方法、装置、计算机设备及可读存储介质 | |
CN111986022A (zh) | 基于区块链的交易限额处理方法、系统及各节点 | |
CN105989485B (zh) | 一种业务管理方法和装置 | |
CN112580306A (zh) | 生成保函的方法及装置 | |
CN113256403A (zh) | 基于区块链和5g消息的个人小额贷款方法、装置及系统 | |
CN113065622A (zh) | 一种业务办理方法、终端及服务器 | |
CN112116482A (zh) | 基于区块链的融资数据处理方法及装置 | |
CN114782032A (zh) | 数字人民币支付方法、硬钱包及可读存储介质 | |
CN113688362A (zh) | 身份证信息安全处理方法及装置 | |
CN113450093B (zh) | 基于锥体区块链的数字零钱钱包实时共识认证方法及系统 | |
CN113129006B (zh) | 医疗支付系统及方法 | |
CN113159935B (zh) | 基于区块链的待办业务处理方法及装置 | |
CN115293753A (zh) | 基于智能路由的远程支付方法、终端、装置、系统及介质 | |
CN114926166A (zh) | 用户消费信息处理方法及装置 | |
CN114066451A (zh) | 管理资金交易的方法和系统、电子设备 | |
CN113129138A (zh) | 一种基于区块链的5g消息的银行卡自动还贷方法及系统 | |
CN108573446B (zh) | 银行卡认证方法、装置、设备及可读存储介质 | |
JP5179201B2 (ja) | 確認サーバ、取引端末、プログラム、取引システム及び本人確認方法 | |
CA2993256C (en) | Electronic certificate issuing method, apparatus, and system | |
JP7507834B2 (ja) | 取引管理プログラム、取引管理方法、及び取引管理システム | |
CN110738481B (zh) | 数字资产托管风险控制方法、设备和存储介质 | |
WO2024176952A1 (ja) | 金銭取引システム、情報端末、コンピュータープログラムおよび金銭取引方法 | |
JP2011008679A (ja) | 資金移動処理サーバ | |
CN114971608A (zh) | 基于第三方授权的支付方法及装置 |
Legal Events
Date | Code | Title | Description |
---|---|---|---|
PB01 | Publication | ||
PB01 | Publication | ||
SE01 | Entry into force of request for substantive examination | ||
SE01 | Entry into force of request for substantive examination | ||
TA01 | Transfer of patent application right |
Effective date of registration: 20240328 Address after: 518100 phase ii-101, Zhengtong Electronic Industrial Park, 3 Tongguan Avenue, Tianliao community, Yutang street, Guangming District, Shenzhen City, Guangdong Province Applicant after: SHENZHEN ZHENGTONG ELECTRONICS Co.,Ltd. Country or region after: China Applicant after: SHENZHEN ZHENGTONG KINGSEE TECH Co.,Ltd. Applicant after: Shenzhen Financial Technology Research Institute (Financial Technology Research Institute of the people's Bank of China) Address before: 518100 phase ii-101, Zhengtong Electronic Industrial Park, 3 Tongguan Avenue, Tianliao community, Yutang street, Guangming District, Shenzhen City, Guangdong Province Applicant before: SHENZHEN ZHENGTONG ELECTRONICS Co.,Ltd. Country or region before: China Applicant before: SHENZHEN ZHENGTONG KINGSEE TECH Co.,Ltd. |
|
TA01 | Transfer of patent application right |