CN110942309A - Payment method and device, order processing method and device and payment server - Google Patents

Payment method and device, order processing method and device and payment server Download PDF

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Publication number
CN110942309A
CN110942309A CN201911122411.7A CN201911122411A CN110942309A CN 110942309 A CN110942309 A CN 110942309A CN 201911122411 A CN201911122411 A CN 201911122411A CN 110942309 A CN110942309 A CN 110942309A
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CN
China
Prior art keywords
payment
information
order
server
remittance
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201911122411.7A
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Chinese (zh)
Inventor
叶延超
魏鸿焱
孙为强
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Reach Best Technology Co Ltd
Beijing Dajia Internet Information Technology Co Ltd
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Reach Best Technology Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Reach Best Technology Co Ltd filed Critical Reach Best Technology Co Ltd
Priority to CN201911122411.7A priority Critical patent/CN110942309A/en
Publication of CN110942309A publication Critical patent/CN110942309A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409Device specific authentication in transaction processing
    • G06Q20/4093Monitoring of device authentication

Abstract

The disclosure relates to a payment method and device, an order processing method and device, a payment server, a terminal, a service server and a storage medium. Wherein, a payment method comprises the following steps: receiving payment related information sent by a client, wherein the payment related information comprises payment order information; inquiring remittance data in a database according to the payment related information; and paying the payment order corresponding to the payment order information based on the inquired matched remittance data. According to the embodiment of the disclosure, by receiving the payment related information sent by the client, inquiring remittance data in the database according to the payment related information, and paying the payment order corresponding to the payment order information based on the inquired matched remittance data, online payment can be realized, the applicability is strong, and by matching the remittance data, the fault tolerance of the remittance data and the payment order can be improved, and the success rate of payment is high.

Description

Payment method and device, order processing method and device and payment server
Technical Field
The present disclosure relates to the field of communications, and in particular, to a payment method and apparatus, an order processing method and apparatus, a payment server, a terminal, a service server, and a storage medium.
Background
Electronic commerce is a direct product of internet explosion-type development and is a brand new development direction of network technology application. Electronic commerce generally refers to a novel business operation mode in which a buyer and a seller conduct various business activities without conspiracy under an open network environment of the internet, and the online shopping of consumers, the online transaction and the online electronic payment among merchants, various business activities, transaction activities, financial activities and related comprehensive service activities are realized.
In the related art, the online payment provided by the payment platform only supports part of banks, so that the online payment cannot be realized, the applicability is poor, errors are easy to occur when orders are placed at present, the fault tolerance is poor, and the payment success rate is low.
Disclosure of Invention
The disclosure provides a payment method and device, an order processing method and device, a payment server, a terminal, a service server and a storage medium, which are used for at least solving the problems of poor fault tolerance and low payment success rate in the related technology. The technical scheme of the disclosure is as follows:
according to a first aspect of the embodiments of the present disclosure, there is provided a payment method applied to a payment server, the payment method including:
receiving payment related information sent by a client, wherein the payment related information comprises payment order information;
inquiring remittance data in a database according to the payment related information;
and paying the payment order corresponding to the payment order information based on the inquired matched remittance data.
In one embodiment, the payment-related information further includes remittance information input by the user;
the querying remittance data in a database according to the payment related information includes:
extracting verification information from the remittance information, wherein the verification information comprises a remittance card number, money and a virtual card number;
and inquiring the remittance data in the database according to the verification information.
In one embodiment, the payment related information further comprises user identity information and remittance information input by the user;
the querying remittance data in a database according to the payment related information includes:
matching the user identity information input by the user with pre-stored user identity information;
if the two are matched successfully, extracting verification information from the remittance information, wherein the verification information comprises a remittance card number, money and a virtual card number;
and inquiring the remittance data in the database according to the verification information.
In one embodiment, said querying remittance data in a database based on said payment-related information comprises:
obtaining target verification information corresponding to the payment order according to the payment order information;
and inquiring the remittance data in the database according to the target verification information.
In an embodiment, before receiving the payment-related information sent by the client, the payment method further includes:
receiving a payment order generation request sent by a business server, wherein the payment order generation request is used for generating a payment order;
and generating a payment order according to the payment order generation request, and returning the payment order information to the client through a service server.
In one embodiment, the payment method further comprises:
and storing information related to the payment order according to the payment order generation request, wherein the information related to the payment order comprises payment configuration information for displaying a payment page by the client.
In one embodiment, the payment method further comprises:
and configuring different virtual card numbers for different types of services according to the card number configuration information, wherein all the virtual card numbers are associated with the same entity card number.
According to a second aspect of the embodiments of the present disclosure, there is provided a payment method, applied to a client, including:
displaying a payment page;
receiving a target payment mode selected by a user on the payment page, and sending payment related information to a payment server, wherein the payment related information comprises payment order information, and the payment related information is used for inquiring remittance data in a database by the payment server and paying a payment order corresponding to the payment order information based on the inquired matched remittance data;
and receiving a payment result returned by the payment server after the payment is carried out based on the inquired matched remittance data.
In an embodiment, when the target payment method selected by the user on the payment page is received, the payment method further includes:
receiving remittance information input by the user;
wherein the payment-related information further includes the remittance information.
In an embodiment, when the target payment method selected by the user on the payment page is received, the payment method further includes: receiving user identity information and remittance information input by the user;
wherein the payment-related information further includes the user identity information and the remittance information.
In one embodiment, before the displaying the payment page, the payment method further comprises:
sending an order submitting request to a business server, wherein the order submitting request is used for the business server to generate a business order;
and receiving the payment order information returned by the service server, wherein the payment order information is generated after the payment server receives a payment order generation request sent by the service server, and the payment order generation request is sent by the service server after the service server generates the service order.
In an embodiment, the payment order generation request carries information related to the payment order corresponding to the payment order information, where the information includes payment configuration information.
In one embodiment, the displaying the payment page includes:
obtaining the payment configuration information from the payment server;
displaying the payment page based on the payment configuration information.
In an embodiment, a virtual card number and first prompt information are displayed on the payment page, where the first prompt information is used to prompt the user to remit to the virtual card number, and the virtual card number corresponds to a service type associated with the payment order information.
In an embodiment, verification information and second prompt information are displayed on the payment page, the verification information includes a random code, and the second prompt information is used for prompting the user to remit money by using the random code.
According to a third aspect of the embodiments of the present disclosure, there is provided an order processing method applied to a service server, where the order processing method includes:
receiving an order submitting request sent by a client, and generating a business order according to the order submitting request;
sending a payment order generation request to a payment server according to the service order, wherein the payment order generation request is used for the payment server to generate a payment order;
and receiving payment order information returned by the payment server according to the payment order generation request, and returning the payment order information to a client.
In an embodiment, the payment order generation request carries information related to the payment order, and the information related to the payment order includes payment configuration information for the client to display a payment page.
In one embodiment, the order processing method further includes:
and receiving the user identity information sent by the client and storing the user identity information.
According to a fourth aspect of the embodiments of the present disclosure, there is provided a payment apparatus applied to a payment server, the payment apparatus including:
the system comprises a first receiving module, a second receiving module and a third receiving module, wherein the first receiving module is configured to receive payment related information sent by a client, and the payment related information comprises payment order information;
a query module configured to query remittance data in a database according to the payment-related information received by the first receiving module;
and the payment module is configured to pay the payment order corresponding to the payment order information based on the matched remittance data inquired by the inquiry module.
In one embodiment, the payment-related information further includes remittance information input by the user;
the query module comprises:
a first extraction sub-module configured to extract verification information from the money transfer information, the verification information including a money transfer card number, an amount, and a virtual card number;
a first query sub-module configured to query the remittance data in the database according to the verification information extracted by the first extraction sub-module.
In one embodiment, the payment related information further comprises user identity information and remittance information input by the user;
the query module comprises:
a matching sub-module configured to match the user identity information input by the user with pre-stored user identity information;
a second extraction sub-module configured to extract verification information from the money transfer information if the matching sub-module determines that the matching of the two is successful, the verification information including a money transfer card number, an amount and a virtual card number;
a second query submodule configured to query the remittance data in the database according to the verification information extracted by the second extraction submodule.
In one embodiment, the query module comprises:
the obtaining sub-module is configured to obtain target verification information of a corresponding payment order according to the payment order information;
a third query sub-module configured to query the remittance data in the database according to the target verification information obtained by the obtaining sub-module.
In one embodiment, the payment device further comprises:
the second receiving module is configured to receive a payment order generation request sent by a service server before the first receiving module receives payment related information sent by a client, wherein the payment order generation request is used for generating a payment order;
and the generation and return module is configured to generate a payment order according to the payment order generation request received by the second receiving module and return the payment order information to the client through a service server.
In one embodiment, the payment device further comprises:
a saving module configured to save information related to the payment order according to the payment order generation request received by the second receiving module, wherein the information related to the payment order includes payment configuration information for the client to display a payment page.
In one embodiment, the payment device further comprises:
a configuration module configured to configure different virtual card numbers for different types of services according to card number configuration information before the first extraction sub-module or the second extraction sub-module extracts the verification information from the remittance information, wherein all the virtual card numbers are associated with the same entity card number.
According to a fifth aspect of the embodiments of the present disclosure, there is provided a payment apparatus, applied to a client, including:
a display module configured to display a payment page;
the receiving and sending module is configured to receive a target payment mode selected by the user on the payment page displayed by the display module and send payment related information to a payment server, wherein the payment related information comprises payment order information, the payment related information is used for inquiring remittance data in a database by the payment server and paying a payment order corresponding to the payment order information based on the inquired matched remittance data;
and the first receiving module is configured to receive a payment result returned after the payment server carries out payment based on the inquired matched remittance data.
In one embodiment, the payment device further comprises:
the second receiving module is configured to receive remittance information input by the user when the transceiving module receives the target payment mode selected by the user on the payment page;
wherein the payment-related information further includes the remittance information.
In one embodiment, the payment device further comprises:
the third receiving module is configured to receive user identity information and remittance information input by the user when the transceiving module receives the target payment mode selected by the user on the payment page;
wherein the payment-related information further includes the user identity information and the remittance information.
In one embodiment, the payment device further comprises:
the sending module is configured to send an order submitting request to a business server before the display module displays a payment page, wherein the order submitting request is used for the business server to generate a business order;
a fourth receiving module, configured to receive the payment order information returned by the service server, where the payment order information is generated by the payment server after receiving a payment order generation request sent by the service server, and the payment order generation request is sent by the service server after generating the service order according to the order submission request sent by the sending module.
In an embodiment, the payment order generation request carries information related to the payment order corresponding to the payment order information, where the information includes payment configuration information.
In one embodiment, the display module includes:
an acquisition submodule configured to acquire the payment configuration information from the payment server;
a display sub-module configured to display the payment page based on the payment configuration information acquired by the acquisition sub-module.
In an embodiment, a virtual card number and first prompt information are displayed on the payment page, where the first prompt information is used to prompt the user to remit to the virtual card number, and the virtual card number corresponds to a service type associated with the payment order information.
In an embodiment, verification information and second prompt information are displayed on the payment page, the verification information includes a random code, and the second prompt information is used for prompting the user to remit money by using the random code.
According to a sixth aspect of the embodiments of the present disclosure, there is provided an order processing apparatus applied to a service server, the order processing apparatus including:
the receiving and generating module is configured to receive an order submitting request sent by a client and generate a business order according to the order submitting request;
a sending module configured to send a payment order generation request to a payment server according to the service order generated by the receiving and generating module, wherein the payment order generation request is used for the payment server to generate a payment order;
and the receiving and returning module is configured to receive payment order information returned by the payment server according to the payment order generation request sent by the sending module, and return the payment order information to a client.
In an embodiment, the payment order generation request carries information related to the payment order, and the information related to the payment order includes payment configuration information for the client to display a payment page.
In one embodiment, the order processing apparatus further includes:
and the receiving and storing module is configured to receive the user identity information sent by the client and store the user identity information before the sending module sends the payment order generation request.
According to a seventh aspect of embodiments of the present disclosure, there is provided a payment server, including:
a processor;
a memory for storing the processor-executable instructions;
wherein the processor is configured to execute the instructions to implement the payment method described above.
According to an eighth aspect of embodiments of the present disclosure, there is provided a terminal, including:
a processor;
a memory for storing the processor-executable instructions;
wherein the processor is configured to execute the instructions to implement the payment method described above.
According to a ninth aspect of the embodiments of the present disclosure, there is provided a service server, including:
a processor;
a memory for storing the processor-executable instructions;
wherein the processor is configured to execute the instructions to implement the order processing method.
According to a tenth aspect of embodiments of the present disclosure, there is provided a storage medium having instructions that, when executed by a processor of a payment server, enable the payment server to perform the above-described payment method.
According to an eleventh aspect of embodiments of the present disclosure, there is provided a storage medium having instructions that, when executed by a processor of a terminal, enable the terminal to perform the above-described payment method.
According to a twelfth aspect of the embodiments of the present disclosure, there is provided a storage medium, wherein instructions in the storage medium, when executed by a processor of a service server, enable the service server to execute the above order processing method.
The technical scheme provided by the embodiment of the disclosure at least brings the following beneficial effects:
the payment server receives the payment related information sent by the client, inquires remittance data in the database according to the payment related information, and pays the payment order corresponding to the payment order information based on the inquired matched remittance data, so that the online payment can be realized, the applicability is strong, the fault tolerance of the remittance data and the payment order can be improved by matching the remittance data, and the payment success rate is high.
The client receives the target payment mode selected by the user on the payment page and sends the payment related information to the payment server, so that the payment server inquires remittance data in the database and carries out payment based on the inquired matched remittance data, online payment can be realized, the applicability is strong, the fault tolerance of the remittance data and a payment order can be improved by matching the remittance data, and the payment success rate is high.
The service server sends a payment order generation request to the payment server according to the service order, receives payment order information returned by the payment server according to the payment order generation request, and returns the payment order information to the client, thereby providing conditions for subsequent payment based on the payment order information.
It is to be understood that both the foregoing general description and the following detailed description are exemplary and explanatory only and are not restrictive of the disclosure.
Drawings
The accompanying drawings, which are incorporated in and constitute a part of this specification, illustrate embodiments consistent with the present disclosure and, together with the description, serve to explain the principles of the disclosure and are not to be construed as limiting the disclosure.
Fig. 1 is a flow chart illustrating a payment method according to an exemplary embodiment of the present disclosure.
Fig. 2 is a flow chart illustrating another payment method according to an exemplary embodiment of the present disclosure.
Fig. 3 is a flowchart illustrating an order processing method according to an exemplary embodiment of the present disclosure.
Fig. 4 is a signaling flow diagram illustrating a payment method according to an exemplary embodiment of the present disclosure.
Fig. 5 is a signaling flow diagram illustrating another payment method according to an exemplary embodiment of the present disclosure.
Fig. 6 is a block diagram of a payment device shown in an exemplary embodiment of the present disclosure.
Fig. 7 is a block diagram of another payment device shown in an exemplary embodiment of the present disclosure.
Fig. 8 is a block diagram of another payment device shown in an exemplary embodiment of the present disclosure.
Fig. 9 is a block diagram of another payment device shown in an exemplary embodiment of the present disclosure.
Fig. 10 is a block diagram of another payment device shown in an exemplary embodiment of the present disclosure.
Fig. 11 is a block diagram of another payment device shown in an exemplary embodiment of the present disclosure.
Fig. 12 is a block diagram of another payment device shown in an exemplary embodiment of the present disclosure.
Fig. 13 is a block diagram of another payment device shown in an exemplary embodiment of the present disclosure.
Fig. 14 is a block diagram of another payment device shown in an exemplary embodiment of the present disclosure.
Fig. 15 is a block diagram of another payment device shown in an exemplary embodiment of the present disclosure.
Fig. 16 is a block diagram of another payment device shown in an exemplary embodiment of the present disclosure.
Fig. 17 is a block diagram of another payment device shown in an exemplary embodiment of the present disclosure.
Fig. 18 is a block diagram of an order processing apparatus according to an exemplary embodiment of the present disclosure.
Fig. 19 is a block diagram illustrating another order processing apparatus according to an exemplary embodiment of the present disclosure.
Fig. 20 is a block diagram of a payment server shown in an exemplary embodiment of the present disclosure.
Fig. 21 is a block diagram of a terminal shown in an exemplary embodiment of the present disclosure.
Fig. 22 is a block diagram of a service server according to an exemplary embodiment of the present disclosure.
Fig. 23 is a block diagram of an apparatus suitable for a payment method according to an exemplary embodiment of the present disclosure.
Fig. 24 is a block diagram of an apparatus suitable for an order processing method according to an exemplary embodiment of the present disclosure.
Detailed Description
In order to make the technical solutions of the present disclosure better understood by those of ordinary skill in the art, the technical solutions in the embodiments of the present disclosure will be clearly and completely described below with reference to the accompanying drawings.
It should be noted that the terms "first," "second," and the like in the description and claims of the present disclosure and in the above-described drawings are used for distinguishing between similar elements and not necessarily for describing a particular sequential or chronological order. It is to be understood that the data so used is interchangeable under appropriate circumstances such that the embodiments of the disclosure described herein are capable of operation in sequences other than those illustrated or otherwise described herein. The implementations described in the exemplary embodiments below are not intended to represent all implementations consistent with the present disclosure. Rather, they are merely examples of apparatus and methods consistent with certain aspects of the present disclosure, as detailed in the appended claims.
Fig. 1 is a flowchart illustrating a payment method according to an exemplary embodiment of the present disclosure, where the payment method is applied to a payment server, as shown in fig. 1, and includes the following steps:
in step S101, payment related information sent by the client is received, where the payment related information includes payment order information.
In this embodiment, after the user purchases goods or services through the client, the client displays a payment page, and after the user selects a payment method on the payment page, the client sends payment related information to the payment server, and the payment server receives the payment related information.
The payment related information may include, but is not limited to, payment order information, which may include, but is not limited to, a payment order number, and the like.
In step S102, remittance data in the database is queried according to the payment-related information.
In step S103, the payment order corresponding to the payment order information is paid based on the inquired and matched remittance data.
In this embodiment, the payment-related information may also include remittance information entered by the user. After receiving remittance information and payment order information input by a user, the payment server can extract verification information from the remittance information, wherein the verification information can comprise remittance card numbers, money and virtual card numbers, inquires remittance data in a database according to the verification information, and then pays for a payment order corresponding to the payment order information based on the matched remittance data.
According to the embodiment, the payment is carried out based on the matched remittance data, the online payment can be realized, the applicability is strong, the fault tolerance of the remittance data and the payment order can be improved by matching the remittance data, and the payment success rate is high.
Optionally, in this embodiment, the payment-related information may further include user identity information and remittance information input by the user.
The payment server receives the payment order information, the user identity information and the remittance information input by the user, matches the user identity information input by the user with the prestored user identity information, extracts verification information from the remittance information if the user identity information and the prestored user identity information are successfully matched, inquires remittance data in the database according to the verification information, and pays the payment order identified by the payment order information based on the matched remittance data. Wherein, the pre-stored user identity information is provided by the service server.
According to the embodiment, before the remittance data is matched for payment, the user identity information is matched, so that the payment safety is improved.
The virtual card number is associated with the entity card number, one entity card number can be associated with a plurality of virtual card numbers, and different virtual card numbers correspond to different service types, so that service isolation can be realized, fund security is improved, and data checking is convenient.
Optionally, the payment method may further include: and configuring different virtual card numbers for different types of services according to the card number configuration information, wherein all the virtual card numbers are associated with the same entity card number.
After receiving the payment order information, the payment server may obtain target verification information corresponding to the payment order based on the payment order information, and query remittance data in the database according to the target verification information, for example, may extract the verification information from a remittance digest of the remittance data, and if verification information matching the target verification information is queried, perform payment based on the remittance data corresponding to the matching verification information. The check information may include, but is not limited to, a random code.
The users may include, but are not limited to, enterprise users.
In the embodiment, the payment related information sent by the client is received, the remittance data in the database is inquired according to the payment related information, the payment order corresponding to the payment order information is paid based on the inquired matched remittance data, online payment can be realized, the applicability is strong, the fault tolerance of the remittance data and the payment order can be improved by matching the remittance data, and the payment success rate is high.
Fig. 2 is a flowchart illustrating another payment method according to an exemplary embodiment of the disclosure, which is described in terms of a client, and as shown in fig. 2, the payment method may include:
in step S201, a payment page is displayed.
Wherein, a plurality of payment modes are displayed on the payment page.
In this embodiment, the payment page may be displayed by obtaining payment configuration information from the payment server and based on the payment configuration information.
The payment configuration information may include, but is not limited to, information such as payment method and amount.
In step S202, a target payment method selected by the user on the payment page is received, and payment related information is sent to the payment server, where the payment related information includes payment order information, where the payment related information is used for the payment server to query remittance data in the database, and pay the payment order corresponding to the payment order information based on the queried matching remittance data.
Wherein, the target payment mode is bank remittance payment.
After the user selects bank remittance payment on the payment page, the client may receive remittance information input by the user and transmit payment-related information including remittance information and payment order information to the payment server.
The payment order information may include, but is not limited to, a payment order number, etc.
Preferably, after the user selects bank remittance payment at the payment page, the client may receive user identification information and remittance information input by the user and transmit payment-related information including the user identification information, the remittance information and the payment order information to the payment server. The user identity information is used for matching the user identity information when the payment server pays, and therefore payment safety is improved.
Alternatively, after the user selects a bank remittance payment at the payment page, the client may transmit payment-related information including payment order information to the payment server.
In step S203, a payment result returned by the payment server after making payment based on the inquired matching remittance data is received.
After receiving the payment related information, the payment server may query the matched remittance data based on the payment related information, perform payment based on the queried matched remittance data, and then return a payment result to the client.
In the embodiment, the target payment mode selected by the user on the payment page is received, and the payment related information is sent to the payment server, so that the payment server inquires remittance data in the database and carries out payment based on the inquired matched remittance data, the online payment can be realized, the applicability is strong, the fault tolerance of the remittance data and the payment order can be improved by matching the remittance data, and the payment success rate is high.
Fig. 3 is a flowchart illustrating an order processing method according to an exemplary embodiment of the disclosure, which is described in the context of a business server, and as shown in fig. 3, the order processing method includes:
in step S301, an order submission request sent by the client is received, and a service order is generated according to the order submission request.
Optionally, the enterprise user may enter user identity information through the client before purchasing the goods or services, and the client may send the user identity information to the business server after receiving the user identity information. And the service server receives the user identity information sent by the client and stores the user identity information.
In step S302, a payment order generation request is sent to the payment server according to the service order, and the payment order generation request is used for the payment server to generate a payment order.
The payment order generation request may carry information related to the payment order, and the information related to the payment order may include, but is not limited to, payment configuration information for displaying a payment page by the client.
In addition, the information related to the payment order can also comprise user identity information, so that the payment server can match the user identity information during payment conveniently, and the payment safety is improved.
In step S303, the payment order information returned by the payment server according to the payment order generation request is received, and the payment order information is returned to the client.
The payment server can generate a payment order and returns payment order information to the service server after receiving the payment order generation request, and the service server returns the payment order information to the client after receiving the payment order information.
In the embodiment, the payment order generation request is sent to the payment server according to the service order, the payment order information returned by the payment server according to the payment order generation request is received, and the payment order information is returned to the client, so that conditions are provided for the subsequent payment based on the payment order information.
Fig. 4 is a signaling flow diagram of a payment method according to an exemplary embodiment of the disclosure, which is described from the perspective of interaction among a client, a service server, and a payment server, as shown in fig. 4, the payment method may include:
in step S401, the client transmits an order submission request to the service server.
In step S402, the service server receives an order submission request sent by the client, and generates a service order according to the order submission request.
In step S403, the service server sends a payment order generation request to the payment server according to the service order.
The payment order generation request carries information related to a payment order corresponding to the payment order information, and the information may include payment configuration information and user identity information.
In step S404, the payment server receives the payment order generation request sent by the service server, and generates a payment order according to the payment order generation request.
The payment server can generate a payment order after receiving a payment order generation request sent by the service server, and distributes a virtual card number for the payment order according to the corresponding service type.
In addition, the payment server may store information related to the payment order according to the payment order generation request, extract payment configuration information and user identity information therefrom, and store the payment configuration information and the user identity information.
In step S405, the payment server returns payment order information to the service server.
The payment order information may be a payment order number.
In step S406, the service server returns payment order information to the client.
In step S407, the client displays a payment page.
The client may display the payment page by obtaining payment configuration information from the payment server and based on the payment configuration information.
The payment page is displayed with a virtual card number, first prompt information and a plurality of payment modes, wherein the first prompt information is used for prompting a user to remit to the virtual card number, and the virtual card number corresponds to the service type associated with the payment related information.
In step S408, the client receives the target payment method selected by the user on the payment page, and receives remittance information and user identity information input by the user.
Wherein, the target payment mode is bank remittance payment.
In step S409, the client transmits remittance information, user identity information, and payment order information to the payment server.
In step S410, the payment server matches the user identity information input by the user with the pre-stored user identity information, and when the matching is successful, queries the matched remittance data according to the remittance card number, amount and virtual card number in the remittance information, and pays the payment order identified by the payment order information based on the matched remittance data.
Wherein querying the matched money transfer data according to the money transfer card number, amount, and virtual card number in the money transfer information may include: and extracting the remittance card number, the money amount and the virtual card number from the remittance information, synchronously remittance data from the bank server, and inquiring the matched remittance data according to the remittance card number, the money amount and the virtual card number.
In step S411, the payment server returns a payment result to the client.
According to the embodiment, when the user identity information input by the user is matched with the pre-stored user identity information, the matched remittance data is inquired, the payment safety can be improved, the virtual card number is used when the matched remittance data is inquired, the service isolation is realized, the fund safety is improved, the data is convenient to check, meanwhile, the payment order is paid based on the matched remittance data, and the fault tolerance rate and the payment success rate can be improved.
Fig. 5 is a signaling flow diagram of a payment method according to an exemplary embodiment of the disclosure, which is described from the perspective of interaction among a client, a service server, and a payment server, as shown in fig. 5, the payment method may include:
in step S501, the client sends an order submission request to the service server.
In step S502, the service server receives an order submission request sent by the client, and generates a service order according to the order submission request.
In step S503, the service server transmits a payment order generation request to the payment server according to the service order.
The payment order generation request carries information related to a payment order corresponding to the payment order information, and the information comprises payment configuration information.
In step S504, the payment server receives the payment order generation request sent by the service server, and generates a payment order according to the payment order generation request.
The payment server may generate the payment order after receiving the payment order generation request sent by the service server.
In addition, the payment server may store information related to the payment order according to the payment order generation request, extract payment configuration information therefrom, and store the payment configuration information.
In step S505, the payment server returns payment order information to the service server.
The payment order information may be a payment order number.
In step S506, the service server returns payment order information to the client.
In step S507, the client displays a payment page.
The client may display the payment page by obtaining payment configuration information from the payment server and based on the payment configuration information.
The payment page is displayed with verification information, second prompt information and a plurality of payment modes, the verification information comprises a random code, and the second prompt information is used for prompting a user to remit money by using the random code. The user may place the random code in the money transfer digest when the user uses the random code to transfer money.
In step S508, the client receives the target payment method selected by the user on the payment page.
Wherein, the target payment mode is bank remittance payment.
In step S509, the client transmits payment order information to the payment server.
In step S510, the payment server obtains target verification information corresponding to the payment order based on the payment order information, synchronizes remittance data from the bank server, extracts verification information from the remittance digest of the remittance data, and if verification information matching the target verification information is inquired, performs payment based on the remittance data corresponding to the inquired verification information.
The check information may be a random code. That is, the payment server matches the random code of the payment order with the random code of the remittance digest and makes payment when the two match.
In step S511, the payment server returns a payment result to the client.
In the above embodiment, the target verification information corresponding to the payment order is obtained based on the payment order information, the remittance data is synchronized from the bank server, the verification information is extracted from the remittance abstract of the remittance data, and if the verification information matched with the target verification information is inquired, the payment is performed based on the remittance data corresponding to the inquired verification information, so that the fault tolerance rate and the payment success rate can be improved.
Fig. 6 is a block diagram of a payment device shown in an exemplary embodiment of the present disclosure. Referring to fig. 6, the apparatus includes: a first receiving module 61, a query module 62 and a payment module 63.
The first receiving module 61 is configured to receive payment-related information sent by the client, where the payment-related information includes payment order information.
The query module 62 is configured to query remittance data in the database based on the payment-related information received by the first receiving module 61.
The payment module 63 is configured to pay the payment order corresponding to the payment order information based on the matching remittance data queried by the query module 62.
Fig. 7 is a block diagram of another payment apparatus according to an exemplary embodiment of the disclosure, as shown in fig. 7, and based on the embodiment shown in fig. 6, the payment-related information may further include remittance information input by the user, and the query module 62 may include:
the first extraction sub-module 621 is configured to extract verification information from the money transfer information, including the money transfer card number, the amount, and the virtual card number.
The first query sub-module 622 is configured to query the remittance data in the database based on the verification information extracted by the first extraction sub-module 621.
Fig. 8 is a block diagram of another payment apparatus according to an exemplary embodiment of the disclosure, as shown in fig. 7, and based on the embodiment shown in fig. 6, the payment-related information may further include user identification information and remittance information input by the user, and the query module 62 may include:
the matching sub-module 623 is configured to match user identity information input by the user with pre-stored user identity information.
The second extraction sub-module 624 is configured to extract verification information from the money transfer information, including the money transfer card number, the amount, and the virtual card number, if the matching sub-module 623 determines that the two match is successful.
The second query submodule 625 is configured to query the remittance data in the database based on the verification information extracted by the second extraction submodule 624.
Fig. 9 is a block diagram of another payment apparatus according to an exemplary embodiment of the disclosure, and as shown in fig. 9, on the basis of the embodiment shown in fig. 6, the query module 62 may include:
the obtaining sub-module 626 is configured to obtain target validation information for the corresponding payment order based on the payment order information.
The third query sub-module 627 is configured to query the remittance data in the database based on the target verification information obtained by the obtaining sub-module 626.
Fig. 10 is a block diagram of another payment apparatus according to an exemplary embodiment of the disclosure, and as shown in fig. 10, the payment apparatus may further include, based on the embodiments shown in fig. 7 to 9:
the second receiving module 64 is configured to receive a payment order generation request sent by the service server before the first receiving module 61 receives the payment-related information sent by the client, where the payment order generation request is used for generating a payment order.
The generation returning module 65 is configured to generate a payment order according to the payment order generation request received by the second receiving module 64, and return payment order information to the client through the service server.
Fig. 11 is a block diagram of another payment apparatus according to an exemplary embodiment of the disclosure, and as shown in fig. 11, the payment apparatus may further include, based on the embodiment shown in fig. 10:
the saving module 65 is configured to save the information related to the payment order according to the payment order generation request received by the second receiving module 64, wherein the information related to the payment order includes payment configuration information for the client to display a payment page.
Fig. 12 is a block diagram of another payment apparatus according to an exemplary embodiment of the disclosure, and as shown in fig. 12, the payment apparatus may further include, based on the embodiment shown in fig. 7 or fig. 8:
the configuration module 66 is configured to configure different virtual card numbers for different types of services according to the card number configuration information before the first extraction sub-module 621 or the second extraction sub-module 625 extracts the verification information from the remittance information, and all the virtual card numbers are associated with the same physical card number.
In the embodiment, the payment related information sent by the client is received, the matched information is inquired based on the payment related information, and the payment is carried out based on the inquired matched information, so that the online payment can be realized, the applicability is strong, the fault tolerance of remittance data and a payment order can be improved by matching remittance data, and the payment success rate is high.
Fig. 13 is a block diagram of a payment device shown in an exemplary embodiment of the present disclosure. Referring to fig. 13, the apparatus includes:
the display module 131 is configured to display a payment page.
The transceiver module 132 is configured to receive a target payment method selected by a user on a payment page displayed by the display module 131, and send payment-related information to the payment server, where the payment-related information includes payment order information, and the payment-related information is used for the payment server to query remittance data in the database and pay a payment order corresponding to the payment order information based on the queried matching remittance data.
The first receiving module 133 is configured to receive a payment result returned after the payment server makes payment based on the inquired matched remittance data.
Fig. 14 is a block diagram of another payment apparatus according to an exemplary embodiment of the disclosure, and as shown in fig. 14, the payment apparatus may further include, based on the embodiment shown in fig. 13:
the second receiving module 134 is configured to receive remittance information input by the user when the transceiving module 132 receives the target payment method selected by the user on the payment page.
Wherein the payment-related information further comprises remittance information.
Fig. 15 is a block diagram of another payment apparatus according to an exemplary embodiment of the disclosure, and as shown in fig. 15, the payment apparatus may further include, based on the embodiment shown in fig. 13:
the third receiving module 135 is configured to receive the user identity information and the remittance information input by the user when the transceiving module 132 receives the target payment method selected by the user on the payment page.
Wherein the payment-related information further includes user identity information and remittance information.
Fig. 16 is a block diagram of another payment apparatus according to an exemplary embodiment of the disclosure, and as shown in fig. 16, the payment apparatus may further include, based on the embodiments shown in fig. 13 to 15:
the sending module 134 is configured to send an order submission request to the service server before the display module 131 displays the payment page, the order submission request being used for the service server to generate a service order.
The fourth receiving module 135 is configured to receive payment order information returned by the service server, where the payment order information is generated by the payment server after receiving a payment order generation request sent by the service server, and the payment order generation request is sent by the service server after generating a service order according to an order submission request sent by the sending module 134.
Fig. 17 is a block diagram of another payment apparatus according to an exemplary embodiment of the disclosure, and as shown in fig. 17, on the basis of the embodiment shown in fig. 16, the display module 131 may include:
the obtaining sub-module 1311 is configured to obtain payment configuration information from the payment server.
The display sub-module 1312 is configured to display a payment page based on the payment configuration information acquired by the acquisition sub-module 1311.
According to the embodiment, the target payment mode selected by the user on the payment page is received, the payment related information is sent to the payment server, the payment server inquires the matched information and carries out payment based on the inquired matched information, online payment can be achieved, applicability is strong, fault tolerance of remittance data and a payment order can be improved by matching remittance data, and the payment success rate is high.
Fig. 18 is a block diagram illustrating an order processing apparatus according to an exemplary embodiment of the present disclosure, and as shown in fig. 18, the order processing apparatus includes:
the receiving and generating module 181 is configured to receive an order submission request sent by a client, and generate a business order according to the order submission request.
The sending module 182 is configured to send a payment order generation request to the payment server according to the business order generated by the receiving and generating module 181, where the payment order generation request is used by the payment server to generate a payment order.
The receiving and returning module 183 is configured to receive the payment order information returned by the payment server according to the payment order generation request sent by the sending module 182, and return the payment order information to the client.
Fig. 19 is a block diagram of another order processing apparatus according to an exemplary embodiment of the disclosure, and as shown in fig. 19, on the basis of the embodiment shown in fig. 18, the apparatus may further include:
the receiving and saving module 184 is configured to receive the user identity information sent by the client and save the user identity information before the sending module 182 sends the payment order generation request.
In the embodiment, the payment order generation request is sent to the payment server according to the service order, the payment order information returned by the payment server according to the payment order generation request is received, and the payment order information is returned to the client, so that conditions are provided for the subsequent payment based on the payment order information.
With regard to the apparatus in the above-described embodiment, the specific manner in which each module performs the operation has been described in detail in the embodiment related to the method, and will not be elaborated here.
Fig. 20 is a block diagram of a payment server shown in an exemplary embodiment of the present disclosure. As shown in fig. 20, the service server includes a processor 2010, a memory 2020 for storing instructions executable by the processor 2010; wherein the processor is configured to execute the instructions to implement the payment method. In addition to the processor 2010 and the memory 2020 shown in fig. 20, the payment server may also include other hardware according to the actual function of information transmission, which is not described in detail.
In an exemplary embodiment, a storage medium is also provided that includes instructions, such as the memory 2020 that includes instructions executable by the processor 2010 to perform the payment method described above. Alternatively, the storage medium may be a non-transitory computer readable storage medium, for example, the non-transitory computer readable storage medium may be a ROM, a Random Access Memory (RAM), a CD-ROM, a magnetic tape, a floppy disk, an optical data storage device, and the like.
Fig. 21 is a block diagram of a terminal shown in an exemplary embodiment of the present disclosure. As shown in fig. 21, the terminal includes a processor 2110, a memory 2120 for storing instructions executable by the processor 2110; wherein the processor is configured to execute the instructions to implement the payment method. In addition to the processor 2110 and the memory 2120 shown in fig. 21, the terminal may also include other hardware according to the actual function of information transmission, which is not described in detail.
In an exemplary embodiment, a storage medium comprising instructions, such as memory 2120 comprising instructions executable by processor 2110 to perform the payment method described above, is also provided. Alternatively, the storage medium may be a non-transitory computer readable storage medium, for example, the non-transitory computer readable storage medium may be a ROM, a Random Access Memory (RAM), a CD-ROM, a magnetic tape, a floppy disk, an optical data storage device, and the like.
Fig. 22 is a block diagram of a service server according to an exemplary embodiment of the present disclosure. As shown in fig. 22, the service server includes a processor 2210, a memory 2220 for storing instructions executable by processor 2210; wherein the processor is configured to execute the instructions to implement the order processing method. In addition to the processor 2210 and the memory 2220 shown in fig. 22, the service server may also include other hardware according to the actual function of information transmission, which is not described in detail.
In an exemplary embodiment, a storage medium comprising instructions, such as memory 2220 comprising instructions, executable by processor 2210 to perform the order processing method described above is also provided. Alternatively, the storage medium may be a non-transitory computer readable storage medium, for example, the non-transitory computer readable storage medium may be a ROM, a Random Access Memory (RAM), a CD-ROM, a magnetic tape, a floppy disk, an optical data storage device, and the like.
In an exemplary embodiment, a computer program product is also provided, which, when run on an electronic device, causes the electronic device to perform the above-described payment method.
Fig. 23 is a block diagram illustrating an apparatus suitable for a payment method according to an exemplary embodiment of the present disclosure, and as shown in fig. 23, an embodiment of the present disclosure provides an apparatus 2300 suitable for a payment method, including: radio Frequency (RF) circuit 2310, power supply 2320, processor 2330, memory 2340, input unit 2350, display unit 2360, camera 2370, communication interface 2380, and Wireless Fidelity (Wi-Fi) module 2390. Those skilled in the art will appreciate that the configuration of the apparatus shown in fig. 23 is not intended to be limiting, and that embodiments of the present application provide apparatus that may include more or less components than those shown, or some components in combination, or a different arrangement of components.
The various components of the apparatus 2300 will now be described in detail with reference to fig. 23:
the RF circuit 2310 may be used for receiving and transmitting data during a communication or conversation. In particular, RF circuit 2310, upon receiving downlink data from the base station, sends data to processor 2330 for processing; and in addition, sending the uplink data to be sent to the base station. In general, the RF circuitry 2310 includes, but is not limited to, an antenna, at least one Amplifier, a transceiver, a coupler, a Low Noise Amplifier (LNA), a duplexer, and the like.
In addition, the RF circuit 2310 may also communicate with networks and other devices via wireless communications. The wireless communication may use any communication standard or protocol, including but not limited to Global System for mobile communications (GSM), General Packet Radio Service (GPRS), Code Division Multiple Access (CDMA), Wideband Code Division Multiple Access (WCDMA), Long Term Evolution (LTE), email, Short Messaging Service (SMS), etc.
Wi-Fi technology belongs to short distance wireless transmission technology, and device 2300 can connect with an Access Point (AP) through Wi-Fi module 2390, thereby realizing Access to a data network. The Wi-Fi module 2390 can be used for receiving and transmitting data during communication.
Device 2300 can be physically connected to other devices via communication interface 2380. Optionally, the communication interface 2380 is connected to a communication interface of another device through a cable, so that data transmission between the device 2300 and the other device is realized.
Since in this embodiment of the present application, the device 2300 can implement a communication service to send information to other contacts, the device 2300 needs to have a data transmission function, that is, the device 2300 needs to include a communication module inside. Although fig. 23 illustrates communication modules such as RF circuitry 2310, a Wi-Fi module 2390, and a communication interface 2380, it is to be understood that at least one of the above-described components or other communication modules (e.g., bluetooth modules) for enabling communications may be present in device 2300 for data transfer.
For example, when device 2300 is a cell phone, device 2300 may include RF circuitry 2310 and may also include a Wi-Fi module 2390; when device 2300 is a computer, device 2300 may include communication interface 2380, and may also include Wi-Fi module 2390; when device 2300 is a tablet computer, device 2300 may include a Wi-Fi module.
Memory 2340 may be used to store software programs and modules. Processor 2330 executes various functional applications and data processing of device 2300 by executing software programs and modules stored in memory 2340, and may implement some or all of the processes of fig. 1, fig. 2, fig. 3, and fig. 4 of the embodiments of the present disclosure when processor 2330 executes the program codes in memory 2340.
Alternatively, the memory 2340 may mainly include a program storage area and a data storage area. The storage program area can store an operating system, various application programs (such as communication application), a face recognition module and the like; the storage data area may store data created according to the use of the device (such as various multimedia files like pictures, video files, etc., and face information templates), etc.
Additionally, the memory 2340 may include high-speed random access memory, and may also include non-volatile memory, such as at least one magnetic disk storage device, flash memory device, or other volatile solid-state storage device.
The input unit 2350 may be used to receive numeric or character information input by a user and generate key signal inputs related to user settings and function control of the apparatus 2300.
Optionally, the input unit 2350 may include a touch panel 2351 and other input devices 2352.
Touch panel 2351, also referred to as a touch screen, can collect touch operations by a user on or near touch panel 2351 (e.g., operations by a user on touch panel 2351 or near touch panel 2351 using a finger, a stylus, or any other suitable object or accessory), and drive a corresponding connection device according to a predetermined program. Alternatively, the touch panel 2351 may include two parts of a touch detection device and a touch controller. The touch detection device detects the touch direction of a user, detects a signal brought by touch operation and transmits the signal to the touch controller; touch controller receives touch information from the touch sensing device and converts it to touch point coordinates, which are provided to processor 2330 and can receive and execute commands from processor 2330. In addition, touch panel 2351 may be implemented in various types, such as resistive, capacitive, infrared, and surface acoustic wave.
Optionally, other input devices 2352 may include, but are not limited to, one or more of a physical keyboard, function keys (e.g., volume control keys, switch keys, etc.), a trackball, a mouse, a joystick, and the like.
Display unit 2360 can be used to display information entered by or provided to the user as well as various menus of apparatus 2300. Display unit 2360 is a display system of apparatus 2300, and is used for presenting an interface and implementing human-computer interaction.
The display unit 2360 may include a display panel 2361. Alternatively, the Display panel 2361 may be configured in the form of a Liquid Crystal Display (LCD), an Organic Light-Emitting Diode (OLED), or the like.
Further, touch panel 2351 can cover display panel 2361, and when touch panel 2351 detects a touch operation on or near the touch panel 2351, the touch operation is transmitted to processor 2330 to determine the type of touch event, and then processor 2330 provides a corresponding visual output on display panel 2361 according to the type of touch event.
Although in fig. 23 touch panel 2351 and display panel 2361 are shown as two separate components to implement input and output functions of device 2300, in some embodiments touch panel 2351 may be integrated with display panel 2361 to implement input and output functions of device 2300.
Processor 2330 is the control center for device 2300, connects the various components using various interfaces and lines, performs various functions of device 2300 and processes data by running or executing software programs and/or modules stored in memory 2340 and calling data stored in memory 2340, thereby implementing various device-based services.
Optionally, processor 2330 may include one or more processing units. Optionally, processor 2330 can integrate an application processor that handles operating system, user interface, application programs, etc. and a modem processor that handles wireless communications. It is to be appreciated that the modem processor described above may not be integrated into processor 2330.
And a camera 2370 which is used to implement a photographing function of the apparatus 2300 and to take pictures or videos. The camera 2370 can also be used to implement a scanning function of the apparatus 2300 to scan a scanning object (two-dimensional code/barcode).
The device 2300 also includes a power supply 2320 (e.g., a battery) for powering the various components. Optionally, the power source 2320 may be logically connected to the processor 2330 through a power management system, so that the power management system may manage charging, discharging, power consumption, and the like.
In an exemplary embodiment, the device 2300 may be implemented by one or more Application Specific Integrated Circuits (ASICs), Digital Signal Processors (DSPs), Digital Signal Processing Devices (DSPDs), Programmable Logic Devices (PLDs), Field Programmable Gate Arrays (FPGAs), controllers, micro-controllers, microprocessors or other electronic components for performing the above-described payment methods.
In an exemplary embodiment, a computer program product is also provided, which, when run on an electronic device, causes the electronic device to perform the above-mentioned order processing method.
Fig. 24 is a block diagram of an apparatus suitable for an order processing method according to an exemplary embodiment of the present disclosure, and as shown in fig. 24, an apparatus 2400 suitable for an order processing method according to an exemplary embodiment of the present disclosure includes: radio Frequency (RF) circuit 2410, power supply 2420, processor 2430, memory 2440, input unit 2450, display unit 2460, camera 2470, communication interface 2480, and Wireless Fidelity (Wi-Fi) module 2490. Those skilled in the art will appreciate that the configuration of the apparatus shown in fig. 24 is not intended to be limiting, and that embodiments of the present application provide apparatus that may include more or less components than those shown, or that certain components may be combined, or that a different arrangement of components may be used.
The various components of device 2400 are described in greater detail below with reference to fig. 24:
RF circuit 2410 may be used for receiving and transmitting data during a communication or conversation. In particular, RF circuit 2410, upon receiving downlink data from the base station, sends the received downlink data to processor 2430 for processing; and in addition, sending the uplink data to be sent to the base station. In general, RF circuitry 2410 includes, but is not limited to, an antenna, at least one Amplifier, a transceiver, a coupler, a Low Noise Amplifier (LNA), a duplexer, and the like.
In addition, the RF circuitry 2410 may also communicate with networks and other devices via wireless communications. The wireless communication may use any communication standard or protocol, including but not limited to Global System for mobile communications (GSM), General Packet Radio Service (GPRS), Code Division Multiple Access (CDMA), Wideband Code Division Multiple Access (WCDMA), Long Term Evolution (LTE), email, Short Messaging Service (SMS), etc.
Wi-Fi technology belongs to short-distance wireless transmission technology, and the device 2400 can connect to an Access Point (AP) through a Wi-Fi module 2490, so as to achieve Access to a data network. Wi-Fi module 2490 can be used for data reception and transmission during communication.
Device 2400 may make physical connections with other devices via communications interface 2480. Optionally, the communication interface 2480 is connected to communication interfaces of other devices through a cable, so as to implement data transmission between the device 2400 and other devices.
In this embodiment of the application, the device 2400 may implement a communication service to send information to other contacts, so that the device 2400 needs to have a data transmission function, that is, the device 2400 needs to include a communication module inside. Although fig. 24 illustrates communication modules such as RF circuitry 2410, a Wi-Fi module 2490, and a communication interface 2480, it is to be understood that at least one of the foregoing components, or other communication modules (e.g., bluetooth modules) for enabling communications, are present in device 2400 for data transmission.
For example, when device 2400 is a mobile phone, device 2400 may include RF circuitry 2410 and may also include a Wi-Fi module 2490; when device 2400 is a computer, device 2400 may include communication interface 2480, and may also include Wi-Fi module 2490; when device 2400 is a tablet, device 2400 may include a Wi-Fi module.
The memory 2440 may be used to store software programs and modules. The processor 2430 executes the software programs and modules stored in the memory 2440 to perform various functional applications and data processing of the device 2400, and when the processor 2430 executes the program codes in the memory 2440, part or all of the processes in fig. 1, fig. 2, fig. 3, and fig. 4 of the embodiments of the present disclosure may be implemented.
Alternatively, the memory 2440 may mainly include a program storage area and a data storage area. The storage program area can store an operating system, various application programs (such as communication application), a face recognition module and the like; the storage data area may store data created according to the use of the device (such as various multimedia files like pictures, video files, etc., and face information templates), etc.
In addition, the memory 2440 can include high-speed random access memory, and can also include non-volatile memory, such as at least one magnetic disk storage device, flash memory device, or other volatile solid-state storage device.
The input unit 2450 may be used to receive numeric or character information input by a user and generate key signal inputs related to user settings and function control of the device 2400.
Optionally, the input unit 2450 may include a touch panel 2451 and other input devices 2452.
The touch panel 2451, also referred to as a touch screen, can collect touch operations of a user on or near the touch panel 2451 (for example, operations of the user on or near the touch panel 2451 by using any suitable object or accessory such as a finger or a stylus pen), and drive the corresponding connection device according to a preset program. Alternatively, the touch panel 2451 may include two portions, i.e., a touch detection device and a touch controller. The touch detection device detects the touch direction of a user, detects a signal brought by touch operation and transmits the signal to the touch controller; the touch controller receives touch information from the touch sensing device, converts it to touch point coordinates, and then provides the touch point coordinates to the processor 2430, and can receive and execute commands from the processor 2430. In addition, the touch panel 2451 can be implemented by various types such as a resistive type, a capacitive type, an infrared ray, and a surface acoustic wave.
Alternatively, other input devices 2452 may include, but are not limited to, one or more of a physical keyboard, function keys (e.g., volume control keys, switch keys, etc.), a trackball, a mouse, a joystick, and the like.
Display unit 2460 may be used to display information input by or provided to a user and various menus of device 2400. The display unit 2460 is a display system of the device 2400, and is used for presenting an interface and implementing human-computer interaction.
The display unit 2460 may include a display panel 2461. Alternatively, the Display panel 2461 may be configured in the form of a Liquid Crystal Display (LCD), an Organic Light-Emitting Diode (OLED), or the like.
Further, the touch panel 2451 can cover the display panel 2461, and when the touch panel 2451 detects a touch operation on or near the touch panel 2451, the touch operation is transmitted to the processor 2430 to determine the type of the touch event, and then the processor 2430 provides a corresponding visual output on the display panel 2461 according to the type of the touch event.
Although in fig. 24, the touch panel 2451 and the display panel 2461 are shown as two separate components to implement the input and output functions of the device 2400, in some embodiments, the touch panel 2451 and the display panel 2461 can be integrated to implement the input and output functions of the device 2400.
The processor 2430 is the control center of the device 2400, connects the various components using various interfaces and lines, performs various functions of the device 2400 and processes data by operating or executing software programs and/or modules stored in the memory 2440 and calling data stored in the memory 2440, thereby implementing various services based on the device.
Optionally, processor 2430 may include one or more processing units. Alternatively, processor 2430 may integrate an application processor that handles operating system, user interfaces, application programs, etc. with a modem processor that handles wireless communications. It is to be appreciated that the modem processor described above may not be integrated into processor 2430.
And the camera 2470 is used for realizing the shooting function of the device 2400 and shooting pictures or videos. The camera 2470 may also be used to implement a scanning function of the device 2400 to scan a scanning object (two-dimensional code/barcode).
Device 2400 also includes a power supply 2420 (e.g., a battery) for powering various components. Optionally, the power supply 2420 may be logically connected to the processor 2430 through a power management system, so that the power management system may manage charging, discharging, and power consumption functions.
In an exemplary embodiment, the device 2400 may be implemented by one or more Application Specific Integrated Circuits (ASICs), Digital Signal Processors (DSPs), Digital Signal Processing Devices (DSPDs), Programmable Logic Devices (PLDs), Field Programmable Gate Arrays (FPGAs), controllers, micro-controllers, microprocessors or other electronic components for performing the above-described order processing methods.
Other embodiments of the disclosure will be apparent to those skilled in the art from consideration of the specification and practice of the disclosure disclosed herein. This application is intended to cover any variations, uses, or adaptations of the disclosure following, in general, the principles of the disclosure and including such departures from the present disclosure as come within known or customary practice within the art to which the disclosure pertains. It is intended that the specification and examples be considered as exemplary only, with a true scope and spirit of the disclosure being indicated by the following claims.
It will be understood that the present disclosure is not limited to the precise arrangements described above and shown in the drawings and that various modifications and changes may be made without departing from the scope thereof. The scope of the present disclosure is limited only by the appended claims.

Claims (10)

1. A payment method is applied to a payment server and comprises the following steps:
receiving payment related information sent by a client, wherein the payment related information comprises payment order information;
inquiring remittance data in a database according to the payment related information;
and paying the payment order corresponding to the payment order information based on the inquired matched remittance data.
2. The payment method of claim 1, wherein the payment-related information further comprises remittance information input by a user;
the querying remittance data in a database according to the payment related information includes:
extracting verification information from the remittance information, wherein the verification information comprises a remittance card number, money and a virtual card number;
and inquiring the remittance data in the database according to the verification information.
3. A payment method, applied to a client, comprising:
displaying a payment page;
receiving a target payment mode selected by a user on the payment page, and sending payment related information to a payment server, wherein the payment related information comprises payment order information, and the payment related information is used for inquiring remittance data in a database by the payment server and paying a payment order corresponding to the payment order information based on the inquired matched remittance data;
and receiving a payment result returned by the payment server after the payment is carried out based on the inquired matched remittance data.
4. An order processing method is applied to a business server, and the order processing method comprises the following steps:
receiving an order submitting request sent by a client, and generating a business order according to the order submitting request;
sending a payment order generation request to a payment server according to the service order, wherein the payment order generation request is used for the payment server to generate a payment order;
and receiving payment order information returned by the payment server according to the payment order generation request, and returning the payment order information to a client.
5. A payment device applied to a payment server is characterized by comprising:
the system comprises a first receiving module, a second receiving module and a third receiving module, wherein the first receiving module is configured to receive payment related information sent by a client, and the payment related information comprises payment order information;
a query module configured to query remittance data in a database according to the payment-related information received by the first receiving module;
and the payment module is configured to pay the payment order corresponding to the payment order information based on the matched remittance data inquired by the inquiry module.
6. A payment device, applied to a client, comprising:
a display module configured to display a payment page;
the receiving and sending module is configured to receive a target payment mode selected by the user on the payment page displayed by the display module and send payment related information to a payment server, wherein the payment related information comprises payment order information, the payment related information is used for inquiring remittance data in a database by the payment server and paying a payment order corresponding to the payment order information based on the inquired matched remittance data;
and the first receiving module is configured to receive a payment result returned after the payment server carries out payment based on the inquired matched remittance data.
7. A payment server, comprising:
a processor;
a memory for storing the processor-executable instructions;
wherein the processor is configured to execute the instructions to implement a payment method as claimed in any one of claims 1 to 2.
8. A terminal, comprising:
a processor;
a memory for storing the processor-executable instructions;
wherein the processor is configured to execute the instructions to implement the payment method of claim 3.
9. A storage medium in which instructions, when executed by a processor of a payment server, enable the payment server to perform a payment method as claimed in any one of claims 1 to 2.
10. A storage medium in which instructions, when executed by a processor of a terminal, enable the terminal to perform a payment method as claimed in claim 3.
CN201911122411.7A 2019-11-15 2019-11-15 Payment method and device, order processing method and device and payment server Pending CN110942309A (en)

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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN111612608A (en) * 2020-05-22 2020-09-01 支付宝实验室(新加坡)有限公司 Remittance execution method and device and electronic equipment

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN111612608A (en) * 2020-05-22 2020-09-01 支付宝实验室(新加坡)有限公司 Remittance execution method and device and electronic equipment

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