CN109600714A - A kind of method of payment, terminal and readable storage medium storing program for executing - Google Patents
A kind of method of payment, terminal and readable storage medium storing program for executing Download PDFInfo
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- CN109600714A CN109600714A CN201811415731.7A CN201811415731A CN109600714A CN 109600714 A CN109600714 A CN 109600714A CN 201811415731 A CN201811415731 A CN 201811415731A CN 109600714 A CN109600714 A CN 109600714A
- Authority
- CN
- China
- Prior art keywords
- terminal
- payment
- gathering client
- businessman
- geographical location
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
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Classifications
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
- H04W4/02—Services making use of location information
- H04W4/021—Services related to particular areas, e.g. point of interest [POI] services, venue services or geofences
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/16—Payments settled via telecommunication systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3224—Transactions dependent on location of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W48/00—Access restriction; Network selection; Access point selection
- H04W48/16—Discovering, processing access restriction or access information
Abstract
The embodiment of the invention discloses a kind of methods of payment, are applied to terminal, which comprises obtain the registered address of the gathering client of businessman；Judge the terminal whether close to the gathering client；If close, the geographical location of the terminal is obtained；Judge whether the registered address and the geographical location are in the geographic area of the same preset range；If so, the terminal is authorized to pay the bill the gathering client.The present invention also provides a kind of terminal and readable storage medium storing program for executing, can make user during carrying out mobile payment, accurately judge legal businessman's gathering client, and then the safety for process of guaranteeing payment carries out.
Description
Technical field
The present invention relates to electronic technology field more particularly to a kind of methods of payment, terminal and readable storage medium storing program for executing.
Background technique
With the continuous development of mobile terminal, mobile payment has been increasingly becoming a kind of universal branch in people's consumption life
The mode of paying, such as hotel owner pass through the payment code of gathering client scan mobile terminal, and then collect the correlative charges of user.But
In this means of payment, when the payment code of the consumption presented by mobile terminal due to user, it is easy to not conformed to by other
The gathering client of method sweep taking, and in turn results in wrong payment, leads to the property loss of user.
Summary of the invention
In view of this, the embodiment of the present invention provides a kind of method of payment, terminal and readable storage medium storing program for executing, solves existing skill
The unsafe problem of mobile payment in art scheme.
To solve the above problems, being applied to terminal the present invention provides a kind of method of payment, which comprises obtain
The registered address of the gathering client of businessman；Judge the terminal whether close to the gathering client；If close, institute is obtained
State the geographical location of terminal；Judge whether the registered address and the geographical location are in the geographic region of the same preset range
In domain；If so, the terminal is authorized to pay the bill the gathering client.
Optionally, the step of registered address of the gathering client for obtaining businessman includes: the quotient according to the businessman
The industrial and commercial registration information of number search businessman；The note of the gathering client of the businessman is judged according to the industrial and commercial registration information
Volume address.
Optionally, described to judge whether the terminal specifically includes close to the step of gathering client: described in judgement
Whether terminal with the gathering client is connected into the same local area network；If so, judging the terminal close to the gathering visitor
Family end.
Optionally, described to judge the step of whether terminal is connected into the same local area network with gathering client packet
It includes: scanning the facility information in the local area network that the terminal is connected into；If the facility information includes the gathering client-side information,
Then judge that the terminal and the gathering client are connected into the same local area network.
Optionally, the gathering client includes scanning port, and the scanning port is described to sentence for emitting flying spot
Whether the terminal of breaking specifically includes close to the step of gathering client: judging whether the terminal receives the scanning
Ray；If so, judging the terminal close to the gathering client.
Optionally, the step of geographical location for obtaining the terminal includes: the positioning system for starting the terminal；Base
The geographical location of the terminal is obtained in the positioning system.
Optionally, described to judge whether the registered address and the geographical location are in the geography of the same preset range
Step in region includes: using the registered address as the center of circle, and the preset range is that radius determines a border circular areas；Judgement
Whether the geographical location of the terminal falls into the border circular areas；If so, judging the registered address and the geographical position
It sets in the geographic area in the same preset range.
Optionally, the step of authorization terminal pays the bill to the gathering client includes: the control end
End display payment two dimensional code.
Further, the present invention also provides a kind of terminals, including processor, memory and communication bus；The storage
Device, for storing payment program；The communication bus is for realizing the connection communication between processor and memory；The processing
Device is for the step of executing method of payment as described above.
Further, the present invention also provides a kind of readable storage medium storing program for executing, the readable storage medium storing program for executing be stored with one or
The multiple programs of person, one or more of programs can be executed by one or more processor, to realize as above any one institute
The step of method of payment stated.
By implementing above scheme, it can make user during carrying out mobile payment, it is legal accurately to judge
Businessman collect money client, and then process of guaranteeing payment safety carry out.
Detailed description of the invention
In attached drawing (it is not necessarily drawn to scale), similar appended drawing reference can describe phase in different views
As component.Similar reference numerals with different letter suffix can indicate the different examples of similar component.Attached drawing with example and
Unrestricted mode generally shows each embodiment discussed herein.
A kind of hardware structural diagram of Fig. 1 mobile terminal of each embodiment to realize the present invention；
Fig. 2 is a kind of communications network system architecture diagram provided in an embodiment of the present invention；
Fig. 3 is a kind of flow diagram of method of payment provided in an embodiment of the present invention；
Fig. 4 is a kind of module diagram of terminal of the present invention；
Fig. 5 is that a kind of terminal of the present invention forms structural schematic diagram.
Specific embodiment
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete
Site preparation description.
1 describe to realize the mobile terminal of each embodiment of the present invention with reference to the drawings.In subsequent description, make
With the suffix for indicating such as " module ", " component " or " unit " of element only for being conducive to explanation of the invention,
There is no specific meanings for body.Therefore, " module " can be used mixedly with " component ".
Mobile terminal can be implemented in a variety of manners.For example, terminal described in the present invention may include such as moving
It is phone, smart phone, laptop, digit broadcasting receiver, personal digital assistant (PDA), tablet computer (PAD), portable
The fixation of the mobile terminal of formula multimedia player (PMP), navigation device etc. and such as number TV, desktop computer etc.
Terminal.Hereinafter it is assumed that terminal is mobile terminal.However, it will be understood by those skilled in the art that in addition to being used in particular for mobile mesh
Element except, the construction of embodiment according to the present invention can also apply to the terminal of fixed type.
Fig. 1 to realize the present invention the mobile terminal of each embodiment hardware configuration signal.
Referring to Fig. 1, a kind of hardware structural diagram of its mobile terminal of embodiment to realize the present invention, the movement is whole
End 100 may include: RF (RadioFrequency, radio frequency) unit 101, WiFi module 102, audio output unit 103, A/V
(audio/video) input unit 104, sensor 105, display unit 106, user input unit 107, terminal unit 108, storage
The components such as device 109, processor 110 and power supply 111.It will be understood by those skilled in the art that mobile terminal shown in Figure 2
Structure does not constitute the restriction to mobile terminal, and mobile terminal may include than illustrating more or fewer components, or combination
Certain components or different component layouts.
It is specifically introduced below with reference to all parts of the Fig. 1 to mobile terminal:
Radio frequency unit 101 can be used for receiving and sending messages or communication process in, signal sends and receivees, specifically, by base station
Downlink information receive after, to processor 110 handle；In addition, the data of uplink are sent to base station.In general, radio frequency unit 101
Including but not limited to antenna, at least one amplifier, transceiver, coupler, low-noise amplifier, duplexer etc..In addition, penetrating
Frequency unit 101 can also be communicated with network and other equipment by wireless communication.Any communication can be used in above-mentioned wireless communication
Standard or agreement, including but not limited to GSM (Global System of Mobile communication, global system for mobile telecommunications
System), GPRS (General Packet Radio Service, general packet radio service), CDMA2000 (Code
Division Multiple Access2000, CDMA 2000), WCDMA (Wide band Code Division
Multiple Access, wideband code division multiple access), TD-SCDMA (Time Division-Synchronous Code
Division Multiple Access, TD SDMA), FDD-LTE (Frequency Division
Duplexing-Long Term Evolution, frequency division duplex long term evolution) and TDD-LTE (Time Division
Duplexing-Long Term Evolution, time division duplex long term evolution) etc..
WiFi belongs to short range wireless transmission technology, and mobile terminal can help user to receive and dispatch electricity by WiFi module 102
Sub- mail, browsing webpage and access streaming video etc., it provides wireless broadband internet access for user.Although Fig. 2 shows
Go out WiFi module 102, but it is understood that, and it is not belonging to must be configured into for mobile terminal, it completely can be according to need
It to omit within the scope of not changing the essence of the invention.
Audio output unit 103 can be in call signal reception pattern, call mode, record mould in mobile terminal 100
When under the isotypes such as formula, speech recognition mode, broadcast reception mode, by radio frequency unit 101 or WiFi module 102 it is received or
The audio data stored in memory 109 is converted into audio signal and exports to be sound.Moreover, audio output unit 103
Audio output relevant to the specific function that mobile terminal 100 executes can also be provided (for example, call signal receives sound, disappears
Breath receives sound etc.).Audio output unit 103 may include loudspeaker, buzzer etc..
A/V input unit 104 is for receiving audio or video signal.A/V input unit 104 may include graphics processor
(Graphics Processing Unit, GPU) 1041 and microphone 1042, graphics processor 1041 is in video acquisition mode
Or the image data of the static images or video obtained in image capture mode by image capture apparatus (such as camera) carries out
Reason.Treated, and picture frame may be displayed on display unit 106.Through graphics processor 1041, treated that picture frame can be deposited
Storage is sent in memory 109 (or other storage mediums) or via radio frequency unit 101 or WiFi module 102.Mike
Wind 1042 can connect in telephone calling model, logging mode, speech recognition mode etc. operational mode via microphone 1042
Quiet down sound (audio data), and can be audio data by such acoustic processing.Audio that treated (voice) data can
To be converted to the format output that can be sent to mobile communication base station via radio frequency unit 101 in the case where telephone calling model.
Microphone 1042 can be implemented various types of noises elimination (or inhibition) algorithms and send and receive sound to eliminate (or inhibition)
The noise generated during frequency signal or interference.
Mobile terminal 100 further includes at least one sensor 105, such as optical sensor, motion sensor and other biographies
Sensor.Specifically, optical sensor includes ambient light sensor and proximity sensor, wherein ambient light sensor can be according to environment
The light and shade of light adjusts the brightness of display panel 1061, and proximity sensor can close when mobile terminal 100 is moved in one's ear
Display panel 1061 and/or backlight.As a kind of motion sensor, accelerometer sensor can detect in all directions (general
For three axis) size of acceleration, it can detect that size and the direction of gravity when static, can be used to identify the application of mobile phone posture
(such as horizontal/vertical screen switching, dependent game, magnetometer pose calibrating), Vibration identification correlation function (such as pedometer, percussion) etc.；
The fingerprint sensor that can also configure as mobile phone, pressure sensor, iris sensor, molecule sensor, gyroscope, barometer,
The other sensors such as hygrometer, thermometer, infrared sensor, details are not described herein.
Display unit 106 is for showing information input by user or being supplied to the information of user.Display unit 106 can wrap
Display panel 1061 is included, liquid crystal display (Liquid Crystal Display, LCD), Organic Light Emitting Diode can be used
Forms such as (Organic Light-Emitting Diode, OLED) configure display panel 1061.
User input unit 107 can be used for receiving the number or character information of input, and generate the use with mobile terminal
Family setting and the related key signals input of function control.Specifically, user input unit 107 may include touch panel 1071 with
And other input equipments 1072.Touch panel 1071, also referred to as touch screen collect the touch operation of user on it or nearby
(for example user uses any suitable objects or attachment such as finger, stylus on touch panel 1071 or in touch panel 1071
Neighbouring operation), and corresponding attachment device is driven according to preset formula.Touch panel 1071 may include touch detection
Two parts of device and touch controller.Wherein, the touch orientation of touch detecting apparatus detection user, and detect touch operation band
The signal come, transmits a signal to touch controller；Touch controller receives touch information from touch detecting apparatus, and by it
It is converted into contact coordinate, then gives processor 110, and order that processor 110 is sent can be received and executed.In addition, can
To realize touch panel 1071 using multiple types such as resistance-type, condenser type, infrared ray and surface acoustic waves.In addition to touch panel
1071, user input unit 107 can also include other input equipments 1072.Specifically, other input equipments 1072 can wrap
It includes but is not limited in physical keyboard, function key (such as volume control button, switch key etc.), trace ball, mouse, operating stick etc.
It is one or more, specifically herein without limitation.
Further, touch panel 1071 can cover display panel 1061, when touch panel 1071 detect on it or
After neighbouring touch operation, processor 110 is sent to determine the type of touch event, is followed by subsequent processing device 110 according to touch thing
The type of part provides corresponding visual output on display panel 1061.Although in Fig. 2, touch panel 1071 and display panel
1061 be the function that outputs and inputs of realizing mobile terminal as two independent components, but in certain embodiments, it can
The function that outputs and inputs of mobile terminal is realized so that touch panel 1071 and display panel 1061 is integrated, is not done herein specifically
It limits.
Terminal unit 108 be used as at least one external device (ED) connect with mobile terminal 100 can by terminal.For example,
External device (ED) may include wired or wireless headphone port, external power supply (or battery charger) port, wired or nothing
Line data port, memory card port, the port for connecting the device with identification module, audio input/output (I/O) end
Mouth, video i/o port, ear port etc..Terminal unit 108 can be used for receiving the input from external device (ED) (for example, number
It is believed that breath, electric power etc.) and the input received is transferred to one or more elements in mobile terminal 100 or can be with
For transmitting data between mobile terminal 100 and external device (ED).
Memory 109 can be used for storing software program and various data.Memory 109 can mainly include storing program area
The storage data area and, wherein storing program area can (such as the sound of application program needed for storage program area, at least one function
Sound playing function, image player function etc.) etc.；Storage data area can store according to mobile phone use created data (such as
Audio data, phone directory etc.) etc..In addition, memory 109 may include high-speed random access memory, it can also include non-easy
The property lost memory, a for example, at least disk memory, flush memory device or other volatile solid-state parts.
Processor 110 is the control centre of mobile terminal, utilizes each of various terminals and the entire mobile terminal of connection
A part by running or execute the software program and/or module that are stored in memory 109, and calls and is stored in storage
Data in device 109 execute the various functions and processing data of mobile terminal, to carry out integral monitoring to mobile terminal.Place
Managing device 110 may include one or more processing units；Preferably, processor 110 can integrate application processor and modulatedemodulate is mediated
Manage device, wherein the main processing operation system of application processor, user interface and application program etc., modem processor is main
Processing wireless communication.It is understood that above-mentioned modem processor can not also be integrated into processor 110.
Mobile terminal 100 can also include the power supply 111 (such as battery) powered to all parts, it is preferred that power supply 111
Can be logically contiguous by power-supply management system and processor 110, to realize management charging by power-supply management system, put
The functions such as electricity and power managed.
Mobile terminal 100 as shown in Figure 1 may be constructed such that using via frame or grouping send data it is all if any
Line and wireless communication system and satellite-based communication system operate.
Referring now to Fig. 2 description communication system that wherein mobile terminal according to the present invention can operate.
Different air interface and/or physical layer can be used in such communication system.For example, used by communication system
Air interface includes such as frequency division multiple access (FDMA), time division multiple acess (TDMA), CDMA (CDMA) and universal mobile communications system
System (UMTS) (particularly, long term evolution (LTE)), global system for mobile communications (GSM) etc..As non-limiting example, under
The description in face is related to cdma communication system, but such introduction is equally applicable to other types of system.
Referring to Fig. 2, Fig. 2 is a kind of communications network system architecture diagram provided in an embodiment of the present invention, the communication network system
System is the LTE system of universal mobile communications technology, which includes UE (User Equipment, the use of successively communication connection
Family equipment) (the land Evolved UMTS Terrestrial Radio Access Network, evolved UMTS 201, E-UTRAN
Ground wireless access network) 202, EPC (Evolved Packet Core, evolved packet-based core networks) 203 and operator IP operation
204。
Specifically, UE201 can be above-mentioned terminal 100, and details are not described herein again.
E-UTRAN202 includes eNodeB2021 and other eNodeB2022 etc..Wherein, eNodeB2021 can be by returning
Journey (backhaul) (such as X2 interface) is connect with other eNodeB2022, and eNodeB2021 is connected to EPC203,
ENodeB2021 can provide the access of UE201 to EPC203.
EPC203 may include MME (Mobility Management Entity, mobility management entity) 2031, HSS
(Home Subscriber Server, home subscriber server) 2032, other MME2033, SGW (Serving Gate Way,
Gateway) 2034, PGW (PDN Gate Way, grouped data network gateway) 2035 and PCRF (Policy and
Charging Rules Function, policy and rate functional entity) 2036 etc..Wherein, MME2031 be processing UE201 and
The control node of signaling, provides carrying and connection management between EPC203.HSS2032 is all to manage for providing some registers
Such as the function of home location register (not shown) etc, and preserves some related service features, data rates etc. and use
The dedicated information in family.All customer data can be sent by SGW2034, and PGW2035 can provide the IP of UE 201
Address distribution and other functions, PCRF2036 are strategy and the charging control strategic decision-making of business data flow and IP bearing resource
Point, it selects and provides available strategy and charging control decision with charge execution function unit (not shown) for strategy.
IP operation 204 may include internet, Intranet, IMS (IP Multimedia Subsystem, IP multimedia
System) or other IP operations etc..
Although above-mentioned be described by taking LTE system as an example, those skilled in the art should know the present invention is not only
Suitable for LTE system, be readily applicable to other wireless communication systems, such as GSM, CDMA2000, WCDMA, TD-SCDMA with
And the following new network system etc., herein without limitation.
Based on above-mentioned mobile terminal hardware configuration and communication system, each embodiment of the present invention is proposed.
The embodiment of the present invention provides a kind of method of payment, application terminal.Referring to shown in Fig. 3, this method includes following step
It is rapid:
Step S301, the registered address of the gathering client of businessman is obtained.
Specifically, the terminal preferably can be above-mentioned mobile terminal, thus it is possible to vary variform, such as can be tool
There are the terminals such as the mobile phone (mobile phone), iPad, notebook of touch function.
Terminal is also referred to as terminal device, is the equipment for being in network outermost in computer network, is mainly used for user information
Input and the output of processing result etc..In early stage computer system, due to main frame valuableness, a host
Multiple terminals can be generally configured, these terminals itself do not have computing capability, only undertake the work of information input output, operation
It is completed with processing by host.In the personal computer epoch, personal computer can run the program of referred to as terminal emulator
To imitate the work of a terminal.With the development of mobile network, mobile terminal (such as mobile phone, PAD) has obtained widely answering
With.At this point, terminal can not only undertake the work of input and output, while also can be carried out certain operation and processing, realize that part is
System function.
Mobile terminal refers to the equipment that can be used on the move, broad sense say including mobile phone, notebook, tablet computer,
POS machine, or even including vehicle-mounted computer.But refer to mobile phone or the intelligent hand with a variety of application functions in most cases
Machine and tablet computer.As network and technology are towards the development in more and more broadband direction, Mobile Communication Industry will trend
The real mobile message epoch.On the other hand, with the rapid development of integrated circuit technique, the processing capacity of mobile terminal is
Have powerful processing capacity, mobile terminal becomes an integrated information processing platform from simple call tool.This
Also more wide development space is increased to mobile terminal.Mobile terminal is as simple communication equipment with Mobile Communication Development
The history of existing decades.Mobile intelligent terminal is almost changed into the crucial entrance of Internet service between a flash and mainly creates
New platform, new media, e-commerce and information service platform, Internet resources, mobile network resource and environmental interaction resource
Most important hinge, operating system and processor chips even become the strategy system of current entire information and communication technology (ICT) industry
High point.Mobile intelligent terminal can be referred to as intelligent terminal, and mobile intelligent terminal possesses access the Internet capability, usually carry each
Kind operating system can customize various functions according to user demand.In life common intelligent terminal include mobile intelligent terminal,
Vehicle intelligent terminal, smart television, wearable device etc..
In the present embodiment, the step of registered address of the gathering client for obtaining businessman includes: according to
The industrial and commercial registration information of the businessman is searched for by the trading company of businessman；The gathering visitor of the businessman is judged according to the industrial and commercial registration information
The registered address at family end.Specifically, each businessman is when carrying out legal business, generally all can industrial and commercial administration department into
Row registration, such as the responsible person of businessman, business adress etc..Wherein, the gathering client of the businessman similarly needs to carry out
Put on record, is associated with the businessman in the registered address of industrial and commercial administration department, and then facilitate industrial and commercial administration department to each trade company
Operation is effectively managed.Therefore the administration for industry and commerce's site databases are searched for by the trading company of businessman automatically, obtain businessman's
Industrial and commercial registration information, and then determine registered address associated with gathering client.
Step S302, judge the terminal whether close to the gathering client.
In the present embodiment, described to judge whether the terminal specifically includes close to the step of gathering client:
Judge whether the terminal with the gathering client is connected into the same local area network；If so, judging the terminal close to institute
State gathering client.Wherein, judge the step of whether terminal is connected into the same local area network with gathering client packet
It includes: scanning the facility information in the local area network that the terminal is connected into；If the facility information includes the gathering client-side information,
Then judge that the terminal and the gathering client are connected into the same local area network.Specifically, general businessman can have wireless network
Network, client of collecting money at this time can be also connected in this local area network, if illustrating this if terminal has also been connected into this local area network at this time
When terminal and gathering client be within the scope of same local area network, and general local area network range is all in 10-20 meters of ranges,
Illustrate that terminal is already close to gathering client at this time.In addition, terminal is either connected into local area network again without local area network is connected into, all
It can be by scanning the local area network hot spot on periphery, if at this time including the hot spot of businessman, explanation in the hot spot of discovery terminal scanning
Terminal also enters in the coverage area of the wireless network of the businessman, then also may determine that terminal close to the gathering client
End.
In the present invention, gathering client singly has scanning port, and the scanning port is used to emit flying spot, such as existing
In the scanner of businessman.At this time if the ray inductor of terminal has sensed the flying spot of gathering client, illustrate at this time
Terminal may determine that terminal is close to gathering client at this time just around gathering client.
If step S303, terminal obtains the geographical location of terminal close to gathering client.
In the present embodiment, the step of obtaining the geographical location of terminal includes: the positioning system for starting the terminal；Base
The geographical location of the terminal is obtained in the positioning system.Specifically, the condition based on the close gathering client of above-mentioned terminal,
The GPS (global positioning system) for starting terminal, obtains the positioning in the geographical location of terminal.After obtaining geographical location, close
Positioning system, and then avoid the consumption of energy.
Step S304, judge whether the registered address and the geographical location are in the geographic region of the same preset range
In domain.
In the present embodiment, described to judge whether the registered address and the geographical location are in the same default model
The step in geographic area enclosed includes: using the registered address as the center of circle, and the preset range is that radius determines a circle
Region；Judge whether the geographical location of the terminal falls into the border circular areas；If so, judging the registered address and institute
Geographical location is stated to be in the geographic area of the same preset range.Specifically, preferably 20 meters of above-mentioned preset range, when judging
When the geographical location of terminal is just in above-mentioned 20 meters of regional scope, that is, judge that the two is in the circle of above-mentioned preset range
In shape region, that is, illustrate that terminal is in a legal reasonable payment environment at this time.
If step S304, the described registered address and the geographical location are in the geographic area of the same preset range,
The terminal is then authorized to pay the bill the gathering client.
In the present embodiment, the authorization terminal is that controlling terminal show pair to the mode paid the bill of gathering client
Money two dimensional code, specifically, the effective time of above-mentioned payment two dimensional code, such as three minutes effective time are further set, into
And it prevents from being usurped by other illegitimate clients.
In other embodiments, the mode that authorization terminal pays the bill to gathering client can also be transmission payment life
It enables to cloud server, sets the payment authorization period, and then after the payment two dimensional code of gathering client scan terminal, cloud
End server opens payment channel within the period of setting, and then process of guaranteeing payment successfully carries out.
Method of payment provided by the embodiment of the present invention can make user during carrying out mobile payment, quasi-
True judges legal businessman's gathering client, and then the safety for process of guaranteeing payment carries out.
Fig. 4 is a kind of module diagram of terminal of the present invention, the terminal include obtain module 401, judgment module 402,
Authorization module 403, memory 404 and processor 405, above-mentioned functional module are stored in memory with program code actually
404, and executed by processor 405, to realize the step or method in above-described embodiment.
Obtain the registered address that module 401 is used to obtain the gathering client of businessman.
Specifically, the terminal preferably can be above-mentioned mobile terminal, thus it is possible to vary variform, such as can be tool
There are the terminals such as the mobile phone (mobile phone), iPad, notebook of touch function.
Terminal is also referred to as terminal device, is the equipment for being in network outermost in computer network, is mainly used for user information
Input and the output of processing result etc..In early stage computer system, due to main frame valuableness, a host
Multiple terminals can be generally configured, these terminals itself do not have computing capability, only undertake the work of information input output, operation
It is completed with processing by host.In the personal computer epoch, personal computer can run the program of referred to as terminal emulator
To imitate the work of a terminal.With the development of mobile network, mobile terminal (such as mobile phone, PAD) has obtained widely answering
With.At this point, terminal can not only undertake the work of input and output, while also can be carried out certain operation and processing, realize that part is
System function.
Mobile terminal refers to the equipment that can be used on the move, broad sense say including mobile phone, notebook, tablet computer,
POS machine, or even including vehicle-mounted computer.But refer to mobile phone or the intelligent hand with a variety of application functions in most cases
Machine and tablet computer.As network and technology are towards the development in more and more broadband direction, Mobile Communication Industry will trend
The real mobile message epoch.On the other hand, with the rapid development of integrated circuit technique, the processing capacity of mobile terminal is
Have powerful processing capacity, mobile terminal becomes an integrated information processing platform from simple call tool.This
Also more wide development space is increased to mobile terminal.Mobile terminal is as simple communication equipment with Mobile Communication Development
The history of existing decades.Mobile intelligent terminal is almost changed into the crucial entrance of Internet service between a flash and mainly creates
New platform, new media, e-commerce and information service platform, Internet resources, mobile network resource and environmental interaction resource
Most important hinge, operating system and processor chips even become the strategy system of current entire information and communication technology (ICT) industry
High point.Mobile intelligent terminal can be referred to as intelligent terminal, and mobile intelligent terminal possesses access the Internet capability, usually carry each
Kind operating system can customize various functions according to user demand.In life common intelligent terminal include mobile intelligent terminal,
Vehicle intelligent terminal, smart television, wearable device etc..
In the present embodiment, the step of obtaining the registered address for the gathering client that module 401 obtains businessman is specifically wrapped
It includes: searching for the industrial and commercial registration information of the businessman according to the trading company of the businessman；According to industrial and commercial registration information judgement
The registered address of the gathering client of businessman.Specifically, each businessman is when carrying out legal business, it generally all can be in work
Quotient administrative department registers, such as the responsible person of businessman, business adress etc..Wherein, the gathering client of the businessman
It also needs to put on record, is associated with the businessman in the registered address of industrial and commercial administration department, and then facilitate industrial and commercial administration department
The operation of each trade company is effectively managed.Therefore the administration for industry and commerce's website data is searched for by the trading company of businessman automatically
Library obtains the industrial and commercial registration information of businessman, and then determines registered address associated with gathering client.
Whether judgment module 402 is for judging the terminal close to the gathering client.
In the present embodiment, judgment module 402 judges the step of whether terminal is close to gathering client tool
Body includes: to judge whether the terminal with the gathering client is connected into the same local area network；If so, judging the terminal
Close to the gathering client.Wherein, judge whether the terminal with the gathering client is connected into the same local area network
Step includes: the facility information in the local area network that the scanning terminal is connected into；If the facility information includes the gathering client
Client information then judges that the terminal and the gathering client are connected into the same local area network.Specifically, general businessman can have
Wireless network, client of collecting money at this time can be also connected in this local area network, if if terminal has also been connected into this local area network at this time,
Illustrate that terminal at this time and gathering client are within the scope of same local area network, and general local area network range is all at 10-20 meters
In range, illustrate that terminal is already close to gathering client at this time.In addition, terminal is either connected into local area network again without being connected into office
Domain net, can be by scanning the local area network hot spot on periphery, if at this time including the heat of businessman in the hot spot of discovery terminal scanning
Point, illustrates that terminal also enters in the coverage area of the wireless network of the businessman, then also may determine that terminal close to the receipts
Money client.
In the present invention, gathering client singly has scanning port, and the scanning port is used to emit flying spot, such as existing
In the scanner of businessman.At this time if the ray inductor of terminal has sensed the flying spot of gathering client, illustrate at this time
Terminal may determine that terminal is close to gathering client at this time just around gathering client.
Obtain the geographical location that module 401 is also used to obtain terminal when terminal is close to gathering client.
In the present embodiment, it obtains the step of module 401 obtains the geographical location of terminal to specifically include: starting the end
The positioning system at end；The geographical location of the terminal is obtained based on the positioning system.Specifically, based on above-mentioned terminal close to receipts
The condition of money client starts the GPS (global positioning system) of terminal, obtains the positioning in the geographical location of terminal.Obtaining ground
After managing position, positioning system is closed, and then avoid the consumption of energy.
Judgment module 402 is also used to judge whether the registered address and the geographical location are in the same preset range
Geographic area in.
In the present embodiment, judgment module 402 judges whether the registered address is in same with the geographical location
Step in the geographic area of a preset range specifically includes: using the registered address as the center of circle, the preset range is radius
Determine a border circular areas；Judge whether the geographical location of the terminal falls into the border circular areas；If so, described in judgement
Registered address and the geographical location are in the geographic area of the same preset range.Specifically, above-mentioned preset range is preferred
20 meters, when judging that the geographical location of terminal is just in above-mentioned 20 meters of regional scope, i.e., both judgements are in upper
It states in the border circular areas of preset range, that is, illustrates that terminal is in a legal reasonable payment environment at this time.
Authorization module 403 is used to be in the geographic region of the same preset range in the registered address and the geographical location
When in domain, the terminal is authorized to pay the bill the gathering client.
In the present embodiment, the mode that 403 authorization terminal of authorization module pays the bill to gathering client is that control is whole
End display payment two dimensional code, specifically, further set the effective time of above-mentioned payment two dimensional code, such as three minutes effective
Time, and then prevent from being usurped by other illegitimate clients.
In other embodiments, 403 authorization terminal of authorization module can be with to the mode paid the bill of gathering client
It is to send pay warrant to cloud server, sets the payment authorization period, and then in the payment of gathering client scan terminal
After two dimensional code, cloud server opens payment channel within the period of setting, and then process of guaranteeing payment successfully carries out.
Method of payment provided by the embodiment of the present invention can make user during carrying out mobile payment, quasi-
True judges legal businessman's gathering client, and then the safety for process of guaranteeing payment carries out.
Fig. 5 is the composed structure schematic diagram of terminal of the present invention, as shown in figure 5, the terminal includes at least: memory 501,
Communication bus 502 and processor 503, in which:
The memory 501, for storing payment program；
The communication bus 502, for realizing the connection communication between processor and memory；
The processor 503, for executing the payment program stored in memory, to realize the step as described in above-mentioned Fig. 3.
The present invention also provides a kind of readable storage medium storing program for executing, especially computer readable storage medium.It is described computer-readable
Payment program is stored on storage medium, the payment program realizes step as described above when being executed by processor.
It should be noted that the description of the above terminal embodiment, be with the description of above method embodiment it is similar, have
The similar beneficial effect with embodiment of the method.For undisclosed technical detail in terminal embodiment of the present invention, this hair is please referred to
The description of bright embodiment of the method and understand.
It should be noted that in the embodiment of the present invention, if realizing above-mentioned payer in the form of software function module
Method, and when sold or used as an independent product, it also can store in a computer readable storage medium.Based on this
The understanding of sample, substantially the part that contributes to existing technology can be with software in other words for the technical solution of the embodiment of the present invention
The form of product embodies, which is stored in a storage medium, including some instructions use so that
One calculating equipment (can be personal computer, server or network equipment etc.) executes described in each embodiment of the present invention
The all or part of method.And storage medium above-mentioned includes: USB flash disk, mobile hard disk, read-only memory (Read Only
Memory, ROM), the various media that can store program code such as magnetic or disk.In this way, the embodiment of the present invention does not limit
It is combined in any specific hardware and software.
It should be noted that, in this document, the terms "include", "comprise" or its any other variant are intended to non-row
His property includes, so that the process, method, article or the device that include a series of elements not only include those elements, and
And further include other elements that are not explicitly listed, or further include for this process, method, article or device institute it is intrinsic
Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that including being somebody's turn to do
There is also other identical elements in the process, method of element, article or device.
The serial number of the above embodiments of the invention is only for description, does not represent the advantages or disadvantages of the embodiments.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can be realized by means of software and necessary general hardware platform, naturally it is also possible to by hardware, but in many cases
The former is more preferably embodiment.Based on this understanding, technical solution of the present invention substantially in other words does the prior art
The part contributed out can be embodied in the form of software products, which is stored in a storage medium
In (such as ROM/RAM, magnetic disk, CD), including some instructions are used so that a terminal device (can be mobile phone, computer, clothes
Business device, air conditioner or the network equipment etc.) execute method described in each embodiment of the present invention.
The present invention be referring to according to the method for the embodiment of the present invention, the process of equipment (system) and computer program product
Figure and/or block diagram describe.It should be understood that every one stream in flowchart and/or the block diagram can be realized by computer program instructions
The combination of process and/or box in journey and/or box and flowchart and/or the block diagram.It can provide these computer programs
Instruct the processor of general purpose computer, special purpose computer, Embedded Processor or other programmable data processing devices to produce
A raw machine, so that being generated by the instruction that computer or the processor of other programmable data processing devices execute for real
The device for the function of being specified in present one or more flows of the flowchart and/or one or more blocks of the block diagram.
These computer program instructions, which may also be stored in, is able to guide computer or other programmable data processing devices with spy
Determine in the computer-readable memory that mode works, so that it includes referring to that instruction stored in the computer readable memory, which generates,
Enable the manufacture of device, the command device realize in one box of one or more flows of the flowchart and/or block diagram or
The function of being specified in multiple boxes.
These computer program instructions also can be loaded onto a computer or other programmable data processing device, so that counting
Series of operation steps are executed on calculation machine or other programmable devices to generate computer implemented processing, thus in computer or
The instruction executed on other programmable devices is provided for realizing in one or more flows of the flowchart and/or block diagram one
The step of function of being specified in a box or multiple boxes.
The above is only a preferred embodiment of the present invention, is not intended to limit the scope of the invention, all to utilize this hair
Equivalent structure or equivalent flow shift made by bright specification and accompanying drawing content is applied directly or indirectly in other relevant skills
Art field, is included within the scope of the present invention.
Claims (10)
1. a kind of method of payment is applied to terminal, which is characterized in that the described method includes:
Obtain the registered address of the gathering client of businessman；
Judge the terminal whether close to the gathering client；
If close, the geographical location of the terminal is obtained；
Judge whether the registered address and the geographical location are in the geographic area of the same preset range；
If so, the terminal is authorized to pay the bill the gathering client.
2. method of payment as described in claim 1, which is characterized in that the registered address of the gathering client for obtaining businessman
The step of include:
The industrial and commercial registration information of the businessman is searched for according to the trading company of the businessman；
The registered address of the gathering client of the businessman is judged according to the industrial and commercial registration information.
3. method of payment as described in claim 1, which is characterized in that described to judge the terminal whether close to the gathering visitor
The step of family end, specifically includes:
Judge whether the terminal with the gathering client is connected into the same local area network；
If so, judging the terminal close to the gathering client.
4. method of payment as claimed in claim 3, which is characterized in that it is described judge the terminal whether with the gathering client
End the step of being connected into the same local area network includes:
Scan the facility information in the local area network that the terminal is connected into；
If the facility information includes the gathering client-side information, judge that the terminal and the gathering client are connected into together
One local area network.
5. method of payment as described in claim 1, which is characterized in that the gathering client includes scanning port, described to sweep
Port is retouched to be used to emit flying spot, described to judge whether the terminal specifically includes close to the step of gathering client:
Judge whether the terminal receives the flying spot；
If so, judging the terminal close to the gathering client.
6. method of payment as described in claim 1, which is characterized in that the step of geographical location for obtaining the terminal wraps
It includes:
Start the positioning system of the terminal；
The geographical location of the terminal is obtained based on the positioning system.
7. method of payment as described in claim 1, which is characterized in that the judgement registered address and the geographical location
Whether in the same preset range geographic area in step include:
Using the registered address as the center of circle, the preset range is that radius determines a border circular areas；
Judge whether the geographical location of the terminal falls into the border circular areas；
If so, judging that the registered address and the geographical location are in the geographic area of the same preset range.
8. method of payment as described in claim 1, which is characterized in that the authorization terminal to the gathering client into
Row payment the step of include:
Control the terminal display payment two dimensional code.
9. a kind of terminal, which is characterized in that the terminal includes at least: memory, communication bus and processor, in which:
The memory, for storing payment program；
The communication bus, for realizing the connection communication between processor and memory；
The processor, for executing the payment program stored in memory, to realize the payment as described in claim 1 to 8
The step of method.
10. a kind of readable storage medium storing program for executing, it is stored with payment program on the readable storage medium storing program for executing, the payment program is by processor
The step of method of payment as described in claim 1 to 8 is realized when execution.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
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| CN201811415731.7A CN109600714A (en) | 2018-11-26 | 2018-11-26 | A kind of method of payment, terminal and readable storage medium storing program for executing |
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| CN201811415731.7A CN109600714A (en) | 2018-11-26 | 2018-11-26 | A kind of method of payment, terminal and readable storage medium storing program for executing |
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| CN109600714A true CN109600714A (en) | 2019-04-09 |
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| CN201811415731.7A Pending CN109600714A (en) | 2018-11-26 | 2018-11-26 | A kind of method of payment, terminal and readable storage medium storing program for executing |
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Application publication date: 20190409 |