CN107507371A - A kind of cell comprehensive payment systems and its application method based on internet - Google Patents
A kind of cell comprehensive payment systems and its application method based on internet Download PDFInfo
- Publication number
- CN107507371A CN107507371A CN201710637203.5A CN201710637203A CN107507371A CN 107507371 A CN107507371 A CN 107507371A CN 201710637203 A CN201710637203 A CN 201710637203A CN 107507371 A CN107507371 A CN 107507371A
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- China
- Prior art keywords
- payment
- information
- internet
- cell
- fees
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Classifications
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/14—Payment architectures specially adapted for billing systems
- G06Q20/145—Payments according to the detected use or quantity
Abstract
The invention discloses a kind of cell comprehensive payment systems based on internet, including：Mobile terminal,For realizing that internet is paid the fees,Carry out including personal consumption validation of information,Payment payment,Bill receives,Function including information inquiry,Information receiving and processing device,For receiving the operational order of mobile terminal and lobby cell of paying the fees and instruction being transferred into Service Processing Unit,Can be with the information of reception staff's information database,After being matched with operator message,It will confirm that signal is transferred to mobile terminal and payment lobby cell,Operator is waited to confirm,When client is paid the fees or logs in website,Counterpart personnel's information is recalled,Matching is waited for confirm,The present invention has broken traditional payment and has been only capable of by way of to the payment of payment hall,Pass through mobile terminal,Carry out hall payment and user self-help payment,User is facilitated to pay the fees whenever and wherever possible,It is convenient with payment,Beneficial to inquiry,Beneficial to raising operating efficiency,The advantages of being easy to management.
Description
Technical field
The invention belongs to cell comprehensive payment technical field, and in particular to a kind of cell comprehensive payment system based on internet
System.Meanwhile the invention further relates to a kind of application method of the cell comprehensive payment systems based on internet.
Background technology
In real life, user generally requires to pay various expenses, it is necessary to pay so that life kind is consumed as an example
The various expenses such as the electricity charge, water rate and combustion gas expense.By taking electricity payment as an example, currently used method is that user is bought by electric card
Electricity, buy and electric card is inserted into the i.e. achievable power purchase of ammeter after electricity.When specifically buying electricity, power supply administration can be gone to buy, business can also be passed through
The drawing OK a karaoke club terminating machine purchase that the public places such as field are set.As can be seen here, in the prior art, when user needs payment, it is necessary to
Hold electric card to go out purchase, therefore many inconvenience are brought for user, on the one hand, (such as run into weather when user is inconvenient to go out
It can not just be paid the fees when badly), on the other hand, hold electric card in user and go out during power purchase, also there is electric card to lose
The risk of mistake.
At present, residential electricity consumption pay charge way also has electric power enterprise to send someone first meter reading, and after calculating the electricity charge, passing through post office will
Electricity charge list is addressed in letter box, and user is lined up with electricity charge list to bank or electricity business hall and paid dues.
The pay charge way of other dwelling expenses of resident is similarly very troublesome and loses time, it is impossible between providing 24 hours not
Disconnected service, the problem of client's payment is difficult, annoying enterprise increasingly, although there is bank's internet payment, to a certain extent more
The few deficiency of Bu Liao outlets, but 24-hour service can not be realized.
Therefore, it is proposed that a kind of cell comprehensive payment systems and its application method based on internet, above-mentioned to solve
The problem of being mentioned in background technology.
The content of the invention
It is an object of the invention to provide a kind of cell comprehensive payment systems and its application method based on internet, with solution
The problem of being proposed in certainly above-mentioned background technology.
To achieve the above object, the present invention provides following technical scheme：
A kind of cell comprehensive payment systems based on internet, including：
Mobile terminal, for realizing that internet is paid the fees, include personal consumption validation of information, payment is paid the bill, bill connects
Receive, the function including information inquiry；
Information receiving and processing device, for receiving the operational order of mobile terminal and lobby cell of paying the fees and transmitting instruction
To Service Processing Unit, after being matched with operator message, it can will confirm that signal passes with the information of reception staff's information database
Mobile terminal and payment lobby cell are handed to, waits operator to confirm；
Personal information database, for storing customer information, when client is paid the fees or logs in website, by corresponding people
Member's information recalls, and waits for matching and confirms；
Payment lobby cell, for realizing that client hall self-help charging or hall contact staff help to pay the fees；
Service Processing Unit, for completing the operational order of client, realization includes payment payment, bill receives, information is looked into
Function including inquiry；
Information memory, a period of time is preserved for completing information record after Service Processing Unit handles customer instruction；
Printing equipment, for client to be paid the fees, the data such as bill print, client be used for signing confirmation or give over to
Card.
Preferably, the mobile terminal passes through internet and information memory, information receiving and processing device and business processing
Unit is connected, and described information receiving and processing device passes through internet and personal information database, Service Processing Unit and payment
Lobby cell is connected, and the Service Processing Unit is connected by internet with personal information database and information memory,
Described information holder is connected by internet with printing equipment, and the personal information database passes through at internet and business
Reason unit is connected.
Preferably, the Service Processing Unit includes regularly pressing for payment of module, validation of information module, reservation payment module, clothes
Business quality assessment module.Module is pressed for payment of in timing to send payment information to customer mobile terminal before deadline of paying the fees, and avoid visitor
Family forgets that payment makes troubles to client, and validation of information module is used for the last confirmation to customer information and account, reservation payment
Module can realize that client realizes reservation payment by mobile terminal, avoid peak period of paying the fees, service quality evaluation module can be used for
The service quality of attendant is evaluated.
Preferably, the payment lobby cell includes comprehensive self-service terminal and sales counter payment terminal.Comprehensive self-service terminal is used
Self-service in the completion of payment hall in client, sales counter payment terminal can realize that attendant helps client to pay the fees.
Present invention also offers a kind of application method of the cell comprehensive payment systems based on internet, specifically include following
Step：
S1, using mobile terminal or payment lobby cell, carry out personal consumption validation of information, payment payment, bill connect
Receipts, information inquiry etc.；
S2, information receiving and processing device, for receiving the operational order of mobile terminal and lobby cell of paying the fees and will instruct
It is transferred to Service Processing Unit；
S3, information receiving and processing device reception staff's information database information, after being matched with operator message, will confirm that
Signal is transferred to mobile terminal and payment lobby cell, waits operator to confirm；
After S4, operator carry out identity validation and operation acknowledgement, Service Processing Unit completes the operational order of client, realizes
Function including payment payment, bill reception, information inquiry；
S5, information memory, for when completion information record preserves one section after Service Processing Unit handles customer instruction
Between, printing equipment, for client to be paid the fees, the data such as bill print, client, which is used for signing, confirmation or gives over to voucher.
A kind of cell comprehensive payment systems and its application method, the present invention based on internet provided by the invention are broken
Tradition payment is only capable of by way of to the payment of payment hall, by mobile terminal, carries out hall payment and user self-help payment,
User is facilitated to pay the fees whenever and wherever possible, have payment it is convenient, beneficial to inquiry, beneficial to improving operating efficiency, be easy to the advantages of management.
Brief description of the drawings
Fig. 1 is present system schematic diagram；
Fig. 2 is Service Processing Unit structural representation of the present invention；
Fig. 3 is present invention payment lobby cell structural representation.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete
Site preparation describes, it is clear that described embodiment is only part of the embodiment of the present invention, rather than whole embodiments.It is based on
Embodiment in the present invention, those of ordinary skill in the art are obtained every other under the premise of creative work is not made
Embodiment, belong to the scope of protection of the invention.
Referring to Fig. 1,
Embodiment is as follows：
A kind of cell comprehensive payment systems based on internet, including：
Mobile terminal is Client handset, for realizing that internet is paid the fees, carries out including personal consumption validation of information, payment pair
Money, bill receive, the function including information inquiry；
Information receiving and processing device, for receiving the operational order of mobile terminal and lobby cell of paying the fees and transmitting instruction
To Service Processing Unit, after being matched with operator message, it can will confirm that signal passes with the information of reception staff's information database
Mobile terminal and payment lobby cell are handed to, waits operator to confirm；
Personal information database, for storing customer information, when client is paid the fees or logs in website, by corresponding people
Member's information recalls, and waits for matching and confirms；
Payment lobby cell, for realizing that client hall self-help charging or hall contact staff help to pay the fees；
Service Processing Unit, for completing the operational order of client, realization includes payment payment, bill receives, information is looked into
Function including inquiry；
Information memory is storage hard disk, is preserved for completing information record after Service Processing Unit handles customer instruction
For a period of time；
Printing equipment is Epson R330 printers, for client to be paid the fees, the data such as bill print, client is used for
Signature confirms or given over to voucher.
Service Processing Unit as shown in Figure 2 includes timing and presses for payment of module, validation of information module, reservation payment module, clothes
Business quality assessment module.Module is pressed for payment of in timing to send payment information to customer mobile terminal before deadline of paying the fees, and avoid visitor
Family forgets that payment makes troubles to client, and validation of information module is used for the last confirmation to customer information and account, reservation payment
Module can realize that client realizes reservation payment by mobile terminal, avoid peak period of paying the fees, service quality evaluation module can be used for
The service quality of attendant is evaluated.
Payment lobby cell as shown in Figure 3 includes comprehensive self-service terminal and sales counter payment terminal.Comprehensive self-service terminal is used
Self-service in the completion of payment hall in client, sales counter payment terminal can realize that attendant helps client to pay the fees.
A kind of application method of the cell comprehensive payment systems based on internet, specifically includes following steps：
S1, using mobile phone or payment lobby cell, carry out personal consumption validation of information, payment payment, bill receive, letter
Breath inquiry etc.；
S2, information receiving and processing device, for receiving the operational order of mobile terminal and lobby cell of paying the fees and will instruct
It is transferred to Service Processing Unit；
S3, information receiving and processing device reception staff's information database information, after being matched with operator message, will confirm that
Signal is transferred to mobile terminal and payment lobby cell, waits operator to confirm；
After S4, operator carry out identity validation and operation acknowledgement, Service Processing Unit completes the operational order of client, realizes
Function including payment payment, bill reception, information inquiry；
S5, storage hard disk are used to after Service Processing Unit handles customer instruction complete information record preservation a period of time,
Epson R330 printers are used to paying the fees client, the data such as bill prints, client be used for signing confirmation or give over to
Card.
In summary, compared with prior art, the present invention broken it is traditional payment be only capable of by payment hall pay the fees
Mode, by mobile terminal, hall payment and user self-help payment are carried out, user is facilitated and pays the fees whenever and wherever possible, there is payment
Conveniently, beneficial to inquiry, beneficial to improving operating efficiency, being easy to manage the advantages of.
Finally it should be noted that：The preferred embodiments of the present invention are the foregoing is only, are not intended to limit the invention,
Although the present invention is described in detail with reference to the foregoing embodiments, for those skilled in the art, it still may be used
To be modified to the technical scheme described in foregoing embodiments, or equivalent substitution is carried out to which part technical characteristic,
Within the spirit and principles of the invention, any modification, equivalent substitution and improvements made etc., it should be included in the present invention's
Within protection domain.
Claims (5)
- A kind of 1. cell comprehensive payment systems based on internet, it is characterised in that including：Mobile terminal, for realizing that internet is paid the fees, carry out including personal consumption validation of information, payment payment, bill reception, letter Function including breath inquiry；Information receiving and processing device, for receiving the operational order of mobile terminal and lobby cell of paying the fees and instruction being transferred into industry Business processing unit, after being matched with operator message, can will confirm that signal is transferred to the information of reception staff's information database Mobile terminal and payment lobby cell, wait operator to confirm；Personal information database, for storing customer information, when client is paid the fees or logs in website, counterpart personnel is believed Breath recalls, and waits for matching and confirms；Payment lobby cell, for realizing that client hall self-help charging or hall contact staff help to pay the fees；Service Processing Unit, for completing the operational order of client, realization includes payment payment, bill receives, information inquiry exists Interior function；Information memory, a period of time is preserved for completing information record after Service Processing Unit handles customer instruction；Printing equipment, for client to be paid the fees, billing data prints, and client, which is used for signing, confirms or give over to voucher.
- A kind of 2. cell comprehensive payment systems based on internet according to claim 1, it is characterised in that：The movement Terminal through internet is connected with information memory, information receiving and processing device and Service Processing Unit, and described information receives Processing unit is connected by internet with personal information database, Service Processing Unit and payment lobby cell, the business Processing unit is connected by internet with personal information database and information memory, and described information holder passes through internet It is connected with printing equipment, the personal information database is connected by internet with Service Processing Unit.
- A kind of 3. cell comprehensive payment systems based on internet according to claim 1, it is characterised in that：The business Processing unit includes timing and presses for payment of module, validation of information module, reservation payment module, service quality evaluation module.
- A kind of 4. cell comprehensive payment systems based on internet according to claim 1, it is characterised in that：The payment Lobby cell includes comprehensive self-service terminal and sales counter payment terminal.
- A kind of 5. application method of the cell comprehensive payment systems based on internet described in claim 1, it is characterised in that：Tool Body comprises the following steps：S1, using mobile terminal or payment lobby cell, carry out personal consumption validation of information, payment payment, bill receive, letter Breath inquiry；S2, information receiving and processing device, for receiving the operational order of mobile terminal and lobby cell of paying the fees and transmitting instruction To Service Processing Unit；S3, information receiving and processing device reception staff's information database information, after being matched with operator message, will confirm that signal Mobile terminal and payment lobby cell are transferred to, waits operator to confirm；After S4, operator carry out identity validation and operation acknowledgement, Service Processing Unit completes the operational order of client, and realization includes Payment payment, bill receive, the function including information inquiry；S5, information memory, a period of time is preserved for completing information record after Service Processing Unit handles customer instruction, is beaten Printing equipment is put, and for client to be paid the fees, billing data prints, and client, which is used for signing, confirms or give over to voucher.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710637203.5A CN107507371A (en) | 2017-07-31 | 2017-07-31 | A kind of cell comprehensive payment systems and its application method based on internet |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710637203.5A CN107507371A (en) | 2017-07-31 | 2017-07-31 | A kind of cell comprehensive payment systems and its application method based on internet |
Publications (1)
| Publication Number | Publication Date |
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| CN107507371A true CN107507371A (en) | 2017-12-22 |
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| CN201710637203.5A Pending CN107507371A (en) | 2017-07-31 | 2017-07-31 | A kind of cell comprehensive payment systems and its application method based on internet |
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| US20150356566A1 (en) * | 2002-07-10 | 2015-12-10 | Intellectual Ventures I Llc | System and method for the storage of data in association with financial accounts |
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| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20150356566A1 (en) * | 2002-07-10 | 2015-12-10 | Intellectual Ventures I Llc | System and method for the storage of data in association with financial accounts |
| CN1588463A (en) * | 2004-08-09 | 2005-03-02 | 中国工商银行 | Self assistant paying method and system |
| CN2904139Y (en) * | 2006-03-02 | 2007-05-23 | 徐汉欣 | Integrated service machine |
| CN101668026A (en) * | 2008-09-04 | 2010-03-10 | 中国移动通信集团安徽有限公司 | Method, system and device for paying electric charge based on wireless network |
| CN101957957A (en) * | 2009-07-17 | 2011-01-26 | 黄金富 | System and method for performing automatic transfer payment after confirming bill by mobile phone remote control |
| CN201622645U (en) * | 2009-08-18 | 2010-11-03 | 秦皇岛光彩科技发展有限公司 | Convenience-for-people integrated payment system |
| CN103679964A (en) * | 2013-12-18 | 2014-03-26 | 贵州天任科技自动化有限公司 | Intelligent community self-service payment system |
| CN203689621U (en) * | 2013-12-18 | 2014-07-02 | 贵州天任科技自动化有限公司 | Intelligent community self-service toll collection system |
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| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20171222 |