CN107248078A - Mobile payment means of defence, mobile terminal and computer-readable recording medium - Google Patents

Mobile payment means of defence, mobile terminal and computer-readable recording medium Download PDF

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Publication number
CN107248078A
CN107248078A CN201710625858.0A CN201710625858A CN107248078A CN 107248078 A CN107248078 A CN 107248078A CN 201710625858 A CN201710625858 A CN 201710625858A CN 107248078 A CN107248078 A CN 107248078A
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CN
China
Prior art keywords
mobile terminal
payment
information
mobile
hardware configuration
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201710625858.0A
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Chinese (zh)
Inventor
张俊
帅朝春
林志泳
梅小虎
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Guangdong Oppo Mobile Telecommunications Corp Ltd
Original Assignee
Guangdong Oppo Mobile Telecommunications Corp Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Guangdong Oppo Mobile Telecommunications Corp Ltd filed Critical Guangdong Oppo Mobile Telecommunications Corp Ltd
Priority to CN201710625858.0A priority Critical patent/CN107248078A/en
Publication of CN107248078A publication Critical patent/CN107248078A/en
Pending legal-status Critical Current

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Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions

Abstract

The present invention is applied to communication technical field there is provided mobile payment means of defence, mobile terminal and computer-readable recording medium, and this method includes:When the payment class application for detecting mobile terminal starts, the hardware configuration information of the mobile terminal is obtained;The hardware configuration information of the mobile terminal is matched with the hardware configuration information prestored, if mismatching, points out user to carry out authentication;If checking does not pass through, the payment function for prohibitting the use of the payment class to apply.The security of mobile payment can be improved by the present invention.

Description

Mobile payment means of defence, mobile terminal and computer-readable recording medium
Technical field
The invention belongs to communication technical field, more particularly to mobile payment means of defence, mobile terminal and computer-readable Storage medium.
Background technology
With the development of mobile terminal and Internet technology, the function of mobile terminal also becomes increasingly abundant, intelligentized movement Terminal just constantly improves the life of people, and therefore mobile payment also breeds.Mobile payment refers to allow user to use Its mobile terminal (being usually mobile phone) carries out a kind of method of service of account payment to the commodity consumed or service.At present, move The dynamic utilization rate paid is increased sharply, and user carries out account payment by mobile terminal turns into normality.If however, user is in movement Safe guarantee can not be obtained under the scene of payment, then most likely with family by serious loss, for example, because of mobile payment Used account and password are stolen and cause user to be lost by property.
Therefore, it is necessary to a kind of new technical scheme is proposed, to solve above-mentioned technical problem.
The content of the invention
In view of this, the embodiments of the invention provide a kind of mobile payment means of defence, mobile terminal and computer-readable Storage medium, to improve the security of mobile payment.
The first aspect of the embodiment of the present invention provides a kind of mobile payment means of defence, the mobile payment means of defence Including:
When the payment class application for detecting mobile terminal starts, the hardware configuration information of the mobile terminal is obtained;
The hardware configuration information of the mobile terminal is matched with the hardware configuration information prestored, if not Match somebody with somebody, then point out user to carry out authentication;
If checking does not pass through, the payment function for prohibitting the use of the payment class to apply.
The second aspect of the embodiment of the present invention provides a kind of mobile terminal, and the mobile terminal includes:
Configuration information acquisition module, during for starting in the payment class application for detecting mobile terminal, obtains the movement The hardware configuration information of terminal;
Matching module, for the hardware configuration information of the mobile terminal and the hardware configuration information prestored to be carried out Matching, if mismatching, points out user to carry out authentication;
Disabled module, if not passing through for verifying, the payment function for prohibitting the use of the payment class to apply.
The third aspect of the embodiment of the present invention provides a kind of mobile terminal, including memory, processor and is stored in In the memory and the computer program that can run on the processor, described in the computing device during computer program Realize as described in above-mentioned first aspect the step of mobile payment means of defence.
The fourth aspect of the embodiment of the present invention provides a kind of computer-readable recording medium, the computer-readable storage Media storage has computer program, and the mobile branch as described in above-mentioned first aspect is realized when the computer program is executed by processor The step of paying means of defence.
The beneficial effect that the embodiment of the present invention exists compared with prior art is:The embodiment of the present invention is detecting movement eventually When the payment class application at end starts, the hardware configuration information of the mobile terminal is obtained, and detect the hardware configuration of the mobile terminal Whether information matches with the hardware configuration information prestored, when mismatching, and points out user to carry out authentication, and in checking Not by when, prohibit the use of the payment function of above-mentioned payment class application.The hardware configuration that the embodiment of the present invention passes through mobile terminal Information and authentication carry out priority assignation to the payment function for paying class application, have ensured user's property during mobile payment The security of information, so as to improve the security of mobile payment.
Brief description of the drawings
Technical scheme in order to illustrate the embodiments of the present invention more clearly, below will be to embodiment or description of the prior art In required for the accompanying drawing that uses be briefly described, it should be apparent that, drawings in the following description are only some of the present invention Embodiment, for those of ordinary skill in the art, without having to pay creative labor, can also be according to these Accompanying drawing obtains other accompanying drawings.
Fig. 1 is the implementation process schematic diagram for the mobile payment means of defence that the embodiment of the present invention one is provided;
Fig. 2 is the implementation process schematic diagram for the mobile payment means of defence that the embodiment of the present invention two is provided;
Fig. 3 is the schematic diagram for the mobile terminal that the embodiment of the present invention three is provided;
Fig. 4 is the schematic diagram for the mobile terminal that the embodiment of the present invention four is provided;
Fig. 5 is the schematic diagram for the mobile terminal that the embodiment of the present invention five is provided.
Embodiment
In describing below, in order to illustrate rather than in order to limit, it is proposed that such as tool of particular system structure, technology etc Body details, thoroughly to understand the embodiment of the present invention.However, it will be clear to one skilled in the art that there is no these specific The present invention can also be realized in the other embodiments of details.In other situations, omit to well-known system, device, electricity Road and the detailed description of method, in case unnecessary details hinders description of the invention.It should be appreciated that when in this specification and In use, term " comprising " indicates described feature, entirety, step, operation, element and/or component in appended claims Presence, but be not precluded from one or more of the other feature, entirety, step, operation, element, component and/or its set presence Or addition.
It is also understood that the term used in this description of the invention is merely for the sake of the mesh for describing specific embodiment And be not intended to limit the present invention.As used in description of the invention and appended claims, unless on Other situations are hereafter clearly indicated, otherwise " one " of singulative, " one " and "the" are intended to include plural form.
It will be further appreciated that, the term "and/or" used in description of the invention and appended claims is Refer to any combinations of one or more of the associated item listed and be possible to combination, and including these combinations.
As used in this specification and in the appended claims, term " if " can be according to context quilt Be construed to " when ... " or " once " or " in response to determining " or " in response to detecting ".Similarly, phrase " if it is determined that " or " if detecting [described condition or event] " can be interpreted to mean according to context " once it is determined that " or " in response to true It is fixed " or " once detecting [described condition or event] " or " in response to detecting [described condition or event] ".
In the specific implementation, the mobile terminal described in the embodiment of the present invention is including but not limited to such as with the sensitive table of touch Mobile phone, laptop computer or the tablet PC in face (for example, touch-screen display and/or touch pad) etc it is other Portable set.It is to be further understood that in certain embodiments, the equipment not portable communication device, but have The desktop computer of touch sensitive surface (for example, touch-screen display and/or touch pad).
In discussion below, the mobile terminal including display and touch sensitive surface is described.However, should manage Solution, one or more of the other physical User that mobile terminal can include such as physical keyboard, mouse and/or control-rod connects Jaws equipment.
Mobile terminal supports various application programs, such as one or more of following:Drawing application program, demonstration application Program, word-processing application, website establishment application program, disk imprinting application program, spreadsheet applications, game are answered With program, telephony application, videoconference application, email application, instant messaging applications, forging Refining supports application program, photo management application program, digital camera application program, digital camera application program, web-browsing should With program, digital music player application and/or video frequency player application program.
The various application programs that can be performed on mobile terminals can use at least one of such as touch sensitive surface Public physical user-interface device.It can be adjusted among applications and/or in corresponding application programs and/or change touch is quick Feel the corresponding information shown in the one or more functions and mobile terminal on surface.So, the public physics frame of mobile terminal Structure (for example, touch sensitive surface) can support the various application journeys with user interface directly perceived and transparent for a user Sequence.
It should be understood that the size of the sequence number of each step is not meant to the priority of execution sequence in the present embodiment, each process Execution sequence should be determined with its function and internal logic, and any limit is constituted without tackling the implementation process of the embodiment of the present invention.
In order to illustrate technical solutions according to the invention, illustrated below by specific embodiment.
It is the implementation process figure for the mobile payment means of defence that the embodiment of the present invention one is provided, the mobile payment referring to Fig. 1 Means of defence is applied to mobile terminal, and the mobile payment means of defence may comprise steps of as shown in the figure:
Step S101, when the payment class application for detecting mobile terminal starts, the hardware for obtaining the mobile terminal is matched somebody with somebody Confidence ceases.
In embodiments of the present invention, the payment class application refers to mounted answering with payment function in mobile terminal With the application such as wechat, Alipay.The hardware configuration information of the mobile terminal includes but is not limited to central processing unit (Central Processing Unit, CPU) type, CPU frequency, type of memory, memory size, hard-disk capacity, basic input Output system (Basic Input Output System, BIOS) version information etc..Optionally, user can be according to actual need Change the hardware configuration information for the mobile terminal to be obtained.
It should be noted that before the payment class application for detecting mobile terminal starts, user can choose whether needs Payment protection is moved, when user selects "Yes" or do not selected, is started in the payment class application for detecting mobile terminal Afterwards, the hardware configuration information of the mobile terminal is obtained, by the hardware configuration information of the acquired mobile terminal and in advance The hardware configuration information of storage is compared, and is judged the hardware configuration information of the acquired mobile terminal and is prestored Whether hardware configuration information matches.When user selects "No", determine that the mobile terminal does not enter in mobile payment scene Row payment protection, i.e., when the mobile payment for detecting mobile terminal is operated, it is allowed to move delivery operation.
Step S102, by the hardware configuration information of the mobile terminal and the hardware configuration information prestored progress Match somebody with somebody, if mismatching, point out user to carry out authentication.
In embodiments of the present invention, it can be prestored before step S101 in the mobile terminal one or more Hardware configuration information.When prestoring hardware configuration information, hardware configuration information can be set up with paying the account of class application The mapping relations of information (information for logging in the account of the payment class application), an accounts information for paying class application can be with The one or more hardware configuration informations of correspondence.Wherein, the one or more hardware configuration informations prestored can refer to The hardware of the mobile terminal of authority with the payment function for using the payment class logged in some accounts information application is matched somebody with somebody Confidence ceases.It is, for example, possible to use Alipay account xhk123 move the hardware configuration information of the mobile terminal of payment for A and B, i.e., the hardware configuration information prestored corresponding with Alipay account xhk123 is A and B.
In embodiments of the present invention, mobile terminal is obtained when detecting mounted payment class application startup or running The hardware configuration information of the mobile terminal is taken, and obtains the accounts information for logging in the payment class application, according to hardware configuration The mapping relations of accounts information of the information with paying class application, obtain hardware corresponding with the accounts information of the payment class application Configuration information (hardware configuration information corresponding with the account of the payment class application prestored), and detect the payment The hardware configuration of the mobile terminal of the corresponding hardware configuration information of accounts information of class application with being obtained in step S101 is believed Whether breath matches, if the hardware of the corresponding hardware configuration information of accounts information and the mobile terminal for paying class application Configuration information matches, it is determined that the mobile terminal is the shifting of the authority with the payment function applied using the payment class Dynamic terminal;If the hardware configuration of the corresponding hardware configuration information of accounts information for paying class application and the mobile terminal is believed Breath is not matched that, it is determined that the mobile terminal does not have the mobile end of the authority for the payment function applied using the payment class End, and corresponding prompt message is issued the user with, to point out user to carry out authentication, if being verified, allow the shifting Dynamic terminal is using the payment function of the payment class application or by detecting that the motion track of the mobile terminal is further sentenced The disconnected payment function for whether allowing to apply using the payment class, if checking does not pass through, prohibits the use of the payment class application Payment function.Wherein, if the user is not detected by preset time carries out authentication, the payment is prohibitted the use of The payment function of class application.
Optionally, the hardware configuration information by the mobile terminal and the hardware configuration information progress prestored With the step of, in addition to:
If the hardware configuration information of the mobile terminal matches with the hardware configuration information prestored, obtain described The current location information of mobile terminal;
If the current location information of the mobile terminal matches with the positional information prestored, allow using described Pay the payment function of class application.
In embodiments of the present invention, in order to further improve the security of mobile payment, in the hardware of the mobile terminal When configuration information matches with the hardware configuration information prestored, global positioning system (Global can be passed through Positioning System, GPS) or network address positioning obtain the current location information of the mobile terminal, and detect Whether the current location information of the mobile terminal matches with the positional information prestored, if the mobile terminal is current Positional information matches with the positional information prestored, then allows the payment function applied using the payment class;If described The current location information of mobile terminal is not matched that with the positional information prestored, then can further be tested by authentication Demonstrate,prove whether the mobile terminal has the authority for the payment function applied using the payment class.
Optionally, if the current location information of the mobile terminal matches with the positional information prestored, Allow to include using the payment function that the payment class is applied:
If the current location information of the mobile terminal matches with the positional information prestored, the movement is detected The motion track of terminal;
If the motion track of the mobile terminal meets preparatory condition, allow the payment work(applied using the payment class Energy.
Wherein, the positional information prestored can refer to the position with the payment function applied using the payment class Information, for example, the home address of user or office etc..The motion track of the mobile terminal can be described mobile whole End is to the left or dextrorotary angle.The anglec of rotation that the preparatory condition can refer to the mobile terminal meets default angle Spend scope.Optionally, when the current location information and the positional information that prestores of the mobile terminal match, Ke Yiti Show that user moves the mobile terminal, whether further to verify the mobile terminal by the motion track of the mobile terminal Authority with the payment function applied using the payment class, so as to further improve the security of mobile payment.
Optionally, the mobile payment means of defence also includes:
If the current location information of the mobile terminal and the positional information prestored are mismatched, user is pointed out to carry out Authentication;
If being verified, the motion track of the mobile terminal is detected;
If the motion track of the mobile terminal meets preparatory condition, allow the payment work(applied using the payment class Energy.
Optionally, the user authentication by when, user can be pointed out to move the mobile terminal, to pass through The motion track of the mobile terminal further verifies whether the mobile terminal has the payment applied using the payment class The authority of function, so as to further improve the security of mobile payment.
Optionally, the prompting user, which carries out authentication, includes:
User's input is pointed out to carry out the information of authentication;
If the information of the progress authentication of user's input matches with the checking information prestored, it is determined that test Card passes through;
If the information of the progress authentication of user's input and the checking information prestored are mismatched, it is determined that tested Card does not pass through.
In embodiments of the present invention, the information of the progress authentication of user's input can be voice messaging, gesture One or any combination etc. in information or iris information.The quantity of the checking information prestored can be one or many It is individual, it is not limited thereto.Wherein, the quantity of the checking information prestored for it is multiple can refer to include it is multiple different types of Checking information and/or multiple type identical checking informations.The mobile terminal can pass through voice, label, short message, pop-up User is pointed out etc. mode, is not limited thereto.
When the quantity of the checking information prestored is multiple, if the information of the progress authentication of user input Match with any one in multiple checking informations for prestoring, it is determined that the authentication of the user passes through;If institute The information for stating the progress authentication of user's input do not match that with any one in multiple checking informations for prestoring, Then determine that the authentication of the user does not pass through.
Step S103, if checking does not pass through, the payment function for prohibitting the use of the payment class to apply.
In embodiments of the present invention, when the user authentication not by when, the mobile terminal can pass through language The modes such as sound, label, short message, pop-up point out the user's checking to fail, the payment work(for prohibitting the use of the payment class to apply Energy;When the user authentication by when, it is allowed to using it is described payment class apply payment function.
The embodiment of the present invention is by the hardware configuration information and authentication of mobile terminal to paying the payment work(that class is applied Priority assignation can be carried out, the security of user's proprietary information during mobile payment has been ensured, so as to improve mobile payment Security.
It is the implementation process figure for the mobile payment means of defence that the embodiment of the present invention two is provided, the mobile payment referring to Fig. 2 Means of defence is applied to mobile terminal, and the mobile payment means of defence may comprise steps of as shown in the figure:
Step S201, when the payment class application for detecting mobile terminal starts, the hardware for obtaining the mobile terminal is matched somebody with somebody Confidence ceases.
Step S202, the hardware configuration information for detecting the mobile terminal and the hardware configuration information that prestores whether phase Matching, if so, step S203 is then performed, if it is not, then performing step S204.
Step S203, obtains the current location information of the mobile terminal.
Step S204, points out user to carry out authentication, and detection verifies whether to pass through, if so, step S205 is then performed, If it is not, then performing step S206.
Step S205, detects the motion track of the mobile terminal, and judges whether the motion track meets preparatory condition. If so, step S207 is then performed, if it is not, then performing step S206.
Step S206, the payment function for prohibitting the use of the payment class to apply.
Step S207, it is allowed to the payment function applied using the payment class.
Step S208, detect the mobile terminal current location information whether with the positional information phase that prestores Match somebody with somebody, if so, step S205 is then performed, if it is not, then performing step S204.
The embodiment of the present invention is by the hardware configuration information and authentication of mobile terminal to paying the payment work(that class is applied Priority assignation can be carried out, the security of user's proprietary information during mobile payment has been ensured, so as to improve mobile payment Security.
Referring to Fig. 3, it is the schematic diagram for the mobile terminal that the embodiment of the present invention three is provided, for convenience of description, illustrate only The part related to the embodiment of the present invention.
The mobile terminal includes:
Configuration information acquisition module 31, during for starting in the payment class application for detecting mobile terminal, obtains described move The hardware configuration information of dynamic terminal;
Matching module 32, for the hardware configuration information of the mobile terminal and the hardware configuration information that prestores to be entered Row matching, if mismatching, points out user to carry out authentication;
Disabled module 33, if not passing through for verifying, the payment function for prohibitting the use of the payment class to apply.
Optionally, the matching module 32 also includes:
Location information acquiring unit, if hardware configuration information and the hardware configuration that prestores for the mobile terminal Information match, then obtain the current location information of the mobile terminal;
First allows unit, if current location information and the positional information phase that prestores for the mobile terminal Match somebody with somebody, then allow the payment function applied using the payment class;
The first permission unit includes:
Detection sub-unit, if current location information and the positional information phase that prestores for the mobile terminal Match somebody with somebody, then detect the motion track of the mobile terminal;
Function allows subelement, if the motion track for the mobile terminal meets preparatory condition, allows to use institute State the payment function for paying class application;
The matching module 32 also includes:
Verification tip unit, if current location information and the positional information that prestores for the mobile terminal are not Match somebody with somebody, then point out user to carry out authentication;
Track detection unit, if for being verified, detecting the motion track of the mobile terminal;
Second allows unit, if the motion track for the mobile terminal meets preparatory condition, allows using described Pay the payment function of class application.
Optionally, the matching module 32 also includes:
Information alert unit, for pointing out user's input to carry out the information of authentication;
First determining unit, if the information of the progress authentication inputted for the user and the checking prestored are believed Manner of breathing is matched, it is determined that be verified;
Second determining unit, if the checking of the information of the progress authentication inputted for the user and the storage that prestores is believed Breath is mismatched, it is determined that checking does not pass through.
The embodiment of the present invention is by the hardware configuration information and authentication of mobile terminal to paying the payment work(that class is applied Priority assignation can be carried out, the security of user's proprietary information during mobile payment has been ensured, so as to improve mobile payment Security.
It is the structured flowchart for the mobile terminal that the embodiment of the present invention four is provided referring to Fig. 4.The mobile terminal as depicted It can include:One or more processors 401 (only show one) in figure;One or more input equipments 402 (are only shown in figure One), one or more output equipments 403 (one is only shown in figure) and memory 404.Above-mentioned processor 401, input equipment 402nd, output equipment 403 and memory 404 are connected by bus 405.Memory 404 is used for store instruction, and processor 401 is used for Perform the instruction that memory 404 is stored.Wherein:
The processor 401, during for starting in the payment class application for detecting mobile terminal, passes through the input equipment 402 obtain the hardware configuration information of the mobile terminal;By the hardware configuration information of the mobile terminal with prestore it is hard Part configuration information is matched, if mismatching, points out user to carry out authentication by the output equipment 403;If checking Do not pass through, then the payment function for prohibitting the use of the payment class to apply.
Optionally, if the processor 401 be additionally operable to the hardware configuration information of the mobile terminal with prestore it is hard Part configuration information matches, then the current location information of the mobile terminal is obtained by the input equipment 402;If described move The current location information of dynamic terminal matches with the positional information prestored, then allows the payment applied using the payment class Function.
Optionally, if the processor 401 specifically for the mobile terminal current location information and prestore Positional information matches, then detects the motion track of the mobile terminal;If the motion track of the mobile terminal meets default Condition, then allow the payment function applied using the payment class.
Optionally, if the current location information that is additionally operable to the mobile terminal of the processor 401 and the position prestored Confidence breath is mismatched, then points out user to carry out authentication by the output equipment 403;If being verified, detection is described The motion track of mobile terminal;If the motion track of the mobile terminal meets preparatory condition, allow to use the payment class The payment function of application.
Optionally, the processor 401 is tested specifically for pointing out user's input to carry out identity by the output equipment 403 The information of card;If the information of the progress authentication of user's input matches with the checking information prestored, it is determined that It is verified;If the information of the progress authentication of user's input and the checking information prestored are mismatched, it is determined that Checking does not pass through.
The memory 404, for storing software program and module.The processor 401 is stored in institute by operation The software program and module of memory 404 are stated, so that various function application and data processing are performed, to improve mobile payment Security.
It should be appreciated that in embodiments of the present invention, the processor 401 can be CPU (Central Processing Unit, CPU), the processor can also be other general processors, digital signal processor (Digital Signal Processor, DSP), application specific integrated circuit (Application Specific Integrated Circuit, ASIC), ready-made programmable gate array (Field-Programmable Gate Array, FPGA) or other FPGAs Device, discrete gate or transistor logic, discrete hardware components etc..General processor can be microprocessor or this at It can also be any conventional processor etc. to manage device.
Input equipment 402 can include Trackpad, fingerprint adopt sensor (finger print information that is used to gathering user and fingerprint Directional information), microphone, data receiver interface etc..Output equipment 403 can include display (LCD etc.), loudspeaker, data Transmission interface etc..
The memory 404 can include read-only storage and random access memory, and to processor 401 provide instruction and Data.The a part of of memory 404 can also include nonvolatile RAM.For example, memory 404 can also be deposited Store up the information of device type.
In the specific implementation, processor 401, input equipment 402, the and of output equipment 403 described in the embodiment of the present invention Memory 404 can perform the realization described in the embodiment one and two of mobile payment means of defence provided in an embodiment of the present invention Mode, also can perform the implementation described in mobile terminal described in embodiment three, will not be repeated here.
Fig. 5 is the schematic diagram for the mobile terminal that the embodiment of the present invention five is provided.As shown in figure 5, the mobile end of the embodiment End 5 includes:Processor 50, memory 51 and it is stored in the meter that can be run in the memory 51 and on the processor 50 Calculation machine program 52.The processor 50 realizes that each above-mentioned mobile payment means of defence is implemented when performing the computer program 52 Step in example, such as the step S101 to S103 shown in Fig. 1.Or, the processor 50 performs the computer program 52 The function of each module/unit, such as function of module 31 to 33 shown in Fig. 3 in the above-mentioned each mobile terminal embodiments of Shi Shixian.
Exemplary, the computer program 52 can be divided into one or more module/units, it is one or Multiple module/units are stored in the memory 51, and are performed by the processor 50, to complete the present invention.Described one Individual or multiple module/units can complete the series of computation machine programmed instruction section of specific function, and the instruction segment is used for Implementation procedure of the computer program 52 in the mobile terminal 5 is described.For example, the computer program 52 can be divided Configuration information acquisition module, matching module and disabled module are cut into, each module concrete function is as follows:
Configuration information acquisition module, during for starting in the payment class application for detecting mobile terminal, obtains the movement The hardware configuration information of terminal;
Matching module, for the hardware configuration information of the mobile terminal and the hardware configuration information prestored to be carried out Matching, if mismatching, points out user to carry out authentication;
Disabled module, if not passing through for verifying, the payment function for prohibitting the use of the payment class to apply.
Optionally, the matching module also includes:
Location information acquiring unit, if hardware configuration information and the hardware configuration that prestores for the mobile terminal Information match, then obtain the current location information of the mobile terminal;
First allows unit, if current location information and the positional information phase that prestores for the mobile terminal Match somebody with somebody, then allow the payment function applied using the payment class;
The first permission unit includes:
Detection sub-unit, if current location information and the positional information phase that prestores for the mobile terminal Match somebody with somebody, then detect the motion track of the mobile terminal;
Function allows subelement, if the motion track for the mobile terminal meets preparatory condition, allows to use institute State the payment function for paying class application;
The matching module also includes:
Verification tip unit, if current location information and the positional information that prestores for the mobile terminal are not Match somebody with somebody, then point out user to carry out authentication;
Track detection unit, if for being verified, detecting the motion track of the mobile terminal;
Second allows unit, if the motion track for the mobile terminal meets preparatory condition, allows using described Pay the payment function of class application.
The matching module also includes:
Information alert unit, for pointing out user's input to carry out the information of authentication;
First determining unit, if the information of the progress authentication inputted for the user and the checking prestored are believed Manner of breathing is matched, it is determined that be verified;
Second determining unit, if the checking of the information of the progress authentication inputted for the user and the storage that prestores is believed Breath is mismatched, it is determined that checking does not pass through.
The mobile terminal 5 can be that the calculating such as desktop PC, notebook, palm PC and cloud server is set It is standby.The mobile terminal may include, but be not limited only to, processor 50, memory 51.It will be understood by those skilled in the art that Fig. 5 Only the example of mobile terminal 5, does not constitute the restriction to mobile terminal 5, can include than illustrating more or less portions Part, either combines some parts or different parts, such as described mobile terminal can also include input-output equipment, net Network access device, bus etc..
Alleged processor 50 can be CPU (Central Processing Unit, CPU), can also be Other general processors, digital signal processor (Digital Signal Processor, DSP), application specific integrated circuit (Application Specific Integrated Circuit, ASIC), ready-made programmable gate array (Field- Programmable Gate Array, FPGA) or other PLDs, discrete gate or transistor logic, Discrete hardware components etc..General processor can be microprocessor or the processor can also be any conventional processor Deng.
The memory 51 can be the internal storage unit of the mobile terminal 5, such as hard disk of mobile terminal 5 or interior Deposit.The memory 51 can also be the External memory equipment of the mobile terminal 5, such as is equipped with described mobile terminal 5 Plug-in type hard disk, intelligent memory card (Smart Media Card, SMC), secure digital (Secure Digital, SD) card dodges Deposit card (Flash Card) etc..Further, the memory 51 can also both include the storage inside list of the mobile terminal 5 Member also includes External memory equipment.The memory 51 is used for needed for storing the computer program and the mobile terminal Other programs and data.The memory 51 can be also used for temporarily storing the data that has exported or will export.
It is apparent to those skilled in the art that, for convenience of description and succinctly, only with above-mentioned each work( Energy unit, the division progress of module are for example, in practical application, as needed can distribute above-mentioned functions by different Functional unit, module are completed, i.e., the internal structure of described device is divided into different functional unit or module, more than completion The all or part of function of description.Each functional unit, module in embodiment can be integrated in a processing unit, also may be used To be that unit is individually physically present, can also two or more units it is integrated in a unit, it is above-mentioned integrated Unit can both be realized in the form of hardware, it would however also be possible to employ the form of SFU software functional unit is realized.In addition, each function list Member, the specific name of module are also only to facilitate mutually differentiation, is not limited to the protection domain of the application.Said system The specific work process of middle unit, module, may be referred to the corresponding process in preceding method embodiment, will not be repeated here.
In the above-described embodiments, the description to each embodiment all emphasizes particularly on different fields, without detailed description or note in some embodiment The part of load, may refer to the associated description of other embodiments.
Those of ordinary skill in the art are it is to be appreciated that the list of each example described with reference to the embodiments described herein Member and algorithm steps, can be realized with the combination of electronic hardware or computer software and electronic hardware.These functions are actually Performed with hardware or software mode, depending on the application-specific and design constraint of technical scheme.Professional and technical personnel Described function can be realized using distinct methods to each specific application, but this realization is it is not considered that exceed The scope of the present invention.
, can be by it in embodiment provided by the present invention, it should be understood that disclosed mobile terminal and method Its mode is realized.For example, mobile terminal embodiment described above is only schematical, for example, the module or list The division of member, only a kind of division of logic function can have other dividing mode when actually realizing, such as multiple units or Component can combine or be desirably integrated into another system, or some features can be ignored, or not perform.It is another, show Show or the coupling each other discussed or direct-coupling or communication connection can be by some interfaces, between device or unit Coupling or communication connection are connect, can be electrical, machinery or other forms.
The unit illustrated as separating component can be or may not be it is physically separate, it is aobvious as unit The part shown can be or may not be physical location, you can with positioned at a place, or can also be distributed to multiple On NE.Some or all of unit therein can be selected to realize the mesh of this embodiment scheme according to the actual needs 's.
In addition, each functional unit in each embodiment of the invention can be integrated in a processing unit, can also That unit is individually physically present, can also two or more units it is integrated in a unit.Above-mentioned integrated list Member can both be realized in the form of hardware, it would however also be possible to employ the form of SFU software functional unit is realized.
If the integrated module/unit realized using in the form of SFU software functional unit and as independent production marketing or In use, can be stored in a computer read/write memory medium.Understood based on such, the present invention realizes above-mentioned implementation All or part of flow in example method, can also instruct the hardware of correlation to complete, described meter by computer program Calculation machine program can be stored in a computer-readable recording medium, and the computer program can be achieved when being executed by processor The step of stating each embodiment of the method.Wherein, the computer program includes computer program code, the computer program generation Code can be source code form, object identification code form, executable file or some intermediate forms etc..The computer-readable medium It can include:Any entity or device, recording medium, USB flash disk, mobile hard disk, magnetic of the computer program code can be carried Dish, CD, computer storage, read-only storage (ROM, Read-Only Memory), random access memory (RAM, Random Access Memory), electric carrier signal, telecommunication signal and software distribution medium etc..It should be noted that described The content that computer-readable medium is included can carry out appropriate increasing according to legislation in jurisdiction and the requirement of patent practice Subtract, such as, in some jurisdictions, according to legislation and patent practice, computer-readable medium does not include electric carrier signal and electricity Believe signal.
Embodiment described above is merely illustrative of the technical solution of the present invention, rather than its limitations;Although with reference to foregoing reality Example is applied the present invention is described in detail, it will be understood by those within the art that:It still can be to foregoing each Technical scheme described in embodiment is modified, or carries out equivalent substitution to which part technical characteristic;And these are changed Or replace, the essence of appropriate technical solution is departed from the spirit and scope of various embodiments of the present invention technical scheme, all should Within protection scope of the present invention.

Claims (10)

1. a kind of mobile payment means of defence, it is characterised in that the mobile payment means of defence includes:
When the payment class application for detecting mobile terminal starts, the hardware configuration information of the mobile terminal is obtained;
The hardware configuration information of the mobile terminal is matched with the hardware configuration information prestored, if mismatching, User is pointed out to carry out authentication;
If checking does not pass through, the payment function for prohibitting the use of the payment class to apply.
2. mobile payment means of defence as claimed in claim 1, it is characterised in that the hardware by the mobile terminal is matched somebody with somebody The step of confidence breath is matched with the hardware configuration information prestored, in addition to:
If the hardware configuration information of the mobile terminal matches with the hardware configuration information prestored, the movement is obtained The current location information of terminal;
If the current location information of the mobile terminal matches with the positional information prestored, allow to pay using described The payment function of class application.
3. mobile payment means of defence as claimed in claim 2, it is characterised in that if the present bit of the mobile terminal The positional information that confidence ceases with prestoring matches, then allows to include using the payment function that the payment class is applied:
If the current location information of the mobile terminal matches with the positional information prestored, the mobile terminal is detected Motion track;
If the motion track of the mobile terminal meets preparatory condition, allow the payment function applied using the payment class.
4. mobile payment means of defence as claimed in claim 2, it is characterised in that the mobile payment means of defence is also wrapped Include:
If the current location information of the mobile terminal and the positional information prestored are mismatched, user is pointed out to carry out identity Checking;
If being verified, the motion track of the mobile terminal is detected;
If the motion track of the mobile terminal meets preparatory condition, allow the payment function applied using the payment class.
5. the mobile payment means of defence as described in any one of Claims 1-4, it is characterised in that the prompting user is carried out Authentication includes:
User's input is pointed out to carry out the information of authentication;
If the information of the progress authentication of user's input matches with the checking information prestored, it is determined that checking is logical Cross;
If the information of the progress authentication of user's input and the checking information prestored are mismatched, it is determined that checking is not Pass through.
6. a kind of mobile terminal, it is characterised in that the mobile terminal includes:
Configuration information acquisition module, during for starting in the payment class application for detecting mobile terminal, obtains the mobile terminal Hardware configuration information;
A matching module, for the hardware configuration information of the mobile terminal and the hardware configuration information that prestores to be carried out Match somebody with somebody, if mismatching, point out user to carry out authentication;
Disabled module, if not passing through for verifying, the payment function for prohibitting the use of the payment class to apply.
7. mobile terminal as claimed in claim 6, it is characterised in that the matching module includes:
Location information acquiring unit, if hardware configuration information and the hardware configuration information that prestores for the mobile terminal Match, then obtain the current location information of the mobile terminal;
First allows unit, if the current location information for the mobile terminal matches with the positional information that prestores, Then allow the payment function applied using the payment class;
The first permission unit includes:
Detection sub-unit, if the current location information for the mobile terminal is matched with the positional information prestored, is examined Survey the motion track of the mobile terminal;
Function allows subelement, if the motion track for the mobile terminal meets preparatory condition, allows to use the branch Pay the payment function of class application;
The matching module also includes:
Verification tip unit, if the current location information and the positional information that prestores for the mobile terminal are mismatched, Then prompting user carries out authentication;
Track detection unit, if for being verified, detecting the motion track of the mobile terminal;
Second allows unit, if the motion track for the mobile terminal meets preparatory condition, allows to pay using described The payment function of class application.
8. mobile terminal as claimed in claims 6 or 7, it is characterised in that the matching module also includes:
Information alert unit, for pointing out user's input to carry out the information of authentication;
First determining unit, if the information of the progress authentication inputted for the user and the checking information phase prestored Matching, it is determined that be verified;
Second determining unit, if the information of the progress authentication inputted for the user and the checking information for the storage that prestores are not Match, it is determined that checking does not pass through.
9. a kind of mobile terminal, including memory, processor and it is stored in the memory and can be on the processor The computer program of operation, it is characterised in that realize such as claim 1 to 5 described in the computing device during computer program The step of any one mobile payment means of defence.
10. a kind of computer-readable recording medium, the computer-readable recording medium storage has computer program, its feature exists In realizing the mobile payment means of defence as described in any one of claim 1 to 5 when the computer program is executed by processor Step.
CN201710625858.0A 2017-07-27 2017-07-27 Mobile payment means of defence, mobile terminal and computer-readable recording medium Pending CN107248078A (en)

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Application publication date: 20171013