CN107111729A - Communication card Net silver KEY and its method of work - Google Patents

Communication card Net silver KEY and its method of work Download PDF

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Publication number
CN107111729A
CN107111729A CN201680003522.4A CN201680003522A CN107111729A CN 107111729 A CN107111729 A CN 107111729A CN 201680003522 A CN201680003522 A CN 201680003522A CN 107111729 A CN107111729 A CN 107111729A
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CN
China
Prior art keywords
module
communication
communication card
key
code system
Prior art date
Application number
CN201680003522.4A
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Chinese (zh)
Inventor
肖德银
刘义
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国民技术股份有限公司
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Filing date
Publication date
Priority to CN2015107368292 priority Critical
Priority to CN201510736829 priority
Application filed by 国民技术股份有限公司 filed Critical 国民技术股份有限公司
Priority to PCT/CN2016/104244 priority patent/WO2017076277A1/en
Publication of CN107111729A publication Critical patent/CN107111729A/en

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Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/70Protecting specific internal or peripheral components, in which the protection of a component leads to protection of the entire computer
    • G06F21/71Protecting specific internal or peripheral components, in which the protection of a component leads to protection of the entire computer to assure secure computing or processing of information
    • G06F21/77Protecting specific internal or peripheral components, in which the protection of a component leads to protection of the entire computer to assure secure computing or processing of information in smart cards
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation, credit approval, mortgages, home banking or on-line banking

Abstract

The invention discloses communication card Net silver KEY and its method of work, wherein, the Net silver KEY includes:ISO7816 interfaces and power management module, communication card telecommunications application module, the safety chip module for supporting open code system, bluetooth communication module;Wherein, the communication neck connection of ISO7816 interfaces and power management module and communicator;ISO7816 interfaces and power management module are connected with communication card telecommunications application module, the safety chip module for supporting open code system, bluetooth communication module;ISO7816 interfaces and communication that communication card telecommunications application module is provided by ISO7816 interfaces and power management module, complete telecommunications application;Support the safety chip module of open code system to be connected with bluetooth communication module, complete the operations such as encryption, decryption, the exchange of signature, sign test, key.

Description

Communication card Internetbank KEY and its working method Technical field

The present invention relates to Internet Bank Security Technology field more particularly to communication card Internetbank KEY and its working methods.

Background technique

With the development of mobile internet, the demand of Internet-based banking services is shifted to mobile device, mobile device carries out the demand of internet bank trade more come also big by mobile Internet, carrying out the transaction such as Web bank by mobile devices such as mobile phones simultaneously, there are biggish security risks, the mobile devices such as the Internetbanks such as traditional USBKEY ID authentication device and mobile phone can not be compatible, and it is not easy to carry, therefore the authentication and network bank business that high safety can not be provided guarantee that safety issue of the Web bank in mobile terminal is urgently to be resolved.

The mobile devices such as mobile phone need to install communication card at present, can only meet telecommunications application.Traditional communication card is mounted in handset device, and is communicated by 7816 contact interfaces with handset device, and telecommunications application demand is met.

Here, the communication card can be the communication card of the various sizes and types such as standard SIM (Subscriber Identity Module client identification module) card, usim card, UIM card, MicroSIM card, NanoSIM card.

Summary of the invention

To solve existing technical problem, the present invention provides a kind of communication card Internetbank KEY, on supporting conventional telecommunications application foundation, Internetbank KEY can support open code system, it is mounted in handset device, encryption needed for communicating completion Internet-based banking services with handset device by blue tooth wireless communication, decryption, signature, sign test, key exchange, and solve the demand of authentication and data encryption, meet Web bank's application demand.

The technical solution of the embodiment of the present invention is achieved in that

The present invention provides a kind of communication card Internetbank KEY, and Internetbank KEY includes: ISO7816 interface and power management module, communication card telecommunications application module, the safety chip module for supporting open code system, bluetooth communication module;Wherein,

The communication card slot of the communication devices such as ISO7816 interface and power management module and such as mobile phone is connect, and obtains electric energy from communication device;ISO7816 interface and power management module connect with communication card telecommunications application module, the safety chip module of support open code system, bluetooth communication module, and provide working power for modules;

Communication card telecommunications application module completes telecommunications application by ISO7816 interface and the ISO7816 interface and communication of power management module offer;

It supports the safety chip module of open code system to connect with bluetooth communication module, the operations such as encryption, decryption, the exchange of signature, sign test, key can be completed with communication device by blue tooth wireless communication;

Bluetooth communication module, for realizing the Bluetooth communication of communication card and communication device.

In above scheme, the ISO7816 and power management module include: ISO7816 contact interface and Power Management Unit;Wherein

The ISO7816 contact interface includes: power supply and ground input subelement;

The Power Management Unit includes: short-circuit protection subelement.

In above scheme, the communication card telecommunications application module includes: system level chip (SOC chip), storage unit;Wherein

SOC chip applies logical process for completing, such as telecommunication user identification, telecommunications load application processing etc.;

Storage unit is used, and applies data in storage user data, such as the load of user communication record, telecommunications.

In above scheme, the security module for supporting open code system includes: safe SOC chip unit, open code system encryption/decryption element, secure storage unit;Wherein

Safe SOC chip unit can protect actively intrusive attack and passive detection formula attack means for executing safety detection and protection, such as have light detection, temperature detection, frequency detecting, voltage detecting, protective layer design, tamper design;

Open code system encryption/decryption element is held for executing asymmetric cryptographic algorithm and symmetric cryptographic algorithm The operations such as row encryption, decryption, the exchange of signature, sign test, key;

Secure storage unit, for completing the encryption and storage protection of user data.

In above scheme, the bluetooth communication module includes: bluetooth communication chip unit and Radio Frequency Management unit;Wherein,

Bluetooth communication chip completes blue tooth wireless communication for controlling;

Radio Frequency Management unit, including radio frequency Bluetooth antenna are used for transceiving radio frequency signal.

The present invention also provides another communication card Internetbank KEY, Internetbank KEY includes: ISO7816 interface and power management module, communication card telecommunications application module, the safety chip module for supporting open code system, bluetooth communication module;Wherein, the safety chip module of communication card telecommunications application module and support open code system, the division without being physically isolated completely, only in logic function.

Further, the SIM telecommunications application module logic function can integrate in the safety chip module for supporting open code system.

Further, the security module of the SIM telecommunications application module and support open code system can integrate in same physical module, and two class functions can be isolated by way of software firewall.

A kind of working method of communication card Internetbank KEY of the present invention, which comprises

After communication card Internetbank KEY is put into handset device communication card slot by consumer, communication card Internetbank KEY completes typical telecommunications application by ISO7816 contact interface, Bluetooth data channel is opened simultaneously, pass through bluetooth radio channel and mobile communication, encryption needed for safety chip finishing service by supporting public key encryption system, decryption, signature, sign test, key exchange etc., complete user identity authentication, there is provided business datum to handset device, and send data to background server completion such as log in, Internet-based banking services of transferring accounts operate.

The present invention provides the working method of another communication card Internetbank KEY, which comprises

After communication card Internetbank KEY is put into handset device communication card slot by consumer, communication card Internetbank KEY completes typical telecommunications application by ISO7816 contact interface, Bluetooth data channel is opened simultaneously, pass through bluetooth radio channel and mobile communication, encryption needed for safety chip finishing service by supporting public key encryption system, decryption, signature, sign test, key exchange etc., complete user identity authentication, there is provided business datum to handset device, and send data to background server completion such as log in, Internet-based banking services of transferring accounts operate;Telecommunication service processing and Internet-based banking services processing are isolated by way of application firewall, business processing Sequence is adjusted according to application demand, and without being physically isolated.

Compared with existing communication card, it is communicated except through 7816 interfaces and handset device of contact, communication card provided by the invention can be communicated by the wireless communication mode of bluetooth extensions with handset device, and based on the built-in function of supporting open code system, meets the needs of Web bank's application.Due in the mountable handset device of communication card provided by the invention, and it is powered by handset device, and it is controlled by the I/O Interface that handset device provides, it is superior to the USBKEY product of Internetbank in the portability and ease for use of equipment, and provides higher-security for the application of the Web bank of handset device.

Detailed description of the invention

Fig. 1 is a kind of structural schematic diagram of communication card Internetbank KEY provided by the invention;

Fig. 2 is the structural schematic diagram of another communication card Internetbank KEY provided by the invention;

Fig. 3 is the workflow schematic diagram of communication card Internetbank KEY shown in Fig. 1;

Fig. 4 is the workflow schematic diagram of communication card Internetbank KEY shown in Fig. 2.

Specific embodiment

In order to illustrate the embodiments of the present invention more clearly and technical solution, technical solution of the present invention is described in detail below in conjunction with accompanying drawings and embodiments, it is clear that described embodiment is a part of the embodiments of the present invention, rather than whole embodiments.Based on the embodiment of the present invention, those of ordinary skill in the art's every other embodiment obtained without creative efforts, shall fall within the protection scope of the present invention.

Fig. 1 is a kind of structural schematic diagram of communication card Internetbank KEY provided by the invention, as shown in Figure 1, communication card 10 includes: ISO7816 interface and power management module 101, communication card telecommunications application module 102, the safety chip module 103 for supporting open code system, bluetooth communication module 104;Wherein,

ISO7816 interface and power management module 101 are connect with communication card telecommunications application module 102, the safety chip module 103 of support open code system, bluetooth communication module 104 respectively, provide working power for system modules;ISO7816 interface and power management module 101 are connect with communication card telecommunications application module 102 can be connect with communication devices such as mobile phones by communicating card slot, complete the application of communication card telecommunications;

The safety chip module 103 for supporting open code system, can connect with bluetooth communication module 104, and complete the logic of business functions with the blue-teeth data of the communication devices such as mobile phone communication and open code system;

Bluetooth communication module 104, for realizing the Bluetooth communication of communication card and communication device.

In above scheme, the ISO7816 and power management module 101 include: ISO7816 contact interface and Power Management Unit;Wherein

The ISO7816 contact interface includes: power supply and ground input subelement;

The Power Management Unit includes: short-circuit protection subelement.

In above scheme, the communication card telecommunications application module 102 includes: system level chip (SOC chip), storage unit, and user data is stored in a storage unit, and is handled by system level chip (SOC chip);Wherein

SOC chip, for completing application processing, such as telecommunication user identification, telecommunications load application processing etc.;

Storage unit, for storing user data, such as the load of user communication record, telecommunications using data.

In above scheme, the security module 103 for supporting open code system includes: safe SOC chip unit, open code system encryption/decryption element, secure storage unit, user data is stored in secure storage unit, it is handled by open code system encryption/decryption element, and carries out input and output via safe SOC chip unit;Wherein

Safe SOC chip unit, for executing safety detection and protection, it is desirable to be able to protect the intrusive attack of active and passive detection formula attack means, light detection, temperature detection, frequency detecting, voltage detecting, protective layer designs, tamper designs such as having;

Open code system encryption/decryption element executes the operations such as encryption, decryption, signature, sign test, key exchange for executing asymmetric cryptographic algorithm and symmetric cryptographic algorithm;

Secure storage unit, for completing the encryption and storage protection of user data.

In above scheme, the bluetooth communication module 104 includes: bluetooth communication chip unit and Radio Frequency Management unit;Wherein,

Bluetooth communication chip completes blue tooth wireless communication for controlling;

Radio Frequency Management unit, including radio frequency Bluetooth antenna are used for transceiving radio frequency signal.

Fig. 2 is the structural schematic diagram of another communication card Internetbank KEY provided by the invention, as shown in Fig. 2, communication card 20 includes: ISO7816 interface and power management module 201, bluetooth communication module 204, communication card telecommunications and safety chip module 205;Wherein, the safety chip module 203 that communication card telecommunications and safety chip module 205 can be logically divided into communication card telecommunications application module 202 again, support open code system;Wherein ISO7816 interface and power management module 201 are connect with communication card telecommunications application module 202, the safety chip module 203 of support open code system, bluetooth communication module 204, provide working power for system modules.ISO7816 interface and power management module 201 are connect with communication card telecommunications and safety chip module 205 can be connect with communication devices such as mobile phones by communicating card slot, complete the application of communication card telecommunications, it is connect again with bluetooth communication module 204 simultaneously, completes the logic of business functions with the blue-teeth data of the communication devices such as mobile phone communication and open code system.

Further, the security module 203 of the communication card telecommunications application module 202 and support open code system can integrate in same physical module, and two class functions can be isolated by way of software firewall.

The communication card Internetbank KEY that above embodiments provide, has the following characteristics that

First, communication card Internetbank KEY of the invention is mountable in the communication card slot of handset device, and it can be controlled by the input and output of handset device, portability and ease for use are preferable;

Second, communication card Internetbank KEY of the invention includes ISO7816 interface and power management module, communication card telecommunications application module, the safety chip module and bluetooth communication module for supporting open code system;

Third, communication card Internetbank KEY of the invention supports open code system, asymmetric cryptographic algorithm is provided and symmetric cryptographic algorithm is supported, supported encryption, decryption, the exchange of signature, sign test, key etc., can satisfy Web bank's application demand of authentication;

Fourth, communication card Internetbank KEY of the invention provides blue tooth wireless communication interface, can be filled with mobile phone etc. It sets and carries out wireless communication, satisfaction interconnects with handset device, and supports to provide the data communications channel of high safety by open code system.

Fig. 3 is the workflow schematic diagram of communication card Internetbank KEY shown in Fig. 1, as shown in Figure 3, after communication card Internetbank KEY is put into handset device communication card slot by consumer, communication card Internetbank KEY completes typical telecommunications by ISO7816 contact interface and applies (such as telecommunication user identification, telecommunications load application processing etc.), Bluetooth data channel is opened simultaneously, pass through bluetooth radio channel and mobile communication, encryption needed for safety chip finishing service by supporting public key encryption system, decryption, signature, sign test, key exchange etc., complete user identity authentication, business datum is provided to handset device, and it sends data to background server and completes as logged in, equal Internet-based banking services of transferring accounts operate.

Fig. 4 is the workflow schematic diagram of communication card Internetbank KEY shown in Fig. 2, as shown in Figure 4, after communication card Internetbank KEY is put into handset device communication card slot by consumer, communication card Internetbank KEY completes typical telecommunications application by ISO7816 contact interface, Bluetooth data channel is opened simultaneously, pass through bluetooth radio channel and mobile communication, encryption needed for safety chip finishing service by supporting public key encryption system, decryption, signature, sign test, the encryptions such as key exchange, complete user identity authentication, business datum is provided to handset device, and it sends data to background server and completes as logged in, equal Internet-based banking services of transferring accounts operate.Telecommunication service processing and Internet-based banking services processing are isolated by way of application firewall, and business processing sequence is adjusted according to application demand, and without being physically isolated.

It should be understood by those skilled in the art that, the embodiment of the present invention can provide as method, system or computer program product.Therefore, the form of hardware embodiment, software implementation or embodiment combining software and hardware aspects can be used in the present invention.Moreover, the form for the computer program product implemented in the computer-usable storage medium (including but not limited to magnetic disk storage and optical memory etc.) that one or more wherein includes computer usable program code can be used in the present invention.

The present invention be referring to according to the method for the embodiment of the present invention, the flowchart and/or the block diagram of equipment (system) and computer program product describes.It should be understood that the knot of process and/or box in each flow and/or block and flowchart and/or the block diagram that can be realized by computer program instructions in flowchart and/or the block diagram It closes.These computer program instructions be can provide to the processor of general purpose computer, special purpose computer, Embedded Processor or other programmable data processing devices to generate a machine, so that generating by the instruction that computer or the processor of other programmable data processing devices execute for realizing the device for the function of specifying in one or more flows of the flowchart and/or one or more blocks of the block diagram.

These computer program instructions, which may also be stored in, to be able to guide in computer or other programmable data processing devices computer-readable memory operate in a specific manner, so that instruction stored in the computer readable memory generates the manufacture including command device, which realizes the function of specifying in one or more flows of the flowchart and/or one or more blocks of the block diagram.

These computer program instructions also can be loaded onto a computer or other programmable data processing device, so that series of operation steps are executed on a computer or other programmable device to generate computer implemented processing, thus the step of instruction executed on a computer or other programmable device is provided for realizing the function of specifying in one or more flows of the flowchart and/or one or more blocks of the block diagram.

The foregoing is only a preferred embodiment of the present invention, is not intended to limit the scope of the present invention.

Claims (10)

  1. A kind of communication card Internetbank KEY, which is characterized in that the Internetbank KEY includes: ISO7816 interface and power management module, communication card telecommunications application module, the safety chip module for supporting open code system, bluetooth communication module;Wherein,
    The connection of the communication card slot of ISO7816 interface and power management module and communication device, and electric energy is obtained from communication device;ISO7816 interface and power management module are connect with communication card telecommunications application module, the safety chip module of support open code system, bluetooth communication module, for providing working power for modules;
    Communication card telecommunications application module, ISO7816 interface and communication for being provided by ISO7816 interface and power management module, completes telecommunications application;
    The safety chip module for supporting open code system, connect with bluetooth communication module, for, by blue tooth wireless communication, completing encryption, decryption, signature, sign test and cipher key exchange operations with communication device;
    Bluetooth communication module, for realizing the Bluetooth communication of communication card and communication device.
  2. Internetbank KEY according to claim 1, which is characterized in that the ISO7816 and power management module include: ISO7816 contact interface and Power Management Unit;Wherein,
    The ISO7816 contact interface includes: power supply and ground input subelement;
    The Power Management Unit includes: short-circuit protection subelement.
  3. Internetbank KEY according to claim 1, which is characterized in that the communication card telecommunications application module includes: system level chip (SOC chip), storage unit;Wherein
    SOC chip applies logical process for completing;
    Storage unit, for storing user data.
  4. Internetbank KEY device according to claim 1, which is characterized in that the security module for supporting open code system includes: safe SOC chip unit, open code system encryption/decryption element, secure storage unit;Wherein
    Safe SOC chip unit, for executing safety detection and protection;
    Open code system encryption/decryption element executes encryption, decryption, signature, sign test and cipher key exchange operations for executing asymmetric cryptographic algorithm and symmetric cryptographic algorithm;
    Secure storage unit, for completing the encryption and storage protection of user data.
  5. Internetbank KEY device according to claim 1, which is characterized in that the bluetooth communication module includes: bluetooth communication chip unit and Radio Frequency Management unit;Wherein,
    Bluetooth communication chip completes blue tooth wireless communication for controlling;
    Radio Frequency Management unit, including radio frequency Bluetooth antenna are used for transceiving radio frequency signal.
  6. A kind of communication card Internetbank KEY, which is characterized in that Internetbank KEY includes: ISO7816 interface and power management module, communication card telecommunications application module, the safety chip module for supporting open code system, bluetooth communication module;Wherein, the safety chip module of communication card telecommunications application module and support open code system, the division without being physically isolated completely, only in logic function.
  7. Internetbank KEY according to claim 6, which is characterized in that the telecommunications application module logic function is integrated in the safety chip module for supporting open code system.
  8. Internetbank KEY according to claim 7, which is characterized in that the security module of the telecommunications application module and support open code system is integrated in same physical module, and two class functions are isolated by way of software firewall.
  9. A kind of working method of communication card Internetbank KEY, which is characterized in that after the communication card Internetbank KEY is placed into the communication card slot of communication device, which comprises
    Telecommunications application is completed by ISO7816 contact interface;
    Bluetooth data channel is established with the communication device;
    Data communication is carried out by the Bluetooth channels and the communication device, wherein the data include safety certification data and business datum;
    The safety certification data and business datum are provided and/or are received by the safety chip of support public key encryption system built-in in the communication card Internetbank KEY;
    Wherein, the safety certification data include: to complete encryption, decryption, sign, data needed for sign test and cipher key exchange operations.
  10. Working method according to claim 9, which is characterized in that the described method includes:
    The telecommunications is applied is isolated in a manner of firewall with the safety certification data and business datum, and without being physically isolated.
CN201680003522.4A 2015-11-03 2016-11-01 Communication card Net silver KEY and its method of work CN107111729A (en)

Priority Applications (3)

Application Number Priority Date Filing Date Title
CN2015107368292 2015-11-03
CN201510736829 2015-11-03
PCT/CN2016/104244 WO2017076277A1 (en) 2015-11-03 2016-11-01 Communication card e-bank key and functioning method thereof

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Publication Number Publication Date
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TW (1) TWI650722B (en)
WO (1) WO2017076277A1 (en)

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CN102137515A (en) * 2010-01-27 2011-07-27 国民技术股份有限公司 IC (Integrated Circuit) card device
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CN101394615A (en) * 2007-09-20 2009-03-25 中国银联股份有限公司 Mobile payment terminal and payment method based on PKI technique
CN102137515A (en) * 2010-01-27 2011-07-27 国民技术股份有限公司 IC (Integrated Circuit) card device
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Publication number Publication date
TWI650722B (en) 2019-02-11
TW201717139A (en) 2017-05-16
WO2017076277A1 (en) 2017-05-11

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