CN106529931A - Intelligent POS payment safety management system - Google Patents
Intelligent POS payment safety management system Download PDFInfo
- Publication number
- CN106529931A CN106529931A CN201611088927.0A CN201611088927A CN106529931A CN 106529931 A CN106529931 A CN 106529931A CN 201611088927 A CN201611088927 A CN 201611088927A CN 106529931 A CN106529931 A CN 106529931A
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- China
- Prior art keywords
- payment
- processor
- intelligent pos
- application
- management system
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- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/206—Point-of-sale [POS] network systems comprising security or operator identification provisions, e.g. password entry
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
Abstract
The invention provides an intelligent POS payment safety management system. The intelligent POS payment safety management system comprises an application processor, a safety processor, a payment module, a detection module, a reserve battery and a touch screen. A connecting channel is established between the application processor and the safety processor; the payment module is connected with the application processor and the safety processor; the detection module is connected with the application processor; the reserve battery is connected with the safety processor; and the touch screen is connected with the application processor and the safety processor. The intelligent POS payment safety management system has the advantages of payment safety and good utilization efficiency of the two processors.
Description
Technical field
The present invention relates to terminal safety of payment technical field, especially, is related to a kind of intelligent POS safety of payment management system
System.
Background technology
POS (point of sales terminal) is the Electronic Finance payment mechanism that businessman commonly uses.Traditional POS is generally basede on special
Hardware platform and the software system of closing, are input into dealing money and trading password using physical keyboard, are only limitted to complete to pay work(
Can, it is difficult to artificial intelligence's trend Internet era complying with, but POS is convenient and safe by its payment, still obtains businessman
Commonly use.
, there is the more intelligent POS based on Android system in auto upgrading and transformation to traditional POS, and intelligent POS has biography concurrently
The safety of payment of system POS, while extend the work(such as Quick Response Code payment, the management of card certificate, member management, intelligent marketing and big data
Can, and still there is extremely strong open and autgmentability, in commercially available highly recognition, bring to businessman and consumer
It is convenient and economical.
The intelligent POS of prior art, using the bank card payment function of traditional POS, carries out function expansion using APP, because
And, intelligent POS has two processors, a safe processor and an application processor, safe processor management bank card concurrently
Pay, application processor management function of application, including payment function, application processor easily by hacker's success attack, is led
Cause part sensitive data to lose, carry out having influence between the overall safety of payment of intelligent POS, and two processors and mutually utilize
Difference, causes the wasting of resources.
The content of the invention
Dangerous and two processor utilization ratio differences technical problems are paid for solving intelligence POS in prior art, this
Invention provides a kind of intelligent POS safety of payment and two processor utilization ratios good intelligent POS safety of payment management system.
The intelligent POS safety of payment management system that the present invention is provided includes application processor, safe processor and pays mould
Block, sets up interface channel, the safe processor and the payment module between the application processor and the safe processor
Connection, the payment application connection that the payment module is connected with the application processor, the application processor manage intelligence
Energy POS application programs, the safe processor manage intelligence POS safety of payment, close including customer transaction account data, encryption and decryption
Key, PIN inputs and internal cryptographic.
According to a preferred embodiment of the present invention, also including touch screen, the application processor and the safe handling
Device is connected with the touch screen.
According to a preferred embodiment of the present invention, the application processor manages multiple application programs, it is multiple it is described should
Include payment function module respectively with program, multiple payment function modules are connected with the safe processor.
According to a preferred embodiment of the present invention, the application processor manages multiple application programs, wherein, including one
Payment application, the payment application are connected with the safe processor.
According to a preferred embodiment of the present invention, if PIN inputs, generate the key of arbitrary placement by safe processor
Disk, the PIN code of receives input are simultaneously encrypted.
According to a preferred embodiment of the present invention, the payment module includes contacting IC-card card reader, contactless IC card
Card reader, magnetic card reader and Quick Response Code payment device.
According to a preferred embodiment of the present invention, also including detection module, application program need to be through the detection module
Detection, if detection is qualified, just allows to be installed on the intelligent POS.
According to a preferred embodiment of the present invention, the safe processor is passed with the clear data of the application processor
It is defeated that the clear data of the application processor is allowed to transmit to the safe processor for unidirectional, the safe processor it is bright
Literary data do not allow to transmit to the application processor.
According to a preferred embodiment of the present invention, the encryption and decryption key algorithm is DES algorithms, or IDEA algorithms,
Or aes algorithm, or RSA Algorithm, or Diffie-Hellman algorithms, the one or more than one in ECC algorithm
Combination.
According to a preferred embodiment of the present invention, the internal cryptographic is at least included to customer transaction account and PIN code
It is encrypted.
According to a preferred embodiment of the present invention, also including reserve cell, the reserve cell and the safe handling
Device connects.
The technical scheme that the present invention is provided has the advantages that:
1st, by using setting up interface channel between safe processor and application processor, the payment being connected with application processor
Application program is also connected with safe processor, beneficial to the safety that intelligent POS various ways pay;
2nd, application processor is different from the cost of safe processor and function, sets up the mechanism of Coordination Treatment between the two,
Beneficial to the lifting of the two utilization ratio;
3rd, the application program for being installed on the intelligent POS is detected using detection module, beneficial to lifting intelligence POS's
Safety of payment is ensured.
In addition to objects, features and advantages described above, the present invention also has other objects, features and advantages.
Below with reference to figure, the present invention is further detailed explanation.
Description of the drawings
For the technical scheme being illustrated more clearly that in the embodiment of the present invention, below will be to making needed for embodiment description
Accompanying drawing is briefly described, it should be apparent that, drawings discussed below is only some embodiments of the present invention, for this
For the those of ordinary skill of field, on the premise of not paying creative work, can be with other according to these accompanying drawings acquisitions
Accompanying drawing, wherein:
Fig. 1 is the electrical block diagram of a kind of intelligent POS safety of payment management system that the present invention is provided.
Specific embodiment
With reference to the accompanying drawing of the present invention, clear, complete description is carried out to the technical scheme in the embodiment of the present invention, shown
So, described embodiment is only a part of embodiment of the present invention, rather than the embodiment of whole.
Fig. 1 is referred to, is the electrical block diagram of a kind of intelligent POS safety of payment management system that the present invention is provided.
The intelligent POS safety of payment management system includes application processor, safe processor, payment module, detection mould
Block, reserve cell and touch screen.
Set up interface channel between the application processor and the safe processor, at the payment module and the application
Reason device, the safe processor are all connected with, and the detection module is connected with the application processor, the reserve cell with it is described
Safe processor connects, and the touch screen is connected with the application processor, the safe processor.
The application processor be used for manage intelligent POS application programs, including to application program operation support with monitoring, should
Pacify loading, unloading and upgrading etc. with program, the intelligent POS is provided with multiple application programs, application program of such as ordering dishes, application of soliciting guests or diners
Application program, intelligent young waiter in a wineshop or an inn's application program etc. are taken out by program, U.S. group's application program, Baidu, and multiple application programs enter respectively
The use of capable its corresponding function.
In the present embodiment, the application program for being installed on the intelligent POS includes a payment application, and the payment should
Also it is connected with the safe processor with program, the payment application supplies to be installed on the other application journey of the intelligent POS
Sequence is called when need to be paid, and the payment application is connected with the payment module, can call many of the payment module
Plant the means of payment to complete to pay.
In another embodiment, the application program for being installed on the intelligent POS includes payment function module, including payment
The application program of functional module is connected with the application processor, when operating the application program be paid, calls itself
Payment function module, by the payment function module call the means of payment of the payment module complete pay.Wherein, including
The application program of payment function module can be a part for the application program for being installed on the intelligent POS, such as order dishes and apply journey
Sequence, when completing to order dishes, can be paid.
The safe processor is used for managing intelligent POS safety of payment, carries out safety including to customer transaction account data
Processing, store encryption and decryption key and carry out receives input information and the information to receiving when corresponding encryption and decryption, PIN are input into is carried out
Internal cryptographic, the means of payment of the intelligent POS includes various, and the means of payment is included in the payment module.
The payment module includes contacting IC-card card reader, non-contact IC card reader, magnetic card reader and Quick Response Code
Pay device.The contact IC-card card reader is used for carrying out the payment of swiping the card of chip card, and the non-contact IC card reader is used for carrying out
The NFC of chip card pays, and the magnetic card reader is used for the payment of swiping the card of magnetic stripe card, and the Quick Response Code payment device is used for scanning two
Dimension code pays and scanned payment.
Called by the application processor when the payment module and paid, the payment module obtains letter to be paid
Breath, trade company select the means of payment by the payment module, when the selected means of payment is paid, start the safe handling
Device, is analyzed to transaction data, and the data to needing safe handling carry out respective handling, by calling related communication function and place
Reason program completes to pay.
Wherein, the safe processor must carry out safe handling and be stored in safe storage to customer transaction account data
In device, encryption and decryption is carried out by its internal encryption and decryption key to trading account data and is processed and then is communicated with acquirer,
In the present embodiment, encryption and decryption key algorithm is the combination of DES algorithms and RSA Algorithm, in other cases, can also be DES
Algorithm, or IDEA algorithms, or aes algorithm, or RSA Algorithm, or Diffie-Hellman algorithms, in ECC algorithm
The combination of one or more than one.
The safe processor carries out safe handling to PIN inputs, adopts including generating to keyboard during user input PIN code
With arbitrary placement, it is to avoid be easier to steal, the PIN code to being input into is encrypted operation, can adopt AES or switch to close
Text;
The safe processor also carries out internal cryptographic, refers mainly to carry out the information for receiving encryption during storage inside, profit
In outside transmission be encryption after information, wherein, should carry out internal cryptographic including customer transaction account and PIN code.
The safe processor can only carry out one-way transmission with the clear data of the application processor, and the application is processed
The clear data of device allows to transmit to the safe processor, and the clear data of the safe processor is not allowed to transmit to described
Application processor.The part ciphertext data of the safe processor can be transmitted to the application processor, for ease of transmission and
Application program operation, record.
The detection module is connected with the application processor, and the application program to being installed on the intelligent POS is pacified
Full inspection is surveyed, and predominantly detects application program with the presence or absence of viral, the whether compatible intelligent POS operating systems, payment flow and letter
Breath detects underproof application program, does not allow to be installed on the intelligent POS with the presence or absence of regulation is not met, while will detection
As a result send to the safe processor, when the safe processor is to detecting that underproof application program launching pays, carry out
Secondary interception and warning.
The reserve cell is connected with the safe processor, when the intelligent POS is in short of electricity or off-position, is
The safe processor provides working power, when the intelligent POS is subject to outside world, remains to realize the sensitive number of quick destruction
According to the information security of guarantee intelligence POS user.
The touch screen is all connected with the application processor, the safe processor, is connected with the application processor
It is that it is for user to be connected with the safe processor in application program for user by the information input from touch screen
PIN code and other sensitive informations are input into by the touch screen.
Specific embodiment:
The intelligent POS is provided with application program of ordering dishes, and the application program of ordering dishes was needed before the intelligent POS is installed on
Detected by the application processor, can just be installed on the intelligent POS when detection is qualified, trade company utilizes the intelligent POS
Ordered dishes for consumer, generate order and preserve, when consumer spending completes to carry out checkout to be paid, trade company starts that this orders dishes should
With the payment function module of program, the payment function module is communicated with the application processor, by the application processor
Start the payment application of the intelligent POS, trade company or consumer select contact IC to pay, then start the contact IC-card and read
Card device, the safe processor are detected to the application program of ordering, after consumer bank's card is swiped the card, if the peace
Full processor detection is qualified, then the keyboard for being called out arbitrary placement by the safe processor is shown in the touch screen, consumption
Person is input into PIN code, is input into the safe processor after PIN code is encrypted, and the safe processor carries out adding with bank organization
Decryption processing and communication, confirmation are correct and safe, then complete to pay.
The device have the advantages that:
1st, by using setting up interface channel between safe processor and application processor, the payment being connected with application processor
Application program is also connected with safe processor, beneficial to the safety that intelligent POS various ways pay;
2nd, application processor is different from the cost of safe processor and function, sets up the mechanism of Coordination Treatment between the two,
Beneficial to the lifting of the two utilization ratio;
3rd, the application program for being installed on the intelligent POS is detected using detection module, beneficial to lifting intelligence POS's
Safety of payment is ensured.
Embodiments of the invention are the foregoing is only, the scope of patent protection of the present invention, every utilization is not thereby limited
Equivalent structure or equivalent flow conversion that description of the invention and accompanying drawing content are made, are directly or indirectly used in other correlations
Technical field, is included within the scope of the present invention.
Claims (11)
1. a kind of intelligent POS safety of payment management system, it is characterised in that:Including application processor, safe processor and payment
Module, sets up interface channel, the safe processor and the payment mould between the application processor and the safe processor
Block connects, the payment application connection that the payment module is connected with the application processor, the application processor management
Intelligent POS application programs, the safe processor manage intelligence POS safety of payment, including customer transaction account data, encryption and decryption
Key, PIN inputs and internal cryptographic.
2. intelligent POS safety of payment management system according to claim 1, it is characterised in that also including touch screen, described
Application processor and the safe processor are connected with the touch screen.
3. intelligent POS safety of payment management system according to claim 1, it is characterised in that the application processor pipe
Multiple application programs are managed, multiple application programs include payment function module, multiple payment function modules and institute respectively
State safe processor connection.
4. intelligent POS safety of payment management system according to claim 1, it is characterised in that the application processor pipe
Multiple application programs are managed, wherein, including a payment application, the payment application is connected with the safe processor.
5. intelligent POS safety of payment management system according to claim 1, it is characterised in that if PIN inputs, by pacifying
Full processor generates the keyboard of arbitrary placement, and the PIN code of receives input is simultaneously encrypted.
6. intelligent POS safety of payment management system according to claim 1, it is characterised in that the payment module includes
Contact IC-card card reader, non-contact IC card reader, magnetic card reader and Quick Response Code payment device.
7. intelligent POS safety of payment management system according to claim 1, it is characterised in that also including detection module, should
Need to be detected through the detection module with program, if detection is qualified, just allow to be installed on the intelligent POS.
8. intelligent POS safety of payment management system according to claim 1, it is characterised in that the safe processor with
The clear data of the application processor is transmitted as unidirectionally, and the clear data of the application processor allows to transmit to the safety
Processor, the clear data of the safe processor do not allow to transmit to the application processor.
9. intelligent POS safety of payment management system according to claim 1, it is characterised in that the encryption and decryption key is calculated
Method is DES algorithms, or IDEA algorithms, or aes algorithm, or RSA Algorithm, or Diffie-Hellman algorithms, and ECC is calculated
The combination of the one or more than one in method.
10. intelligent POS safety of payment management system according to claim 1, it is characterised in that the internal cryptographic is at least
Including being encrypted to customer transaction account and PIN code.
11. intelligent POS safety of payment management systems according to claim 1, it is characterised in that also including reserve cell,
The reserve cell is connected with the safe processor.
Priority Applications (1)
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CN201611088927.0A CN106529931A (en) | 2016-11-30 | 2016-11-30 | Intelligent POS payment safety management system |
Applications Claiming Priority (1)
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CN201611088927.0A CN106529931A (en) | 2016-11-30 | 2016-11-30 | Intelligent POS payment safety management system |
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CN106529931A true CN106529931A (en) | 2017-03-22 |
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CN201611088927.0A Pending CN106529931A (en) | 2016-11-30 | 2016-11-30 | Intelligent POS payment safety management system |
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Cited By (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN107705122A (en) * | 2017-09-11 | 2018-02-16 | 福建新大陆支付技术有限公司 | The method and system of secure payment are carried out in Android system |
CN108961620A (en) * | 2018-08-24 | 2018-12-07 | 深圳合纵富科技有限公司 | A kind of secure financial payment mechanism |
CN108985767A (en) * | 2017-05-31 | 2018-12-11 | 广州云移信息科技有限公司 | A kind of PIN data secured inputting method and terminal |
CN112036883A (en) * | 2020-08-31 | 2020-12-04 | 深圳市兆珑科技有限公司 | Safety device |
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Publication number | Priority date | Publication date | Assignee | Title |
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CN105261130A (en) * | 2015-11-18 | 2016-01-20 | 北京微智全景信息技术有限公司 | Intelligent POS terminal |
CN105957276A (en) * | 2016-05-17 | 2016-09-21 | 福建新大陆支付技术有限公司 | Android system-based intelligent POS security system, starting method and data management control method |
CN205656721U (en) * | 2016-05-17 | 2016-10-19 | 福建新大陆支付技术有限公司 | Based on intelligence POS safety circuit of android system |
-
2016
- 2016-11-30 CN CN201611088927.0A patent/CN106529931A/en active Pending
Patent Citations (3)
Publication number | Priority date | Publication date | Assignee | Title |
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CN105261130A (en) * | 2015-11-18 | 2016-01-20 | 北京微智全景信息技术有限公司 | Intelligent POS terminal |
CN105957276A (en) * | 2016-05-17 | 2016-09-21 | 福建新大陆支付技术有限公司 | Android system-based intelligent POS security system, starting method and data management control method |
CN205656721U (en) * | 2016-05-17 | 2016-10-19 | 福建新大陆支付技术有限公司 | Based on intelligence POS safety circuit of android system |
Cited By (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN108985767A (en) * | 2017-05-31 | 2018-12-11 | 广州云移信息科技有限公司 | A kind of PIN data secured inputting method and terminal |
CN107705122A (en) * | 2017-09-11 | 2018-02-16 | 福建新大陆支付技术有限公司 | The method and system of secure payment are carried out in Android system |
CN107705122B (en) * | 2017-09-11 | 2023-06-16 | 福建新大陆支付技术有限公司 | Method and system for carrying out safe payment in android system |
CN108961620A (en) * | 2018-08-24 | 2018-12-07 | 深圳合纵富科技有限公司 | A kind of secure financial payment mechanism |
CN112036883A (en) * | 2020-08-31 | 2020-12-04 | 深圳市兆珑科技有限公司 | Safety device |
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Application publication date: 20170322 |