CN106372876A - Cross-border payment method and system - Google Patents
Cross-border payment method and system Download PDFInfo
- Publication number
- CN106372876A CN106372876A CN201610785504.8A CN201610785504A CN106372876A CN 106372876 A CN106372876 A CN 106372876A CN 201610785504 A CN201610785504 A CN 201610785504A CN 106372876 A CN106372876 A CN 106372876A
- Authority
- CN
- China
- Prior art keywords
- payment
- information
- trade company
- gathering
- currency type
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/381—Currency conversion
Abstract
The present invention provides a cross-border payment system. The system comprises a payment core unit and a cashier desk unit; the cashier desk unit includes a collection information obtaining module, a commercial tenant token verification module, a collection order creation module, a collection order display module, a payment information confirmation module and a payment completion information display module. The exchange rate exchange is completed through the payment core unit to realize that the collection commercial tenant's collection currency is different from the payment commercial tenant's payment currency so as to improve the user experience, the payment commercial tenant cannot regrate foreign exchange in advance so as to avoid the loss of the exchange rate fluctuation, and the payment commercial tenant can freely select the payment account in own bank account with different currencies so as to improve the fund management efficiency.
Description
Technical field
The present invention relates to payment technical field is and in particular to a kind of cross-border Multiple Currencies method of payment and system.
Background technology
With expanding economy, cross-border trade is more and more active, when the trader of prior art country variant is traded,
Paying the bill, trade company is different with the country one belongs to of gathering trade company, and the currency of use is also different, and payment trade company needs wanting according to gathering trade company
Ask and exchange in advance, payment trade company hoards foreign exchange easily to be affected by fluctuation of exchange rate, when payment trade company and multiple country variants are received
Need to hoard multiple foreign currencies during money merchant transaction, operation is very inconvenient.
Prior art, when the trade company that pays the bill has multiple currency type bank account, can only select trade company's requirement currency type of collecting money simultaneously
Bank Account Payments, are unfavorable for the account management of trade company of paying the bill, and have impact on the efficiency in the use of funds of payment trade company.
Content of the invention
In order to solve the above problems, the present invention proposes a kind of cross-border method of payment, and the payment system implementing methods described includes
Cashier unit, pays core cell it is characterised in that the method comprising the steps of:
S1: the gathering instruction that described cashier unit response gathering trade company initiates to payment trade company, trade company obtains from gathering
Receiving information, described Receiving information includes trade company's token and gathering currency type information；
S2: effectively whether described cashier unit checking trade company token, be to turn s3, otherwise send to gathering trade company and pay
Error message simultaneously terminates payment flow；
S3: pay core cell and create gathering order according to Receiving information, complete currency exchange according to Receiving information, will receive
Money currency type is scaled payment currency type；
S4: cashier unit, from paying the core cell described gathering order of acquisition, shows gathering order, institute to payment trade company
State gathering order and include currency type selection information of paying the bill；
S5: cashier unit obtains the payment confirming information of payment trade company, and described payment confirming information includes currency type of paying the bill
Information；
S6: cashier unit sends described payment confirming information to described payment core cell；
S7: described payment core cell sends payment instruction according to payment confirming information to financial institution, financial institution according to
Complete payment trade company payment currency type account according to described payment instruction to withhold and trade company's gathering currency type account payment of collecting money；
S8: described payment core cell obtains payment from financial institution and completes information, and described payment is completed information sends out
Deliver to cashier unit；
To gathering trade company and/or payment trade company, s9: described cashier unit shows that payment completes information.
Further, gathering trade company registers in payment system, obtains the digital certificate that payment system is issued, the order of described trade company
Board is generated by described digital certificate when the trade company that collects money initiates gathering.
Further, described payment core cell obtains real-time exchange rate information from financial institution.
Further, described Receiving information includes conclude the business id, gathering currency type information, collection amount information, institute of payment trade company
In national information.
Further, the payment currency type in described gathering order selects information by paying core cell according in Receiving information
The country one belongs to of payment trade company information draws.
In order to ensure the enforcement of said method, the present invention proposes a kind of cross-border payment system simultaneously, including payment core list
Unit, cashier unit；
Described cashier unit include Receiving information acquisition module, trade company's token authentication module, gathering order creation module,
Gathering order display module, payment information confirm that module, payment complete information display module；
Wherein, described Receiving information acquisition module is used for the gathering instruction that response gathering trade company initiates to payment trade company, uses
In obtaining Receiving information from gathering trade company, described Receiving information includes trade company's token and gathering currency type information；
Described trade company token authentication module is used for whether effectively verifying described trade company token, and the result is sent to receipts
Money order creation module；
Described gathering order creation module be used for according to Receiving information create gathering order, and order of collect money send to prop up
Pay core cell；
Described payment core cell is used for according to Receiving information, currency type of collecting money being scaled payment currency type, for ordering gathering
Single-shot delivers to described gathering order display module；
Described gathering order display module is used for showing gathering order to payment trade company, described gathering order includes coin of paying the bill
Plant selection information；
Described payment information confirms that module is used for obtaining the payment confirming information of payment trade company, is used for will confirm that payment information
Send to paying core cell, described payment confirming information includes currency type information of paying the bill；
Described payment core cell is used for sending payment instruction, financial machine according to described payment confirming information to financial institution
Structure completes payment business's payment currency type account according to payment instruction and withholds and trade company's gathering currency type account payment of collecting money；
Described payment core cell is used for obtaining payment from financial institution and completes information, and described payment is completed information sends out
Deliver to payment and complete information display module；
Payment completes information display module for showing that payment completes information to gathering trade company and/or payment trade company.
Further, gathering trade company registers in payment system, obtains the digital certificate that payment system is issued, the order of described trade company
Board is generated by described digital certificate when the trade company that collects money initiates gathering.
Further, described payment core cell obtains real-time exchange rate information from financial institution.
Further, described Receiving information includes conclude the business id, gathering currency type information, collection amount information, institute of payment trade company
In national information.
Further, the payment currency type in described gathering order selects information by paying core cell according in Receiving information
The country one belongs to of payment trade company information draws.
Beneficial effects of the present invention are to be exchanged by completing the exchange rate in payment core cell, realize gathering trade company gathering currency type
It is different Currency from payment trade company payment currency type, improves Consumer's Experience, payment trade company is without hoarding foreign exchange in advance, it is to avoid
The loss of fluctuation of exchange rate, payment trade company can in the bank account of oneself different currency type unrestricted choice Send only Account, improve
Capital management efficiency.
Brief description
Fig. 1 is the present invention cross-border method of payment flow chart.
Fig. 2 is the present invention cross-border payment system structure chart.
Fig. 3 is the display interface of gathering order display module in the cross-border payment system of the present invention.
Specific embodiment
In order that the above objects, features and advantages of the present invention can become apparent from understandable, below in conjunction with the accompanying drawings and specifically
Embodiment, makees further details of elaboration and explanation to the present invention.Specifically real in constitutive requirements and embodiment in claim
Corresponding relation between example can be exemplified below.Here description is intended to confirm to describe in an embodiment for supporting
In claim statement theme instantiation, due to describe example in an embodiment it is not intended to this instantiation not
Represent constitutive requirements.Even if on the contrary, here contains instantiation as the element characteristic of corresponding constitutive requirements, also not
Mean that this instantiation does not indicate that any other constitutive requirements.
Additionally, description here do not mean that corresponding in embodiment statement instantiation all themes all in right
Refer in requirement.In other words, this entity is not denied in description here, that is, correspond to the instantiation that embodiment comprises, but
It is not included in its any one claim.
Present invention firstly provides a kind of cross-border method of payment
Fig. 1 is the flow chart of the cross-border method of payment of the present invention.
The concretely comprising the following steps of the cross-border method of payment of the present invention:
The gathering instruction that s1: cashier unit 30 response gathering trade company 100 initiates to payment trade company 200, from gathering trade company
100 acquisition Receiving information, Receiving information includes trade company's token and gathering currency type information；
Effectively whether s2: cashier unit 30 checking trade company token, be to turn s3, otherwise send to gathering trade company 100 and prop up
Pay error message and terminate payment flow；
S3: pay core cell 20 and create gathering order according to Receiving information, complete currency exchange according to Receiving information, will
Gathering currency type is scaled payment currency type；
To payment trade company 200, s4: cashier unit 30, from paying core cell 20 acquisition gathering order, shows that gathering is ordered
Single, gathering order includes currency type selection information of paying the bill；
S5: cashier unit 30 obtains the payment confirming information of payment trade company 200, and payment confirming information includes currency type of paying the bill
Information；
S6: cashier unit 30 will confirm that payment information sends to payment core cell 20；
S7: pay core cell 20 and send payment instruction, financial institution 10 according to payment confirming information to financial institution 10
Complete payment trade company 200 payment currency type account according to payment instruction to withhold and trade company 100 gathering currency type account payment of collecting money；
S8: pay core cell 20 from financial institution 10 obtain payment complete information, and by payment complete information send to
Cashier unit 30；
To gathering trade company 100 and/or payment trade company 200, s9: cashier unit 30 shows that payment completes information.
Further, gathering trade company 100 registers in payment system, obtains the digital certificate that payment system is issued, and trade company makes
Board is generated by digital certificate when the trade company 100 that collects money initiates gathering.
Further, pay core cell 20 and obtain real-time exchange rate information from financial institution 10.
Further, Receiving information include conclude the business id, gathering currency type information, collection amount information, payment trade company 200 be located
National information.
Further, the payment currency type in gathering order selects information to be paid according in Receiving information by paying core cell 20
Money trade company 200 the country one belongs to's information draws.
Fig. 2 is a kind of cross-border payment system structure chart of the present invention
In figure label declaration:
Fig. 3 is the display interface of gathering order display module in cross-border payment system
Cross-border payment system includes paying core cell 20, cashier unit 30 in the present embodiment；
Cashier unit 30 includes Receiving information acquisition module 31, trade company's token authentication module 32, gathering order creation mould
Block 33, gathering order display module 34, payment information confirm that module 35, payment complete information display module 36；
Navy jacket is the corporate boss of Russian company in the present embodiment, and Li Ming is the corporate boss of Chinese companies, Lee
Bright Chinese companies occur the Chinese companies of cross-border trade Li Ming to need to navy with the Russian company of navy jacket
The Russian company of jacket carries out cross-border gathering, and Chinese companies are gathering trade company 100, and gathering currency type is RMB, Russia
Company is payment trade company 200.
The specific procedure of cross-border payment is in the present embodiment:
Chinese companies initiate to collect money in payment system.
Receiving information acquisition module 31 responds the gathering instruction that Chinese companies initiate to Russian company, obtains from Chinese companies
Take Receiving information, Receiving information includes trade company's token and the gathering currency type information of Chinese companies；
Effectively whether trade company's token authentication module 32 checking trade company token, and the result is sent to gathering order creation
Module 33；
Trade company's token authentication effectively, sends trade company's token authentication to gathering order creation module 33 effective in the present embodiment
Information, continues payment program.
Trade company's token authentication is invalid in another embodiment, and payment system returns error message to Chinese companies, and terminates
Payment program.
Gathering order creation module 33 is receiving trade company's token authentication effective information that trade company's token authentication module 32 is sent
Create gathering order afterwards, and order of collecting money sends to payment core cell 20；
Pay core cell 20 according to Receiving information will collect money currency type RMB according to real-time currency exchange be pay the bill currency type
Dollar, Euro, rouble, send the gathering order after conversion currency type to gathering order display module 34 simultaneously；
Gathering order display module 34 shows gathering order to Russian company, and gathering order includes payment currency type and selects letter
Breath, Russian company need to from Euro, dollar, select a kind of payment of monetary accounts in three kinds of currency of rouble；
Gathering order shows that interface is as shown in Figure 3 in the present embodiment.
Payment information is filled at cashier interface by Russian company, selects rouble as paying currency type, true to payment information
Recognize module 35 and send payment confirming information, payment information confirms that module 35 obtains the payment confirming information of Russian company, will really
Recognize payment information to send to paying core cell 20, payment confirming information includes what Russian company selected in the present embodiment
Payment currency type rouble；
Pay core cell 20 and send payment instruction, financial institution 10 foundation according to payment confirming information to financial institution 10
Payment instruction completes withholing of Russian company's rouble account, will be withholdd according to the exchange rate simultaneously and be scaled RMB, and complete China
The payment of company's RMB account.
Pay core cell 20 and complete information from financial institution 10 acquisition payment, and payment is completed information and send to payment
Complete information display module 36；
Payment completes information display module 36 and shows that payment completes information to Chinese companies.
In the present embodiment, Chinese companies, in advance in payment system registration, obtain the digital certificate that payment system is issued, business
Family token is generated by described digital certificate when Chinese companies initiate gathering.
In the present embodiment, pay core cell 20 from financial institution 10 obtain RMB to dollar, RMB to rouble,
RMB to Euro real-time exchange rate information.
In the present embodiment, Receiving information includes conclude the business id, gathering currency type information, collection amount information, payment trade company 200
Russian corporate office address is in Muscovite information.
In the present embodiment, the payment currency type in gathering order selects information by paying core cell 20 according to Receiving information
Middle payment trade company 200 is Russian company, therefore selects dollar, rouble, Euro for payment.
Traditionally Russian company tends to use rouble, Euro, dollar is paid the bill, and therefore operator are paying in advance
In system, company of labelling Russia uses rouble, Euro, three kinds of monetary payment of dollar, payment system confirms that payment company is Russia sieve
After this company, select three kinds of currency of Euro, dollar, rouble according to described labelling.
Beneficial effects of the present invention are to pass through to complete exchange rate exchange in payment core cell 20 in payment process, realize receiving
Money trade company 100 gathering currency type pays the bill currency type for different Currency from payment trade company 200, improves Consumer's Experience, and pay the bill trade company
200 without hoarding foreign exchange in advance, it is to avoid the loss of fluctuation of exchange rate, and payment trade company 200 can be in the bank of oneself different currency type
Unrestricted choice Send only Account in account, improves capital management efficiency.
Obviously, it should be appreciated by those skilled in the art, above-mentioned each module of the present invention or each step can be with general
Computing system realizing, they can concentrate in single computing system, or be distributed in multiple computing systems and formed
Network on, alternatively, they can be realized with the executable program code of computing system, it is thus possible to they are stored
To be executed by computing system within the storage system.So, the present invention is not restricted to any specific hardware and software combination.
It should be appreciated that the above-mentioned specific embodiment of the present invention is used only for exemplary illustration or explains the present invention's
Principle, and be not construed as limiting the invention.Therefore, that is done in the case of without departing from the spirit and scope of the present invention is any
Modification, equivalent, improvement etc., should be included within the scope of the present invention.Additionally, claims purport of the present invention
Covering the whole changes falling in scope and border or the equivalents on this scope and border and repair
Change example.
Claims (10)
1. a kind of cross-border method of payment, the payment system implementing methods described includes cashier unit, pays core cell, and it is special
Levy and be, the method comprising the steps of:
S1: the gathering instruction that described cashier unit response gathering trade company initiates to payment trade company, trade company obtains gathering from gathering
Information, described Receiving information includes trade company's token and gathering currency type information；
S2: effectively whether described cashier unit checking trade company token, be to turn s3, otherwise send payment error to gathering trade company
Information simultaneously terminates payment flow；
S3: pay core cell and create gathering order according to Receiving information, complete currency exchange according to Receiving information, coin of collecting money
Plant and be scaled payment currency type；
S4: cashier unit, from paying the core cell described gathering order of acquisition, shows gathering order, described receipts to payment trade company
Money order includes currency type selection information of paying the bill；
S5: cashier unit obtains the payment confirming information of payment trade company, and described payment confirming information includes currency type information of paying the bill；
S6: cashier unit sends described payment confirming information to described payment core cell；
S7: described payment core cell sends payment instruction according to payment confirming information to financial institution, financial institution is according to institute
State payment instruction complete pay the bill trade company payment currency type account withhold and collect money trade company gathering currency type account payment；
S8: described payment core cell from financial institution obtain payment complete information, and by described payment complete information send to
Cashier unit；
To gathering trade company and/or payment trade company, s9: described cashier unit shows that payment completes information.
2. a kind of cross-border method of payment, it is characterised in that gathering trade company registers in payment system, obtains as claimed in claim 1
Obtain the digital certificate that payment system is issued, described trade company token is generated by described digital certificate when the trade company that collects money initiates gathering.
3. as claimed in claim 1 a kind of cross-border method of payment it is characterised in that described payment core cell is from financial institution
Obtain real-time exchange rate information.
4. as claimed in claim 1 a kind of cross-border method of payment it is characterised in that described Receiving information include conclude the business id, receipts
Money currency type information, collection amount information, the country one belongs to of payment trade company information.
5. as claimed in claim 4 a kind of cross-border method of payment it is characterised in that in described gathering order payment currency type choosing
Information of selecting is drawn according to the country one belongs to of payment trade company information in Receiving information by paying core cell.
6. a kind of cross-border payment system is it is characterised in that include paying core cell, cashier unit；
Described cashier unit includes Receiving information acquisition module, trade company's token authentication module, gathering order creation module, gathering
Order display module, payment information confirm that module, payment complete information display module；
Wherein, described Receiving information acquisition module be used for response gathering trade company to payment trade company initiate gathering instruction, for from
Gathering trade company obtains Receiving information, and described Receiving information includes trade company's token and gathering currency type information；
Whether effectively described trade company token authentication module is used for verifying described trade company token, and the result is sent orders to gathering
Single creation module；
Described order creation module of collecting money is used for creating gathering order according to Receiving information, and order of collecting money sends to payment core
Heart unit；
Described payment core cell is used for, according to Receiving information, currency type of collecting money is scaled payment currency type, and for collecting money, order is sent out
Deliver to described gathering order display module；
Described gathering order display module is used for showing gathering order to payment trade company, described gathering order includes currency type choosing of paying the bill
Select information；
Described payment information confirms that module is used for obtaining the payment confirming information of payment trade company, is used for will confirm that payment information sends
To paying core cell, described payment confirming information includes currency type information of paying the bill；
Described payment core cell be used for according to described payment confirming information to financial institution send payment instruction, financial institution according to
Complete payment business's payment currency type account according to payment instruction to withhold and trade company's gathering currency type account payment of collecting money；
Described payment core cell be used for from financial institution obtain payment complete information, and by described payment complete information send to
Payment completes information display module；
Payment completes information display module for showing that payment completes information to gathering trade company and/or payment trade company.
7. a kind of cross-border payment system, it is characterised in that gathering trade company registers in payment system, obtains as claimed in claim 6
Obtain the digital certificate that payment system is issued, described trade company token is generated by described digital certificate when the trade company that collects money initiates gathering.
8. as claimed in claim 6 a kind of cross-border payment system it is characterised in that described payment core cell is from financial institution
Obtain real-time exchange rate information.
9. as claimed in claim 6 a kind of cross-border payment system it is characterised in that described Receiving information include conclude the business id, receipts
Money currency type information, collection amount information, the country one belongs to of payment trade company information.
10. as claimed in claim 9 a kind of cross-border payment system it is characterised in that payment currency type in described gathering order
Selection information is drawn according to the country one belongs to of payment trade company information in Receiving information by paying core cell.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610785504.8A CN106372876A (en) | 2016-08-31 | 2016-08-31 | Cross-border payment method and system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610785504.8A CN106372876A (en) | 2016-08-31 | 2016-08-31 | Cross-border payment method and system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN106372876A true CN106372876A (en) | 2017-02-01 |
Family
ID=57899627
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201610785504.8A Pending CN106372876A (en) | 2016-08-31 | 2016-08-31 | Cross-border payment method and system |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN106372876A (en) |
Cited By (10)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107833097A (en) * | 2017-11-02 | 2018-03-23 | 福建智信科技有限公司 | A kind of telephone recharge management system based on 2 D code information |
| CN109615375A (en) * | 2018-12-05 | 2019-04-12 | 深圳市爱贝信息技术有限公司 | A kind of method of payment and system based on different currency |
| CN109784890A (en) * | 2018-12-06 | 2019-05-21 | 中非电子商务有限公司 | The method and system of cross-border payment |
| CN109784897A (en) * | 2018-12-28 | 2019-05-21 | 易票联支付有限公司 | A kind of cross-border settlement system and method |
| TWI676944B (en) * | 2017-11-07 | 2019-11-11 | 兆豐國際商業銀行股份有限公司 | System and method for exchange and payment of electronic payment institution |
| WO2020062249A1 (en) * | 2018-09-30 | 2020-04-02 | 沃酷控股有限公司 | Method and apparatus for processing information in order payment, server, and medium |
| CN111008826A (en) * | 2019-12-06 | 2020-04-14 | 深圳前海微众银行股份有限公司 | Multi-currency transaction method, device, equipment and computer readable storage medium |
| CN111080275A (en) * | 2019-09-10 | 2020-04-28 | 腾讯科技（深圳）有限公司 | Cross-region resource transfer method, device, equipment and storage medium |
| CN111523870A (en) * | 2019-02-01 | 2020-08-11 | 阿里巴巴集团控股有限公司 | Order data processing method and device and computer equipment |
| CN113298604A (en) * | 2020-12-04 | 2021-08-24 | 阿里巴巴集团控股有限公司 | Commodity object settlement processing method and device and electronic equipment |
Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1870031A (en) * | 2005-05-27 | 2006-11-29 | 佛山市顺德区顺达电脑厂有限公司 | On-line payment method of multi-country money |
| CN102968717A (en) * | 2012-11-07 | 2013-03-13 | 华为技术有限公司 | Electronic payment method, relevant device and system |
| CN104123639A (en) * | 2014-07-22 | 2014-10-29 | 王彬 | Online payment method and system through emotion icons |
| CN105550860A (en) * | 2015-12-11 | 2016-05-04 | 小米科技有限责任公司 | Payment method and device |
-
2016
- 2016-08-31 CN CN201610785504.8A patent/CN106372876A/en active Pending
Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1870031A (en) * | 2005-05-27 | 2006-11-29 | 佛山市顺德区顺达电脑厂有限公司 | On-line payment method of multi-country money |
| CN102968717A (en) * | 2012-11-07 | 2013-03-13 | 华为技术有限公司 | Electronic payment method, relevant device and system |
| CN104123639A (en) * | 2014-07-22 | 2014-10-29 | 王彬 | Online payment method and system through emotion icons |
| CN105550860A (en) * | 2015-12-11 | 2016-05-04 | 小米科技有限责任公司 | Payment method and device |
Cited By (14)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107833097A (en) * | 2017-11-02 | 2018-03-23 | 福建智信科技有限公司 | A kind of telephone recharge management system based on 2 D code information |
| TWI676944B (en) * | 2017-11-07 | 2019-11-11 | 兆豐國際商業銀行股份有限公司 | System and method for exchange and payment of electronic payment institution |
| WO2020062249A1 (en) * | 2018-09-30 | 2020-04-02 | 沃酷控股有限公司 | Method and apparatus for processing information in order payment, server, and medium |
| CN109615375A (en) * | 2018-12-05 | 2019-04-12 | 深圳市爱贝信息技术有限公司 | A kind of method of payment and system based on different currency |
| CN109784890A (en) * | 2018-12-06 | 2019-05-21 | 中非电子商务有限公司 | The method and system of cross-border payment |
| CN109784897A (en) * | 2018-12-28 | 2019-05-21 | 易票联支付有限公司 | A kind of cross-border settlement system and method |
| CN111523870A (en) * | 2019-02-01 | 2020-08-11 | 阿里巴巴集团控股有限公司 | Order data processing method and device and computer equipment |
| CN111523870B (en) * | 2019-02-01 | 2023-05-02 | 阿里巴巴集团控股有限公司 | Order data processing method and device and computer equipment |
| CN111080275B (en) * | 2019-09-10 | 2021-12-28 | 腾讯科技（深圳）有限公司 | Cross-region resource transfer method, device, equipment and storage medium |
| CN111080275A (en) * | 2019-09-10 | 2020-04-28 | 腾讯科技（深圳）有限公司 | Cross-region resource transfer method, device, equipment and storage medium |
| CN111008826A (en) * | 2019-12-06 | 2020-04-14 | 深圳前海微众银行股份有限公司 | Multi-currency transaction method, device, equipment and computer readable storage medium |
| CN111008826B (en) * | 2019-12-06 | 2023-11-14 | 深圳前海微众银行股份有限公司 | Multi-currency transaction method, apparatus, device and computer readable storage medium |
| WO2022116954A1 (en) * | 2020-12-04 | 2022-06-09 | 阿里巴巴集团控股有限公司 | Commodity object settlement processing method and apparatus, and electronic device |
| CN113298604A (en) * | 2020-12-04 | 2021-08-24 | 阿里巴巴集团控股有限公司 | Commodity object settlement processing method and device and electronic equipment |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN106372876A (en) | Cross-border payment method and system | |
| US7191151B1 (en) | Instant availability of electronically transferred funds | |
| US8041640B2 (en) | Method and system for account verification | |
| US7958053B2 (en) | Method and system for extending credit with automated repayment | |
| US20150120536A1 (en) | Electronic payment and authentication system | |
| US20080301047A1 (en) | ATM System For Receiving Cash Deposits From Non-Networked Clients | |
| US20150058216A1 (en) | ATM Enabling Interface with Mobile Technology | |
| CN109196535A (en) | Electronic fare payment system and its method | |
| US7445150B2 (en) | Pre-paid credit card | |
| CN106537433A (en) | System and method for recovering refundable taxes | |
| US20140316965A1 (en) | Method and System for Managing Sovereign/Non-Sovereign Dual Debit Accounts | |
| US11636454B2 (en) | Methods and systems for routing transactions between automated teller machines, points of sale, financial institutions, and software wallets | |
| US20190378137A1 (en) | Methods and apparatus for facilitating a financial transaction | |
| US11676149B2 (en) | Methods and systems for routing transactions between automated teller machines, points of sale, financial institutions, and software wallets | |
| US8892468B1 (en) | Customer refunds by a merchant agent | |
| WO2009032902A1 (en) | System and method for loading prepaid debit card at an atm | |
| CN105913272A (en) | System and method for processing vouchers | |
| US20140052616A1 (en) | Payment system and methods for brokering consumer-pay transactions | |
| JP2023530018A (en) | Digital currency oriented trading method and system | |
| JP2018077640A (en) | Intermediate settlement server | |
| JP2018077641A (en) | Settlement system | |
| Yaakub et al. | Analysis of E-Payment applications: a case study of one of the zakat institutions in Malaysia | |
| Yaakub et al. | Application of Online Payment at Pusat Zakat Negeri Sembilan | |
| US20210264411A1 (en) | Web merchant balance cash in via atm deposits | |
| Lai | Understanding interbank real-time retail payment systems |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20170201 |