CN106296189A - Electronic transaction safe verification method and device and electronic equipment - Google Patents
Electronic transaction safe verification method and device and electronic equipment Download PDFInfo
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- CN106296189A CN106296189A CN201610592962.XA CN201610592962A CN106296189A CN 106296189 A CN106296189 A CN 106296189A CN 201610592962 A CN201610592962 A CN 201610592962A CN 106296189 A CN106296189 A CN 106296189A
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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Abstract
The disclosure is directed to a kind of electronic transaction safe verification method, electronic transaction safety verification device and electronic equipment, the method is applied to mobile terminal, including: receive electronic payment requests；When safety verification hardware being detected, safety verification hardware is verified；If safety verification hardware is by checking, accept electronic payment requests；When being not detected by safety verification hardware or safety verification hardware is not verified, refuse electronic payment requests.According to the technical scheme of the disclosure, when mobile terminal receives electronic payment requests, can be according to whether secure hardware be detected, and whether secure hardware is accurately determined by checking and specifies whether the user of current transactional operation is validated user.Even if this makes lawless person obtain the mobile terminal of validated user and steal trading password, also due to do not have to be completed transaction by the safety verification hardware of checking, thus greatly ensure that the property safety of validated user.
Description
Technical field
It relates to field of terminal technology, particularly relate to a kind of electronic transaction safe verification method, electronic transaction safety
Checking device and electronic equipment.
Background technology
Along with popularizing of mobile device, carry out electronic transaction by mobile device the most universal, but consequently also create
Serious safety problem.
In correlation technique, in order to ensure to be carried out the safety of electronic transaction by mobile device, typically electricity can received
When son pays request, whether prompting input password, pass through according to the password authentification electronic payment requests of input.But password is easy
Reveal or be stolen, it is ensured that the ability of safety is extremely limited.
Summary of the invention
The disclosure provides a kind of electronic transaction safe verification method, electronic transaction safety verification device and electronic equipment, with
Solve the deficiency in correlation technique.
First aspect according to disclosure embodiment, it is provided that a kind of electronic transaction safe verification method, is applied to mobile whole
End, described method includes:
Receive electronic payment requests；
When safety verification hardware being detected, described safety verification hardware is verified；
If described safety verification hardware is by checking, accept described electronic payment requests；
When being not detected by safety verification hardware or described safety verification hardware is not verified, refuse described E-Payment
Request.
Alternatively, described safety verification hardware is contact hardware, and described mobile terminal includes hardware interface, wherein,
When described hardware interface is connected to described contact hardware, determines and safety verification hardware detected, do not connect at described hardware interface
When being connected to described contact hardware, determine and be not detected by safety verification hardware.
Alternatively, described hardware interface includes earphone interface, power interface.
Alternatively, described described safety verification hardware carried out checking include:
Detect the first property value of described contact hardware, when described first property value and the first preset value are equal, institute
State safety verification hardware by checking, when described first property value and described first preset value are unequal, described safety verification
Hardware is not verified.
Alternatively, the first property value of described detection described contact hardware includes:
Detect the resistance value of described contact hardware.
Alternatively, described safety verification hardware is contactless hardware, wherein, when signal being detected in preset channel,
Determine and safety verification hardware detected, when being not detected by signal in preset channel, determine and be not detected by safety verification hardware.
Alternatively, described described safety verification hardware carried out checking include:
Obtain the second property value of the signal detected, when described second property value and the second preset value are equal, described
Safety verification hardware is by checking, and when described second property value and described second preset value are unequal, described safety verification is hard
Part is not verified.
Alternatively, the second property value of the signal that described acquisition detects includes:
The frequency values of the signal detected described in acquisition and/or intensity level.
Second aspect according to disclosure embodiment, it is provided that a kind of electronic transaction safety verification device, is applied to mobile whole
End, described device includes:
Receive unit, receive electronic payment requests；
Authentication unit, when safety verification hardware being detected, verifies described safety verification hardware, is being not detected by
During safety verification hardware or when described safety verification hardware is not verified, refuse described electronic payment requests, in described safety
In the case of checking hardware is by checking, accept described electronic payment requests.
Alternatively, described safety verification hardware is contact hardware, and described mobile terminal includes hardware interface, wherein,
When described hardware interface is connected to described contact hardware, however, it is determined that safety verification hardware detected, at described hardware interface not
When being connected to described contact hardware, determine and be not detected by safety verification hardware.
Alternatively, described hardware interface includes earphone interface, power interface.
Alternatively, described authentication unit includes:
Detection sub-unit, detects the first property value of described contact hardware, presets at described first property value and first
When being worth equal, described safety verification hardware is by checking, when described first property value and described first preset value are unequal, institute
State safety verification hardware not verified.
Alternatively, described detection sub-unit includes:
Resistance detection subelement, detects the resistance value of described contact hardware.
Alternatively, described safety verification hardware is contactless hardware, wherein, when signal being detected in preset channel,
Determine and safety verification hardware detected, when being not detected by signal in preset channel, determine and be not detected by safety verification hardware.
Alternatively, described authentication unit includes:
Obtain subelement, obtain the second property value of the signal detected, at described second property value and the second preset value
Time equal, described safety verification hardware is by checking, when described second property value and described second preset value are unequal, described
Safety verification hardware is not verified.
Alternatively, described acquisition subelement includes:
Frequency acquisition subelement, the frequency values of the signal detected described in acquisition；And/or
Intensity obtains subelement, the intensity level of the signal detected described in acquisition.
The third aspect according to disclosure embodiment, it is provided that a kind of electronic equipment, including:
Processor；
For storing the memorizer of processor executable；
Wherein, described processor is configured to:
Receive electronic payment requests；
When safety verification hardware being detected, described safety verification hardware is verified；
If described safety verification hardware is by checking, accept described electronic payment requests；
When being not detected by safety verification hardware or described safety verification hardware is not verified, refuse described E-Payment
Request.
Embodiment of the disclosure that the technical scheme of offer can include following beneficial effect:
From above-described embodiment, the disclosure, can be according to whether examine when mobile terminal receives electronic payment requests
Measure secure hardware, and whether whether secure hardware accurately determined by checking and specify the user of current transactional operation to be
Validated user.Even if this makes lawless person obtain the mobile terminal of validated user and steal trading password, also due to do not have
Have and can cannot be completed transaction by the safety verification hardware of checking, thus greatly ensure that the property peace of validated user
Entirely.Validated user then can carry and by the safety verification hardware of checking, thus when sending electronic payment requests, can move
Dynamic terminal is able to detect that safety verification hardware, and is able to verify that this safety verification hardware passes through checking, thus allows transaction
Continue, in order to user completes transaction.
It should be appreciated that it is only exemplary and explanatory, not that above general description and details hereinafter describe
The disclosure can be limited.
Accompanying drawing explanation
Accompanying drawing herein is merged in description and constitutes the part of this specification, it is shown that meet the enforcement of the disclosure
Example, and for explaining the principle of the disclosure together with description.
Fig. 1 is the flow chart according to a kind of electronic transaction safe verification method shown in an exemplary embodiment.
Fig. 2 A and Fig. 2 B is the schematic diagram according to a kind of information shown in an exemplary embodiment.
Fig. 3 is to coordinate schematic diagram according to a kind of earphone interface shown in an exemplary embodiment and contact hardware.
Fig. 4 is the flow chart according to the another kind of electronic transaction safe verification method shown in an exemplary embodiment.
Fig. 5 is the flow chart according to another the electronic transaction safe verification method shown in an exemplary embodiment.
Fig. 6 is the flow chart according to another the electronic transaction safe verification method shown in an exemplary embodiment.
Fig. 7 is the flow chart according to another the electronic transaction safe verification method shown in an exemplary embodiment.
Fig. 8 is the block diagram according to a kind of electronic transaction safety verification device shown in an exemplary embodiment.
Fig. 9 is the block diagram according to the another kind of electronic transaction safety verification device shown in an exemplary embodiment.
Figure 10 is the block diagram according to a kind of authentication unit shown in an exemplary embodiment.
Figure 11 is the block diagram according to another the electronic transaction safety verification device shown in an exemplary embodiment.
Figure 12 is the block diagram according to the another kind of authentication unit shown in an exemplary embodiment
Figure 13 is the structural representation according to a kind of device for transaction verification shown in an exemplary embodiment.
Detailed description of the invention
Here will illustrate exemplary embodiment in detail, its example represents in the accompanying drawings.Explained below relates to
During accompanying drawing, unless otherwise indicated, the same numbers in different accompanying drawings represents same or analogous key element.Following exemplary embodiment
Described in embodiment do not represent all embodiments consistent with the disclosure.On the contrary, they are only with the most appended
The example of the apparatus and method that some aspects that described in detail in claims, the disclosure are consistent.
Fig. 1 is the flow chart according to a kind of electronic transaction safe verification method shown in an exemplary embodiment, such as Fig. 1 institute
Showing, this electronic transaction safe verification method is applied to mobile terminal, and (such as mobile phone, panel computer, below mainly at mobile terminal
For illustrative to the present embodiment in the case of mobile phone), the method comprises the following steps.
In step s 11, electronic payment requests is received；
Electronic payment requests in the present embodiment includes paying the electronics that request, transfer request etc. are realized by mobile terminal
Pay request.This electronic payment requests can trigger according to certain operation of user, such as by mobile terminal shopping process
Confirmation order operation, confirm to pay, the input operation such as payment cipher operation.
In step s 12, when safety verification hardware being detected, described safety verification hardware is verified, if described
Safety verification hardware, by checking, performs step S13, if described safety verification hardware is not verified, performs step S14.
Different safety verification hardware possesses different property values or can send the signal possessing different attribute value, when
When mobile terminal detects safety verification hardware first, can with the record security checking property value of hardware or its send signal
Property value, in order to using this as benchmark during subsequent authentication, the safety verification hardware again detected is verified.Work as shifting
When dynamic terminal receives electronic payment requests, whether can there is the operation of safety verification hardware with detection trigger.
When safety verification hardware being detected, the operation to safety verification hardware verification can be triggered, wherein it is possible to pass through
Safety verification hardware is verified by various ways, and it is the most identical with the property value prestored such as can to verify its property value, or
Person verifies that the property value of its signal sent is the most identical with the property value prestored.
In step s 13, described electronic payment requests is accepted.
Safety verification hardware detected, and safety verification hardware has passed through checking, then may determine that execution is current and hand over
Easy-operating user is validated user, therefore can control transaction and proceed, thus completes transaction.
In step S14, refuse described electronic payment requests.
When receiving electronic payment requests without safety verification hardware being detected, it may be determined that perform current transaction
The user of operation is disabled user, therefore can control transaction and terminate, to avoid the validated user of mobile terminal damaged by economy
Lose.And safety verification hardware detected, but in the case of safety verification hardware is not over checking, it is also possible to determine execution
The user of current transactional operation is disabled user, therefore can control transaction and terminate, to avoid the validated user of mobile terminal to meet with
By economic loss.
According to embodiment of the disclosure, when mobile terminal receives electronic payment requests, can be according to whether detect
Secure hardware, and whether secure hardware accurately determine by checking whether perform the user of current transactional operation be legal
User.Such as in payment process, after confirming to pay, can detect whether safety verification hardware to be detected, if being not detected by
Safety verification hardware, or safety verification hardware detected and this secure hardware not over checking, can control transaction terminates,
Wherein, the method controlling transaction termination can have multiple, such as, can exit payment application, it is also possible to do not show that trading password is defeated
Lairage.
Even if this makes lawless person steal the mobile terminal of validated user and steal trading password, also due to do not have
Have and can cannot be completed transaction by the safety verification hardware of checking, thus largely Shangdi has ensured the wealth of validated user
Produce safety.On the other hand, validated user can carry and by the safety verification hardware of checking, thus can receive at mobile terminal
During to electronic payment requests, safety verification hardware enough detected, and be able to verify that this safety verification hardware passes through checking, thus
Transaction is allowed to continue, in order to user completes transaction.
Alternatively, described safety verification hardware is contact hardware, wherein, is connected to described contact at described hardware interface
During formula hardware, determine and safety verification hardware detected, when described hardware interface is not attached to described contact hardware, determine not
Safety verification hardware detected.
In the present embodiment, mobile terminal can include multiple hardwares interface, can be according to a hardware interface wherein
Whether the no contact hardware that is connected to determines whether safety verification hardware to be detected, it is also possible to be all connected to according to multiple interfaces
Contact hardware determines whether safety verification hardware to be detected.
Mobile terminal can maintain its hardware interface to detect whether, and the function that there is safety verification hardware is persistently opened, it is possible to
With when receiving electronic payment requests, trigger hardware interface and detect whether to exist the operation of safety verification hardware.Due to detection
To as if the hardware of entity, be not easily susceptible to interference relative to detecting all kinds of signals of telecommunication, can accurately determine and whether detect
Safety verification hardware.And the hardware interface in mobile terminal can possess the function of detection hardware attributes, it is simple to follow-up to peace
Full checking hardware detects the property value of secure hardware and compares with preset value during verifying.
Alternatively, when receiving described electronic payment requests, the method for embodiment also includes as shown in Figure 1: output inspection
Survey the information that whether there is safety verification hardware.
In process of exchange, user may forget use safety verification hardware, the most only triggers electronic payment requests, but
Be not by safety verification hardware insert mobile terminal, or do not control safety verification hardware send for terminal detection letter
Number.According to the present embodiment, when receiving electronic payment requests, information can be exported, to point out user to need the detection to be
No there is safety verification hardware, it is simple to user has learned required operation of concluding the business in time, improve the fluency of operation.
Fig. 2 A and Fig. 2 B is the schematic diagram according to a kind of information shown in an exemplary embodiment.
Such as shown in Fig. 2 A, when user prepares to use B to pay the chicken row that application payment A take-away is sent with charge free, can pay at B
Application is clicked on " immediate payment " virtual key.According to the present embodiment, after user clicks on " immediate payment " virtual key, permissible
Display reminding information, such as shown in Fig. 2 B, the information of display can be " please insert safety verification hardware ", when user selects
During "Yes", whether mobile terminal detection trigger exists the function of safety verification hardware, and when user selects "No", mobile terminal moves back
Go out B and pay application, or rest on interface as shown in Figure 2 A.And only insert safety verification hardware, and safety user
In the case of checking hardware is by checking, mobile terminal just can control transaction and carry out to next step, to input payment cipher.
Alternatively, when receiving described electronic payment requests, the method for embodiment also includes as shown in Figure 1: detection electricity
Son pays whether the amount of money of request is more than preset cost, if more than preset cost, whether output detections exists safety verification hardware
Information.
In the present embodiment, preset cost can be configured as required by user, e.g. one the less amount of money,
Such as 30 yuan.So according to the present embodiment, when the dealing money that electronic payment requests relates to is less will not detection trigger whether
There is the operation of safety verification hardware, such that it is able to be rapidly completed transaction, when dealing money is bigger can detection trigger be just only
The no operation that there is safety verification hardware, it is simple to user completes small amount payment, and ensures the safety that user's wholesale pays.
Alternatively, described hardware interface includes earphone interface, power interface.
In the present embodiment, mobile terminal can include earphone interface and power interface, wherein can be according to earphone interface
Or whether power interface is connected to contact hardware and determines whether safety verification hardware to be detected, it is also possible to according to earphone interface
Whether it is all connected to contact hardware with power interface determine whether safety verification hardware to be detected.Earphone in the present embodiment
Interface and power interface are respectively provided with the function of the attribute of the hardware that detection is inserted, it is simple to there is safety verification hardware determining
After, the one or more attribute of detection secure hardware.
Fig. 3 is to coordinate schematic diagram according to a kind of earphone interface shown in an exemplary embodiment and contact hardware, as
Shown in Fig. 3, in the case of mobile terminal is smart mobile phone, earphone interface 31 may be located at the top of smart mobile phone, such as ear
Machine interface 31 is circular port, and contact hardware 32 is column, a diameter of d1 of earphone interface 31, contact hardware 32 main part
Diameter be also d1, such that it is able to exactly contact hardware 32 is inserted earphone interface 31.Alternatively, it is also possible in contact
One end of hardware 32 arranges position limiting structure, a diameter of d2 > d1 of position limiting structure, it is simple to user is after completing transaction, by clamping
Contact hardware 32 is taken out from earphone interface 31 by position limiting structure.
It should be noted that the present embodiment is illustrative in the situation that mobile terminal is smart mobile phone, moving
When terminal is other equipment, it is also possible to include the hardware interface in addition to earphone interface and power interface, it is applied equally to this
Embodiment, to this, the present embodiment repeats no more.
Fig. 4 is the flow chart according to the another kind of electronic transaction safe verification method shown in an exemplary embodiment, such as Fig. 4
Shown in, on the basis of embodiment illustrated in fig. 1, described described safety verification hardware carried out checking include:
In step S121, detect the first property value of described contact hardware, at the first property value and the first preset value
Time equal, described safety verification hardware is by checking, when described first property value and described first preset value are unequal, described
Safety verification hardware is not verified.
In the present embodiment, to possess the contact hardware that is inserted of detection one or more for the hardware interface of mobile terminal
The function of attribute.The most in the embodiment shown in fig. 3, when contact hardware 32 inserts earphone interface 31, earphone interface 31
The value of the one or more attribute of contact hardware 32 can be detected, such as, can detect the resistance value of contact hardware 32, length
Angle value, gravimetric value etc..If the only value of an attribute of detection contact hardware 32, at value and this attribute of this attribute detected
Preset value equal time, it may be determined that contact hardware 32 is by checking；If the value of the detection multinomial attribute of contact hardware, in detection
The value of the multiple attributes arrived is when the preset value of corresponding attribute is equal, it may be determined that contact hardware 32 is by checking.
Alternatively, when described contact hardware being detected first, record the first property value of described contact hardware, will
First property value of record is as described first preset value.
When user uses contact hardware first, this contact hardware can be inserted the hardware interface of mobile terminal, so
Obtain its first property value by detection afterwards, record this first property value as the first preset value.Owing to different contacts is hard
First property value of part is different, therefore during subsequent authentication, it is ensured that the contact hardware only used first can
By checking, it is ensured that the accuracy of checking.
Fig. 5 is the flow chart according to another the electronic transaction safe verification method shown in an exemplary embodiment, such as Fig. 5
Shown in, on the basis of embodiment illustrated in fig. 4, the first property value of described detection described contact hardware includes:
In step S1211, detect the resistance value of described contact hardware.
The technology of the resistance value owing to being inserted hardware by hardware interface detection in mobile terminal is the most ripe, such as
Earphone interface, power interface are provided with detecting the function of the resistance value being inserted hardware, and the present embodiment is examined by hardware interface
Survey the resistance value of the contact hardware being inserted, adjust substantially without to hardware interface, it is easy to accomplish.
Alternatively, described safety verification hardware is contactless hardware, wherein, when signal being detected in preset channel,
Determine and safety verification hardware detected, when being not detected by signal in preset channel, determine and be not detected by safety verification hardware.
In the present embodiment, mobile terminal can determine whether preset channel detects by various wireless communication mode
Signal, such as by bluetooth, WiFi, infrared etc..Contactless hardware can in preset channel broadcast singal, mobile terminal is then
Can in preset channel monitoring signal, by detecting signal in preset channel, can avoid receiving non-largely
Safety verification hardware sends signal and interferes, thus once signal detected in preset channel, can accurately determine and deposit
At safety verification hardware.
User can arrange safety verification hardware and continue broadcast singal in preset channel, it is also possible to pay by mails triggering
Safety verification hardware broadcast singal in preset channel is controlled during request.Correspondingly, mobile terminal can maintain it at default letter
The function of road detection signal is persistently opened, it is also possible to when receiving electronic payment requests, triggers and detects signal in preset channel.
Due to detection to as if the signal that sends of safety verification hardware, be therefore that safety verification hardware provides hardware without mobile terminal
Interface, is connected to mobile terminal without by safety verification hardware, improves the side determining whether safety verification hardware to be detected
Just degree.And mobile terminal can also possess the function of detection signal attribute, it is simple to follow-up tests safety verification hardware
The property value detecting signal during card compares with preset value.
Fig. 6 is the flow chart according to another the electronic transaction safe verification method shown in an exemplary embodiment, such as Fig. 6
Shown in, on the basis of embodiment illustrated in fig. 1, described described safety verification hardware carried out checking include:
In step S122, obtain the second property value of the signal detected, preset at described second property value and second
When being worth equal, described safety verification hardware is by checking, when described second property value and described second preset value are unequal, institute
State safety verification hardware not verified.
In the present embodiment, mobile terminal possesses the function that detection receives the one or more attribute of signal, such as may be used
The wavelength of signal, cycle, frequency, intensity etc. are received with detection.If only detecting the value of the attribute receiving signal, in inspection
When the value of this attribute measured is equal with the preset value of this attribute, it may be determined that contactless hardware is by checking；If detection contact
The value of the multinomial attribute of formula hardware, in the value of the multiple attributes detected when the preset value of corresponding attribute is equal, it may be determined that
Contactless hardware is by checking.
Alternatively, when the signal from contactless hardware being detected in preset channel first, described signal is recorded
Second property value, using the second property value of record as described second preset value.
When user uses contactless hardware first, this contactless hardware can be controlled in preset channel, broadcast letter
Number, and control mobile terminal monitoring signal in preset channel, to record the second property value of the signal listened to as second
Preset value.Owing to the second property value of different contactless hardware broadcast singals is different, therefore during subsequent authentication, can
To ensure that the contactless hardware only used first can be by checking, it is ensured that the accuracy of checking.
Fig. 7 is the flow chart according to another the electronic transaction safe verification method shown in an exemplary embodiment, such as Fig. 7
Shown in, on the basis of embodiment illustrated in fig. 6, the second property value of the signal that described acquisition detects includes:
In step S1221, the frequency values of the signal detected described in acquisition and/or intensity level.
After signal being detected, the frequency values (inverse ratio of periodic quantity) and the algorithm of intensity level that obtain signal are relatively simple,
Therefore can be relatively easy to get frequency values and/or the intensity level of signal according to the present embodiment, it is easy to mobile terminal realizes.
Wherein it is possible to determine that in the case of the frequency values detected is equal with predeterminated frequency value safety verification hardware is by checking；Also
Can determine in the case of the intensity level detected is equal with preset strength value that safety verification hardware is by checking；Can also be
In the case of the frequency values detected is equal with predeterminated frequency value, and the intensity level detected is equal with preset strength value, determine
Safety verification hardware is by checking.
The embodiment of proved recipe method safe with aforesaid electronic transaction is corresponding, and the disclosure additionally provides electronic transaction and tests safely
The embodiment of card device.
Fig. 8 is the block diagram according to a kind of electronic transaction safety verification device shown in an exemplary embodiment.This device should
For mobile terminal, with reference to Fig. 8, this device includes:
Receive unit 81, be configured to receive electronic payment requests；
Authentication unit 82, is configured to when safety verification hardware being detected, verifies described safety verification hardware,
When being not detected by safety verification hardware or when described safety verification hardware is not verified, refuse described electronic payment requests,
In the case of described safety verification hardware is by checking, accept described electronic payment requests.
Alternatively, described safety verification hardware is contact hardware, and described mobile terminal includes hardware interface, wherein,
When described hardware interface is connected to described contact hardware, however, it is determined that safety verification hardware detected, at described hardware interface not
When being connected to described contact hardware, determine and be not detected by safety verification hardware.
Alternatively, described hardware interface includes earphone interface, power interface.
Fig. 9 is the block diagram according to the another kind of electronic transaction safety verification device shown in an exemplary embodiment, such as Fig. 9 institute
Showing, on the basis of embodiment illustrated in fig. 8, described authentication unit 82 includes:
Detection sub-unit 821, is configured to detect the first property value of described contact hardware, at described first property value
Time equal with the first preset value, described safety verification hardware is by checking, at described first property value and described first preset value
Time unequal, described safety verification hardware is not verified.
Figure 10 is the block diagram according to a kind of authentication unit shown in an exemplary embodiment, as shown in Figure 10, shown in Fig. 9
On the basis of embodiment, described detection sub-unit 821 includes:
Resistance detection subelement 8211, is configured to detect the resistance value of described contact hardware.
Alternatively, described safety verification hardware is contactless hardware, wherein, when signal being detected in preset channel,
Determine and safety verification hardware detected, when being not detected by signal in preset channel, determine and be not detected by safety verification hardware.
Figure 11 is the block diagram according to another the electronic transaction safety verification device shown in an exemplary embodiment, such as Figure 11
Shown in, on the basis of embodiment illustrated in fig. 8, described authentication unit 82 includes:
Obtain subelement 822, be configured to obtain the second property value of the signal detected, described second property value with
When second preset value is equal, described safety verification hardware is by checking, at described second property value with described second preset value not
Time equal, described safety verification hardware is not verified.
Figure 12 is the block diagram according to the another kind of authentication unit shown in an exemplary embodiment, as shown in figure 12, at Figure 11
On the basis of illustrated embodiment, described acquisition subelement 822 includes:
Frequency acquisition subelement 8221, is configured to the frequency values of the signal detected described in obtaining；And/or
Intensity obtains subelement 8222, is configured to the intensity level of the signal detected described in obtaining.
About the device in above-described embodiment, wherein modules performs the concrete mode of operation in relevant the method
Embodiment in be described in detail, explanation will be not set forth in detail herein.
For device embodiment, owing to it corresponds essentially to embodiment of the method, so relevant part sees method in fact
The part executing example illustrates.Device embodiment described above is only schematically, wherein said as separating component
The unit illustrated can be or may not be physically separate, and the parts shown as unit can be or can also
It not physical location, i.e. may be located at a place, or can also be distributed on multiple NE.Can be according to reality
Need to select some or all of module therein to realize the purpose of disclosure scheme.Those of ordinary skill in the art are not paying
In the case of going out creative work, i.e. it is appreciated that and implements.
Accordingly, the disclosure also provides for a kind of information display device, including: processor；Can perform for storing processor
The memorizer of instruction；Wherein, described processor is configured to: receive electronic payment requests；
When safety verification hardware being detected, described safety verification hardware is verified；
If described safety verification hardware is by checking, accept described electronic payment requests；
When being not detected by safety verification hardware or described safety verification hardware is not verified, refuse described E-Payment
Request receives electronic payment requests；When safety verification hardware being detected, described safety verification hardware is verified；If it is described
Safety verification hardware, by checking, accepts described electronic payment requests；When being not detected by safety verification hardware or described safety
Checking hardware is not verified, refuses described electronic payment requests.
Accordingly, the disclosure also provides for a kind of terminal, and described terminal includes memorizer, and one or more than one
Program, one of them or more than one program is stored in memorizer, and be configured to by one or more than one
Reason device performs one or more than one program comprises the instruction for carrying out following operation: receive electronic payment requests；
When safety verification hardware being detected, described safety verification hardware is verified；If described safety verification hardware is by checking,
Accept described electronic payment requests；When being not detected by safety verification hardware or described safety verification hardware is not verified, refuse
Exhausted described electronic payment requests.
Figure 13 is the block diagram according to a kind of device 1300 for transaction verification shown in an exemplary embodiment.Such as,
Device 1300 can be mobile phone, computer, digital broadcast terminal, messaging devices, game console, tablet device,
Armarium, body-building equipment, personal digital assistant etc..
With reference to Figure 13, device 1300 can include following one or more assembly: processes assembly 1302, memorizer 1304,
Power supply module 1306, multimedia groupware 1308, audio-frequency assembly 1310, the interface 1312 of input/output (I/O), sensor cluster
1314, and communications component 1316.
Process assembly 1302 and generally control the integrated operation of device 1300, such as with display, call, data communication,
The operation that camera operation and record operation are associated.Process assembly 1302 and can include that one or more processor 1320 performs
Instruction, to complete all or part of step of above-mentioned method.Additionally, process assembly 1302 can include one or more mould
Block, it is simple to process between assembly 1302 and other assemblies is mutual.Such as, process assembly 1302 and can include multi-media module,
With facilitate multimedia groupware 1308 and process between assembly 1302 mutual.
Memorizer 1304 is configured to store various types of data to support the operation at device 1300.These data
Example include on device 1300 operation any application program or the instruction of method, contact data, telephone book data,
Message, picture, video etc..Memorizer 1304 can by any kind of volatibility or non-volatile memory device or they
Combination realizes, such as static RAM (SRAM), Electrically Erasable Read Only Memory (EEPROM), erasable can
Program read-only memory (EPROM), programmable read only memory (PROM), read only memory (ROM), magnetic memory, flash memory
Reservoir, disk or CD.
The various assemblies that power supply module 1306 is device 1300 provide electric power.Power supply module 1306 can include power management
System, one or more power supplys, and other generate, manage and distribute, with for device 1300, the assembly that electric power is associated.
The screen of one output interface of offer that multimedia groupware 1308 is included between described device 1300 and user.?
In some embodiments, screen can include liquid crystal display (LCD) and touch panel (TP).If screen includes touch panel,
Screen may be implemented as touch screen, to receive the input signal from user.Touch panel includes that one or more touch passes
Sensor is with the gesture on sensing touch, slip and touch panel.Described touch sensor can not only sense touch or slide dynamic
The border made, but also detect the persistent period relevant to described touch or slide and pressure.In certain embodiments, many
Media component 1308 includes a front-facing camera and/or post-positioned pick-up head.When device 1300 is in operator scheme, such as shooting mould
When formula or video mode, front-facing camera and/or post-positioned pick-up head can receive the multi-medium data of outside.Each preposition shooting
Head and post-positioned pick-up head can be a fixing optical lens system or have focal length and optical zoom ability.
Audio-frequency assembly 1310 is configured to output and/or input audio signal.Such as, audio-frequency assembly 1310 includes a wheat
Gram wind (MIC), when device 1300 is in operator scheme, during such as call model, logging mode and speech recognition mode, mike quilt
It is configured to receive external audio signal.The audio signal received can be further stored at memorizer 1304 or via communication
Assembly 1316 sends.In certain embodiments, audio-frequency assembly 1310 also includes a speaker, is used for exporting audio signal.
I/O interface 1312 provides interface, above-mentioned peripheral interface module for processing between assembly 1302 and peripheral interface module
Can be keyboard, put striking wheel, button etc..These buttons may include but be not limited to: home button, volume button, start button and
Locking press button.
Sensor cluster 1314 includes one or more sensor, for providing the state of various aspects to comment for device 1300
Estimate.Such as, what sensor cluster 1314 can detect device 1300 opens/closed mode, the relative localization of assembly, such as institute
Stating display and keypad that assembly is device 1300, sensor cluster 1314 can also detect device 1300 or device 1,300 1
The position change of individual assembly, what user contacted with device 1300 detecting or being not detected by, device 1300 orientation or acceleration/deceleration
Variations in temperature with device 1300.Sensor cluster 1314 can include proximity transducer, be configured to do not have any
During physical contact, the neighbouring object of detection detects.Sensor cluster 1314 can also include optical sensor, as CMOS or CCD schemes
As sensor, for using in imaging applications.In certain embodiments, this sensor cluster 1314 can also include acceleration
Sensor, gyro sensor, Magnetic Sensor, pressure transducer or temperature sensor.
Communications component 1316 is configured to facilitate the communication of wired or wireless mode between device 1300 and other equipment.Dress
Put 1300 and can access wireless network based on communication standard, such as WiFi, 2G or 3G, or combinations thereof.Exemplary at one
In embodiment, broadcast singal or broadcast that communications component 1316 receives from external broadcasting management system via broadcast channel are relevant
Information.In one exemplary embodiment, described communications component 1316 also includes near-field communication (NFC) module, to promote short distance
Communication.Such as, can be based on RF identification (RFID) technology in NFC module, Infrared Data Association (IrDA) technology, ultra broadband
(UWB) technology, bluetooth (BT) technology and other technologies realize.
In the exemplary embodiment, device 1300 can be by one or more application specific integrated circuits (ASIC), numeral
Signal processor (DSP), digital signal processing appts (DSPD), PLD (PLD), field programmable gate array
(FPGA), controller, microcontroller, microprocessor or other electronic components realize, be used for performing said method.
In the exemplary embodiment, a kind of non-transitory computer-readable recording medium including instruction, example are additionally provided
As included the memorizer 1304 of instruction, above-mentioned instruction can have been performed said method by the processor 1320 of device 1300.Example
If, described non-transitory computer-readable recording medium can be ROM, random access memory (RAM), CD-ROM, tape, soft
Dish and optical data storage devices etc..
Those skilled in the art, after considering description and putting into practice disclosure disclosed herein, will readily occur to its of the disclosure
Its embodiment.The application is intended to any modification, purposes or the adaptations of the disclosure, these modification, purposes or
Person's adaptations is followed the general principle of the disclosure and includes the undocumented common knowledge in the art of the disclosure
Or conventional techniques means.Description and embodiments is considered only as exemplary, and the true scope of the disclosure and spirit are by following
Claim is pointed out.
It should be appreciated that the disclosure is not limited to precision architecture described above and illustrated in the accompanying drawings, and
And various modifications and changes can carried out without departing from the scope.The scope of the present disclosure is only limited by appended claim.
Claims (17)
1. an electronic transaction safe verification method, it is characterised in that be applied to mobile terminal, described method includes:
Receive electronic payment requests；
When safety verification hardware being detected, described safety verification hardware is verified；
If described safety verification hardware is by checking, accept described electronic payment requests；
When being not detected by safety verification hardware or described safety verification hardware is not verified, refusing described E-Payment please
Ask.
Electronic transaction safe verification method the most according to claim 1, it is characterised in that described safety verification hardware is for connecing
Touch hardware, described mobile terminal includes hardware interface, wherein, when described hardware interface is connected to described contact hardware,
Determine and safety verification hardware detected, when described hardware interface is not attached to described contact hardware, determines and be not detected by peace
Entirely verify hardware.
Electronic transaction safe verification method the most according to claim 2, it is characterised in that described hardware interface includes earphone
Interface, power interface.
Electronic transaction safe verification method the most according to claim 2, it is characterised in that described hard to described safety verification
Part carries out checking and includes:
Detect the first property value of described contact hardware, when described first property value and the first preset value are equal, described peace
Full checking hardware is by checking, when described first property value and described first preset value are unequal, described safety verification hardware
Not verified.
Electronic transaction safe verification method the most according to claim 4, it is characterised in that the described contact of described detection is hard
First property value of part includes:
Detect the resistance value of described contact hardware.
Electronic transaction safe verification method the most according to claim 1, it is characterised in that described safety verification hardware is non-
Contact hardware, wherein, when signal being detected in preset channel, determines and safety verification hardware detected, when in preset channel
When being not detected by signal, determine and be not detected by safety verification hardware.
Electronic transaction safe verification method the most according to claim 6, it is characterised in that described hard to described safety verification
Part carries out checking and includes:
Obtain the second property value of the signal detected, when described second property value and the second preset value are equal, described safety
Checking hardware is by checking, and when described second property value and described second preset value are unequal, described safety verification hardware is not
By checking.
Electronic transaction safe verification method the most according to claim 7, it is characterised in that the signal that described acquisition detects
The second property value include:
The frequency values of the signal detected described in acquisition and/or intensity level.
9. an electronic transaction safety verification device, it is characterised in that be applied to mobile terminal, described device includes:
Receive unit, receive electronic payment requests；
Authentication unit, when safety verification hardware being detected, verifies described safety verification hardware, is being not detected by safety
During checking hardware or when described safety verification hardware is not verified, refuse described electronic payment requests, at described safety verification
In the case of hardware is by checking, accept described electronic payment requests.
Electronic transaction safety verification device the most according to claim 9, it is characterised in that described safety verification hardware is
Contact hardware, described mobile terminal includes hardware interface, wherein, is connected to described contact hardware at described hardware interface
Time, however, it is determined that safety verification hardware detected, when described hardware interface is not attached to described contact hardware, determines and do not detect
To safety verification hardware.
11. electronic transaction safety verification devices according to claim 10, it is characterised in that described hardware interface includes ear
Machine interface, power interface.
12. electronic transaction safety verification devices according to claim 10, it is characterised in that described authentication unit includes:
Detection sub-unit, detects the first property value of described contact hardware, in described first property value and the first preset value phase
Deng time, described safety verification hardware is by checking, when described first property value and described first preset value are unequal, described peace
Full checking hardware is not verified.
13. electronic transaction safety verification devices according to claim 12, it is characterised in that described detection sub-unit bag
Include:
Resistance detection subelement, detects the resistance value of described contact hardware.
14. electronic transaction safety verification devices according to claim 9, it is characterised in that described safety verification hardware is
Contactless hardware, wherein, when signal being detected in preset channel, determines and safety verification hardware detected, when at default letter
When road is not detected by signal, determines and be not detected by safety verification hardware.
15. electronic transaction safety verification devices according to claim 14, it is characterised in that described authentication unit includes:
Obtain subelement, obtain the second property value of the signal detected, equal at described second property value and the second preset value
Time, described safety verification hardware is by checking, when described second property value and described second preset value are unequal, described safety
Checking hardware is not verified.
16. electronic transaction safety verification devices according to claim 15, it is characterised in that described acquisition subelement bag
Include:
Frequency acquisition subelement, the frequency values of the signal detected described in acquisition；And/or
Intensity obtains subelement, the intensity level of the signal detected described in acquisition.
17. 1 kinds of electronic equipments, it is characterised in that including:
Processor；
For storing the memorizer of processor executable；
Wherein, described processor is configured to:
Receive electronic payment requests；
When safety verification hardware being detected, described safety verification hardware is verified；
If described safety verification hardware is by checking, accept described electronic payment requests；
When being not detected by safety verification hardware or described safety verification hardware is not verified, refusing described E-Payment please
Ask.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610592962.XA CN106296189A (en) | 2016-07-25 | 2016-07-25 | Electronic transaction safe verification method and device and electronic equipment |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610592962.XA CN106296189A (en) | 2016-07-25 | 2016-07-25 | Electronic transaction safe verification method and device and electronic equipment |
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| CN106296189A true CN106296189A (en) | 2017-01-04 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201610592962.XA Pending CN106296189A (en) | 2016-07-25 | 2016-07-25 | Electronic transaction safe verification method and device and electronic equipment |
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| CN112036858A (en) * | 2020-08-31 | 2020-12-04 | 深圳市兆珑科技有限公司 | Secure payment method, device and system |
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