CN105162993A - Automatic surveying method for mobile phone screen breaking insurance - Google Patents
Automatic surveying method for mobile phone screen breaking insurance Download PDFInfo
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- CN105162993A CN105162993A CN201510712769.0A CN201510712769A CN105162993A CN 105162993 A CN105162993 A CN 105162993A CN 201510712769 A CN201510712769 A CN 201510712769A CN 105162993 A CN105162993 A CN 105162993A
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Abstract
The invention relates to an automatic recognition method for mobile phone screen breaking, in particular to an automatic surveying method for mobile phone screen breaking insurance. The automatic surveying method includes the steps that client side APP is installed in a mobile phone of an insurance applying user A, basic information is input, a system obtains the information and extracts the unique international mobile equipment identity of the insurance applying user A, and an exclusive two-dimension code is automatically generated and displayed on a mobile phone screen; an insurance assisting user B scans the exclusive two-dimension code of the insurance applying user A, automatically enters a web page, and clicks a photographing button to call a mobile phone camera, the mobile phone of the insurance applying user A automatically skips to a random code picture, and the insurance assisting user B photographs the mobile phone of the insurance user A and automatically uploads photos and the basic information of the insurance user A to a server after photographing is finished; the server processes received images through a digital image processing method and judges whether a mobile phone screen of the insurance applying user A is intact or not and random codes on the images consist with random codes generated by a background recently or not; if the conditions are met, the insurance applying user A can cover insurance for the mobile phone, and otherwise the insurance application is not approved.
Description
Technical field
The present invention relates to the broken screen automatic identifying method of mobile phone, especially relate to a kind of broken screen danger of the pre-sales mobile phone surveyed and settle a claim after sale for mobile phone of insuring broken screen danger and automatically survey method.
Background technology
The broken screen danger of mobile phone is a insurance for mobile phone screen.User if break because the reasons such as accidental fall cause at period insured Client handset screen, then can obtain insurance company and compensate accordingly after having bought broken screen danger.Due to be difficult to long-range judgement client before buying insurance insure the screen of mobile phone whether intact, be difficult to judge that the mobile phone of client's Claims Resolution is insured these two reasons of mobile phone exactly, cause the moral hazard of the broken screen danger of mobile phone to take precautions against.The broken screen danger of mobile phone on market is not all promoted on a large scale.
Also effectively do not solve the pre-sales solution of surveying problem in the broken screen danger of mobile phone in the market." insurance blackboard eraser " APP that Shanghai Yi Shi network technology Co., Ltd releases, have the broken screen danger of the free mobile phone providing limitation, but it does not solve user's insurance fraud problem.It requires that user allows another one user take pictures to mobile phone of insuring and be uploaded to background server when insuring, whether the mobile phone screen on backstage manual examination and verification photo is intact, if user mobile phone screen is bad, he appoint so can take pictures to the mobile phone that another screen of same model is intact and on transmit examination & verification of out-tricking, reach the object of insurance fraud.Equally, user after insuring, can go Claims Resolution with the broken screen mobile phone of same model completely, and the side of accepting insurance still cannot differentiate whether Claims Resolution mobile phone is exactly mobile phone of insuring.The mode of backstage manual examination and verification photo also waste of manpower in addition.
" insurance blackboard eraser " can download and install in each large app market.
Picture association 3c also provided Cellphone Repairs insurance service, his way has needed the later stage on website, upload a picture of taking pictures to mobile phone (this is also the main flow measure that other little company of great majority takes) after user has bought insurance, this way user can be shown by screenshotss and insures to bad screen mobile phone on good screen mobile phone, the simultaneously mode also waste of manpower of backstage hand inspection photo, and can not insure in real time and come into force.
In addition, be all successively proposed the broken screen protection danger of similar mobile phone as hammer science and technology, millet mobile phone, Huawei's mobile phone, then these are all the insurances for new cell-phone, are all intact when acquiescence mobile phone dispatches from the factory, and do not exist pre-salesly to survey problem, also just do not have moral hazard.
Summary of the invention
The object of this invention is to provide before one can realize automatic selling and survey, method is surveyed automatically in the broken screen danger of mobile phone saving manpower.
The present invention adopts following technical scheme:
Method is surveyed automatically in the broken screen danger of mobile phone, comprises the following steps:
1) client end AP P is installed insuring on user A mobile phone;
2) the user A that insures inputs the essential informations such as name, identification card number, cell-phone number, system obtains the input information the uniquely identified string number extracting user A mobile phone of insuring that store the user A that insures, and then automatically generates an exclusive Quick Response Code and is presented on mobile phone screen;
3) warranty family B is helped to use micro-letter to sweep to sweep function carry out the exclusive Quick Response Code of scan A and automatically enter web page, this page provides button of taking pictures, then, warranty family B is helped to click button calling mobile phone camera of taking pictures, user A mobile phone of simultaneously insuring jumps to the picture of the random code that constantly changes automatically, this random code is provided by background server and is stored on background server, warranty family B is now helped to take pictures to user A mobile phone of insuring, the automatic upload pictures of complete system of taking pictures and insure user A essential information to server;
4) way of server by utilizing Digital Image Processing processes the image received, and judges to insure whether user A mobile phone screen is intact, whether random code on picture consistent with several random codes that backstage generates recently; If all meet, think that this mobile phone can be insured, otherwise do not accept to insure.
Step 1) in, described client end AP P can have Android version and ios version.
Step 2) in, described uniquely identified string number, can be the IMEI number of Android phone, for ios system then backstage be handset allocation uniquely identified string number, its effect is identical with the IMEI number of Android phone, can not repeat, can not revise.
Compared with the prior art, the present invention has following outstanding advantages:
1. the picture utilizing digital image processing techniques automatically to process user to upload.Comprise the detection whether mobile phone screen is intact, extract the digital information on picture.
2. utilize the random code mechanism of the change user that prevents from insuring to forge photo by screenshotss.If do not have random code mechanism, even if user mobile phone screen of insuring is damaged, he also can carry out screenshotss to oneself mobile phone and re-send on the intact mobile phone of same model screen and show before taking pictures, and then takes pictures to it and uploads.
3. use the IMEI number of mobile phone to determine to insure the uniqueness of mobile phone.Each mobile phone has a unique mobile phone IMEI number.Utilize it both can prevent user from insuring with the mobile phone that the mobile phone that screen is intact breaks to screen, the mobile phone that can prevent from again user from using not insuring pretends to be mobile phone of insuring to settle a claim.
4. do not provide the interface obtaining IMEI number for ios system, the present invention devises a set of mobile phone unique identification system for ios system mobile phone specially.When ios mobile phone is insured, backstage generates a digital distribution that can not repeat to this mobile phone as unique identifier, this identification code is stored in the keychain of app, user cannot revise, and still exists even if reinstall this identification code again after unloading app and can not redistribute.The IMEI number that can substitute mobile phone by the identification code that the method generates completely uniquely identifies mobile phone.
As can be seen here, the present invention utilizes this cubic surface technology simultaneously, ideally solves the pre-sales of mobile phone broken screen danger and surveys problem.The invention solves the moral hazard problem of the broken screen danger of mobile phone, survey before achieving automatic selling, not only solve at present indeterminable insurance fraud problem on the market, and achieve and automatically survey, save manpower.
The present invention needs two mobile phone cooperations to complete to insure.
Accompanying drawing explanation
Fig. 1 is the flow chart of the embodiment of the present invention.
Embodiment
See Fig. 1, method is surveyed automatically in the broken screen danger of mobile phone described in the present embodiment, comprises the following steps:
1) client end AP P is installed insuring on user A mobile phone; Described client end AP P has Android version and ios version;
2) the user A that insures inputs the essential informations such as name, identification card number, cell-phone number, system obtains the input information the uniquely identified string number extracting user A mobile phone of insuring that store the user A that insures, and then automatically generates an exclusive Quick Response Code and be presented to insure on user A mobile phone screen; Described uniquely identified string number is the IMEI number of Android phone, for ios system then backstage be handset allocation uniquely identified string number, its effect is identical with the IMEI number of Android phone, can not repeat, can not revise.
3) help warranty family B use micro-letter to sweep to sweep function to scan insure user A exclusive Quick Response Code and automatically enter web page, this page provides button of taking pictures, then, warranty family B is helped to click button calling mobile phone camera of taking pictures, user A mobile phone of simultaneously insuring jumps to the picture of the random code that constantly changes automatically, this random code is provided by background server and is stored on background server, warranty family B is now helped to take pictures to user A mobile phone of insuring, the automatic upload pictures of complete system of taking pictures and insure user A essential information to server;
4) way of server by utilizing Digital Image Processing processes the image received, and judges to insure whether user A mobile phone screen is intact, whether random code on picture consistent with several random codes that backstage generates recently; If all meet, think that this mobile phone can be insured, otherwise do not accept to insure.
Claims (3)
1. method is surveyed automatically in the broken screen danger of mobile phone, it is characterized in that, comprises the following steps:
1) client end AP P is installed insuring on user A mobile phone;
2) the user A that insures inputs the essential informations such as name, identification card number, cell-phone number, system obtains the input information the uniquely identified string number extracting user A mobile phone of insuring that store the user A that insures, and then automatically generates an exclusive Quick Response Code and is presented on mobile phone screen;
3) help warranty family B use micro-letter to sweep to sweep function to scan insure user A exclusive Quick Response Code and automatically enter web page, this page provides button of taking pictures, then, warranty family B is helped to click button calling mobile phone camera of taking pictures, user A mobile phone of simultaneously insuring jumps to the picture of the random code that constantly changes automatically, this random code is provided by background server and is stored on background server, warranty family B is now helped to take pictures to user A mobile phone of insuring, the automatic upload pictures of complete system of taking pictures and insure user A essential information to server;
4) way of server by utilizing Digital Image Processing processes the image received, and judges to insure whether user A mobile phone screen is intact, whether random code on picture consistent with several random codes that backstage generates recently; If all meet, think that this mobile phone can be insured, otherwise do not accept to insure.
2. method is surveyed automatically in the broken screen danger of mobile phone as claimed in claim 1, it is characterized in that, step 1) in, described client end AP P has Android version and ios version.
3. method is surveyed automatically in mobile phone broken screen danger as claimed in claim 1, it is characterized in that, step 2) in, described uniquely identified string number is the IMEI number of Android phone, for ios system then backstage be handset allocation uniquely identified string number.
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CN105976252A (en) * | 2016-05-06 | 2016-09-28 | 泰康人寿保险股份有限公司 | Checking method and system for electronic device screen damage insurance |
CN106060126A (en) * | 2016-05-24 | 2016-10-26 | 众安在线财产保险股份有限公司 | Method and system for remotely and automatically identifying screen state of smart device |
CN106157149A (en) * | 2016-08-03 | 2016-11-23 | 合肥奇也信息科技有限公司 | A kind of many insurance kinds self-service insurance vending system |
CN106296412A (en) * | 2016-08-03 | 2017-01-04 | 合肥奇也信息科技有限公司 | The dangerous system of quickly insuring of the broken screen of mobile phone based on Android phone |
CN106296411A (en) * | 2016-08-03 | 2017-01-04 | 合肥奇也信息科技有限公司 | The dangerous system of quickly insuring of the broken screen of mobile phone based on IOS mobile phone |
CN107274293A (en) * | 2017-06-05 | 2017-10-20 | 郭雅玲 | A kind of equipment is settled a claim method automatically |
CN108307058A (en) * | 2018-01-23 | 2018-07-20 | 广东欧珀移动通信有限公司 | Fall the analysis method and Related product of reason |
CN108985948A (en) * | 2018-06-22 | 2018-12-11 | 武汉欣网创业科技开发有限公司 | A kind of mobile phone insurance is self-service to survey system |
CN109064341A (en) * | 2018-07-06 | 2018-12-21 | 阿里巴巴集团控股有限公司 | A kind of self-aided terminal, self-auxiliary device and electronic equipment |
CN109285079A (en) * | 2018-08-31 | 2019-01-29 | 阿里巴巴集团控股有限公司 | Data processing method, device, client and the server of terminal screen insurance |
CN109325485A (en) * | 2018-08-14 | 2019-02-12 | 深圳市云智融科技有限公司 | The method and apparatus of EIC equipment identification code information processing |
CN109447827A (en) * | 2018-10-19 | 2019-03-08 | 泰康保险集团股份有限公司 | Survey processing method, device, medium and electronic equipment |
CN111340634A (en) * | 2018-12-27 | 2020-06-26 | 成都雅信安科技服务有限公司 | System and method for assisting mobile equipment in implementing screen breaking risk |
CN111523109A (en) * | 2020-07-03 | 2020-08-11 | 支付宝(杭州)信息技术有限公司 | Method and device for verifying electronic equipment application |
CN111553802A (en) * | 2020-05-15 | 2020-08-18 | 支付宝(杭州)信息技术有限公司 | Insurance implementation method and device for electronic equipment |
CN111612637A (en) * | 2020-05-15 | 2020-09-01 | 支付宝(杭州)信息技术有限公司 | Insurance implementation method and device for electronic equipment |
CN111882444A (en) * | 2020-07-24 | 2020-11-03 | 广州绿怡信息科技有限公司 | Mobile phone insurance claim settlement method applied to intelligent detection terminal |
CN111885262A (en) * | 2020-07-24 | 2020-11-03 | 广州绿怡信息科技有限公司 | Mobile phone insurance application method based on intelligent terminal |
CN113592660A (en) * | 2021-07-23 | 2021-11-02 | 广州绿怡信息科技有限公司 | Screen-breaking insurance starting method and device for equipment |
CN113706324A (en) * | 2021-09-22 | 2021-11-26 | 中国联合网络通信集团有限公司 | Screen insurance application method and insurance application system |
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CN106296412A (en) * | 2016-08-03 | 2017-01-04 | 合肥奇也信息科技有限公司 | The dangerous system of quickly insuring of the broken screen of mobile phone based on Android phone |
CN106296411A (en) * | 2016-08-03 | 2017-01-04 | 合肥奇也信息科技有限公司 | The dangerous system of quickly insuring of the broken screen of mobile phone based on IOS mobile phone |
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CN109285079A (en) * | 2018-08-31 | 2019-01-29 | 阿里巴巴集团控股有限公司 | Data processing method, device, client and the server of terminal screen insurance |
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CN111340634A (en) * | 2018-12-27 | 2020-06-26 | 成都雅信安科技服务有限公司 | System and method for assisting mobile equipment in implementing screen breaking risk |
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CN111882444A (en) * | 2020-07-24 | 2020-11-03 | 广州绿怡信息科技有限公司 | Mobile phone insurance claim settlement method applied to intelligent detection terminal |
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