CN104735634A - Pay account linking management method, mobile terminal, server and system - Google Patents

Pay account linking management method, mobile terminal, server and system Download PDF

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Publication number
CN104735634A
CN104735634A CN201310727165.4A CN201310727165A CN104735634A CN 104735634 A CN104735634 A CN 104735634A CN 201310727165 A CN201310727165 A CN 201310727165A CN 104735634 A CN104735634 A CN 104735634A
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China
Prior art keywords
payment accounts
mobile terminal
target payment
server
user
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Granted
Application number
CN201310727165.4A
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Chinese (zh)
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CN104735634B (en
Inventor
张文鹏
弓晨
张文静
杨翊镛
姜嘉维
刘国果
郭雅琴
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Tencent Technology Shenzhen Co Ltd
Tencent Cloud Computing Beijing Co Ltd
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Tencent Technology Shenzhen Co Ltd
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Priority to CN201310727165.4A priority Critical patent/CN104735634B/en
Priority to PCT/CN2014/085566 priority patent/WO2015096503A1/en
Priority to TW103142686A priority patent/TW201525894A/en
Publication of CN104735634A publication Critical patent/CN104735634A/en
Priority to HK15107788.4A priority patent/HK1207237A1/en
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Publication of CN104735634B publication Critical patent/CN104735634B/en
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Classifications

    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/24—Accounting or billing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3221—Access to banking information through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/0861—Network architectures or network communication protocols for network security for authentication of entities using biometrical features, e.g. fingerprint, retina-scan
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00—Network arrangements or protocols for supporting network services or applications
    • H04L67/14—Session management
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/70—Administration or customization aspects; Counter-checking correct charges
    • H04M15/705—Account settings, e.g. limits or numbers or payment
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/70—Administration or customization aspects; Counter-checking correct charges
    • H04M15/715—Activating new subscriber or card
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/70—Administration or customization aspects; Counter-checking correct charges
    • H04M15/72—Administration or customization aspects; Counter-checking correct charges by the user
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/70—Administration or customization aspects; Counter-checking correct charges
    • H04M15/72—Administration or customization aspects; Counter-checking correct charges by the user
    • H04M15/723—Administration or customization aspects; Counter-checking correct charges by the user using the user's device
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M17/02—Coin-freed or check-freed systems, e.g. mobile- or card-operated phones, public telephones or booths
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M17/10—Account details or usage
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M17/30—Prepayment of wireline communication systems, wireless communication systems or telephone systems using a code
    • H04M17/301—Code input or reading
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M17/30—Prepayment of wireline communication systems, wireless communication systems or telephone systems using a code
    • H04M17/308—Code management
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M17/20—Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment
    • H04M17/204—Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment on-line recharging, e.g. cashless
    • H04M17/205—Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment on-line recharging, e.g. cashless by calling a service number, e.g. interactive voice response [IVR] or menu
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W8/00—Network data management
    • H04W8/22—Processing or transfer of terminal data, e.g. status or physical capabilities
    • H04W8/24—Transfer of terminal data

Abstract

The embodiment of the invention discloses pay account linking management methods, mobile terminal, server and system. One of the pay account linking management methods comprises the steps that voice messages for a target pay account is obtained by the mobile terminal; the voice messages for the target pay account is uploaded to the server by the mobile terminal; voice recognition is conducted on the voice messages by the server to obtain account information of the target pay account; the server sets the target pay account as a linking pay account of a login account of the mobile terminal according to the account information of the target pay account. By adopting the pay account linking management method, mobile terminal, server and system, it is convenient for users to set the linking pay account and effectively reduce the occurrence of writing faults.

Description

A kind of association payment accounts management method, mobile terminal, server and system
Technical field
The present invention relates to Internet technical field, particularly relate to a kind of association payment accounts management method, mobile terminal, server and system.
Background technology
User, using before the quick payment services that provide of Third-party payment company carry out on-line payment, needs user to submit the bank card of payment account user bound online to, and bank card and payment account are associated relation by paying server.Existing bank card binding requirements of process user inputs bank's card number, holder name, holder's identification card number, bind form informations such as being stuck in the reserved phone number of bank, current information input generally all needs by the entity of mobile terminal or dummy keyboard as list input mode, the input through keyboard card number of mobile terminal is clicked again after needing user to read card number, first easily input by mistake, secondly often need when inputting multi-form list content to switch input method, such as input after card number list completes and need input address name list, at this moment just need to switch input method, and when inputting identification card number list, if there is X, then just need when inputting same form item content to switch input method, cause input mode very loaded down with trivial details, and just cause filling in mistake when user forgets and switches input method, great inconvenience is brought to user.
Summary of the invention
Embodiment of the present invention technical problem to be solved is, provide a kind of association payment accounts management method, mobile terminal, server and system, user can be facilitated to set association payment accounts, and effective minimizing fills in the generation made mistakes.
In order to solve the problems of the technologies described above, embodiment of the present invention first aspect provides a kind of association payment accounts management method, and described method comprises:
Acquisition for mobile terminal user is for the voice messaging of target payment accounts;
The described voice messaging for target payment accounts uploads onto the server by mobile terminal;
Described server carries out to described voice messaging the account information that speech recognition obtains described target payment accounts;
Described target payment accounts is set as the association payment accounts of the login account of described mobile terminal by described server according to the account information of described target payment accounts.
Correspondingly, embodiment of the present invention second aspect additionally provides a kind of association payment accounts management method, and described method comprises:
Obtain the voice messaging of user for target payment accounts;
The described voice messaging for target payment accounts is uploaded onto the server, to make described server, speech recognition is carried out to described voice messaging and obtain the account information of described target payment accounts and according to the account information of described target payment accounts, described target payment accounts be set as the association payment accounts of the login account of described mobile terminal.
Accordingly, the embodiment of the present invention third aspect additionally provides a kind of mobile terminal, and described mobile terminal comprises:
Voice messaging acquiring unit, for obtaining the voice messaging of user for target payment accounts;
Transmitting element, for the described voice messaging for target payment accounts is uploaded onto the server, to make described server, speech recognition is carried out to described voice messaging and obtain the account information of described target payment accounts and according to the account information of described target payment accounts, described target payment accounts be set as the association payment accounts of the login account of described mobile terminal.
Accordingly, embodiment of the present invention fourth aspect additionally provides a kind of association payment accounts management method, and described method comprises:
The voice messaging for target payment accounts that mobile terminal receive is submitted to;
The account information that speech recognition obtains described target payment accounts is carried out to described voice messaging;
According to the account information of described target payment accounts, described target payment accounts is set as the association payment accounts of the login account of described mobile terminal.
Accordingly, the embodiment of the present invention the 5th aspect additionally provides a kind of server, and described server comprises:
Receiving element, for the voice messaging for target payment accounts that mobile terminal receive is submitted to;
Voice recognition unit, for carrying out the account information that speech recognition obtains described target payment accounts to described voice messaging;
Payment accounts administrative unit, for being set as the association payment accounts of the login account of described mobile terminal by described target payment accounts according to the account information of described target payment accounts.
Accordingly, the embodiment of the present invention the 6th aspect additionally provides a kind of computer-readable storage medium, and described computer-readable storage medium has program stored therein, and comprises the association payment accounts management method as described in the embodiment of the present invention second aspect when described program performs.
Accordingly, the embodiment of the present invention the 7th aspect additionally provides a kind of computer-readable storage medium, and described computer-readable storage medium has program stored therein, and comprises the association payment accounts management method as described in the embodiment of the present invention fourth aspect when described program performs.
Accordingly, embodiment of the present invention eighth aspect additionally provides a kind of association payment accounts management system, it is characterized in that, comprises mobile terminal and server, wherein:
The described voice messaging for target payment accounts, for obtaining the voice messaging of user for target payment accounts, is uploaded to described server by described mobile terminal;
Described server is used for the voice messaging for target payment accounts that mobile terminal receive is uploaded, and carries out to described voice messaging the account information that speech recognition obtains described target payment accounts; According to the account information of described target payment accounts, described target payment accounts is set as the association payment accounts of the login account of described mobile terminal.
The present embodiment is by uploading onto the server user for the voice messaging of target payment accounts, described target payment accounts is set as the association payment accounts of the login account of described mobile terminal by the account information obtaining target payment accounts according to the speech recognition of this voice messaging by server, achieve the setting carrying out associating payment accounts by the mode of phonetic entry easily, effective minimizing fills in the generation made mistakes.
Accompanying drawing explanation
In order to be illustrated more clearly in the embodiment of the present invention or technical scheme of the prior art, be briefly described to the accompanying drawing used required in embodiment or description of the prior art below, apparently, accompanying drawing in the following describes is only some embodiments of the present invention, for those of ordinary skill in the art, under the prerequisite not paying creative work, other accompanying drawing can also be obtained according to these accompanying drawings.
Fig. 1 is a kind of schematic flow sheet associating payment accounts management method in the embodiment of the present invention;
Fig. 2 is the schematic flow sheet of the association payment accounts management method in another embodiment of the present invention;
Fig. 3 is the schematic flow sheet of the association payment accounts management method in another embodiment of the present invention;
Fig. 4 is the schematic flow sheet of the association payment accounts management method in another embodiment of the present invention;
Fig. 5 is the schematic flow sheet of the association payment accounts management method in another embodiment of the present invention;
Fig. 6 is the structural representation of a kind of mobile terminal in the embodiment of the present invention;
Fig. 7 is the structural representation of the mobile terminal in another embodiment of the present invention;
Fig. 8 is the structural representation of a kind of server in the embodiment of the present invention;
Fig. 9 is the structural representation of the server in another embodiment of the present invention;
Figure 10 is a kind of structural representation associating payment accounts management system in the embodiment of the present invention;
Figure 11 is the first interface schematic diagram associating payment accounts management list in the embodiment of the present invention;
Figure 12 is the second contact surface schematic diagram associating payment accounts management list in the embodiment of the present invention.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, be clearly and completely described the technical scheme in the embodiment of the present invention, obviously, described embodiment is only the present invention's part embodiment, instead of whole embodiments.Based on the embodiment in the present invention, those of ordinary skill in the art, not making the every other embodiment obtained under creative work prerequisite, belong to the scope of protection of the invention.
The mobile terminal mentioned in the embodiment of the present invention can comprise smart mobile phone, panel computer, electronic reader, car-mounted terminal or Worn type smart machine etc., described server can be instant communication server, SNS(Social Networking Services, social network services) server or paying server etc., described mobile terminal can log in described server by using login account thus obtain the online service of described server, comprises the account information of the association payment accounts obtaining login account from described server.
Fig. 1 is a kind of schematic flow sheet associating payment accounts management method in the embodiment of the present invention, and the association payment accounts management method described by Fig. 1 is mainly described from mobile terminal side.As shown in Figure 1, the association payment accounts management method in the present embodiment can comprise the following steps:
S101, obtains the voice messaging of user for target payment accounts.
In specific implementation, the association payment accounts management list shown in Figure 11 or Figure 12 can be shown in the terminal, comprise at least one form item, user can press the phonetic entry button below the individual event of card number input table according to the prompting in Figure 11, thus the voice messaging that the voice acquisition device of the time internal trigger mobile terminal pushed button acquisition user inputs for the individual event of card number input table is kept user, wherein said card number can be target payment accounts, user also can press the phonetic entry button on the right side of the individual event of cell-phone number input table according to the prompting in Figure 12, thus the voice messaging that the voice acquisition device of the time internal trigger mobile terminal pushed button acquisition user inputs for the individual event of cell-phone number input table is kept user, the voice messaging of user for the target payment accounts in association payment accounts management list can also be obtained in other embodiments by other optional triggering voice input modes, such as user directly double-clicks or press object table individual event can trigger the voice messaging of acquisition user for this target payment accounts, or user is after choosing and maybe input cursor being moved to object table individual event, click the phonetic entry button preset of interface thus trigger and obtain the voice messaging of user for this target payment accounts, etc., by other implementations extended out with upper type, all should in invention scope of the present invention.The voice messaging that the voice acquisition device of wherein said mobile terminal gets and user are for the voice messaging of target payment accounts.
S102, voice messaging for target payment accounts is uploaded onto the server, to make server, speech recognition is carried out to voice messaging and obtain the account information of target payment accounts and according to the account information of target payment accounts, target payment accounts be set as the association payment accounts of the login account of mobile terminal.
The voice messaging for target payment accounts got can upload onto the server by mobile terminal, carries out speech recognition obtain the account information of target payment accounts and according to the account information of target payment accounts, target payment accounts be set as the association payment accounts of the login account of mobile terminal to make server to voice messaging.
In specific implementation, still for triggering obtain the voice messaging of user for this target payment accounts by pressing phonetic entry button corresponding to object table individual event in Figure 11 or 12, phonetic entry button corresponding to object table individual event is pressed when user unclamps, then mobile terminal confirms that the voice messaging that user inputs for object table individual event completes, then by press phonetic entry button corresponding to object table individual event from user until user unclamps the voice messaging got during this period of time that pushes button uploads onto the server, by server, speech recognition is carried out to the voice messaging that mobile terminal is uploaded, the account information of target payment accounts is obtained by speech recognition, and according to the account information of target payment accounts, target payment accounts is set as the association payment accounts of the login account of mobile terminal.Optionally, the account information that speech recognition can also be obtained target payment accounts by server is inserted described association payment accounts and is managed in the object table individual event of list, if there is multiple form item in described association payment accounts management list, then mobile terminal can carry the form item mark of object table individual event when uploading the voice messaging for target payment accounts to server, with being inserted by the recognition result of this section of voice messaging in corresponding object table individual event of making that server can be correct.
As the optional execution mode of one, before voice messaging for target payment accounts uploads onto the server by mobile terminal, can to the speech verification information of server upload user, according to described speech verification information, voice print verification is carried out to the described voice messaging for target payment accounts when receiving the described voice messaging for target payment accounts to make described server, if voice print verification success, then speech recognition carried out to described voice messaging and will identify that the account information of the target payment accounts obtained sends to mobile terminal.Mobile terminal is by the speech verification information to server upload user, to make server under carrying out the successful situation of voice print verification according to speech verification information to the voice messaging for target payment accounts, speech recognition is carried out to voice messaging, the fail safe of payment accounts setting operation can be promoted, illegally arrange to avoid the association payment accounts of disabled user to user.
Optionally, the association payment accounts management method in the present embodiment can also comprise further:
S103, the account information of the target payment accounts that reception server identification obtains.
Concrete, the account information that the voice messaging uploaded mobile terminal can be carried out the target payment accounts that speech recognition obtains by server returns to mobile terminal, for the association payment accounts management list shown in Figure 11 or Figure 12, the account information of the target payment accounts that speech recognition can obtain by server returns to mobile terminal as the list content of association payment accounts management list, mobile terminal thus can upgrade the association payment accounts management list shown in current interface; The account information that server also can return to mobile terminal the target the payment accounts speech recognition of voice messaging obtained inserts the whole association payment accounts management list after corresponding object table individual event, mobile terminal upgrades display described association payment accounts management list according to the association payment accounts management list that server returns, thus user can be allowed in this association payment accounts management list to see that whether server is correct to the recognition result of the voice messaging for target payment accounts.
And then in an alternative embodiment, mobile terminal can also according to the instruction of user's input in association payment accounts management list form item carry out manual modification, the operation such as clear contents.Such as user finds that the voice identification result in the object table individual event that server returns is wrong, then can carry out manual editing's amendment to it, can also delete the content in this object table individual event, again manual or phonetic entry content.
S104, the account information of the target payment accounts confirmed through user is committed to described server, with the association payment accounts making server according to the account information of the target payment accounts confirmed through user, target payment accounts is set as the login account of mobile terminal.
The account information of the target payment accounts confirmed through user can be committed to described server by mobile terminal, with the association payment accounts making server according to the account information of the target payment accounts confirmed through user, target payment accounts is set as the login account of mobile terminal.
Concrete, the association payment accounts confirmed through user management list can be committed to described server by mobile terminal, with the association payment accounts making described server according to the account information of target payment accounts in the described association payment accounts management list confirmed through user, target payment accounts is set as the login account of mobile terminal, and preserve the described association payment accounts management list confirmed through user.
For the association payment accounts management list in Figure 11 or 12, after user confirms that associating payment accounts manages the content of list, user can click " next step " or the button such as " completing ", " submission " below interface, thus the association payment accounts confirmed through user management list is committed to described server, server thus preserve the described association payment accounts management list confirmed through user for user, and the association payment accounts confirmed through user is managed the association payment accounts that target payment accounts corresponding to list is set as the login account of mobile terminal.In an alternative embodiment, mobile terminal also can submit association payment accounts management list to by the phonetic order obtaining user's input, such as mobile terminal can detect user in the association payment accounts management list interface process in display Figure 11 or 12 always whether input efficient voice, if get " next step " or " completing " of user's input, " submission ", " editor ", phonetic orders such as " deletions ", then trigger to perform and current association payment accounts management list is committed to described server, and then the phonetic order got in display association payment accounts management list interface process can also upload onto the server by mobile terminal, to identify that the control command obtained returns to mobile terminal after this phonetic order being identified by server.In an alternative embodiment, server can also detect in the voice messaging uploaded for target payment accounts mobile terminal whether comprise default phonetic order, such as: " submission ", " editor ", " deletion " etc., if detect and wherein comprise default phonetic order, then control command corresponding for this phonetic order can be returned to mobile terminal.In an alternative embodiment, obtain multiple different control command if identify the voice messaging submitted to from mobile terminal of server or phonetic order, then can think that phonetic order that user submits to is invalid or cannot obtain corresponding control command from voice messaging.Described control command comprises the account information submission instruction of target payment accounts or the account information delete instruction of target payment accounts, and the control command that mobile terminal can return according to described server is submitted to or deleted the account information of the target payment accounts that described server returns.Described efficient voice can reach the voice messaging of predetermined threshold value for intensity of sound.
The present embodiment is by uploading onto the server user for the voice messaging of target payment accounts, target payment accounts is set as the association payment accounts of the login account of mobile terminal by the account information obtaining target payment accounts according to the speech recognition of this voice messaging by server, achieve the setting carrying out associating payment accounts by the mode of phonetic entry easily, effective minimizing fills in the generation made mistakes.
Fig. 2 is the schematic flow sheet of the association payment accounts management method in another embodiment of the present invention, and the association payment accounts management method described by Fig. 2 is mainly described from server side.As shown in Figure 2, the association payment accounts management method in the present embodiment can comprise the following steps:
S201, the voice messaging for target payment accounts that mobile terminal receive is submitted to.
For the association payment accounts management list shown in Figure 11 or Figure 12, the association payment accounts management list shown in Figure 11 or Figure 12 can be shown in the terminal, comprise at least one form item, user can press the phonetic entry button below the individual event of card number input table according to the prompting in Figure 11, thus the voice messaging that the voice acquisition device of the time internal trigger mobile terminal pushed button acquisition user inputs for the individual event of card number input table is kept user, wherein said card number can be target payment accounts, user also can press the phonetic entry button on the right side of the individual event of cell-phone number input table according to the prompting in Figure 12, thus the voice messaging that the voice acquisition device of the time internal trigger mobile terminal pushed button acquisition user inputs for the individual event of cell-phone number input table is kept user, the voice messaging of user for the target payment accounts in association payment accounts management list can also be obtained in other embodiments by other optional triggering voice input modes, such as user directly double-clicks or press object table individual event can trigger the voice messaging of acquisition user for this target payment accounts, or user is after choosing and maybe input cursor being moved to object table individual event, click the phonetic entry button preset of interface thus trigger and obtain the voice messaging of user for this target payment accounts, etc..And then press phonetic entry button corresponding to object table individual event when user unclamps, then mobile terminal confirms that the voice messaging that inputs for object table individual event of user completes, then by press phonetic entry button corresponding to object table individual event from user until user unclamps the voice messaging got during this period of time that pushes button uploads onto the server.Optionally, if there is multiple form item in described association payment accounts management list, then mobile terminal can carry the form item mark of object table individual event when uploading the voice messaging for target payment accounts to server.The voice messaging that wherein said server receives and the user that mobile terminal is uploaded are for the voice messaging of target payment accounts.
As the optional execution mode of one, after the voice messaging for target payment accounts that server mobile terminal receive is submitted to, the speech verification information can also uploaded in advance according to user carries out voice print verification to the described voice messaging for target payment accounts, if voice print verification success, then perform and carry out speech recognition to described voice messaging.Server is under the speech verification information uploaded in advance according to user carries out the successful situation of voice print verification to the voice messaging for target payment accounts, speech recognition is carried out to voice messaging, the fail safe of payment accounts setting operation can be promoted, illegally arrange to avoid the association payment accounts of disabled user to user.
S202, carries out to described voice messaging the account information that speech recognition obtains described target payment accounts.
S203, is set as the association payment accounts of the login account of described mobile terminal by described target payment accounts according to the account information of described target payment accounts.
Described target payment accounts can be set as the association payment accounts of the login account of described mobile terminal by server according to the account information of described target payment accounts.
As the optional execution mode of one, before target payment accounts is set as the association payment accounts of the login account of mobile terminal by server, the account information that the voice messaging uploaded mobile terminal can be carried out the target payment accounts that speech recognition obtains by server returns to mobile terminal, for the association payment accounts management list shown in Figure 11 or Figure 12, the account information of the target payment accounts that speech recognition can obtain by server returns to mobile terminal as the list content of described object table individual event, the association payment accounts management list that mobile terminal thus can upgrade shows in current interface, the account information that server also can return to mobile terminal the target the payment accounts speech recognition of voice messaging obtained inserts the whole association payment accounts management list after corresponding object table individual event, mobile terminal upgrades display described association payment accounts management list according to the association payment accounts management list that server returns, thus user can be allowed in this association payment accounts management list to see that whether server is correct to the recognition result of the voice messaging for target payment accounts, if correct for the recognition result of the voice messaging of target payment accounts, then target payment accounts can be set as the association payment accounts of the login account of mobile terminal by server.
For the association payment accounts management list in Figure 11 or 12, confirm the content of the association payment accounts management list confirmed through user user after, user can click " next step " or the button such as " completing ", " submission " below interface, thus by the association payment accounts confirmed through user management list be committed to described server, server thus for user preserve described through user confirm association payment accounts manage list.In an alternative embodiment, mobile terminal also can submit association payment accounts management list to by the phonetic order obtaining user's input, such as mobile terminal can detect user in the association payment accounts management list interface process in display Figure 11 or 12 always whether input efficient voice, if get " next step " or the phonetic order such as " completing ", " submission " of user's input, then trigger to perform that current association payment accounts management list is committed to described server.
The present embodiment is by uploading onto the server user for the voice messaging of target payment accounts, according to the voice identification result of this voice messaging, target payment accounts is set as the association payment accounts of the login account of mobile terminal by server, achieve the setting carrying out associating payment accounts by the mode of phonetic entry easily, effective minimizing fills in the generation made mistakes.
Fig. 3 is the schematic flow sheet of the association payment accounts management method in another embodiment of the present invention, and the association payment accounts management method described by Fig. 3 is mainly described from mobile terminal and server both sides.As shown in Figure 3, the association payment accounts management method in the present embodiment can comprise the following steps:
S301, acquisition for mobile terminal user is for the voice messaging of target payment accounts.
For the association payment accounts management list shown in Figure 11 or Figure 12, the association payment accounts management list shown in Figure 11 or Figure 12 can be shown in the terminal, comprise at least one form item, user can press the phonetic entry button below the individual event of card number input table according to the prompting in Figure 11, thus the voice messaging that the voice acquisition device of the time internal trigger mobile terminal pushed button acquisition user inputs for the individual event of card number input table is kept user, wherein said card number can be target payment accounts, user also can press the phonetic entry button on the right side of the individual event of cell-phone number input table according to the prompting in Figure 12, thus the voice messaging that the voice acquisition device of the time internal trigger mobile terminal pushed button acquisition user inputs for the individual event of cell-phone number input table is kept user, the voice messaging of user for the target payment accounts in association payment accounts management list can also be obtained in other embodiments by other optional triggering voice input modes, such as user directly double-clicks or press object table individual event can trigger the voice messaging of acquisition user for this target payment accounts, or user is after choosing and maybe input cursor being moved to object table individual event, click the phonetic entry button preset of interface thus trigger and obtain the voice messaging of user for this target payment accounts, etc., by other implementations extended out with upper type, all should in invention scope of the present invention.The voice messaging that the voice acquisition device of wherein said mobile terminal gets and user are for the voice messaging of target payment accounts.
S302, the described voice messaging for target payment accounts uploads onto the server by mobile terminal.
In specific implementation, still for triggering obtain the voice messaging of user for this target payment accounts by pressing phonetic entry button corresponding to object table individual event in Figure 11 or 12, phonetic entry button corresponding to object table individual event is pressed when user unclamps, then mobile terminal confirms that the voice messaging that inputs for object table individual event of user completes, then by press phonetic entry button corresponding to object table individual event from user until user unclamps the voice messaging got during this period of time that pushes button uploads onto the server.Optionally, if there is multiple form item in described association payment accounts management list, then mobile terminal can carry the form item mark of object table individual event when uploading the voice messaging for target payment accounts to server.
S303, server carries out to described voice messaging the account information that speech recognition obtains described target payment accounts.
S304, described target payment accounts is set as the association payment accounts of the login account of described mobile terminal by server according to the account information of described target payment accounts.
Fig. 4 is the schematic flow sheet of the association payment accounts management method in another embodiment of the present invention.Association payment accounts management method described by Fig. 4 is mainly described from mobile terminal and server both sides.As shown in Figure 4, the association payment accounts management method in the present embodiment can comprise the following steps:
S401, acquisition for mobile terminal user is for the voice messaging of target payment accounts.Specifically with reference to the S301 in embodiment above, can repeat no more in the present embodiment.
S402, the described voice messaging for target payment accounts uploads onto the server by mobile terminal.Specifically with reference to the S302 in embodiment above, can repeat no more in the present embodiment.
S403, server carries out voice print verification according to the speech verification information uploaded in advance to described voice messaging.
Server can carry out voice print verification according to the speech verification information uploaded in advance to the described voice messaging for target payment accounts after receiving the voice messaging for target payment accounts that mobile terminal uploads.
S404, if voice print verification success, then described server carries out to described voice messaging the account information that speech recognition obtains target payment accounts.
Namely the vocal print characteristic of speech verification information that the vocal print of the voice messaging for target payment accounts uploaded of mobile terminal and user upload in advance matches, expression is the voice messaging that same user uploads, server thus speech recognition can be carried out to described voice messaging, obtain the account information of target payment accounts, such as can obtain the account number (as Bank Account Number or card number) of described target payment accounts, payment cipher, reserved phone number, householder's name etc.
S405, the account information that speech recognition is obtained target payment accounts by server returns described mobile terminal.
The account information that speech recognition can be obtained target payment accounts by server returns described mobile terminal.
Concrete, the account information that the voice messaging uploaded mobile terminal can be carried out the target payment accounts that speech recognition obtains by server returns to mobile terminal, for the association payment accounts management list shown in Figure 11 or Figure 12, the account information of the target payment accounts that speech recognition can obtain by server returns to mobile terminal as the list content of described object table individual event, mobile terminal thus can upgrade the association payment accounts management list shown in current interface; Server also can return the whole association payment accounts management list after the recognition result of voice messaging being inserted corresponding object table individual event to mobile terminal, mobile terminal upgrades display described association payment accounts management list according to the association payment accounts management list that server returns, thus user can be allowed in this association payment accounts management list to see that whether server is correct to the recognition result of the voice messaging for target payment accounts.
And then in an alternative embodiment, mobile terminal can also according to the instruction of user's input in association payment accounts management list form item carry out manual modification, the operation such as clear contents.Such as user finds that the voice identification result in the object table individual event that server returns is wrong, then can carry out manual editing's amendment to it, can also delete the content in this object table individual event, again manual or phonetic entry content.
S406, the association payment accounts confirmed through user management list is committed to described server by described mobile terminal.
For the association payment accounts management list in Figure 11 or 12, confirm the content of the association payment accounts management list confirmed through user user after, user can click " next step " or the button such as " completing ", " submission " below interface, thus the association payment accounts confirmed through user management list is committed to described server.In an alternative embodiment, mobile terminal also can submit association payment accounts management list to by the phonetic order obtaining user's input, such as mobile terminal can detect user in the association payment accounts management list interface process in display Figure 11 or 12 always whether input efficient voice, if get " next step " or " completing " of user's input, phonetic orders such as " submissions ", then trigger to perform and current association payment accounts management list is committed to described server, and then the phonetic order got in display association payment accounts management list interface process can also upload onto the server by mobile terminal, to identify that the control command obtained returns to mobile terminal after this phonetic order being identified by server, described control command comprises submission of sheet instruction or content delete instruction, if submission of sheet instruction, then current association payment accounts management list is committed to described server by mobile terminal.
S407, server receives and preserves the described association payment accounts management list confirmed through user.
Described server receive mobile terminal send through user confirm association payment accounts management list after, can preserve described through user confirm association payment accounts management list.
S408, described target payment accounts is set as the association payment accounts of the login account of described mobile terminal by server according to the account information of target payment accounts corresponding to described association payment accounts management list.
Server receive that mobile terminal sends after the association payment accounts management list that user confirms, according to the account information of target payment accounts corresponding to described association payment accounts management list, described target payment accounts can be set as the association payment accounts of the login account of described mobile terminal.
User is uploaded onto the server for the voice messaging of target payment accounts by mobile terminal by the present embodiment, according to the speech verification information uploaded in advance voice print verification is carried out to this voice messaging by server and after determining the success of described voice print verification, target payment accounts is set as the association payment accounts of the login account of mobile terminal by the account information of the target payment accounts obtained according to the speech recognition of this voice messaging, achieve the setting carrying out associating payment accounts by the mode of phonetic entry easily, the generation made mistakes is filled in effective minimizing, and improve the fail safe of setting association payment accounts operation.
Fig. 5 is the schematic flow sheet of the association payment accounts management method in another embodiment of the present invention, and the association payment accounts management method described by Fig. 5 is mainly described from mobile terminal and server both sides.As shown in Figure 5, the association payment accounts management method in the present embodiment can comprise the following steps:
S501, acquisition for mobile terminal user is for the voice messaging of target payment accounts.
S502, the described voice messaging for target payment accounts uploads onto the server by mobile terminal.
S503, the speech verification information according to uploading in advance carries out voice print verification to described voice messaging.
S504, if the success of described voice print verification, then described server carries out to described voice messaging the account information that speech recognition obtains target payment accounts.
S505, the account information that speech recognition is obtained target payment accounts by described server returns described mobile terminal.
Concrete, S501 ~ S505 with reference to the S401 ~ S404 in embodiment above, can repeat no more in the present embodiment.
S506, the phonetic order of described acquisition for mobile terminal user.
Concrete, mobile terminal can detect user in the association payment accounts management list interface process in display Figure 11 or 12 always whether input efficient voice, if get efficient voice, is considered as phonetic order.
S507, the phonetic order of user is uploaded to described server by described mobile terminal.
S508, described server identifies described phonetic order, obtains control command.
S509, server will identify that the control command obtained returns to described mobile terminal.
S510, the control command that described mobile terminal returns according to described server is submitted to or deletes the account information that described speech recognition obtains described target payment accounts.
For the association payment accounts management list shown in Figure 11 or Figure 12, such as, when user reads the phonetic order such as " submission ", " editor ", " deletion " facing to mobile terminal, phonetic order is uploaded to described server by mobile terminal, will identifies the control command that obtain return to mobile terminal after being identified by server to this phonetic order.Such as user reads " deletion " to mobile terminal, then the phonetic order that server can be uploaded according to mobile terminal returns the control command of form item deletion to mobile terminal, delete a nearest form item content of filling in make mobile terminal.
In an alternative embodiment, server can also detect in the voice messaging that mobile terminal uploads for object table individual event whether comprise default phonetic order, such as: " submission ", " editor ", " deletion " etc., if detect and wherein comprise default phonetic order, then control command corresponding for this phonetic order can be returned to mobile terminal, the control command returned according to server to make mobile terminal carries out corresponding list operation to object table individual event, and such as list (item) editor, list (item) are deleted, list (item) is heavy defeated etc.Concrete example is if user is after choosing object table individual event, read " deletion ", the voice messaging for this target payment accounts that then server can be uploaded according to mobile terminal returns the control command of form item deletion to mobile terminal, with the content making mobile terminal delete this object table individual event.
In an alternative embodiment, obtain multiple different control command if unidentified the voice messaging that server is submitted to from mobile terminal or phonetic order to control command or identification, then can think that phonetic order that user submits to is invalid or cannot obtain corresponding control command from voice messaging.
S511, the phonetic order of described acquisition for mobile terminal user.
In the present embodiment, mobile terminal is to server by uploading phonetic order, i.e. the phonetic order to mobile terminal input of user in order to submit to current association payment accounts to manage list, as comprised " next step " or " completing ", " submission " etc.
S512, the phonetic order of user is uploaded to described server by described mobile terminal.
S513, described server identifies described phonetic order, obtains submission of sheet instruction.
Concrete, server detects then can identify the phonetic order in order to submit to current association payment accounts to manage list that the phonetic order that mobile terminal is uploaded or voice messaging comprise " next step " or " completing ", " submission " etc. and preset and obtain corresponding submission of sheet instruction.
S514, server will identify that the submission of sheet instruction obtained returns to described mobile terminal.
S515, mobile terminal submits association payment accounts management list to according to the submission of sheet instruction that described server returns.
S516, server receives and preserves the association payment accounts management list confirmed through user of described mobile terminal submission.
S517, described target payment accounts is set as the association payment accounts of the login account of described mobile terminal by server according to the account information of target payment accounts corresponding to association payment accounts management list confirmed through user.
The present embodiment is by uploading onto the server user for the voice messaging of the target payment accounts in association payment accounts management list, according to the speech verification information uploaded in advance voice print verification is carried out to this voice messaging by server and after determining the success of described voice print verification, the account information obtaining target payment accounts according to the speech recognition of this voice messaging is inserted in association payment accounts management list, and the phonetic order that can be inputted by user is edited association payment accounts management list, the operations such as submission, achieve the setting carrying out associating payment accounts by the mode of phonetic entry easily, the generation made mistakes is filled in effective minimizing, and promote the fail safe of association payment accounts setting operation further.
Fig. 6 is the structural representation of a kind of mobile terminal in the embodiment of the present invention, mobile terminal in the embodiment of the present invention can comprise smart mobile phone, panel computer, electronic reader, car-mounted terminal or Worn type smart machine etc., can log in server by using login account thus obtain the online service of described server, comprise the account information of the association payment accounts obtaining login account from described server.Mobile terminal as shown in Figure 6 in the present embodiment at least can comprise:
Voice messaging acquiring unit 610, for obtaining the voice messaging of user for target payment accounts.
Concrete, the described association payment accounts management list shown in the terminal the association payment accounts such as shown in Figure 11 or Figure 12 can manage list, comprise at least one form item, user can press the phonetic entry button below the individual event of card number input table according to the prompting in Figure 11, thus the voice messaging that the voice acquisition device of the time internal trigger mobile terminal pushed button acquisition user inputs for the individual event of card number input table is kept user, wherein said card number can be target payment accounts, user also can press the phonetic entry button on the right side of the individual event of cell-phone number input table according to the prompting in Figure 12, thus the voice messaging that the voice acquisition device of the time internal trigger mobile terminal pushed button acquisition user inputs for the individual event of cell-phone number input table is kept user, the voice messaging of user for the target payment accounts in association payment accounts management list can also be obtained in other embodiments by other optional triggering voice input modes, such as user directly double-clicks or press object table individual event can trigger the voice messaging of acquisition user for this target payment accounts, or user is after choosing and maybe input cursor being moved to object table individual event, click the phonetic entry button preset of interface thus trigger and obtain the voice messaging of user for this target payment accounts, etc., by other implementations extended out with upper type, all should in invention scope of the present invention.The voice messaging that wherein said voice messaging acquiring unit 610 gets and user are for the voice messaging of target payment accounts.
Transmitting element 620, for the described voice messaging for target payment accounts is uploaded onto the server, to make described server, speech recognition is carried out to described voice messaging and obtain the account information of described target payment accounts and according to the account information of described target payment accounts, described target payment accounts be set as the association payment accounts of the login account of described mobile terminal.
In specific implementation, still for triggering obtain the voice messaging of user for this target payment accounts by pressing phonetic entry button corresponding to object table individual event in Figure 11 or 12, phonetic entry button corresponding to object table individual event is pressed when user unclamps, then mobile terminal confirms that the voice messaging that user inputs for object table individual event completes, then by press phonetic entry button corresponding to object table individual event from user until user unclamps the voice messaging got during this period of time that pushes button uploads onto the server, by server, speech recognition is carried out to the voice messaging that mobile terminal is uploaded, and voice identification result is inserted in the object table individual event of described association payment accounts management list.Optionally, if there is multiple form item in described association payment accounts management list, then mobile terminal can carry the form item mark of object table individual event when uploading the voice messaging for target payment accounts to server, with being inserted by the recognition result of this section of voice messaging in corresponding object table individual event of making that server can be correct.
And then in an alternative embodiment, described transmitting element 620 also for:
To the speech verification information of described server upload user, according to described speech verification information, voice print verification is carried out to the described voice messaging for target payment accounts when receiving the described voice messaging for target payment accounts to make described server, if voice print verification success, then carry out speech recognition to described voice messaging.Transmitting element 620 is by the speech verification information to server upload user, to make server under carrying out the successful situation of voice print verification according to speech verification information to the voice messaging for target payment accounts, speech recognition is carried out to voice messaging, the fail safe of payment accounts setting operation can be promoted, illegally arrange to avoid the association payment accounts of disabled user to user.
In an alternative embodiment, mobile terminal can also comprise:
Receiving element 630, for receiving the account information of the described target payment accounts that described server identification obtains.
For the association payment accounts management list in Figure 11 or 12, the voice messaging uploaded mobile terminal can be carried out the account information that speech recognition obtains target payment accounts and return to receiving element 630 by server, for the association payment accounts management list shown in Figure 11 or Figure 12, the account information of the target payment accounts that speech recognition can obtain by server returns to mobile terminal as the list content of described object table individual event, mobile terminal thus can upgrade the association payment accounts management list shown in current interface; Server also can return the whole association payment accounts management list after the recognition result of voice messaging being inserted corresponding object table individual event to receiving element 630, mobile terminal upgrades display described association payment accounts management list according to the association payment accounts management list that server returns, thus user can be allowed in this association payment accounts management list to see that whether server is correct to the recognition result of the voice messaging for target payment accounts.
And then in an alternative embodiment, mobile terminal can also according to the instruction of user's input in association payment accounts management list form item carry out manual modification, the operation such as clear contents.Such as user finds that the voice identification result in the object table individual event that server returns is wrong, then can carry out manual editing's amendment to it, can also delete the content in this object table individual event, again manual or phonetic entry content.
For the association payment accounts management list in Figure 11 or 12, confirm the content of the association payment accounts management list confirmed through user user after, user can click " next step " or the button such as " completing ", " submission " below interface, thus by the association payment accounts confirmed through user management list be committed to described server, server thus for user preserve described through user confirm association payment accounts manage list.In an alternative embodiment, mobile terminal also can submit association payment accounts management list to by the phonetic order obtaining user's input, such as mobile terminal can detect user in the association payment accounts management list interface process in display Figure 11 or 12 always whether input efficient voice, if get " next step " or " completing " of user's input, " submission ", " editor ", phonetic orders such as " deletions ", then trigger to perform and current association payment accounts management list is committed to described server, and then the phonetic order got in display association payment accounts management list interface process can also upload onto the server by mobile terminal, to identify that the control command obtained returns to mobile terminal after this phonetic order being identified by server.In an alternative embodiment, server can also detect in the voice messaging uploaded for object table individual event mobile terminal whether comprise default phonetic order, such as: " submission ", " editor ", " deletion " etc., if detect and wherein comprise default phonetic order, then control command corresponding for this phonetic order can be returned to mobile terminal.In an alternative embodiment, obtain multiple different control command if identify the voice messaging submitted to from mobile terminal of server or phonetic order, then can think that phonetic order that user submits to is invalid or cannot obtain corresponding control command from voice messaging.Described control command comprises submission of sheet instruction or content delete instruction, if submission of sheet instruction, then current association payment accounts management list is committed to described server by mobile terminal.Described efficient voice can reach the voice messaging of predetermined threshold value for intensity of sound.
Described transmitting element 620 also for: the account information of the described target payment accounts confirmed through user is committed to described server, with the association payment accounts making described server according to the described account information of described target payment accounts confirmed through user, described target payment accounts is set as the login account of described mobile terminal.
And then in an alternative embodiment, described mobile terminal can also comprise:
Phonetic order acquiring unit 640, for obtaining the phonetic order of user.
Concrete, phonetic order acquiring unit 640 can detect user in the association payment accounts management list interface process in display Figure 11 or 12 always whether input efficient voice, if get efficient voice, is considered as phonetic order.
Described transmitting element 620 also for: the phonetic order of user is uploaded to described server, to make described server identify described phonetic order, obtains control command.
Described receiving element 630 also for: obtain the control command that described server obtains described phonetic order identification.
Such as, when user reads " submission ", " editor ", " deletion " etc. facing to mobile terminal, phonetic order acquiring unit 640 gets phonetic order, by transmitting element 620, phonetic order is uploaded to described server, after this phonetic order being identified by server, will identifies that the control command obtained returns to mobile terminal.Such as user reads " deletion " to mobile terminal, then the phonetic order that server can be uploaded according to mobile terminal returns the control command of form item deletion to mobile terminal, delete a nearest form item content of filling in make mobile terminal.
In an alternative embodiment, server can also detect mobile terminal is uploaded by transmitting element 620 whether comprise default phonetic order in object table individual event voice messaging, such as: " submission ", " editor ", " deletion " etc., if detect and wherein comprise default phonetic order, then control command corresponding for this phonetic order can be returned to mobile terminal, described receiving element 630 thus get corresponding control command.
In an alternative embodiment, obtain multiple different control command if unidentified the voice messaging that server is submitted to from mobile terminal or phonetic order to control command or identification, then can think that phonetic order that user submits to is invalid or cannot obtain corresponding control command from voice messaging.
Described mobile terminal also comprises:
Account information operating unit 650, the control command for returning according to described server is submitted to or is deleted the account information of the target payment accounts that described server returns.
For the association payment accounts management list in Figure 11 or 12, the control command that account information operating unit 650 can receive according to receiving element 630 submits the association payment accounts management list confirmed through user to, corresponding list operation can also be carried out to object table individual event, as list (item) editor, list (item) is deleted, list (item) is heavily defeated, specifically can such as mobile terminal after choosing object table individual event, read " deletion ", the voice messaging for this target payment accounts that then server can be uploaded according to mobile terminal returns the control command of form item deletion to mobile terminal, with the content making mobile terminal delete this object table individual event.
Mobile terminal in the present embodiment is by uploading onto the server user for the voice messaging of the target payment accounts in association payment accounts management list, by server, the voice identification result of this voice messaging being inserted association payment accounts manages in the object table individual event in list, the phonetic order that can also be inputted by user is submitted to or is deleted the account information of the target payment accounts that described server returns, achieve the process carrying out associating payment accounts management list by the mode of phonetic entry easily, effective minimizing fills in the generation made mistakes.
Fig. 7 is the structural representation of the mobile terminal in another embodiment of the present invention, and as shown in Figure 7, this mobile terminal 700 can comprise: at least one processor 701, such as CPU, at least one network interface 703, memory 704, communication bus 702 and voice acquisition device 705.Wherein, communication bus 702 is for realizing the connection communication between these assemblies.Wherein, voice acquisition device 705 such as, for obtaining voice messaging or phonetic order, the equipment such as microphone, microphone of user's input.In the embodiment of the present invention, the network interface 703 of mobile terminal 700 can comprise wireline interface, the wave point (as WI-FI interface) of standard, for being communicated with server by the Internet.Memory 704 can be high-speed RAM memory, also can be non-labile memory (non-volatile memory), such as at least one magnetic disc store.Memory 704 can also be optionally that at least one is positioned at the storage device away from aforementioned processor 701.Store batch processing code in memory 704, and processor 701 is for calling the program code stored in memory 704, for performing following operation:
The voice messaging of user for target payment accounts is obtained by voice acquisition device 705;
By network interface 703, the described voice messaging for target payment accounts is uploaded onto the server, to make described server, speech recognition is carried out to described voice messaging and obtain the account information of target payment accounts and according to the account information of described target payment accounts, described target payment accounts be set as the association payment accounts of the login account of described mobile terminal.
In an alternative embodiment, processor 701 calls the program code stored in memory 704 and can also perform following operation:
By the speech verification information of network interface 703 to described server upload user, according to described speech verification information, voice print verification is carried out to the described voice messaging for target payment accounts when receiving the described voice messaging for target payment accounts to make described server, if voice print verification success, then speech recognition is carried out to described voice messaging, the fail safe of payment accounts setting operation can be promoted, illegally arrange to avoid the association payment accounts of disabled user to user.
In an alternative embodiment, processor 701 calls the program code stored in memory 704 and can also perform following operation:
The account information of the described target payment accounts that described server identification obtains is received by network interface 703;
By network interface 703, the account information of the described target payment accounts confirmed through user is committed to described server, with the association payment accounts making described server according to the described account information of described target payment accounts confirmed through user, described target payment accounts is set as the login account of described mobile terminal.
In an alternative embodiment, processor 701 calls the program code stored in memory 704 and can also perform following operation:
After the account information receiving the described target payment accounts that described server identification obtains, obtained the phonetic order of user by voice acquisition device 705;
By network interface 703, the phonetic order of user is uploaded to described server;
The control command that described server obtains described phonetic order identification is obtained by network interface 703;
Submit to according to the control command that described server returns or delete the account information of the target payment accounts that described server returns.
Wherein, described control command comprises submission of sheet instruction or content delete instruction, and the described control command returned according to described server is carried out operation to described association payment accounts management list and comprised:
By network interface 703, the association payment accounts confirmed through user management list is committed to server according to submission of sheet instruction; Or
The content in object table individual event is deleted according to content delete instruction.
Concrete, the mobile terminal introduced in the present embodiment can in order to implement the part or all of flow process in the association payment accounts management method embodiment of the present invention's composition graphs 1, Fig. 3 ~ Fig. 5 introduction above.
Fig. 8 is the structural representation of a kind of server in the embodiment of the present invention, server in the embodiment of the present invention can be instant communication server, SNS(Social Networking Services, social network services) server or paying server etc., the server as shown in Figure 8 in the present embodiment at least can comprise:
Receiving element 810, for the voice messaging for target payment accounts that mobile terminal receive is submitted to.
Concrete, the association payment accounts management list shown in the terminal the association payment accounts such as shown in Figure 11 or Figure 12 can manage list, comprise at least one form item, user can press the phonetic entry button below the individual event of card number input table according to the prompting in Figure 11, thus the voice messaging that the voice acquisition device of the time internal trigger mobile terminal pushed button acquisition user inputs for the individual event of card number input table is kept user, wherein said card number can be target payment accounts, user also can press the phonetic entry button on the right side of the individual event of cell-phone number input table according to the prompting in Figure 12, thus the voice messaging that the voice acquisition device of the time internal trigger mobile terminal pushed button acquisition user inputs for the individual event of cell-phone number input table is kept user, the voice messaging of user for the target payment accounts in association payment accounts management list can also be obtained in other embodiments by other optional triggering voice input modes, such as user directly double-clicks or press object table individual event can trigger the voice messaging of acquisition user for this target payment accounts, or user is after choosing and maybe input cursor being moved to object table individual event, click the phonetic entry button preset of interface thus trigger and obtain the voice messaging of user for this target payment accounts, etc..And then press phonetic entry button corresponding to object table individual event when user unclamps, then mobile terminal confirms that the voice messaging that inputs for object table individual event of user completes, then by press phonetic entry button corresponding to object table individual event from user until user unclamps the voice messaging got during this period of time that pushes button uploads onto the server.Optionally, if there is multiple form item in described association payment accounts management list, then the voice messaging for target payment accounts that receiving element 810 mobile terminal receive is uploaded can carry the form item mark of object table individual event.
Voice recognition unit 820, for carrying out the account information that speech recognition obtains described target payment accounts to described voice messaging.
Payment accounts administrative unit 830, for identifying that according to described voice recognition unit 820 described target payment accounts to be set as the association payment accounts of the login account of described mobile terminal by the account information of the target payment accounts obtained.
Optionally, the server in the present embodiment can also comprise further:
Voice print verification unit 840, to described voice recognition unit 820, speech verification information for uploading in advance according to user identifies that the voice messaging for target payment accounts obtained carries out voice print verification, if voice print verification success, then notify that described voice recognition unit carries out speech recognition to described voice messaging.Voice print verification unit 840 is under the speech verification information uploaded in advance according to user carries out the successful situation of voice print verification to the voice messaging for target payment accounts, triggering voice recognition unit 820 pairs of voice messagings carry out speech recognition, the fail safe of payment accounts setting operation can be promoted, illegally arrange to avoid the association payment accounts of disabled user to user.
Optionally, the server in the present embodiment can also comprise further:
Transmitting element 850, returns described mobile terminal for account information speech recognition being obtained described target payment accounts.
Concrete, the account information that the voice messaging uploaded mobile terminal can be carried out the described target payment accounts that speech recognition obtains by transmitting element 850 returns to mobile terminal, for the association payment accounts management list in Figure 11 or 12, the account information of the described target payment accounts that speech recognition can obtain by transmitting element 850 returns to mobile terminal as the list content of described object table individual event, mobile terminal thus can upgrade the association payment accounts management list shown in current interface; Transmitting element 850 also can return the whole association payment accounts management list after the recognition result of voice messaging being inserted corresponding object table individual event to mobile terminal, mobile terminal upgrades display described association payment accounts management list according to the association payment accounts management list that server returns, thus user can be allowed in this association payment accounts management list to see that whether server is correct to the recognition result of the voice messaging for target payment accounts.
And then, described receiving element 810 also for:
Receive the account information of the described target payment accounts through user's confirmation that described mobile terminal sends.
For the association payment accounts management list in Figure 11 or 12, confirm the content of the association payment accounts management list confirmed through user user after, user can click " next step " or the button such as " completing ", " submission " below interface, thus the association payment accounts confirmed through user management list is committed to described server.In an alternative embodiment, mobile terminal also can submit association payment accounts management list to by the phonetic order obtaining user's input, such as mobile terminal can detect user in the association payment accounts management list interface process in display Figure 11 or 12 always whether input efficient voice, if get " next step " or the phonetic order such as " completing ", " submission " of user's input, then current association payment accounts management list is committed to described server.
Payment accounts administrative unit 830, is set as the association payment accounts of the login account of described mobile terminal by described target payment accounts for the account information of described target payment accounts confirmed through user that receives according to described receiving element 810.
And then in an alternative embodiment, described receiving element 810, also for obtaining the phonetic order of the user that described mobile terminal is uploaded.
Concrete, mobile terminal can detect user in the association payment accounts management list interface process in display Figure 11 or 12 always whether input efficient voice, if get efficient voice, is considered as phonetic order and uploads onto the server.Described efficient voice can reach the voice messaging of predetermined threshold value for intensity of sound.
Described voice recognition unit 820, also for obtaining control command to described phonetic order identification.Described control command comprises submission of sheet instruction or content delete instruction, can also comprise list (item) edit instruction, the heavy defeated instruction of list (item) etc.
In an alternative embodiment, voice recognition unit 820 can also detect in the voice messaging that mobile terminal uploads for object table individual event whether comprise default phonetic order, such as: " submission ", " editor ", " deletion " etc., if detect and wherein comprise default phonetic order, then can identify and obtain control command corresponding to this phonetic order.
In an alternative embodiment, obtain multiple different control command if unidentified the voice messaging that voice recognition unit 820 is submitted to from mobile terminal or phonetic order to control command or identification, then can think that phonetic order that user submits to is invalid or cannot obtain corresponding control command from voice messaging.
Described transmitting element 850, also for returning described control command to described mobile terminal, operates described association payment accounts management list according to described control command to make described mobile terminal.
To described association payment accounts management list, mobile terminal carries out that operation such as can carry out list (item) editor, list (item) is deleted according to control command, list (item) is heavy defeated etc.What such as transmitting element 850 returned to mobile terminal is submission of sheet instruction, then current association payment accounts management list is committed to described server by mobile terminal.Such as user reads " deletion " to mobile terminal again, then the phonetic order that server can be uploaded according to mobile terminal returns the control command of form item deletion to mobile terminal, delete a nearest form item content of filling in make mobile terminal.For another example user is after choosing object table individual event, read " deletion ", the voice messaging for this target payment accounts that then server can be uploaded according to mobile terminal returns the control command of form item deletion to mobile terminal, with the content making mobile terminal delete this object table individual event.
Fig. 9 is the structural representation of the server in another embodiment of the present invention, and as shown in Figure 9, the server 900 in this present embodiment can comprise: at least one processor 901, such as CPU, at least one network interface 903, memory 904, communication bus 902.Wherein, communication bus 902 is for realizing the connection communication between these assemblies.In the embodiment of the present invention, the network interface 903 of server 900 can comprise wireline interface, the wave point (as WI-FI interface) of standard, for being communicated with mobile terminal by the Internet.Memory 904 can be high-speed RAM memory, also can be non-labile memory (non-volatile memory), such as at least one magnetic disc store.Memory 904 can also be optionally that at least one is positioned at the storage device away from aforementioned processor 901.Store batch processing code in memory 904, and processor 901 is for calling the program code stored in memory 904, for performing following operation:
By the voice messaging for target payment accounts that network interface 903 mobile terminal receive is submitted to;
The account information that speech recognition obtains described target payment accounts is carried out to described voice messaging;
According to the account information of described target payment accounts, described target payment accounts is set as the association payment accounts of the login account of described mobile terminal.
In an alternative embodiment, processor 901 calls the program code stored in memory 904 and can also perform following steps:
According to the speech verification information that user uploads in advance, voice print verification is carried out to the described voice messaging for target payment accounts, if voice print verification success, then notify that described voice recognition unit carries out speech recognition to described voice messaging, the fail safe of payment accounts setting operation can be promoted, illegally arrange to avoid the association payment accounts of disabled user to user.
In an alternative embodiment, processor 901 calls the program code stored in memory 904 and can also perform following steps:
Returned the account information of the target payment accounts that speech recognition obtains to described mobile terminal by network interface 903;
Received by network interface 903 and preserve the account information of target payment accounts confirmed through user that described mobile terminal sends;
According to the described account information of described target payment accounts confirmed through user, described target payment accounts is set as the association payment accounts of the login account of described mobile terminal.
In an alternative embodiment, processor 901 calls the program code stored in memory 904 and can also perform following steps:
Return to described mobile terminal identify obtain the account information of target payment accounts after, obtained the phonetic order of the user that described mobile terminal is uploaded by network interface 903;
Control command is obtained to described phonetic order identification;
Described control command is returned to described mobile terminal, to make described mobile terminal according to described control command submission or to delete the account information that described speech recognition obtains described target payment accounts by network interface 903.
Concrete, the mobile terminal introduced in the present embodiment can in order to implement the part or all of flow process in the association payment accounts management method embodiment of the present invention's composition graphs 2 ~ Fig. 5 introduction above.
Figure 10 is a kind of structural representation associating payment accounts management system in the embodiment of the present invention, and the association payment accounts management system as shown in Figure 10 in the embodiment of the present invention comprises server 110 and mobile terminal 120, wherein:
Described mobile terminal 120 can mobile terminal described by composition graphs 6 above or Fig. 7, for obtaining the voice messaging of user for target payment accounts, the described voice messaging for target payment accounts is uploaded to described server 110;
Described server 110 can server described by composition graphs 8 above or Fig. 9, for the voice messaging for target payment accounts that mobile terminal receive 120 is uploaded, the account information that speech recognition obtains described target payment accounts is carried out to described voice messaging, according to the account information of described target payment accounts, described target payment accounts is set as the association payment accounts of the login account of described mobile terminal.
In an alternative embodiment, described server 110, speech verification information also for uploading in advance according to user carries out voice print verification to the described voice messaging for target payment accounts, if voice print verification success, then speech recognition is carried out to described voice messaging, the fail safe of payment accounts setting operation can be promoted, illegally arrange to avoid the association payment accounts of disabled user to user.
In an alternative embodiment, described server 110, the account information also for speech recognition being obtained described target payment accounts returns described mobile terminal 120;
Described mobile terminal 120, also for receiving after speech recognition that described server 110 returns obtains the account information of described target payment accounts, is committed to described server 110 by the account information of the target payment accounts confirmed through user;
Described server 110, also for described target payment accounts being set as according to the account information of the described target payment accounts through user's confirmation the association payment accounts of the login account of described mobile terminal.
And then in an alternative embodiment, described mobile terminal 120, receiving after speech recognition that described server returns obtains the account information of described target payment accounts, also for obtaining the phonetic order of user, and the phonetic order of user is uploaded to described server 110;
Described server 110, also for identifying described phonetic order, and will identify that the control command obtained returns to described mobile terminal 120;
Described mobile terminal 120, also for the control command that returns according to described server 110 to described submission or the account information of deleting the target payment accounts that described server returns.
The embodiment of the present invention is by uploading onto the server user for the voice messaging of target payment accounts, the account information of the target payment accounts speech recognition of this voice messaging obtained by server is inserted in the object table individual event in association payment accounts management list, the operations such as the phonetic order that can also be inputted by user is edited association payment accounts management list, submission, achieve the setting carrying out associating payment accounts by the mode of phonetic entry easily, effective minimizing fills in the generation made mistakes.
One of ordinary skill in the art will appreciate that all or part of flow process realized in above-described embodiment method, that the hardware that can carry out instruction relevant by computer program has come, described program can be stored in a computer read/write memory medium, this program, when performing, can comprise as above as all or part of flow process of the embodiment of the association payment accounts management method in Fig. 1 ~ Fig. 5 described in any embodiment.Wherein, described storage medium can be magnetic disc, CD, read-only store-memory body (Read-Only Memory, ROM) or random store-memory body (Random Access Memory, RAM) etc.
Above disclosedly be only present pre-ferred embodiments, certainly can not limit the interest field of the present invention with this, therefore according to the equivalent variations that the claims in the present invention are done, still belong to the scope that the present invention is contained.

Claims (26)

1. associate a payment accounts management method, it is characterized in that, described method comprises:
Acquisition for mobile terminal user is for the voice messaging of target payment accounts;
The described voice messaging for target payment accounts uploads onto the server by mobile terminal;
Described server carries out to described voice messaging the account information that speech recognition obtains described target payment accounts;
Described target payment accounts is set as the association payment accounts of the login account of described mobile terminal by described server according to the account information of described target payment accounts.
2. association payment accounts management method as claimed in claim 1, it is characterized in that, described method comprises:
The speech verification information that described server is uploaded in advance according to user carries out voice print verification to the described voice messaging for target payment accounts, if voice print verification success, then carries out speech recognition to described voice messaging.
3. association payment accounts management method as claimed in claim 1, it is characterized in that, described method also comprises:
The account information that speech recognition is obtained described target payment accounts by described server returns described mobile terminal;
The account information of the target payment accounts confirmed through user is committed to described server by described mobile terminal, with the association payment accounts making described server according to the described account information of target payment accounts confirmed through user, described target payment accounts is set as the login account of described mobile terminal.
4. association payment accounts management method as claimed in claim 2, is characterized in that, also comprises after the account information that speech recognition is obtained described target payment accounts by described server returns described mobile terminal:
The phonetic order of described acquisition for mobile terminal user;
The phonetic order of user is uploaded to described server by described mobile terminal;
Described server identifies described phonetic order, and will identify that the control command obtained returns to described mobile terminal;
Described mobile terminal is submitted to according to the control command that described server returns or is deleted the account information of the target payment accounts that described server returns.
5. associate a payment accounts management method, it is characterized in that, described method comprises:
Obtain the voice messaging of user for target payment accounts;
The described voice messaging for target payment accounts is uploaded onto the server, to make described server, speech recognition is carried out to described voice messaging and obtain the account information of described target payment accounts and according to the account information of described target payment accounts, described target payment accounts be set as the association payment accounts of the login account of described mobile terminal.
6. association payment accounts management method as claimed in claim 5, is characterized in that, described the described voice messaging for target payment accounts is uploaded onto the server before also comprise:
To the speech verification information of described server upload user, according to described speech verification information, voice print verification is carried out to the described voice messaging for target payment accounts when receiving the described voice messaging for target payment accounts to make described server, if voice print verification success, then carry out speech recognition to described voice messaging.
7. association payment accounts management method as claimed in claim 5, it is characterized in that, described method also comprises:
Receive the account information of the described target payment accounts that described server identification obtains;
The account information of the described target payment accounts confirmed through user is committed to described server, with the association payment accounts making described server according to the described account information of described target payment accounts confirmed through user, described target payment accounts is set as the login account of described mobile terminal.
8. association payment accounts management method as claimed in claim 7, is characterized in that, also comprise after the account information of the described target payment accounts that the identification of described reception described server obtains:
Obtain the phonetic order of user;
The phonetic order of user is uploaded to described server;
Obtain the control command that described server obtains described phonetic order identification;
Submit to according to the control command that described server returns or delete the account information of the target payment accounts that described server returns.
9. a mobile terminal, is characterized in that, described mobile terminal comprises:
Voice messaging acquiring unit, for obtaining the voice messaging of user for target payment accounts;
Transmitting element, for the described voice messaging for target payment accounts is uploaded onto the server, to make described server, speech recognition is carried out to described voice messaging and obtain the account information of described target payment accounts and according to the account information of described target payment accounts, described target payment accounts be set as the association payment accounts of the login account of described mobile terminal.
10. mobile terminal as claimed in claim 9, is characterized in that, described transmitting element also for:
To the speech verification information of described server upload user, according to described speech verification information, voice print verification is carried out to the described voice messaging for target payment accounts when receiving the described voice messaging for target payment accounts to make described server, if voice print verification success, then carry out speech recognition to described voice messaging.
11. mobile terminals as claimed in claim 9, it is characterized in that, described mobile terminal also comprises:
Receiving element, for receiving the account information of the described target payment accounts that described server identification obtains;
Described transmitting element also for: the account information of the described target payment accounts confirmed through user is committed to described server, with the association payment accounts making described server according to the described account information of described target payment accounts confirmed through user, described target payment accounts is set as the login account of described mobile terminal.
12. mobile terminals as claimed in claim 11, it is characterized in that, described mobile terminal also comprises:
Phonetic order acquiring unit, for obtaining the phonetic order of user;
Described transmitting element also for: the phonetic order of user is uploaded to described server;
Described receiving element also for: obtain the control command that described server obtains described phonetic order identification;
Described mobile terminal also comprises:
Account information operating unit, the control command for returning according to described server is submitted to or is deleted the account information of the target payment accounts that described server returns.
13. 1 kinds of association payment accounts management methods, it is characterized in that, described method comprises:
The voice messaging for target payment accounts that mobile terminal receive is submitted to;
The account information that speech recognition obtains described target payment accounts is carried out to described voice messaging;
According to the account information of described target payment accounts, described target payment accounts is set as the association payment accounts of the login account of described mobile terminal.
14. as claimed in claim 13 association payment accounts management methods, is characterized in that, describedly carry out also comprising before speech recognition obtains the account information of described target payment accounts to described voice messaging:
According to the speech verification information that user uploads in advance, voice print verification is carried out to the described voice messaging for target payment accounts, if voice print verification success, then perform and speech recognition is carried out to described voice messaging.
15. associate payment accounts management method as claimed in claim 13, and it is characterized in that, described method also comprises:
Account information speech recognition being obtained described target payment accounts returns described mobile terminal;
Receive the account information of the described target payment accounts through user's confirmation that described mobile terminal sends;
Described target payment accounts is set as that the association payment accounts of the login account of described mobile terminal is by the described account information according to described target payment accounts:
According to the described account information of described target payment accounts confirmed through user, described target payment accounts is set as the association payment accounts of the login account of described mobile terminal.
16. associate payment accounts management method as claimed in claim 15, and it is characterized in that, described returning after speech recognition obtains the account information of target payment accounts to described mobile terminal also comprises:
Obtain the phonetic order of the user that described mobile terminal is uploaded;
Control command is obtained to described phonetic order identification;
Described control command is returned, to make described mobile terminal according to described control command submission or to delete the account information that described speech recognition obtains described target payment accounts to described mobile terminal.
17. 1 kinds of servers, is characterized in that, described server comprises:
Receiving element, for the voice messaging for target payment accounts that mobile terminal receive is submitted to;
Voice recognition unit, for carrying out the account information that speech recognition obtains described target payment accounts to described voice messaging;
Payment accounts administrative unit, for being set as the association payment accounts of the login account of described mobile terminal by described target payment accounts according to the account information of described target payment accounts.
18. servers as claimed in claim 17, it is characterized in that, described server also comprises:
Voice print verification unit, carries out voice print verification for the speech verification information uploaded in advance according to user to the described voice messaging for target payment accounts, if voice print verification success, then notifies that described voice recognition unit carries out speech recognition to described voice messaging.
19. servers as claimed in claim 17, it is characterized in that, described server also comprises:
Transmitting element, returns described mobile terminal for account information speech recognition being obtained described target payment accounts;
Described receiving element also for:
The account information of the described target payment accounts through user's confirmation that described mobile terminal sends;
Described payment accounts administrative unit is used for:
According to the described account information of described target payment accounts confirmed through user, described target payment accounts is set as the association payment accounts of the login account of described mobile terminal.
20. servers as claimed in claim 19, is characterized in that,
Described receiving element, also for obtaining the phonetic order of the user that described mobile terminal is uploaded;
Described voice recognition unit, also for obtaining control command to described phonetic order identification;
Described transmitting element, also for returning described control command to described mobile terminal, to make described mobile terminal according to described control command submission or to delete the account information that described speech recognition obtains described target payment accounts.
21. 1 kinds of computer-readable storage mediums, is characterized in that, described computer-readable storage medium has program stored therein, and comprise the step described in any one of claim 5 ~ 8 when described program performs.
22. 1 kinds of computer-readable storage mediums, is characterized in that, described computer-readable storage medium has program stored therein, and comprise the step described in any one of claim 13 ~ 16 when described program performs.
23. 1 kinds of association payment accounts management systems, is characterized in that, comprise mobile terminal and server, wherein:
The described voice messaging for target payment accounts, for obtaining the voice messaging of user for target payment accounts, is uploaded to described server by described mobile terminal;
Described server is used for the voice messaging for target payment accounts that mobile terminal receive is uploaded, and carries out to described voice messaging the account information that speech recognition obtains described target payment accounts; According to the account information of described target payment accounts, described target payment accounts is set as the association payment accounts of the login account of described mobile terminal.
24. associate payment accounts management system as claimed in claim 23, it is characterized in that,
Described server, the speech verification information also for uploading in advance according to user carries out voice print verification to the described voice messaging for target payment accounts, if voice print verification success, then carries out speech recognition to described voice messaging.
25. associate payment accounts management system as claimed in claim 23, it is characterized in that,
Described server, the account information also for speech recognition being obtained described target payment accounts returns described mobile terminal;
Described mobile terminal, also for receiving after speech recognition that described server returns obtains the account information of described target payment accounts, is committed to described server by the account information of the target payment accounts confirmed through user;
Described server, also for described target payment accounts being set as according to the account information of the described target payment accounts through user's confirmation the association payment accounts of the login account of described mobile terminal.
26. as claimed in claim 23 association payment accounts management methods, is characterized in that, also comprise after the account information that speech recognition is obtained described target payment accounts by described server returns described mobile terminal:
Described mobile terminal, receiving after speech recognition that described server returns obtains the account information of described target payment accounts, also for obtaining the phonetic order of user, and is uploaded to described server by the phonetic order of user;
Described server, also for identifying described phonetic order, and will identify that the control command obtained returns to described mobile terminal;
Described mobile terminal, the control command also for returning according to described server is submitted to or is deleted the account information of the target payment accounts that described server returns.
CN201310727165.4A 2013-12-24 2013-12-24 A kind of association payment accounts management method, mobile terminal, server and system Active CN104735634B (en)

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PCT/CN2014/085566 WO2015096503A1 (en) 2013-12-24 2014-08-29 Method, device and system for associating and managing payment accounts
TW103142686A TW201525894A (en) 2013-12-24 2014-12-08 Method, mobile terminal, server and system of payment account management
HK15107788.4A HK1207237A1 (en) 2013-12-24 2015-08-12 Method, mobile terminal, server and system for managing an associated payment account number

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