CN104715367A - Method for acquiring electronic certificate mutual information and mobile terminal - Google Patents
Method for acquiring electronic certificate mutual information and mobile terminal Download PDFInfo
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- CN104715367A CN104715367A CN201310690103.0A CN201310690103A CN104715367A CN 104715367 A CN104715367 A CN 104715367A CN 201310690103 A CN201310690103 A CN 201310690103A CN 104715367 A CN104715367 A CN 104715367A
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- card
- electronic certificate
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Abstract
The invention discloses a method for acquiring electronic certificate mutual information and a mobile terminal, after the mobile terminal receives news of interaction events reported by SWP-SIM arranged in the mobile terminal, an application corresponding to a mutual card is determined according to an AID carried by the mobile terminal, electronic certificate mutual data are acquired through the application, and certificate mutual information is acquired by using the electronic certificate mutual data. While the mobile terminal conducts electronic certificate interaction, the electronic certificate mutual information can be generated in time, and the user experience is improved.
Description
Technical field
The present invention relates to communication technical field, particularly a kind of method obtaining electronic certificate interactive information.The present invention also relates to a kind of mobile terminal simultaneously.
Background technology
Along with the development of the communication technology, mobile phone becomes a part indispensable in people's daily life, brings convenience constantly to the life of people, and the popularization of NFC technique, allow mobile phone card-brushing consume the consumption pattern becoming a kind of fashion.But based in the mobile phone wallet implementation of SWP-SIM technology, mobile terminal is merely able to managing payment card image current, and carry out downloading for supervisory routine, install, upgrade, operation that unloading etc. is irrelevant with consumption.Simultaneously, bankcard consumption only needs the participation of NFC terminal chip, SWP-SIM card and Pos terminal, mobile terminal cannot to be swiped the card the information of event and bankcard consumption by Real-time Obtaining, thus cause user to be difficult to know consumption information in time in by mobile terminal when consuming, the extreme influence experience of user.
Summary of the invention
Because problem existing in prior art, the present invention proposes a kind of method obtaining electronic certificate interactive information, for making mobile terminal generate electronic certificate interactive information in time after carrying out electronic certificate interaction process, the method comprises:
Mobile terminal receives the alternative events message that wherein built-in SWP-SIM card reports, and determine the application corresponding with mutual card according to the AID carried in described alternative events information, described AID and described mutual card one_to_one corresponding, described alternative events message is that described SWP-SIM is stuck in and utilizes described mutual card to carry out electronic certificate by NFC passage to produce afterwards alternately;
Described mobile terminal obtains the electronic certificate interaction data corresponding with described alternative events notification message by described application;
Described mobile terminal determines the type of described mutual card according to described electronic certificate interaction data, and generates electronic certificate interactive information according to described type and described electronic certificate interaction data.
Correspondingly, the invention allows for a kind of mobile terminal, comprise SWP-SIM card, this mobile terminal also comprises:
Receiver module, for receiving the alternative events message that wherein built-in SWP-SIM card reports, and determine the application corresponding with mutual card according to the AID carried in described alternative events information, described AID and described mutual card one_to_one corresponding, described alternative events message is that described SWP-SIM is stuck in and utilizes described mutual card to carry out electronic certificate by NFC passage to produce afterwards alternately;
Acquisition module, for obtaining the electronic certificate interaction data corresponding with described alternative events notification message by described application;
Generation module, for determining the type of described mutual card according to described electronic certificate interaction data, and generates electronic certificate interactive information according to described type and described electronic certificate interaction data.
As can be seen here, by applying above technical scheme, after mobile terminal is connected on the alternative events message that the wherein built-in SWP-SIM card of receipts reports, the application corresponding with mutual card is determined according to the AID wherein carried, and obtain electronic certificate interaction data further by application, utilize electronic certificate interaction data electronic certificate interactive information.Thus enable mobile terminal carry out electronic certificate mutual while generate electronic certificate interactive information, improve the experience of user.
Accompanying drawing explanation
Fig. 1 is a kind of schematic flow sheet obtaining the method for electronic certificate interactive information that the present invention proposes;
Fig. 2 is the mobile phone wallet Organization Chart based on SWP-SIM scheme that the specific embodiment of the invention proposes;
Fig. 3 is the treatment scheme schematic diagram of SWP-SIM when swiping the card that the specific embodiment of the invention proposes;
Fig. 4 is the treatment scheme schematic diagram of mobile phone wallet when receiving reporting information that the specific embodiment of the invention proposes;
Fig. 5 is the structural representation of a kind of mobile terminal that the present invention proposes.
Embodiment
For the problems of the prior art, the present invention proposes a kind of method obtaining electronic certificate interactive information.By increasing reporting events mechanism of swiping the card in the exchange channels SIM Access API of mobile terminal and SWP-SIM card, swipe the card after message when SWP-SIM card receives NFC terminal, the information of initiatively swiping the card to mobile terminal reporting, carries out identifying processing by mobile terminal to card using information.And the interface inquiring about consumption information is increased between mobile terminal and Payment Card are applied, obtain when time information of consumption in different ways for different card applications client simultaneously, event and consumption information thus support mobile phone wallet Real-time Obtaining is swiped the card, and presented to user by suitable method, thus solve the Consumer's Experience problem using NFC terminal bankcard consumption.
As shown in Figure 1, be a kind of method obtaining electronic certificate interactive information that the present invention proposes, comprise the steps:
S101, mobile terminal receives the alternative events message that wherein built-in SWP-SIM card reports, and determine the application corresponding with mutual card according to the AID carried in described alternative events information, described AID and described mutual card one_to_one corresponding, described alternative events message is that described SWP-SIM is stuck in and utilizes described mutual card to carry out electronic certificate by NFC passage to produce afterwards alternately.
Particularly, the present invention arranges card management device in the terminal, before this step, card management device leads to be registered self notification target as described alternative events message in the exchange channels of described SWP-SIM card, to make described SWP-SIM card by described alternative events information reporting to described card management device.
Based on above setting, in this step, first card management device obtains the AID in the alternative events message that described SWP-SIM card reports; Then installing in application of mobile terminal inquires about whether there is the application corresponding with described AID; The flow process corresponding with Query Result is as follows:
If exist, described card management device using described application as the application corresponding with described mutual card;
If do not exist, described card management device stops the deterministic process of application.
S102, described mobile terminal obtains the electronic certificate interaction data corresponding with described alternative events notification message by described application.
After inquiring the application corresponding with mutual card, card management device call immediately described application when time electronic certificate interactive query interface, send inquiry request to described application; Then the electronic reciprocal data that described application returns according to described inquiry request are received.
It should be noted that at this, according to the difference of application type, electronic certificate interaction data content also has following change:
If described in be applied as non-pay card application, described electronic reciprocal data are non-pay card information;
If described in be applied as the application corresponding with the card that pays of networking, described when being applied in the inquiry request receiving described card management device, consumer record and balance information queries request is sent to business platform, identify after receiving consumer record and propose up-to-date consumer record, and this consumer record and balance amount information are back to described card management device as described electronic reciprocal data;
If described in be applied as the application corresponding with the card that this locality pays, described when being applied in the inquiry request receiving described card management device, consumer record and balance information queries request is sent to described SWP-SIM card, identify after receiving consumer record and propose up-to-date consumer record, and this consumer record and balance amount information are back to described card management device as described electronic reciprocal data.
S103, described mobile terminal determines the type of described mutual card according to described electronic certificate interaction data, and generates electronic certificate interactive information according to described type and described electronic certificate interaction data.
Based on electronic certificate interaction datas different in S102, mobile terminal is according to the type determining mutual card with under type:
If do not comprise balance amount information in described electronic certificate interaction data, described mutual card is non-pay card;
If comprise when time spending amount and balance amount information in described electronic certificate interaction data, described mutual card is debit card or electronic cash card or other types Payment Card;
If comprise single spending amount and facility extent information in described electronic certificate interaction data, described mutual card is credit card.
In order to set forth technological thought of the present invention further, the existing mobile phone wallet Organization Chart based on SWP-SIM scheme shown in composition graphs 2, is described technical scheme of the present invention.This specific embodiment by increasing reporting events mechanism of swiping the card, increasing in consumption information inquiry mechanism, card applications client the mechanism increasing and obtain when time consumption information between mobile phone wallet and card applications client in SIM Access API, swipe the card after message when SWP-SIM card receives NFC terminal, initiatively report to mobile phone wallet the event of swiping the card by SIM Access API, by mobile phone wallet, card using information is identified, then call the interface acquisition consumption information when time consumption information inquiry of corresponding card, then carry out corresponding prompting according to type of card to user.Thus mobile phone wallet shows user card punching consumption information in real time when realizing bankcard consumption.
First, the present embodiment increases the scheme of reporting events mechanism of swiping the card in SIM Access API: mobile phone wallet start time by event notice target registered of swiping the card in the interface of SIM Access API, when there is bankcard consumption event, the card AID of bankcard consumption event and correspondence is sent to event notice target by the notification interface that SWP-SIM card calls SIM Access API.Idiographic flow as shown in Figure 3.
Secondly, the present embodiment increases the scheme of consumption information inquiry mechanism between mobile phone wallet and card applications client, consumption information query interface is realized in each card applications client, after mobile phone wallet receives the bankcard consumption event that SWP-SIM reports, according to flow processing as shown in Figure 4, comprise following flow process:
(1) the card application AID in reporting message is first obtained;
(2) in installing card list of application, inquire about whether there is this AID;
(3) if there is no this AID then illustrates that reporting message is wrong, does not process; If existed, then from list, obtain the information of this card application, that calls card application works as time consumption information query interface;
(4) receive after card applies the consumption information returned, carry out data processing;
(5) if do not comprise balance amount information in the data returned, then card is used to be non-consumption card; If it is debit card or electronic cash card or other types consumption card that the packet returned containing when time spending amount and balance amount information, then consumes card; If the packet returned is containing word spending amount and facility extent, then consuming card is credit card;
(6) mobile phone wallet is according to the type of card used and data, points out accordingly to user.
In addition, the present embodiment also increases the following mechanism obtained when time consumption information in card applications client:
A) non-pay card is applied: directly return non-pay card information.
B) for the card application that networking pays: client is when receiving mobile phone wallet card using information inquiry request, consumer record and balance information queries request is sent to business platform, after receiving consumer record, identify and propose up-to-date consumer record comparatively this consumer record and balance amount information return to mobile phone wallet.
C) for the card application that this locality pays: client is when receiving mobile phone wallet card using information inquiry request, consumer record and balance information queries request is sent to SWP-SIM card, after receiving consumer record, identify and propose up-to-date consumer record comparatively this consumer record and balance amount information return to mobile phone wallet.
For reaching above technical purpose, the invention allows for a kind of mobile terminal, comprising SWP-SIM card, as shown in Figure 5, this mobile terminal also comprises:
Receiver module 510, for receiving the alternative events message that wherein built-in SWP-SIM card reports, and determine the application corresponding with mutual card according to the AID carried in described alternative events information, described AID and described mutual card one_to_one corresponding, described alternative events message is that described SWP-SIM is stuck in and utilizes described mutual card to carry out electronic certificate by NFC passage to produce afterwards alternately;
Acquisition module 520, for obtaining the electronic certificate interaction data corresponding with described alternative events notification message by described application;
Generation module 530, for determining the type of described mutual card according to described electronic certificate interaction data, and generates electronic certificate interactive information according to described type and described electronic certificate interaction data.
In concrete application scenarios, also comprise card management device, for receive alternative events message that wherein built-in SWP-SIM card reports at described receiver module 510 before, self notification target as described alternative events message is registered in the exchange channels of described SWP-SIM card, to make described SWP-SIM card by described alternative events information reporting to described card management device.
In concrete application scenarios, described card management implement body is used for:
Obtain the AID in the alternative events message that described SWP-SIM card reports;
Inquire about whether there is the application corresponding with described AID installing in application of described mobile terminal;
If exist, described card management device using described application as the application corresponding with described mutual card;
If do not exist, described card management device stops the deterministic process of application.
In concrete application scenarios, described card management device, specifically for call described application when time electronic certificate interactive query interface, send inquiry request to described application, and receive the electronic reciprocal data that described application returns according to described inquiry request.
In concrete application scenarios, also comprise:
If described in be applied as non-pay card application, described electronic certificate interaction data is non-pay card information;
If described in be applied as the application corresponding with the card that pays of networking, described when being applied in the inquiry request receiving described card management device, consumer record and balance information queries request is sent to business platform, identify after receiving consumer record and propose up-to-date consumer record, and this consumer record and balance amount information are back to described card management device as described electronic certificate interaction data;
If described in be applied as the application corresponding with the card that this locality pays, described when being applied in the inquiry request receiving described card management device, consumer record and balance information queries request is sent to described SWP-SIM card, identify after receiving consumer record and propose up-to-date consumer record, and this consumer record and balance amount information are back to described card management device as described electronic certificate interaction data.
In concrete application scenarios, described generation module 530, specifically for:
If do not comprise balance amount information in described electronic certificate interaction data, determine that described mutual card is non-pay card;
If comprise in described electronic certificate interaction data when time spending amount and balance amount information, determine that described mutual card is debit card or electronic cash card or other types Payment Card;
If comprise single spending amount and facility extent information in described electronic certificate interaction data, determine that described mutual card is credit card.
By applying above technical scheme, after mobile terminal is connected on the alternative events message that the wherein built-in SWP-SIM card of receipts reports, the application corresponding with mutual card is determined according to the AID wherein carried, and obtain electronic certificate interaction data further by application, utilize electronic certificate interaction data electronic certificate interactive information.Thus enable mobile terminal carry out electronic certificate mutual while generate electronic certificate interactive information in time, improve the experience of user.
Through the above description of the embodiments, those skilled in the art can be well understood to the present invention can by hardware implementing, and the mode that also can add necessary general hardware platform by software realizes.Based on such understanding, technical scheme of the present invention can embody with the form of software product, it (can be CD-ROM that this software product can be stored in a non-volatile memory medium, USB flash disk, portable hard drive etc.) in, comprise some instructions and perform each method implementing described in scene of the present invention in order to make a computer equipment (can be personal computer, server, or the network equipment etc.).
It will be appreciated by those skilled in the art that accompanying drawing is a schematic diagram preferably implementing scene, the module in accompanying drawing or flow process might not be that enforcement the present invention is necessary.
It will be appreciated by those skilled in the art that the module in the device implemented in scene can carry out being distributed in the device of enforcement scene according to implementing scene description, also can carry out respective change and being arranged in the one or more devices being different from this enforcement scene.The module of above-mentioned enforcement scene can merge into a module, also can split into multiple submodule further.
The invention described above sequence number, just to describing, does not represent the quality implementing scene.
Be only several concrete enforcement scene of the present invention above, but the present invention is not limited thereto, the changes that any person skilled in the art can think of all should fall into protection scope of the present invention.
Claims (12)
1. obtain a method for electronic certificate interactive information, it is characterized in that, described method comprises:
Mobile terminal receives the alternative events message that wherein built-in single-wire-protocol SWP-SIM card reports, and determine the application corresponding with mutual card according to the AID carried in described alternative events information, described AID and described mutual card one_to_one corresponding, described alternative events message is that described SWP-SIM is stuck in and utilizes described mutual card to carry out electronic certificate by short-range communication NFC passage to produce afterwards alternately;
Described mobile terminal obtains the electronic certificate interaction data corresponding with described alternative events notification message by described application;
Described mobile terminal determines the type of described mutual card according to described electronic certificate interaction data, and generates electronic certificate interactive information according to described type and described electronic certificate interaction data.
2. the method for claim 1, it is characterized in that, card management device is provided with in described mobile terminal, the alternative events message that the wherein built-in SWP-SIM card of described mobile terminal reception reports also determines the application corresponding with mutual card according to the AID carried in described alternative events information, is specially:
Described card management device obtains the AID in the alternative events message that described SWP-SIM card reports;
Described card management device inquires about whether there is the application corresponding with described AID in installing in application of described mobile terminal;
If exist, described card management device using described application as the application corresponding with described mutual card;
If do not exist, described card management device stops the deterministic process of application.
3. method as claimed in claim 2, is characterized in that, before the alternative events message that the wherein built-in SWP-SIM card of described mobile terminal reception reports, also comprises:
Self notification target as described alternative events message is registered by described card management device in the exchange channels of described SWP-SIM card, to make described SWP-SIM card by described alternative events information reporting to described card management device.
4. the method as described in any one of Claims 2 or 3, is characterized in that, described mobile terminal obtains the electronic certificate interaction data corresponding with described alternative events notification message by described application, is specially:
Described card management device call described application when time electronic certificate interactive query interface, send inquiry request to described application;
Described card management device receives the electronic reciprocal data that described application returns according to described inquiry request.
5. method as claimed in claim 4, is characterized in that, also comprise:
If described in be applied as non-pay card application, described electronic certificate interaction data is non-pay card information;
If described in be applied as the application corresponding with the card that pays of networking, described when being applied in the inquiry request receiving described card management device, consumer record and balance information queries request is sent to business platform, identify after receiving consumer record and propose up-to-date consumer record, and this consumer record and balance amount information are back to described card management device as described electronic certificate interaction data;
If described in be applied as the application corresponding with the card that this locality pays, described when being applied in the inquiry request receiving described card management device, consumer record and balance information queries request is sent to described SWP-SIM card, identify after receiving consumer record and propose up-to-date consumer record, and this consumer record and balance amount information are back to described card management device as described electronic certificate interaction data.
6. method as claimed in claim 5, it is characterized in that, described mobile terminal determines the type of described mutual card according to described electronic certificate interaction data, is specially:
If do not comprise balance amount information in described electronic certificate interaction data, described mobile terminal determines that described mutual card is non-pay card;
If comprise when time spending amount and balance amount information in described electronic certificate interaction data, described mobile terminal determines that described mutual card is debit card or electronic cash card or other types Payment Card;
If comprise single spending amount and facility extent information in described electronic certificate interaction data, described mobile terminal determines that described mutual card is credit card.
7. a mobile terminal, comprises single-wire-protocol SWP-SIM card, it is characterized in that, described mobile terminal also comprises:
Receiver module, for receiving the alternative events message that wherein built-in SWP-SIM card reports, and determine the application corresponding with mutual card according to the AID carried in described alternative events information, described AID and described mutual card one_to_one corresponding, described alternative events message is that described SWP-SIM is stuck in and utilizes described mutual card to carry out electronic certificate by short-range communication NFC passage to produce afterwards alternately;
Acquisition module, for obtaining the electronic certificate interaction data corresponding with described alternative events notification message by described application;
Generation module, for determining the type of described mutual card according to described electronic certificate interaction data, and generates electronic certificate interactive information according to described type and described electronic certificate interaction data.
8. mobile terminal as claimed in claim 7, is characterized in that, also comprise:
Card management device, for obtaining the AID in alternative events message that described SWP-SIM card reports, and inquires about whether there is the application corresponding with described AID in installing in application of described mobile terminal;
If exist, using described application as the application corresponding with described mutual card;
If do not exist, stop the deterministic process of application.
9. mobile terminal as claimed in claim 8, is characterized in that,
Described card management device, specifically for receive alternative events message that wherein built-in SWP-SIM card reports at described receiver module before, self notification target as described alternative events message is registered in the exchange channels of described SWP-SIM card, to make described SWP-SIM card by described alternative events information reporting to described card management device.
10. the mobile terminal as described in any one of claim 8 or 9, is characterized in that,
Described card management device, specifically for call described application when time electronic certificate interactive query interface, send inquiry request to described application, and receive the electronic reciprocal data that described application returns according to described inquiry request.
11. mobile terminals as claimed in claim 10, is characterized in that, also comprise:
If described in be applied as non-pay card application, described electronic certificate interaction data is non-pay card information;
If described in be applied as the application corresponding with the card that pays of networking, described when being applied in the inquiry request receiving described card management device, consumer record and balance information queries request is sent to business platform, identify after receiving consumer record and propose up-to-date consumer record, and this consumer record and balance amount information are back to described card management device as described electronic certificate interaction data;
If described in be applied as the application corresponding with the card that this locality pays, described when being applied in the inquiry request receiving described card management device, consumer record and balance information queries request is sent to described SWP-SIM card, identify after receiving consumer record and propose up-to-date consumer record, and this consumer record and balance amount information are back to described card management device as described electronic certificate interaction data.
12. mobile terminals as claimed in claim 11, is characterized in that, described generation module, specifically for:
If do not comprise balance amount information in described electronic certificate interaction data, determine that described mutual card is non-pay card;
If comprise in described electronic certificate interaction data when time spending amount and balance amount information, determine that described mutual card is debit card or electronic cash card or other types Payment Card;
If comprise single spending amount and facility extent information in described electronic certificate interaction data, determine that described mutual card is credit card.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201310690103.0A CN104715367A (en) | 2013-12-16 | 2013-12-16 | Method for acquiring electronic certificate mutual information and mobile terminal |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201310690103.0A CN104715367A (en) | 2013-12-16 | 2013-12-16 | Method for acquiring electronic certificate mutual information and mobile terminal |
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| CN104715367A true CN104715367A (en) | 2015-06-17 |
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| CN201310690103.0A Pending CN104715367A (en) | 2013-12-16 | 2013-12-16 | Method for acquiring electronic certificate mutual information and mobile terminal |
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| CN101256695A (en) * | 2008-04-09 | 2008-09-03 | 中兴通讯股份有限公司 | Method for automatically charging of near-field communication terminal |
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Application publication date: 20150617 |