CN104240371B - Withdrawal system based on static two dimensional code - Google Patents
Withdrawal system based on static two dimensional code Download PDFInfo
- Publication number
- CN104240371B CN104240371B CN201410494820.0A CN201410494820A CN104240371B CN 104240371 B CN104240371 B CN 104240371B CN 201410494820 A CN201410494820 A CN 201410494820A CN 104240371 B CN104240371 B CN 104240371B
- Authority
- CN
- China
- Prior art keywords
- withdrawal
- information
- module
- processing module
- terminal
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Expired - Fee Related
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
- G07D11/00—Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
- G07D11/20—Controlling or monitoring the operation of devices; Data handling
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
Abstract
The invention discloses a kind of withdrawal system based on static two dimensional code, this system includes: for the mobile terminal of typing withdrawal information, and described mobile terminal includes that module is shot with video-corder in movement processing module, mobile communication module, mobile memory module and movement；With the background server that described mobile terminal sets up communication linkage, described background server includes background processing module, background communication module and backstage memory module；With the withdrawal terminal that described background server sets up communication linkage, described withdrawal terminal includes withdrawal processing module and withdrawal communication module.Implement the present invention, upload withdraw funds in advance, user is avoided to find embarrassment desirable without money after withdrawal terminal, when the number using withdrawal terminal is more, the operation having only to plug-in card and scanning Quick Response Code can complete withdrawal, and operating procedure is simple, decreases queuing time, have only to plug-in card and scan operation, it is to avoid card number or password are revealed.
Description
Technical field
The present invention relates to data processing field based on Quick Response Code, particularly relate to a kind of based on static two dimensional code
Withdrawal system.
Background technology
In the prior art, the mode that user goes to bank to carry out withdrawal has a following two:
First kind of way is, has the user of withdrawal demand to carry bank card at bank ATM (automatic drawing
Machine) on, point out withdrawal to operate by ATM.The major defect of the manner is: one, and user adopts
When carrying out storing money by the manner, need to carry with bank card, inconvenient to carry, also it is easily lost；Two,
Some user can select the ATM of specific bank to carry out withdrawal operation, to meet self targetedly
Withdrawal demand or save the fee in the middle of withdrawal；Three, user uses the manner to carry out withdrawal
During, easily got bank card information by the photographic head being illegally installed on ATM, thus produce
Raw bank card is replicated, steals the potential safety hazard of brush.
The second way is, uses and uses note or phone between terminal and the service network of bank
Mode initiates withdrawal request, inputs coding corresponding to machine of withdrawing the money and bank card information in the request to complete
Withdraw the money.Although the manner can solve the problem that safety problem, but can increase the Operating Complexity that user uses, use
Family is experienced poor, the problem substantially not solving ease of use.On the other hand, owing to user is at electricity
Words or note need to input the coding of ATM device, if lawless person substituted for the volume of current machine
Code, then the banknote that user may be caused to take out spues on other ATM device, and banknote is stolen, and this is dived
Potential safety hazard.
For the technological deficiency of above-mentioned existing scheme, also proposed a kind of nothing card based on Quick Response Code at present and withdraw the money
System, this system uses mobile terminal to be withdrawn the money by withdrawal request message up sending to Quick Response Code server, Quick Response Code
The legitimacy of server authentication withdrawal request message, is forwarded to withdrawal request corresponding ATM and lays bank,
ATM lays bank and sends withdrawal request to Quick Response Code server, Quick Response Code after checking 2 D code information
Withdrawal request is forwarded to issuing bank by server, and issuing bank verifies withdrawal request and the legitimacy of account,
It is sent to Quick Response Code server honouring response by withdrawing the money after verifying；Quick Response Code server will be withdrawn the money and be honoured
Response is forwarded to ATM and lays bank, and ATM lays bank and honours this ATM of answer notification according to withdrawing the money and hold
Row tells paper money operation, and ATM lays bank and result notifies Quick Response Code server and updates on this ATM
The Quick Response Code of display.
But the technological deficiency of which is, in the case of withdrawal number is more, user need nonetheless remain for
First queue up, before then standing in ATM, carry out the operation being correlated with, do not save the time of user.Another
Aspect, uses mobile terminal and ATM to lay bank or Quick Response Code server carries out data communication, is moving
Dynamic lost terminal or stolen, and in the case of bank card is stolen duplication by lawless person, easily cause robber
The potential safety hazard of enchashment gold.
Summary of the invention
The goal of the invention of the present invention is to solve in above-mentioned prior art, and user is needed by ATM withdrawal
Bank card to be carried, does not possess safety, and uses above-mentioned Quick Response Code scheme while operating procedure complexity
It is that safety is relatively low, meanwhile, the longest technological deficiency of queuing up before ATM.
The present invention solves prior art problem and be employed technical scheme comprise that structure is a kind of based on static two dimensional code
Withdrawal system.This system includes:
For the mobile terminal of typing withdrawal information, described mobile terminal includes mobile processing module, movement
Module is shot with video-corder in communication module, movement memory module and movement；
With the background server that described mobile terminal sets up communication linkage, described background server includes at backstage
Reason module, background communication module and backstage memory module；
With the withdrawal terminal that described background server sets up communication linkage, described withdrawal terminal includes access
Money processing module and withdrawal communication module；Wherein:
Described mobile processing module is for withdrawal information described in typing in advance, wherein, described withdrawal information
Including bank card information, withdrawal amount information and the end message bound in advance；
When described mobile processing module completes the operation of the typing to described withdrawal information, and by described withdrawal
After information cache extremely described mobile memory module, described mobile processing module controls described mobile communication module will
Described withdrawal information sends to described background server；
Described background communication module is used for receiving described withdrawal information, and sends it to described background process
Module, described background processing module according to described withdrawal information generate withdrawal order, and cached to
Described backstage memory module；
Described withdrawal processing module is for identifying the bank card of insertion, and obtains described bank card information；
Described movement is shot with video-corder module and is attached at the feature Quick Response Code in described withdrawal terminal for identifying, extracts
What described feature Quick Response Code comprised 2 D code information, and described 2 D code information is exported described mobile at
Reason module；
Described mobile processing module controls described mobile communication module by described 2 D code information, described terminal letter
Breath and described bank card information send to background server；
Described background communication module receives described identity information, described end message and described bank card letter
Breath, and sends it to background processing module, described background processing module according to described bank card information in institute
Matching operation is made a look up, when matching and described bank in stating the withdrawal order of backstage memory module caching
After the withdrawal order that card information is corresponding, search the described withdrawal corresponding with described feature Quick Response Code eventually
End；
When described background processing module finds the described withdrawal terminal corresponding with described feature Quick Response Code
After, described background processing module issues described withdrawal order to described withdrawal terminal, and described withdrawal is eventually
Hold and perform withdrawal operation according to described withdrawal order.
Preferably, described mobile terminal also includes mobile input module, and described mobile input module is in advance
Bank card information, described withdrawal amount information and the described end message bound in advance described in typing；
Preferably, described mobile terminal is additionally operable to shoot with video-corder module photograph bank card number face by described movement,
Obtain described bank card information, by described mobile processing module read and analyze the mail in mobile terminal or
Withdrawal word content in short message is to generate described withdrawal amount information, by described mobile process mould
Block reads SIM (client identification module) information in described terminal and terminal fuselage IMEI (moves and sets
Standby international identity code) information to be to generate described end message.
Preferably, described mobile processing module obtains described end message, meanwhile, described movement in advance
Processing module is additionally operable to prestore the end message of standby mobile terminal.
Preferably, described withdrawal information is sent by the described mobile communication module of described mobile processing module control
To described background server, wherein, described withdrawal information comprises the end message of described mobile terminal, or
Person, the end message of selected standby mobile terminal.
Preferably, described mobile processing module obtains described bank card information, meanwhile, described shifting in advance
Dynamic processing module is additionally operable to prestore the bank card information of standby bank card.
Preferably, described withdrawal information is sent by the described mobile communication module of described mobile processing module control
To described background server, wherein, described withdrawal information comprises the bank card information of described bank card, or
Person, the bank card information of selected standby bank card.
Preferably, described mobile terminal also includes mobile position-fixed module, and described withdrawal terminal also includes access
Money locating module；
Control described mobile communication module in described mobile processing module to send described withdrawal information to institute
Before stating background server, described mobile position-fixed module obtains the first geographical position that described mobile terminal is current
Information；
Described withdrawal communication module is controlled by the body of described withdrawal terminal in described withdrawal processing module
Part information and described bank card information sent before described background server, described withdrawal locating module
Obtain the second geographical location information that described withdrawal terminal is current, or, described withdrawal terminal prestores institute
State the second geographical location information；
By the first geographical location information described in described withdrawal processing module relative analysis and described second ground
Reason positional information, it is judged that whether both are beyond preset range, if beyond preset range, then terminates withdrawal behaviour
Make.
Preferably, described background communication module is used for receiving described withdrawal information, and sends it to described
Background processing module, before described background processing module generates withdrawal order according to described withdrawal information,
Inquire about each withdrawal terminal distributed intelligence, meanwhile, inquire about each withdrawal terminal residual according to described distributed intelligence
Whether the amount of money is more than the withdraw funds in the described withdrawal amount of money, after completing inquiry operation, and described background communication
Described segment information and corresponding remaining sum Query Result are sent to described mobile terminal by module.
Preferably, described background communication module is used for receiving described withdrawal information, and sends it to described
Background processing module, after described background processing module generates withdrawal order according to described withdrawal information, sentences
Disconnected described background communication module is in preset time period, if receive described in described mobile terminal sends
2 D code information and described end message；If described background communication module does not receives described 2 D code information
And described end message, described background processing module cancels described withdrawal order.
Implement the present invention, have the advantages that
First, user can predefine the geographical position at withdrawal terminal place according to withdrawal demand, just
Find withdrawal place in user, meanwhile, upload withdraw funds in advance, it is to avoid user finds withdrawal terminal
Afterwards without embarrassment that money is desirable；
Second, user uploads withdrawal order in advance according to withdrawal demand, as the people using withdrawal terminal
When number is more, the user of predetermined withdrawal order is before withdrawal terminal, it is only necessary to plug-in card and scanning two
The operation of dimension code can complete withdrawal, and operating procedure is simple and convenient, greatly reduces queuing time；
3rd, when user operates before withdrawal terminal, it is only necessary to plug-in card and scanning Quick Response Code, it is to avoid defeated
Enter the numerical characters such as account, password, device coding, it is simple to while user uses, it is to avoid bank card card
Number or the leakage of password；
4th, when user operates before withdrawal terminal, by judging position and the withdrawal of mobile terminal
Whether the position of terminal, in same scope and then judge whether that other people steal situation about swiping the card and occur, strengthens
Safety guarantee during withdrawal；
5th, when user operates before access terminal, by judge mobile terminal and withdrawal terminal with after
Whether the data communication between station server is in the same network segment and then judges whether that other people steal is swiped the card
Situation occur, enhance the safety guarantee during withdrawal.
Accompanying drawing explanation
Below in conjunction with drawings and Examples, the invention will be further described, in accompanying drawing:
Fig. 1 is the structural frames of the withdrawal system based on static two dimensional code that present pre-ferred embodiments provides
Figure；
Fig. 2 is the knot of the withdrawal system based on static two dimensional code that another preferred embodiment of the present invention provides
Structure block diagram；
Fig. 3 is the knot of the withdrawal system based on static two dimensional code that another embodiment of the present invention provides
Structure block diagram；
Detailed description of the invention
Fig. 1 is the structural frames of the withdrawal system based on static two dimensional code that present pre-ferred embodiments provides
Figure.This system includes consisting of:
After the mobile terminal 100 of typing withdrawal information and mobile terminal 100 set up communication linkage
Station server 200 and set up the withdrawal terminal 300 of communication linkage with background server 200.Can manage
Solving, mobile terminal 100 can be the mobile device that smart mobile phone, panel computer etc. possess intelligent processor,
Background server 200 can be to be provided by bank or the offer of third party finance service, withdrawal terminal
300 can be ATM (ATM), CRS machine (Cash Recycling System Automatic Cycle
Automatic teller machine), the self-service finance such as CDM machine (Cash Deposit Machine automatic cash dispenser) processes eventually
End.
Concrete, the mobile terminal 100 of native system include mobile processing module 110, mobile communication module 120,
Module 140 is shot with video-corder in movement memory module 130 and movement.
Background server 200 includes background processing module 210, background communication module 220 and backstage storage
Module 230.
Withdrawal terminal 300 includes withdrawal processing module 310 and withdrawal communication module 320.
The detailed description of the invention of native system is as described below:
First, mobile processing module 110 is for withdrawal information described in typing in advance, and wherein, withdrawal is believed
Breath includes bank card information, withdrawal amount information and the end message bound in advance, wherein, this terminal
Information includes sequence number information and the network hardware addresses information etc. of this terminal.
When mobile processing module 110 completes the operation of the typing to withdrawal information, and by withdrawal information cache
To mobile memory module 130, mobile processing module 110 controls mobile communication module 120 and withdrawal is believed
Breath sends to background server 200.
Background communication module 220 receives above-mentioned withdrawal information, and sends it to described background processing module
210, background processing module 210 according to described withdrawal information generate withdrawal order, and cached to
Described backstage memory module 230.It is appreciated that this withdrawal order includes the identity information of user, bank
Card information, withdrawal amount information and the end message bound in advance, wherein, identity information includes user
Personal information, such as ID card information, job information etc..Meanwhile, this withdrawal order adds bank
Card number identifies, it is simple to subsequent query is mated.
Then, user inserts bank card to withdrawal terminal 300, and withdrawal processing module 310 identifies to be inserted
Bank card, and obtain bank card information.
Described movement is shot with video-corder module 140 and is attached at the feature two on described withdrawal terminal 300 for identifying
Dimension code, extracts 2 D code information what described feature Quick Response Code comprised, wherein, this 2 D code information refer to from
The information that features described above Quick Response Code extracts, it is to be understood that this 2 D code information could be for note
The comprehensive information that the record information such as user profile and end message combines.
Described mobile processing module 110 controls described mobile communication module 120 by described 2 D code information, institute
State end message and described bank card information sends to background server 200；
Background server 200 receives described identity information, described end message and described bank card information.
Meanwhile, all withdrawal terminals 300 in background server 300 compass of competency are numbered.Example
As, each withdrawal terminal 300 possesses unique number, and registers in background server 200,
Registration content include withdrawal terminal 300 number, affiliated bank, available service item, place geographical
The identity information of the withdrawal terminals 300 such as position.
Background communication module 220 receives described identity information, described end message and described bank card information
After, and sending it to background processing module 210, described background processing module 210 is according to described bank card
Information makes a look up matching operation in the withdrawal order that described memory module caches, when matching with described
After the withdrawal order that bank card information is corresponding, search the described access corresponding with described feature Quick Response Code
Money terminal 300 (also can be mated by above-mentioned numbering)；
When described background processing module 210 finds the described withdrawal corresponding with described feature Quick Response Code
After terminal 300, described background processing module 210 issues described withdrawal to described withdrawal terminal 300 and orders
Single, described withdrawal terminal 300 performs withdrawal operation according to described withdrawal order.It is appreciated that
State feature Quick Response Code and include identity information and the withdrawal sequence information of withdrawal terminal 300.
Finally, withdrawal terminal 300 performs withdrawal operation according to described withdrawal order.
Fig. 2 is the knot of the withdrawal system based on static two dimensional code that another preferred embodiment of the present invention provides
Structure block diagram.
On the basis of above-described embodiment, the mobile terminal 100 of the present embodiment also includes mobile input module
140。
Mobile input module 140 bank card information of typing user in advance, withdrawal amount information and in advance
The end message of binding.
Another way is, shoots with video-corder module 140 by movement and shoots bank card number face, obtains described bank
Card information；Read and analyze the mail in mobile terminal 100 or note by described mobile processing module 110
Withdrawal word content in breath is to generate described withdrawal amount information；By described mobile processing module
SIM (client identification module) information and terminal fuselage IMEI in the 110 described terminals of reading are (mobile
Equipment international identity code) information to be to generate described end message.
Preferably, above-mentioned mobile processing module 110 obtains the end message of mobile terminal 100 in advance, meanwhile,
Described mobile processing module 110 is additionally operable to prestore the end message of other standby mobile terminal 100.
Preferably, move processing module 110 and control described mobile communication module 120 by described withdrawal information
Sending to described background server 200, wherein, above-mentioned withdrawal information comprises the bank card information of bank card,
Or, select the bank card information of other the standby bank card prestored.
Such as, when user uses multiple smart mobile phone simultaneously, a smart mobile phone therein can be set pre-
First store the end message of self and the end message of other smart mobile phone, or, prestore household,
Obtain the end message of the smart mobile phone that other people authorize.
Preferably, move processing module 110 and control mobile communication module 120 by the transmission of withdrawal information to institute
Stating background server 200, wherein, described withdrawal information comprises the end message of described mobile terminal 100,
Or, select the end message of other the standby mobile terminal 100 prestored as the end message sent.
Preferably, move processing module 110 and obtain described bank card information, meanwhile, described shifting in advance
Dynamic processing module 110 is additionally operable to prestore the bank card information of other standby bank card.
As above described in example, among family of three, husband holds Bank One Corp. card, uses the first mobile phone；Wife
Son holds above-mentioned Bank One Corp. card and the secondary bank card of oneself, uses the second mobile phone；Daughter holds
3rd bank card, uses the 3rd mobile phone.
Wherein, the first handset binding has Bank One Corp. card and the 3rd bank card, meanwhile, the first mobile phone EMS memory
Contain the first mobile phone and the end message of the 3rd mobile phone；
Second handset binding has Bank One Corp. card, secondary bank card and the 3rd bank card, meanwhile, second-hand
Machine storage has the first mobile phone, the second mobile phone and the end message of the 3rd mobile phone；
3rd handset binding has the 3rd bank card, but does not has the end message of the 3rd mobile phone.
Therefore, husband can use oneself the first mobile phone and first or the 3rd bank card carry out withdrawal behaviour
Make；
Wife can use oneself the second mobile phone and first or second or the 3rd bank card carry out withdrawal
Operation；
The end message of the 3rd mobile phone can be sent the 3rd mobile phone to daughter husband or wife by daughter
Time interior, withdrawal operation can be carried out by the end message of the 3rd mobile phone and the 3rd bank card.
Preferably, mobile terminal 100 accesses and the wireless local in the described same network segment of withdrawal terminal 300
Net, described background communication module 220 is limited to transmitting-receiving interaction data in described WLAN.
Fig. 3 is the knot of the withdrawal system based on static two dimensional code that another embodiment of the present invention provides
Structure block diagram；
Mobile terminal 100 also includes mobile position-fixed module 150, and described withdrawal terminal 300 also includes access
Money locating module 330.
Control described mobile communication module 120 in described mobile processing module 110 described withdrawal information to be sent out
Before delivering to described background server 200, described mobile position-fixed module 150 obtains described mobile terminal 100
The first current geographical location information.
Described withdrawal communication module 320 is controlled by described withdrawal eventually in described withdrawal processing module 310
The identity information of end 300 and described bank card information sent before described background server 200, described
Withdrawal locating module 330 obtains the second geographical location information that described withdrawal terminal 300 is current, or,
Described withdrawal terminal 300 prestores described second geographical location information.
First geographical location information described in relative analysis and described second geographical location information, it is judged that whether both
Beyond preset range, if beyond preset range, then terminate withdrawal operation.
Preferably, described background communication module 220 is used for receiving described withdrawal information, and sends it to
Described background processing module 210, described background processing module 210 generates access according to described withdrawal information
Before money order, inquire about the distributed intelligence of each withdrawal terminal 300, inquire about according to described distributed intelligence meanwhile
Each withdrawal terminal 300 remaining sum, whether more than the withdraw funds in the described withdrawal amount of money, completes inquiry
After operation, described background communication module 220 is by described segment information and corresponding remaining sum Query Result
Send to described mobile terminal 100.
Preferably, described background communication module 220 is used for receiving described withdrawal information, and sends it to
Described background processing module 210, described background processing module 210 generates access according to described withdrawal information
After money order, it is judged that described background server 200 is in preset time period, if receive by described movement
The described 2 D code information of terminal 100 transmission and described end message, if not receiving described Quick Response Code letter
Breath and described end message, then cancel described withdrawal order.
Implement the present invention, have the advantages that
First, user can predefine the geographical position at withdrawal terminal place according to withdrawal demand, just
Find withdrawal place in user, meanwhile, upload withdraw funds in advance, it is to avoid user finds withdrawal terminal
Afterwards without embarrassment that money is desirable；
Second, user uploads withdrawal order in advance according to withdrawal demand, as the people using withdrawal terminal
When number is more, the user of predetermined withdrawal order is before withdrawal terminal, it is only necessary to plug-in card and scanning two
The operation of dimension code can complete withdrawal, and operating procedure is simple and convenient, greatly reduces queuing time；
3rd, when user operates before withdrawal terminal, it is only necessary to plug-in card and scanning Quick Response Code, it is to avoid defeated
Enter the numerical characters such as account, password, device coding, it is simple to while user uses, it is to avoid bank card card
Number or the leakage of password；
4th, when user operates before withdrawal terminal, by judging position and the withdrawal of mobile terminal
Whether the position of terminal, in same scope and then judge whether that other people steal situation about swiping the card and occur, strengthens
Safety guarantee during withdrawal；
5th, when user operates before access terminal, by judge mobile terminal and withdrawal terminal with after
Whether the data communication between station server is in the same network segment and then judges whether that other people steal is swiped the card
Situation occur, enhance the safety guarantee during withdrawal.
By elaboration and the explanation of embodiment in detail above, those of ordinary skill in the art can basis
The above embodiments understand the thought of the present invention thus make some simply deformation and improvement, but no matter
How to deform and to improve, as long as the technical scheme of its deformation and improvement is within the spirit and scope of the present invention, all
Should be protected by the present invention.
Claims (10)
1. a withdrawal system based on static two dimensional code, it is characterised in that described system includes:
For the mobile terminal of typing withdrawal information, described mobile terminal includes mobile processing module, movement
Module is shot with video-corder in communication module, movement memory module and movement；
With the background server that described mobile terminal sets up communication linkage, described background server includes at backstage
Reason module, background communication module and backstage memory module；
With the withdrawal terminal that described background server sets up communication linkage, described withdrawal terminal includes access
Money processing module and withdrawal communication module；Wherein:
Described mobile processing module is for withdrawal information described in typing in advance, wherein, described withdrawal information
Including bank card information, withdrawal amount information and the information of mobile terminal bound in advance；
When described mobile processing module completes the operation of the typing to described withdrawal information, and by described withdrawal
After information cache extremely described mobile memory module, described mobile processing module controls described mobile communication module will
Described withdrawal information sends to described background server；
Described background communication module is used for receiving described withdrawal information, and sends it to described background process
Module, described background processing module according to described withdrawal information generate withdrawal order, and cached to
Described backstage memory module；
Described withdrawal processing module is for identifying the bank card of insertion, and obtains described bank card information；
Described movement is shot with video-corder module and is attached at the feature Quick Response Code in described withdrawal terminal for identifying, extracts
The 2 D code information that described feature Quick Response Code comprises, and described 2 D code information is exported described mobile process
Module；
Described mobile processing module controls described mobile communication module by described 2 D code information, described movement eventually
Client information and described bank card information send to background server；
Described background communication module receives identity information, described information of mobile terminal and described bank card information,
And sending it to background processing module, described background processing module is according to described bank card information in the rear
Make a look up matching operation in the withdrawal order of platform memory module caching, believe with described bank card when matching
After the withdrawal order that manner of breathing is corresponding, search the described withdrawal terminal corresponding with described feature Quick Response Code；
When described background processing module finds the described withdrawal terminal corresponding with described feature Quick Response Code
After, described background processing module issues described withdrawal order to described withdrawal terminal, and described withdrawal is eventually
Hold and perform withdrawal operation according to described withdrawal order.
Withdrawal system based on static two dimensional code the most according to claim 1, it is characterised in that described
Mobile terminal also includes mobile input module, and described mobile input module is for bank card letter described in typing in advance
Breath, described withdrawal amount information and the described information of mobile terminal bound in advance.
Withdrawal system based on static two dimensional code the most according to claim 2, it is characterised in that described
Mobile terminal is additionally operable to shoot with video-corder module photograph bank card number face by described movement, obtains described bank card letter
Breath, reads and analyzes the mail in mobile terminal or the withdrawal in short message by described mobile processing module
Word content, to generate described withdrawal amount information, is read in described terminal by described mobile processing module
SIM (client identification module) information and terminal fuselage IMEI (mobile device international identity code) information
To generate described information of mobile terminal.
Withdrawal system based on static two dimensional code the most according to claim 3, it is characterised in that described
Mobile processing module is for obtaining described information of mobile terminal in advance, and meanwhile, described mobile processing module is also used
End message in the standby mobile terminal that prestores.
Withdrawal system based on static two dimensional code the most according to claim 4, it is characterised in that described
Mobile processing module controls described mobile communication module and sends described withdrawal information to described background service
Device, wherein, described withdrawal information comprises the end message of described mobile terminal, or, selected standby
The end message of mobile terminal.
Withdrawal system based on static two dimensional code the most according to claim 5, it is characterised in that described
Mobile processing module is for obtaining described bank card information in advance, and meanwhile, described mobile processing module is additionally operable to
Prestore the bank card information of standby bank card.
Withdrawal system based on static two dimensional code the most according to claim 6, it is characterised in that described
Mobile processing module controls described mobile communication module and sends described withdrawal information to described background service
Device, wherein, described withdrawal information comprises the bank card information of described bank card, or, selected standby
The bank card information of bank card.
Withdrawal system based on static two dimensional code the most according to claim 7, it is characterised in that described
Mobile terminal also includes that mobile position-fixed module, described withdrawal terminal also include withdrawal locating module；
Control described mobile communication module in described mobile processing module to send described withdrawal information to described
Before background server, described mobile position-fixed module obtains the first geographical position letter that described mobile terminal is current
Breath；
Described withdrawal communication module is controlled by the identity of described withdrawal terminal in described withdrawal processing module
Information and described bank card information sent before described background server, and described withdrawal locating module obtains
Take the second geographical location information that described withdrawal terminal is current, or, described withdrawal terminal prestores described
Second geographical location information；
Geographical with described second by the first geographical location information described in described withdrawal processing module relative analysis
Positional information, it is judged that whether both are beyond preset range, if beyond preset range, then terminates withdrawal operation.
Withdrawal system based on static two dimensional code the most according to claim 8, it is characterised in that described
Background communication module is used for receiving described withdrawal information, and sends it to described background processing module, institute
State background processing module to generate before withdrawal order according to described withdrawal information, inquire about each withdrawal terminal
Whether distributed intelligence, meanwhile, inquire about each withdrawal terminal residual amount of money more than described according to described distributed intelligence
Withdraw funds in the withdrawal amount of money, after completing inquiry operation, described background communication module is by described distribution letter
Breath and corresponding remaining sum Query Result send to described mobile terminal.
Withdrawal system based on static two dimensional code the most according to claim 9, it is characterised in that institute
State background communication module for receiving described withdrawal information, and send it to described background processing module,
After described background processing module generates withdrawal order according to described withdrawal information, it is judged that described background communication
Module is in preset time period, if receive the described 2 D code information sent by described mobile terminal and
Described information of mobile terminal；If described background communication module does not receives described 2 D code information and described shifting
Dynamic end message, described background processing module cancels described withdrawal order.
Priority Applications (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410494820.0A CN104240371B (en) | 2014-09-24 | 2014-09-24 | Withdrawal system based on static two dimensional code |
| CN201610379272.6A CN106097555B (en) | 2014-09-24 | 2014-09-24 | Withdrawal system based on static two dimensional code |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410494820.0A CN104240371B (en) | 2014-09-24 | 2014-09-24 | Withdrawal system based on static two dimensional code |
Related Child Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201610379272.6A Division CN106097555B (en) | 2014-09-24 | 2014-09-24 | Withdrawal system based on static two dimensional code |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN104240371A CN104240371A (en) | 2014-12-24 |
| CN104240371B true CN104240371B (en) | 2016-08-17 |
Family
ID=52228367
Family Applications (2)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201610379272.6A Active CN106097555B (en) | 2014-09-24 | 2014-09-24 | Withdrawal system based on static two dimensional code |
| CN201410494820.0A Expired - Fee Related CN104240371B (en) | 2014-09-24 | 2014-09-24 | Withdrawal system based on static two dimensional code |
Family Applications Before (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201610379272.6A Active CN106097555B (en) | 2014-09-24 | 2014-09-24 | Withdrawal system based on static two dimensional code |
Country Status (1)
| Country | Link |
|---|---|
| CN (2) | CN106097555B (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110472757A (en) * | 2019-08-16 | 2019-11-19 | 中国银行股份有限公司 | Data processing method and device for bank outlets' changing money |
Families Citing this family (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105389727A (en) * | 2015-10-21 | 2016-03-09 | 福建网龙计算机网络信息技术有限公司 | Method and system based on mobile terminal for withdrawing money at ATM machine |
| CN105488922A (en) * | 2015-12-30 | 2016-04-13 | 中国建设银行股份有限公司 | Cardless money withdrawing method and related devices and systems |
Citations (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JP2006323717A (en) * | 2005-05-20 | 2006-11-30 | Green Kikaku:Kk | Automatic teller machine and method for inputting transferee information |
| CN102402773A (en) * | 2011-12-14 | 2012-04-04 | 王筱雨 | Financial transaction verification method and system |
| JP2012084103A (en) * | 2010-10-15 | 2012-04-26 | Japan Research Institute Ltd | Memory bank system and passbook |
| CN103150837A (en) * | 2013-02-01 | 2013-06-12 | 深圳市怡化电脑有限公司 | System and method for achieving cardless withdrawal on automatic teller machine (ATM) |
| CN103778728A (en) * | 2014-02-23 | 2014-05-07 | 王恩惠 | Method and system for realizing transaction without bank card through automatic teller machine |
| CN103871159A (en) * | 2012-12-11 | 2014-06-18 | 中国银联股份有限公司 | Money-withdrawing system and method based on two-dimension code |
-
2014
- 2014-09-24 CN CN201610379272.6A patent/CN106097555B/en active Active
- 2014-09-24 CN CN201410494820.0A patent/CN104240371B/en not_active Expired - Fee Related
Patent Citations (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JP2006323717A (en) * | 2005-05-20 | 2006-11-30 | Green Kikaku:Kk | Automatic teller machine and method for inputting transferee information |
| JP2012084103A (en) * | 2010-10-15 | 2012-04-26 | Japan Research Institute Ltd | Memory bank system and passbook |
| CN102402773A (en) * | 2011-12-14 | 2012-04-04 | 王筱雨 | Financial transaction verification method and system |
| CN103871159A (en) * | 2012-12-11 | 2014-06-18 | 中国银联股份有限公司 | Money-withdrawing system and method based on two-dimension code |
| CN103150837A (en) * | 2013-02-01 | 2013-06-12 | 深圳市怡化电脑有限公司 | System and method for achieving cardless withdrawal on automatic teller machine (ATM) |
| CN103778728A (en) * | 2014-02-23 | 2014-05-07 | 王恩惠 | Method and system for realizing transaction without bank card through automatic teller machine |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110472757A (en) * | 2019-08-16 | 2019-11-19 | 中国银行股份有限公司 | Data processing method and device for bank outlets' changing money |
Also Published As
| Publication number | Publication date |
|---|---|
| CN106097555B (en) | 2019-03-01 |
| CN106097555A (en) | 2016-11-09 |
| CN104240371A (en) | 2014-12-24 |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN104240370B (en) | Withdrawal system based on dynamic two-dimension code | |
| US10068437B2 (en) | Automatic teller machine inventory and distribution system | |
| US9390407B2 (en) | Method and apparatus for providing real time mutable credit card information and for providing timestamp functionality | |
| US8752154B2 (en) | System and method for authenticating a user | |
| CN106303099B (en) | A kind of method, apparatus and system for verifying user's communicating number validity | |
| CN1904923B (en) | Method for implementing space transference and apparatus thereof | |
| CN205121727U (en) | Interactive express delivery cabinet of intelligence | |
| CN102222368A (en) | Electronic ticket authentication system applying short-distance communication technology and detection method | |
| CN104050510A (en) | Intelligent room reservation system based on mobile terminal | |
| CN105931051A (en) | Safety payment method and apparatus | |
| CN106934613A (en) | Without card withdrawal ATM, mobile terminal, server, system and method | |
| US20130046689A1 (en) | System and Method for Facilitating Transactions | |
| CN108322448A (en) | Auth method, device, system, storage medium and computer equipment | |
| CN104240371B (en) | Withdrawal system based on static two dimensional code | |
| JP2017511562A (en) | Apparatus, system, and method for efficient operation of mass electronic transactions | |
| US20210110401A1 (en) | Cloud-Based Biometric Payment and Retail Management System, and Payment Method for the Same | |
| CN105989491A (en) | Dynamic authorization code generation method, device, payment transaction method and system | |
| CN106156108A (en) | The transfer method of a kind of virtual resource, device and system | |
| CN104166917A (en) | NFC transaction event informing method and system | |
| CN103198428A (en) | System and method for air depositing and withdrawing of bank | |
| CN107094159A (en) | The method and apparatus for setting up card and user account corresponding relation | |
| TWI684945B (en) | Point-to-point transfer system and method | |
| CN106355406A (en) | Combined fingerprint authentication payment method | |
| TW201445496A (en) | Delivery method with automatic certification | |
| CN106599724B (en) | Method and system for accessing sector data of smart card |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| C41 | Transfer of patent application or patent right or utility model | ||
| CB03 | Change of inventor or designer information |
Inventor after: Jiang Guojian Inventor before: Feng Lin |
|
| COR | Change of bibliographic data | ||
| TA01 | Transfer of patent application right |
Effective date of registration: 20160620 Address after: 350015, 2-1D, room 1, building 27, Lake Road, Mawei District, Fuzhou, Fujian Applicant after: Fujian Jinri Tejia Network Co.,Ltd. Address before: 518057 Guangdong, Futian District Binhe Road, Binjiang village, East District, building 8,, 502 Applicant before: Feng Lin |
|
| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| CF01 | Termination of patent right due to non-payment of annual fee | ||
| CF01 | Termination of patent right due to non-payment of annual fee |
Granted publication date: 20160817 Termination date: 20210924 |