CN104091186B - Bank card quality detection method and device - Google Patents

Bank card quality detection method and device Download PDF

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Publication number
CN104091186B
CN104091186B CN201410310290.XA CN201410310290A CN104091186B CN 104091186 B CN104091186 B CN 104091186B CN 201410310290 A CN201410310290 A CN 201410310290A CN 104091186 B CN104091186 B CN 104091186B
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Prior art keywords
information
card
bank card
detected
chip
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CN201410310290.XA
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CN104091186A (en
Inventor
周新衡
史大鹏
张华鹏
张丰贵
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Industrial and Commercial Bank of China Ltd ICBC
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Industrial and Commercial Bank of China Ltd ICBC
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Priority to CN201410310290.XA priority Critical patent/CN104091186B/en
Publication of CN104091186A publication Critical patent/CN104091186A/en
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Abstract

The embodiment of the invention discloses a bank card quality detection method and device and relates to the technical field of manufacturing of bank cards. The method includes the steps that magnetic stripe information, chip information, card lithoprint information, concave-convex character information and card secret key information of a bank card to be detected are obtained; the card secret key information is verified; if the card secret key information is correct, card data corresponding to the bank card to be detected are obtained, whether the magnetic stripe information, the chip information, the card lithoprint information and the concave-convex character information are consistent with the card data or not is judged, and if the magnetic stripe information, the chip information, the card lithoprint information and the concave-convex character information are consistent with the card data, it is determined that the bank card to be detected is normal; if the card secret key information is wrong, or any information of the magnetic stripe information, the chip information, the card lithoprint information and the concave-convex character information is not consistent with the card data, it is determined that the bank card to be detected is abnormal. The bank card quality detection method and device can solve the problem that an existing bank card may have manufacturing quality defects, and the quality defects can not be easily detected in advance.

Description

Bank card quality determining method and device
Technical field
The present invention relates to bank card manufacturing technology field, more particularly to a kind of bank card quality determining method and device.
Background technology
Bank card (Bank Card) is that the financial institutions such as business bank and postal deposit and remittance mechanism issue to society, is had The credit payment instrument of all or part of functions such as consumer credit, the transfer and settlement of accounts, access cash.Currently, bank card is more Popularization, the annual manufacture of bank card is also increasing year by year.
Currently, with the development of bank card technology, engendered the personalized concept of bank card, i.e., need to be to bank card Card magnetic stripe, convex-concave word information and flat stamping information etc. are individualized, in addition it is also necessary to the writing complex in the chip of bank card Many application messages, these many application messages include financial application information and various industries distinctive application information etc..Individualized Bank card complete after, the individualized bank card can flow into society used.
However, current individualized bank card there may be workmanship defect, the data and key stored in bank card Information there may be mistake, causes bank card security authentification failure and cannot use, or there is safety in bank card use Leak, threatens to banking information system, the safety of influence client and bank capital.
The content of the invention
Embodiments of the invention provide a kind of bank card quality determining method and device, may to solve current bank card There is workmanship defect, and be difficult the problem for detecting in advance.
To reach above-mentioned purpose, the present invention is adopted the following technical scheme that:
A kind of bank card quality determining method, including:
Magnetic strip information, chip information, card flat stamping information, concavo-convex word information and the card for obtaining bank card to be detected are close Key information;
The card key information is verified according to the off line key authentication data for pre-setting, judges the card Whether key information is correct;
If it is correct to determine the card key information, bank card pair to be detected is obtained from bank card system database The card data answered, and judge the magnetic strip information, chip information, card flat stamping information, concavo-convex word information and the number of cards According to whether consistent;
If the magnetic strip information, chip information, card flat stamping information, concavo-convex word information are consistent with the card data, really The fixed bank card to be detected is normal;
If determine the card key information errors, or the magnetic strip information, chip information, card flat stamping information, Any information is inconsistent with the card data among concavo-convex word information, determines the bank card exception to be detected.
Specifically, magnetic strip information, chip information, card flat stamping information, the concavo-convex word for obtaining bank card to be detected Information and card key information, including:
Control video camera shoots the bank card to be detected, obtains the image of the bank card to be detected;
The card flat stamping information and concavo-convex word information in described image are recognized by optical character identification mode.
Specifically, the card flat stamping information and concavo-convex word recognized by optical character identification mode in described image Information, including:
Obtain the picture contrast of bank card to be detected;
According to described image contrast, the interest region of described image is determined, institute is recognized by optical character identification mode State the card flat stamping information and concavo-convex word information in interest region.
Or, it is described by optical character identification mode recognize the bank card to be detected card flat stamping information and Concavo-convex word information, including:
According to the image information features for pre-setting, the card flat stamping information of the bank card to be detected and recessed is recognized Type information, the image information features include the position in character crosspoint and the position and quantity of quantity and character corner.
Or, it is described by optical character identification mode recognize the bank card to be detected card flat stamping information and Concavo-convex word information, including:
According to the character arrangements and pitch information that pre-set, the card flat stamping information of the bank card to be detected is recognized And concavo-convex word information.
Additionally, the magnetic strip information for obtaining bank card to be detected, chip information, card flat stamping information, concavo-convex word letter Breath and card key information, also include:
Control magnetic strip information read write line reads the magnetic strip information from the bank card to be detected.
Specifically, the chip of the bank card to be detected is contact chip or contactless chip.
Specifically, magnetic strip information, chip information, card flat stamping information, the concavo-convex word for obtaining bank card to be detected Information and card key information, including:
Control contactless chip read write line reads the chip information of the contactless chip of the bank card to be detected;
Control contact Flash-writer reads the chip information of the contact chip of the bank card to be detected.
In addition, the bank card quality determining method, also includes:
Service data request is sent to the bank card to be detected;
The business datum that the bank card to be detected is returned is obtained, and verifies whether the business datum is correct;
If the business datum is correct, the corresponding number of cards of bank card to be detected is obtained from bank card system database According to, and judge whether the magnetic strip information, chip information, card flat stamping information, concavo-convex word information are consistent with the card data.
In addition, the bank card quality determining method, also includes:
Be sent to normal bank card in one first collection cartridge by control card transmission device;
Control the card transmission device that abnormal bank card is sent in one second collection cartridge.
A kind of bank card quality detection device, including:
Information acquisition unit, for obtain the magnetic strip information of bank card to be detected, chip information, card flat stamping information, Concavo-convex word information and card key information;
Key information authentication unit, for according to the off line key authentication data that pre-set to the card key information Verified, judged whether the card key information is correct;
Card data authentication unit, for determine the card key information it is correct when, from bank card system data The corresponding card data of bank card to be detected is obtained in storehouse, and judges the magnetic strip information, chip information, card flat stamping letter Whether breath, concavo-convex word information are consistent with the card data;
Normal card determining unit, for the magnetic strip information, chip information, card flat stamping information, concavo-convex word information with When the card data is consistent, determine that the bank card to be detected is normal;
Abnormal card determining unit, for determining the card key information errors, or the magnetic strip information, chip When any information is inconsistent with the card data among information, card flat stamping information, concavo-convex word information, determine described to be detected Bank card exception.
Specifically, described information acquiring unit, including:
Taking module, for controlling video camera to shoot the bank card to be detected, obtains the bank card to be detected Image;
Identification module, for recognizing the card flat stamping information in described image and concavo-convex by optical character identification mode Word information.
Specifically, the identification module is used for:
Obtain the picture contrast of bank card to be detected;
According to described image contrast, the interest region of described image is determined, institute is recognized by optical character identification mode State the card flat stamping information and concavo-convex word information in interest region.
Specifically, the identification module is used for:
According to the image information features for pre-setting, the card flat stamping information of the bank card to be detected and recessed is recognized Type information, the image information features include the position in character crosspoint and the position and quantity of quantity and character corner.
Specifically, the identification module is used for:
According to the character arrangements and pitch information that pre-set, the card flat stamping information of the bank card to be detected is recognized And concavo-convex word information.
Further, described information acquiring unit also includes:
Magnetic strip information reading module, it is described for controlling magnetic strip information read write line to be read from the bank card to be detected Magnetic strip information.
Specifically, the chip of the bank card to be detected in described information acquiring unit is contact chip or contactless Chip.
Further, described information acquiring unit also includes:
Contactless chip read module, for controlling contactless chip read write line to read the bank card to be detected Contactless chip chip information;
Contact chip read module, for controlling contact Flash-writer to read connecing for the bank card to be detected The chip information of touch chip.
In addition, the bank card quality detection device also includes:
Request of data unit, for sending service data request to the bank card to be detected;
Business datum authentication unit, for obtaining the business datum that the bank card to be detected is returned, and verifies described Whether business datum is correct;
The card data authentication unit, is additionally operable to when the business datum is correct, from bank card system database Obtain the corresponding card data of bank card to be detected, and judge the magnetic strip information, chip information, card flat stamping information, recessed Whether type information is consistent with the card data.
Further, the bank card quality detection device, also including gear unit, will for control card transmission device Normal bank card is sent in one first collection cartridge, and controls the card transmission device that abnormal bank card is sent into one second In collection cartridge.
Bank card quality determining method provided in an embodiment of the present invention and device, by the off line key authentication for pre-setting Data are verified to card key information, to judge whether card key information correct, and when key information is correct from The corresponding card data of bank card to be detected is obtained in bank card system database, and judges magnetic strip information, chip information, card Whether piece flat stamping information, concavo-convex word information are consistent with card data;If magnetic strip information, chip information, card flat stamping information, concavo-convex Word information is consistent with card data, determines that bank card to be detected is normal;If determining card key information errors or card Any information and card among key information mistake, or magnetic strip information, chip information, card flat stamping information, concavo-convex word information Data are inconsistent, determine bank card exception to be detected.So, it is easier to inspection for the mass defect that bank card exists during fabrication Measure, it is to avoid safety certification failure of the bank card when being subsequently to be used, or the problem of security breaches occur.
Brief description of the drawings
In order to illustrate more clearly about the embodiment of the present invention or technical scheme of the prior art, below will be to embodiment or existing The accompanying drawing to be used needed for having technology description is briefly described, it should be apparent that, drawings in the following description are only this Some embodiments of invention, for those of ordinary skill in the art, without having to pay creative labor, may be used also Other accompanying drawings are obtained with according to these accompanying drawings.
Fig. 1 is the flow chart of bank card quality determining method provided in an embodiment of the present invention;
Fig. 2 is the structural representation of the bank card quality detecting system in the embodiment of the present invention;
Fig. 3 is the structural representation of the bank card quality detecting system in the embodiment of the present invention;
Fig. 4 is the flow chart of bank card quality determining method provided in an embodiment of the present invention;
The structural representation of the bank card quality detection device that Fig. 5 is provided for the present invention;
The structural representation of the bank card quality detection device that Fig. 6 is provided for the present invention.
Specific embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete Site preparation is described, it is clear that described embodiment is only a part of embodiment of the invention, rather than whole embodiments.It is based on Embodiment in the present invention, it is every other that those of ordinary skill in the art are obtained under the premise of creative work is not made Embodiment, belongs to the scope of protection of the invention.
As shown in figure 1, bank card quality determining method provided in an embodiment of the present invention, including:
Step 101, the magnetic strip information, chip information, card flat stamping information, the concavo-convex word information that obtain bank card to be detected With card key information.
Step 102, card key information is verified according to the off line key authentication data that pre-set, judge card Whether key information is correct.If it is correct to determine card key information, step 103 is performed, if it is wrong to determine card key information By mistake, step 105 is performed.
Step 103, the corresponding card data of bank card to be detected is obtained from bank card system database, and judge magnetic Whether bar information, chip information, card flat stamping information, concavo-convex word information are consistent with card data.If magnetic strip information, chip are believed Breath, card flat stamping information, concavo-convex word information are consistent with card data, step 104 are performed, if magnetic strip information, chip information, card Any information and card data are inconsistent among flat stamping information, concavo-convex word information, perform step 105.
Step 104, determine that bank card to be detected is normal.
Step 105, determine bank card exception to be detected.
What deserves to be explained is, the executive agent of bank card quality determining method provided in an embodiment of the present invention can be a kind of Bank card quality detection device, but it is not only limited to this.
Bank card quality determining method provided in an embodiment of the present invention, by the off line key authentication data pair for pre-setting Card key information is verified, to judge whether card key information is correct, and when key information is correct from bank card The corresponding card data of bank card to be detected is obtained in system database, and judges magnetic strip information, chip information, card flat stamping Whether information, concavo-convex word information are consistent with card data;If magnetic strip information, chip information, card flat stamping information, concavo-convex word information It is consistent with card data, determine that bank card to be detected is normal;If determining card key information errors or card key letter Any information and card data be not among breath mistake, or magnetic strip information, chip information, card flat stamping information, concavo-convex word information Unanimously, bank card exception to be detected is determined.So, it is easier to detect for the mass defect that bank card exists during fabrication, Safety certification failure of the bank card when being subsequently to be used is avoided, or the problem of security breaches occurs.
Specifically, above-mentioned steps 101 obtain card flat stamping information and concavo-convex word information can be in the following way:
Control video camera shoots bank card to be detected, obtains the image of bank card to be detected, is known by optical character Other mode recognizes card flat stamping information and concavo-convex word information on image.
Concavo-convex word information can typically include bank card number, holder name, numbering etc., but be not only limited to this.
The above-mentioned card flat stamping information and concavo-convex word information that are recognized by optical character identification mode on image, can be with Realize in the following way:
The picture contrast of bank card to be detected is obtained, and according to picture contrast, determines the interest region of image, led to Cross card flat stamping information and concavo-convex word information that optical character identification mode is recognized in interest region.
In addition, above-mentioned recognize the card flat stamping information of bank card to be detected and recessed by optical character identification mode Type information, can also realize in the following way:
According to the image information features for pre-setting, the card flat stamping information and concavo-convex word of bank card to be detected are recognized Information, image information features include the position in character crosspoint and the position and quantity of quantity and character corner.
Additionally, above-mentioned recognize the card flat stamping information of bank card to be detected and recessed by optical character identification mode Type information, can also realize in the following way:
According to the character arrangements and pitch information that pre-set, recognize bank card to be detected card flat stamping information and Concavo-convex word information.
In addition, the magnetic strip information that bank card to be detected is obtained in above-mentioned step 101 can be realized in the following way:
Control magnetic strip information read write line reads magnetic strip information from bank card to be detected.
The chip of the bank card to be detected in the present invention can be contact chip or contactless chip.
Additionally, obtaining chip information in above-mentioned step 101, can realize in the following way:
Control contactless chip read write line reads the chip information of the contactless chip of bank card to be detected.
Control contact Flash-writer reads the chip information of the contact chip of bank card to be detected.
Wherein, contactless chip read write line operationally needs to meet non-contact communication agreement (Type A, Type B), And contact Flash-writer needs to meet contact communications protocol (T0, T1).
In addition, after step 104 determines that normal bank card and step 105 determine abnormal bank card, can be with control card Be sent to normal bank card in one first collection cartridge by piece transmission device, and control card transmission device transmits abnormal bank card To in one second collection cartridge.
In order to realize above-mentioned steps 101-105, as shown in Fig. 2 the bank card quality detecting system in the embodiment of the present invention, The system includes the collection collection of cartridge 210, second of operating platform 209, first cartridge 206, bank card the storage box 211 to be detected and outer Connecting port 208.Further, as shown in figure 3, the internal structure of the bank card quality detecting system is included at optical character identification Reason device 202, contactless chip read write line array 212, contact Flash-writer array 204, magnetic strip information read write line 203, Card transmission device 207, central control chip 201, safeguard protection station 205.Central control chip 201 and safeguard protection station 205, Interface 208 and the control connection of operating platform 209 are outreached, operating platform 209 can have input and operating work for computer etc. The equipment of energy.In addition, the central control chip 201 is also deposited with the first collection collection of cartridge 210, second cartridge 206, bank card to be detected Storage box 211, optical character recognition process device 202, contactless chip read write line array 212, contact Flash-writer array 204th, magnetic strip information read write line 203, the control connection of card transmission device 207, to control each several part to work respectively.The silver to be detected Row card the storage box 211 is in one end of card transmission device 207, and the first collection collection cartridge 206 of cartridge 210 and second is driven in card The other end of device 207, the direction of cartridge 206 is collected from bank card the storage box 211 to be detected to the first collection cartridge 210 and second On, card transmission device 207 sequentially passes through magnetic strip information read write line 203, contact Flash-writer array 204, contactless Flash-writer array 212 and optical character recognition process device 202.Can be carried in the optical character recognition process device 202 Video camera 213 for shooting bank card to be detected.
Additionally, the system architecture being directed to shown in above-mentioned Fig. 2 and Fig. 3, preferably manages for the ease of those skilled in the art Solution technical solution of the present invention, is set forth below a more specifically embodiment, as shown in figure 4, silver provided in an embodiment of the present invention Row card quality determining method, including:
Step 301, bank card to be detected is obtained from bank card the storage box to be detected, and be driven by control card and fill Put the transmission bank to be detected and snap into magnetic strip information read write line.
, it is necessary to by one to multiple silver to be detected before bank card to be detected is obtained from bank card the storage box to be detected Row card is put into bank card the storage box to be detected.
What deserves to be explained is, the chip of bank card to be detected can be contact chip or contactless chip.
Step 302, control magnetic strip information read write line read magnetic strip information from bank card to be detected, and by magnetic strip information It is sent to central control chip.
Account name, card validity date information etc. are generally comprised in above-mentioned magnetic strip information, but is not only limited to this.
Step 303, central control chip are parsed to magnetic strip information, and determine whether magnetic strip information parsing is succeeded. If to magnetic strip information successfully resolved, performing step 305;If magnetic strip information is parsed failing, step 304 is performed.
Step 304, determine bank card exception to be detected, and abnormal bank card is sent to this by control card transmission device In second collection cartridge.
Step 305, the magnetic strip information after parsing is carried out into interim storage.Step 306 is continued executing with afterwards.
Step 306, control contactless chip read write line read the chip of the contactless chip of bank card to be detected Information, and the corresponding card key information of contactless chip is obtained, or the Flash-writer reading of control contact is to be detected Bank card contact chip chip information, and obtain the corresponding card key information of contact chip.
Above-mentioned contactless chip read write line and contact Flash-writer can by the way of read write line array, Can simultaneously read multiple bank cards to be detected.
Step 307, chip information and card key information are sent to central control chip.
Step 308, card key information is verified according to the off line key authentication data that pre-set, judge card Whether key information is correct.If determining card key information errors, step 304 is performed.If determining card key information just Really, step 309 is performed.
Off line key authentication data can be previously stored with above-mentioned safeguard protection station, card key letter is being got After breath, can compare checking with the off line key authentication data, so that it is determined that the correctness of card key information.
Step 309, service data request is sent to bank card to be detected, and obtain the industry that bank card to be detected is returned Whether business data, checking business datum is correct.If business datum mistake, step 304 is performed;If business datum is correct, step is performed Rapid 310.
Above-mentioned central control chip can be by internet private line access service system, afterwards can be to be detected Bank card send service request instruction (can be Application Protocol Data Unit (Application Protocol Data Unit, abbreviation APDU) instruction), the business datum that bank card to be detected is returned is obtained afterwards, such that it is able to by the business datum Send to service system.Service system can encrypt group of planes application practical business key to verify the industry by bank The correctness of data of being engaged in, and the related business operation of finishing service data.The corresponding related business of service request instruction Can be pre-configured with.Above-mentioned business operation can be bank card basic service operation (such as inquiry business etc.), or can be Each place property business (the distinctive banking in such as somewhere), or can be bank card sector application etc., but not only limit to In this.
Step 310, control video camera shoot bank card to be detected, obtain the image of bank card to be detected.
Specifically, when the image of bank card to be detected is obtained bank card can be being obtained just by multifaceted reflecting mirror mode Face and verso images.
Step 311, control optical character recognition process device recognize that the card on image is put down by optical character identification mode Official seal is ceased and concavo-convex word information, and flat stamping information and concavo-convex word information are sent into central control chip.
Concavo-convex word information can typically include bank card number, holder name, numbering etc., but be not only limited to this.
Above-mentioned acquisition card flat stamping information and concavo-convex word information can be in the following way:
The picture contrast of bank card to be detected is obtained, and according to picture contrast, determines the interest region of image, led to Cross card flat stamping information and concavo-convex word information that optical character identification mode is recognized in interest region.
Or, according to the image information features for pre-setting, recognize bank card to be detected card flat stamping information and Concavo-convex word information, image information features include the position in character crosspoint and the position and quantity of quantity and character corner.
Or, according to the character arrangements and pitch information that pre-set, recognize the card flat stamping letter of bank card to be detected Breath and concavo-convex word information.
Step 312, the corresponding card data of bank card to be detected is obtained from bank card system database, and judge magnetic Whether bar information, chip information, card flat stamping information, concavo-convex word information are consistent with card data.If magnetic strip information, chip are believed Breath, card flat stamping information, concavo-convex word information have information and card data inconsistent, perform step 304;If magnetic strip information, chip Information, card flat stamping information, concavo-convex word information are consistent with card data, perform step 313.
Step 313, determine that bank card to be detected is normal, and normal bank card is sent to the by control card transmission device In one collection cartridge.
Bank card quality determining method provided in an embodiment of the present invention, by the off line key authentication data pair for pre-setting Card key information is verified, to judge whether card key information is correct, and when key information is correct from bank card The corresponding card data of bank card to be detected is obtained in system database, and judges magnetic strip information, chip information, card flat stamping Whether information, concavo-convex word information are consistent with card data;If magnetic strip information, chip information, card flat stamping information, concavo-convex word information It is consistent with card data, determine that bank card to be detected is normal;If determining card key information errors or card key letter Any information and card data be not among breath mistake, or magnetic strip information, chip information, card flat stamping information, concavo-convex word information Unanimously, bank card exception to be detected is determined.So, it is easier to detect for the mass defect that bank card exists during fabrication, Safety certification failure of the bank card when being subsequently to be used is avoided, or the problem of security breaches occurs.
Corresponding to the bank card quality determining method shown in above-mentioned Fig. 1 and Fig. 4, as shown in figure 5, the bank that the present invention is provided Card quality detection device, including information acquisition unit 401, key information authentication unit 402, card data authentication unit 403, just Normal card determining unit 404, abnormal card determining unit 405.
The information acquisition unit 401, can obtain magnetic strip information, chip information, the card flat stamping of bank card to be detected Information, concavo-convex word information and card key information.
Above-mentioned key information authentication unit 402, can be close to card according to the off line key authentication data for pre-setting Key information verified, judges whether card key information is correct.
Above-mentioned card data authentication unit 403, can determine card key information it is correct when, from bank card system The corresponding card data of bank card to be detected is obtained in database, and judges magnetic strip information, chip information, card flat stamping letter Whether breath, concavo-convex word information are consistent with card data.
Above-mentioned normal card determining unit 404, can be in magnetic strip information, chip information, card flat stamping information, concavo-convex word letter When breath is consistent with card data, determine that bank card to be detected is normal.
Abnormal card determining unit 405, can determining card key information errors, or magnetic strip information, chip information, Any information and during inconsistent card data among card flat stamping information, concavo-convex word information, determines bank card exception to be detected.
Further, as shown in fig. 6, above- mentioned information acquiring unit 401, including:
Taking module 406, can control video camera to shoot bank card to be detected, obtain the figure of bank card to be detected Picture.
Identification module 407, can recognize card flat stamping information on image and concavo-convex by optical character identification mode Word information.
Above-mentioned identification module 407, can obtain the picture contrast of bank card to be detected, and according to picture contrast, Determine the interest region of image, card flat stamping information and concavo-convex word in interest region are recognized by optical character identification mode Information.
Additionally, above-mentioned identification module 407, can also recognize silver to be detected according to the image information features for pre-setting The card flat stamping information and concavo-convex word information of row card, image information features include position and quantity and the word in character crosspoint Accord with position and the quantity of angle point.
In addition, above-mentioned identification module 407, can also recognize to be checked according to the character arrangements and pitch information for pre-setting The card flat stamping information of the bank card of survey and concavo-convex word information.
Further, as shown in fig. 6, above- mentioned information acquiring unit 401 also includes:
Magnetic strip information reading module 408, for controlling magnetic strip information read write line to read magnetic stripe from bank card to be detected Information.
What deserves to be explained is, the chip of the bank card to be detected in above- mentioned information acquiring unit 401 can be contact Chip or contactless chip.
As shown in fig. 6, above- mentioned information acquiring unit 401, can also include:Contactless chip read module 409, can be with Control contactless chip read write line reads the chip information of the contactless chip of bank card to be detected;
Contact chip read module 410, can control contact Flash-writer to read connecing for bank card to be detected The chip information of touch chip.
Further, bank card quality detection device as shown in Figure 6, can also include request of data unit 411, business Data verification units 412.
Wherein, above-mentioned request of data unit 411, can send service data request to bank card to be detected.
Business datum authentication unit 412, can obtain the business datum that bank card to be detected is returned, and verify business number According to whether correct.
In addition card data authentication unit 403, can also obtain when business datum is correct from bank card system database The corresponding card data of bank card to be detected is taken, and judges magnetic strip information, chip information, card flat stamping information, concavo-convex word letter Whether breath is consistent with card data.
Additionally, as shown in fig. 6, above-mentioned bank card quality detection device also include gear unit 413, can be with control card Be sent to normal bank card in one first collection cartridge by transmission device, and be sent to for abnormal bank card by control card transmission device In one second collection cartridge.
What deserves to be explained is, the specific implementation of bank card quality detection device provided in an embodiment of the present invention can join See the embodiment of the method shown in Fig. 1 and Fig. 4, here is omitted.
Bank card quality detection device provided in an embodiment of the present invention, by the off line key authentication data pair for pre-setting Card key information is verified, to judge whether card key information is correct, and when key information is correct from bank card The corresponding card data of bank card to be detected is obtained in system database, and judges magnetic strip information, chip information, card flat stamping Whether information, concavo-convex word information are consistent with card data;If magnetic strip information, chip information, card flat stamping information, concavo-convex word information It is consistent with card data, determine that bank card to be detected is normal;If determining card key information errors or card key letter Any information and card data be not among breath mistake, or magnetic strip information, chip information, card flat stamping information, concavo-convex word information Unanimously, bank card exception to be detected is determined.So, it is easier to detect for the mass defect that bank card exists during fabrication, Safety certification failure of the bank card when being subsequently to be used is avoided, or the problem of security breaches occurs.
It should be understood by those skilled in the art that, embodiments of the invention can be provided as method, system or computer program Product.Therefore, the present invention can be using the reality in terms of complete hardware embodiment, complete software embodiment or combination software and hardware Apply the form of example.And, the present invention can be used and wherein include the computer of computer usable program code at one or more The computer program implemented in usable storage medium (including but not limited to magnetic disk storage, CD-ROM, optical memory etc.) is produced The form of product.
The present invention is the flow with reference to method according to embodiments of the present invention, equipment (system) and computer program product Figure and/or block diagram are described.It should be understood that every first-class during flow chart and/or block diagram can be realized by computer program instructions The combination of flow and/or square frame in journey and/or square frame and flow chart and/or block diagram.These computer programs can be provided The processor of all-purpose computer, special-purpose computer, Embedded Processor or other programmable data processing devices is instructed to produce A raw machine so that produced for reality by the instruction of computer or the computing device of other programmable data processing devices The device of the function of being specified in present one flow of flow chart or multiple one square frame of flow and/or block diagram or multiple square frames.
These computer program instructions may be alternatively stored in can guide computer or other programmable data processing devices with spy In determining the computer-readable memory that mode works so that instruction of the storage in the computer-readable memory is produced and include finger Make the manufacture of device, the command device realize in one flow of flow chart or multiple one square frame of flow and/or block diagram or The function of being specified in multiple square frames.
These computer program instructions can be also loaded into computer or other programmable data processing devices so that in meter Series of operation steps is performed on calculation machine or other programmable devices to produce computer implemented treatment, so as in computer or The instruction performed on other programmable devices is provided for realizing in one flow of flow chart or multiple flows and/or block diagram one The step of function of being specified in individual square frame or multiple square frames.
Apply specific embodiment in the present invention to be set forth principle of the invention and implementation method, above example Explanation be only intended to help and understand the method for the present invention and its core concept;Simultaneously for those of ordinary skill in the art, According to thought of the invention, will change in specific embodiments and applications, in sum, in this specification Appearance should not be construed as limiting the invention.

Claims (18)

1. a kind of bank card quality determining method, it is characterised in that bank card is realized by a bank card quality detecting system Quality testing, the bank card quality detecting system includes operating platform, the first collection cartridge, the second collection cartridge, bank to be detected Card the storage box and outreach interface;The internal structure of the bank card quality detecting system includes optical character recognition process device, non- Contact Flash-writer array, contact Flash-writer array, magnetic strip information read write line, card transmission device, center control Coremaking piece, safeguard protection station;Central control chip and safeguard protection station, outreach interface and operating platform control be connected, operation Platform is the equipment with input and operating function;The central control chip also with the first collection cartridge, the second collection cartridge, to be detected Bank card the storage box, optical character recognition process device, contactless chip read write line array, contact Flash-writer array, Magnetic strip information read write line, the control connection of card transmission device, to control each several part to work respectively;The bank card the storage box to be detected In one end of card transmission device, and the first collection cartridge and the second collection cartridge be in the other end of card transmission device, to be detected On direction of the bank card the storage box to the first collection cartridge and the second collection cartridge, card transmission device sequentially passes through magnetic strip information read-write Device, contact Flash-writer array, contactless chip read write line array and optical character recognition process device;The optics With the video camera for shooting bank card to be detected in character recognition processor;
Methods described includes:
Obtain magnetic strip information, chip information, card flat stamping information, concavo-convex word information and the card key letter of bank card to be detected Breath;
The card key information is verified according to the off line key authentication data for pre-setting, judges the card key Whether information is correct;
If it is correct to determine the card key information, bank card to be detected is obtained from bank card system database corresponding Card data, and judge that the magnetic strip information, chip information, card flat stamping information, concavo-convex word information are with the card data It is no consistent;
If the magnetic strip information, chip information, card flat stamping information, concavo-convex word information are consistent with the card data, institute is determined State bank card to be detected normal;
If the card key information errors are determined, or it is the magnetic strip information, chip information, card flat stamping information, concavo-convex Any information is inconsistent with the card data among word information, determines the bank card exception to be detected;
Be sent to normal bank card in one first collection cartridge by control card transmission device;
Control the card transmission device that abnormal bank card is sent in one second collection cartridge.
2. bank card quality determining method according to claim 1, it is characterised in that acquisition bank card to be detected Magnetic strip information, chip information, card flat stamping information, concavo-convex word information and card key information, including:
Control video camera shoots the bank card to be detected, obtains the image of the bank card to be detected;
The card flat stamping information and concavo-convex word information in described image are recognized by optical character identification mode.
3. bank card quality determining method according to claim 2, it is characterised in that described by optical character identification side Card flat stamping information and concavo-convex word information in formula identification described image, including:
Obtain the picture contrast of bank card to be detected;
According to described image contrast, the interest region of described image is determined, recognized by optical character identification mode described emerging The card flat stamping information and concavo-convex word information in interesting region.
4. bank card quality determining method according to claim 2, it is characterised in that described by optical character identification side Formula recognizes the card flat stamping information and concavo-convex word information of the bank card to be detected, including:
According to the image information features for pre-setting, the card flat stamping information and concavo-convex word of the bank card to be detected are recognized Information, the image information features include the position in character crosspoint and the position and quantity of quantity and character corner.
5. bank card quality determining method according to claim 2, it is characterised in that described by optical character identification side Formula recognizes the card flat stamping information and concavo-convex word information of the bank card to be detected, including:
According to the character arrangements and pitch information that pre-set, recognize the bank card to be detected card flat stamping information and Concavo-convex word information.
6. bank card quality determining method according to claim 2, it is characterised in that acquisition bank card to be detected Magnetic strip information, chip information, card flat stamping information, concavo-convex word information and card key information, also include:
Control magnetic strip information read write line reads the magnetic strip information from the bank card to be detected.
7. bank card quality determining method according to claim 2, it is characterised in that the core of the bank card to be detected Piece is contact chip or contactless chip.
8. bank card quality determining method according to claim 7, it is characterised in that acquisition bank card to be detected Magnetic strip information, chip information, card flat stamping information, concavo-convex word information and card key information, including:
Control contactless chip read write line reads the chip information of the contactless chip of the bank card to be detected;
Control contact Flash-writer reads the chip information of the contact chip of the bank card to be detected.
9. bank card quality determining method according to claim 1, it is characterised in that also include:
Service data request is sent to the bank card to be detected;
The business datum that the bank card to be detected is returned is obtained, and verifies whether the business datum is correct;
If the business datum is correct, the corresponding card data of bank card to be detected is obtained from bank card system database, And judge whether the magnetic strip information, chip information, card flat stamping information, concavo-convex word information are consistent with the card data.
10. a kind of bank card quality detection device, it is characterised in that bank card is realized by a bank card quality detecting system Quality testing, the bank card quality detecting system includes operating platform, the first collection cartridge, the second collection cartridge, bank to be detected Card the storage box and outreach interface;The internal structure of the bank card quality detecting system includes optical character recognition process device, non- Contact Flash-writer array, contact Flash-writer array, magnetic strip information read write line, card transmission device, center control Coremaking piece, safeguard protection station;Central control chip and safeguard protection station, outreach interface and operating platform control be connected, operation Platform is the equipment with input and operating function;The central control chip also with the first collection cartridge, the second collection cartridge, to be detected Bank card the storage box, optical character recognition process device, contactless chip read write line array, contact Flash-writer array, Magnetic strip information read write line, the control connection of card transmission device, to control each several part to work respectively;The bank card the storage box to be detected In one end of card transmission device, and the first collection cartridge and the second collection cartridge be in the other end of card transmission device, to be detected On direction of the bank card the storage box to the first collection cartridge and the second collection cartridge, card transmission device sequentially passes through magnetic strip information read-write Device, contact Flash-writer array, contactless chip read write line array and optical character recognition process device;The optics With the video camera for shooting bank card to be detected in character recognition processor;
The bank card quality detection device, including:
Information acquisition unit, for obtaining the magnetic strip information of bank card to be detected, chip information, card flat stamping information, concavo-convex Word information and card key information;
Key information authentication unit, for being carried out to the card key information according to the off line key authentication data for pre-setting Checking, judges whether the card key information is correct;
Card data authentication unit, for determine the card key information it is correct when, from bank card system database Obtain the corresponding card data of bank card to be detected, and judge the magnetic strip information, chip information, card flat stamping information, recessed Whether type information is consistent with the card data;
Normal card determining unit, for the magnetic strip information, chip information, card flat stamping information, concavo-convex word information with it is described When card data is consistent, determine that the bank card to be detected is normal;
Abnormal card determining unit, for determining the card key information errors, or the magnetic strip information, chip letter When any information is inconsistent with the card data among breath, card flat stamping information, concavo-convex word information, determine described to be detected Bank card exception;
Described bank card quality detection device, also including gear unit, for control card transmission device by normal bank card It is sent in one first collection cartridge, and controls the card transmission device that abnormal bank card is sent in one second collection cartridge.
11. bank card quality detection devices according to claim 10, it is characterised in that described information acquiring unit, bag Include:
Taking module, for controlling video camera to shoot the bank card to be detected, obtains the figure of the bank card to be detected Picture;
Identification module, for recognizing the card flat stamping information in described image and concavo-convex word letter by optical character identification mode Breath.
12. bank card quality detection devices according to claim 11, it is characterised in that the identification module, it is specific to use In:
Obtain the picture contrast of bank card to be detected;
According to described image contrast, the interest region of described image is determined, recognized by optical character identification mode described emerging The card flat stamping information and concavo-convex word information in interesting region.
13. bank card quality detection devices according to claim 11, it is characterised in that the identification module, it is specific to use In:
According to the image information features for pre-setting, the card flat stamping information and concavo-convex word of the bank card to be detected are recognized Information, the image information features include the position in character crosspoint and the position and quantity of quantity and character corner.
14. bank card quality detection devices according to claim 11, it is characterised in that the identification module, it is specific to use In:
According to the character arrangements and pitch information that pre-set, recognize the bank card to be detected card flat stamping information and Concavo-convex word information.
15. bank card quality detection devices according to claim 11, it is characterised in that described information acquiring unit, also Including:
Magnetic strip information reading module, for controlling magnetic strip information read write line to read the magnetic stripe from the bank card to be detected Information.
16. bank card quality detection devices according to claim 11, it is characterised in that in described information acquiring unit The chip of bank card to be detected is contact chip or contactless chip.
17. bank card quality detection devices according to claim 16, it is characterised in that described information acquiring unit, also Including:
Contactless chip read module, for controlling contactless chip read write line to read the non-of the bank card to be detected The chip information of contact chip;
Contact chip read module, for controlling contact Flash-writer to read the contact of the bank card to be detected The chip information of chip.
18. bank card quality detection devices according to claim 10, it is characterised in that also include:
Request of data unit, for sending service data request to the bank card to be detected;
Business datum authentication unit, for obtaining the business datum that the bank card to be detected is returned, and verifies the business Whether data are correct;
The card data authentication unit, is additionally operable to when the business datum is correct, is obtained from bank card system database The corresponding card data of bank card to be detected, and judge the magnetic strip information, chip information, card flat stamping information, concavo-convex word Whether information is consistent with the card data.
CN201410310290.XA 2014-07-01 2014-07-01 Bank card quality detection method and device Active CN104091186B (en)

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CN105139051A (en) * 2015-09-24 2015-12-09 广东曙光自动化设备股份有限公司 IC card information detection method and detection system
US11386636B2 (en) * 2019-04-04 2022-07-12 Datalogic Usa, Inc. Image preprocessing for optical character recognition
CN111667646B (en) * 2020-06-16 2022-05-27 中国银行股份有限公司 Method and device for fetching swallowed card

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