CN103778558A

CN103778558A - Credit center contract production apparatus and credit contract production system thereof

Info

Publication number: CN103778558A
Application number: CN201210411365.4A
Authority: CN
Inventors: 韩彪
Original assignee: Ricoh Printing System Technology Shanghai Co Ltd
Current assignee: Ricoh Printing System Technology Shanghai Co Ltd
Priority date: 2012-10-25
Filing date: 2012-10-25
Publication date: 2014-05-07

Abstract

The invention provides a credit center contract production apparatus and a credit contract production system thereof. With the credit center contract production apparatus and the credit contract production system thereof adopted, credit contracts which are signed when users borrow money from financial institutions, can be produced. The credit center contract production apparatus is provided with an input display portion which inputs and displays user credit information corresponding to item identification codes of credit items according to the credit items specified by the users, a credit center communication portion which correspondingly transmits the user credit information and the item identification codes to a credit management master service device, and receives standard credit contract contents, print setting type codes, and contract numbers which are corresponding to the item identification codes from the credit management master service device, and a printing setting storage part which stores printing conditions which are corresponding to the print setting type codes, a printing condition acquisition part which retrieves the printing setting storage part according to the print setting type codes received by a production side communication part, so as to obtain the printing conditions, a print production part which produces the credit contracts according to the printing conditions, the standard credit contract contents, the contract numbers and the user credit information.

Description

Credit center contract making apparatus and finance contract manufacturing system thereof

Technical field

The finance contract manufacturing system that the present invention relates to a kind of credit center contract making apparatus and contain at least one credit center contract making apparatus.

Background technology

In various financial institutions as the credit management center subordinate's of bank credit service centre, user can select different credit projects, as house property credit project, commercial credit project etc., once user's condition meets credit requirement, between user and bank, just need to sign corresponding finance contract.

Because bank is to ununified the formulating standard of finance contract, therefore each credit service centre works out various standard contract templates to carry out printing bookbinding and bind into book form and form standard contract mould printing product separately in advance, then according to filling in that hurdle is filled in or user's credit information of superadd-print necessity in this printed matter.In this case, for same credit project, the version of the finance contract that different credit service centres and client sign is inconsistent, for example, that some finance contracts are that one side is printed, had plenty of is duplex printing, that have plenty of landscape orientation, have plenty of vertical printing, when the finance contract of these different editions is pooled to the administrative center of bank after having signed, will make troubles to follow-up.

In addition, because the user of each credit service centre is a lot, so the quantity of each printing bookbinding finance contract is all very huge, but, for example because in finance contract have some attached sheet often to change and while not needing finance contract to bind, for the attached sheet in finance contract that previous printing bookbinding completes are replaced, need to expend certain one-tenth and originally go nail to process to stapled finance contract in advance.For example when needing obsolescence clause content or change when contractual format in standard contract template, previously the printed standard contract mould printing product that complete all can only cancel again, and waste is serious.

Further, in the time signing a contract, in the time signing finance contract by hand-written mode, the identification degree of the writing of filling on contract is difficult to be guaranteed, just likely can not correctly identify filled in information, in the time signing finance contract by the mode of superadd-print, there is dislocation and not carefully and neatly done in user's credit information of printing and credit terms, even causes user's credit information not corresponding with credit terms.Not only to credit, work makes troubles such situation, brings loss also likely to bank or user.

Therefore, in the urgent need to a kind of credit center contract making apparatus that can address the above problem and finance contract manufacturing system thereof.

Summary of the invention

The invention provides a kind of credit center contract making apparatus, while being used for user to carry out credit to financial institution, the finance contract of signing is made, be arranged on the credit service centre of financial institution, communication network by financial institution can be connected mutually communicatedly with the total service equipment of the credit management of the credit control data corporation that is arranged on financial institution, it is characterized in that, comprise: input display part, the input of credit project the demonstration user credit information corresponding with the item recognition code of credit project of specifying according to user; Credit center Department of Communication Force, be used for corresponding with the item recognition code user's credit information total service equipment of the credit management that sends to, and accept standard finance contract content and the setting of printing type codes corresponding with item recognition code from the total service equipment of this credit management, and the contract number of being issued by the total service equipment of the credit management; Setting of printing storage part, stores the print conditions corresponding with setting of printing type codes; Print conditions acquisition unit, thus the setting of printing type codes retrieval setting of printing storage part receiving according to making side Department of Communication Force obtains print conditions; Printing and making portion, according to print conditions, standard finance contract content, contract number and user's credit information, finance contract completes.

In addition, the present invention also provides a kind of finance contract manufacturing system, while being used for user to carry out credit to financial institution, the finance contract of signing is made, it is characterized in that, comprise: the total service equipment of the credit management, be arranged on the credit control data corporation of financial institution, for the prescribed contract umber of storing the standard finance contract content of at least one credit project and setting corresponding to this standard finance contract content, store the user credit information that contain user identification code corresponding with this standard finance contract content, and the distribution contract number corresponding with user identification code, and at least one credit center contract making apparatus, be arranged on the credit service centre of financial institution, communication network by financial institution can be connected mutually communicatedly with the total service equipment of the credit management, credit center contract making apparatus has: input display part, the input of credit project the demonstration user credit information corresponding with the item recognition code of credit project of specifying according to user, credit center Department of Communication Force, be used for corresponding with the item recognition code user's credit information total service equipment of the credit management that sends to, and accept standard finance contract content and the setting of printing type codes corresponding with item recognition code from the total service equipment of this credit management, and the contract number of being issued by the total service equipment of the credit management, setting of printing storage part, stores the print conditions corresponding with setting of printing type codes, print conditions acquisition unit, thus the setting of printing type codes retrieval setting of printing storage part receiving according to making side Department of Communication Force obtains print conditions, printing and making portion, according to print conditions, standard finance contract content, contract number and user's credit information, finance contract completes.

Invention effect and effect

According to credit center contract making apparatus provided by the invention and finance contract manufacturing system thereof, because printing and making portion is according to print conditions, standard finance contract content, contract number and the user's credit information finance contract that completes, so not only can automatically make finance contract, and can make according to unified print conditions the finance contract of same credit project, thereby make financial institution can alleviate staff's burden, can conveniently manage again various finance contracts.

Accompanying drawing explanation

Fig. 1 is the block diagram of the present invention's finance contract manufacturing system in an embodiment;

Fig. 2 is the application schematic diagram of the present invention's finance contract manufacturing system in an embodiment;

Fig. 3 is the block diagram of the present invention's total service equipment of the credit management in an embodiment;

Fig. 4 is the structural representation of the present invention's standard finance contract content storage part in an embodiment;

Fig. 5 is the structural representation of the present invention's user's credit information storage part in an embodiment;

Fig. 6 is the schematic diagram that picture is upgraded in the present invention's input in an embodiment.

Fig. 7 be the present invention's total service equipment of the credit management in an embodiment standard finance contract content and setting of printing type codes thereof are inputted to the schematic flow sheet upgrading.

Fig. 8 is the block diagram of the present invention's credit center contract making apparatus in an embodiment.

Fig. 9 is the schematic diagram that picture is selected in the present invention's making in an embodiment.

Figure 10 is the structural representation of the present invention's setting of printing storage part in an embodiment.

Figure 11 is the schematic flow sheet of the present invention's finance contract manufacturing system in an embodiment;

Figure 12 is the printing and making process flow diagram of the present invention's Print Contract producing device in an embodiment.

Embodiment

Credit center contract making apparatus of the present invention is as a kind of concrete example, while being used for user to carry out credit to financial institution, the finance contract of signing is made, be arranged on the credit service centre of financial institution, communication network by financial institution can be connected mutually communicatedly with the total service equipment of the credit management of the credit control data corporation that is arranged on financial institution, it is characterized in that, comprise: input display part, the input of credit project the demonstration user credit information corresponding with the item recognition code of credit project of specifying according to user; Credit center Department of Communication Force, be used for corresponding with the item recognition code user's credit information total service equipment of the credit management that sends to, and accept standard finance contract content and the setting of printing type codes corresponding with item recognition code from the total service equipment of this credit management, and the contract number of being issued by the total service equipment of the credit management, setting of printing storage part, stores the print conditions corresponding with setting of printing type codes; Print conditions acquisition unit, thus the setting of printing type codes retrieval setting of printing storage part receiving according to making side Department of Communication Force obtains print conditions; Printing and making portion, according to print conditions, standard finance contract content, contract number and user's credit information, finance contract completes.

Further, credit center contract making apparatus in example of the present invention can also have such feature: comprise credit service terminal arrangement and communicate with this credit service terminal arrangement the Print Contract producing device being connected, input display part and credit center Department of Communication Force form credit service terminal arrangement, setting of printing storage part, print conditions acquisition unit and printing and making portion form printing and making device, credit center Department of Communication Force is the standard finance contract content receiving, setting of printing type codes, contract number, and user's credit information sends to Print Contract producing device, Print Contract producing device also has the side of making Department of Communication Force, for accepting to come from the standard finance contract content of credit service terminal arrangement, setting of printing type codes, contract number, and user's credit information.

Further, credit center contract making apparatus in example of the present invention can also have such feature: comprise credit service terminal arrangement and communicate with this credit service terminal arrangement the Print Contract producing device being connected, input display part, credit center Department of Communication Force, setting of printing storage part and print conditions acquisition unit form credit service terminal arrangement, printing and making portion is arranged in printing and making device, credit center Department of Communication Force is the standard finance contract content receiving, setting of printing type codes, contract number, user's credit information and print conditions send to Print Contract producing device, Print Contract producing device also has the side of making Department of Communication Force, for accepting to come from the standard finance contract content of credit service terminal arrangement, setting of printing type codes, contract number, user's credit information and print conditions.

Further, the credit center contract making apparatus in example of the present invention can also have such feature: whether whether whether print conditions comprises expression needs the front cover parameters of Print Contract front cover, represent to need back cover parameters, the expression of Print Contract back cover to need bookbinding parameters, the expression of binding to be landscape orientation or the vertical direction parameters of printing and to represent it is at least one in one side printing or the mode parameters of duplex printing.

Further, credit center contract making apparatus in example of the present invention can also have such feature: the credit center Department of Communication Force of credit service terminal arrangement is also accepted the prescribed contract umber corresponding with item recognition code from the total service equipment of the credit management, and prescribed contract umber is sent to Print Contract producing device together with contract number, Print Contract producing device also has: Department of Statistics, the quantity performed of the finance contract of the same contract number that adding up is done makes; Print and judge control part, prescribed contract umber and quantity performed are compared, in the time that prescribed contract umber is greater than quantity performed, control printing and making portion carries out lower portion printing and making according to print conditions, in the time that prescribed contract umber equals quantity performed, control printing and making portion and stop action, make side Department of Communication Force and stop being sent completely quantity to credit service terminal arrangement after action in printing and making portion, the input display part of credit service terminal arrangement shows quantity performed.

Further, credit center contract making apparatus in example of the present invention can also have such feature: input display part further one of input is made request umber again, Print Contract producing device also has: memory portion, corresponding with contract number, memory prescribed contract umber and quantity performed, excess judges control part, according to again making request umber, prescribed contract umber and quantity performed, judgement again make request umber and quantity performed with whether be less than prescribed contract umber, when being judged as while being less than, control to print and judge control part action, in the time that judgement is not less than, sends a mandate and require signal to input display part.

Further, credit center contract making apparatus in example of the present invention can also have such feature: input display part also has an authorization portions, input display part is received to authorize at service side Department of Communication Force and is required after signal, show and require to authorize picture prompting operation person to authorize by authorization portions, and send out authorization signal by service side Department of Communication Force, excess judges that control part authorizes while requiring not receive correct authorization signal in schedule time after signal sending, and controls a caveat section and sends the possible warning of fraud; While receiving in the given time correct authorization signal, control printing and making portion and complete printing and making according to again making request umber.

Further, credit center contract making apparatus in example of the present invention can also have such feature: Print Contract producing device also has contract graphic code generating unit, at least based on contract, number generation contract graphic code, printing and making portion is further printed on contract graphic code on every one page of finance contract in printing and making.

Further, the credit center contract making apparatus in example of the present invention can also have such feature: contract graphic code also contains the page number.

In addition, example of the present invention also provides a kind of finance contract manufacturing system, while being used for user to carry out credit to financial institution, the finance contract of signing is made, it has such feature: comprise the total service equipment of the credit management, be arranged on the credit control data corporation of financial institution, for the setting of printing type codes of storing the standard finance contract content of at least one credit project and setting corresponding to this standard finance contract content, store the user credit information that contain user identification code corresponding with this standard finance contract content, and the distribution contract number corresponding with user identification code, and at least one credit center contract making apparatus, be arranged on the credit service centre of financial institution, communication network by financial institution can be connected mutually communicatedly with the total service equipment of the credit management, credit center contract making apparatus has: input display part, the input of credit project the demonstration user credit information corresponding with the item recognition code of credit project of specifying according to user, credit center Department of Communication Force, be used for corresponding with the item recognition code user's credit information total service equipment of the credit management that sends to, and accept standard finance contract content and the setting of printing type codes corresponding with item recognition code from the total service equipment of this credit management, and the contract number of being issued by the total service equipment of the credit management, setting of printing storage part, stores the print conditions corresponding with setting of printing type codes, print conditions acquisition unit, thus the setting of printing type codes retrieval setting of printing storage part receiving according to making side Department of Communication Force obtains print conditions, printing and making portion, according to print conditions, standard finance contract content, contract number and user's credit information, finance contract completes.

Further, finance contract manufacturing system in example of the present invention can also have such feature: comprise credit service terminal arrangement and communicate with this credit service terminal arrangement the Print Contract producing device being connected, wherein, input display part and credit center Department of Communication Force form credit service terminal arrangement, setting of printing storage part, print conditions acquisition unit and printing and making portion form printing and making device, credit center Department of Communication Force is the standard finance contract content receiving, setting of printing type codes, contract number, and user's credit information sends to Print Contract producing device, Print Contract producing device also has the side of making Department of Communication Force, for accepting to come from the standard finance contract content of credit service terminal arrangement, setting of printing type codes, contract number, and user's credit information.

Further, finance contract manufacturing system in example of the present invention can also have such feature: comprise credit service terminal arrangement and communicate with this credit service terminal arrangement the Print Contract producing device being connected, wherein, input display part, credit center Department of Communication Force, setting of printing storage part and print conditions acquisition unit form credit service terminal arrangement, printing and making portion is arranged in printing and making device, credit center Department of Communication Force is the standard finance contract content receiving, setting of printing type codes, contract number, user's credit information and print conditions send to Print Contract producing device, Print Contract producing device also has the side of making Department of Communication Force, for accepting to come from the standard finance contract content of credit service terminal arrangement, setting of printing type codes, contract number, user's credit information and print conditions.

Further, the finance contract manufacturing system in example of the present invention can also have such feature: whether whether whether print conditions comprises expression needs the front cover parameters of Print Contract front cover, represent to need back cover parameters, the expression of Print Contract back cover to need bookbinding parameters, the expression of binding to be landscape orientation or the vertical direction parameters of printing and to represent it is at least one in one side printing or the mode parameters of duplex printing.

Further, finance contract manufacturing system in example of the present invention can also have such feature: the total service equipment of the credit management also stores the prescribed contract umber corresponding with described standard finance contract content, the credit center Department of Communication Force of credit service terminal arrangement is also accepted the prescribed contract umber corresponding with item recognition code from the total service equipment of the credit management, and prescribed contract umber is sent to Print Contract producing device together with contract number, Print Contract producing device also has: Department of Statistics, the quantity performed of the finance contract of the same contract number that adding up is done makes, print and judge control part, prescribed contract umber and quantity performed are compared, in the time that prescribed contract umber is greater than quantity performed, control printing and making portion carries out lower portion printing and making according to print conditions, in the time that prescribed contract umber equals quantity performed, control printing and making portion and stop action, make side Department of Communication Force and stop being sent completely quantity to credit service terminal arrangement after action in printing and making portion, the input display part of credit service terminal arrangement shows quantity performed.

Further, finance contract manufacturing system in example of the present invention can also have such feature: wherein, input display part further one of input is made request umber again, Print Contract producing device also has: memory portion, corresponding with contract number, memory prescribed contract umber and quantity performed, excess judges control part, according to again making request umber, prescribed contract umber and quantity performed, judgement again make request umber and quantity performed with whether be less than prescribed contract umber, when being judged as while being less than, control to print and judge control part action, in the time that judgement is not less than, sends a mandate and require signal to input display part.

Further, finance contract manufacturing system in example of the present invention can also have such feature: wherein, input display part also has an authorization portions, input display part is received to authorize at service side Department of Communication Force and is required after signal, show and require to authorize picture prompting operation person to authorize by authorization portions, and send out authorization signal by service side Department of Communication Force, excess judges that control part authorizes while requiring not receive correct authorization signal in schedule time after signal sending, and controls a caveat section and sends the possible warning of fraud; While receiving in the given time correct authorization signal, control printing and making portion and complete printing and making according to again making request umber.

Further, finance contract manufacturing system in example of the present invention can also have such feature: Print Contract producing device also has contract graphic code generating unit, at least based on contract, number generation contract graphic code, printing and making portion is further printed on contract graphic code on every one page of finance contract in printing and making.

Further, the finance contract manufacturing system in example of the present invention can also have such feature: contract graphic code also contains the page number.

Further, the finance contract manufacturing system in example of the present invention can also have such feature: Print Contract producing device also has: trade mark storage part, the brand logo of storage financial institution; And watermark generating unit, according to brand logo generating watermark information, printing and making portion is further at least printed on watermark information on the clause page of finance contract in printing and making.

Further, finance contract manufacturing system in example of the present invention can also have such feature: wherein, the total service equipment of the credit management has: contract number distribution department, issues corresponding contract number according to the user's credit information receiving with item recognition code; Standard finance contract content storage part, credit item recognition code, standard finance contract content and prescribed contract umber is corresponding stores; User's credit information storage part, credit item recognition code, user's credit information is corresponding with contract number to be stored; And management-side Department of Communication Force, acceptance comes from user's credit information and the item recognition code of credit center contract making apparatus; And sending the standard finance contract content corresponding with item recognition code according to item recognition code, the contract number of prescribed contract umber, distribution and user's credit information are to credit center contract making apparatus.

Further, the finance contract manufacturing system in example of the present invention can also have such feature: the total service equipment of the credit management also has input renewal portion, for input and new standard finance contract content more.

Below in conjunction with accompanying drawing and embodiment, credit center contract making apparatus of the present invention and finance contract manufacturing system thereof are elaborated.

Fig. 1 is the block diagram of the present invention's finance contract manufacturing system in an embodiment.

As shown in Figure 1, a kind of for automatically completing the finance contract manufacturing system 10 of making of the finance contract that user is signed in the time that bank carries out credit, there is the total service equipment 11 of the credit management, the inner the Internet 12 of bank, multiple credit center contract making apparatus 13.The inner the Internet 12 of bank, as communication network, makes the total service equipment 11 of the credit management and each credit center contract making apparatus 13 communication mutually.

Credit center contract making apparatus 13 is all arranged on respectively the credit service centre of bank, can mutually be connected communicatedly by the total service equipment of the Internet and the credit management of bank inside.The function of this credit center contract making apparatus 13 is according to standard finance contract content, setting of printing type codes, prescribed contract umber and user's credit information print finance contract, have credit service terminal arrangement 14 and Print Contract producing device 15.Credit service terminal arrangement 14 interconnects with Print Contract producing device 15, thereby can intercom mutually.

Fig. 2 is the application schematic diagram of the present invention's finance contract manufacturing system in an embodiment.

As shown in Figure 2, the total service equipment 11 of the credit management, as the credit data director server of bank, is arranged on the credit control data corporation of bank.

The function of the total service equipment 11 of this credit management is to store user's credit information of the standard finance contract content of at least one credit project (as house property project, article of consumption etc.), the setting of printing type codes setting, include user corresponding with standard finance contract content identification, and the distribution contract number corresponding with user identification code.In addition, in the total service equipment 11 of this credit management, also store the prescribed contract umber corresponding with standard finance contract content.

Fig. 3 is the block diagram of the present invention's total service equipment of the credit management in an embodiment.

As shown in Figure 3, the function having in order to realize the total service equipment 11 of the credit management, in the present embodiment, adopted there is contract number distribution department 111, the structure of standard finance contract content storage part 112, user's credit information storage part 113, input renewal portion 114, management-side temporary storage part 115, retrieval obtaining section 116, management-side Department of Communication Force 117, management-side picture storage part 119 and management-side control part 118.

In management-side control part 118, be provided with control each several part and do not realize the program of function separately, realize function separately for controlling above-mentioned each portion.

Fig. 4 is the structural representation of the present invention's standard finance contract content storage part in an embodiment.

As shown in Figure 4,112 of standard finance contract content storage parts and credit project name, credit item recognition code, the every corresponding data of standard finance contract content, setting of printing type codes and prescribed contract umber etc. are stored.

In standard finance contract content storage part 112, house property credit identification code is 00001, and treaty content is corresponding thereto Fangchan.doc FileVersion, and corresponding setting of printing type codes is that T1, corresponding prescribed contract umber are three parts etc.; Commercial credit identification code is 00002, and treaty content is corresponding thereto Shangye.doc FileVersion, and corresponding setting of printing type codes is that T2, corresponding prescribed contract umber are four parts etc.

Management-side picture storage part 119 stores a width input and upgrades picture.In the time that the operating personnel of the credit control data corporation of bank need to input new standard finance contract content and/or setting of printing type codes or upgrade original standard finance contract content and/or setting of printing type codes, picture is upgraded in the input that management-side control part 118 calls in management-side picture storage part 119, and this input is upgraded to picture disply in input renewal portion 114, thereby can upgrading picture in this input, the operating personnel of credit control data corporation select.

Fig. 6 is the schematic diagram that picture is upgraded in the input in the present embodiment.

As shown in Figure 6, the input that input renewal portion 114 shows is upgraded picture 300 and is had viewing area 301, input area 302, " input " button 303, Update button 304 and " cancellation " button 305.

Viewing area 301 shows " ask cuit identification code and select the new standard finance contract content of input still to upgrade original standard finance contract content and/or setting of printing type codes ".

Input area 302 is for inputting item recognition code." input " button 303, Update button 304 and " cancellation " button 305 are selected for the operating personnel for bank credit control data corporation.Operating personnel click " input " button 303 and have selected next to need to input new standard finance contract content and/or setting of printing type codes; Click Update button 304 and selected next to need to upgrade original standard finance contract content and/or setting of printing type codes; Click " cancellation " button 305 and selected to cancel the operation of this time.After making a choice, the operating personnel of the credit control data corporation of bank can correspondingly input corresponding to item recognition code or the content such as standard finance contract content and setting of printing type codes thereof in new standard finance contract content storage part 112 more.

When the operating personnel of bank credit control data corporation make be chosen as " input " time, input renewal portion 114 allow these operating personnel input new standard finance contract content and/or setting of printing type codes and these new standard finance contract contents and/or setting of printing type codes are stored in standard finance contract content storage part 112.

When the operating personnel of bank credit control data corporation make be chosen as " renewal " time, the item recognition code inputted according to these operating personnel of retrieval obtaining section 116 retrieves from standard finance contract content storage part 112 needs standard finance contract content and/or the setting of printing type codes upgraded.Next, input renewal portion 114 shows the standard finance contract content and/or the setting of printing type codes that need renewal, the original standard finance contract content and/or the setting of printing type codes that allow these operating personnel be retrieved retrieval obtaining section 116 are upgraded, and the standard finance contract content after renewal and/or setting of printing type codes are stored in standard finance contract content storage part 112 under the control of management-side control part 118.

Once operating personnel input or upgraded standard finance contract content and/or setting of printing type codes, standard finance contract content and setting of printing type codes just become relation one to one, for the finance contract corresponding with the item recognition code of operating personnel's input in input renewal picture 300, its setting of printing type codes is certain, and the print conditions (can be described in detail this print conditions below) of answering in contrast has just been determined.

Management-side Department of Communication Force 117 is mainly used in communicating with credit center contract making apparatus 13, accept that credit center contract making apparatus 13 sends over need standard finance contract content require signal and user's credit information and item recognition code, then send corresponding standard finance contract content, setting of printing type codes, contract number and prescribed contract umber to credit center contract making apparatus 13 according to the user identification code having in user's credit information and item recognition code.

User's credit information that management-side temporary storage part 115 is received as management-side Department of Communication Force 117 for temporary transient storage and item recognition code etc.

Fig. 5 is the structural representation of the user's credit information storage part 113 in the present embodiment.

As shown in Figure 5, user's credit information storage part 113 stores each user's who signs finance contract record,, there are credit project name, credit item recognition code, contract number, address name, annual income, loan value, loan interest rate, the amount of money, loan initial time, loan value etc. the recording of information of refunding monthly corresponding to user's credit information and item recognition code.

For example, user identification code is 3101234567890, the user that credit item recognition code is 00001, and its name is Zhang San, and annual income is 600,000, and the credit project name of application is house property credit, and the corresponding contract number of finance contract is 00001-100000001.

For example family identification code is 3210987654321 again, the user that credit item recognition code is 00002, and its name is Li Si, and ten thousand annual incomes are 0.8 ten thousand, and the credit project name of application is house property credit, and the corresponding contract number of finance contract is 00002-200300090.Obviously, this user's credit information storage part 113 is credit item recognition code, and what user's credit information was corresponding with contract number stores.

The user's credit information that requires signal and item recognition code and contain user identification code of standard finance contract content that what management-side Department of Communication Force 117 received that credit center contract making apparatus 13 sends over need, management-side control part 118 controls in retrieval obtaining section 116 retrieval user credit information storage parts 113 whether have the item recognition code and identical item recognition code and the user identification code of user identification code that receive with management-side Department of Communication Force 117.

When retrieving while thering is identical item recognition code and user identification code, management-side control part 118 is controlled retrieval obtaining section 116 according to this user identification code and item recognition code, from user's credit information storage part 113, retrieve the contract number corresponding with user identification code, from standard finance contract content storage part 112, retrieve the standard finance contract content corresponding with item recognition code, setting of printing type codes, prescribed contract umber, and the contract number that retrieval is obtained, standard finance contract content, setting of printing type codes, prescribed contract umber is temporary in management-side temporary storage part 115.

In the time not retrieving the same item recognition code and user identification code, management-side control part 118 is controlled contract number distribution department 111 and is created and issue new contract number according to the item recognition code in management-side temporary storage part 115 and user identification code.Management-side control part 118 is controlled user's credit information storage part 113 and is created a record corresponding to user identification code, and respective record item recognition code and user's credit information and contract number.Further, management-side control part 118 is controlled retrieval obtaining section 116 according to user identification code temporary in management-side temporary storage part 115 and item recognition code, from standard finance contract content storage part 112, retrieve standard finance contract content, setting of printing type codes, the prescribed contract umber corresponding with item recognition code, and the temporary standard finance contract content of control and management side temporary storage part 115, setting of printing type codes, prescribed contract umber and the new contract number that creates corresponding to user identification code.

Standard finance contract content, setting of printing type codes, prescribed contract umber and contract number corresponding to the desired item recognition code of credit center contract making apparatus 13 and user identification code in management-side temporary storage part 115 are sent to credit center contract making apparatus 13 by management-side control part 118 also control and management side Department of Communication Force 117.

Below to elaborating about standard finance contract content and setting of printing type codes thereof being inputted to the action of upgrading in credit center contract making apparatus 13.

Fig. 7 is that the total service equipment of the credit management in the present embodiment inputs to standard finance contract content and setting of printing type codes thereof the schematic flow sheet upgrading.

As shown in Figure 7, the total service equipment 11 of the credit management is in new standard finance contract content and the setting of printing type codes thereof of input and to upgrade the workflow of original standard finance contract content and setting of printing type codes thereof as follows:

Step S51: the operating personnel of the credit control data corporation of bank call input by management-side control part 118 and upgrade picture 300, this operating personnel's cuit identification code is also selected to click input and is upgraded " input " button or Update button or " cancellation " button in picture.

Step S52: what management-side control part 118 judged this operating personnel's click is " input " button or Update button or " cancellation " button, in the time that judged result is " input ", enters step S53; In the time that judged result is " renewal ", enter step S55; In the time that judged result is " cancellation ", enter done state.

Step S53: the operating personnel of the credit control data corporation of bank input corresponding to the standard finance contract content of item recognition code, setting of printing type codes, prescribed contract umber etc. by input renewal portion 115.

Step S54: standard finance contract content storage part 112 is stored the standard finance contract content after input, setting of printing type codes, prescribed contract umber etc. accordingly with item recognition code.

Step S55: standard finance contract content and the setting of printing type codes corresponding to item recognition code retrieved and obtained to retrieval obtaining section 116 according to item recognition code.

Step S56: contractual terms and conditions and setting of printing type codes that the operating personnel of bank credit control data corporation upgrade the needs in standard finance contract content are upgraded.

Step S57: the standard finance contract content after 112 of standard finance contract content storage parts upgrade and setting of printing type codes and credit item recognition code are stored accordingly.

Step S58: management-side control part 118 judges whether the signal that requires standard finance contract content that credit center contract making apparatus 13 sends over, if judged result is "Yes", enter step S59, if judged result is "No", enter done state.

Step S59: management-side temporary storage part 115 is stored user's credit information and item recognition code accordingly.

Step S60:: management-side control part 118 judges in user's finance contract content storage part 113 whether have corresponding user identification code and item recognition code, when judged result is "No", enters step S61; When judged result is "Yes", enter step S63.

Step S61: contract number distribution department 111 creates and issue corresponding contract number according to user's credit information with item recognition code.

Step S62: user's finance contract content storage part 113 creates a record corresponding to user identification code, and corresponding stored items identification code and user's credit information and contract number, enters step S64 after completing.

Step S63: user's credit information and item recognition code that retrieval obtaining section 116 is accepted according to management-side Department of Communication Force 117, from user's credit information storage part 113, retrieve and obtain corresponding contract number, and contract number is sent to management-side Department of Communication Force 117, after completing, enter step S64.

Step S64: user's credit information and item recognition code that retrieval obtaining section 116 is accepted according to management-side Department of Communication Force 117, from standard finance contract content storage part 112, retrieve and obtain standard finance contract content, setting of printing type codes, the prescribed contract umber corresponding with item recognition code, and standard finance contract content, setting of printing type codes, prescribed contract umber, contract number are sent to management-side Department of Communication Force 117.

Step S65: management-side Department of Communication Force 117 sends the contract number of the standard finance contract content corresponding with item recognition code, setting of printing type codes, prescribed contract umber, distribution and user's credit information etc. to credit center contract making apparatus 13 according to item recognition code.

In the workflow of the total service equipment of the above credit management, be input or the renewal to standard finance contract content and setting of printing type codes, renewal input part in the total service equipment of the credit management of the present invention both can, for the multiple parameters such as original standard finance contract content and setting of printing type codes are upgraded, can upgrade in standard finance contract content or setting of printing type codes etc. again.

Next the structure of credit center contract making apparatus is elaborated.

Fig. 8 is the block diagram of the credit center contract making apparatus in the present embodiment.

As shown in Figure 8, the Print Contract producing device 15 that credit center contract making apparatus 13 comprises credit service terminal arrangement 14 and mutually communicates to connect with this credit service terminal arrangement

Credit service terminal arrangement 14 includes input display part 141, service side temporary storage part 142, service side Department of Communication Force 143, service side control part 144 and service side picture storage part 145.

Service side control part 144 is realized function separately for the each portion that controls credit service terminal arrangement 14.

In service side picture storage part 145, store to make and select picture, in this service side picture storage part 145, can also store requirement mandate picture for requiring to authorize and the warning picture for warning.

Input display part 141 is for inputting operating personnel's the identity recognition number of bank credit service centre, and the credit project input credit item recognition code and the user's credit information that contains user identification code that allow the operating personnel of credit service centre specify according to user according to identity recognition number, and show this item recognition code and user's credit information, while needs, also can show operating personnel's identity recognition number.In addition, in input display part 141, also there is a graphic code plug-in reader 1412, for graphic code is understood, to obtain corresponding information.

Service side Department of Communication Force 143 is inputted display part 141 by user's credit information that operating personnel inputted of credit service centre the send to credit management total service equipment 11 corresponding with item recognition code for handle, and accepts standard finance contract content, setting of printing type codes, prescribed contract umber and the contract number corresponding with item recognition code from the total service equipment 11 of this credit management.

Service side temporary storage part 142 is for data such as temporary standard finance contract content, setting of printing type codes, prescribed contract umber and the contract numbers of accepting as credit service terminal arrangement 14.

In the time that service side Department of Communication Force 143 receives standard finance contract content, prescribed contract umber and contract number, picture is selected in the making that service side control part 144 calls in service side picture storage part 145, and control inputs display part 141 shows that this making select picture, it be the first request of making or again make that the operating personnel of credit service centre can select this making of picture and selecting by this making.Further, in the time that this operating personnel's input asks to print again, service side control part 144 is gone back 141 demonstrations of control inputs display part and is required to input the prompting of again making request umber.

Fig. 9 is the schematic diagram that picture is selected in the making in the present embodiment.

As shown in Figure 9, this making selects to include in picture 400 viewing area 401, " making for the first time " button 402, " again making " button 403, " cancellation " button 404 of user's credit information and standard finance contract content.The operating personnel of credit service centre confirm by the displaying contents in viewing area 401 whether user profile and finance contract meet, and select by " making for the first time " button 402, " again making " button 403, " cancellation " button 404.In the time that these operating personnel select to click " making for the first time " button 402, illustrate that this time is for first making; In the time that these operating personnel select to click " again making " button 403, illustrate that this time is for complement finance contract; In the time that selecting to click " cancellation " button 404, these operating personnel make request for cancelling this time.

When operating personnel select be " for the first time make " time, service side control part 144 is controlled service side Department of Communication Forces 143 standard finance contract content, setting of printing type codes, prescribed contract umber, contract number and user's credit informations in service side temporary storage parts 142 is sent to Print Contract producing device 15.

When operating personnel select be " again make " time, service side control part 144 is controlled service side Department of Communication Forces 143 standard finance contract content, setting of printing type codes, prescribed contract umber, contract number and user's credit information in service side temporary storage parts 142 is sent to Print Contract producing device 15 corresponding to again making request umber.

Print Contract producing device 15 comprises that printing and making portion 151, setting of printing storage part 162, print conditions acquisition unit 163, printing judge that control part 152, excess judge control part 153, Department of Statistics 154, contract graphic code generating unit 155, trade mark storage part 156 and watermark generating unit 157, making side temporary storage part 158, make side Department of Communication Force 159, memory portion 160, make side control part 161.

In the present embodiment, this Print Contract producing device 15 is a multifunctional printer, can be according to standard finance contract content, setting of printing type codes, prescribed contract umber, contract number and user's credit information, the finance contract that can be used for signing that completes and equate with prescribed contract umber.

Make side control part 161 and realize function separately for other each portions that control Print Contract producing device 15.

Make side Department of Communication Force 159 for communicating with service side Department of Communication Force 143, accept the information such as standard finance contract content that service side Department of Communication Force 143 sends over, setting of printing type codes, prescribed contract umber, user's credit information, item recognition code, and after printing and making portion 151 stops action, be immediately sent completely quantity to service side Department of Communication Force 143, thereby demonstrate quantity performed so that the progress of the printing and making of this finance contract of operating personnel of instant alerts credit service centre by service side control part 144 control inputs display parts 141.

Make side temporary storage part 158 for information such as standard finance contract content temporary as that making side Department of Communication Force 159 is received, setting of printing type codes, prescribed contract umber, user's credit information, item recognition codes.

In setting of printing storage part 162, store the print conditions corresponding with setting of printing type codes.Whether whether whether this print conditions can comprise expression needs the front cover parameters of Print Contract front cover, represent to need back cover parameters, the expression of Print Contract back cover to need bookbinding parameters, the expression of binding to be landscape orientation or the vertical direction parameters of printing and to represent it is at least one in one side printing or the mode parameters of duplex printing.This print conditions comprises front cover parameters, back cover parameters, bookbinding parameters, direction parameters and mode parameters in the present embodiment.

Figure 10 is the structural representation of the setting of printing storage part in the present embodiment.

As shown in figure 10, in setting of printing storage part 162, store front cover parameters, back cover parameters, bookbinding parameters, direction parameters and the mode parameters corresponding to different setting of printing type codes.

Corresponding to the print conditions of setting of printing classification code T1 be for example: front cover parameters is that " band front cover ", back cover parameters are that " band back cover ", bookbinding parameters are that " having bookbinding ", direction parameters are that " vertically " and mode parameters are " one side ".According to this print conditions, the finance contract that printing and making portion 151 prints is with front cover and back cover and credit terms page vertical and that one side is printed, and this finance contract completes bookbinding.

Corresponding to the print conditions of setting of printing classification code T2 be for example again: front cover parameters is that " without front cover ", back cover parameters are that " band back cover ", bookbinding parameters are that " without binding ", direction parameters are that " laterally " and mode parameters are " two-sided ".According to this print conditions, the finance contract that printing and making portion 151 prints does not have front cover but with back cover and laterally and the credit terms page of duplex printing, and this finance contract is not bound.

Print conditions acquisition unit 163 is retrieved setting of printing storage part 162 in making side temporary storage part 158 temporary setting of printing type codes for basis, thereby obtains the print conditions corresponding with setting of printing classification code.

In printing and making portion 151, there is printing portion 1511 and arrange bookbinding portion 1512, paper storage portion 1513.

Paper storage portion 1513 has the paper that can deposit for printing standard finance contract content, comprises front cover part 1514, clause page part 1515, and back cover part 1516.Front cover part 1514 is deposited the front cover paper that is printed on bank's trade mark or title; The paper that clause page part 1515 is deposited for printing clause page, is generally blank sheet of paper; Back cover part 1516 is deposited as antiwear back cover paper.

Printing portion 1511 can be based on standard finance contract content, contract number and user's credit information etc. according to print conditions, prescribed contract umber or again make request umber and obtain corresponding paper complete printing finance contract from paper storage portion 1513.

Arrange bookbinding portion 1512 in the time that every part of finance contract has been printed according to print conditions, arrange in order the paper of having printed, and in needs, finance contract is bound into book form, thereby make printing and making portion 151 complete the printing and making to finance contract.

Department of Statistics 154 is quantity performeds of all finance contracts of the same contract number for adding up the making that is done.

Print and judge that control part 152 is for prescribed contract umber and quantity performed are compared, in the time that prescribed contract umber is greater than quantity performed, control the printing and making that printing and making portion 151 carries out carrying out according to print conditions lower a finance contract, in the time that prescribed contract umber equals quantity performed, control printing and making portion and stop action, no longer this finance contract of printing and making.

Memory portion 160 for remembering the prescribed contract umber corresponding with contract number, complete the quantity performed of finance contract of printing and making and request and make the corresponding time of every a finance contract and these operating personnel's of credit service centre identity recognition number.

Excess judges that control part 153 is according to again making that request umber and quantity performed are made in request umber, prescribed contract umber and quantity performed judgement again and whether being less than prescribed contract umber, when being judged as while being less than, controlling to print and judge that control part moves; In the time that judgement is not less than, sends a mandate and require signal to input display part.Input one at input display part 141 and again make request when umber, according to again make request umber, prescribed contract umber and quantity performed judge again make request umber and quantity performed and whether exceed prescribed contract umber.

When be judged as again make request umber and quantity performed and while being less than prescribed contract umber, excess judge that control part 153 controls printing and making portion 151 and ask umber to complete printing and making according to making again.In the time being judged as again exceeding when being more than or equal to prescribed contract umber of making request umber and quantity performed, excess judges that 153 of control parts send a mandate and require signal.Now, making side control part 161 control making side Department of Communication Forces 159 requires signal to send to service side Department of Communication Force 143 this mandate.

Further, service side control part 144 requires signal to call the requirement mandate picture also having in service side picture storage part 145 according to this mandate, and shows this requirement mandate picture by input display part 141.In this requirement mandate picture, contain prompt text region and warning countdown region, for pointing out the operating personnel of credit service centre need to allow managerial personnel in the given time, the authorization portions 1411 being provided with in display part 141 by input is inputted correct authorization message that managerial personnel hold to complete proper authorization, otherwise just cannot ask umber print according to again making.

In the present embodiment, the managerial personnel of credit center are furnished with corresponding authorization card, this authorization card is provided with the authorized graphics code corresponding to authorization message, this authorized graphics code is to be understood and the authorization message after understanding is inputted in authorization portions 1411 by graphic code plug-in reader 1412, authorization message is effective, authorization portions 1411 will be sent a corresponding mandate settling signal (this mandate settling signal is correct authorization signal), service side control part 144 is controlled service side Department of Communication Force 143 this mandate settling signal is sent to printing and making equipment 15, make side Department of Communication Force 159 and accept this mandate settling signal, making side control part 161 further passes on this mandate settling signal and judges control part 153 to excess.

Excess judges that control part 153 requires in schedule time after signal sending to authorize, if receive mandate settling signal, it is controlled printing and making portion 151 and completes printing and making according to again making request umber, if do not receive mandate settling signal, excess judges that control part 153 controls are arranged at excess and judge that a caveat section 1531 in control part 153 sends the possible warning of faking.Now, make side control part 161 control make side Department of Communication Forces 159 can send one show warning picture require signal to service side Department of Communication Force 143, the warning picture that service side control part 143 can call in service side picture memory shows by input display part 141.

In warning picture, can include these operating personnel's ID(identity recognition number) and ask the word of the time of making and the contract number of asking to warn picture, and " a determining " button.Should be used for confirming and closing this warning picture by " determining " button.

In the present embodiment, when these operating personnel click determine after content in this warning picture will be produced side Department of Communication Force 159 and send to service side communication section 143, thereby service side temporary storage part is stored this warning content and warning time to facilitate managerial personnel to check.

In addition, in Print Contract producing device 15, contract graphic code generating unit 155 example is in the present embodiment that a kind of bar code generating is grown up to be a useful person, and based on contract this bar code generating is grown up to be a useful person and number to be generated bar code as contract graphic code.Certainly, contract graphic code generating unit 155 can also be based on contract number and the page number of clause page generate the various contract graphic codes corresponding to different clause pages, obviously, this contract graphic code is also understood by graphic code plug-in reader 1412.

After solution runs through, input display part 141 can demonstrate contract number and the page number corresponding with contract graphic code of the corresponding finance contract of contract graphic code, in the time which page this finance contract has damaged, the number of pages that just can demonstrate rapidly corresponding finance contract by this graphic code plug-in reader 1412 to the deciphering of contract graphic code, facilitates the operating personnel of credit service centre again to ask to print the finance contract of this damage.Obviously, these operating personnel can select as required only to print this damage page and still print and bind whole finance contract.

Further, in Print Contract producing device 15, in trade mark storage part 156, store the brand logo of bank.157 of watermark generating units generate corresponding watermark information according to the brand logo of storing in trade mark storage part 156.

Printing portion 1511 in printing and making portion 151 is further printed on corresponding contract graphic code on every one page of finance contract, watermark information is at least printed on the clause page with finance contract in printing.In the time that contract graphic code contains the page number, printing and making portion 151 corresponds respectively to different clause pages various contract graphic codes and prints.

Figure 12 is the workflow schematic diagram of the finance contract manufacturing system in the present embodiment.As shown in figure 12, the workflow of finance contract manufacturing system is as follows:

Step S1: the credit project that the operating personnel of bank credit service centre specify according to user is inputted corresponding user's credit information.

Step S2: credit service terminal arrangement 14 sends user's credit information and item recognition code to the total service equipment 11 of the credit management.

Step S3: the total service equipment 11 of the credit management is accepted user's credit information with item recognition code and issued corresponding contract number.

Step S4: service side temporary storage part 142 and item recognition code and the corresponding storage of contract number user credit information.

Step S5: corresponding standard finance contract content, setting of printing classification code and prescribed contract umber are retrieved and obtained to retrieval obtaining section 116 according to item recognition code.

Step S6: management-side Department of Communication Force 117 sends standard finance contract content, setting of printing classification code, prescribed contract umber N and the contract number corresponding with item recognition code to Print Contract producing device.

Step S7: service side Department of Communication Force 143 Acceptable criterion finance contract contents, setting of printing classification code, prescribed contract umber N and contract number, service side control part 144 is controlled temporary this of service side temporary storage part and received information.

Step S8: service side control part 144 control inputs display parts 141 show whether made a selection picture can allow operating personnel's selection of credit service centre be first making or again make in this picture.

Step S9: whether service side control part 144 decision operation personnel's selection is again to make, when judged result is while being no, i.e. this time is made as first making, enters step S10; In the time that judged result is "Yes", what represent this operating personnel's selection is again to make, and enters step S18.

Step S10: in the time that these operating personnel are chosen as first making, service side Department of Communication Force passes on standard finance contract content, setting of printing type codes, prescribed contract umber N, contract number and user's credit information to Print Contract producing device.

Step S11: the quantity performed that Department of Statistics 154 arranges finance contract is zero.

Step S12: prescribed contract umber and quantity performed W=0 that the memory of memory portion is corresponding with contract number,

Step S13: making side control part 161 is controlled printing and making judging part and controlled printing and making portion 151 according to setting of printing type codes printing and making finance contract.

Step S14: Department of Statistics 154 correspondingly increases by 1 by quantity performed W in the time that the every printing and making of printing and making portion completes a finance contract.

Step S15: memory portion 160 upgrades quantity performed W.

Step S16: judge whether quantity performed W equals prescribed contract umber N, if quantity performed W is not equal to prescribed contract umber N, get back to step 13.In the time that quantity performed W and prescribed contract umber N equate, to print and judge that control part 152 controls printing and making portion and quit work, printing and making finishes.

Step S17: when owing to printing the fault that produces time processed or because printing and making portion 151 has once obtained that two pieces of paper are opened while obtaining paper or paper is folding while causing situation generation that the finance contract printing can not be used for signing, these operating personnel need to again ask to print and input again and to make request umber M, service side Department of Communication Force 143 pass on standard finance contract content, setting of printing type codes, prescribed contract umber, contract number, again make request umber M and user's credit information to Print Contract producing device.

Step S18: excess judges that control part 153 reads the quantity performed W in memory portion 160.

Step S19: excess judge control part 153 judge quantity performed W with again make request umber M's and whether be less than prescribed contract umber.Be judged as while being less than when excess judges control part 153, i.e. W+M<N, carries out the action of step S13, makes side control part 161 and controls printing and making judging part and control printing and making portion and print finance contract according to again making request umber M.Enter step S20 while being more than or equal to when being judged as.

Step S20: excess judges that control part 153 sends a mandate and requires signal to input display part 141, and 141 demonstrations of input display part require to authorize picture to point out the operating personnel of credit service centre to authorize by authorization portions 1411.

Step S21: excess judges that control part 153 judges whether it receives correct mandate settling signal in the given time.In the time that excess judges that control part 153 is received the mandate settling signal sending over from authorization portions 1411, enter step S22, in the time not receiving any mandate settling signal or do not receive incorrect authorization signal, enter step S23.

Step S22: excess judge control part 153 control printing and making portion according to again print require umber to complete printing and making.

Step S23: excess judges that control part 153 controls caveat section and send and fake possible warning and finish printing and making, and input display part 141 shows warning pictures.

Further, in the middle of the present embodiment, excess judges that control part 153 sends caution signal to credit service terminal arrangement 14 by making side Department of Communication Force 159, and the input display part 141 in credit service terminal arrangement 14 shows the operating personnel's of bank credit service centre identity recognition number and the time that request is printed again according to caution signal.

In above-mentioned steps S13 and step S22, the printing and making that Print Contract producing device 15 carries out finance contract, describes its detailed step below in conjunction with accompanying drawing 12.

Figure 12 is the printing and making process flow diagram of the Print Contract producing device in the present embodiment.As shown in figure 12, the printing and making flow process of printing and making device is as follows:

Step S31: printing and making portion 151 is arranged at user's credit information on the position of filling in hurdle of corresponding standard finance contract content according to standard finance contract content.

Step S32: contract graphic code generating unit 155 is number generation contract graphic code based on contract.

Step S33: watermark generating unit 157 is according to brand logo generating watermark information.

Step S34: print conditions acquisition unit 163 retrieves corresponding print conditions from setting of printing storage part 162 according to setting of printing type codes.

Step 35: printing portion 1511 obtains paper from clause page part 1515, and according to according to the direction parameters in print conditions and mode parameters, standard finance contract content and user's credit information, contractual terms and conditions content and contract graphic code and watermark information are printed on each clause page.

Step 36: make side control part 161 and judge that front cover parameters in print conditions is band front cover or without front cover, when judged result is during for band front cover, enter step 37, when judged result is during without front cover, enter step 38.

Step 37: printing portion 1511 obtains front cover paper from front cover part 1514, prints front cover according to the direction parameters in print conditions, and enters step 38.

Step 38: make side control part 161 and judge that the back cover parameters in print conditions is to be with back cover or without back cover, in the time that judged result is band back cover, to enter step 39; When judged result is during without back cover, enter step 40.

Step 39: printing portion 1511 obtains back cover paper from back cover part 1516, and enter step 40.

Step 40: make that side control part 161 judges that bookbinding parameters in print conditions has bookbinding or without bookbinding, when judged result is when having bookbinding, enter step 41, when judged result be nothing while binding, enter step 42.

Step 41: bookbinding portion 1512 has arranged the paper of printing in order, and binds into book form, and flow process finishes.

Step 42: bookbinding portion 1512 has arranged the paper of printing in order, and flow process finishes.

In the present embodiment, in situation as an example of house property credit example, setting of printing classification code is correspondingly T1, so print conditions is correspondingly: front cover parameters is that " band front cover ", back cover parameters are that " band back cover ", bookbinding parameters are that " having bookbinding ", direction parameters are that " vertically " and mode parameters are " one side ".According to this print conditions, in step 35, printing portion 1511 according to Print direction for vertical and printing type be that single page is printed and made clause page; In step 37, printing portion 1511 completes the printing to front cover according to vertical Print direction; In step 41, bookbinding portion 1512 has arranged the paper of printing by front cover, clause page, the such order of back cover, and bind into book form, so the finance contract that printing and making portion 151 finally makes is with front cover and back cover, binds and form in the mode of vertical page print.

The effect of embodiment and effect

In the present embodiment, credit center contract making apparatus and finance contract manufacturing system thereof, because printing and making portion is according to print conditions, standard finance contract content, contract number and the user's credit information finance contract that completes, so not only can automatically make finance contract, and can make according to unified print conditions the finance contract of same credit project, thereby make financial institution can alleviate staff's burden, can conveniently manage again various finance contracts.

Further, because stipulated the prescribed contract umber that can sign, in the middle of manufacturing process, break down or finance contract that printing and making is complete occurs that defective needs are again when printing and making, can prevent the object of faking by using arbitration functions and authorization function, having reached.

In the above-described embodiments, setting of printing storage part of the present invention and setting of printing acquisition unit thereof are arranged in printing and making portion Print Contract producing device, obviously, setting of printing storage part of the present invention and setting of printing acquisition unit thereof can also be arranged in credit service terminal arrangement, in this kind of situation, service side communication section is by print conditions, standard finance contract content, contract number and user's credit information send to makes side Department of Communication Force, Print Contract producing device is according to print conditions, standard finance contract content, contract number and user's credit information complete making finance contract.

In the middle of above-described embodiment, the present invention is useful in the credit service system of bank, but also can be used in as in the credit service system of the financial institutions such as securities broker company.

In the above-described embodiments, the Print Contract producing device 15 in credit center contract making apparatus of the present invention is multifunctional printer.Certainly, credit center contract making apparatus of the present invention can be credit service terminal arrangement and the integrated multifunctional printing making apparatus that is formed as of Print Contract producing device, and in this kind of situation, service side Department of Communication Force and making side Department of Communication Force are formed as one.

Claims

1. a credit center contract making apparatus, while being used for user to carry out credit to financial institution, the finance contract of signing is made, be arranged on the credit service centre of described financial institution, communication network by described financial institution can be connected mutually communicatedly with the total service equipment of the credit management of the credit control data corporation that is arranged on described financial institution, it is characterized in that, comprising:

Input display part, the input of credit project the demonstration described user credit information corresponding with the item recognition code of described credit project of specifying according to user;

Credit center Department of Communication Force, be used for corresponding with the described item recognition code described user's credit information total service equipment of the described credit management that sends to, and accept standard finance contract content and the setting of printing type codes corresponding with described item recognition code from the total service equipment of this credit management, and the contract number of being issued by the total service equipment of the described credit management

Setting of printing storage part, stores the print conditions corresponding with described setting of printing type codes;

Print conditions acquisition unit, thus the described setting of printing type codes receiving according to described making side Department of Communication Force is retrieved described setting of printing storage part and is obtained described print conditions;

Printing and making portion, according to described print conditions, described standard finance contract content, described contract number and described user's credit information, described finance contract completes.

2. credit center contract making apparatus according to claim 1, is characterized in that, comprising:

Credit service terminal arrangement and communicate the Print Contract producing device being connected with this credit service terminal arrangement,

Wherein, described input display part and described credit center Department of Communication Force form described credit service terminal arrangement,

Described setting of printing storage part, described print conditions acquisition unit and described printing and making portion form described printing and making device,

Described credit center Department of Communication Force is the described standard finance contract content receiving, and described setting of printing type codes, described contract number and described user's credit information send to described Print Contract producing device,

Described Print Contract producing device also has the side of making Department of Communication Force, for accepting to come from the described standard finance contract content of described credit service terminal arrangement, described setting of printing type codes, described contract number and described user's credit information.

3. credit center contract making apparatus according to claim 1, is characterized in that: comprising:

Wherein, described input display part, described credit center Department of Communication Force, described setting of printing storage part and described print conditions acquisition unit form described credit service terminal arrangement,

Described printing and making portion is arranged in described printing and making device,

Described credit center Department of Communication Force is the described standard finance contract content receiving, and described setting of printing type codes, described contract number, described user's credit information and described print conditions send to described Print Contract producing device,

Described Print Contract producing device also has the side of making Department of Communication Force, for accepting to come from the described standard finance contract content of described credit service terminal arrangement, described setting of printing type codes, described contract number, described user's credit information and described print conditions.

4. according to the credit center contract making apparatus described in claim 2 or 3, it is characterized in that:

Whether whether whether wherein, described print conditions comprises expression needs the front cover parameters of Print Contract front cover, represent to need back cover parameters, the expression of Print Contract back cover to need bookbinding parameters, the expression of binding to be landscape orientation or the vertical direction parameters of printing and to represent it is at least one in one side printing or the mode parameters of duplex printing.

5. according to the credit center contract making apparatus described in claim 2 or 3, it is characterized in that:

Wherein, the described credit center Department of Communication Force of described credit service terminal arrangement is also accepted the prescribed contract umber corresponding with described item recognition code from the total service equipment of the described credit management, and prescribed contract umber is sent to together with described contract number to described Print Contract producing device

Described Print Contract producing device also has:

Department of Statistics, the quantity performed of the described finance contract of the same described contract number that adding up is done makes;

Print and judge control part, described prescribed contract umber and described quantity performed are compared, in the time that described prescribed contract umber is greater than described quantity performed, control described printing and making portion carries out lower portion printing and making according to described print conditions, in the time that described prescribed contract umber equals described quantity performed, control described printing and making portion and stop action

Described making side Department of Communication Force sends described quantity performed to described credit service terminal arrangement after described printing and making portion stops moving,

The described input display part of described credit service terminal arrangement shows described quantity performed.

6. credit center contract making apparatus according to claim 5, is characterized in that:

Wherein, described input display part further one of input is made request umber again,

Described Print Contract producing device also has:

Memory portion, corresponding with described contract number, remember described prescribed contract umber and described quantity performed,

Excess judges control part, according to the described request umber of again making, described prescribed contract umber and described quantity performed, again make request umber and described quantity performed described in judgement with whether be less than described prescribed contract umber, when being judged as while being less than, controlling to print and judge that control part moves; In the time that judgement is not less than, sends a mandate and require signal to described input display part.

7. credit center contract making apparatus according to claim 6, is characterized in that:

Wherein, described input display part also has an authorization portions,

Described input display part receives that at described service side Department of Communication Force described mandate requires after signal, shows and requires to authorize picture prompting operation person to authorize by described authorization portions, and send out authorization signal by described service side Department of Communication Force,

Excess judges that control part, sending described mandate while requiring not receive correct described authorization signal in the schedule time after signal, controls a caveat section and send the possible warning of faking; While receiving in the given time correct described authorization signal, control described printing and making portion and complete printing and making according to the described request umber of again making.

8. according to the credit center contract making apparatus described in claim 2 or 3, it is characterized in that:

Wherein, described Print Contract producing device also has contract graphic code generating unit, at least generates contract graphic code according to described contract number,

Described printing and making portion is further printed on described contract graphic code on every one page of described finance contract in printing and making.

9. credit center contract making apparatus according to claim 8, is characterized in that:

Wherein, described contract graphic code also contains the page number.

10. a finance contract manufacturing system, the finance contract of signing is made when user is carried out to credit to financial institution, it is characterized in that, comprising:

The total service equipment of the credit management, be arranged on the credit control data corporation of described financial institution, for the setting of printing type codes of storing the standard finance contract content of at least one credit project and setting corresponding to this standard finance contract content, store the user credit information that contain user identification code corresponding with this standard finance contract content, and the distribution contract number corresponding with described user identification code; And

At least one credit center contract making apparatus, is arranged on the credit service centre of described financial institution, can mutually be connected communicatedly with the total service equipment of the described credit management by the communication network of described financial institution,

Described credit center contract making apparatus has:

11. finance contract manufacturing systems according to claim 10, is characterized in that: comprising:

12. finance contract manufacturing systems according to claim 10, is characterized in that: comprising:

13. according to the finance contract manufacturing system described in claim 11 or 12, it is characterized in that:

14. according to the finance contract manufacturing system described in claim 11 or 12, it is characterized in that:

Wherein, the total service equipment of the described credit management also stores the prescribed contract umber corresponding with described standard finance contract content,

The described credit center Department of Communication Force of described credit service terminal arrangement is also accepted the prescribed contract umber corresponding with described item recognition code from the total service equipment of the described credit management, and prescribed contract umber is sent to together with described contract number to described Print Contract producing device

Described Print Contract producing device also has:

15. finance contract manufacturing systems according to claim 14, is characterized in that:

Described Print Contract producing device also has:

Excess judges control part, according to the described request umber of again making, described prescribed contract umber and described quantity performed, described in judgement, again make request umber and described quantity performed with whether be less than described prescribed contract umber, when being judged as while being less than, controlling to print and judge that control part moves; In the time that judgement is not less than, sends a mandate and require signal to described input display part.

16. finance contract manufacturing systems according to claim 15, is characterized in that:

Wherein, described input display part also has an authorization portions,

17. according to the finance contract manufacturing system described in claim 11 or 12, it is characterized in that:

18. finance contract manufacturing systems according to claim 17, is characterized in that:

Wherein, described contract graphic code also contains the page number.

19. according to the finance contract manufacturing system described in claim 11 or 12, it is characterized in that:

Wherein, described Print Contract producing device also has:

Trade mark storage part, stores the brand logo of described financial institution; And

Watermark generating unit, according to described brand logo generating watermark information,

Described printing and making portion is further at least printed on described watermark information on the clause page of described finance contract in printing and making.

20. finance contract manufacturing systems according to claim 10, is characterized in that, comprising:

Wherein, the total service equipment of the described credit management has:

Contract number distribution department, the described contract number corresponding with described item recognition code distribution according to the described user's credit information receiving;

Standard finance contract content storage part, described credit item recognition code, described standard finance contract content and corresponding storage of described prescribed contract umber;

User's credit information storage part, described credit item recognition code, described user's credit information is corresponding with described contract number to be stored; And

Management-side Department of Communication Force, acceptance comes from described user's credit information and the described item recognition code of described credit center contract making apparatus; And sending the described standard finance contract content corresponding with described item recognition code according to described item recognition code, the described contract number of described prescribed contract umber, distribution and described user's credit information are given described credit center contract making apparatus.

21. finance contract manufacturing systems according to claim 20, is characterized in that, comprising:

Wherein, the total service equipment of the described credit management also has:

Input renewal portion, for input and upgrade described standard finance contract content.