CN103761484B - Transferring a resource management method, apparatus and system for - Google Patents

Transferring a resource management method, apparatus and system for Download PDF

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CN103761484B
CN103761484B CN201410008680.1A CN201410008680A CN103761484B CN 103761484 B CN103761484 B CN 103761484B CN 201410008680 A CN201410008680 A CN 201410008680A CN 103761484 B CN103761484 B CN 103761484B
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terminal
account
transfer
resource
resources
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CN201410008680.1A
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CN103761484A (en
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张小龙
叶娃
蔡润达
徐佳杰
毛蔚
卢强
陈巍
卓达城
徐震宇
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腾讯科技(深圳)有限公司
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    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems

Abstract

本发明公开了一种资源转移管理的方法、装置和系统,属于互联网技术领域。 The present invention discloses a method of transferring resource management, apparatus and system, belonging to the field of Internet technologies. 所述方法包括:管理服务器接收第一终端发送的资源转移数值和获取自第二终端的身份信息;所述管理服务器根据所述身份信息,确定所述第二终端的登录账户;所述管理服务器根据所述资源转移数值,进行由所述登录账户对应的资源库账户向所述第一终端对应的资源库账户的资源转移,并在所述登录账户对应的可用资源上限中扣除所述资源转移数值。 The method comprising: receiving a resource management server transferring a first value transmitted by the terminal identity information and obtaining from the second terminal; and the management server according to the identity information, determining a second terminal of the login account; the management server transfer value according to the resource, the resource transfer is performed by the login account corresponding to the repository corresponding to the account to the account of the first terminal the repository, and the login account corresponding to the upper limit of the available resources in the resource transfer deducted value. 采用本发明,可以提高进行资源转移量控制的效率。 According to the present invention can improve the efficiency of resource transfers amount control.

Description

一种资源转移管理的方法、装置和系统 Transferring a resource management method, apparatus and system for

技术领域 FIELD

[0001] 本发明涉及互联网技术领域,特别涉及一种资源转移管理的方法、装置和系统。 [0001] The present invention relates to the field of Internet technologies, particularly to a method for managing the transfer of resources, devices and systems.

背景技术 Background technique

[0002] 离线资源转移(如离线支付)是指用户在不需要连接网络的情况下进行资源转移,离线资源转移一般可以通过用户向资源转移的对象出示身份凭证(一般为电子的身份信息)的方式来进行资源转移,例如,资源卡,其中可以存储有用户的身份信息,并存储一定数量的资源,用户在刷卡终端处进行刷卡,便可以完成资源转移。 [0002] Offline transfer of resources (e.g., off-line payments) refers to the user without the need for the transfer of resources in case of network connection, typically off-line transfer of resources through the object can present the user credentials to the resource transfer (typically electronic identity information) of way to carry out the transfer of resources, for example, resource cards, which can be stored with the user's identity information, and store a certain amount of resources, users swipe at credit card terminal, it will be able to complete the transfer of resources.

[0003] 离线资源转移的方式经常应用于小额免密资源转移的场景,小额免密码资源转移是指资源转移数值比较小,对安全级别要求较低,可以免于输入密码的资源转移过程,例如,使用资源卡进行资源转移的过程。 [0003] The embodiment of the transfer of resources is often applied off small dense resources Free transfer scenario, small password-free transfer of resources refers to the transfer of resources is relatively small value, a lower security level requirements, from the resource transfer process can enter the password For example, the transfer of resources using the resource card process. 用户可以在指定的网点对资源卡进行资源补充,然后使用资源卡在相应的刷卡终端处进行刷卡资源转移,刷卡终端会在资源卡的剩余资源数值中扣除需要资源转移的数值。 The user can specify the resource in the network card to supplement resources, then the resource card swipe card transfer of resources in the respective terminal, the terminal card deducts the value required transfer of resources in the resource remaining resource value card. 出于安全性的考虑,用户需要对这种离线资源转移的资源转移量进行控制,一般采用的方法是控制资源补充的数值,保持资源卡中只有较少的剩余资源数值。 For security reasons, the user needs to transfer control over such an amount of resources off-line transfer of resources, a method is generally used to supplement resources of the control value, the resources of the card remaining resources fewer values.

[0004] 在实现本发明的过程中,发明人发现现有技术至少存在以下问题: [0004] During the implementation of the present invention, the inventors found that the prior art has at least the following problems:

[0005] 现有技术中,通过控制资源补充数值的方式,对资源卡的资源转移量进行控制,由于支付卡的剩余资源数值较少,需要用户频繁的去上述指定的网点对资源卡进行资源补充,浪费大量时间,从而导致进行资源转移量控制的效率较为低下。 [0005] In the prior art, the value of complementary manner, the amount of resources for the transfer of resources is controlled by the control card resources, since the remaining resources is decremented by a payment card, the user frequently needs to be the designated network resource resource cards supplement, wasting a lot of time, resulting in resource transfers in the amount of control is more efficient low.

发明内容 SUMMARY

[0006] 为了解决现有技术的问题,本发明实施例提供了一种资源转移管理的方法、装置和系统,以提高进行资源转移量控制的效率。 [0006] In order to solve the problems of the prior art, embodiments provide a method, apparatus and system for transferring a resource management of the present invention to improve the efficiency of resource transfers amount control. 所述技术方案如下: The technical solutions are as follows:

[0007] 第一方面,提供了一种资源转移管理的方法,所述方法包括: [0007] In a first aspect, there is provided a method for managing the transfer of resources, the method comprising:

[0008] 管理服务器接收第一终端发送的资源转移数值和获取自第二终端的身份信息; Numerical transfer of resources [0008] management server receives the first terminal and transmitting identity information obtained from a second terminal;

[0009] 所述管理服务器根据所述身份信息,确定所述第二终端的登录账户; [0009] The management server according to the identity information, determining a second terminal of the login account;

[0010] 所述管理服务器根据所述资源转移数值,进行由所述登录账户对应的资源库账户向所述第一终端对应的资源库账户的资源转移,并在所述登录账户对应的可用资源上限中扣除所述资源转移数值。 [0010] The resource management server according to the transfer values, performed by the log transfer resource account corresponding to the account repository corresponding to the first terminal the repository account, and the login account corresponding to available resources transferring the resource upper limit value deducted.

[0011] 第二方面,提供了一种资源转移管理的方法,所述方法包括: [0011] In a second aspect, there is provided a method for managing the transfer of resources, the method comprising:

[0012] 第一终端获取当前的资源转移数值; [0012] The first terminal obtains the current value of the transfer of resources;

[0013] 所述第一终端从第二终端获取身份信息; [0013] The first terminal identification information acquired from the second terminal;

[0014] 所述第一终端向管理服务器发送所述资源转移数值和所述身份信息;以使所述管理服务器根据所述身份信息,确定所述第二终端的登录账户,根据所述资源转移数值,进行由所述登录账户对应的资源库账户向所述第一终端对应的资源库账户的资源转移,并在所述登录账户对应的可用资源上限中扣除所述资源转移数值。 [0014] The first terminal transmits the resource transfer value and the identity information to the management server; the management server according to the identity information, determining a second terminal of the login account, according to the resource transfer values, performed by the log transfer resource account corresponding to the account repository corresponding to the first terminal the repository account, net of the available resources in the resource upper limit value transferred to the corresponding login account.

[0015] 第三方面,提供了一种管理服务器,所述管理服务器包括: [0015] In a third aspect, there is provided a management server, said management server comprising:

[0016] 接收模块,用于接收第一终端发送的资源转移数值和获取自第二终端的身份信息; [0016] a receiving module configured to receive the resource transfer and the value of the first transmission terminal from the second obtaining identity information of the terminal;

[0017] 确定模块,用于根据所述身份信息,确定所述第二终端的登录账户; [0017] The determining module, configured according to the identity information, determining a second terminal of the login account;

[0018] 管理模块,用于根据所述资源转移数值,进行由所述登录账户对应的资源库账户向所述第一终端对应的资源库账户的资源转移,并在所述登录账户对应的可用资源上限中扣除所述资源转移数值。 [0018] management module for transfer value according to the resource, the resource transfer is performed by the login account corresponding to the repository corresponding to the account to the account of the first terminal the repository, and the login account corresponding to the available resource upper limit value deducted the transfer of resources.

[0019] 第四方面,提供了一种第一终端,所述第一终端包括: [0019] In a fourth aspect, there is provided a first terminal, said first terminal comprising:

[0020] 获取模块,用于获取当前的资源转移数值;从第二终端获取身份信息; [0020] obtaining module, configured to obtain the current value of transfer of resources; obtaining identity information from a second terminal;

[0021] 发送模块,用于向管理服务器发送所述资源转移数值和所述身份信息;以使所述管理服务器根据所述身份信息,确定所述第二终端的登录账户,根据所述资源转移数值,进行由所述登录账户对应的资源库账户向所述第一终端对应的资源库账户的资源转移,并在所述登录账户对应的可用资源上限中扣除所述资源转移数值。 [0021] transmitting means for transmitting the resource management server to transfer the identity information and values; so that the management server according to the identity information, determining a second terminal of the login account, according to the resource transfer values, performed by the log transfer resource account corresponding to the account repository corresponding to the first terminal the repository account, net of the available resources in the resource upper limit value transferred to the corresponding login account.

[0022] 第五方面,提供了一种资源转移管理的系统,所述系统包括第一终端、第二终端和管理服务器,其中: [0022] In a fifth aspect, there is provided a transfer resource management system, the system comprising a first terminal, a second terminal and a management server, wherein:

[0023] 所述第一终端,用于获取当前的资源转移数值;从所述第二终端获取身份信息;向所述管理服务器发送所述资源转移数值和所述身份信息; [0023] The first terminal is configured to obtain the current value of transfer of resources; obtaining identity information from said second terminal; transmitting the resource transfer value and the identity information to the management server;

[0024] 所述管理服务器,用于接收所述第一终端发送的资源转移数值和获取自所述第二终端的身份信息;根据所述身份信息,确定所述第二终端的登录账户;根据所述资源转移数值,进行由所述登录账户对应的资源库账户向所述第一终端对应的资源库账户的资源转移,并在所述登录账户对应的可用资源上限中扣除所述资源转移数值。 [0024] The management server is configured to receive the resource transfer and the value of the first transmission terminal from the second terminal to obtain identity information; according to the identity information, determining the second terminal logon account; The the resource transfer value by transferring the logging resource repository corresponding to the account corresponding to the account to the account of the first terminal the repository, and subtracting the value of the transfer of resources available resource upper limit of the corresponding logon account .

[0025] 本发明实施例提供的技术方案带来的有益效果是: [0025] Embodiments of the invention provide a technical solution is beneficial effects:

[0026] 本发明实施例中,在小额免密的离线资源转移应用中,对登录账户设置资源转移的可用资源上限,根据资源转移数值对可用资源上限进行动态扣除,通过这样的方式,对资源转移量进行控制,这样,无需对剩余资源数值进行限制,免去了频繁资源补充的过程,可以提高进行资源转移量控制的效率。 [0026] The embodiments of the present invention, the small dense free transfer of resources offline applications, login account set limit transfer of resources available resources, available resources dynamically deducted according to the resource upper limit value of the transfer, in such a manner, for transfer amount of resources is controlled, so that, without limiting the value of remaining resources, supplementary resources, eliminating the need for frequent process, can improve the efficiency of resource transfers amount control.

附图说明 BRIEF DESCRIPTION

[0027] 为了更清楚地说明本发明实施例中的技术方案,下面将对实施例描述中所需要使用的附图作简单地介绍,显而易见地,下面描述中的附图仅仅是本发明的一些实施例,对于本领域普通技术人员来讲,在不付出创造性劳动的前提下,还可以根据这些附图获得其他的附图。 [0027] In order to more clearly illustrate the technical solutions in the embodiments of the present invention, as briefly described in the introduction to the accompanying drawings required for use in describing the embodiments. Apparently, the drawings in the following description are only some of the present invention. embodiments, those of ordinary skill in the art is concerned, without creative efforts, can derive from these drawings other drawings.

[0028] 图1是本发明实施例提供的资源转移管理的方法流程图; [0028] FIG. 1 is a method of transferring resource management provided by the present invention, a flow chart;

[0029] 图2是本发明实施例提供的资源转移管理的方法流程图; [0029] FIG. 2 is a method of transferring resource management provided by the present invention, a flow chart;

[0030] 图3是本发明实施例提供的资源转移管理的方法流程图; [0030] FIG. 3 is a method of transferring resource management provided by the present invention, a flow chart;

[0031] 图4是本发明实施例提供的管理服务器的结构示意图; [0031] FIG. 4 is a schematic structural diagram of a management server according to an embodiment of the present invention;

[0032]图5是本发明实施例提供的第一终端的结构示意图; [0032] FIG. 5 is a schematic structural diagram of a first terminal according to an embodiment of the present invention;

[0033] 图6是本发明实施例提供的管理服务器的结构示意图。 [0033] FIG. 6 is a schematic structural diagram of a management server according to an embodiment of the present invention.

具体实施方式 Detailed ways

[0034] 为使本发明的目的、技术方案和优点更加清楚,下面将结合附图对本发明实施方式作进一步地详细描述。 [0034] To make the objectives, technical solutions, and advantages of the present invention will become apparent in conjunction with the accompanying drawings of the following embodiments of the present invention will be described in further detail.

[0035] 实施例一 [0035] Example a

[0036] 本发明实施例提供了一种资源转移管理的方法,该方法可以由第一终端、第二终端和管理服务器共同实现。 Example [0036] The present invention provides a method of transferring resource management, the method may be made of a first terminal, a second terminal and a management server implemented jointly.

[0037] 如图1所示,该方法中管理服务器的处理流程可以包括如下步骤: [0037] 1, the process flow of the management server process may include the steps of:

[0038] 步骤101,管理服务器接收第一终端发送的资源转移数值和获取自第二终端的身份信息。 [0038] Step 101, the resource management server receives the value of the first transfer terminal and transmitting the information acquired from the second terminal identity.

[0039] 步骤102,管理服务器根据接收的身份信息,确定第二终端的登录账户。 [0039] Step 102, the management server according to the received identity information, determining a second terminal logon account.

[0040] 步骤103,管理服务器根据接收的资源转移数值,进行由第二终端的登录账户对应的资源库账户向第一终端对应的资源库账户的资源转移,并在该登录账户对应的可用资源上限中扣除该资源转移数值。 [0040] Step 103, the resource management server transfers the received value, the resource is transferred from the login account corresponding to the second terminal of the repository corresponding to the account to the account of the first terminal the repository, and available resources corresponding to the login account the upper limit of the transfer of resources to deduct value.

[0041] 如图2所示,该方法中第一终端的处理流程可以包括如下步骤: [0041] 2, the process flow of processing a first terminal may include the steps of:

[0042] 步骤201,第一终端获取当前的资源转移数值。 [0042] Step 201, the first terminal obtains the current value of the transfer of resources.

[0043] 步骤202,第一终端从第二终端获取身份信息。 [0043] Step 202, the first terminal identification information acquired from the second terminal.

[0044] 步骤203,第一终端向管理服务器发送获取的资源转移数值和身份信息,以使管理服务器根据该身份信息,确定第二终端的登录账户,根据该资源转移数值,进行由该登录账户对应的资源库账户向第一终端对应的资源库账户的资源转移,并在该登录账户对应的可用资源上限中扣除该资源转移数值。 [0044] Step 203, the first terminal transmits to the management server acquires the resource status information and the transfer value, so that the management server according to the identity information, determining a second terminal logon account, based on the transfer of resources value for the account of the logged transfer of resources corresponding to the repository corresponding to the account to the account of the first terminal the repository, and the transfer of resources available resource upper limit value deducted from the account corresponding to that login.

[0045] 本发明实施例中,在小额免密的离线资源转移应用中,对登录账户设置资源转移的可用资源上限,根据资源转移数值对可用资源上限进行动态扣除,通过这样的方式,对资源转移量进行控制,这样,无需对剩余资源数值进行限制,免去了频繁资源补充的过程,可以提高进行资源转移量控制的效率。 [0045] The embodiments of the present invention, the small dense free transfer of resources offline applications, login account set limit transfer of resources available resources, available resources dynamically deducted according to the resource upper limit value of the transfer, in such a manner, for transfer amount of resources is controlled, so that, without limiting the value of remaining resources, supplementary resources, eliminating the need for frequent process, can improve the efficiency of resource transfers amount control.

[0046] 实施例二 [0046] Second Embodiment

[0047] 本发明实施例提供了一种资源转移管理的方法,该方法可以由第一终端、第二终端和管理服务器共同实现。 Example [0047] The present invention provides a method of transferring resource management, the method may be made of a first terminal, a second terminal and a management server implemented jointly. 其中,第一终端可以是用于收费的终端,如刷卡机等,可以是移动终端或台式终端等,第一终端中可以安装有具有资源转移功能的第一应用程序。 Wherein the first terminal may be a terminal for a fee, such as a credit card, etc., may be a mobile terminal or a desktop terminal or the like, may be mounted in a first terminal a first application having resource transfer function. . 第二终端可以是用户携带的移动终端,如智能手机、平板电脑等,第二终端中可以安装有具有资源转移功能的第二应用程序。 The second terminal may be a mobile terminal carried by the user, such as smart phones, tablet computers, may be equipped with a second terminal a second application having resources transfer function. 资源转移功能可以是将资源由一个资源库账户转移到另一个资源库账户的功能,本发明实施例中的资源可以为数值,如资源转移可以为数值转移,资源转移功能可以为数值转移功能。 Resource resource transfer functions may be transferred from the account to a repository functionality of another repository account, in the embodiment resources may be a numerical value embodiments of the present invention, can be transferred as the transfer of resources is a number, the resource transfer function may be a function of the value transfer. 资源库账户可以是记录某用户拥有的资源状态的账户,如物资状态账户、数值账户等。 Resource Library account can be a resource record owned by the state of a user's account, such as the materials state account, value accounts and so on. 管理服务器可以是用于对资源的转移量进行管理的服务器,可以是上述第一应用程序和第二应用程序的后台服务器。 Management server may be used to transfer the amount of resources to manage the server, may be the first application and the second application backend server. 在管理服务器中,可以预先记录该第二应用程序的各账户对应的预设的初始上限和当前的可用资源上限(可用资源上限可以随资源转移的进行动态变化),初始上限可以由管理服务器统一设置,也可以由用户通过终端进行设置。 In the management server, the account may be recorded each second application corresponding to a preset initial upper limit and the current available resources (available resources can be dynamically vary the upper limit of transfer of resources), can be unified by the initial upper limit management server setting, it can also be set by the user through the terminal.

[0048] 如图3所示,本发明实施例提供的资源转移管理的方法的处理流程可以包括如下步骤: [0048] As shown in FIG. 3, the process flow management method according to an embodiment the transfer of resources provided by the present invention may comprise the steps of:

[0049] 步骤301,第一终端获取当前的资源转移数值。 [0049] Step 301, the first terminal obtains the current value of the transfer of resources.

[0050] 其中,资源转移数值可以是资源库账户之间进行资源转移的数值,可以是数值转移量或物资转移量等。 [0050] wherein the transfer of resources numerical value can be transferred between the repository of resources accounts, may be a transfer material or a transfer amount value amount.

[0051] 在实施中,第一终端获取当前的资源转移数值的方式可以多种多样,可以通过条码扫描仪扫描条码以条码中记录的资源转移数值,也可以由工作人员在第一终端上输入资源转移数值。 [0051] In the embodiment, the first terminal obtains the current value of the resource transfer mode can be varied, the transfer of resources may be the value recorded in the bar code, can be entered by the staff at the first terminal through the bar code scanner scans the bar code resource transfer value. 第一终端中可以安装用于资源转移的第一应用程序,第一应用程序的数据处理页面中,可以对第一终端获取到的当前的资源转移数值进行显示,以使用户对资源转移数值进行确认。 The first terminal may be installed for the first application resource transfer, the data processing of the first page of the application can be acquired for the first terminal of the current value transfer of resources is displayed to allow a user to perform value transfer resources confirm.

[0052] 步骤302,第一终端从第二终端获取身份信息。 [0052] Step 302, the first terminal identification information acquired from the second terminal.

[0053] 其中,身份信息是用于确定第二终端的登录账户的信息,可以是一段代码。 [0053] wherein, logon account information of the second terminal identity information is used to determine, it may be a piece of code. 登录账户是第二终端当前使用的用于支付的应用程序(即上述的具有支付功能的应用程序)中的登录账户。 Login account is the application (i.e., the above-described application has the payment function) to cover a second terminal currently used in the login account. 身份信息中可以包括账户标识,此账户标识即为此登录账户的账户标识,优选的,该身份信息中还可以包括验证信息,验证信息是用于对身份信息进行身份验证的信息,用于防止他人伪造身份信息,验证信息的具体内容和用法在后面内容中会进行详细说明。 Identity information may include an account identifier, the account ID identifies the account login account i.e., preferably, the identification information may further include information for this authentication, authentication information is information used to authenticate the identity information for preventing others false identity information, authentication information and usage details behind the content will be described in detail.

[0054] 具体的,第一终端从第二终端获取身份信息的方式可以多种多样,例如,第二终端可以通过近距离通信(如蓝牙通信)等方式向第一终端发送身份信息,或者,优选的,第一终端可以通过扫描第二终端显示的图形码(如条形码、二维码等)读取身份信息。 [0054] Specifically, the first terminal obtains identification information from the second terminal of the embodiment can be varied, e.g., the second terminal may send identification information to the first terminal through short-range communication (e.g., Bluetooth communication), etc., or, preferably, the first terminal may display a second terminal by scanning the graphic code (bar code, two-dimensional code, etc.) to read identification information.

[0055] 在实施中,在第二终端安装的第二应用程序中,可以设置有小额资源转移选项,用户点击选择该小额资源转移选项可以进入小额资源转移的页面,这时,应用程序可以生成身份信息对应的二维码,显示在该页面中。 [0055] In an embodiment, the second terminal of the second application is installed, you can set options for a small transfer of resources, the user clicks to select the option to enter a small shift resources page small transfer of resources, time, application It can generate two-dimensional code corresponding to the identity information displayed on this page. 身份信息中可以包括账户标识和验证信息,验证信息中又可以包括验证码和随机码,验证码可以由管理服务器预先为每个账号设置并通知给账号登录的终端,第二终端对其登录账号对应的验证码进行存储,随机码可以是第二终端随机生成且在一定周期内不重复使用的代码。 Identity information may include account identification and authentication information, verify information and may include random code and verification code, verification code can be pre-set for each account and notify account login to the terminal by the management server, its second terminal login account corresponding authentication code storage, random code may be randomly generated and the second terminal is not used for a certain period of repeated code. 管理服务器可以预先为每个账号分配对应的公钥和私钥(公钥和私钥唯一对应,使用私钥加密的数据可以通过对应的公钥进行解密),将公钥与账户标识对应存储,并将私钥通知给相应的账号登录的终端,第二终端接收到其登录账号的私钥后对私钥进行保存,第二终端可以使用私钥对验证码和随机码进行加密得到验证信息。 Management server may advance to public and private keys (public and private key uniquely corresponds, using the private key can decrypt data encrypted by the corresponding public key) assigned to each account corresponding to the public key stored in the account corresponding to the identification, and notifies the terminal corresponding private login account, the second terminal receives the login account its private key stored private key, the second terminal may use the private key and the random code codes obtained by encrypting verification information. 然后将账户标识和验证信息组成身份信息,再根据身份信息生成对应的二维码进行显示。 Then account identification and verification information composed of the identity information, and then display the two-dimensional code corresponding to the identity information generation. 每次打开小额资源转移的页面时,都可以生成新的随机码,以重新生成新的二维码,在该页面中还可以设置刷新二维码的按钮,用户点击该按钮后,可以生成新的随机码,以重新生成新的二维码,进行显示。 Each time you open the page a small transfer of resources, can generate a new random code to regenerate a new two-dimensional codes, two-dimensional code can also set the refresh button on this page, the user clicks the button, you can generate the new random code to regenerate a new two-dimensional code, for display.

[0056] 第一终端可以设置有二维码扫描器件,如摄像头,工作人员可以操作二维码扫描器件,扫描用户手持的第二终端上显示的二维码,然后,第一终端可以通过对该二维码的图像分析,来获取到相应的身份信息。 [0056] The first terminal may be provided with a two-dimensional code scanning device, such as a camera, the staff can operate the two-dimensional code displayed on the second terminal two-dimensional code scanning device, scans the user's hand, and then, by a first terminal may the two-dimensional code image analysis to obtain the corresponding identity information.

[0057] 步骤303,第一终端向管理服务器发送获取的资源转移数值和身份信息。 [0057] Step 303, the first terminal transmits to the management server acquires the value and identity information transfer resources.

[0058] 在实施中,第一终端可以通过有线连接方式或无线连接方式接入网络,与管理服务器进行数据通信,第一终端可以生成资源转移请求(如数值转移请求等),将获取的资源转移数值和身份信息携带于资源转移请求中,发送给管理服务器,该资源转移请求中还可以携带第一终端的终端标识。 [0058] In the embodiment, the first terminal over a wired connection or wireless connection access network, data communication with the management server, the first terminal may generate a resource transfer request (e.g., the value transfer request, etc.), the acquired resources transfer values ​​and identity information carried in the resource transfer request, transmits to the management server, the resource transfer request may further carry a terminal identifier of the first terminal.

[0059] 步骤304,管理服务器接收第一终端发送的资源转移数值和获取自第二终端的身份信息。 [0059] Step 304, the resource management server receives the value of the first transfer terminal and transmitting the information acquired from the second terminal identity.

[0060] 其中,获取自第二终端的身份信息,可以是通过扫描第二终端显示的图形码读取的身份信息,相应的处理可以参见步骤302中的相关内容。 [0060] wherein the identity information is obtained from the second terminal, the identity information may be displayed by scanning the graphic code read by the second terminal, the corresponding processing in step 302 may refer to related content.

[0061] 步骤305,管理服务器根据接收的身份信息,确定第二终端的登录账户。 [0061] Step 305, the management server according to the received identity information, determining a second terminal logon account.

[0062] 在实施中,根据身份信息所包括内容的不同,步骤305的处理可以多种多样,例如,身份信息中只包括账户标识,管理服务器可以查找该账户标识对应的账户,并确定第二终端的登录账户为此账户标识对应的账户。 [0062] In the embodiment, according to the identity information includes different content, the processing of step 305 can be varied, e.g., only the identity information includes an account identifier, the account management server may find the account corresponding to the identification, and determining a second login account of the terminal corresponding account ID for this account. 另外,优选的,步骤305的处理过程可以如下: Further, preferably, the processing of step 305 may be as follows:

[0063] 首先,管理服务器根据身份信息中的账户标识和验证信息,对身份信息进行身份验证。 [0063] First, the management server identity information according to the account in the identification and authentication information, identity information to authenticate.

[0064] 在实施中,管理服务器可以预先为每个账号设置对应的验证码,并将验证码与账户标识对应存储,而且,管理服务器还可以预先为每个账户(包括第二终端的登录账户)分配对应的公钥和私钥,将公钥与账户标识对应存储,并将私钥通知给相应的账户登录的终端。 [0064] In the embodiment, the management server may set in advance for each account corresponding to the PIN and the account corresponding to the identification codes stored, and the management server may also advance for each account (including a second terminal logon account ) assigned the corresponding public and private keys, a public key corresponding to the account identifier is stored, and notifies the terminal corresponding to the private key of the account login. 另外,在每次资源转移的过程中,管理服务器可以将验证信息中的随机码与账户标识对应的进行存储,每个账户标识可以对应存储一个或多个随机码。 Further, during each transfer of resources, the management server may verify the account random code corresponding to the identification information is stored, each store account identification may correspond to one or more random codes. 管理服务器在接收到身份信息后,可以获取身份信息中的账户标识和验证信息,然后使用其存储的与该账户标识对应的公钥对验证信息进行解密,在经过解密的验证信息中获取验证码和随机码,将验证信息的验证码与本地存储的该账户标识对应的验证码进行比较,同时查询本地存储的该账户标识对应的随机码中是否包含有该验证信息中的随机码,如果该验证信息中的验证码与本地存储的验证码相同,且本地没有存储该验证信息中的随机码,则可以判定身份验证通过,如果该验证信息中的验证码与本地存储的验证码不同,或本地存储有该验证信息中的随机码,则判定身份验证失败。 The management server receives the identification information can be acquired verification information the identity and account identification information, and then using the public key stored in the account corresponding to the identification information decryption verification, authentication code in the authentication information acquired through the decrypted and random code, the authentication codes stored locally in the account corresponding to the identification codes of information are compared, random code to search in the local store the account identification corresponding to contain random code information of the verification, if the authentication information in the authentication code stored locally codes the same, and not locally store the authentication information in the random codebook, it can be determined that authentication passed, if the authentication information in the authentication code stored locally verification codes, or locally storing the random number in the authentication information, it is determined that authentication fails.

[0065] 然后,如果身份验证通过,则确定第二终端的登录账户为该账户标识对应的账户。 [0065] Then, if authenticated, the login account is determined for the account corresponding to the account ID of the second terminal.

[0066] 通过上述方式确定第二终端的登录账户,可以防止他人伪造身份信息,或复制使用旧的身份信息。 [0066] determine login account of the second terminal in the above manner, it is possible to prevent others from false identity information, or copied using the old identity.

[0067] 步骤306,管理服务器根据接收的资源转移数值,进行由第二终端的登录账户对应的资源库账户向第一终端对应的资源库账户的资源转移,并在该登录账户对应的可用资源上限中扣除该资源转移数值。 [0067] Step 306, the resource management server transfer of resources transfer value received by the login account corresponding to the second terminal to the first terminal the repository account repository corresponding to the account, the login account and the available resources in the corresponding the upper limit of the transfer of resources to deduct value.

[0068] 其中,登录账户对应的资源库账户(如数值账户)可以是登录账户本身,也可以是登录账户的子账户,还可以是预先与登录账户绑定的资源库账户。 [0068] wherein the corresponding logon account repository account (e.g., account value) itself may be a login account, or may be sub-account login account, may also be bound to advance logon account with account repository. 例如,在第二终端中安装的第二应用程序中可以提供的资源库账户绑定页面,用户可以在资源库账户绑定页面中设置资源库账户与该登录账户绑定,并通知给管理服务器。 For example, in the second application installed in the second terminal can provide a repository account Binding page, the user can set the repository account repository binding account page account tied to the login, and notifies the management server . 该登录账户可以绑定有一个或多个资源库账户,如果绑定有多个资源库账户,还可以在多个资源库账户中设置默认资源库账户,即优先用于资源转移的资源库账户,这时,登录账户对应的资源库账户即为此默认资源库账户。 The login account can have one or more binding repository account, bind if there are multiple repositories account, you can also set the default repository accounts in multiple repositories accounts, that is the priority for the repository account transfer of resources in this case, the corresponding account login account that is a repository for this purpose default repository account. 第一终端对应的资源库账户可以是工作人员预先设置的用于接收转移来的资源的接收资源库账户,可以通过第一终端安装的第一应用程序进行设置,并通知给管理服务器进行存储。 A first terminal corresponding to the receiving repository Repository account may be an account for transfer to the receiving resources staff set in advance, can be set by a first application of the first mounting terminal, and notifies the management server stores. 第一终端对应的资源库账户的数目优选为一个。 Corresponding to the terminal number of the first repository is a preferably accounts.

[0069] 在实施中,管理服务器可以预先存储用户的登录账户绑定的资源库账户,及绑定的资源库账户中的默认资源库账户,而且存储商户的第一终端对应的接收资源库账户。 [0069] In the embodiment, the management server may be pre-stored in the user's login account repository binding account, account repository and the repository default account in the binding, and a first terminal stores corresponding receiving merchant account repository . 在执行该步骤时,管理服务器可以先根据登录账户的账户标识,查询第二终端的登录账户所对应的默认资源库账户,并根据上述支付请求中的第一终端的终端标识,查询第一终端对应的资源库账户,然后,通知默认资源库账户所属的资源库账户服务器,由默认资源库账户向接收资源库账户转账上述资源转移数值。 In performing this step, the management server may first login account based on the account identifier, the second terminal logon account query the repository corresponding to the default account and the terminal identifier according to a first terminal of said payment request, queries a first terminal account corresponding repository, and notifies the default account server repository repository account belongs, said resource transfers to transfer value from the default account repository receiving repository account. 同时,管理服务器可以查询该登录账户当前的可用资源上限,并将该可用资源上限降低上述资源转移数值。 At the same time, the management server can query the current upper limit of the available resources of the login account, and transfer these resources to reduce the value of the limit of available resources.

[0070] 另外,如果第二终端的登录账户对应的可用资源上限小于资源转移数值,可以按照预设的上限不足处理方式进行处理,上限不足处理方式可以根据实际需求任意设置,例如,可以不做任何处理,或者,可以不进行资源转移和可用资源上限的修改,并通知第一终端资源转移失败,且还可以说明原因为可用资源上限不足。 [0070] Further, if the upper limit of the available resource corresponding to the second terminal login account is less than the value transfer of resources, may be processed according to a preset processing mode is less than the upper limit, the processing mode is less than the upper limit can be arbitrarily set according to actual needs, for example, can not any treatment, or may not be modified upper transfer of resources and available resources, and notifies the first terminal resource transfer failure, and may also explain why the upper limit is less than the available resources. 优选的,该上限不足处理方式还可以如下: Preferably, less than the upper limit can also be handled as follows:

[0071] 首先,如果第二终端的登录账户对应的可用资源上限小于资源转移数值,管理服务器则向第二终端发送密码验证通知。 [0071] First, if the upper limit of the available resources of the second terminal login account corresponding to the transfer of resources is less than the value, the management server notifies the password verification is sent to the second terminal.

[0072] 其中,该密码验证通知用于通知第二终端进行资源转移密码验证。 [0072] wherein, the password authentication notification for notifying the second terminal to the transfer of resources password authentication.

[0073] 在实施中,第二终端接收到密码验证通知后,在应用程序的界面中可以显示资源转移密码输入窗口,并提示“账户可用资源上限不足,请输入资源转移密码,以完成资源转移”,用户可以在其中输入资源转移密码,点击确定后,第二终端则向管理服务器发送用户输入的资源转移密码。 [0073] In the embodiment, the second terminal after receiving the password verification notification, the application interface may be displayed in the password input window transfer of resources, and prompts "insufficient resources available in the account limit, the transfer of resources enter the password to complete the transfer of resources "users can enter the transfer of resources password, click OK, and the second terminal sends the password entered by the user transfer of resources to the management server.

[0074] 然后,当接收到第二终端发送的资源转移密码,并对资源转移密码验证通过时,管理服务器根据资源转移数值,进行由登录账户对应的资源库账户向第一终端对应的资源库账户的资源转移。 [0074] Then, when receiving the resource transfer password sent by the second terminal, and verify that the resource transfer password, the transfer value according to the resource management server, logon account by the account corresponding to the repository corresponding to the first terminal the repository transfer of resources account.

[0075] 其中,资源转移密码可以是用户为上述登录账户预先设置的用于非免密资源转移过程的密码。 [0075] wherein the transfer of resources may be password encrypted password for the resource transfer process non-Free user login account the above-mentioned pre-set.

[0076] 在实施中,管理服务器可以在本地预先存储各账户的资源转移密码,其中包括第二终端的登录账户的资源转移密码。 [0076] In the embodiment, the resource management server may transfer the password stored in advance in the respective local account, including the password account the transfer of resources of the second terminal. 当接收到第二终端发送的资源转移密码时,管理服务器可以将接收的资源转移密码与本地存储的第二终端的登录账户的资源转移密码进行比较,如果相同,则资源转移密码验证通过,如果不同,或没有接收到第二终端发送的资源转移密码,则可以通知第一终端资源转移失败,并说明可用资源上限不足。 When receiving the resource transfer password sent by the second terminal, the resource management server may transfer the received password transfer of resources locally stored password logon account of the second terminal are compared, if the same, then the transfer of resources through password authentication, if different, or the transfer of resources is not received password sent by the second terminal, the first terminal may be notified resource transfer failure, indicating lack of available resources and the upper limit. 资源转移密码验证通过后的资源转移处理,可以参考本实施例上面的内容。 Transfer of resources cryptographic processing after the transfer of resources through certification, the above embodiment with reference to the content of the present embodiment. 此时可选的,可以保持第二终端的登录账户的可用资源上限不变,或者,可以将第二终端的登录账户对应的可用资源上限设置为预设的初始上限,又或者,可以将第二终端的登录账户对应的可用资源上限设置为0,等等。 At this time, the upper limit of the available resources Alternatively, login account may be maintained constant second terminal, or the upper limit of the available resources login account corresponding to the second terminal may be set as preset initial upper limit, or may be of the upper limit login account available resources corresponding to the second terminal is set to 0, and the like.

[0077] 另外,如果第二终端的登录账户对应的资源库账户的剩余资源数值(如数值账户的剩余数值)小于资源转移数值,可以按照预设的剩余资源数值不足处理方式进行处理,剩余资源数值不足处理方式可以根据实际需求任意设置,例如,可以不做任何处理,或者,可以不进行转账和可用资源上限的修改,并通知第一终端交易失败,且还可以说明原因为剩余资源数值不足。 [0077] Further, if the value of the remaining resources of the second terminal login account corresponding to the account repository (such as the remaining value of the account value) is smaller than the value of the transfer of resources, lack of treatment may be processed according to a preset value of the remaining resources, the remaining resources Numerical insufficient treatment can be arbitrarily set according to the actual needs, for example, without any treatment, or may not be modified, and transfers the upper limit of available resources, and notifies the first terminal transaction fails and may also explain why the value is less than the remaining resources of . 优选的,该剩余资源数值不足的处理方式还可以如下: Preferably, less than the value of remaining resources may also be handled as follows:

[0078] 首先,如果第二终端的登录账户对应的资源库账户的剩余资源数值小于资源转移数值,管理服务器则向第二终端发送资源库账户更换请求。 [0078] First, if the value of the remaining resources of the second terminal login account corresponding to the account repository resource transfers is less than the value, the management server sends the repository account change request to the second terminal.

[0079] 其中,资源库账户更换请求用于通知第二终端更换用于当前资源转移的资源库账户,例如,可以包括数值账户更换请求。 [0079] wherein Repository account change request for notifying the second terminal the repository for replacing the current resource account transfer, for example, may include the account value change request.

[0080] 在实施中,如果第二终端的登录账户对应的默认资源库账户的剩余资源数值小于资源转移数值,管理服务器则可以向第二终端发送资源库账户更换请求。 [0080] In the embodiment, if the second terminal logon account repository corresponding default value is smaller than the remaining resource account value transfer of resources, the management server may be transmitted to the second terminal the repository account change request. 第二终端接收到资源库账户更换请求后,可以显示资源库账户选择窗口,并提示“资源库账户剩余资源数值不足,请选择其它资源库账户,以完成资源转移”,用户可以在窗口中选择登录账户绑定的其它资源库账户,点击确定后,第二终端则向管理服务器发送相应的资源库账户标识。 A second terminal after receiving the request to replace the repository account, the account may be displayed repository selection window, and prompt "Repository account value is less than the remaining resources, select another repository account to complete the transfer of resources", the user can select the window other account login account repository binding, click OK, and the second terminal sends the appropriate repository account ID to the management server.

[0081] 然后,当接收到第二终端发送的资源库账户标识时,管理服务器根据资源转移数值,进行由资源库账户标识对应的资源库账户向第一终端对应的资源库账户的资源转移,并在所述登录账户对应的可用资源上限中扣除所述资源转移数值。 [0081] Then, when the resource library receives the second account identifier sent by the terminal, management server transfer of resources value transferred from the repository of resources corresponding to the identification repository account corresponding to the account to the account of the first terminal the repository, and deduct the value of the transfer of resources available resource upper limit corresponding to the login account.

[0082] 在实施中,管理服务器在接收到资源库账户标识时,还可以验证对应的资源库账户是否为该登录账户绑定的资源库账户,如果是,则进行后续资源转移和降低可用资源上限的处理,否则,通知第二终端重新发送资源库账户标识。 [0082] In the embodiment, the management server receives the account identification repository, can verify whether the account corresponding to the repository for the logon account repository binding account, if so, then the subsequent transfer of resources and reduce the resources available the upper limit of the process, otherwise notifies the second terminal to resend the repository account identification. 后续资源转移和降低可用资源上限的处理与上面的处理类似,可以参见上面的内容。 A similar process to the above process and the subsequent transfer of resources to reduce the upper limit of available resources may refer to the content above.

[0083] 在步骤306执行完毕后,管理服务器可以向第二终端发送资源转移数值和扣除资源转移数值后的可用资源上限。 [0083] After Step 306 is finished, the transfer management server may send a resource upper limit value and the resources available after deducting the value of the transfer of resources to the second terminal.

[0084] 在实施中,管理服务器可以向第二终端发送资源转移完成通知,其中可以携带资源转移数值和扣除资源转移数值后的可用资源上限(即第二终端的登录账户当前的可用资源上限),另外还可以携带资源转移时间。 [0084] In the embodiment, the management server may send a resource transfer completion notification to the second terminal, which can be carried and an upper limit value of the resource transfer resources available after deducting the value of the transfer of resources (i.e., the upper limit of the current resources available to the second terminal login account) , it can also carry resource transfer time. 第二终端如果连接了网络,则可以接收到资源转移完成通知,然后,可以在显示二维码的页面中显示资源转移完成通知中携带的资源转移数值、可用资源上限、资源转移时间等信息。 If a second terminal connected to the network, it may receive the resource transfer completion notification, then the page may be displayed in the two-dimensional code resource transfer is complete notification carried in the transfer value, the upper limit of the available resources, resource information such as the transition time. 第二终端还可以根据资源转移完成通知中携带的资源转移数值、可用资源上限、资源转移时间等信息,在本地资源转移记录中,添加此次资源转移的记录。 The second terminal may also notify the completion of the transfer of resources value carried in, the upper limit of the available resources, the transfer of resources according to the resource time information transfer, the transfer in the local resource record, the record is added to the transfer of resources.

[0085] 步骤307,当满足预设的上限重置条件时,管理服务器将第二终端的登录账户对应的可用资源上限设置为预设的初始上限。 [0085] Step 307, when a reset condition meets the preset upper limit, the upper limit of the management server login account available resources corresponding to the second terminal is set to a predetermined initial upper limit.

[0086] 其中,上限重置条件是用于触发对账户的可用资源上限进行重置的条件。 [0086] where, the upper limit of the condition for triggering the reset condition is the upper limit of the available resource account resetting. 上限重置条件可以根据实际需求任意设置。 The upper limit reset condition may be arbitrarily set according to actual demand.

[0087] 具体的,根据上限重置条件的不同,步骤307的处理方式也可以多种多样,以下给出了其中几种可行的处理方式: [0087] Specifically, depending on the upper limit of the reset condition, the treatment of step 307 may also be varied, we are given below wherein several possible approach:

[0088] 方式一,当达到预设的上限重置周期时,管理服务器将登录账户对应的可用资源上限设置为预设的初始上限。 [0088] one embodiment, when the reset period reaches a preset limit, the log management server account corresponding to the upper limit of resources available to a preset initial set upper limit.

[0089] 在实施中,上限重置周期可以根据实际需求任意设置,例如,上限重置周期设置为I天,可以在每天的O点整进行可用资源上限的重置。 [0089] In the embodiment, the upper limit of the reset period may be arbitrarily set according to the actual needs, for example, setting the upper limit of the reset period, the upper limit of the available resources can be reset for days I O o'clock every day. 管理服务器可以预先存储各账户(包括第二终端的登录账户)对应的初始上限,各账户的初始上限可以由管理服务器统一设置,也可以由各用户分别设置。 Management server may be stored in advance for each account (including the second terminal logon account) corresponding to the initial upper limit, the upper limit of the accounts may be initially provided by the unified management server may be provided separately by each user. 在第二终端安装的上述应用程序中可以设置有上限设置页面,在上限设置页面中用户可以输入初始上限的数值,点击确认按钮后,第二终端则生成上限设置请求,在其中携带用户输入的初始上限和第二终端的登录账户,并将上限设置请求发送给管理服务器,管理服务器在接收到上限设置请求后可以对第二终端的登录账户的初始上限进行记录。 In the application of the second terminal may be provided with a mounting cap settings page, the user can set the upper limit page initial upper limit value of the input, click the OK button, generating a second terminal capping request, which carries the user input the initial login account an upper limit and a second terminal, and an upper bound request to the management server, the management server to the second terminal of the initial upper limit of the recorded login account after receiving the request for setting an upper limit. 在该登录账户还没有开始进行资源转移时,将该登录账户的可用资源上限设置为相应的初始上限。 When the login account for the transfer of resources has not started, the upper limit of the available resources login account is set to the respective initial upper limit. 在执行步骤307时,管理服务器将第二终端的登录账户的可用资源上限重置为对应的初始上限。 When step 307 is executed, the upper limit of the available resource management server login account of the second terminal is reset to the initial upper limit corresponds.

[0090] 方式二,当接收到第二终端发送的上限重置请求后,对第二终端进行资源转移密码验证通过时,管理服务器将登录账户对应的可用资源上限设置为预设的初始上限。 [0090] The second approach, after receiving a second limit reset request sent by a terminal, a second terminal through the resource transfer password verification, the management server login account corresponding to the upper limit of resources available to a preset initial set upper limit.

[0091] 在实施中,第二终端在连接网络时,可以从管理服务器实时获取其登录账户的可用资源上限,用户可以根据可用资源上限的剩余情况,主动发起上限重置,在上述第二终端安装的应用程序的界面中可以设置有上限重置按钮,用户点击该上限重置按钮后可以弹出资源转移密码输入窗口,用户在其中输入资源转移密码并点击确认后,第二终端则可以向管理服务器发送上限重置请求,其中可以携带用户输入的资源转移密码和第二终端的登录账户的账户标识。 [0091] In the embodiment, the second terminal of the network connections, which can be acquired from the management server login account available resources in real time limit, the user can limit the availability of resources remaining, initiate a reset limit, in the second terminal after installation of the application interface may be provided with a limit reset button, the user clicks the button to eject the reset limit the transfer of resources password input window, in which the user enter a password and click OK transfer resources, the second terminal may manage the server sends a reset request upper limit, which may carry a resource account ID logon account transfer password input by the user and a second terminal. 管理服务器可以根据本地预先存储的各账户标识对应的资源转移密码,验证上限重置请求中的资源转移密码是否正确,如果正确,则验证通过。 The resource management server may transfer the password for each account corresponding to the identification of locally stored in advance, the transfer of resources to verify password request to reset the upper limit is correct, if correct, authentication is passed. 进行上限重置的处理与方式一中类似,可以参见方式一中的相关内容。 Resetting an upper limit of a processing similar manner, a manner can be found in the relevant content.

[0092] 在步骤307执行完毕后,管理服务器可以向第二终端发送当前登录账户对应的可用资源上限。 [0092] After Step 307 is finished, the management server can transmit the available resources corresponding to the upper limit of the current login account to the second terminal. 此时的可用资源上限即该登录账户对应的初始上限。 At this time, the upper limit of the available resources of the initial upper limit corresponding to the login account.

[0093] 在实施中,管理服务器可以向第二终端发送上限重置通知,其中可以携带当前的可用资源上限。 [0093] In the embodiment, the management server may send a notification to reset the upper limit of the second terminal, which can carry a current limit available resources. 第二终端如果连接了网络,则可以接收到上限重置通知,然后,可以将本地存储的可用资源上限的数值修改为初始上限。 If a second terminal connected to the network, you may receive a reset notification to an upper limit, and then, the upper limit value of resources available locally stored initial upper limit can be modified.

[0094] 本发明实施例中,在小额免密的离线资源转移应用中,对登录账户设置资源转移的可用资源上限,根据资源转移数值对可用资源上限进行动态扣除,通过这样的方式,对资源转移量进行控制,这样,无需对剩余资源数值进行限制,免去了频繁资源补充的过程,可以提高进行资源转移量控制的效率。 [0094] The embodiments of the present invention, the small dense free transfer of resources offline applications, login account set limit transfer of resources available resources, available resources dynamically deducted according to the resource upper limit value of the transfer, in such a manner, for transfer amount of resources is controlled, so that, without limiting the value of remaining resources, supplementary resources, eliminating the need for frequent process, can improve the efficiency of resource transfers amount control.

[0095] 实施例三 [0095] Example three

[0096] 下面给出了本发明实施例提供的资源转移管理的方法在具体应用场景中的处理流程,可以包括如下步骤: [0096] The following presents a resource transfer method of the present invention to provide a process management processes specific application scenario in an embodiment, may include the steps of:

[0097] 步骤一,第一终端获取当前的资源转移数值。 [0097] Step a, the terminal first acquires the current value of the transfer of resources.

[0098] 在本实施例中,第一终端可以是用于收费的终端,例如,第一终端可以是设置于商户处的刷卡机。 [0098] In the present embodiment, the first terminal may be a terminal for a fee, for example, may be provided to the first terminal at a merchant POS. 资源转移数值可以是进行交易的商品的价格,即交易金额。 Resource transfer value may be the price of traded goods, namely transaction amount. 可用资源上限可以是可用额度,即允许转账的最高金额。 Available resources may be available credit limit, which allows the maximum amount of transfers. 初始上限可以是初始额度,即初始状态下允许转账的最高金额。 The initial upper limit may be the initial amount, the maximum amount that is allowed to transfer the initial state.

[0099] 在用户和商户进行交易时,例如,某用户在商场中选购了一件商品,在付款台准备进行付款时,商户的工作人员可以使用第一终端安装的条码扫描仪扫描商品上的条码,以使第一终端获取到该商品的编码,并根据该编码查询预先存储的该商品的价格(即资源转移数值),或者,工作人员可以通过键盘手动输入该商品的价格。 When the [0099] when trading in the user and businesses, for example, a user choose one item in shopping malls, at cash desks ready to make a payment, the merchant's staff can use the bar code scanner to scan merchandise first terminal installation bar code, so that the first terminal acquires the encoded product, the price of the commodity and the query pre-stored (i.e., the transfer of resources value) based on the coding, or staff can enter the price of the commodity by the keyboard manually.

[0100] 步骤二,第一终端从第二终端获取身份信息。 [0100] Step two, the first terminal identification information acquired from the second terminal.

[0101 ] 在本实施例中,在第二终端安装的第二应用程序中,可以设置有小额支付选项,用户点击选择该小额支付选项可以进入小额支付的页面,这时,应用程序可以生成身份信息对应的二维码,显示在该页面中。 [0101] In the present embodiment, the second terminal of the second application installed, may be provided with a micro-payment options, the user clicks to select the option to enter the page micropayments micro-payment, time, the application you can generate two-dimensional code corresponding to the identity information displayed on this page. 第一终端可以设置有摄像头,拍摄第二终端显示的二维码,并进行图像分析获取其中的身份信息。 The first terminal may be provided with a camera, shooting a second two-dimensional code displayed on the terminal, and wherein the image analysis acquired identity information.

[0102] 可选的,在上述显示二维码的页面中,还可以显示一些提示文字,例如,“支付成功后,可用额度将相应减少”,又例如,第二终端如果检测到未连接网络,则可以显示“网络未连接,但您可以继续支付,网络连接后将更新交易记录”。 [0102] Alternatively, in the two-dimensional code on the display page, it is also possible to display some text prompt, e.g., "After successful payment, available credit will be reduced", and for example, if the second terminal is not connected to the network is detected , then display the "network not connected, but you can continue to pay, after the Internet connection to update transactions."

[0103] 步骤三,第一终端向管理服务器发送获取的资源转移数值和身份信息。 [0103] Step three, the first terminal to the management server transmits the acquired values ​​and identity information transfer resources.

[0104] 在本实施例中,第一终端可以生成支付请求,将获取的交易数额和身份信息携带于支付请求中,发送给管理服务器,该支付请求中还可以携带第一终端的终端标识。 [0104] In the present embodiment, the first terminal may generate a payment request, the transaction amount and the acquired identification information is carried in the payment request, to the management server, the payment request may further carry a first terminal identifier of the terminal.

[0105] 步骤四,管理服务器根据接收的身份信息,确定第二终端的登录账户。 [0105] Step 4 management server identity information received, determining a second terminal logon account. 相应的处理可以参考实施例二。 The respective processing may Reference Example II.

[0106] 步骤五,管理服务器根据接收的资源转移数值,进行由第二终端的登录账户对应的资源库账户向第一终端对应的资源库账户的资源转移,并在该登录账户对应的可用额度中扣除该资源转移数值。 [0106] Step five, according to the resource management server transfers the received value, the transfer of resources by the login account corresponding to the second terminal of the repository corresponding to the account to the account of the first terminal the repository, and the available credit corresponding to the login account the transfer of resources value deducted.

[0107] 在本实施例中,资源库账户可以是用于存储货币的货币账户,如银行账户,也可以是支付类应用程序的支付账户。 [0107] In the present embodiment, the account may be a repository for storing money account currency, such as bank accounts, the payment may be a payment account based applications. 在第二应用程序中可以提供的银行卡绑定页面,用户可以在银行卡绑定页面中设置银行账户与自己的登录账户绑定,如果登录账户绑定有多个银行账户,还可以在其中设置默认银行账户,并通知给管理服务器。 Bank card in the second application may provide binding page, users can set up a bank account in the bank card bound pages with their own login account binding, if the login account bindings have multiple bank accounts, but also in which set the default bank account and notifies the management server. 在第一终端,可以通过第一应用程序设置第一终端对应的收款银行账户。 In a first terminal, a first terminal may be provided corresponding to the bank accounts receivable by the first application. 在执行该步骤五时,管理服务器可以先根据登录账户的账户标识,查询第二终端的登录账户所对应的默认银行账户,并根据上述支付请求中的第一终端的终端标识,查询第一终端对应的收款银行账户,然后,通知默认银行账户所属的银行服务器,由默认银行账户向收款银行账户转账上述交易数额。 In performing this step five, based on the account management server may first identify the login account, the login account query corresponding to the second terminal of the default bank account and the terminal identifier according to a first terminal of said payment request, queries a first terminal corresponding to the receiving bank account, and then notify the bank server default bank account belongs to, the transfer of the transaction amount to the payee bank accounts by the default bank account. 同时,管理服务器可以查询该登录账户当前的可用额度,并将该可用额度降低上述交易数额。 At the same time, the management server can query the current login account available credit, and will reduce the available credit amount of the transaction.

[0108] 如果第二终端的登录账户的可用额度小于交易金额,管理服务器则向第二终端发送密码验证通知,第二终端接收到密码验证通知后,在应用程序的界面中可以显示交易密码输入窗口,并提示“账户可用额度不足,请输入交易密码,以完成支付”,用户可以在其中输入交易密码,点击确定后,第二终端则向管理服务器发送用户输入的交易密码。 [0108] If the available credit of the second terminal logon account is less than the transaction amount, the management server sends the password authentication notification to the second terminal, a second terminal after receiving the password verification notification, the application interface may display transaction password window and prompts "insufficient available credit accounts, enter transaction password to complete payment", the user can enter transaction password, click OK, and then the second terminal sends the transaction password entered by the user to the management server. 后续的转账处理可以参照上面内容。 Subsequent processing may refer to the above content transfer.

[0109] 如果第二终端的登录账户对应的默认银行账户的余额小于交易金额,管理服务器则可以向第二终端发送银行卡更换请求。 [0109] If the login account of the second terminal of the corresponding default bank account balance is less than the amount of the transaction, the management server can send a card to the second terminal replacement request. 第二终端接收到银行卡更换请求后,可以显示银行卡选择窗口,并提示“银行账户剩余资源数值不足,请选择其它银行卡,以完成支付”,用户可以在窗口中选择登录账户绑定的其它银行账户,点击确定后,第二终端则向管理服务器发送相应的资源库账户标识,即用户选择的银行账户的银行卡号。 The second terminal after receiving the request to replace the bank card, bank card can display the selection window, and prompt "bank account value is less than the remaining resources, please choose another bank card to complete the payment", the user can select an account login to bind in the window other bank accounts, click OK, and the second terminal sends the appropriate repository account ID to the management server, that is, bank card number selected by the user's bank account. 后续的转账和可用额度降低的处理可以参照上面内容。 And the subsequent transfer process can be reduced available credit above with reference to the content.

[0110] 转账完成后,管理服务器可以向第二终端发送交易完成通知,其中可以携带交易数额、可用额度、交易时间等信息,第二终端可以对这些信息进行显示,例如,可以显示“您于20时25分支付15元,账户剩余的可用额度为85元”。 [0110] After the transfer is complete, the management server can send a notification to the second terminal transaction is completed, which can carry the amount of trading, available credit, transaction time and other information, the second terminal can display this information, for example, "Your in 20:25 to pay $ 15, the remaining available credit account 85 yuan. "

[0111] 步骤六,当满足预设的上限重置条件时,管理服务器将第二终端的登录账户对应的可用额度设置为预设的初始额度。 [0111] Step six, meets the preset upper limit when a reset condition, the management server logon account corresponding to the second terminal of the available credit limit to a preset initial set. 相应处理可以参照实施例二。 It may refer to the corresponding processing according to the second embodiment.

[0112] 本发明实施例中,在小额免密的离线资源转移应用中,对登录账户设置资源转移的可用资源上限,根据资源转移数值对可用资源上限进行动态扣除,通过这样的方式,对资源转移量进行控制,这样,无需对剩余资源数值进行限制,免去了频繁资源补充的过程,可以提高进行资源转移量控制的效率。 [0112] In embodiments of the present invention, the small dense free transfer of resources offline applications, login account set limit transfer of resources available resources, available resources dynamically deducted according to the resource upper limit value of the transfer, in such a manner, for transfer amount of resources is controlled, so that, without limiting the value of remaining resources, supplementary resources, eliminating the need for frequent process, can improve the efficiency of resource transfers amount control.

[0113] 实施例四 [0113] Fourth Embodiment

[0114] 基于相同的技术构思,本发明实施例还提供了一种管理服务器,如图4所示,所述管理服务器包括: [0114] Based on the same technical concept, embodiments of the present invention further provides a management server 4, the management server comprising:

[0115] 接收模块410,用于接收第一终端发送的资源转移数值和获取自第二终端的身份信息; [0115] The receiving module 410 for receiving a first value of the transfer of resources and access terminal transmits identity information from the second terminal;

[0116] 确定模块420,用于根据所述身份信息,确定所述第二终端的登录账户; [0116] determination module 420, according to the identity information for determining the second terminal of the login account;

[0117] 管理模块430,用于根据所述资源转移数值,进行由所述登录账户对应的资源库账户向所述第一终端对应的资源库账户的资源转移,并在所述登录账户对应的可用资源上限中扣除所述资源转移数值。 [0117] management module 430, a value according to the resource transfer, the transfer of resources by the login account corresponding to the repository corresponding to the account to the account of the first terminal the repository, and the login account corresponding the upper limit of the available resources in the resource transfer value deducted.

[0118] 优选的,所述获取自第二终端的身份信息,包括: [0118] Preferably, the obtaining identity information from the second terminal, comprising:

[0119] 通过扫描第二终端显示的图形码读取的身份信息。 [0119] identification information displayed by scanning the graphic code read by the second terminal.

[0120] 优选的,所述身份信息中包括账户标识和验证信息; [0120] Preferably, the identity information includes an account identification and verification information;

[0121] 所述确定模块420,用于: [0121] The determining module 420, configured to:

[0122] 根据所述身份信息中的所述账户标识和所述验证信息,对所述身份信息进行身份验证; [0122] According to the account ID and the verification information in the identity information, the identity information for authentication;

[0123] 如果身份验证通过,则确定所述第二终端的登录账户为所述账户标识对应的账户。 [0123] If authenticated, the login account is determined that the second terminal identifier to the account corresponding to the account.

[0124] 优选的,所述管理模块430,还用于: [0124] Preferably, the management module 430 is further configured to:

[0125] 如果所述登录账户对应的可用资源上限小于所述资源转移数值,则向所述第二终端发送密码验证通知; [0125] If the login account corresponding to the upper limit of resources available is less than the value of the resource transfer, the password authentication notification is sent to the second terminal;

[0126] 当接收到所述第二终端发送的资源转移密码,并对所述资源转移密码验证通过时,根据所述资源转移数值,进行由所述登录账户对应的资源库账户向所述第一终端对应的资源库账户的资源转移。 [0126] When receiving the resource transfer password sent by the second terminal, and the transfer of resources through password authentication, the value according to the resource transfer, logon account by the account corresponding to the first repository a transfer of resources corresponding to the terminal repository accounts.

[0127] 优选的,所述管理模块430,还用于: [0127] Preferably, the management module 430 is further configured to:

[0128] 如果所述登录账户对应的资源库账户的剩余资源数值小于所述资源转移数值,则向所述第二终端发送资源库账户更换请求; [0128] If the value of the remaining resources login account corresponding to the account repository resource transfers is less than the value, sending repository account change request to the second terminal;

[0129] 当接收到所述第二终端发送的资源库账户标识时,根据所述资源转移数值,进行由所述资源库账户标识对应的资源库账户向所述第一终端对应的资源库账户的资源转移,并在所述登录账户对应的可用资源上限中扣除所述资源转移数值。 [0129] Upon receiving the account repository identifier sent by the second terminal, according to the resource transfer value by Repository account identification corresponding to the repository corresponding to the account to the account of the first terminal the repository resource transfers, and the transfer of resources available resource upper limit value deducted from the account corresponding to the login.

[0130] 优选的,还包括重置模块,用于: [0130] Preferably, further comprising a reset means for:

[0131] 当满足预设的上限重置条件时,将所述登录账户对应的可用资源上限设置为预设的初始上限。 The upper limit of available resources [0131] When the reset condition meets a preset limit, corresponding to the login account is set to the initial preset limit.

[0132] 优选的,所述重置模块,用于: [0132] Preferably, the reset module is configured to:

[0133] 当达到预设的上限重置周期时,将所述登录账户对应的可用资源上限设置为预设的初始上限;或者, [0133] When the reset period reaches a preset limit, the upper limit of the available resources login account corresponding to a preset initial set upper limit; or

[0134] 当接收到所述第二终端发送的上限重置请求后,对所述第二终端进行资源转移密码验证通过时,将所述登录账户对应的可用资源上限设置为预设的初始上限。 [0134] Upon receipt of the limit reset request from the second terminal, the second terminal of the upper limit of the preset initial transfer of resources through password authentication, the upper limit of the available resources corresponding to the account to log .

[0135] 优选的,还包括发送模块,用于: [0135] Preferably, further comprising a transmitting module, configured to:

[0136] 所述将所述登录账户对应的可用资源上限设置为预设的初始上限之后,向所述第二终端发送当前所述登录账户对应的可用资源上限。 [0136] The available resources corresponding to the upper limit of the login account is set after a preset initial upper limit, the upper limit of the current transmission resources available to the login account corresponding to the second terminal.

[0137] 优选的,还包括发送模块,用于: [0137] Preferably, further comprising a transmitting module, configured to:

[0138] 所述根据所述资源转移数值,进行由所述登录账户对应的资源库账户向所述第一终端对应的资源库账户的资源转移,并在所述登录账户对应的可用资源上限中扣除所述资源转移数值之后,向所述第二终端发送所述资源转移数值和扣除所述资源转移数值后的可用资源上限。 [0138] The transfer value according to the resource, the resource transfer is performed by the login account corresponding to the repository corresponding to the account to the account of the first terminal the repository, and the upper limit of the available resources in the login account corresponding to after deducting the value of the transfer of resources, transmit to the second terminal and an upper limit value of the resource transfer resources available after deducting the value of the transfer of resources.

[0139] 优选的,所述资源转移数值,包括数值转移量;所述资源库账户,包括数值账户;所述资源转移,包括数值转移。 [0139] Preferably, the resource transfer value, including the value transfer amount; the account repository, including the account value; the transfer of resources, including the value transfer.

[0140] 基于相同的技术构思,本发明实施例还提供了一种第一终端,如图5所示,所述第一终端包括: [0140] Based on the same technical concept, embodiments of the present invention further provides a first terminal 5, the first terminal comprising:

[0141] 获取模块510,用于获取当前的资源转移数值;从第二终端获取身份信息; [0141] obtaining module 510, configured to obtain the current value of the transfer of resources; obtaining identity information from a second terminal;

[0142] 发送模块520,用于向管理服务器发送所述资源转移数值和所述身份信息;以使所述管理服务器根据所述身份信息,确定所述第二终端的登录账户,根据所述资源转移数值,进行由所述登录账户对应的资源库账户向所述第一终端对应的资源库账户的资源转移,并在所述登录账户对应的可用资源上限中扣除所述资源转移数值。 [0142] The sending module 520, configured to send the resource management server to transfer the identity information and values; so that the management server according to the identity information, determining a second terminal of the login account, according to the resource transfer value by transferring the logging resource account corresponding to the account repository corresponding to the first terminal the repository account, net of the available resources in the resource upper limit value transferred to the corresponding login account.

[0143] 优选的,所述获取模块510,用于: [0143] Preferably, the obtaining module 510, configured to:

[0144] 通过扫描第二终端显示的图形码读取身份信息。 [0144] displaying the graphic code is read by scanning the second terminal identity information.

[0145] 优选的,所述资源转移数值,包括数值转移量;所述资源库账户,包括数值账户;所述资源转移,包括数值转移。 [0145] Preferably, the resource transfer value, including the value transfer amount; the account repository, including the account value; the transfer of resources, including the value transfer.

[0146] 本发明实施例中,在小额免密的离线资源转移应用中,对登录账户设置资源转移的可用资源上限,根据资源转移数值对可用资源上限进行动态扣除,通过这样的方式,对资源转移量进行控制,这样,无需对剩余资源数值进行限制,免去了频繁资源补充的过程,可以提高进行资源转移量控制的效率。 [0146] In embodiments of the present invention, the small dense free transfer of resources offline applications, login account set limit transfer of resources available resources, available resources dynamically deducted according to the resource upper limit value of the transfer, in such a manner, for transfer amount of resources is controlled, so that, without limiting the value of remaining resources, supplementary resources, eliminating the need for frequent process, can improve the efficiency of resource transfers amount control.

[0147] 实施例五 [0147] Embodiment V

[0148] 基于相同的技术构思,本发明实施例还提供了一种资源转移管理的系统,所述系统包括第一终端、第二终端和管理服务器,其中: [0148] Based on the same technical concept, embodiments of the present invention also provides a resource transfer management system, the system comprising a first terminal, a second terminal and a management server, wherein:

[0149] 所述第一终端,用于获取当前的资源转移数值;从所述第二终端获取身份信息;向所述管理服务器发送所述资源转移数值和所述身份信息; [0149] The first terminal is configured to obtain the current value of transfer of resources; obtaining identity information from said second terminal; transmitting the resource transfer value and the identity information to the management server;

[0150] 所述管理服务器,用于接收所述第一终端发送的资源转移数值和获取自所述第二终端的身份信息;根据所述身份信息,确定所述第二终端的登录账户;根据所述资源转移数值,进行由所述登录账户对应的资源库账户向所述第一终端对应的资源库账户的资源转移,并在所述登录账户对应的可用资源上限中扣除所述资源转移数值。 [0150] The management server is configured to receive the resource transfer and the value of the first transmission terminal from the second terminal to obtain identity information; according to the identity information, determining the second terminal logon account; The the resource transfer value by transferring the logging resource repository corresponding to the account corresponding to the account to the account of the first terminal the repository, and subtracting the value of the transfer of resources available resource upper limit of the corresponding logon account .

[0151] 本发明实施例中,在小额免密的离线资源转移应用中,对登录账户设置资源转移的可用资源上限,根据资源转移数值对可用资源上限进行动态扣除,通过这样的方式,对资源转移量进行控制,这样,无需对剩余资源数值进行限制,免去了频繁资源补充的过程,可以提高进行资源转移量控制的效率。 [0151] In embodiments of the present invention, the small dense free transfer of resources offline applications, login account set limit transfer of resources available resources, available resources dynamically deducted according to the resource upper limit value of the transfer, in such a manner, for transfer amount of resources is controlled, so that, without limiting the value of remaining resources, supplementary resources, eliminating the need for frequent process, can improve the efficiency of resource transfers amount control.

[0152] 实施例六 [0152] Sixth Embodiment

[0153] 图6是本发明实施例提供的管理服务器的结构示意图。 [0153] FIG. 6 is a schematic structural diagram of a management server according to an embodiment of the present invention. 该管理服务器1900可因配置或性能不同而产生比较大的差异,可以包括一个或一个以上中央处理器(centralprocessing units,CPU)1922 (例如,一个或一个以上处理器)和存储器1932,一个或一个以上存储应用程序1942或数据1944的存储介质1930 (例如一个或一个以上海量存储设备)。 The management server 1900 may be a relatively large difference due to different properties or configuration, it may include one or more central processors (centralprocessing units, CPU) 1922 (e.g., one or more processors) and a memory 1932, one or more storage application data storage medium 1944 or 19,301,942 (e.g., one or more mass storage devices). 其中,存储器1932和存储介质1930可以是短暂存储或持久存储。 Wherein the memory storage medium 1932, and 1930 may be stored in transient or persistent storage. 存储在存储介质1930的程序可以包括一个或一个以上模块(图示没标出),每个模块可以包括对服务器中的一系列指令操作。 1930 stored in the storage medium of the program may include one or more modules (not shown shown), each of the server module may include a series of instructions. 更进一步地,中央处理器1922可以设置为与存储介质1930通信,在管理服务器1900上执行存储介质1930中的一系列指令操作。 Still further, the central processor 1922 may be provided to the operations performed in the storage medium 1930 of a series of instructions stored communication medium 1930 and 1900 on the management server.

[0154] 管理服务器1900还可以包括一个或一个以上电源1926,一个或一个以上有线或无线网络接口1950,一个或一个以上输入输出接口1958,一个或一个以上键盘1956,和/或,一个或一个以上操作系统1941,例如Windows ServerTM,Mac OS XTM,UnixTM, LinuxTM,FreeBSDTM 等等。 [0154] management server 1900 may also include one or supply 1926 more, one or more wired or wireless network interface 1950, one or more input and output interface 1958, one or more keyboard 1956, and / or one or more than 1941 operating system, such as Windows ServerTM, Mac OS XTM, UnixTM, LinuxTM, FreeBSDTM and so on.

[0155] 管理服务器1900可以包括有存储器,以及一个或者一个以上的程序,其中一个或者一个以上程序存储于存储器中,且经配置以由一个或者一个以上处理器执行所述一个或者一个以上程序包含用于进行以下操作的指令: [0155] Management server 1900 may include a memory, and one or more than one program, wherein the one or more programs stored in the memory and configured to be executed by the one or more processors, the one or more programs comprising instructions for the following operations:

[0156] 接收第一终端发送的资源转移数值和获取自第二终端的身份信息; [0156] receiving a first value of the transfer of resources and access terminal transmits the identity information from the second terminal;

[0157] 根据所述身份信息,确定所述第二终端的登录账户; [0157] According to the identity information, determining a second terminal of the login account;

[0158] 根据所述资源转移数值,进行由所述登录账户对应的资源库账户向所述第一终端对应的资源库账户的资源转移,并在所述登录账户对应的可用资源上限中扣除所述资源转移数值。 [0158] The values ​​of the transfer of resources, the transfer of resources by the corresponding repository logon account corresponding to the account to the account of the first terminal the repository, and subtracting the upper limit of the available resource corresponding to logon account said transfer resource value.

[0159] 优选的,所述获取自第二终端的身份信息,包括: [0159] Preferably, the obtaining identity information from the second terminal, comprising:

[0160] 通过扫描第二终端显示的图形码读取的身份信息。 [0160] identification information displayed by scanning the graphic code read by the second terminal.

[0161] 优选的,所述身份信息中包括账户标识和验证信息; [0161] Preferably, the identity information includes an account identification and verification information;

[0162] 根据所述身份信息,确定所述第二终端的登录账户,包括: [0162] According to the identity information, determining the second terminal logon account, comprising:

[0163] 根据所述身份信息中的所述账户标识和所述验证信息,对所述身份信息进行身份验证; [0163] According to the account ID and the verification information in the identity information, the identity information for authentication;

[0164] 如果身份验证通过,则确定所述第二终端的登录账户为所述账户标识对应的账户。 [0164] If authenticated, the login account is determined that the second terminal identifier to the account corresponding to the account.

[0165] 优选的,所述方法还包括: [0165] Preferably, the method further comprising:

[0166] 如果所述登录账户对应的可用资源上限小于所述资源转移数值,则向所述第二终端发送密码验证通知; [0166] If the login account corresponding to the upper limit of resources available is less than the value of the resource transfer, the password authentication notification is sent to the second terminal;

[0167] 当接收到所述第二终端发送的资源转移密码,并对所述资源转移密码验证通过时,根据所述资源转移数值,进行由所述登录账户对应的资源库账户向所述第一终端对应的资源库账户的资源转移。 [0167] When receiving the resource transfer password sent by the second terminal, and the transfer of resources through password authentication, the value according to the resource transfer, logon account by the account corresponding to the first repository a transfer of resources corresponding to the terminal repository accounts.

[0168] 优选的,所述方法还包括: [0168] Preferably, the method further comprising:

[0169] 如果所述登录账户对应的资源库账户的剩余资源数值小于所述资源转移数值,则向所述第二终端发送资源库账户更换请求; [0169] If the value of the remaining resources login account corresponding to the account repository resource transfers is less than the value, sending repository account change request to the second terminal;

[0170] 当接收到所述第二终端发送的资源库账户标识时,根据所述资源转移数值,进行由所述资源库账户标识对应的资源库账户向所述第一终端对应的资源库账户的资源转移,并在所述登录账户对应的可用资源上限中扣除所述资源转移数值。 [0170] Upon receiving the account repository identifier sent by the second terminal, according to the resource transfer value by Repository account identification corresponding to the repository corresponding to the account to the account of the first terminal the repository resource transfers, and the transfer of resources available resource upper limit value deducted from the account corresponding to the login.

[0171 ] 优选的,所述方法还包括: [0171] Preferably, the method further comprising:

[0172] 当满足预设的上限重置条件时,将所述登录账户对应的可用资源上限设置为预设的初始上限 [0172] when a preset upper limit reset condition is satisfied, the upper limit of the available resource corresponding to the login account is set to the upper limit of a preset initial

[0173] 优选的,所述当满足预设的上限重置条件时,将所述登录账户对应的可用资源上限设置为预设的初始上限,包括: [0173] Preferably, the upper limit reset when a preset condition is satisfied, the upper limit of the available resource corresponding to the login account is set to the initial preset limit, comprising:

[0174] 当达到预设的上限重置周期时,将所述登录账户对应的可用资源上限设置为预设的初始上限;或者, [0174] When the reset period reaches a preset limit, the upper limit of the available resources login account corresponding to a preset initial set upper limit; or

[0175] 当接收到所述第二终端发送的上限重置请求后,对所述第二终端进行资源转移密码验证通过时,将所述登录账户对应的可用资源上限设置为预设的初始上限。 [0175] Upon receipt of the limit reset request from the second terminal, the second terminal of the upper limit of the preset initial transfer of resources through password authentication, the upper limit of the available resources corresponding to the account to log .

[0176] 优选的,将所述登录账户对应的可用资源上限设置为预设的初始上限之后,还包括: [0176] Preferably, the upper limit of the available resources login account corresponding to the initial setting after a preset limit, further comprising:

[0177] 向所述第二终端发送当前所述登录账户对应的可用资源上限。 [0177] The upper limit of the current transmission resources available to the login account corresponding to the second terminal.

[0178] 优选的,根据所述资源转移数值,进行由所述登录账户对应的资源库账户向所述第一终端对应的资源库账户的资源转移,并在所述登录账户对应的可用资源上限中扣除所述资源转移数值之后,还包括: [0178] Preferably, according to the resource transfer value by transferring the logging resource repository corresponding to the account corresponding to the account to the account of the first terminal the repository, and the login account corresponding to the upper limit of the available resources after deducting the value of the transfer of resources, further comprising:

[0179]向所述第二终端发送所述资源转移数值和扣除所述资源转移数值后的可用资源上限。 [0179] transmitted to the second terminal of said transfer resource upper limit value and the resources available after deducting the value of the resource transfer.

[0180] 优选的,所述资源转移数值,包括数值转移量;所述资源库账户,包括数值账户;所述资源转移,包括数值转移。 [0180] Preferably, the resource transfer value, including the value transfer amount; the account repository, including the account value; the transfer of resources, including the value transfer.

[0181] 本发明实施例中,在小额免密的离线资源转移应用中,对登录账户设置资源转移的可用资源上限,根据资源转移数值对可用资源上限进行动态扣除,通过这样的方式,对资源转移量进行控制,这样,无需对剩余资源数值进行限制,免去了频繁资源补充的过程,可以提高进行资源转移量控制的效率。 [0181] In embodiments of the present invention, the small dense free transfer of resources offline applications, login account set limit transfer of resources available resources, available resources dynamically deducted according to the resource upper limit value of the transfer, in such a manner, for transfer amount of resources is controlled, so that, without limiting the value of remaining resources, supplementary resources, eliminating the need for frequent process, can improve the efficiency of resource transfers amount control.

[0182] 实施例七 [0182] Seventh Embodiment

[0183] 本发明实施例提供的第一终端可因配置或性能不同而产生比较大的差异,可以包括一个或一个以上中央处理器(例如,一个或一个以上处理器)和存储器,一个或一个以上存储应用程序或数据的存储介质(例如一个或一个以上海量存储设备)。 [0183] a first terminal provided in the embodiment of the present invention can be produced by a relatively large difference in configuration or different properties, may comprise one or more central processors (e.g., one or more processors) and a memory, or a storage medium storing the above application programs or data (e.g., one or more mass storage devices). 其中,存储器和存储介质可以是短暂存储或持久存储。 Wherein the memory and the storage medium may be stored in transient or persistent storage. 存储在存储介质的程序可以包括一个或一个以上模块,每个模块可以包括对服务器中的一系列指令操作。 Stored in the program storage medium may comprise one or more modules, each module may include a series of instructions to the server operation. 更进一步地,中央处理器可以设置为与存储介质通信,在第一终端上执行存储介质中的一系列指令操作。 Still further, the central processor may be provided, the storage medium performs a series of instructions operating on a storage medium in communication with the first terminal.

[0184] 第一终端还可以包括一个或一个以上电源,一个或一个以上有线或无线网络接口,一个或一个以上输入输出接口,一个或一个以上键盘,一个或一个以上图形码扫描器件,一个或一个以上显示器件,和/或,一个或一个以上操作系统,例如Windows ServerTM,Mac OS XTM,UnixTM,LinuxTM,FreeBSDTM 等等。 [0184] The first terminal may further comprise one or more power sources, one or more wired or wireless network interfaces, one or more input and output interfaces, one or more keyboards, one or more graphic code scanning device, or a more than one display device and / or one or more operating systems such as Windows ServerTM, Mac OS XTM, UnixTM, LinuxTM, FreeBSDTM like.

[0185] 第一终端可以包括有存储器,以及一个或者一个以上的程序,其中一个或者一个以上程序存储于存储器中,且经配置以由一个或者一个以上处理器执行所述一个或者一个以上程序包含用于进行以下操作的指令: [0185] The first terminal may include a memory, and one or more than one program, wherein the one or more programs stored in the memory and configured to be executed by the one or more processors, the one or more programs comprising instructions for the following operations:

[0186] 获取当前的资源转移数值; [0186] Get the current value of the transfer of resources;

[0187] 从第二终端获取身份信息; [0187] obtaining identity information from a second terminal;

[0188] 向管理服务器发送所述资源转移数值和所述身份信息;以使所述管理服务器根据所述身份信息,确定所述第二终端的登录账户,根据所述资源转移数值,进行由所述登录账户对应的资源库账户向所述第一终端对应的资源库账户的资源转移,并在所述登录账户对应的可用资源上限中扣除所述资源转移数值。 [0188] transmitting information to the resource management server and the identity value transfer; so that the management server according to the identity information, determining the second terminal logon account, transferring value according to the resource, by the said login account corresponding to the repository corresponding to the account to the account of the first terminal the repository resource transfers, and the transfer of resources available resource upper limit value deducted from the account corresponding to the login.

[0189] 优选的,所述从第二终端获取身份信息,包括: [0189] Preferably, the identification information acquired from the second terminal, comprising:

[0190] 通过扫描第二终端显示的图形码读取身份信息。 [0190] displaying the graphic code is read by scanning the second terminal identity information.

[0191] 优选的,所述资源转移数值,包括数值转移量;所述资源库账户,包括数值账户;所述资源转移,包括数值转移。 [0191] Preferably, the resource transfer value, including the value transfer amount; the account repository, including the account value; the transfer of resources, including the value transfer.

[0192] 本发明实施例中,在小额免密的离线资源转移应用中,对登录账户设置资源转移的可用资源上限,根据资源转移数值对可用资源上限进行动态扣除,通过这样的方式,对资源转移量进行控制,这样,无需对剩余资源数值进行限制,免去了频繁资源补充的过程,可以提高进行资源转移量控制的效率。 [0192] In embodiments of the present invention, the small dense free transfer of resources offline applications, login account set limit transfer of resources available resources, available resources dynamically deducted according to the resource upper limit value of the transfer, in such a manner, for transfer amount of resources is controlled, so that, without limiting the value of remaining resources, supplementary resources, eliminating the need for frequent process, can improve the efficiency of resource transfers amount control.

[0193] 需要说明的是:上述实施例提供的资源转移管理的装置在进行资源转移管理时,仅以上述各功能模块的划分进行举例说明,实际应用中,可以根据需要而将上述功能分配由不同的功能模块完成,即将装置的内部结构划分成不同的功能模块,以完成以上描述的全部或者部分功能。 [0193] Note that: the transfer of resources management apparatus provided in the embodiments resource management transfer is performed, the division of each of the functional modules is illustrated, in practice, may be assigned by the above-described functions according to the needs different functional modules is completed, the internal structure of the apparatus is divided into different functional modules, all or part of the functions described above. 另外,上述实施例提供的资源转移管理的装置与资源转移管理的方法实施例属于同一构思,其具体实现过程详见方法实施例,这里不再赘述。 Further, the procedure of transfer of resources and resource management transition management apparatus provided by the embodiment above embodiments belong to the same concept, embodiments of the method specific implementation process thereof will not be repeated here.

[0194] 上述本发明实施例序号仅仅为了描述,不代表实施例的优劣。 Embodiment [0194] The present invention No. merely for description, the embodiments do not represent the merits embodiment.

[0195] 本领域普通技术人员可以理解实现上述实施例的全部或部分步骤可以通过硬件来完成,也可以通过程序来指令相关的硬件完成,所述的程序可以存储于一种计算机可读存储介质中,上述提到的存储介质可以是只读存储器,磁盘或光盘等。 [0195] Those of ordinary skill in the art may understand that the above embodiments all or part of the steps may be implemented by hardware, by a program instruction may be relevant hardware, the program may be stored in a computer-readable storage medium in the above-mentioned storage medium may be a read-only memory, magnetic or optical disk.

[0196] 以上所述仅为本发明的较佳实施例,并不用以限制本发明,凡在本发明的精神和原则之内,所作的任何修改、等同替换、改进等,均应包含在本发明的保护范围之内。 [0196] The foregoing is only preferred embodiments of the present invention, not intended to limit the present invention within the spirit and principle of the present invention, any modification, equivalent replacement, or improvement, it should be included in the present within the scope of the invention.

Claims (21)

1.一种资源转移管理的方法,其特征在于,所述方法包括: 管理服务器接收第一终端发送的资源转移数值和获取自第二终端的身份信息; 所述管理服务器根据所述身份信息,确定所述第二终端的登录账户; 所述管理服务器根据所述资源转移数值,进行由所述登录账户对应的资源库账户向所述第一终端对应的资源库账户的资源转移,并在所述登录账户对应的可用资源上限中扣除所述资源转移数值; 其中,所述获取自第二终端的身份信息,包括: 通过近距离通信方式接收到的第二终端发送的身份信息,或者,通过扫描所述第二终端显示的图形码读取的身份信息; 所述方法还包括: 如果所述登录账户对应的可用资源上限小于所述资源转移数值,所述管理服务器则向所述第二终端发送密码验证通知; 当接收到所述第二终端发送的资源转移密码,并对所述资 1. A method of transferring resource management, wherein the method comprises: receiving a resource management server transferring a first value transmitted by the terminal identity information and obtaining from the second terminal; and the management server according to the identity information, determining a second terminal of the login account; the resource management server according to the transfer value by the transfer of resources corresponding to the repository logon account corresponding to the account to the account of the first terminal the repository, and the the deduction of said transfer resource upper limit value of the available resources corresponding to the login account; wherein said identity information is obtained from the second terminal, comprising: a terminal identification information received by the second short-range communication method of transmission, or by scanning the graphic code identification information of the second terminal reads the display; the method further comprising: if the available resource login account corresponding to the upper limit is less than the value of the resource transfer, then the management server to the second terminal password authentication notification transmission; when receiving the resource transfer password sent by the second terminal, and the funding 源转移密码验证通过时,所述管理服务器根据所述资源转移数值,进行由所述登录账户对应的资源库账户向所述第一终端对应的资源库账户的资源转移。 When the transfer source by password verification, the resource management server according to the transfer values, by the corresponding repository logon account corresponding to the account to the account of the first terminal the repository resource transfers.
2.根据权利要求1所述的方法,其特征在于,所述身份信息中包括账户标识和验证信息; 所述管理服务器根据所述身份信息,确定所述第二终端的登录账户,包括: 所述管理服务器根据所述身份信息中的所述账户标识和所述验证信息,对所述身份信息进行身份验证; 如果身份验证通过,则所述管理服务器确定所述第二终端的登录账户为所述账户标识对应的账户。 2. The method according to claim 1, wherein the identity information includes an account identification and verification information; said management server according to the identity information, determining logon account of the second terminal, comprising: the said management server to the account ID and the identity information of the verification information, the identity information for authentication; if authenticated, the management server determines the login account to the second terminal of the account identification corresponding to said account.
3.根据权利要求1所述的方法,其特征在于,所述方法还包括: 如果所述登录账户对应的资源库账户的剩余资源数值小于所述资源转移数值,所述管理服务器则向所述第二终端发送资源库账户更换请求; 当接收到所述第二终端发送的资源库账户标识时,所述管理服务器根据所述资源转移数值,进行由所述资源库账户标识对应的资源库账户向所述第一终端对应的资源库账户的资源转移,并在所述登录账户对应的可用资源上限中扣除所述资源转移数值。 3. The method according to claim 1, wherein said method further comprises: if the login account values ​​corresponding to remaining resource repository resource account is less than the value transfer, to the management server, then the the second terminal sends a request to replace the account repository; upon receiving the account identifier of the second repository transmitting terminal, and management server transferring the value according to the resource, account identification is performed by the repository corresponding to the account repository transfer of resources corresponding to the first terminal the repository account, and transferring the resource upper limit value deducted from the available resource corresponding to the login account.
4.根据权利要求1所述的方法,其特征在于,所述方法还包括: 当满足预设的上限重置条件时,所述管理服务器将所述登录账户对应的可用资源上限设置为预设的初始上限。 4. The method according to claim 1, wherein said method further comprises: when a preset upper limit reset condition is satisfied, the management server, the login account available resources corresponding to the upper limit set by default the initial upper limit.
5.根据权利要求4所述的方法,其特征在于,所述当满足预设的上限重置条件时,所述管理服务器将所述登录账户对应的可用资源上限设置为预设的初始上限,包括: 当达到预设的上限重置周期时,所述管理服务器将所述登录账户对应的可用资源上限设置为预设的初始上限;或者, 当接收到所述第二终端发送的上限重置请求后,对所述第二终端进行资源转移密码验证通过时,所述管理服务器将所述登录账户对应的可用资源上限设置为预设的初始上限。 The method according to claim 4, wherein, when the reset condition meets a preset limit, the management server, the login account corresponding to the upper limit of resources available to a preset initial set limit, comprising: when the reset period reaches a preset limit, the management server, the login account corresponding to the upper limit of resources available to a preset initial set upper limit; or, when receiving the transmission upper limit of the second reset terminal after the request, the second terminal when the transfer of resources through password verification, the management server, the login account available resources corresponding to the upper limit set to a predetermined initial upper limit.
6.根据权利要求4所述的方法,其特征在于,所述管理服务器将所述登录账户对应的可用资源上限设置为预设的初始上限之后,还包括: 所述管理服务器向所述第二终端发送当前所述登录账户对应的可用资源上限。 6. After the method according to claim 4, characterized in that said management server, the login account corresponding to the upper limit of resources available to a preset initial set upper limit, further comprising: said management server to the second the terminal transmits the ceiling of the current available resources corresponding login account.
7.根据权利要求1所述的方法,其特征在于,所述管理服务器根据所述资源转移数值,进行由所述登录账户对应的资源库账户向所述第一终端对应的资源库账户的资源转移,并在所述登录账户对应的可用资源上限中扣除所述资源转移数值之后,还包括: 所述管理服务器向所述第二终端发送所述资源转移数值和扣除所述资源转移数值后的可用资源上限。 7. The method according to claim 1, characterized in that the value of the management server according to the resource transfer, logon account by the account corresponding to the repository corresponding to the first terminal of the resource account repository after the transfer, and the deduction of the available resources in the resource upper limit value transferred to the corresponding login account, further comprising: the management server transmits to the second terminal of the transfer resources after deducting the value of the resource transfer and the value the upper limit of the available resources.
8.根据权利要求1-7中任一项所述的方法,其特征在于,所述资源转移数值,包括数值转移量;所述资源库账户,包括数值账户;所述资源转移,包括数值转移。 8. A method according to any of claims 1-7, characterized in that said transfer resource value, including the value transfer amount; the account repository, including the account value; the transfer of resources, including the value transfer .
9.一种资源转移管理的方法,其特征在于,所述方法包括: 第一终端获取当前的资源转移数值; 所述第一终端从第二终端获取身份信息; 所述第一终端向管理服务器发送所述资源转移数值和所述身份信息;以使所述管理服务器根据所述身份信息,确定所述第二终端的登录账户,根据所述资源转移数值,进行由所述登录账户对应的资源库账户向所述第一终端对应的资源库账户的资源转移,并在所述登录账户对应的可用资源上限中扣除所述资源转移数值,如果所述登录账户对应的可用资源上限小于所述资源转移数值,所述管理服务器则向所述第二终端发送密码验证通知,当接收到所述第二终端发送的资源转移密码,并对所述资源转移密码验证通过时,所述管理服务器根据所述资源转移数值,进行由所述登录账户对应的资源库账户向所述第一终端对应的 A method for managing the transfer of resources, wherein, the method comprising: obtaining a first terminal of the current value of the transfer of resources; obtaining identity information of the first terminal from a second terminal; the first terminal to the management server send the resource transfer and the identity information values; so that the management server according to the identity information, determining a second terminal of the login account, according to the resource transfer values, by corresponding resources of the logon account transfer resource library account corresponding to the first terminal the repository accounts, and transfer of resources available resource value of the upper limit of deduction corresponding to the login account, if the available resource is smaller than the upper limit corresponding to the login account resource transfer value, the management server, sending a second notification to the password authentication terminal, when receiving the resource transfer password sent by the second terminal, and the transfer of resources through password authentication, the management server in accordance with the said transfer resource values, performed by the login account corresponding to the account repository corresponding to the first terminal 源库账户的资源转移; 其中,所述第一终端从第二终端获取身份信息,包括: 所述第一终端通过近距离通信方式接收第二终端发送的身份信息;或者,所述第一终端通过扫描第二终端显示的图形码读取身份信息。 Resource Source Library account transfer; wherein, the first terminal obtains the identity information from the second terminal, comprising: a first terminal receiving the identity information of the second terminal via the short distance communication transmission; or the first terminal displaying the graphic code is read by scanning the second terminal identity information.
10.根据权利要求9所述的方法,其特征在于,所述资源转移数值,包括数值转移量;所述资源库账户,包括数值账户;所述资源转移,包括数值转移。 10. The method according to claim 9, wherein said transfer resource value, including the value transfer amount; the account repository, including the account value; the transfer of resources, including the value transfer.
11.一种管理服务器,其特征在于,所述管理服务器包括: 接收模块,用于接收第一终端发送的资源转移数值和获取自第二终端的身份信息; 确定模块,用于根据所述身份信息,确定所述第二终端的登录账户; 管理模块,用于根据所述资源转移数值,进行由所述登录账户对应的资源库账户向所述第一终端对应的资源库账户的资源转移,并在所述登录账户对应的可用资源上限中扣除所述资源转移数值; 其中,所述获取自第二终端的身份信息,包括: 通过近距离通信方式接收到的第二终端发送的身份信息,或者,通过扫描所述第二终端显示的图形码读取的身份信息; 所述管理模块,还用于: 如果所述登录账户对应的可用资源上限小于所述资源转移数值,则向所述第二终端发送密码验证通知; 当接收到所述第二终端发送的资源转移密码,并对所述资源转 11. A management server, wherein, said management server comprising: a receiving module, configured to receive a value of the first terminal sends the transfer of resources and access to identity information from the second terminal; determining module, according to the identity information, determining a second terminal of the login account; management module configured to transfer value according to the resource, the resource transfer is performed by the login account corresponding to the repository corresponding to the account to the account of the first terminal the repository, and the deduction of the available resources in the resource upper limit value transferred to the corresponding login account; and wherein the obtaining identity information from the second terminal, comprising: a terminal identification information received by the second short-range communication transmission, Alternatively, the identity information displayed by the graphic code scanning terminal of the second read; the management module is further configured to: if the logon account is less than the available resource corresponding to the upper limit value of the resource transfer, then to the first two terminal sends the password authentication notification; when receiving the resource transfer password sent by the second terminal, and forwarding the resource 密码验证通过时,根据所述资源转移数值,进行由所述登录账户对应的资源库账户向所述第一终端对应的资源库账户的资源转移。 When the password is verified, the value according to the resource transfer, the transfer of resources by the login account corresponding to the repository corresponding to the account to the account of the first terminal the repository.
12.根据权利要求11所述的管理服务器,其特征在于,所述身份信息中包括账户标识和验证信息; 所述确定模块,用于: 根据所述身份信息中的所述账户标识和所述验证信息,对所述身份信息进行身份验证; 如果身份验证通过,则确定所述第二终端的登录账户为所述账户标识对应的账户。 12. The management server according to claim 11, wherein the identity information includes an account identification and verification information; the determining module is configured to: according to the identity of the account identification information and the authentication information, the identification information for authentication; if authenticated, the login account is determined that the second terminal identifier to the account corresponding to the account.
13.根据权利要求11所述的管理服务器,其特征在于,所述管理模块,还用于: 如果所述登录账户对应的资源库账户的剩余资源数值小于所述资源转移数值,则向所述第二终端发送资源库账户更换请求; 当接收到所述第二终端发送的资源库账户标识时,根据所述资源转移数值,进行由所述资源库账户标识对应的资源库账户向所述第一终端对应的资源库账户的资源转移,并在所述登录账户对应的可用资源上限中扣除所述资源转移数值。 13. The management server according to claim 11, characterized in that the management module is further configured to: if the login account values ​​corresponding to remaining resource repository account the transfer of resources is less than the value, to the the second terminal sends a request to replace the account repository; upon receiving the account identifier of the second repository transmitting terminal, and transfer value according to the resource, the resource library by the account identification corresponding to the first account repository transfer of resources corresponding to the terminal a repository of accounts, and transfer the resource upper limit value deducted from the available resource corresponding to the login account.
14.根据权利要求11所述的管理服务器,其特征在于,还包括重置模块,用于: 当满足预设的上限重置条件时,将所述登录账户对应的可用资源上限设置为预设的初始上限。 14. The management server according to claim 11, characterized by further comprising a reset module configured to: when a preset upper limit reset condition is satisfied, the upper limit of the available resource corresponding to the login account is set to the preset the initial upper limit.
15.根据权利要求14所述的管理服务器,其特征在于,所述重置模块,用于: 当达到预设的上限重置周期时,将所述登录账户对应的可用资源上限设置为预设的初始上限;或者, 当接收到所述第二终端发送的上限重置请求后,对所述第二终端进行资源转移密码验证通过时,将所述登录账户对应的可用资源上限设置为预设的初始上限。 15. The management server according to claim 14, wherein the reset module is configured to: when the reset period reaches a preset limit, the upper limit of the available resource corresponding to the login account is set to the preset the initial upper limit; or, after receiving an upper limit reset request sent by the second terminal, the second terminal of the transfer of resources through the authentication password, the login account available resources corresponding to the upper limit set to a preset the initial upper limit.
16.根据权利要求14所述的管理服务器,其特征在于,还包括发送模块,用于: 所述将所述登录账户对应的可用资源上限设置为预设的初始上限之后,向所述第二终端发送当前所述登录账户对应的可用资源上限。 16. The management server according to claim 14, characterized by further comprising a transmitting module, configured to: the upper limit of the available resources login account corresponding to the initial setting after the preset limit, to the second the terminal transmits the ceiling of the current available resources corresponding login account.
17.根据权利要求11所述的管理服务器,其特征在于,还包括发送模块,用于: 所述根据所述资源转移数值,进行由所述登录账户对应的资源库账户向所述第一终端对应的资源库账户的资源转移,并在所述登录账户对应的可用资源上限中扣除所述资源转移数值之后,向所述第二终端发送所述资源转移数值和扣除所述资源转移数值后的可用资源上限。 17. The management server as claimed in claim 11, characterized by further comprising a transmitting module, configured to: transfer the value according to the resource, account for the login account repository corresponding to the first terminal of the corresponding to the transfer of resources repository account, and after deducting the value of the resource transfer, the second terminal to send the resource transfer and deduction of the value of available resources to the resource upper limit value transfer the login account corresponding to the the upper limit of the available resources.
18.根据权利要求11-17中任一项所述的管理服务器,其特征在于,所述资源转移数值,包括数值转移量;所述资源库账户,包括数值账户;所述资源转移,包括数值转移。 18. The management server according to claim 11-17 in claim, characterized in that said transfer resource value, including the value transfer amount; the account repository, including the account value; the transfer of resources, including numbers transfer.
19.一种第一终端,其特征在于,所述第一终端包括: 获取模块,用于获取当前的资源转移数值;从第二终端获取身份信息; 发送模块,用于向管理服务器发送所述资源转移数值和所述身份信息;以使所述管理服务器根据所述身份信息,确定所述第二终端的登录账户,根据所述资源转移数值,进行由所述登录账户对应的资源库账户向所述第一终端对应的资源库账户的资源转移,并在所述登录账户对应的可用资源上限中扣除所述资源转移数值,如果所述登录账户对应的可用资源上限小于所述资源转移数值,所述管理服务器则向所述第二终端发送密码验证通知,当接收到所述第二终端发送的资源转移密码,并对所述资源转移密码验证通过时,所述管理服务器根据所述资源转移数值,进行由所述登录账户对应的资源库账户向所述第一终端对应的资源库账户 19. A first terminal, wherein the first terminal comprises: an obtaining module, configured to obtain the current value of the transfer of resources; obtaining identity information from a second terminal; transmitting means for transmitting to said management server transfer of resources and the identity information values; so that the management server according to the identity information, determining a second terminal of the login account, the value according to the resource transfer, logon account by the account corresponding to the repository transfer of resources corresponding to the first terminal the repository account, deducting the registration and transfer of the resource upper limit value of the available resources corresponding to the account if the login account corresponding to the upper limit of resources available is less than the value of the resource transfer, the management server then sends the password verification notification to the second terminal, when receiving the resource transfer password sent by the second terminal, and the transfer of resources through password authentication, the resource management server according to the transfer values, by the corresponding repository logon account corresponding to the account to the account of the first terminal the repository 资源转移; 其中,所述第一终端,还用于: 通过近距离通信方式接收第二终端发送的身份信息; 所述获取模块,用于: 通过扫描第二终端显示的图形码读取身份信息。 Transfer of resources; wherein the first terminal is further configured to: receive an identity information of the second terminal is transmitted by the proximity communication; the obtaining module is configured to: display the graphic code is read by scanning the second terminal identity information .
20.根据权利要求19所述的第一终端,其特征在于,所述资源转移数值,包括数值转移量;所述资源库账户,包括数值账户;所述资源转移,包括数值转移。 20. The first terminal of claim 19, wherein said transfer resource value, including the value transfer amount; the account repository, including the account value; the transfer of resources, including the value transfer.
21.—种资源转移管理的系统,其特征在于,所述系统包括第一终端、第二终端和管理服务器,其中: 所述第一终端,用于获取当前的资源转移数值;从所述第二终端获取身份信息;向所述管理服务器发送所述资源转移数值和所述身份信息; 所述管理服务器,用于接收所述第一终端发送的资源转移数值和获取自所述第二终端的身份信息;根据所述身份信息,确定所述第二终端的登录账户;根据所述资源转移数值,进行由所述登录账户对应的资源库账户向所述第一终端对应的资源库账户的资源转移,并在所述登录账户对应的可用资源上限中扣除所述资源转移数值;其中,所述获取自第二终端的身份信息,包括:通过近距离通信方式接收到的第二终端发送的身份信息,或者,通过扫描所述第二终端显示的图形码读取的身份信息;如果所述登录账户对应的可 21.- species transfer of resources management system, wherein the system comprises a first terminal, a second terminal and a management server, wherein: the first terminal to obtain the current value of transfer of resources; from the first obtaining second terminal identity information; the management server to send the resource transfer and the identity information values; the management server, the transfer of resources for the first value of the receiving terminal and the transmitting terminal is obtained from the second identity information; according to the identity information, determining a second terminal of the login account; value according to the resource transfer, logon account by the account corresponding to the repository corresponding to the first terminal of the resource account repository transfer, and the deduction of the available resources in the resource upper limit value transferred to the corresponding login account; and wherein the identity information is obtained from the second terminal, comprising: receiving a second terminal by transmitting the identity of an NFC identity information, or graphic code displayed by the terminal of the second scan read; if the corresponding login account may be 用资源上限小于所述资源转移数值,所述管理服务器则向所述第二终端发送密码验证通知;当接收到所述第二终端发送的资源转移密码,并对所述资源转移密码验证通过时,所述管理服务器根据所述资源转移数值,进行由所述登录账户对应的资源库账户向所述第一终端对应的资源库账户的资源转移。 When receiving the resource transfer password sent by the second terminal, and the transfer of resources through password verification; transfer of resources is less than the upper limit value of resources used, the management server, sending a second notification to the password authentication terminal the management server according to the resource transfer value by transferring the logging resource repository corresponding to the account corresponding to the account to the account of the first terminal the repository.
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