CN103186804A - Smart card and working method of smart card - Google Patents

Smart card and working method of smart card Download PDF

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Publication number
CN103186804A
CN103186804A CN2011104437521A CN201110443752A CN103186804A CN 103186804 A CN103186804 A CN 103186804A CN 2011104437521 A CN2011104437521 A CN 2011104437521A CN 201110443752 A CN201110443752 A CN 201110443752A CN 103186804 A CN103186804 A CN 103186804A
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China
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module
operation instruction
processing
card
card body
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CN2011104437521A
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Chinese (zh)
Inventor
李小利
蒋曲明
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国民技术股份有限公司
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Priority to CN2011104437521A priority Critical patent/CN103186804A/en
Publication of CN103186804A publication Critical patent/CN103186804A/en

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Abstract

The invention discloses a smart card and a working method of the smart card. The smart card comprises a card body and an auxiliary module connected with the card body, wherein the auxiliary module is used for receiving an operational order and judges whether the operational order is given to the auxiliary module or the card body for processing; if the operational order is given to the card body for processing, the auxiliary module sends the operational order to the card body; if the operational order is given to the auxiliary module for processing, the auxiliary module processes the operational order; the auxiliary module sends a processed result outside after the processing by the auxiliary module or the card body is completed, and the card body is used for receiving the operational order transmitted by the auxiliary module, processes the operational order, and transmits the processed result to the auxiliary module.

Description

智能卡及智能卡的工作方法 The working methods of smart cards and smart cards

技术领域 FIELD

[0001] 本发明涉及智能卡领域,尤其涉及一种智能卡及智能卡的工作方法。 [0001] The present invention relates to smart cards, and more particularly relates to a working method of smart cards and smart card.

背景技术 Background technique

[0002] 智能卡广泛应用于各种设备中,如安全数码卡SD、TF卡(TransFLash,又名:MicroSD)等,广泛应用于数码相机、音频播放器等设备中,用户识别模块(SIM卡)广泛应用于手机中。 [0002] Smart cards are widely used in various devices, such as Secure Digital Card SD, TF card (TransFLash, aka: MicroSD), widely used in digital cameras, audio players and other devices, the subscriber identity module (SIM card) widely used in mobile phones. 随着移动支付应用的发展,大多数智能卡上都集成了移动支付应用,移动支付应用与智能卡的传统应用都在智能卡上完成,由智能卡直接与其所嵌入设备或外部设备进行数据交互,这给智能卡的内存,以及与设备之间的交互数据量、交互速率造成了负担。 With the development of mobile payment applications, most of the smart card are integrated with legacy applications mobile payment applications, mobile payment applications and smart cards are done on a smart card, which they are embedded devices or external devices to exchange data directly from the smart card, which gives the smart card the amount of interaction between the data memory, as well as equipment, interaction rate of a burden.

发明内容 SUMMARY

[0003] 本发明提供一种更加完善智能卡及智能卡的工作方法。 [0003] The present invention provides a more sophisticated methods of work of smart cards and smart cards.

[0004] 该智能卡包括卡本体,以及与卡本体相连的辅助模块,其中,辅助模块用于接收操作指令,并判断将该操作指令交由自身处理还是交由所述卡本体处理;如果是交由该卡本体处理,则将该操作指令发送给该卡本体并接收卡本体反馈的处理结果;如果是交由自身处理,则对该操作指令进行处理;在自身或该卡本体处理完成后,向外发送处理结果;卡本体用于接收该辅助模块传输的操作指令,并对该操作指令进行处理,将处理结果传输至该辅助模块。 [0004] The smart card includes a card body, the card body and the auxiliary module is connected, wherein the auxiliary means for receiving an operation instruction, and determines the process itself is referred to the operation instruction referred to the card body processing; if post the card body by the process, then the operation instruction is sent to the card body and receives the processing result of feedback card body; if it is referred to the processing itself, the operation of the processing instruction; upon completion of the process itself or the card body, and sends out the processing result; card body for receiving an operation instruction of the auxiliary transmission module, and process the operation command, the processing result is transmitted to the auxiliary module.

[0005] 在本发明一实施例中,该辅助模块与该卡本体设置在同一芯片;或者该辅助模块与该卡本体设置在不同芯片;或者该辅助模块采用贴膜的形式贴在该卡本体上。 [0005] In an embodiment of the present invention, the auxiliary module and the card body is provided in the same chip; or the auxiliary module and the card body provided at different chips; or the auxiliary module using film form attached to the card body .

[0006] 在本发明一实施例中,该辅助模块包括智能卡设备接口模块、无线通信模块和控制模块,智能卡设备接口模块、无线通信模块均与控制模块相连,其中,智能卡设备接口模块用于接收智能卡所嵌入设备传输的操作指令,并传输至控制模块;还用于接收所述控制模块传输的处理结果,并将处理结果传输至智能卡所嵌入设备;无线通信模块用于接收外部设备传输的操作指令,并传输至控制模块;还用于接收控制模块传输的处理结果,并将处理结果传输至外部设备;控制模块用于判断将该操作指令交由自身处理还是交由所述卡本体处理,如果是交由卡本体处理,则将该操作指令发送给卡本体;如果是交由自身处理,则对该操作指令进行处理;在自身或卡本体处理完成后,通过智能卡设备接口模块、无线通信模块向外发送处理结果。 [0006] In an embodiment of the present invention, the auxiliary module comprises a smart card interface module, the wireless communication module and a control module, the smart card device interface module, the wireless communication modules are connected to the control module, wherein, the smart card device interface module for receiving a transmission operation instruction device embedded in a smart card, and transmitted to the control module; for further receiving the processing result transmission control module, and the results transmitted to the smart card embedded device; wireless communication means for receiving a transmission operation of the external apparatus instruction, and transmitted to the control module; for further processing result receiving control module for transmission, and transmitting the processing result to the external device; and a control means for determining the operation instruction processing itself is referred referred to the card body processing, If the process is referred to a card body, the operation instruction is sent to the card body; if it is referred to the processing itself, the operation of the instruction processing; by itself or in a card body after the process is completed by the smart card interface module, the wireless communication module sends out the processing result.

[0007] 在本发明一实施例中,该无线通信模块可以为射频模块,该外部设备可以为射频读卡器或设置有射频读卡器的POS机、自动取款机中等。 [0007] In an embodiment of the present invention, the wireless communication module may be a radio frequency module, the external device may have a RF card reader POS machines, automated teller machines, or medium for the RFID reader is provided.

[0008] 在本发明一实施例中,该智能卡为用户识别模块。 [0008] In an embodiment of the present invention, the smart card is a subscriber identity module. 该操作指令为电信操作指令、移动支付操作指令、STK菜单操作指令中的一种;控制模块用于将电信操作指令交由卡本体处理;还用于判断STK菜单操作指令、移动支付操作指令是否与辅助模块自身存储的移动支付应用数据相匹配,如果匹配,则交由自身处理,否则,交由卡本体处理。 This operation instruction is an operation instruction telecommunications, mobile payment operation instruction, the operation instruction STK menu of one; controlling operation of the telecommunication module is configured to process instructions referred to the card body; STK menu operation for determining further instruction, whether the mobile payment instruction operation auxiliary module matches the mobile payment application data stored by itself, if the match, referred to the process itself, otherwise referred to the card body treatment.

[0009] 本发明的智能卡工作方法包括:辅助模块接收操作指令,并判断将该操作指令交由自身处理还是交由卡本体处理;如果是交由卡本体处理,则将该操作指令发送给卡本体,由卡本体对该操作指令进行处理;如果是交由自身处理,则由辅助模块对该操作指令进行处理;卡本体或辅助模块处理完成后,由辅助模块向外发送处理结果。 [0009] smartcard method of the invention comprises: means for receiving an auxiliary operation instruction, and determines the process itself is referred to the operation instruction referred card body processing; if it is referred to the card body processing, the operation instruction is sent to the card the body, the card body by the operation instruction processing; process itself if it is referred to, by the auxiliary processing module an operation instruction; auxiliary module or card body after treatment is completed, the processing result sent out by the auxiliary module.

[0010] 在本发明一实施例中,该辅助模块接收外部操作指令的方法包括:通过预设的智能卡设备接口模块接收该智能卡所嵌入设备传输的操作指令,和/或通过预设的无线通信模块接收外部设备传输的操作指令。 [0010] In an embodiment of the present invention, the auxiliary module is a method of receiving an external operation instruction comprises: receiving the smart card through a preset smart card interface module an operation instruction transmission device is embedded, and / or through a preset radio communication module receives an operation instruction transmitted from the external apparatus.

[0011] 在本发明一实施例中,该智能卡为用户识别模块。 [0011] In an embodiment of the present invention, the smart card is a subscriber identity module. 该操作指令为电信操作指令、移动支付操作指令、STK菜单操作指令中的一种。 This operation instruction is an operation instruction telecommunications, mobile payment operation instruction A STK menu operation instruction. 判断将该操作指令交由自身处理还是交由卡本体处理的方法为:如果是电信操作指令,则交由卡本体处理;如果是STK菜单操作指令或是移动支付操作指令,则判断该STK菜单操作指令、移动支付操作指令是否与辅助模块自身存储的移动支付应用数据相匹配,如果匹配,则交由自身处理,否则,交由卡本体处理。 Analyzing the process or operation instruction itself referred referred to as card body processing method: If the operation command telecommunications, referred to the card body processing; if STK menu operation or mobile payment instruction operation instruction, it is determined that the menu STK operation command, whether the mobile payment application data with the auxiliary mobile payment operation instruction stored in the module itself to match, if match, referred to the process itself, otherwise referred to the card body processing.

[0012] 本发明提供一种智能卡及智能卡的工作方法,由辅助模块完成智能卡与其所嵌入设备或外部设备的数据交互,减轻了智能卡与所嵌入设备、智能卡与外部设备之间的交互数据量、交互速率的负担,同时辅助模块还可以分担一些智能卡应用,如将一些移动支付应用数据存储在辅助模块上,在辅助模块上实现该移动支付应用。 [0012] The present invention provides an intelligent working methods cards and smart cards for data exchange smart card with which it is embedded device or an external device by the auxiliary module, to reduce the amount of interaction data between the smart card and the embedded device, a smart card with an external device, burden interaction rate, while the auxiliary module can also share some of the smart card applications, as will the auxiliary module, the mobile payment application on the secondary module some mobile payment application data storage. 在智能卡已经发给用户之后,可以通过设置辅助模块,将移动支付应用数据下载至辅助模块,在辅助模块上实现该移动支付应用的方式,扩展智能卡的移动支付应用功能。 After the smart card has been distributed to users, you can set an auxiliary module, the mobile payment application data is downloaded to the auxiliary module, the mobile payment application, extend mobile payment application functionality on the secondary smart card module.

附图说明 BRIEF DESCRIPTION

[0013] 图1为本发明实施例提供的智能卡的示意图。 [0013] FIG. 1 is a schematic view of a smart card according to an embodiment of the present invention.

[0014] 图2为本发明实施例一种智能卡工作方法的流程图。 [0014] FIG 2 is a flowchart smartcard embodiment of a method embodiment of the present invention.

具体实施方式 Detailed ways

[0015] 下面通过具体实施方式结合附图对本发明作进一步详细说明。 [0015] The following figures present invention will be further described in detail by specific embodiments in combination.

[0016] 请参考图1,本发明一实施例提供的智能卡包括卡本体1,以及与卡本体I相连的辅助模块2。 [0016] Referring to FIG. 1, the smart card according to an embodiment of the present invention comprises a card body 1, and a card body 2 connected to the auxiliary module I. 卡本体I可以是常见的SIM卡、安全数码卡SD或TF卡等。 Card body I can be common SIM card, Secure Digital SD card or TF card. 以卡本体I为常见SIM卡为例,常见SIM卡具有电信功能、STK菜单功能和移动支付功能,存储了数字移动电话客户的信息、加密的密钥、用户的电话簿、STK菜单及移动支付应用数据等内容,可供GSM网络客户身份鉴别,并对客户通话时的语音信息进行加密,基于其电信功能,可以接收所嵌入设备或外部设备发送的电信操作指令,用以实现电话、短信等功能,基于其STK菜单功能,可以接收所嵌入设备或外部设备发送的STK菜单操作指令,用以实现STK菜单的定制和更新,基于其移动支付功能,可以接收所嵌入设备或外部设备发送的移动支付操作指令,用以实现移动支付应用。 I was in a card body common SIM card, for example, a common SIM card with telecommunications functions, STK menu function and mobile payment function, stores the digital mobile phone customer information, encryption keys, the user's phone book, STK menu and mobile payments application of content data, the client authentication for the GSM network, and the customer call when voice information is encrypted, based on their telecommunications functions, may receive telecommunication device or an external operation instruction transmitted embedded device, to achieve telephone, SMS, etc. function, based on their STK menu functions, may receive STK menu operation instruction device embedded or external device transmitted to and update customized STK menu, based on their mobile payment function, the mobile device may receive an external or embedded transmission device payment operation instructions to realize mobile payment application. 优选的,电信操作指令包括普通的电话、短信等非主动式电信指令,STK菜单操作指令可以通过空中下载技术(OTA),下载移动支付应用对应的STK菜单数据。 Preferably, the operation instructions include conventional telecommunications calls, text messages and other non-active telecommunication instructions, the instructions may STK menu operations over the air (the OTA), mobile payment application download menu data corresponding to the STK.

[0017] 所嵌入设备指嵌入该智能卡的设备,如嵌入SM卡的手机,嵌入SD卡或TF卡的数码相机、音频播放器等设备。 [0017] The embedded device means that the smart card embedded devices such as mobile phones embedded SM card, SD card or TF card embedded digital cameras, audio players and other equipment. 外部设备指所嵌入设备之外的,需要通过有线或无线通信方式与所嵌入设备进行通信的设备,如射频读卡器、或者设置有读卡器的POS机、自动取款机 Refers to the external device outside the embedded equipment, the need for a wired or wireless communication device in communication with the embedded device, such as RF card reader, or a card reader is provided with a POS machine, automated teller machines

坐寸O Sit inch O

[0018] 辅助模块2和卡本体I可以釆用多种方式连接,如:辅助模块2和卡本体I设置在用一芯片中,或者设置在两个不同的芯片中;还可以将辅助模块2做成贴膜,采用贴膜的形式贴在卡本体I上。 [0018] The auxiliary module and the card body 2 connected I may preclude a variety of ways, such as: an auxiliary module 2 and the card body I is provided with a chip, or disposed at two different chips; 2 may also be submodule foil made using the form of film attached to the card body I. 辅助模块2、卡本体I上可以各设置一内部数据交换接口模块,通过内部数据交换接口模块进行数据交互。 An auxiliary module 2 and to be provided with a respective internal data exchange interface module card body I, exchanges data through the internal data exchange interface module.

[0019] 辅助模块2内存储有移动支付应用数据及该移动支付应用对应的STK菜单数据。 [0019] stored in the auxiliary module 2 and mobile payment application data corresponding to the mobile payment application STK menu data. 辅助模块2用于接收外部操作指令,并判断将该操作指令交由自身处理还是交由卡本体I处理;如果是交由卡本体I处理,则将该操作指令发送给卡本体1,并接收由卡本体I反馈的处理结果;如果是交由自身处理,则对该操作指令进行处理;在自身或该卡本体I处理完成后,向外发送处理结果。 2 submodule for receiving an external operation instruction, and determines the process itself is referred to the operation instruction card body referred I treatment; if I is referred to the card body processing, the operation instruction is sent to the card body 1, and receives processing results from the card body I feedback; if it is referred to the processing itself, the operation of the processing instruction; after the card body itself or I processing is completed, and sends out the processing result. 该操作指令可以为电信操作指令、移动支付操作指令或STK菜单操作指令。 The operating instructions may telecom operating instructions, operating instructions or mobile payment STK menu operation instruction. 辅助模块2接收外部操作指令之后,如果是电信操作指令,则交由卡本体I处理;如果是STK菜单操作指令或是移动支付操作指令,则判断该STK菜单操作指令、移动支付操作指令是否与辅助模块2自身存储的移动支付应用数据相匹配,如果匹配,则交由自身处理,否则,交由卡本体I处理。 After the auxiliary module 2 receives an external operation instruction, the operation instruction if the telecommunications, referred to the card body I treatment; if STK menu operation or mobile payment instruction operation instruction, it is judged that the STK menu operation instruction, the operation instruction whether the mobile payment mobile payment application data stored in the auxiliary module 2 itself matches, if the match, referred to the process itself, otherwise, I referred to a card body processing.

[0020] 辅助模块2可以包括智能卡设备接口模块21、无线通信模块22和控制模块23。 [0020] The auxiliary module 2 may include a smart card interface module 21, a wireless communication module 22 and control module 23.

[0021] 智能卡设备接口模块21、无线通信模块22均与控制模块23相连。 [0021] The smart card interface module 21, a wireless communication module 22 are connected to the control module 23. 其中,智能卡设备接口模块21用于接收智能卡所嵌入设备传输的操作指令,并将该操作指令传输至控制模块23。 Wherein, the smart card device interface module 21 for receiving a smart card transmit operation instruction device is embedded, and transmits the operation instruction to the control module 23. 智能卡设备接口模块21还用于接收控制模块23传输的处理结果,并将处理结果传输至智能卡所嵌入设备。 Smart card interface module 21 for further processing result transmission module receiving control 23, and transfers the processing result of the embedded device to the smart card. 无线通信模块22用于接收外部设备传输的操作指令,并传输至控制模块23 ;还用于接收控制模块23传输的处理结果,并将该处理结果传输至外部设备;控制模块23用于判断将操作指令交由自身处理还是交由卡本体I处理。 The wireless communication module 22 for receiving operational instructions transferred from the external apparatus, and transmitted to the control module 23; further configured to receive the processing result transmission control module 23, and transmits the processing result to the external device; and a control module 23 for determining the an operation instruction process itself is referred to a card body referred I treatment. 如果接收的是电信操作指令,则交由卡本体I处理,将该操作指令发送给卡本体I ;如果接收的是STK菜单操作指令或者是移动支付操作指令,则判断该STK菜单操作指令、移动支付操作指令是否与该辅助模块2自身存储的移动支付应用数据相匹配,如果匹配,则交由自身处理,否则,交由卡本体I处理,将该操作指令发送给卡本体I ;在自身或卡本体I处理完成后,通过智能卡设备接口模块21、无线通信模块22向外部设备发送处理结果。 If the received command is the operation of telecommunications, I referred to the card body processing, transmits the operation command to the card body I; if the received operation instruction is the STK menu operation or mobile payment instruction, it is determined that the operation command STK menu, move whether the payment operation instruction matches its own mobile payment application data stored in the auxiliary module 2, if a match, referred to the process itself, otherwise, I referred to a card body processing, transmits the operation command to the card body I; by itself or in after the process is completed card body 21, a wireless communication process module 22 sends to the external device via the smart card interface module results I.

[0022] 为扩展智能卡的存储空间,本发明的智能卡在辅助模块2和卡本体I之外,还可以包括一存储模块,如辅助模块和卡本体自身的存储空间不够时,可以将数据存储在该存储模块中。 [0022] The extended memory smart card, smart present invention is a card outside the auxiliary module 2 and the card body I, may further include a storage module, such as when the auxiliary module and the card body itself is not enough storage space, data may be stored in the storage module. 辅助模块2和卡本体I可以各增加一个存储接口来实现与该存储模块的数据交互。 An auxiliary module 2 and each card body I can increase a memory interface to interact with the data storage module. 辅助模块2和卡本体I可以将数据存入自身的存储空间中,也可以通过该存储接口存储到存储模块中。 Submodule 2 and the card body I can store data in its own memory space, by the memory interface may be stored in the memory module. 请参考图2,本发明的智能卡的工作方法包括下述步骤: Please refer to FIG. 2, the working method of the present invention a smart card comprising the steps of:

[0023] S11、辅助模块通过无线通信模块接收外部操作指令。 [0023] S11, the auxiliary module receives an external operation instruction via the wireless communication module.

[0024] S12、辅助模块判断将该操作指令交由自身处理还是交由卡本体处理,如果是交由卡本体处理,则进入步骤S13,如果是交由自身处理,则进入步骤S15。 [0024] S12, the auxiliary module determines the process itself is referred to the operation instruction referred card body processing, if it is referred to the card body processing proceeds to step S13, the process itself if it is referred to, the process proceeds to step S15.

[0025] S13、辅助模块将操作指令发送给卡本体,进入步骤S14。 [0025] S13, the auxiliary module sends the operation instruction to the card body, proceeds to step S14.

[0026] S14、卡本体对该操作指令进行处理,将处理结果发送给辅助模块,进入步骤S16。 [0026] S14, the card body for operational instructions, and sends the processing result to the auxiliary module proceeds to step S16.

[0027] S15、辅助模块对该操作指令进行处理,进入步骤S16。 [0027] S15, the operation proceeds submodule process proceeds to step S16.

[0028] S16、辅助模块通过无线通信模块向外发送处理结果。 [0028] S16, the auxiliary module through the wireless communication module sends out the processing result.

[0029] 本发明的移动支付应用可以是电子票、优惠券、团购业务、股票交易、企业一卡通、校园一卡通、公交一卡通等,也可以是商场里的近场刷POS机支付。 [0029] mobile payment applications of the invention may be electronic tickets, coupons, buy business, stock trading, business card, campus card, bus card, etc., can also be a mall near-field brush POS machines to pay. 还可以是远场通过网络进行支付、转账等。 It can also be carried out far-field payments, transfers, etc. through the network. 无线通信模块可以为射频模块,外部设备为设置有射频读卡器的POS机、自动取款机(ATM)等,如在传统ATM等设备上设置射频读卡器,本发明的智能卡可以通过射频模块在ATM上进行转账、提现、股票支付等应用。 The wireless communication module can be provided with an external RF card reader device is a POS machine, automated teller machine (ATM) and the like, such as RF card reader disposed on a conventional ATM devices such as radio frequency module, a smart card of the present invention can be produced by the RF module carried out on ATM transfers, cash, share-based payments and other applications. 现以SIM卡与外部收银设备进行数据交互为例,说明该智能卡的工作方法。 Is to external SIM card and cash register equipment to exchange data, for example, the working methods of the smart card.

[0030] 该方法包括:用户将装有该SM卡的手机靠近POS机、ATM设备的射频读卡器;[0031 ] 射频读卡器与SM卡建立连接,POS机、ATM设备检查SM卡为合法SM卡之后,通过射频读卡器、辅助模块上的射频模块之间的通信,发送移动支付应用的操作指令给辅助模块; [0030] The method comprises: with the user's mobile phone near the SM card RF card reader POS machine, ATM equipment; [0031] RFID reader to establish a connection with the SM card, POS machines, ATM card device checks SM after the legitimate SM card, RF card reader through the communication between the RF module on the auxiliary module, sending mobile payment application operation command to the auxiliary module;

[0032] 由辅助模块判断将该操作指令交由自身处理还是交由卡本体处理,若该项移动支付操作指令与辅助模块自身存储的移动支付应用数据相匹配,则由辅助模块处理该操作指令,否则,交由卡本体处理该操作指令;卡本体或辅助模块的处理方法可以是从余额数据中扣减消费金额,并保存此次的消费行为的相关数据,如消费时间、消费的交易序号等数据; [0032] The operation instruction is determined by the process itself or an auxiliary module referred referred card body processing, if the operation of the mobile payment instruction to the auxiliary module data stored by a mobile payment application matches by the operation instruction processing submodule otherwise, handed over the body to handle the operation instruction card; card body treatment or auxiliary module can be deducted from the balance of the amount of consumption data, and saves the consumer behavior of relevant data, such as time consumption, consumption of transaction numbers and other data;

[0033] 卡本体或辅助模块处理完成后,通过辅助模块的射频模块向射频读卡器返回处理结果,射频读卡器将该处理结果返回给POS机、ATM设备,POS机、ATM设备验证正确后,扣减保存的帐号上的相关金额,保存此次交易的相关数据。 [0033] After the card body or the auxiliary module processing is completed by returning to the RF module RF card reader submodule processing result, the RF reader returns the processing result to the POS machine, ATM equipment, POS machine, ATM equipment to verify proper after deduction of the relevant amount on the accounts saved save the data of the transaction.

[0034] 上述的SM卡与POS机、ATM设备的联机支付过程,如果是小额的移动支付应用,如电子钱包,可以采用脱机支付。 [0034] The SM card and the POS, ATM equipment online payment process, if it is a small mobile payment application, such as an electronic wallet, payment offline employed. 射频模块可以实现非接触式通信,还可以实现大数据量的传递,可以配合实现更多的应用。 RF module can achieve non-contact communication, large data transfer may also be implemented and to be implemented with more applications.

[0035] 可以将STK菜单做成多级菜单,如:第一级菜单为各项移动支付应用的名称,电子票、优惠券、团购业务、股票交易、企业一卡通、校园一卡通、公交一卡通等;第二级菜单为各项移动支付应用的详细说明等。 [0035] STK menu can be made of multi-level menu, such as: first name of the application-level menu to pay for the mobile, electronic tickets, coupons, buy business, stock trading, business card, campus card, bus card and so on; the second level menu is a detailed description of mobile payment applications and so on. 可以通过以下方式在SM卡的现有STK菜单中设置移动支付应用的STK菜单数据:在移动终端上电初始化的时候,移动终端向SIM卡发送“SetupMenu”操作指令,辅助模块通过智能卡设备接口模块接收待该操作指令,辅助模块判断该STK菜单操作指令是否与辅助模块自身存储的移动支付应用数据相匹配,如果匹配,则交由自身处理,否则,交由所述卡本体处理,本实施例中,如果STK菜单操作指令相对应的移动支付应用数据存放在辅助模块上,则该STK菜单操作指令交由辅助模块自身处理,如果STK菜单操作指令相对应的移动支付应用数据存放在卡本体上,则该STK菜单操作指令交由卡本体处理。 May be provided a mobile payment application in the following manner in the prior STK menu SM card STK menu data: on a mobile terminal power-on initialization time, the mobile terminal transmits "SetupMenu" operation instructions to the SIM card, the submodule through a smart card interface module be receiving the operation instruction, the auxiliary module determines whether the operation instruction STK menu match submodule mobile payment application data stored by itself, if the match, referred to the process itself, otherwise referred to the card body processing, the present embodiment if STK menu operation corresponding to the instruction data stored in the mobile payment application on the auxiliary module, the STK menu operation instruction referred auxiliary processing module itself, if the STK menu operation corresponding to the instruction data stored in the mobile payment application on the card body , the operation command referred STK menu card body processing. 辅助模块或SIM卡本体根据该STK菜单操作指令修改原有的STK菜单,在原有的STK菜单中增加移动支付应用的菜单数据,辅助模块将指令结果返回给手机,手机根据最新数据显示更新后的STK菜单;或者用户在手机上对STK菜单进行操作切换时,手机向SIM卡发送“Menu Selection”操作指令,辅助模块判断将该操作指令交由SIM卡本体处理,则将该操作指令发送给SIM卡本体,SIM卡本体接收该操作指令,将新的STK菜单数据传输至该辅助模块,辅助模块将新的STK菜单数据返回给手机,手机根据最新数据显示更新后的STK菜单;在SIM卡发放之后,可便捷的在SIM卡中增加移动支付应用。 Auxiliary Module or SIM card STK menu body modified in accordance with the operating instructions of the original STK menu, menu data to increase mobile payment application in the original STK menu, the auxiliary module instruction results back to the mobile phone, the mobile phone according to the latest data show updates STK menu; STK menu or when the user operates to switch on the phone, the phone sends "menu Selection" operation instructions to the SIM card, the secondary module determines that the SIM card handed over to the operation instruction processing body, the operation instruction is sent to the SIM card body, SIM card body receives the operation instruction, the new STK menu data transmitted to the auxiliary module, the submodule new STK menu data returned to the phone, the phone according to the latest data STK menu updated; issued the SIM card after that, the increase can be convenient mobile payment application in the SIM card. STK菜单操作指令包括但不局限于是一种基于STK菜单操作的主动式电信操作指令。 STK menu including but not limited to an operation instruction is an operation instruction STK active telecommunication operation based on menus. 移动支付应用可以和STK菜单配合,利用STK菜单即可进行支付交易,方便用户的操作;除了STK菜单,还可以通过手机软件或者WAP浏览器方式实现移动支付应用在移动终端的人机界面。 Mobile payment applications can cooperate and STK menu, make a payment transaction using the STK menu to, user-friendly operation; STK menu in addition to mobile payment application in the mobile terminal man-machine interface can also be achieved through the mobile phone WAP browser software or way. 以上内容是结合具体的实施方式对本发明所作的进一步详细说明,不能认定本发明的具体实施只局限于这些说明。 The above is described in further detail with reference to specific embodiments of the present invention is made, it can not be considered that the specific embodiments of the present invention is only limited to these descriptions. 对于本发明所属技术领域的普通技术人员来说,在不脱离本发明构思的前提下,还可以做出若干简单推演或替换,都应当视为属于本发明的保护范围。 Those of ordinary skill in the art for the present invention, without departing from the spirit of the present invention, can make various simple deduction or replacement, should be deemed to belong to the scope of the present invention.

Claims (9)

1.一种智能卡,包括辅助模块,以及与所述辅助模块相连的卡本体,所述辅助模块用于接收操作指令,判断将所述操作指令交由自身处理还是交由所述卡本体处理;如果是交由所述卡本体处理,则将所述操作指令发送给所述卡本体并接收所述卡本体反馈的处理结果;如果是交由自身处理,则对所述操作指令进行处理;及用于在其自身或所述卡本体完成处理该操作指令后,向外发送处理结果;所述卡本体用于接收所述辅助模块传输的操作指令,并对所述操作指令进行处理,将处理结果反馈至所述辅助模块。 A smart card, including an auxiliary module, and a card body and the auxiliary module is connected, the auxiliary means for receiving an operation instruction, the operation instruction determination process itself is referred referred to the card body processing; If it is handed over to the card body processing, then the operation instruction is sent to the card body and receiving the feedback of the card body processing result; if it is referred to the processing itself, the operation of the processing instruction; and for the card body itself or the operation instruction processing is completed, the processing result sent out; the card body for receiving the operation instruction auxiliary transmission module, and the operation instruction processing, processing result is fed back to the auxiliary module.
2.如权利要求1所述的智能卡,其特征在于,所述辅助模块与所述卡本体设置在同一芯片;或者所述辅助模块与所述卡本体设置在不同芯片;或者所述辅助模块采用贴膜的形式贴在所述卡本体上。 2. The smart card according to claim 1, characterized in that the auxiliary module and the card body is provided in the same chip; or the complementary module and the card body provided at different chips; or the complementary modules in the form of film attached to the card body.
3.如权利要求1所述的智能卡,其特征在于,所述辅助模块包括智能卡设备接口模块、无线通信模块和控制模块,所述智能卡设备接口模块、无线通信模块均与所述控制模块相连,其中, 所述智能卡设备接口模块用于接收所述智能卡所嵌入设备传输的操作指令,并传输至所述控制模块;还用于接收所述控制模块传输的处理结果,并将所述处理结果传输至所述智能卡所嵌入设备; 所述无线通信模块用于接收外部设备传输的操作指令,并传输至所述控制模块;还用于接收所述控制模块传输的处理结果,并将所述处理结果传输至所述外部设备; 所述控制模块用于判断将所述操作指令交由自身处理还是交由所述卡本体处理,如果是交由所述卡本体处理,则将所述操作指令发送给所述卡本体;如果是交由自身处理,则对所述操作指令进行处理;在自身或所述 3. The smart card according to claim 1, characterized in that said auxiliary module comprises a smart card interface module, the wireless communication module and a control module, the smart card device interface module, the wireless communication modules are connected to the control module, wherein, the smart card device interface module for receiving said smart card operating command transmission device is embedded and is transmitted to the control module; for further receiving the processing result transmission control module, and transmitting the processing result to the smart card embedded device; the wireless communication module for receiving a transmission operation instruction of the external device, and transmitted to the control module; for further receiving the processing result transmission control module, and the processing result transmitting to the external device; and the control module determines the process itself is referred to the operation instruction referred to the card body processing, if it is handed over to the card body processing, then sent to the operation instruction the card body; if it is referred to the processing itself, the operation of the instruction processing; by itself or in the 本体处理完成后,通过所述智能卡设备接口模块、无线通信模块向外发送处理结果。 After the treatment is completed the body, through the smart card device interface module, the wireless communication module sends out the processing result.
4.如权利要求3所述的智能卡,其特征在于,所述无线通信模块为射频模块,所述外部设备为射频读卡器或设置有射频读卡器的POS机、自动取款机中的一种。 4. The smart card according to claim 3, wherein the wireless communication module is a radio frequency module, the external device is provided with a RFID reader or RFID reader of the POS, an automated teller machine species.
5.如权利要求5所述的智能卡,其特征在于,所述操作指令为电信操作指令、移动支付操作指令、STK菜单操作指令中的一种;所述控制模块用于将电信操作指令交由所述卡本体处理;还用于判断STK菜单操作指令、移动支付操作指令是否与所述辅助模块自身存储的移动支付应用数据相匹配,如果匹配,则交由自身处理,否则,交由所述卡本体处理。 5. The smart card of claim 5, wherein the mobile payment instruction operation, the STK menu operation instruction of one claims, characterized in that the operating instructions for the telecommunications operation instruction; the control module for telecommunication operation instruction referred to processing said card body; STK menu operation for determining further instruction, whether the mobile payment operation instruction data matches the mobile payment application module itself and the auxiliary storage, if the match, referred to the process itself, otherwise referred to the card body treatment.
6.—种智能卡的工作方法,所述智能卡包括卡本体,以及与卡本体相连的辅助模块,其特征在于,该智能卡的工作方法包括: 所述辅助模块接收操作指令,并判断将所述操作指令交由自身处理还是交由所述卡本体处理; 如果是交由所述卡本体处理,则将所述操作指令发送给所述卡本体,由所述卡本体对所述操作指令进行处理;如果是交由自身处理,则由所述辅助模块对所述操作指令进行处理; 所述卡本体或所述辅助模块处理完成后,由所述辅助模块向外发送处理结果。 6.- kinds of operating methods of a smart card, the smart card includes a card body, the card body and the auxiliary module is connected, characterized in that the working method of smart card comprising: said auxiliary module receives an operation instruction, and determines the operation referred to their own processing instructions of the card body also referred to treatment; if it is handed over to the card body processing, then the operation instruction is sent to the card body, the processing executed by the operation of the card body; If the process itself is referred to, by the auxiliary processing module to the operation instruction; rear body of the card or the auxiliary module processing is completed, the processing result transmitted by the secondary module outward.
7.如权利要求6所述的智能卡的工作方法,其特征在于,所述辅助模块接收外部操作指令的方法包括:通过预设的智能卡设备接口模块接收所述智能卡所嵌入设备传输的操作指令,和/或通过预设的无线通信模块接收外部设备传输的操作指令。 7. The method of working of the smart card of claim 6, wherein said auxiliary module receives an external operation instruction method comprising: through a preset smart card device receives the smart card interface module transmission operation instruction device is embedded, and / or receiving a transmission operation instruction device by a preset external wireless communication module.
8.如权利要求6所述的智能卡的工作方法,其特征在于,所述操作指令为电信操作指令、移动支付操作指令、STK菜单操作指令中的一种。 The method of working a smart card as claimed in claim 6, wherein said operation instruction is an operation instruction telecommunications, mobile payment operation instruction A STK menu operation instruction.
9.如权利要求8所述的智能卡的工作方法,其特征在于,判断将所述操作指令交由自身处理还是交由所述卡本体处理的方法为:如果是电信操作指令,则交由所述卡本体处理;如果是STK菜单操作指令或是移动支付操作指令,则判断所述STK菜单操作指令、移动支付操作指令是否与所述辅助模块自身存储的移动支付应用数据相匹配,如果匹配,则交由自身处理,否则,交由所述卡本体处理。 9. The method of working a smart card as claimed in claim 8, wherein determining the operation instruction processing itself is referred to the method referred to as card body processing: If the operation command telecommunications, referred to as the processing said card body; if STK menu operation or mobile payment instruction operation instruction, it is determined that the operation instruction STK menu, the mobile payment instruction whether the operation of the auxiliary module itself with a mobile payment application stored data match, if match, referred to the self-addressed, handed over the card body treatment.
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