CN102360480A - Method and system for linking on-line payment and recording links - Google Patents
Method and system for linking on-line payment and recording links Download PDFInfo
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Abstract
The invention provides a link and transfer for online payment related to commodities or services, and a method and a system for recording the link and the transfer. The method and the system are characterized in that: the system is provided with a link and payment record system or unit, a sale rule calculation system or unit, and a sale rule execution system or unit; a feature type link code, namely http://or https://website pointer address/product or service information or code or link/product or service payment or link/user identity mark or bank account/link level and link relation/ referrer 1 identification or account /... / referrer n identification or account/encrypted information; and a link code issuing and generating system and a link code check payment cancellation system. According to the method and the system, sharing sale systems, or link sharing sale systems, or centerless sharing sale systems, or link recommending sale systems are realized.
Description
Technical field
The present invention relates to fields such as software, software service mode, network, particularly relate to the link and the transfer of the online payment that is associated with commodity or service, and the method and system of record linkage and transfer.
Background technology
At present existing online payment application, online payment platform, Net silver etc. generally use the HTTPS passage, HTTPS (full name: Hypertext Transfer Protocol over Secure Socket Layer); Be to be the HTTP passage of target with safety; Be that HTTP adds the SSL layer down, the foundation for security of HTTPS is SSL, and SSL uses 40 key words as the RC4 stream cipher algorithm; HTTPS and SSL support to use X.509 digital authenticating, and the user can confirm whom the sender is if necessary.The main effect that is to say it can be divided into two kinds: a kind of is to set up an information security passage, guarantees data transmission safety; Another kind is exactly an authenticity of confirming the website.Also have present ripe network secure authentication digital certificate, ISV (Independent Software Vendors, independent software vendor) data access and data transmit encryption, business is continuous and disaster recovery ensures methods such as strategy.
The basic agreement of Internet is an ICP/IP protocol, the TCP/IP model the superiors be application layer (Application layer), it comprises all high-rise agreements.Upper-layer protocol has: FTP FTP, email transfer protocol SMTP, domain name system services DNS, NNTP NNTP and http protocol etc.
The form of URL: agreement name: // host name [: port numbers]/[pathname/... / filename]
The form of HTTP/1.0 request message is:
Request message=request row (general information | request header | the entity head) CRLF [entity content]
Request row=method request URL HTTP the CRLF of version number
Method=GET|HEAD|POST| extended method
URL=protocol name+hostname+catalogue and filename
Method in the request row is described the action that should carry out in the allocated resource, and method commonly used has GET, HEAD and POST.The result of the corresponding GET of different request objects is different, and corresponding relation is following:
The result of object: GET
File: the content of file
Program: this program implementation result
Data base querying: Query Result
HEAD: the metamessage that requires the whois lookup object.
POST: to server transmissioning data, when requiring server and CGI to do further processing, can use the POST method from client computer, POST is mainly used in the content of sending FORM in the html text, lets cgi script handle.
Header is called metamessage again, i.e. the information of information utilizes metamessage can realize request with good conditionsi or reply.
Request header: tell how server explains this request, mainly comprise user's acceptable data type, compression method and language etc.
Entity head: entity information type, length, compression method, Last modification time, the data term of validity etc.
Entity: request or response object itself.
The URL grammer is agreement, domain name and the particular order of pointing to the path of solicited message.The instance of different URL as:
URL also can comprise the information that Web server must have before the page in operation, adds data the end of path to, and Web server handles to program or script data transfer, and in the page return results.
The example request type as:
| Request type | URL |
| Static html page | http://www.microsoft.com/backoffice/home.htm |
| The ISAPI application program | http://www.msn.com/custom/page1.dll?CUST＝on |
| The Internet DB connector | http://www.microsoft.com/feedback/input.idc |
| Common gateway interface (CGI) script | http://www.company.com/calculator/add.pl?2.2 |
The present invention is based on Internet technology and Internet protocol.
Discover through what tradition was sold; The production and sales of commodity or service generally be from wholesale to retail one-level level to the consumer, this process is accompanied by logistics and cash flow, and consumer's approval is the key that can this process carry out; The effective sale behavior is the switch-activity of consumer's fund and manufacturer's product or service; If peel off dealer out, we find that the cash flow of dealer just pays for process first, and the effect of advertisement and introduction is in fact just played in the behavior of dealer.Utilize online payment; Can the fund process of paying for first of dealer be removed; Only keep advertisement and introduction effect, also can change the consumer into introduction, promoter simultaneously, the payment environment of product or service is linked to friend by the consumer; Promptly payment is linked and shifts, thereby accomplish from producing to the process of consuming.
Summary of the invention
Record linkage contains and means: when linked operation takes place; The previous page address of record access person's information and current page information (current page URL) and this page (clicking the source); Said record comprises that also webpage indicates ID, ID, is used for distinguishing link behavior and relation between different user and the user.
The link online payment contains and means: online payment is linked, shifts; Click the payment linked code and the online payment behavior takes place like user 1; User 1 can shift or present to user 2 on the internet with this payment linked code; User 2 can click this payment linked code equally and the online payment behavior takes place, and crucial part of the present invention is the behavior record of the said linked code of recording user 1 recommendation to user 2, is appreciated that to linked code is one and pays the factor; The present invention increases involved party's attribute for this payment factor; Involved party's attribute can be involved party itself or involved party's behavior, and involved party's attribute can be included in the linked code and also can be kept in the server system associated therewith, and the involved party is the user.
Another connotation of link online payment: the payment linked code is bought in distribution or application or application; Said linked code can shift or appear, be arranged on the webpage on the internet, is arranged on the user interface, is replicated in the text; Can transmit through network, realize paying or cashing through clicking said linked code.
The connotation of link, payment record is: the record of link, the record of payment, the record of link payment.
Link comprises payment link, web page interlinkage.
System is meant: based on the system that cashes of marketing system, integrating system, product or the service of the method for link online payment and record linkage.Or be referred to as to share marketing system, or link shares marketing system, or do not have the center and share marketing system, or link recommends marketing system, or payment factor marketing system, or cashes factor marketing system.
Said link comprises the purpose of link certainly, and promptly payment is perhaps cashed, perhaps integration.
Said link comprises hyperlink, text hyperlink, and image hyperlink, the E-mail link, the anchor point link, the multimedia file link, the LOGO hyperlink, program is carried out link etc.As: html web page code, URL code, display advertising code etc.
In order to realize linking online payment and record linkage, the technical scheme that the present invention adopts has:
Implementation in A, the system is realized chained record in the system, carry out record by background system, and promptly involved party ID is confirmed by system, involved party and behavior record in server, linked code itself constant (being traditional approach); Certainly also be not precluded within the embodiment that increases involved party's sign or involved party's behavior in the linked code.
Implementation outside B, the system comprises website service system and corresponding with it linked code, comprises involved party's sign in the linked code at least, and the website service system can realize link, payment record through the identification ID like this.
C, tag type linked code scheme; Comprise involved party's sign and involved party in the linked code and link behavior; The link behavior that is the involved party is recorded in the linked code; Corresponding with it Website server system is responsible for understanding link and chained record, and carries out the program that sets by link purpose (product or service payment) and chained record.Involved party's sign can directly be involved party's name and Bank Account Number.
D, cash link distribution scheme, product or service are cashed linked code and are generated and distribution, and said linked code is cashed and lost efficacy.
Technical scheme is obtained in E, link:
(1) the unified programming in a certain portal website total system, because total system has unified pointer and addressing, link, payment behavior can be by detecting, response, extraction, the line items of going forward side by side.It is implementation in the system.
(2) in the link (or webpage) of needs record, embed one section code; Such as JavaScript code or script function; When linked operation took place, this function can be submitted to link, payment record server to the previous page address of visitor's information and current page information (current page URL) and this page (clicking the source), submitted to comprise also in the data that webpage indicates ID; It is ID; Be used for distinguishing the link behavior between different user and the user, link at last, payment record server gather submitting to the data of coming up to classify by user or product, form link, payment record database.This scheme is suitable in the system or implementation outside the system.
(3) adopt client terminal to load control mode, i.e. ActiveX technical scheme.This scheme is suitable in the system or implementation outside the system.
(4) comprise User Identity in the linked code at least, or user identity itself, or address name and Bank Account Number, said linked code is resolved user profile or the sign that promptly obtains link at the server that points to.This scheme is suitable in the system or implementation outside the system.
(5) comprise User Identity in the linked code at least; Or user identity itself; Or address name and Bank Account Number, also comprising in the said linked code provides the server address of service directional information, and said linked code is resolved user profile or the sign that promptly obtains link at the server that points to; Can also comprise in the said linked code by the nominator of level branch and buyer's identify label or Bank Account Number information, promptly can obtain the linking relationship between the user.This scheme is applicable to implementation outside the system.
(6) obtain user's IP address, resolve and record, further, utilize the Cookie storage and extract, realize the obtaining of user's link, record.This scheme is suitable in the system or implementation outside the system.
F, encryption method:
(1) adopt individual digital authentication hardware, the user has the individual digital authentication, is commonly called as the U shield, is prior art, needs the U shield to be used when the user operates.
(2) introduce time factor; Adopt personal identification number authentication hardware, the user has time dependent scrambler, and this password scope interior (being generally 1 minute) at one time is consistent with the password of Website server correspondence; By this method, in the legitimacy of site certificate user link and operation behavior.
(3) adopt the SaaS method of service, encryption is provided by the third party.Possibility is seen the Chinese patent bulletin: 201010577492.2.
(4) linked code encipherment scheme:
Comprise enciphered message in a, the linked code, the enciphered message that refers to here can be to be connected the enciphered message that is used for judging the linked code true and false in the linked code, also can be the identifying code that guarantees that code is not distorted.
Only needing in b, the linked code to point to the address is that readable plain code gets final product, and all the other information can be upset encryption, and a computing formula is set, like A=Fx (I1; I2 ..., In); I is the out of Memory unit except that pointing to the address, like user identification information may, product or information on services etc., like A=Fx (User Identity; Product or information on services ...), substitute the out of Memory of linked code except that directional information with A like this; Original http: // point to address/product or information on services/User Identity/... /, become: http: // point to address/A, just can't read connotation wherein from linked code itself like this; A is made up of string number and letter, at the server end that points to the address A is carried out reverse computing, recovers original state so that executable operations; If reverse operation result is illegal, explains that then this linked code is invalid or distorted the invalid program of execution link.
C, with linked code except that directional information, at first upset by certain rule, a part is retained in the linked code then, a part is placed on server end, point to through link like this, in server by the synthetic complete linked code of certain rule.
D, when linked code generates, increase by a random factor, random factor is produced by random function, is one group of random number; Or pseudo random number; Participate in calculating with random number by certain rule and generate the linked code of encrypting, and random number sequence is kept in the Website server, during deciphering it is taken out; And corresponding one by one, carry out the linked code reduction by certain rule.
One, link, payment record system belong to a certain big portal website (implementation in the system); Like Tengxun, Taobao etc.; Or enterprise's self-built systems; Comprise user's registration information, subscription client, user's instant communication client and related About You or space in the system, system also comprises affiliated payment platform, sales platform etc., and link, payment record can be accomplished in gate system; Link, payment record system promptly are set; The clickthrough behavioral data that the user is taken place and under user's payment record data transmission of payment platform record to link, payment record system, form database by link, payment record system, so that utilize the database flow process that is for further processing.Because be to realize in the system that said linked code can directly not comprise user totem information, ID is discerned by system.
Said link, payment record systemic-function are record registered user's payment link and the number of times of Transaction Success and the linking relationships between each user; Promptly show the relation between purchaser and the former purchaser (referrer); The level that whole marketing system also is provided with according to the number of times of link and setting carries out the sale rule computing system that the button rate is calculated; The sale rule executive system that links clearing according to the result of calculation of the regular computing system of said sale also is set; Said link, payment record system are connected with payment platform, on the webpage related with the user, client end interface, place linked code.A kind of online spending system that is made up of sales platform, payment platform, Net silver etc., it is characterized in that: system also is provided with link, payment record system or unit, sells regular computing system or unit, sells regular executive system or unit.
A kind of method and system that links online payment and record linkage; The steps include: that the user clicks the product that places on the webpage or the payment linked code of service; Linked code is pointed to payment platform and is carried out the online payment operation; The link behavior of simultaneity factor recording user, link behavior comprise the linking relationship between link number of times and the user, carry out the split of the profit of product or sale automatically by certain rule according to link, payment record system.
Implementation in the system of the present invention; Because the user is the system registry user; The registered user has About You or the space of oneself, has other application mode such as microblogging, blog, instant messaging, mailbox, forum, mobile phone space of the unified ID that is associated, with the webpage ID of said application be that system is well-determined; Can product or the service that the user buys be appeared in the applying web page of oneself like this, the user can be shared with the webpage URL of oneself good friend or concern people in the system; The user can duplicate the About You URL that oneself will share in the webpage that pastes other system in addition, or text, or software interface; Or through the internet propagation; People outside the system needs only through clicking product or the service payment link that this user's webpage provides like this, through e-Bank payment, stays ship-to and can accomplish the recommendation sale; The sale here is that single-stage recommends to sell; Have only that the user can deduct a percentage by regulation in the system, the purchaser outside the system is pure consumer, can't participate in deduction.Certainly the user also can only set single-stage through the payment link of sharing his product of propagation or service and recommend sale in the system.It is characterized in that: system validation also writes down the webpage identify label, and any link in said webpage or payment link are identified as the same identity of said webpage.
As optional a kind of mode; Because all sale are finally accomplished in the Net silver clearing; So can in Net silver or super Net silver system, link, payment record system be set; The link clearing are calculated and executive system; Each is sold in the website in all About Yous or the payment link and all comprises silver-colored account number or sign separately, and link, the payment record system under Net silver or the super Net silver just can carry out record to user's purchase and recommendation behavior like this, and can do single-stage or the calculation of multiple strand chain access node by record.It is characterized in that being provided with in Net silver or the super Net silver link, payment record system.Certainly, for the payment of nonregistered user outside system link behavior record under one's name, this registered user is carried out single-stage recommend deduction the registered user that this link is provided.
A kind of method and system that links online payment and record linkage; The steps include: to have among user's the About You payment link of product or service; All other men click said payment link; The payment linked code points to Net silver or super Net silver carries out the online payment operation; This webpage is through being embedded in link, the payment behavior of code in link, this webpage of payment record System Reports in this webpage simultaneously; Or belonging to link, the payment behavior of system in link, this webpage of payment system report by said user, said link behavior comprises the linking relationship between link number of times and the user, is carried out the split of the profit of product or service automatically by certain rule by system according to link, payment record data.
The implementation encipherment scheme is optional in the system: above-mentioned F, (1), (2), (3).
Linking relationship and the tables of data of institute's corresponding product or service between user's payment record, user's chained record, the user set up in said system service website, and user inquiring is provided.
Two, link, payment record system are independent of (implementation outside the system) outside each portal website; Or belong to a certain portal website; It is characterized in that: link, payment record system are set; And configuration network identification address or domain name; Be dispersed in the identity identification information that except that the directional information that comprises said Network Recognition address or domain name, at least also comprises the user in the linked code of each webpage or user interface, link when clickthrough code or payment linked code, payment record system log (SYSLOG) user's link and payment behavior, and form corresponding database.Or system comprises payment platform; And linking of interrelating of setting and said payment platform, payment record system; The Network Recognition address or the domain name of configuration payment platform are dispersed in the linked code of each webpage or user interface and comprise Network Recognition address or the domain name of pointing to payment platform, comprise user identification information may in the said linked code at least; When clicking said code; At first point to payment platform, send user's link and payment behavioural information to link, payment record system again, form corresponding database by link, payment record system by payment platform.
Said link, payment record systemic-function are the payment link of recording user and the number of times of Transaction Success; The level that whole marketing system also is provided with according to the number of times of link and setting carries out the sale rule computing system that the button rate is calculated; The sale rule executive system that links clearing according to the result of calculation of the regular computing system of said sale also is set; Said link, payment record system are connected with payment platform, place linked code in webpage, client end interface, application software on the interface.Linked code comprises user's identity identification information at least, or comprises user profile itself at least, like name and Bank Account Number; Certainly linked code also comprises the purpose information of link, i.e. commodity or information on services are like pricing information etc.; In order to prevent to distort, linked code separated into two parts, the head of code are sensing information; Be to point to the server network address that service is provided; Do not encrypt, another part is the digital digest of encrypting, and comprises user identification information may, commodity or information on services, pricing information etc.It is characterized in that: system is provided with link, payment record system, and the linked code that matches with system comprises user identification information may or user profile itself at least.
Said link can be placed on and respectively sell website, portal website, About You, instant messaging dialog box, social type website, blog, microblogging, forum, application software interface etc.
Linking relationship and the tables of data of institute's corresponding product or service between user's payment record, user's chained record, the user set up in said system service website, and user inquiring is provided.
Three, tag type linked code scheme generally is used for implementation outside the system, but also can be in system as a kind of scheme of User Recognition.The tag type linked code provides a kind of linked code implication coding, resolves solution; The website that the related service of providing is arranged; There is Website server the website; Website configuration domain name or address; The tag type linked code be designed to: http: // or https: // website point to address/product or information on services or code or link/product or service payment or link/User Identity or Bank Account Number/link level and linking relationship/referrer's 1 sign or number of the account/.../referrer n sign or number of the account/team's composition information/this code owner instant messaging or group or microblogging or or forum or About You invite loading code/enciphered message; Linked code can be accepted or rejected simplification by the demand of service; The position of each unit information in code do not limit, and requires as long as meet Internet protocol, and encryption can be upset in other implication unit except that directional information.The generation of linked code is accomplished by certain rule with resolving in Website server, can obtain user's sign through the parsing of website, further, obtains linking level and linking relationship.It is characterized in that: comprise User Identity in the linked code at least, also comprise the information that the user links source and source precedence relationship.
Encipherment scheme: above-mentioned F, (4) a, b, c, d.
Linking relationship and the tables of data of institute's corresponding product or service between user's payment record, user's chained record, the user set up in said system service website, and user inquiring is provided.
Four, product or service supplier generate and distribution payment linked code; Said linked code directional information can be the network address of product or service supplier's appointment; Also can be third party's payment platform or chained record is provided and third party's chained record service side of transfer link; At least comprise product or information on services or code in the said linked code; Said linked code can shift, is arranged on the webpage, is arranged on the user interface, transmits, is replicated in the text through network, realizes paying or cashing through clicking said linked code.
A kind of method and system that links online payment and record linkage is characterized in that: the website is provided with linked code distribution generation system, has corresponding with it linked code to cash the cancellation system.
The method and system of said link online payment and record linkage is characterized in that: linked code comprises commodity or service identifying information at least, and product or service chaining code publisher are provided with code verification system and cancellation system.
The method and system of said link online payment and record linkage is characterized in that: the program of password authentification or question answering when being provided with linked code in the website and cashing.
Encipherment scheme: above-mentioned F, (4) a, b, c, d.
Said system service website is set up user's payment, is cashed record, and user inquiring is provided.
A kind of method and system that links online payment and record linkage is characterized in that: system is provided with link, payment record system or unit, sells regular computing system or unit, sells regular executive system or unit.
A kind of method and system that links online payment and record linkage; It is characterized in that: linked code is the tag type linked code; That is: http: // or https: // website point to address/product or information on services or code or link/product or service payment or link/User Identity or Bank Account Number/link level and linking relationship/referrer's 1 sign or number of the account/.../referrer n sign or number of the account/team's composition information/this code owner instant messaging or group or microblogging or or forum or About You invite loading code/enciphered message; Linked code can be accepted or rejected by the demand of service; The position of each unit information in code do not limit, and requires as long as meet Internet protocol.
The method and system of said link online payment and record linkage is characterized in that: embed instant messaging or instant messaging group invitation loading code in webpage or the linked code.
The method and system of said link online payment and record linkage is characterized in that: embed forum in webpage or the linked code, the About You invites loading code.
A kind of method and system that links online payment and record linkage is characterized in that: the website is provided with linked code distribution generation system, has corresponding with it linked code to cash the cancellation system.
A kind of method and system that links online payment and record linkage; The steps include: that registered user or nonregistered user click the product place on the webpage or the payment linked code of service; Linked code points to payment platform or Net silver carries out the online payment operation, and the link behavior of simultaneity factor recording user comprises the source of record linkage code; The ID or the number of the account of linked code promptly are provided; Number of times that link is clicked and click people's identify label or number of the account, or link is by the number of times of nonregistered user click, i.e. linking relationship between record linkage number of times and the user; According to link, payment record data, system distributes by the profit on sales that certain rule is carried out product or service automatically.
The method and system of said link online payment and record linkage is characterized in that: with linking of linking of user side interface and web interface, payment record server or system or module or unit.
The method and system of said link online payment and record linkage; It is characterized in that: product or service sales advertisement setting and dispose corresponding picture and character introduction in portal website's webpage, and the payment that is associated with said picture and literal links points to payment platform or Net silver; When said payment link is clicked; Behavior by link, payment record system log (SYSLOG) are clicked and paid according to link, payment record, distributes profit on sales to give portal website by a certain percentage.
A kind of method and system that links online payment and record linkage; The sale web page interlinkage or the payment link that the steps include: product or service are arranged on user's webpage, and when clickthrough, the behavior of link or payment link is carried out record by link, payment record server; Said record comprises ID; Linking relationship between the user, source that promptly links and the record that is linked carry out marketing balance according to said record data notice payment platform.
The invention has the beneficial effects as follows: discover through what tradition was sold; The production and sales of commodity or service generally be from wholesale to retail one-level level to the consumer, this process is accompanied by logistics and cash flow, and consumer's approval is the key that can this process carry out; The effective sale behavior is the switch-activity of consumer's fund and manufacturer's product or service; The cash flow of dealer is just paid for process first, and the effect of advertisement and introduction, i.e. intermediation are in fact just played in the behavior of dealer.Utilize online payment and link to paying; Can the fund process of paying for first of dealer be removed; Only keep advertisement and introduction effect; Simultaneously also can change the consumer into introduction, promoter, the payment environment of product or service linked to friend, thereby accomplish from producing to the process of consuming by the consumer.The method that adopts the present invention to propose; Can realize website, instant messaging service, social type of website profit models such as (blog, microblogging, forums etc.); Also be suitable for the service class production payment; As the link that tops up payment, film is watched the link transfer of power, the distribution and the recovery (cashing) of power (getting voucher) got in product or service.Use as independent enterprise, can realize product or service sales agency's online clearing system based on certain rule.Provided by the invention based on link, payment record; The transfer of payment link, the distribution of payment link can be satisfied " six degree separate " theory with sale of cashing or service mode, continue as long as will know each other 6 referrals of being separated by between promptly any in the world two people; One is assembled team's optimum macro ultra is 150 people; Service modes such as MSN, microblogging, forum all can satisfy this theory at present, and the friend's introduction through these communities, friend-making pattern forms network public praise marketing (IWOM); Can form the recommendation deduction system of recommended products or service according to consumption sum; The discount on purchases of itself, the deduction of the team leader of affiliated team (crowd) (crowd master, bloger, building-owner etc.) achievement, and multilayer (buying the priority hierarchical relationship of product or service) consulting services deduction.Because the general social software users good friend good friend that is actual life, the quality of product or service there are common standard and consistent demand, so can avoid the propagation of the product of inferior quality or service natively.
Description of drawings
Fig. 1 is the online spending service mode that the present invention is based on webpage, client end interface, software interface.
Fig. 2 is the online spending service system synoptic diagram that the present invention is based on a certain portal website.
Fig. 2 a is the online spending service system synoptic diagram that the present invention is based on Net silver or super Net silver
Fig. 3 sells the interface synoptic diagram for instant communication client dialog box link of the present invention.
Fig. 4 sells the interface synoptic diagram for related web page link of the present invention.
Fig. 5 pays link recorded stream journey figure for the present invention.
Fig. 6 pays chained record realization flow figure for the present invention.
Fig. 7 is the marketing system database structure synoptic diagram that the present invention is based on link, payment record.
Fig. 8 is link of the present invention, payment record server link information obtain manner synoptic diagram.
Fig. 9 is that the marketing system module that the present invention is based on link, payment record constitutes synoptic diagram.
Figure 10 links level setting refresh flow figure for the user that the present invention sells rule calculating.
Figure 11 links the instant setting process figure of level for the user that the present invention sells rule calculating.
Figure 12 calculates synoptic diagram for the present invention sells rule.
Figure 13 serves as the online spending service system synoptic diagram that points to the address with link, payment record server for the present invention.
Figure 14 is the online spending service system synoptic diagram that points to the address with the payment platform for the present invention.
Figure 15 serves as the online spending service system payment chained record realization flow figure that points to the address with link, payment record server for the present invention.
Figure 16 serves as that the linked code of pointing to the address constitutes synoptic diagram for tag type linked code scheme of the present invention with link, payment record server.
Figure 17 is that the linked code of pointing to the address constitutes synoptic diagram with the payment platform for tag type linked code scheme of the present invention.
Figure 18 serves as that the linked code of pointing to the address constitutes synoptic diagram for tag type linked code scheme of the present invention with product or service provider.
Figure 19 serves as that the linked code of pointing to the address constitutes synoptic diagram for tag type linked code scheme of the present invention with Net silver or super Net silver.
Figure 20 is that marketing system (realizing outside the system) module that the present invention is based on link, payment record constitutes synoptic diagram.
Figure 21 is the process flow diagram of marketing system of the present invention (realizing outside the system) user clicks on links code and acquisition linked code.
Figure 22 is product of the present invention or service provider or the process flow diagram that passes through third party's sale service system distribution linked code.
Process flow diagram is cashed in Figure 23 the present invention's service.
Figure 24 the present invention answer a question or process flow diagram is cashed in the pin mode service.
Figure 25 the present invention judges linked code program mode (PM) process flow diagram certainly.
Figure 26 the present invention's linked code is arranged on the synoptic diagram at application software interface.
Figure 27 the present invention's linked code comprises the realization flow figure of user account and linking relationship.
Embodiment
Below in conjunction with accompanying drawing and embodiment the present invention is further specified.
Fig. 1 is the online spending service mode that the present invention is based on webpage, client end interface, software interface.System is by payment platform; Link, payment record system, webpage, client end interface, software interface are formed, and the sale link or the payment link of product or service are set on webpage, client end interface, software interface; Realize jumping to sales platform and payment platform through clickthrough; Payment platform is responsible for settlement of transactions, and technical characterictic of the present invention is that system is provided with link, payment record system, the link behavior that said system log (SYSLOG) user clicks and the payment behavior of link.
Link, payment record system belong to a certain big portal website; Like Tengxun, Taobao etc., or enterprise, dealer's self-built systems, instant communication client and related About You comprised in the system; Payment platform etc.; Link, payment record are accomplished in gate system, and link, payment record system promptly are set, and user's payment record data transmission that the clickthrough behavioral data that the user is taken place reaches affiliated payment platform record is to link, payment record system; According to link, payment record data, system's flow process that is for further processing.
Fig. 2 is the online spending service system synoptic diagram that the present invention is based on a certain portal website.Existing online spending system generally by sales platform as selling the website; Payment platform; Compositions such as Web bank, there are the accounts associated with the user in payment platform and Web bank, and characteristic of the present invention is to increase link, payment record server or system; Sell regular calculation server or system, sell rule and carry out server or system.The 201st, link, payment record server when the About You who provides through website sales platform or instant messaging dialog box or blog, microblogging, forum or service provider as the client carries out shopping online, are clicked the sale link or the payment link of corresponding product or service; Link and payment behavior by link, payment record server record client; The record result forms database, and sends regular calculation server 202,202 responsible sales volume and the agency level relation calculating button rates to the client of selling to; For example general agency, retail trader, with different levels sale echelon etc.; 202 result of calculations send to sells rule and carries out server 203,203 and send the distribution that profit on sales is accomplished in instruction to payment platform, and keeps accounts to account separately; Sell regular calculation server 202 and be provided with rule calculating setting inlet; Can adopt the WEB mode, also can adopt the client mode, offer product or the service supplier formulates input.
Said system can link to each other with the tax revenue system, and the 204th, the tax revenue system server includes in the tax revenue system according to the functional module elements of trade company's sales volume with the certain proportion taxation at least; Can also there be the item property management that the interface is set in the system; Value added tax is imposed modular unit, and income tax is imposed modular unit, and surtax is imposed modular unit; The refund modular unit, archives memory module unit etc.Said tax revenue system can be the client-side management pattern, also can be the WEB mode.
Linked code for anyone webpage clicking outside the system; Link, payment record server can write down the situation that the registered user is clicked; Though do not know purchaser's outside the system identity, as long as through Net silver generation payment behavior, marketing system will write down the link behavior of being clicked the registered user; And deduct a percentage, can realize the single-stage royalties from sales that link like this.
Further; Registered user's identity is portal website itself or representative; Product or service provider can select the sale agent of portal website as oneself; Portal website has a responsibility for the quality of product or service is assert or stated that the payment of product or service link is clicked to sell at every turn and all carried out split of the profit with portal website like this, realizes that the direct marketing of portal website except that advertising income deducted a percentage to take in.
As a kind of useful embodiment; Above-mentioned website sales platform, blog, microblogging, forum, About You are provided with the linked code or the payment linked code of product or service; In said linked code or payment linked code, embed the login of third party's application services and invite loading code, or loading code is invited in the login of embedding third party application services in webpage, concrete grammar can be realized through the api interface function that third party's application services provides; What for example embed instant messaging or crowd lands the invitation loading code; Online consulting service are provided when then can realize linking payment, and instantiation is invited loading code as embedding the QQ login, said invitation loading code comprise will embed QQ number; As 10410027, the invitation loading code that is used for landing:
Img style=" CURSOR:pointer " onclick=" and javascript:window.open (' http://bizapp.qq.com/webc.htm? new=O&sid=10410027&eid=&o=&q=7&ref='+document.location; ' _ blank ', ' height=544, width=644; toolbar=no; scrollbars=no, menubar=no, status=no '); " border=" 0 " SRC=" http://im.bizapp.qq.com:8000/zx_qq.gif ">or [url=http: //wpa.qq.com/msgrd? V=1&Uin=10410027&Exe=QQ&Site=&Menu=yes] [img] http://im.bizapp.qq.com:8000/zx qq.gif [/img] [/url]
In like manner, crowd, forum, About You also can embed the invitation loading code.
It is characterized in that: embed instant messaging or instant messaging group invitation loading code in webpage or the linked code.
Fig. 2 a is the online spending service system synoptic diagram that the present invention is based on Net silver or super Net silver.Payment linked code on the webpage clicking; Carry out normal online payment operation on the one hand; On the other hand, through webpage ID (such as embedding JavaScript code or script function), or through payment link code book body (tag type linked code scheme); Net silver or super Net silver with referrer's identification information or number of the account announcement; By the link under Net silver or the super Net silver, payment record server record is carried out in link, payment behavior, sell regular calculation server under Net silver or the super Net silver and calculate, rule is sold in the result of calculation submission carry out server according to the data that link, payment record server provide.
Fig. 3 sells the interface synoptic diagram for instant communication client dialog box link of the present invention.301 is traditional instant communication client dialog box, the 302nd, and product that provides in the marketing system or service picture, the 303rd, the web page interlinkage relevant, the 304th, the payment link of product or service with product or service supplier.Said link is loaded by marketing system and forms; Or authorize by product or service provider and to manifest; As agency system; Link is authorized activation by product or service supplier, then can formulate to loading or activate url interface after a certain instant communication user generation product or the service purchase payment as multi-level agency.The displaying of commodity can be many kinds in the interface, shows that as main other is showed as pair, can be shown as with commodity: " other commodity that he also buys ", or link to About You or space displaying.
Fig. 4 sells the interface synoptic diagram for related web page link of the present invention.Product or service displayed web page can be WEB webpage or WAP page, and the link and the payment link of product or service are set on webpage, and said webpage can be personal space, blog, microblogging, forum etc.
Fig. 5 pays link recorded stream journey figure for the present invention.The user can at first generate order number selling click payment link on website or the terminal interface, after generating order number, requires to fill in consignee's information; Order number is pushed to payment platform; Payment platform generates pay invoice number, and pay invoice number pushes to Net silver, accomplishes e-Bank payment through the subscriber authorisation operation; Net silver will be paid successful information and return to payment platform simultaneously, and payment platform will link link, the payment record server of payment successful information announcement.
Consignee's information comprises ship-to and consignee's Bank Account Number, name; Consignee's address is sent to the logistics system of sales platform; Consignee's Bank Account Number, name data can be given link, paying server; Also can form user number binding in independent database and link, the paying server, purpose is in order to use as balance account, so that in the agency and sales process, settle accounts by selling rule.
Fig. 6 pays chained record realization flow figure for the present invention.The steps include: 1, click the payment link, linked code is pointed to payment platform, and payment platform generates pay invoice; 2, payment platform notice link, payment record server are registered, and 3, payment platform initiates Payment Request to Net silver, said payment platform is paid to the Net silver application according to user's Payment Request; Redirect the user to the payment interface of Net silver simultaneously, the user inputs information and executing payment operations such as number of the account, password in payment interface, if operate successfully; Then said Net silver is beaten money to said payment platform, and returns the payment success message, at this moment; The user is redirected to payment platform, and said payment platform is confirmed this order received payment according to the payment message of successful, and returns the payment message of successful to the user; 4, said payment platform notifies said link, the link of payment record server to pay successfully; 5, said link, payment record server will link the payment successful information and be recorded to associated databases, and 6, link, payment record server will link payment record and be sent to and sell regular calculation server, 7, link clearing calculating; Sell regular calculation server and link calculating according to link, payment record; As detain rate calculating, sale agent level, relation is calculated and is confirmed, and will settle accounts result of calculation and be sent to and sell rule and carry out server, 8, sell the rule execution; Sell rule execution server tally order is sent to payment platform so that link is settled accounts; 9, link clearing, payment platform carries out the link settlement operations between the associated user, and will link settlement information and be back to the user.Said system also comprises product or service supplier; Product or service supplier are associated with payment platform at least; Product or service supplier open an account at payment platform, have the client to import the inputting interface of delivery address, name, contact method at payment platform or sales platform, also have the client to import the interface of own bank account information; Bank account information is bound with client's identifier mutually, under the line logistics distribution system is arranged.
In above-mentioned method of carrying out e-Bank payment through payment platform is present prior art; And can be at the Bank Account Number of payment platform storage and the binding of payment platform number of the account; Through the interface of paying server and Net silver is set; Avoid payment platform and the redirect back and forth of Net silver in the payment process, see Chinese patent bulletin 200710002430.7 for details.
Fig. 7 is the marketing system database structure synoptic diagram that the present invention is based on link, payment record.The structure of database can be divided two kinds of forms, and a kind of is by product or classification of service, and a kind of is to classify by user number.Press product or classification of service by user number, name and Bank Account Number, connection, payment record, fields such as hierarchical link, linking relationship are formed; Press user number (related name and Bank Account Number) classification by product or service, link, payment record, the link level, fields such as linking relationship are formed.User number provides the User Recognition or the sign of database, and name and Bank Account Number are used for the link clearing and play account, and link, payment record and link level and linking relationship offer sells button rate and the deduction result that regular calculation server calculates each user.
More than in the classification, name and Bank Account Number also can be to realize through binding external data base, for example bind the data that the third party provides, and link, the not responsible keeping of payment record server user's name and bank account.
Fig. 8 is link of the present invention, payment record server link information obtain manner synoptic diagram.At link, payment record system front end link, payment information acquiring unit are set; The situation that all belongs to a certain portal website for whole marketing system; Obtaining of link, payment information can adopt active to obtain, and promptly initiatively obtains the signal response of link, payment behavior; Or passive obtaining, promptly accept the propelling movement signal of web station system.
One of concrete implementation: the unified programming in a certain portal website total system, because total system has unified pointer and addressing, link, payment behavior can be by detecting, response, extraction, the line items of going forward side by side.
Scheme two: in the link of needs records or webpage, embed one section code; Such as JavaScript code or script function; When linked operation took place, this function can be submitted to link, payment record server to the previous page address of visitor's information and current page information (current page URL) and this page (clicking the source), submitted to comprise also in the data that webpage indicates ID; It is ID; Be used for distinguishing the link behavior between different user and the user, link at last, payment record server gather submitting to the data of coming up to classify by user or product, form link, payment record database.
Scheme three: adopt client terminal to load control mode, i.e. ActiveX technical scheme.
Said mode is not enumerated one by one, and its function is to obtain the behavioural information of link, payment, and writes down it.
Fig. 9 is that the marketing system module that the present invention is based on link, payment record constitutes synoptic diagram.The marketing system that the present invention is based on link, payment record by the module branch by constituting like lower module: link, payment information acquisition module, be responsible for catching or receiving of systematic connection, payment information; Link, payment record module are responsible for record and storage link, the link behavior of payment and the mutual relationship of link; The rules customization module is responsible for selling rule according to link, payment record data customization, like agent way, deduction mode etc.; Link level, linking relationship tables of data module are link level, the linking relationship tables of data of accomplishing according to rules customization; The payment execution module is responsible for carrying out the link deduction clearing of selling according to selling rule; The enciphering/deciphering module is responsible for the data dealing of marketing system and payment platform, bank and is encrypted, or required enciphering/deciphering service in the system; The payment interface module, the data dealing and the data-switching of responsible system and payment platform, bank.
Figure 10 links level setting refresh flow figure for the user that the present invention sells rule calculating.Set sometime at interval, when being generally one day zero, can reduce the expense of system like this; After program begins, from user and product database, extract link data, according to the level of predetermined algorithm judges; Not reaching imposes a condition then returns the step of carrying out continuation extraction link data, imposes a condition if reach, and then resets user's link level; And correspondingly revise user and product database, accomplish until program.
Figure 11 links the instant setting process figure of level for the user that the present invention sells rule calculating.Link, payment information acquiring unit are added into current record with chained record; Then the link level is judged by the algorithm that is provided with in advance; Do not impose a condition then to link level constant if reach, impose a condition, confirm again that then the link level also revises the user and product database if reach.
Figure 12 calculates synoptic diagram for the present invention sells rule.Sell rule calculating and be divided into traditional agency system and no center distribution system, traditional agency system is promptly artificially set the system of general agency, retail trader by sales volume or area, ground; No center distribution system adopts dynamic assignment to sell level, calculates royalties from sales at many levels according to client's the sale or the selling group of volume of services and service.
Tradition sales mode: be divided into first class agency, secondary agent, several grades of commission merchants; Like client 1, client 2, client n is first class agency; Client 11, client 12, client 1n are secondary agent; Client 111, client 112, client 11n are three grades of commission merchants, and commission merchants at different levels have sales discount separately respectively, the commission merchants at different levels sale of not bypassing the immediate leadership.In the present invention, in selling regular calculation server, can set client's link level, and set the sale button rate of each level, realize traditional agency system sales mode.
No center distribution model: product or service supplier do not formulate the commission merchant, are produced the button rate that has had certain sales volume then to stipulate like client 1 voluntarily by the client; Its direct marketing amount is from client 11, client 12, client 1n; Client 11, client 12, client 1n form client 1 selling group simultaneously, and in like manner client 111, client 112, client 11n form client 11 selling group, and there is the service contribution in 1 couple of client's 11 of client team; Can formulate the certain achievement of extraction deducts a percentage to client 1; Certainly client 1 still can extract the button rate of direct marketing, and the rest may be inferred, can formulate certain level or multi-level distribution system.In the present invention, through selling sales volume and each client's the linking relationship realization sale and the deduction operation of service that regular calculation server calculates each client.
Figure 13 serves as the online spending service system synoptic diagram that points to the address with link, payment record server for the present invention.Marketing system is calculated by link, payment record server, rule and is carried out server, payment platform, compositions such as Web bank, and there are the accounts associated with the user in payment platform and Web bank, and said sale service system can also be connected with the tax service device.With link, the sensing address information of the corresponding linked code of payment record server for link, the payment record server address; When the About You who provides through website sales platform or instant messaging dialog box or blog, microblogging, forum or service provider as the client carries out shopping online; Click the sale link or the payment link of corresponding product or service; Linked code is at first pointed to link, payment record server address, and the while to payment platform, can be carried out the product or the information on services that in linked code comprise simultaneously by link, payment record transit server; So that link also presents product or service picture and recommended information; Link and payment behavior that link, payment record server are responsible for writing down the client, the record result forms database, and sends sale rule execution server to; Sale rule execution server is responsible for sending instruction to payment platform and is linked settlement operations; Product or service provider can calculate setting to selling rule, can adopt the WEB mode, also can adopt the client mode to set.
Figure 14 is the online spending service system synoptic diagram that points to the address with the payment platform for the present invention.With the sensing address information of the said marketing system of Figure 13 different is linked code is the payment platform address; When the client clicks linked code; At first point to payment platform, by the link of payment platform notice, payment record server record client's link and payment behavior.
Figure 15 serves as the online spending service system payment chained record realization flow figure that points to the address with link, payment record server for the present invention.The steps include: 1, click the payment link, linked code is pointed to link, payment record server address, and 2, link, payment record server will link to pay and navigate to payment platform; Payment platform generates pay invoice, and 3, payment platform initiates Payment Request to Net silver, said payment platform is paid to the Net silver application according to user's Payment Request; Redirect the user to the payment interface of Net silver simultaneously, the user inputs information and executing payment operations such as number of the account, password in payment interface, if operate successfully; Then said Net silver is beaten money to said payment platform, and returns the payment success message, at this moment; The user is redirected to payment platform, and said payment platform is confirmed this order received payment according to the payment message of successful, and returns the payment message of successful to the user; 4, said payment platform notifies said link, the link of payment record server to pay successfully; 5, said link, payment record server will link the payment successful information and be recorded to associated databases, and 6, link, payment record server will link payment record and be sent to and sell regular calculation server, 7, link clearing calculating; Sell regular calculation server and link calculating according to link, payment record; As detain rate calculating, sale agent level, relation is calculated and is confirmed, and will settle accounts result of calculation and be sent to and sell rule and carry out server, 8, sell the rule execution; Sell rule execution server tally order is sent to payment platform so that link is settled accounts; 9, link clearing, payment platform carries out the link settlement operations between the associated user, and will link settlement information and be back to the user.Said system also comprises product or service supplier; Product or service supplier are associated with payment platform at least; Product or service supplier open an account at payment platform, have the client to import the inputting interface of delivery address, name, contact method at payment platform or sales platform, also have the client to import the interface of own bank account information; Bank account information is bound with client's identifier mutually, under the line logistics distribution system is arranged.
In above-mentioned method of carrying out e-Bank payment through payment platform is present prior art; And can be at the Bank Account Number of payment platform storage and the binding of payment platform number of the account; Through the interface of paying server and Net silver is set; Avoid payment platform and the redirect back and forth of Net silver in the payment process, see Chinese patent bulletin 200710002430.7 for details.
Figure 16 serves as that the linked code of pointing to the address constitutes synoptic diagram for tag type linked code scheme of the present invention with link, payment record server.The form of URL is: the agreement name: // host name [: port numbers]/[pathname/... / filename]; Observe the TCP/IP basic agreement of Internet; The linked code directional information of present embodiment is link, payment record server; The message destination address dynamically finds through ICP/IP protocol, or applies for special IPV4 (or the IPV6 that uses in the future) address prefix, and regulation can not done in the position of each message unit in linked code; As long as meet the basic agreement in internet, comprise request modifier, client information, entity information, object result, file content, program and the equiprobable content of program execution result, data base querying and Query Result.In linked code, comprise user identification information may or user identity itself at least; Comprise product or service payment or link payment information; Also comprise product or information on services or code or link in the linked code, can also increase the user in addition and link level and linking relationship information, as linked code provide people, referrer 1 ... Referrer n; And their linking relationship; Also comprise enciphered message in the said linked code, the enciphered message that refers to here can be to be connected the enciphered message that is used for judging the linked code true and false in the linked code, also can be the identifying code that guarantees that code is not distorted.Only needing in the linked code of the present invention to point to the address is that readable plain code gets final product, and all the other information can be upset encryption, and the technical scheme that the present invention adopts is: a computing formula is set, like A=Fx (I1; I2 ..., In); I is the out of Memory unit except that pointing to the address, like user identification information may, product or information on services etc., like A=Fx (User Identity; Product or information on services ...), substitute the out of Memory of linked code except that directional information with A like this; Original http: // point to address/product or information on services/User Identity/... /, become: http: // point to address/A, just can't read connotation wherein from linked code itself like this; A is made up of string number and letter, at the server end that points to the address A is carried out reverse computing, recovers original state so that executable operations; If reverse operation result is illegal, explain that then this linked code is distorted, carry out the invalid program of link.
Encryption method further: with linked code except that directional information; At first upset by certain rule, a part is retained in the linked code then, and a part is placed on server end; Point to through link like this, in server, synthesize complete linked code by certain rule.
Encryption method further: when linked code generates, increase by a random factor, random factor has random function to produce, and is one group of random number; Or pseudo random number; Participate in calculating with random number by certain rule and generate the linked code of encrypting, and random number sequence is kept in the Website server, during deciphering it is taken out; And corresponding one by one, carry out the linked code reduction by certain rule.
Encryption method further: adopt individual digital authentication hardware, the user has the individual digital authentication, is commonly called as the U shield, is prior art, comprises the individual digital authentication information in the linked code, needs the U shield to be used when the user operates.
Encryption method further: introduce time factor; Adopt personal identification number authentication hardware; The user has time dependent scrambler; This password scope interior (being generally 1 minute) at one time is consistent with the password of Website server correspondence, and by this method, the user links the legitimacy of behavior at site certificate.
Encryption method further: utilize digital certificate or adopt the SaaS method of service, by the third party encryption is provided, possibility is seen the Chinese patent bulletin: 201010577492.2.
For the nominator of product or service, User Identity information only needs name and Bank Account Number, so can be address name and Bank Account Number directly as User Identity information.
Optional message unit: this code owner instant messaging, crowd, forum, About You invite loading code; Promptly in the tag type linked code, embed the login of third party's application services and invite loading code; Can realize that for example embed the QQ login and invite loading code, said invitation loading code comprises the possessory QQ of linked code number through the api interface function that third party's application services provides; Like this when other user clicks on links codes; Can set up and the exchanging of linked code supplier, in like manner, crowd, forum, About You also can load the invitation code.For example the QQ number is 10410027 invitation loading code: and imgstyle=" CURSOR:pointer " onclick=" javascript:window.open (' http://bizapp.qq.com/webc.htm? new=0&sid=10410027&eid=&o=&q=7&ref='+document.location; ' _ blank '; ' height=544; width=644, toolbar=no, scrollbars=no; menubar=no, status=no '); " border=" 0 " SRC=" http://i m.bi zapp.qq.com:8000/zx_qq.gif ">or [url=http: //wpa.qq.com/msgrd? V=1&Uin=10410027&Exe=QQ&Site=&Menu=yes] [img] http://im.bizapp.qq.com:8000/zx_qq.gif [/img] [/url]
Optional message unit: team forms information, for chained record and linking relationship are recorded in the embodiment in the linked code, can team's component relationship be recorded in the linked code, and concrete composition proposal is shown in figure 12.
Figure 17 is that the linked code of pointing to the address constitutes synoptic diagram with the payment platform for tag type linked code scheme of the present invention.The scheme of describing with Figure 16 is the same, and difference is that the sensing address of linked code is a payment platform.Above-mentioned encryption method is suitable equally.
Figure 18 serves as that the linked code of pointing to the address constitutes synoptic diagram for tag type linked code scheme of the present invention with product or service provider.The scheme of describing with Figure 16 is the same, and difference is that the sensing address of linked code is product or service provider address.
Cash application for product or service; As telephone expenses supplement that link is cashed with money, movie watches that power link is cashed, the game credits link is cashed, the game article link is cashed etc.; Comprise product or service provider address in the linked code, product or service code or information or link, enciphered message etc.Above-mentioned encryption method is suitable equally.
This programme also is applicable to enterprise's direct marketing and the linked code constituted mode formulated.
Figure 19 serves as that the linked code of pointing to the address constitutes synoptic diagram for tag type linked code scheme of the present invention with Net silver or super Net silver.The scheme of describing with Figure 16 is the same, and difference is that the sensing address of linked code is Net silver or super Net silver address.Above-mentioned encryption method is suitable equally.
Figure 20 is that marketing system (realizing outside the system) module that the present invention is based on link, payment record constitutes synoptic diagram.The marketing system that the present invention is based on link, payment record by the module branch by constituting like lower module: link, payment information acquisition module, be responsible for catching or receiving of systematic connection, payment information; The identification authentication module, different with implementation in the system, need to increase this module, so that understand the subscriber identity information in the linked code; Link, payment record module are responsible for record and storage link, the link behavior of payment and the mutual relationship of link; The rules customization module is responsible for selling rule according to link, payment record data customization, like agent way, deduction mode etc.; Link level, linking relationship tables of data module are link level, the linking relationship tables of data of accomplishing according to rules customization; The payment execution module is responsible for carrying out the link deduction clearing of selling according to selling rule; The enciphering/deciphering module is responsible for the data dealing of marketing system and payment platform, bank and is encrypted, or required enciphering/deciphering service in the system; The payment interface module, the data dealing and the data-switching of responsible system and payment platform, bank.
Figure 21 is the process flow diagram of marketing system of the present invention (realizing outside the system) user clicks on links code and acquisition linked code.At first referrer's linked code that will include own identity information is placed on each webpage, client end interface, and software interface etc. are when the purchaser clicks the linked code that the referrer provides; Navigate to the linked code specified web; Then referrer's identity information, product or information on services are deciphered and understand in the website to linked code, and generalized case is that product or service are to confirm, price is also confirmed; Provide product or service to buy information input interface; Then import consignee's information,, then import purchaser's name and Bank Account Number again like address, contact method (inviting loading code then also need import relevant IMU signal, crowd number, forum title address, About You address) like needs instant messaging, crowd, forum, About You; The purpose of input name and Bank Account Number has two; The one, collection purchaser's identification information (identify label finally is to implement to balance account), another purpose is the necessary step of online payment, then; The purchaser pays to operate at payment platform and accomplishes buying behavior; At this moment, Website server generates purchaser's linked code according to the identification information that the purchaser provides automatically automatically, and appears or Email offers the purchaser through webpage; Said purchaser's linked code can be used as proof of purchase on the one hand and uses; Through this linked code printed invoice, said on the other hand purchaser's linked code can be placed on webpage, client end interface, software interface etc. by the purchaser and change the referrer in case of necessity, simultaneously server record referrer's chained record and referrer and purchaser's linking relationship.Said linking relationship can be formulated and be single or multiple lift.
Figure 22 is product of the present invention or service provider or the process flow diagram that passes through third party's sale service system distribution linked code.Product or service provider can self-built marketing system issue linked code; Also can be through third party's marketing system service side distribution linked code; The linked code of this scheme distribution can not comprise User Identity information when being used for service item, for example is used for that telephone expenses are supplemented with money, the distribution of watching power of film, software license etc. and cashing.User login services device at first, login mode can be WEB, WAP or client mode, logining successfully, the back gets into application linked code program; Can import the relevant information of product or service, further can formulate password or problem and put question to, this can be used for service class; Send telephone expenses such as first to second and supplemented linked code with money; Second requires to answer the problem of first when linked code is cashed, what is your name like first, can avoid arbitrarily cashing of linked code like this; After the website generates linked code again by certain rule to linked code in part except that directional information upset encryption; Also can increase enciphered message again, enciphered message can be positioned at the suitable position of linked code message, and last linked code appears through webpage or mail or client send to the user.The linked code that the website generates is charged to the linked code database, so that the linked code when cashing is corresponding one by one.
Issuing linked code voluntarily for product or service provider can operate without Website login, directly can accomplish on the backstage.
Need the situation of advance fund funding for the user; After the input relevant information, require the user to carry out the online payment operation; This situation is equivalent to user's received payment and has bought product or service, but does not cash at once, and he can shift the power cashed and give other people; Be that linked code shifts to other people, like the film power of watching, recreation authority, game article, integration etc.
Process flow diagram is cashed in Figure 23 the present invention's service.The user clicks on links code navigates to the link specified web, and decipher linked code the website, and there is the linked code database website; This database is consistent with the database of linked code distribution, is distribution and the corresponding relation of cashing, and is one to one; The linked code that the user clicked is sought in the website in the linked code database, if not then be that code is invalid, link stops; If code is arranged, then code is effective, can import information on services; The telephone number that for example will supplement with money, this linked code lost efficacy behind the completion service chaining, notified the inefficacy of linked code database code simultaneously or deleted this linked code.
Figure 24 the present invention answer a question or process flow diagram is cashed in the pin mode service.In the said flow process of Figure 23, increase and put question to or the password flow process, after completion code is effectively judged, eject password or put question to window; Check on one's answers then and judge or password is verified; Said answer or password are set when linked code is issued, issue with cash corresponding one by one, if mistake then link termination; If correctly the service of accomplishing cash, notify the linked code database code to lose efficacy simultaneously or delete this linked code.
Figure 25 the present invention judges linked code program mode (PM) process flow diagram certainly.This linked code program is by product or service provider or third party's sale service system distribution, and said linked code program is not a linked code itself, needs just can obtain linked code behind the self-executive routine; Said program is in client executing, and the user clicks the back program and begins to carry out, and ejects and puts question to or password window; The step of judging the answer errors number is arranged; The step that answer judgement or password authentification are arranged is as correctly then normally linking redirect, like mistake mistake of statistics number of times then; Start the self-destruction program if errors number reaches pre-determined number, the linked code self-destruction was lost efficacy.Program also can be set lifetime in addition, i.e. effective in a period of time after the distribution.
Figure 26 the present invention's linked code is arranged on the synoptic diagram at application software interface.The payment linked code can be by software vendor or third party's sale service system distribution or generation; After the commission merchant obtained the payment linked code that comprises commission merchant's identify label or bank account information, the commission merchant was placed on oneself payment linked code and is issued to the agent territory of oneself being responsible on the software interface, and this agency's royalties from sales just can be changed over to agency's bank account automatically by marketing system like this; Simultaneously for application software provider; Can be online use with software design, i.e. the use of application software must onlinely be connected on the server of software supplier, through the normally operation of authorization identifying of server; This is a prior art; General principle is that application software end and server constantly carry out the communication authentication to keep the operation of software through the number of the account login authentication, perhaps only authentication when login; Or application software operates in certain node need to server authentication; Or application software moves a certain function and needs to server authentication, or a part of code of application software is placed in the server, could move after the login authentication.The authentication number of application software can be bound buyer's identification information or number; Or the linked code that software vendor is returned after buying; Said linked code comprises buyer's identification information; This link simultaneously also can be used as buyer's recommended links, changes the buyer into nominator.Concrete steps are: application software operation back is detected the presence of software and is required when moving for the first time, to import or the input buyer linked code that software vendor is returned after purchase; Software is with this linked code login software vendor server; The software vendor server is verified this code; If authorized user then application software normally move, if unauthorized information then stops or points out the operation of purchase or demonstration limitation function operation is provided.
Figure 27 the present invention's linked code comprises the realization flow figure of user account and linking relationship.This scheme is an implementation outside the system, can break away from link, the payment record system of server, and user profile and linking relationship all are included in the linked code; Code Design is: comprise the Website server address in the linked code, this address is to point to the address, is readable plain code; Also comprise product or information on services or its link in the linked code, product or service payment code or linked code, linked code provides the people number of the account; Be former purchaser; Also be direct referrer, can also comprise referrer 1 to referrer n number of the account, also have enciphered message in addition.When the clickthrough code, navigate to the code appointed website, by certain rule or method linked code is deciphered reduction in the website; The purchase information of product or service is extracted in the deciphering back, and at this moment the purchaser can buy operation at present, the existing purchaser's ship-to information of input; Necessary; People's number of the account information is bought in the input cash purchase, and this number of the account information is bought payment on the one hand and used, and buys the people to link code ready for generating cash purchase on the other hand; After existing purchaser's payment and settlement success, delivery and Transaction Success; Simultaneously, the website service system extracts former purchaser (i.e. link provides the people, also is direct referrer) number of the account and is undertaken linking clearing automatically by selling rule by system, and in like manner, continuation extraction referrer 1 links clearing to the number of the account of referrer n; Simultaneously; Linked code generation system generation cash purchase is bought the people and is linked code; Different is with former purchaser's linked code: cash purchase is bought people's number of the account as direct referrer, and former purchaser is as referrer 1, offers existing purchaser after encrypting through said method after linked code generates.Said number of the account is payment platform number of the account or Bank Account Number, if Bank Account Number is to need name and number of the account just can carry out the access business by regulation, so said number of the account can be name and number of the account.
Like needs, can increase team and form information.
Like needs, loading code is invited so that generate instant messaging, crowd, forum, About You in input purchaser IMU signal, crowd number, forum title address, About You address.
Said referrer is taken place to change after the buying behavior by the user and is come, and promptly links level and linking relationship, considers the commercial distribution profit, and the level of link can be single level, limited level, or has only the direct referrer of one-level.
The above server is meant that function is the system of said function, is not limited to server, can be system, or the unit, or module; Link, payment record are meant chained record and payment record or link payment record, and purpose is not get rid of the usefulness of the integration record of the green money that only uses as chained record and provide, like link integration, ideal money; Said user refers to the user of system, and the client is meant the user that buying behavior takes place.The situation that is directly substituted payment platform by Net silver or super Net silver is not got rid of by said system, and promptly characteristic is: Net silver or super Net silver are connected in link, the payment record system.
In addition along with the appearance of next generation internet; Address resource is infinitely abundant; A guy ID of institute or address are carried out unique definite, user bound account or bank account, and personal identification adopts digital-scrambling techniques; Wide area link, payment record service system are set, and each marketing system of society is carried out merchandise planning according to link, payment record data.It is characterized in that: wide area link, payment record system are set, all personal information binding IP address, the profit on sales that each marketing system of society is carried out product or service according to link, payment record data is distributed.
Above method and application system programming language can be existing any language forms, like VC++, and C, Delphi, FORTRAN, Pascal, FOXPRO, Clipper, EXE; WIN16:C, and C++ (Visual, C++Builder, Borland), Visual BASIC; WIN32:C, and C++ (Visual, Borland), FORTRAN (LAHEY, Visual), Java, Visual BASIC, VisualFoxpro, PowerBuilder, Delphi, JavaScript, VBScript installshield, VB.net, VC.net; Linux:C, C++, Java; Microsoft XML Web services platform; The method of html, the ASP.NET method; Mac OS X operating system; Mobile phone operating system: Windows Mobile, Symbian, Android etc.
Can adopt the programming of server, client on the programming framework, also can adopt the control mode to use or the mode of invoke script program or, or adopt the cloud computing mode to programme, be i.e. the SaaS pattern to the server requests mode.
Above application service system place physical location can be in any place any server; Or Cloud Server, connected mode can be wired, like cable, optical cable, telephone wire etc.; Or wireless mode; Like point-to-point, 2G, 3G etc., communications protocol IEEE802.11, IEEE802.11a, IEEE802.11b, IEEE802.11g, IEEE802.11n etc. are in wide area network or LAN.
Load mode is used IPV4 at present based on TCP/UDP agreement or other any network load mode, uses IPV6 in the future.In network transmission process, can adopt symmetric cryptography, asymmetric encryption and Hash to encrypt, encrypt like modes such as DES, SSL or SET.
Instant messaging communications protocol framework: the bottom communication is based on ICP/IP protocol; File transfer is based on udp protocol, and message is based on P2P technology (point-to-point), application network address translation (NAT) technology between the client; Free communication between LAN and the Internet, the firewall-penetrating technology.Development environment: VC++, C, Delphi etc.; Database: SQL Server 2000/2005/2008/X, Oracle9i/10i/MySql etc.; Server system: BSD etc.
The blog source code can adopt Common Public Attribution License (CPAL), or FBMLparser or employing Mozilla Public License (MPL); Can use LAMP (Linux, Apache, MySQL, PHP) as technological architecture, identifiable language is the subclass of HTML.Existing blog program is like PivotX (can support text database), PJBLOG, ASBLOG, Z-Blo g, ZJ-Blog, WordPress, Bo-Blog, Jblog, oBlog, emlog, L-BLOG, Sablog-X LxBlog etc.
Claims (11)
1. method and system that links online payment and record linkage, it is characterized in that: system is provided with link, payment record system or unit, sells regular computing system or unit, sells regular executive system or unit.
2. method and system that links online payment and record linkage; It is characterized in that: linked code is the tag type linked code; That is: http: // or https: // website point to address/product or information on services or code or link/product or service payment or link/User Identity or Bank Account Number/link level and linking relationship/referrer's 1 sign or number of the account/.../referrer n sign or number of the account/team's composition information/this code owner instant messaging or group or microblogging or or forum or About You invite loading code/enciphered message; Linked code can be accepted or rejected by the demand of service; The position of each unit information in code do not limit, and requires as long as meet Internet protocol.
3. method and system that links online payment and record linkage is characterized in that: the website is provided with linked code distribution generation system, has corresponding with it linked code to cash the cancellation system.
4. according to claim 1 or 2 or 3 said a kind of method and systems that link online payment and record linkage, it is characterized in that: the individual subscriber identity ciphering adopts digital certificate, or dynamic password, or SaaS third party's method of service.
5. according to the said a kind of method and system that links online payment and record linkage of claim 2, it is characterized in that: all the other information are carried out encryption except that the directional information of website.
6. according to the said a kind of method and system that links online payment and record linkage of claim 3, it is characterized in that: the program of password authentification or question answering when being provided with linked code in the website and cashing.
7. according to the said a kind of method and system that links online payment and record linkage of claim 1, it is characterized in that: link, payment record system or unit are connected with payment platform, or are connected with Net silver.
8. according to claim 1 or 2 or 3 said a kind of method and systems that link online payment and record linkage, it is characterized in that: the on-line operation of application software is with payment linked code mandate, and serves as to authorize sign with the payment linked code.
9. method and system that links online payment and record linkage; The steps include: that registered user or nonregistered user click the product place on the webpage or the payment linked code of service; Linked code points to payment platform or Net silver carries out the online payment operation, and the link behavior of simultaneity factor recording user comprises the source of record linkage code; The ID or the number of the account of linked code promptly are provided; Number of times that link is clicked and click people's identify label or number of the account, or link is by the number of times of nonregistered user click, i.e. linking relationship between record linkage number of times and the user; According to link, payment record data, system distributes by the profit on sales that certain rule is carried out product or service automatically.
10. a method and system that links online payment and record linkage the steps include:
(1) at first linked code is designed to: comprise the Website server address in the linked code, this address is to point to the address, is readable plain code; Also comprise product or information on services or its link in the linked code, product or information payment code or linked code, linked code provides the people number of the account; Being former purchaser, also is direct referrer, can also comprise referrer 1 to referrer n number of the account; Be that user profile and linking relationship all are included in the linked code, also have enciphered message in addition;
When (2) showing purchaser's clickthrough code, navigate to the code appointed website, by certain rule or method linked code is deciphered reduction in the website; The purchase information of product or service is extracted in the deciphering back, and at this moment the purchaser can buy operation at present, the existing purchaser's ship-to information of input; Necessary; People's number of the account information is bought in the input cash purchase, and this number of the account information is bought payment on the one hand and used, and buys the people to link code ready for generating cash purchase on the other hand; After existing purchaser's payment and settlement success, delivery and Transaction Success;
(3) the website service system extracts former purchaser (i.e. link the people is provided, also be direct referrer) number of the account and is undertaken linking clearing automatically by selling rule by system, in like manner, continues to extract referrer 1 and links clearing to the number of the account of referrer n;
(4) the linked code generation system generates cash purchase and buys the people and link code, and different is with former purchaser's linked code: cash purchase is bought people's number of the account as direct referrer, and former purchaser is as referrer 1, and linked code generates after encrypt and offer existing purchaser.
11. according to the said a kind of method and system that links online payment and record linkage of claim 10; It is characterized in that: also comprise input purchaser's IMU signal or crowd number or the step of forum title address or About You address, and generate instant messaging or crowd or forum or About You and invite loading code.
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| CN201110319194.8A CN102360480B (en) | 2011-10-06 | 2011-10-06 | A kind of method and system for linking online payment and record link |
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