AU6159601A - Electronic cards capable of being read by a magnetic stripe reader and methods for their use - Google Patents

Electronic cards capable of being read by a magnetic stripe reader and methods for their use

Info

Publication number
AU6159601A
AU6159601A AU6159601A AU6159601A AU6159601A AU 6159601 A AU6159601 A AU 6159601A AU 6159601 A AU6159601 A AU 6159601A AU 6159601 A AU6159601 A AU 6159601A AU 6159601 A AU6159601 A AU 6159601A
Authority
AU
Australia
Prior art keywords
read
methods
use
magnetic stripe
stripe reader
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
AU6159601A
Inventor
Jacob Y Wong
Roy L Anderson
William R Bryant Jr
Joan M Ziegler
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
PrivaSys
Original Assignee
PrivaSys
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority to US09/571,707 priority Critical patent/US6592044B1/en
Priority to US61985900A priority
Priority to US66708200A priority
Priority to US66708100A priority
Priority to US66783500A priority
Priority to US66703800A priority
Priority to US09/667,039 priority patent/US6755341B1/en
Application filed by PrivaSys filed Critical PrivaSys
Priority to PCT/US2001/015612 priority patent/WO2001088659A2/en
Publication of AU6159601A publication Critical patent/AU6159601A/en
Application status is Pending legal-status Critical

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06KRECOGNITION OF DATA; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/06187Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with magnetically detectable marking
    • G06K19/06196Constructional details
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G06Q20/3415Cards acting autonomously as pay-media
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357Cards having a plurality of specified features
    • G06Q20/3576Multiple memory zones on card
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/385Use of an alias or a single-use code
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409Card specific authentication in transaction processing
    • G06Q20/4093Monitoring of card authentication
AU6159601A 2000-05-15 2001-05-15 Electronic cards capable of being read by a magnetic stripe reader and methods for their use Pending AU6159601A (en)

Priority Applications (8)

Application Number Priority Date Filing Date Title
US09/571,707 US6592044B1 (en) 2000-05-15 2000-05-15 Anonymous electronic card for generating personal coupons useful in commercial and security transactions
US61985900A true 2000-07-20 2000-07-20
US66708100A true 2000-09-21 2000-09-21
US66783500A true 2000-09-21 2000-09-21
US66703800A true 2000-09-21 2000-09-21
US66708200A true 2000-09-21 2000-09-21
US09/667,039 US6755341B1 (en) 2000-05-15 2000-09-21 Method for storing data in payment card transaction
PCT/US2001/015612 WO2001088659A2 (en) 2000-05-15 2001-05-15 Electronic cards capable of being read by a magnetic stripe reader and methods for their use

Publications (1)

Publication Number Publication Date
AU6159601A true AU6159601A (en) 2001-11-26

Family

ID=27569844

Family Applications (1)

Application Number Title Priority Date Filing Date
AU6159601A Pending AU6159601A (en) 2000-05-15 2001-05-15 Electronic cards capable of being read by a magnetic stripe reader and methods for their use

Country Status (2)

Country Link
AU (1) AU6159601A (en)
WO (1) WO2001088659A2 (en)

Families Citing this family (28)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6131811A (en) 1998-05-29 2000-10-17 E-Micro Corporation Wallet consolidator
US7660763B1 (en) 1998-11-17 2010-02-09 Jpmorgan Chase Bank, N.A. Customer activated multi-value (CAM) card
US10185936B2 (en) 2000-06-22 2019-01-22 Jpmorgan Chase Bank, N.A. Method and system for processing internet payments
US8849716B1 (en) 2001-04-20 2014-09-30 Jpmorgan Chase Bank, N.A. System and method for preventing identity theft or misuse by restricting access
US7103576B2 (en) 2001-09-21 2006-09-05 First Usa Bank, Na System for providing cardless payment
US7899753B1 (en) 2002-03-25 2011-03-01 Jpmorgan Chase Bank, N.A Systems and methods for time variable financial authentication
US20040210498A1 (en) 2002-03-29 2004-10-21 Bank One, National Association Method and system for performing purchase and other transactions using tokens with multiple chips
US7058660B2 (en) 2002-10-02 2006-06-06 Bank One Corporation System and method for network-based project management
KR100476876B1 (en) * 2002-11-08 2005-03-17 박정웅 Card provided with a password input key
US7581678B2 (en) 2005-02-22 2009-09-01 Tyfone, Inc. Electronic transaction card
US8583926B1 (en) 2005-09-19 2013-11-12 Jpmorgan Chase Bank, N.A. System and method for anti-phishing authentication
US7966263B2 (en) 2006-05-04 2011-06-21 First Data Corporation Wireless phone RF presentation instrument with sensor control
US9466057B2 (en) 2006-05-04 2016-10-11 First Data Corporation RF presentation instrument with sensor control
US8793490B1 (en) 2006-07-14 2014-07-29 Jpmorgan Chase Bank, N.A. Systems and methods for multifactor authentication
US20080017704A1 (en) * 2006-07-24 2008-01-24 First Data Corporation Contactless Electronic Wallet Payment Device
US7991692B2 (en) 2006-10-09 2011-08-02 First Data Corporation Electronic payment instrument and packaging
US7991158B2 (en) 2006-12-13 2011-08-02 Tyfone, Inc. Secure messaging
US8157178B2 (en) 2007-10-19 2012-04-17 First Data Corporation Manufacturing system to produce contactless devices with switches
US9741027B2 (en) 2007-12-14 2017-08-22 Tyfone, Inc. Memory card based contactless devices
US20090159698A1 (en) * 2007-12-24 2009-06-25 Dymanics Inc. Payment cards and devices with gift card, global integration, and magnetic stripe reader communication functionality
US7885878B2 (en) 2008-05-28 2011-02-08 First Data Corporation Systems and methods of payment account activation
US8451122B2 (en) 2008-08-08 2013-05-28 Tyfone, Inc. Smartcard performance enhancement circuits and systems
US7961101B2 (en) 2008-08-08 2011-06-14 Tyfone, Inc. Small RFID card with integrated inductive element
US9608826B2 (en) 2009-06-29 2017-03-28 Jpmorgan Chase Bank, N.A. System and method for partner key management
US9419957B1 (en) 2013-03-15 2016-08-16 Jpmorgan Chase Bank, N.A. Confidence-based authentication
US10148726B1 (en) 2014-01-24 2018-12-04 Jpmorgan Chase Bank, N.A. Initiating operating system commands based on browser cookies
EP3035230A1 (en) 2014-12-19 2016-06-22 Cardlab ApS A method and an assembly for generating a magnetic field
AU2015366215A1 (en) 2014-12-19 2017-07-20 Cardlab Aps A method and an assembly for generating a magnetic field and a method of manufacturing an assembly

Family Cites Families (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4918631A (en) * 1984-09-07 1990-04-17 Casio Computer Co., Ltd. Compact type electronic information card
US5590038A (en) * 1994-06-20 1996-12-31 Pitroda; Satyan G. Universal electronic transaction card including receipt storage and system and methods of conducting electronic transactions
US6163771A (en) * 1997-08-28 2000-12-19 Walker Digital, Llc Method and device for generating a single-use financial account number

Also Published As

Publication number Publication date
WO2001088659A3 (en) 2002-04-18
WO2001088659A9 (en) 2003-01-03
WO2001088659A2 (en) 2001-11-22

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