AT226344T - Method and system for paying of services and portable data media for such a system - Google Patents

Method and system for paying of services and portable data media for such a system

Info

Publication number
AT226344T
AT226344T AT97100003T AT97100003T AT226344T AT 226344 T AT226344 T AT 226344T AT 97100003 T AT97100003 T AT 97100003T AT 97100003 T AT97100003 T AT 97100003T AT 226344 T AT226344 T AT 226344T
Authority
AT
Austria
Prior art keywords
system
paying
services
method
portable data
Prior art date
Application number
AT97100003T
Other languages
German (de)
Inventor
Juergen Dethloff
Original Assignee
Juergen Dethloff
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority to DE19600383 priority Critical
Priority to DE1996109307 priority patent/DE19609307A1/en
Priority to DE1996120412 priority patent/DE19620412A1/en
Priority to US08/651,754 priority patent/US5811771A/en
Application filed by Juergen Dethloff filed Critical Juergen Dethloff
Publication of AT226344T publication Critical patent/AT226344T/en

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357Cards having a plurality of specified features
    • G06Q20/3572Multiple accounts on card
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices using electronic wallets or electronic money safes
    • G06Q20/363Payment architectures, schemes or protocols characterised by the use of specific devices using electronic wallets or electronic money safes with the personal data files for a user
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873Details of the card reader
    • G07F7/088Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
    • G07F7/0886Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
AT97100003T 1996-01-08 1997-01-02 Method and system for paying of services and portable data media for such a system AT226344T (en)

Priority Applications (4)

Application Number Priority Date Filing Date Title
DE19600383 1996-01-08
DE1996109307 DE19609307A1 (en) 1996-03-09 1996-03-09 Electronic payment method for services
DE1996120412 DE19620412A1 (en) 1996-01-08 1996-05-08 Electronic payment method for services
US08/651,754 US5811771A (en) 1996-05-22 1996-05-22 Method and system for paying with a portable data medium having security against over charging and unauthorized use

Publications (1)

Publication Number Publication Date
AT226344T true AT226344T (en) 2002-11-15

Family

ID=27438268

Family Applications (1)

Application Number Title Priority Date Filing Date
AT97100003T AT226344T (en) 1996-01-08 1997-01-02 Method and system for paying of services and portable data media for such a system

Country Status (3)

Country Link
US (1) US6047888A (en)
EP (1) EP0784301B1 (en)
AT (1) AT226344T (en)

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Also Published As

Publication number Publication date
EP0784301A3 (en) 1998-11-11
US6047888A (en) 2000-04-11
EP0784301B1 (en) 2002-10-16
EP0784301A2 (en) 1997-07-16

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