WO2002048978A3 - Verhahren und vorrichtung zur übertragung von elektronischen werteinheiten - Google Patents

Verhahren und vorrichtung zur übertragung von elektronischen werteinheiten Download PDF

Info

Publication number
WO2002048978A3
WO2002048978A3 PCT/EP2001/014474 EP0114474W WO0248978A3 WO 2002048978 A3 WO2002048978 A3 WO 2002048978A3 EP 0114474 W EP0114474 W EP 0114474W WO 0248978 A3 WO0248978 A3 WO 0248978A3
Authority
WO
WIPO (PCT)
Prior art keywords
user
subscriber
coordination center
electronic value
payment amount
Prior art date
Application number
PCT/EP2001/014474
Other languages
English (en)
French (fr)
Other versions
WO2002048978A2 (de
Inventor
Tschangiz Scheybani
Stefan Gruenzig
Original Assignee
Giesecke & Devrient Gmbh
Tschangiz Scheybani
Stefan Gruenzig
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Giesecke & Devrient Gmbh, Tschangiz Scheybani, Stefan Gruenzig filed Critical Giesecke & Devrient Gmbh
Priority to AU2002235760A priority Critical patent/AU2002235760A1/en
Priority to EP01985859A priority patent/EP1344194A2/de
Publication of WO2002048978A2 publication Critical patent/WO2002048978A2/de
Publication of WO2002048978A3 publication Critical patent/WO2002048978A3/de

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G06Q20/4097—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Vorgeschlagen werden ein Verfahren sowie ein Transaktionssystem zur Übertragung von elektronischen Werteinheiten zwischen einem Nutzer (10) und einem Teilnehmer (60, 62), welche über ein Datennetz (30) mit einer Kordinierungszentrale (40) verbunden sind. Dem Nutzer (10) wird auf seine Anforderung hin von der Koordinierungszentrale (40) eine den Teilnehmer (60, 62) bezeichnende Identitätsinformation übermittelt (118), der er mittels eines Nutzerendgerätes (12) einen Zahlungsbetrag hinzufügt. Nach Eingang der von dem Nutzer (10) bestätigten und mit einem Zahlungsbetrag verse henen Teilnehmeridentitätsinformation in der Koordinierungszentrale (40) übermittelt diese dem bezeichneten Teilnehmer (60, 62) ein Quittungssignal (130) über den Eingang eines Zahlungsbetrages. Der Teilnehmer (60, 62) wird, wenn er der Koordinierungszentrale (40) nicht bekannt ist, unter Angabe einer Kennung (54) in der Koordinierungszentrale (40) registriert.
PCT/EP2001/014474 2000-12-12 2001-12-10 Verhahren und vorrichtung zur übertragung von elektronischen werteinheiten WO2002048978A2 (de)

Priority Applications (2)

Application Number Priority Date Filing Date Title
AU2002235760A AU2002235760A1 (en) 2000-12-12 2001-12-10 Method and device for transferring electronic value units
EP01985859A EP1344194A2 (de) 2000-12-12 2001-12-10 Verhahren und vorrichtung zur übertragung von elektronischen werteinheiten

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
DE2000161906 DE10061906A1 (de) 2000-12-12 2000-12-12 Verfahren und Vorrichtung zur Übertragung von elektronischen Werteinheiten
DE10061906.1 2000-12-12

Publications (2)

Publication Number Publication Date
WO2002048978A2 WO2002048978A2 (de) 2002-06-20
WO2002048978A3 true WO2002048978A3 (de) 2002-09-19

Family

ID=7666856

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/EP2001/014474 WO2002048978A2 (de) 2000-12-12 2001-12-10 Verhahren und vorrichtung zur übertragung von elektronischen werteinheiten

Country Status (4)

Country Link
EP (1) EP1344194A2 (de)
AU (1) AU2002235760A1 (de)
DE (1) DE10061906A1 (de)
WO (1) WO2002048978A2 (de)

Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
DE3904215A1 (de) * 1988-02-22 1989-08-31 Asea Brown Boveri Verfahren zur identifikation eines benuetzers einer chipkarte
EP0789336A2 (de) * 1996-02-10 1997-08-13 Deutsche Telekom AG Verfahren zur Transaktionskontrolle elektronischer Geldbörsensysteme
WO1998025371A1 (en) * 1996-12-04 1998-06-11 Ynjiun Wang Portable electronic authorization devices and methods therefor
WO1998028719A1 (fr) * 1996-12-24 1998-07-02 Gemplus S.C.A. Procede de transfert securise de donnees par un reseau de communication
FR2762118A1 (fr) * 1997-04-11 1998-10-16 Gemplus Card Int Procedure securisee de controle de transfert d'unites de valeur dans un systeme de jeu a carte a puce
US6039250A (en) * 1995-07-06 2000-03-21 Hitachi, Ltd. Electronic money sending system

Patent Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
DE3904215A1 (de) * 1988-02-22 1989-08-31 Asea Brown Boveri Verfahren zur identifikation eines benuetzers einer chipkarte
US6039250A (en) * 1995-07-06 2000-03-21 Hitachi, Ltd. Electronic money sending system
EP0789336A2 (de) * 1996-02-10 1997-08-13 Deutsche Telekom AG Verfahren zur Transaktionskontrolle elektronischer Geldbörsensysteme
WO1998025371A1 (en) * 1996-12-04 1998-06-11 Ynjiun Wang Portable electronic authorization devices and methods therefor
WO1998028719A1 (fr) * 1996-12-24 1998-07-02 Gemplus S.C.A. Procede de transfert securise de donnees par un reseau de communication
FR2762118A1 (fr) * 1997-04-11 1998-10-16 Gemplus Card Int Procedure securisee de controle de transfert d'unites de valeur dans un systeme de jeu a carte a puce

Also Published As

Publication number Publication date
WO2002048978A2 (de) 2002-06-20
AU2002235760A1 (en) 2002-06-24
EP1344194A2 (de) 2003-09-17
DE10061906A1 (de) 2002-10-31

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